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	<title>Debt Relief Industry News</title>
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	<description>The latest news and information from GetOutOfDebt.org about the debt relief industry.</description>
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	<title>Debt Relief Industry | Get Out of Debt Guy</title>
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	<item>
		<title>36% of People Earning Over $300,000 Say They Live Paycheck to Paycheck. Here’s What the Survey Actually Asked (October 2026)</title>
		<link>https://getoutofdebt.org/270682/paycheck-to-paycheck-300000-survey-october-2026</link>
					<comments>https://getoutofdebt.org/270682/paycheck-to-paycheck-300000-survey-october-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 07 Oct 2026 18:22:12 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[consumer survey]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[high income debt]]></category>
		<category><![CDATA[lifestyle inflation debt]]></category>
		<category><![CDATA[living paycheck to paycheck]]></category>
		<category><![CDATA[minimum payment]]></category>
		<category><![CDATA[Paycheck to Paycheck]]></category>
		<category><![CDATA[Your Money Actually]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270682</guid>

					<description><![CDATA[A survey says 36% of people earning over $300,000 live paycheck to paycheck. Here's the exact question they answered, and the one number worth tracking.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/270682/paycheck-to-paycheck-300000-survey-october-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>A Pennsylvania Woman Is Suing Tax Network USA. Here’s What the Complaint Says</title>
		<link>https://getoutofdebt.org/270675/tax-network-usa-lawsuit-what-the-complaint-says</link>
					<comments>https://getoutofdebt.org/270675/tax-network-usa-lawsuit-what-the-complaint-says#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 07 Oct 2026 17:54:55 +0000</pubDate>
				<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[back taxes]]></category>
		<category><![CDATA[consumer protection lawsuit]]></category>
		<category><![CDATA[federal debt relief lawsuits]]></category>
		<category><![CDATA[federal lawsuit]]></category>
		<category><![CDATA[IRS Payment Plan]]></category>
		<category><![CDATA[IRS Tax Debt]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[pennsylvania]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[Tax Debt Relief]]></category>
		<category><![CDATA[Tax Network USA]]></category>
		<category><![CDATA[Tax Resolution]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270675</guid>

					<description><![CDATA[Tax Network USA lawsuit: what the complaint alleges (allegations only, no finding) and what to check before you pay any tax relief company.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/270675/tax-network-usa-lawsuit-what-the-complaint-says/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Equifax’s $30 Million Hard Inquiry Settlement: Who Actually Qualifies, and What Everyone Else Can Do</title>
		<link>https://getoutofdebt.org/270616/equifax-30-million-hard-inquiry-settlement-who-qualifies</link>
					<comments>https://getoutofdebt.org/270616/equifax-30-million-hard-inquiry-settlement-who-qualifies#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 05 Oct 2026 17:19:09 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Credit Report / Credit Score]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[annualcreditreport]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[credit bureau dispute]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Report Dispute]]></category>
		<category><![CDATA[credit report inquiry]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[Equifax credit report dispute]]></category>
		<category><![CDATA[Equifax Information Services]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[Scam Warning]]></category>
		<category><![CDATA[settlement scam warning]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270616</guid>

					<description><![CDATA[Equifax hard inquiry settlement: $30M fund, claim by Nov. 29, 2026. Only people on Equifax's class list can file. Here's how to know if that's you.]]></description>
		
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	</item>
		<item>
		<title>Only 29,000 Jobs Were Added in September. Here’s What a Weak Jobs Report Means for Your Card Rate, Your Savings, and Your Paycheck</title>
		<link>https://getoutofdebt.org/270576/september-jobs-report-29000-jobs-what-it-means-for-your-money</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 02 Oct 2026 17:16:45 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Credit Card APR]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[job loss]]></category>
		<category><![CDATA[jobs report]]></category>
		<category><![CDATA[Prime Rate]]></category>
		<category><![CDATA[rate hike]]></category>
		<category><![CDATA[savings accounts]]></category>
		<category><![CDATA[unemployment]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270576</guid>

					<description><![CDATA[Only 29,000 jobs were added in September and October Fed hike odds fell. Here's what it means for your card rate, your savings and your job.]]></description>
		
