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    <title>Savings Accounts </title>
    <link>https://cashmanagement.savingadvice.com</link>
    <description> </description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Fellow Investor</managingEditor>
    <language>en-us</language>
	        <item>
      <title>Financial Advisors - Where to Find Them   </title>
      <link>https://cashmanagement.savingadvice.com/2011/12/12/financial-advisors-where-to-find-them-_87706/</link>
      <description>Many people depend on a financial advisor to help them achieve their financial goals. Financial advisors have access to a great deal of knowledge about finances as they are trained especially in this area.  You can find a financial advisor by searching the Internet (websites), going...</description>
      <pubDate>Mon, 12 Dec 2011 09:20:23 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Trouble-free Property Management </title>
      <link>https://cashmanagement.savingadvice.com/2011/02/14/trouble-free-property-management-_66115/</link>
      <description>Real-estate investment is big business in Western Australia, like for example much of the world. This is especially true of rental property. A well-maintained rental property in Perth, for example, could net an investor many thousands of dollars every year. &#60;br /&#62;
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One of the most successful...</description>
      <pubDate>Mon, 14 Feb 2011 09:01:47 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>How to Choose the Home Loan That Is Right for You</title>
      <link>https://cashmanagement.savingadvice.com/2010/11/09/how-to-choose-the-home-loan-that-is-righ_63323/</link>
      <description>Congratulations, you've found your dream home! It's just what you've been looking for; it's in a great suburb with a choice of terrific schools, there's plenty of parkland for the kids to play, the kitchens and bathrooms have been renovated, and your bedroom gets the morning sun! But...</description>
      <pubDate>Tue, 09 Nov 2010 06:37:25 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>What You Need To Know When Choosing A Home Loan </title>
      <link>https://cashmanagement.savingadvice.com/2010/10/15/what-you-need-to-know-when-choosing-a-ho_62722/</link>
      <description></description>
      <pubDate>Fri, 15 Oct 2010 05:18:23 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Save on Standby Power and Money</title>
      <link>https://cashmanagement.savingadvice.com/2010/01/20/save-on-standby-power-and-money_56695/</link>
      <description>&#60;a href=&#34;https://www.savingadvice.com/blogs/image.php?blog=3418&#38;id=7453&#38;original=1&#34;&#62;&#60;img hspace=&#34;5&#34; src=&#34;https://www.savingadvice.com/blogs/image.php?blog=3418&#38;id=7453&#38;&#38;&#34; alt=&#34;&#34; align=&#34;&#34; border=&#34;2&#34; /&#62;&#60;/a&#62;&#60;br /&#62;
Most of us like to think that we are following green or environmentally friendly practices with our power usage habits. Yet in many cases, if we don&rsquo;t keep abreast of new technology, we may be missing some of the best and easiest ways to both save power and thus save ourselves...</description>
      <pubDate>Wed, 20 Jan 2010 08:25:11 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Financial Goals 2010</title>
      <link>https://cashmanagement.savingadvice.com/2010/01/20/financial-goals-2010_56694/</link>
      <description>Wealth management encompasses all elements of creating wealth including tax reduction as well as investments; implementing business structures; protection of assets, trusts and self managed super funds. A financial planner can help you to put wealth management procedures into place...</description>
      <pubDate>Wed, 20 Jan 2010 06:17:12 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>You Don't Have to be Well-Off to Give Up Work on a Guaranteed Income for Life</title>
      <link>https://cashmanagement.savingadvice.com/2009/07/17/you-dont-have-to-be-well-off-to-give-up-_52388/</link>
      <description>The majority of us dream of the day we pack in work for good - especially if that retirement also means we have a guaranteed income for life. To some this is an unattainable dream, but it can happen if we take the proper steps beforehand. What do we have to do to make the dream a reality?&#60;br /&#62;
