<?xml version="1.0" encoding="UTF-8" standalone="no"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:media="http://search.yahoo.com/mrss/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" version="2.0">

<channel>
	<title>Debt Relief Industry News</title>
	<atom:link href="https://getoutofdebt.org/category/debt-relief-industry/feed" rel="self" type="application/rss+xml"/>
	<link>https://getoutofdebt.org</link>
	<description>The latest news and information from GetOutOfDebt.org about the debt relief industry.</description>
	<lastBuildDate>Fri, 15 May 2026 19:01:58 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	

<image>
	<url>https://getoutofdebt.org/wp-content/uploads/2022/06/Steve-Avatar-GOOD--150x150.png</url>
	<title>Debt Relief Industry | Get Out of Debt Guy</title>
	<link>https://getoutofdebt.org</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>The IRS Is About to Lose $1.1 Billion in Funding — If You Owe Back Taxes, That Makes Your Problem Worse, Not Better (May 2026)</title>
		<link>https://getoutofdebt.org/251011/irs-funding-cuts-tax-debt-worse-may-2026</link>
					<comments>https://getoutofdebt.org/251011/irs-funding-cuts-tax-debt-worse-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 15 May 2026 19:01:58 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[automated collection]]></category>
		<category><![CDATA[COVID refund]]></category>
		<category><![CDATA[enrolled agent]]></category>
		<category><![CDATA[Form 843]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[IRS funding cuts]]></category>
		<category><![CDATA[Kwong v. United States]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[Taxpayer Advocate Service]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251011</guid>

					<description><![CDATA[IRS funding just got cut $1.1 billion and staff dropped 27%. If you owe taxes, automated collection keeps running while the humans who negotiate are gone. Act now.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/251011/irs-funding-cuts-tax-debt-worse-may-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/irs-funding-cuts-tax-debt-featured-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/irs-funding-cuts-tax-debt-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>Wholesale Inflation Just Hit 6% — Here’s the Price Increase Timeline Coming to Your Grocery Cart</title>
		<link>https://getoutofdebt.org/250732/wholesale-inflation-grocery-price-timeline-may-2026</link>
					<comments>https://getoutofdebt.org/250732/wholesale-inflation-grocery-price-timeline-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 13 May 2026 17:23:44 +0000</pubDate>
				<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt spiral]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[food prices]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[hardship programs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[PPI]]></category>
		<category><![CDATA[USDA]]></category>
		<category><![CDATA[wholesale inflation]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250732</guid>

					<description><![CDATA[Wholesale inflation hit 6% in April 2026 — but your grocery bill won't feel the full impact for 60-90 days. Here's exactly what's coming and what to do before July.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250732/wholesale-inflation-grocery-price-timeline-may-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/wholesale-inflation-grocery-price-timeline-featured-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/wholesale-inflation-grocery-price-timeline-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>Hot Inflation Data Just Killed Your Rate Cut Hopes — Here’s What to Do With Your Debt Instead of Waiting</title>
		<link>https://getoutofdebt.org/250737/stop-waiting-for-rate-cuts-debt-action-plan-may-2026</link>
					<comments>https://getoutofdebt.org/250737/stop-waiting-for-rate-cuts-debt-action-plan-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 13 May 2026 17:23:42 +0000</pubDate>
				<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[hardship programs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[PPI]]></category>
		<category><![CDATA[rate cuts]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250737</guid>

					<description><![CDATA[Today's 6% PPI report killed 2026 rate cuts. If you've been waiting for lower rates to tackle debt, here's what to do instead — balance transfers, hardship calls, and options nobody mentions.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250737/stop-waiting-for-rate-cuts-debt-action-plan-may-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/stop-waiting-rate-cuts-debt-action-featured-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/stop-waiting-rate-cuts-debt-action-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>Your Water Bill Is Rising Faster Than Inflation — The Hidden Expense That’s Breaking Budgets Nobody Talks About</title>
		<link>https://getoutofdebt.org/250740/water-bill-rising-faster-inflation-hidden-assistance-may-2026</link>
					<comments>https://getoutofdebt.org/250740/water-bill-rising-faster-inflation-hidden-assistance-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 13 May 2026 17:23:39 +0000</pubDate>
				<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[assistance programs]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[customer assistance]]></category>
		<category><![CDATA[hidden costs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[LIHWAP]]></category>
		<category><![CDATA[Property Lien]]></category>
		<category><![CDATA[utility bills]]></category>
		<category><![CDATA[water bills]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250740</guid>

					<description><![CDATA[Water bills have risen 207% since 2000 — more than double inflation. Most utilities have hidden assistance programs that cut bills 25-50%. Here's how to find them before unpaid water creates a lien on your home.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250740/water-bill-rising-faster-inflation-hidden-assistance-may-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/water-bill-rising-inflation-featured-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/water-bill-rising-inflation-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>The E-Shaped Economy: Why 52% of Americans Are Falling Behind While Everything Looks Fine</title>
		<link>https://getoutofdebt.org/250529/e-shaped-economy-americans-falling-behind</link>
					<comments>https://getoutofdebt.org/250529/e-shaped-economy-americans-falling-behind#respond</comments>
		