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/10/jobs-report-sept-2026-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>SNAP Funding Just Shifted to States. Here’s How I’d Protect My Benefits From a Paperwork Closure (October 2026)</title>
		<link>https://getoutofdebt.org/270536/snap-funding-shift-states-protect-benefits-paperwork-closure</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 01 Oct 2026 18:18:35 +0000</pubDate>
				<category><![CDATA[Benefit Programs]]></category>
		<category><![CDATA[Regulation / Legislation]]></category>
		<category><![CDATA[financial assistance]]></category>
		<category><![CDATA[food bank]]></category>
		<category><![CDATA[food stamps]]></category>
		<category><![CDATA[government assistance]]></category>
		<category><![CDATA[government safety net]]></category>
		<category><![CDATA[low income]]></category>
		<category><![CDATA[missouri]]></category>
		<category><![CDATA[snap]]></category>
		<category><![CDATA[SNAP benefits]]></category>
		<category><![CDATA[SNAP cost shift]]></category>
		<category><![CDATA[SNAP fair hearing]]></category>
		<category><![CDATA[SNAP recertification]]></category>
		<category><![CDATA[USDA]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270536</guid>

					<description><![CDATA[SNAP changes in October 2026 shift costs to states. Here's how to protect your benefits from a paperwork closure before your next renewal.]]></description>
		
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/10/snap-paperwork-closure-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>How to Check If Your Child Has a Trump Account (and Why I’d Claim the Free Money Before Adding My Own)</title>
		<link>https://getoutofdebt.org/270531/how-to-check-if-your-child-has-a-trump-account</link>
					<comments>https://getoutofdebt.org/270531/how-to-check-if-your-child-has-a-trump-account#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 01 Oct 2026 18:17:55 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Investing and Savings]]></category>
		<category><![CDATA[Children and Money]]></category>
		<category><![CDATA[emergency-fund-]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Form 4547]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[kids savings]]></category>
		<category><![CDATA[personal-finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Section 530A]]></category>
		<category><![CDATA[treasury department]]></category>
		<category><![CDATA[Trump Accounts]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270531</guid>

					<description><![CDATA[How to check if your child has a Trump Account: Treasury says 60 million kids now have one. Claim the free money first, then think hard before adding your own.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Inflation Cooled This Week. Mortgage Rates Still Rose for a Sixth Straight Week. Here’s Why.</title>
		<link>https://getoutofdebt.org/270507/mortgage-rates-sixth-straight-week-inflation-cooled-september-2026</link>
					<comments>https://getoutofdebt.org/270507/mortgage-rates-sixth-straight-week-inflation-cooled-september-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 30 Sep 2026 17:30:59 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[10-year Treasury]]></category>
		<category><![CDATA[certificates of deposit]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage bankers association]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[PCE inflation]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270507</guid>

					<description><![CDATA[Inflation cooled and Fed-hike bets faded, yet mortgage rates hit 7.30%, a sixth straight weekly rise. Here's why, and the moves I'd check.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>The Student Loan Autopay Discount Deadline Just Moved to December 31. Here’s What I’d Do Before Then.</title>
		<link>https://getoutofdebt.org/270470/student-loan-autopay-discount-deadline-extended-december-31</link>
					<comments>https://getoutofdebt.org/270470/student-loan-autopay-discount-deadline-extended-december-31#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 29 Sep 2026 18:27:20 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Student Loan Related]]></category>
		<category><![CDATA[auto pay]]></category>
		<category><![CDATA[autopay]]></category>
		<category><![CDATA[department of education]]></category>
		<category><![CDATA[direct loans]]></category>
		<category><![CDATA[federal student loan news]]></category>
		<category><![CDATA[federal student loans]]></category>
		<category><![CDATA[how to avoid overdraft fees]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rate reduction]]></category>
		<category><![CDATA[PSLF]]></category>
		<category><![CDATA[Repayment Assistance Plan]]></category>
		<category><![CDATA[SAVE plan]]></category>
		<category><![CDATA[Student Loan Repayment]]></category>
		<category><![CDATA[StudentAid.gov]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270470</guid>