&#60;br /&#62;
Investing...</description>
      <pubDate>Fri, 17 Jul 2009 10:12:13 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Leave your Credit Cards at Home</title>
      <link>https://cashmanagement.savingadvice.com/2009/07/15/leave-your-credit-cards-at-home_52346/</link>
      <description>Maybe this is an obvious tip, but sometimes the obvious isn't so obvious to some (If that makes sense)&#60;br /&#62;
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&#60;a href=&#34;https://www.savingadvice.com/blogs/image.php?blog=3418&#38;id=6605&#38;original=1&#34;&#62;&#60;img hspace=&#34;5&#34; src=&#34;https://www.savingadvice.com/blogs/image.php?blog=3418&#38;id=6605&#38;&#38;&#34; alt=&#34;&#34; align=&#34;&#34; border=&#34;2&#34; /&#62;&#60;/a&#62;&#60;br /&#62;
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Always leave your credit cards at home to remove the urge for impulse buying. Leave them in a locked drawer and only get them out when you need to pay for something like...</description>
      <pubDate>Wed, 15 Jul 2009 05:06:09 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Winners &amp; Losers</title>
      <link>https://cashmanagement.savingadvice.com/2009/07/15/winners-losers_52345/</link>
      <description>You've all heard the expression &#34;&#60;b&#62;the rich get richer and the poor get poorer&#60;/b&#62;&#34; right?&#60;br /&#62;
&#60;br /&#62;
Well to my way of thinking there is one major difference between financial winners and financial losers.&#60;br /&#62;
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Winners borrow money at low rates of interest for assets such as property and shares...</description>
      <pubDate>Wed, 15 Jul 2009 04:45:24 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Managing Mid-Year Finance Woes</title>
      <link>https://cashmanagement.savingadvice.com/2009/07/08/managing-mid-year-finance-woes_52204/</link>
      <description>Aren't you glad that the end of the financial year doesn't come at Christmas time? Instead, June rolls around and we have to be prepared for all the extra work necessary to sort out our finances. But why not be a wise owl and get in ahead of time? You can save yourself a bit of stress...</description>
      <pubDate>Wed, 08 Jul 2009 04:50:32 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Why Creating an Emergency Fund is a Good Idea</title>
      <link>https://cashmanagement.savingadvice.com/2009/07/08/why-creating-an-emergency-fund-is-a-good_52203/</link>
      <description>An emergency fund is good insurance&#60;br /&#62;
&#60;br /&#62;
You may have gone to a lot of trouble to work out a budget so you know just what bills are coming in and how much you'll need to pay them. Then you feel that anything left over is yours to spend how you like. That is true of course; you've earned...</description>
      <pubDate>Wed, 08 Jul 2009 03:31:20 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Why Winning the Lottery is Not a Safe Financial Plan</title>
      <link>https://cashmanagement.savingadvice.com/2009/07/07/why-winning-the-lottery-is-not-a-safe-fi_52191/</link>
      <description>The recent $93 million lottery draw got me thinking if buying lottery tickets is the best way to a better lifestyle.  &#60;br /&#62;
&#60;br /&#62;
Do you buy a lottery ticket every week - or more often - in the hopes of winning the big one? Do you constantly dream about what you will do when you finally win...</description>
      <pubDate>Tue, 07 Jul 2009 16:15:59 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>What the heck is a stock warrant anyhow?</title>
      <link>https://cashmanagement.savingadvice.com/2009/05/15/what-the-heck-is-a-stock-warrant-anyhow_51042/</link>
      <description>A stock warrant is a certificate issued by companies that gives the holder the right to buy a certain number of shares at a particular price within a specified time frame. There are two different kinds of stock warrants. One is called a call warrant and that is the one just mentioned....</description>
      <pubDate>Fri, 15 May 2009 04:43:42 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>The History of the Cash Management Trust</title>
      <link>https://cashmanagement.savingadvice.com/2009/05/15/the-history-of-the-cash-management-trust_51041/</link>