					<description><![CDATA[Student loan autopay discount deadline extended to Dec. 31, 2026. The panic is off, but one bank mistake can wipe out the savings. Here's my plan.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Forbes’ $10 Million Website-Tracking Settlement: California Residents Have Until November 9 to File a Claim</title>
		<link>https://getoutofdebt.org/270443/forbes-website-tracking-settlement-california-file-by-november-9</link>
					<comments>https://getoutofdebt.org/270443/forbes-website-tracking-settlement-california-file-by-november-9#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 28 Sep 2026 20:10:04 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[CIPA]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer privacy]]></category>
		<category><![CDATA[Data privacy]]></category>
		<category><![CDATA[file a claim]]></category>
		<category><![CDATA[Forbes]]></category>
		<category><![CDATA[Kroll Settlement Administration]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[Microsoft]]></category>
		<category><![CDATA[settlement claim]]></category>
		<category><![CDATA[website tracking]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270443</guid>

					<description><![CDATA[California residents who read Forbes Dec. 20, 2023 to June 11, 2026 could get $32-$189 (plaintiffs' estimate). No receipt needed. File by Nov. 9.]]></description>
		
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		<item>
		<title>ClearOne Advantage Sued Over Debt Consolidation Text Messages — Here’s What the Complaint Says</title>
		<link>https://getoutofdebt.org/270425/clearone-advantage-sued-tcpa-text-messages</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 28 Sep 2026 19:04:53 +0000</pubDate>
				<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[arizona]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[ClearOne Advantage]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Debt Settlement Company]]></category>
		<category><![CDATA[Do Not Call Registry]]></category>
		<category><![CDATA[National Do Not Call Registry]]></category>
		<category><![CDATA[spam texts]]></category>
		<category><![CDATA[TCPA lawsuit]]></category>
		<category><![CDATA[telemarketing]]></category>
		<category><![CDATA[Telephone Consumer Protection Act]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270425</guid>

					<description><![CDATA[A new class action accuses ClearOne Advantage, LLC of sending unsolicited debt consolidation text messages to a number on the National Do Not Call Registry. Here's what the TCPA complaint alleges — and what it means for you.]]></description>
		
		
		
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		<item>
		<title>The $96.5 Million Generic Drug Settlement Is Open — How to Register for Your Claim</title>
		<link>https://getoutofdebt.org/270319/generic-drug-price-fixing-settlement-claim</link>
					<comments>https://getoutofdebt.org/270319/generic-drug-price-fixing-settlement-claim#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 24 Sep 2026 18:03:43 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[antitrust]]></category>
		<category><![CDATA[Apotex]]></category>
		<category><![CDATA[Bausch Health]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[Emcure]]></category>
		<category><![CDATA[file a claim]]></category>
		<category><![CDATA[generic drugs]]></category>
		<category><![CDATA[Glenmark]]></category>
		<category><![CDATA[Heritage Pharmaceuticals]]></category>
		<category><![CDATA[Lannett]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[Prescription costs]]></category>
		<category><![CDATA[price fixing]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270319</guid>

					<description><![CDATA[Six drug makers will pay $96.5M over generic drug price-fixing claims. Bought a listed drug 2009-2019? Here's how to register before the window closes.]]></description>
		
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		<item>
		<title>The CFPB Just Stopped Publishing Consumer Complaint Stories — Here’s How to Still Vet a Debt Company</title>
		<link>https://getoutofdebt.org/270303/cfpb-stops-publishing-complaint-narratives-what-to-do</link>
					<comments>https://getoutofdebt.org/270303/cfpb-stops-publishing-complaint-narratives-what-to-do#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 24 Sep 2026 17:42:48 +0000</pubDate>
				<category><![CDATA[CFPB Watch]]></category>
		<category><![CDATA[Consumer Financial Protection Bureau]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[complaint narratives]]></category>
		<category><![CDATA[Consumer Complaint Database]]></category>
		<category><![CDATA[consumer complaints]]></category>
		<category><![CDATA[Consumer Financial Protection bureau]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[Credit Report Dispute]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[ProPublica]]></category>
		<category><![CDATA[scam checker]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270303</guid>

					<description><![CDATA[The CFPB stopped publishing complaint narratives Aug. 14 — here's what's still in the database and how I'd still vet a debt collector or settlement company.]]></description>
		
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		<item>
		<title>An Early-Season Nor’easter Is Hitting the Coast. Check These 3 Lines in Your Insurance Policy Before It Does.</title>
		<link>https://getoutofdebt.org/270311/noreaster-insurance-check-2026</link>
					<comments>https://getoutofdebt.org/270311/noreaster-insurance-check-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 24 Sep 2026 17:42:14 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[assignment of benefits]]></category>
		<category><![CDATA[disaster preparedness]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[hurricane deductible]]></category>
		<category><![CDATA[insurance claims]]></category>
		<category><![CDATA[natural disaster]]></category>
		<category><![CDATA[NFIP]]></category>
		<category><![CDATA[nor'easter]]></category>
		<category><![CDATA[renters insurance]]></category>
		<category><![CDATA[Storm Damage]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270311</guid>

					<description><![CDATA[An early-season nor'easter is bringing coastal flooding and high winds to NJ, DE, MD, VA, MA and RI. Here's what your homeowners policy actually covers — and what it doesn't.]]></description>
		
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		<title>The Fed Just Raised Rates. Here’s the One Thing Your Card Company Doesn’t Have to Tell You</title>
		<link>https://getoutofdebt.org/270043/fed-hike-card-apr-resets</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 16 Sep 2026 18:46:11 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[APR increase]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[Credit Card APR]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt payoff]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Prime Rate]]></category>
		<category><![CDATA[rate hike]]></category>
		<category><![CDATA[regulation z]]></category>
		<category><![CDATA[variable rate]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=270043</guid>

					<description><![CDATA[The Fed hiked rates a quarter point on Sept. 16, 2026. Here's how it resets your variable credit card APR, and why your issuer doesn't have to warn you first.]]></description>
		
		
		
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		<item>
		<title>The 2027 Social Security COLA Is Expected October 14, 2026 — And Medicare’s ‘Hold Harmless’ Law Won’t Protect All of It</title>
		<link>https://getoutofdebt.org/269940/2027-social-security-cola-medicare-hold-harmless-law</link>
					<comments>https://getoutofdebt.org/269940/2027-social-security-cola-medicare-hold-harmless-law#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 14 Sep 2026 20:40:00 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Retirement Related]]></category>
		<category><![CDATA[Social Security / SSDI]]></category>
		<category><![CDATA[cms]]></category>
		<category><![CDATA[COLA]]></category>
		<category><![CDATA[Cost of Living Adjustment]]></category>
		<category><![CDATA[Extra Help]]></category>
		<category><![CDATA[Hold Harmless]]></category>
		<category><![CDATA[IRMAA]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[Medicare Open Enrollment]]></category>
		<category><![CDATA[Medicare Part B]]></category>
		<category><![CDATA[Medicare Savings Program]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Social Security Administration]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269940</guid>

					<description><![CDATA[The 2027 COLA is expected Oct. 14, 2026. Medicare's hold-harmless law protects Part B -- but not IRMAA, Part D, or Medigap. Here's the lever you control.]]></description>
		
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		<item>
		<title>Connecticut Just Ordered a Paycheck-Advance App to Refund Every Fee It Charged Its Connecticut Users. Here’s What That Means If You Use One (September 2026)</title>
		<link>https://getoutofdebt.org/269816/tapcheck-connecticut-consent-order-refund</link>
					<comments>https://getoutofdebt.org/269816/tapcheck-connecticut-consent-order-refund#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 09 Sep 2026 18:26:44 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[cash advance apps]]></category>
		<category><![CDATA[Connecticut]]></category>
		<category><![CDATA[Connecticut Department of Banking]]></category>
		<category><![CDATA[consent order]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[earned wage access]]></category>
		<category><![CDATA[Fintech]]></category>
		<category><![CDATA[high-interest loans]]></category>
		<category><![CDATA[Parking Revenue Recovery Service]]></category>
		<category><![CDATA[Payday Loans]]></category>
		<category><![CDATA[small loan act]]></category>
		<category><![CDATA[Tapcheck]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269816</guid>