      <description>A cash management trust is an investment vehicle that provides returns for investors by buying into short-term liquid assets such as interest bearing securities and bank bills. The concept was first introduced in Australia in 1980 by the Macquarie Bank and became a popular means of...</description>
      <pubDate>Fri, 15 May 2009 04:35:08 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>What did Einstein refer to as the world's greatest discovery?</title>
      <link>https://cashmanagement.savingadvice.com/2009/05/14/what-did-einstein-refer-to-as-the-worlds_51014/</link>
      <description>Most of us have heard of interest. That's what you have to pay when you get a loan. That's what makes it so hard to pay back the loan when the interest rates keep on rising! Ah yes, and that's the measly little bit of extra money the bank gives - grudgingly, it appears - when we have...</description>
      <pubDate>Thu, 14 May 2009 08:21:49 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Are Men Better Savers Than Women?</title>
      <link>https://cashmanagement.savingadvice.com/2009/05/08/are-men-better-savers-than-women_50860/</link>
      <description>The research study by Celsius Research of online savers, commissioned by RaboPlus, the online banking division of AAA rated Rabobank Australia Limited, shows men are more disciplined about their savings than women, and are saving more each month.&#60;br /&#62;
&#60;br /&#62;
&#60;div align=&#34;center&#34;&#62;&#60;a href=&#34;https://www.savingadvice.com/blogs/image.php?blog=3418&#38;id=6102&#38;original=1&#34;&#62;&#60;img hspace=&#34;5&#34; src=&#34;https://www.savingadvice.com/blogs/image.php?blog=3418&#38;id=6102&#38;&#38;&#34; alt=&#34;&#34; align=&#34;&#34; border=&#34;2&#34; /&#62;&#60;/a&#62;&#60;/div&#62;&#60;br /&#62;
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The research also found that...</description>
      <pubDate>Fri, 08 May 2009 03:11:28 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Retirement Plan B</title>
      <link>https://cashmanagement.savingadvice.com/2009/05/06/retirement-plan-b_50812/</link>
      <description>If you think you will have enough money to retire on think again. You may have, of course, but unless you know for sure it&rsquo;s time to analyse your retirement plan and your investments. In these days of longevity, it may be that you will actually outlive your nest egg unless you do...</description>
      <pubDate>Wed, 06 May 2009 08:23:20 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Are  Managed  Funds a Cool Investment?</title>
      <link>https://cashmanagement.savingadvice.com/2009/05/01/are-managed-funds-a-cool-investment_50677/</link>
      <description>Managed funds are also known as unit trusts. Their attraction is that they offer a great deal more diversification than you could manage if investing with a smaller amount of money. This creates a diversified portfolio that can be considered much safer than one with fewer investments....</description>
      <pubDate>Fri, 01 May 2009 08:14:44 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Go Online for Banking and Savings Accounts</title>
      <link>https://cashmanagement.savingadvice.com/2009/04/20/go-online-for-banking-and-savings-accoun_50456/</link>
      <description>Online savings accounts and banking may be a good option for someone who does a lot of financial transactions online.  Most &lsquo;brick and mortar&rsquo; banks offer online banking, and there are numerous institutions that can only be found online.  &#60;br /&#62;
&#60;br /&#62;
The same services can be secured online...</description>
      <pubDate>Mon, 20 Apr 2009 14:27:15 PST</pubDate>
	  <author>Fellow Investor</author>
    </item>
    <item>
      <title>Why You Should Compare Credit Cards</title>
      <link>https://cashmanagement.savingadvice.com/2009/04/20/why-you-should-compare-credit-cards_50454/</link>
      <description>It is a common practice for most of us to look for the best deal from any commitment we make but taking time to compare credit cards to choose the best is not practiced by many people; we just pick any card. The fact that credit cards might look the same doesn&rsquo;t mean they are designed...</description>
      <pubDate>Mon, 20 Apr 2009 08:41:36 PST</pubDate>
	  <author>Fellow Investor</author>
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