					<description><![CDATA[Connecticut just ordered Tapcheck to refund every fee it charged after alleging the app operated without a license. See what changes next.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>EmblemHealth and NYC Have Agreed to a $53 Million Retiree Copay Settlement. Here’s the Deadline — and the Catch in the Fine Print.</title>
		<link>https://getoutofdebt.org/269739/emblemhealth-nyc-retiree-copay-settlement</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 07 Sep 2026 21:41:42 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[EmblemHealth]]></category>
		<category><![CDATA[Explanation of Benefits]]></category>
		<category><![CDATA[GHI Senior Care]]></category>
		<category><![CDATA[medical-debt]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[New York City]]></category>
		<category><![CDATA[NYC retirees]]></category>
		<category><![CDATA[senior scams]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269739</guid>

					<description><![CDATA[EmblemHealth and NYC have agreed to refund up to $53 million to retirees if a judge approves. Claims are due October 30, 2026 — I read the notice for the catch nobody's mentioning.]]></description>
		
		
		
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		<item>
		<title>Mortgage Rates Just Hit a One-Year High — and the Fed Isn’t Talking About Cuts. Here’s What’s Really Happening to Your Money This Week</title>
		<link>https://getoutofdebt.org/269637/mortgage-rate-one-year-high-fed-not-cutting-september-2026</link>
					<comments>https://getoutofdebt.org/269637/mortgage-rate-one-year-high-fed-not-cutting-september-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 04 Sep 2026 06:37:03 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Christopher Waller]]></category>
		<category><![CDATA[Credit Card Rates]]></category>
		<category><![CDATA[Dow Jones]]></category>
		<category><![CDATA[Fed Funds Rate]]></category>
		<category><![CDATA[Fed Rate Hike]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[High-Yield Savings Account]]></category>
		<category><![CDATA[Homebuyers]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Kevin Warsh]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[September 2026]]></category>
		<category><![CDATA[Treasury Yields]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269637</guid>

					<description><![CDATA[Mortgage rates hit 6.71% this week, a one-year high, while no Fed policymaker has voted for a cut since April. The real story, and what to do.]]></description>
		
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		<title>No, You’re Not Getting $10,000 From the AMN Healthcare Settlement — Here’s Who Actually Is</title>
		<link>https://getoutofdebt.org/269534/amn-healthcare-settlement-10000-claim-myth</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 01 Sep 2026 18:19:25 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[AMN Healthcare]]></category>
		<category><![CDATA[California Invasion of Privacy Act]]></category>
		<category><![CDATA[CIPA]]></category>
		<category><![CDATA[claim form]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[debt relief news]]></category>
		<category><![CDATA[Kroll Settlement Administration]]></category>
		<category><![CDATA[settlement misinformation]]></category>
		<category><![CDATA[settlement scam]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269534</guid>

					<description><![CDATA[Claim sites say AMN Healthcare pays 'up to $10,000.' That's the class reps' award, not yours. Here's the real number and the Oct. 27 deadline.]]></description>
		
		
		
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		<title>The $117 Million Pork Price-Fixing Settlement — Here’s What Nearly Every Write-Up Gets Wrong</title>
		<link>https://getoutofdebt.org/269542/pork-price-fixing-settlement-117-million-claim-deadline</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 01 Sep 2026 18:19:25 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[antitrust]]></category>
		<category><![CDATA[antitrust settlement]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[file a claim]]></category>
		<category><![CDATA[food prices]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[indirect purchaser]]></category>
		<category><![CDATA[pork settlement]]></category>
		<category><![CDATA[price fixing]]></category>
		<category><![CDATA[settlement claim]]></category>
		<category><![CDATA[Tyson Foods]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269542</guid>

					<description><![CDATA[Five pork producers will pay $117M over price-fixing claims. It's 23 states + DC (not 24), and 3 states have a different start date. Here's who qualifies.]]></description>
		
		
		
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		<title>The $17 Million Kroger Pharmacy Settlement Is Open — How to File Your Claim Before December 2026</title>
		<link>https://getoutofdebt.org/269431/the-17-million-kroger-pharmacy-settlement-is-open-how-to-file-your-claim-before-december-2026</link>
					<comments>https://getoutofdebt.org/269431/the-17-million-kroger-pharmacy-settlement-is-open-how-to-file-your-claim-before-december-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 28 Aug 2026 19:41:02 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[co-pay overcharge]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[file a claim]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[kroger]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[pharmacy settlement]]></category>
		<category><![CDATA[Prescription costs]]></category>
		<category><![CDATA[Rx Savings Club]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269431</guid>

					<description><![CDATA[Kroger will pay $17M over pharmacy pricing claims. Paid for a prescription with insurance at Kroger since Dec. 2018? You may qualify — file by Dec. 21, 2026.]]></description>
		
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		<title>Meta Will Pay at Least $12.1 Billion Over Kids’ Social Media Safety — Don’t Expect a Check</title>
		<link>https://getoutofdebt.org/269358/meta-child-safety-settlement-no-claim-form-announced</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 26 Aug 2026 16:43:23 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[child safety settlement]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Instagram]]></category>
		<category><![CDATA[kids-and-money]]></category>
		<category><![CDATA[Meta]]></category>
		<category><![CDATA[Multistate Settlement]]></category>
		<category><![CDATA[parental controls]]></category>
		<category><![CDATA[screen time limits]]></category>
		<category><![CDATA[social media addiction]]></category>
		<category><![CDATA[state attorney general]]></category>
		<category><![CDATA[teen mental health]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269358</guid>

					<description><![CDATA[Meta will pay at least $12.1 billion to settle child-safety claims over Instagram and Facebook. The money goes to states, and no claim form has been announced.]]></description>
		
		
		
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		<title>Connecticut Just Ordered CDS Financial to Cease and Desist — I Flagged This Same Operation Seven Years Ago</title>
		<link>https://getoutofdebt.org/269354/cds-financial-connecticut-cease-and-desist-order</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 26 Aug 2026 16:17:52 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[2nd Chance Solutions]]></category>
		<category><![CDATA[CDS Financial]]></category>
		<category><![CDATA[cease and desist]]></category>
		<category><![CDATA[Clarity Debt Solutions]]></category>
		<category><![CDATA[Connecticut Department of Banking]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[David Lugo]]></category>
		<category><![CDATA[debt relief scam]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[debt-negotiation]]></category>
		<category><![CDATA[enforcement action]]></category>
		<category><![CDATA[Kevin Lugo]]></category>
		<category><![CDATA[LifeBridge Servicing]]></category>
		<category><![CDATA[NMLS]]></category>
		<category><![CDATA[restitution]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269354</guid>

					<description><![CDATA[Connecticut ordered CDS Financial, David Lugo, and Kevin Lugo to cease and desist and pay restitution. I flagged the same address and manager back in 2019.]]></description>
		
		
		
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		<title>The FTC Just Settled With Doxo for $2.1 Million — Pull Your Last 12 Months of Bill Payments and Look for These Fees</title>
		<link>https://getoutofdebt.org/269085/doxo-ftc-settlement-2-1-million-check-bill-payments</link>
					<comments>https://getoutofdebt.org/269085/doxo-ftc-settlement-2-1-million-check-bill-payments#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 18 Aug 2026 20:56:03 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bill payment]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[credit report errors]]></category>
		<category><![CDATA[Doxo]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC settlement]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[Roger Parks]]></category>
		<category><![CDATA[ROSCA]]></category>
		<category><![CDATA[search ads scam]]></category>
		<category><![CDATA[Steve Shivers]]></category>
		<category><![CDATA[utility bills]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269085</guid>

					<description><![CDATA[Doxo's FTC settlement pays $2.1 million in redress — but the real money is the late fees a bill-pay delay caused you. Here's how to check.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>The $120 Million Homebuyer Commission Settlement Just Opened — Here’s How to File Your Claim Without Paying Anyone</title>
		<link>https://getoutofdebt.org/268929/homebuyer-commission-settlement-120-million-file-claim-without-paying</link>
					<comments>https://getoutofdebt.org/268929/homebuyer-commission-settlement-120-million-file-claim-without-paying#comments</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 13 Aug 2026 20:20:15 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[antitrust settlement]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[homebuyer settlement]]></category>
		<category><![CDATA[HomebuyerSettlement.com]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate commission]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268929</guid>

					<description><![CDATA[A $120 million home-sale commission settlement is taking claims now. I'll walk you through who qualifies, the deadline, and why filing costs nothing.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<item>
		<title>The FTC Is Sending $23.8 Million to Grubhub Drivers and Diners — There’s No Claim Form</title>
		<link>https://getoutofdebt.org/268881/grubhub-ftc-refunds-23-8-million</link>
					<comments>https://getoutofdebt.org/268881/grubhub-ftc-refunds-23-8-million#comments</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 12 Aug 2026 21:16:07 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Analytics Consulting]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Delivery Drivers]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC refunds]]></category>
		<category><![CDATA[Gig Economy]]></category>
		<category><![CDATA[Grubhub]]></category>
		<category><![CDATA[Illinois Attorney General]]></category>
		<category><![CDATA[paypal]]></category>
		<category><![CDATA[Refund Scam]]></category>
		<category><![CDATA[settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268881</guid>

					<description><![CDATA[The FTC's Grubhub refunds — $23.8 million across 640,038 payments — need no claim form. The money isn't the risk. What comes after it is.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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	</item>
		<item>
		<title>Two Credit Unions Just Agreed to Pay $1.2 Million Over Overdraft and NSF Fees — Here’s How to Get Yours Back Without a Lawsuit</title>
		<link>https://getoutofdebt.org/268622/credit-union-overdraft-nsf-settlements-get-your-fees-back</link>
					<comments>https://getoutofdebt.org/268622/credit-union-overdraft-nsf-settlements-get-your-fees-back#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 06 Aug 2026 19:34:24 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[fee reversal]]></category>
		<category><![CDATA[iQ Credit Union]]></category>
		<category><![CDATA[NSF fees]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[re-presentment fees]]></category>
		<category><![CDATA[Regulation E]]></category>
		<category><![CDATA[Stanford Federal Credit Union]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268622</guid>

					<description><![CDATA[Stanford FCU and iQ Credit Union just settled overdraft/NSF fee suits for $1.2M combined. Here's how to get your own bank to reverse fees — no lawsuit needed.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Equifax Agreed to Pay $2.2 Million Over Duplicate Debt Reporting — Here’s Who Can Actually Claim It</title>
		<link>https://getoutofdebt.org/268507/equifax-2-2-million-settlement-duplicate-account-claim-eligibility</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 04 Aug 2026 23:30:14 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Credit Report / Credit Score]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[annualcreditreport]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[collection accounts]]></category>
		<category><![CDATA[credit bureau dispute]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[Credit Report Dispute]]></category>
		<category><![CDATA[e-OSCAR]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[Equifax credit report dispute]]></category>
		<category><![CDATA[Equifax Information Services]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[Scam Warning]]></category>
		<category><![CDATA[settlement scam warning]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268507</guid>

					<description><![CDATA[Equifax will pay $2.2 million over duplicate credit reporting. Only about 37,000 mailed-notice holders can claim - here is what everyone else should do.]]></description>
		
		
		
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	</item>
		<item>
		<title>Oppenheimer to Pay $70 Million Over Allegations It Underpaid Interest on Idle Cash</title>
		<link>https://getoutofdebt.org/268504/oppenheimer-70-million-cash-sweep-settlement-check-your-brokerage-rate</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 04 Aug 2026 22:44:51 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268504</guid>

					<description><![CDATA[Oppenheimer will pay $70 million to settle cash sweep allegations. Here is who can claim, the September 17 deadline, and how to check your own rate.]]></description>
		
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/08/oppenheimer-cash-sweep-settlement-idle-cash-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>The Costco Email Settlement Isn’t a Nationwide $500 Check — Here’s Who Actually Qualifies</title>
		<link>https://getoutofdebt.org/266590/the-costco-email-settlement-isnt-a-nationwide-500-check-heres-who-actually-qualifies</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 29 Jul 2026 20:14:11 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[Costco]]></category>
		<category><![CDATA[email marketing]]></category>
		<category><![CDATA[false advertising]]></category>
		<category><![CDATA[how to file a claim]]></category>
		<category><![CDATA[Scam Warning]]></category>
		<category><![CDATA[settlement claim]]></category>
		<category><![CDATA[settlement deadline]]></category>
		<category><![CDATA[Washington State]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=266590</guid>

					<description><![CDATA[The $14M Costco email settlement is a Washington-only claim, not a nationwide $500 check. Here's who qualifies, the Aug. 24 deadline, and how to file free.]]></description>
		
		
		
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