		<dc:creator/>
		<pubDate>Mon, 11 May 2026 19:39:28 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Behavioral Economics]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Brookings Institution]]></category>
		<category><![CDATA[consumer sentiment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[E-shaped economy]]></category>
		<category><![CDATA[middle class]]></category>
		<category><![CDATA[Paycheck to Paycheck]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[university of michigan]]></category>
		<category><![CDATA[wage growth]]></category>
		<category><![CDATA[wealth inequality]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250529</guid>

					<description><![CDATA[Bank of America data reveals three Americas: the top 19% thriving, the middle 52% treading water, the bottom 28% drowning. Consumer sentiment just hit a 74-year low — here's the math the headlines hide.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250529/e-shaped-economy-americans-falling-behind/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/e-shaped-economy-americans-falling-behind-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/e-shaped-economy-americans-falling-behind-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>Record Memorial Day Travel Despite High Gas Prices — Why ‘Keeping Normal’ Is the Most Expensive Debt Trap</title>
		<link>https://getoutofdebt.org/250526/memorial-day-travel-debt-trap-credit-card</link>
					<comments>https://getoutofdebt.org/250526/memorial-day-travel-debt-trap-credit-card#respond</comments>
		
		<dc:creator/>
		<pubDate>Mon, 11 May 2026 19:39:27 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Behavioral Economics]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[AAA]]></category>
		<category><![CDATA[Buy Now Pay Later]]></category>
		<category><![CDATA[cash advance]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt trap]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[holiday spending]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Memorial Day]]></category>
		<category><![CDATA[NerdWallet]]></category>
		<category><![CDATA[travel debt]]></category>
		<category><![CDATA[vacation debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250526</guid>

					<description><![CDATA[AAA projects 45 million Memorial Day travelers despite highest gas prices since 2022. A $2,000 trip at 21% APR costs $2,440 — here's the math nobody prints next to the headline.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250526/memorial-day-travel-debt-trap-credit-card/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/memorial-day-travel-debt-trap-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/memorial-day-travel-debt-trap-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>A Medical Debt Collector Just Got Caught Breaking the Law — Here’s How to Fight Back If It Happens to You</title>
		<link>https://getoutofdebt.org/250523/medical-debt-collector-illegal-threats-fdcpa-rights</link>
					<comments>https://getoutofdebt.org/250523/medical-debt-collector-illegal-threats-fdcpa-rights#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 11 May 2026 19:39:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Related]]></category>
		<category><![CDATA[Apex Asset Management]]></category>
		<category><![CDATA[CBS News]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[charity care]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[debt collector rights]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[Louisa Carman Act]]></category>
		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[new jersey]]></category>
		<category><![CDATA[npr]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250523</guid>

					<description><![CDATA[A NJ mother's lawsuit against a medical debt collector reveals illegal tactics millions face silently. Each FDCPA violation can cost the collector $1,000 — and charity care is shrinking.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250523/medical-debt-collector-illegal-threats-fdcpa-rights/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/medical-debt-collector-illegal-threats-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/medical-debt-collector-illegal-threats-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>A Virginia Nonprofit Just Erased $51 Million in Medical Debt — Why No Good Deed Goes Unpunished</title>
		<link>https://getoutofdebt.org/250233/a-virginia-nonprofit-just-erased-51-million-in-medical-debt-why-no-good-deed-goes-unpunished</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 08 May 2026 15:30:07 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[1099-C]]></category>
		<category><![CDATA[debt forgiveness]]></category>
		<category><![CDATA[hospital]]></category>
		<category><![CDATA[hospital bill]]></category>
		<category><![CDATA[medical debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250233</guid>

					<description><![CDATA[A Virginia nonprofit forgave $51 million in medical debt. But the IRS may treat that forgiveness as taxable income. Here is how Form 982 protects you from a surprise tax bill.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/medical-debt-forgiveness-tax-trap-750x429.png" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/medical-debt-forgiveness-tax-trap-750x429.png" width="750"/>
	</item>
		<item>
		<title>The FTC Just Caught a Data Broker Selling Your Location to Anyone Who Would Pay — What the Kochava Case Means for People in Debt</title>
		<link>https://getoutofdebt.org/250127/ftc-kochava-data-broker-location-tracking-debt</link>
					<comments>https://getoutofdebt.org/250127/ftc-kochava-data-broker-location-tracking-debt#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 07 May 2026 17:02:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bank data breach]]></category>
		<category><![CDATA[Bureau of Consumer Protection]]></category>
		<category><![CDATA[consumer privacy]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[Data privacy]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[privacy]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250127</guid>

					<description><![CDATA[The FTC just settled with data broker Kochava, which sold real-time location data from 300 million phones. Here's what it means if you're dealing with debt.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250127/ftc-kochava-data-broker-location-tracking-debt/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/ftc-kochava-location-data-surveillance-750x429.png" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/ftc-kochava-location-data-surveillance-750x429.png" width="750"/>
	</item>
		<item>
		<title>Freshworks Just Cut 500 Jobs Because “Half Our Code Is Written by AI” — Here’s What That Means for Your Debt Plan</title>
		<link>https://getoutofdebt.org/250122/freshworks-ai-layoffs-debt-plan-may-2026</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 07 May 2026 16:50:26 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[artificial intelligence]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[Oracle layoffs]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[recession risk]]></category>
		<category><![CDATA[tech unemployment]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[unemployment debt crisis]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250122</guid>

					<description><![CDATA[Freshworks cut 500 jobs (11% of workforce) while posting 16% revenue growth. CEO Dennis Woodside said AI writes over half their code. Here is what this pattern means for your debt plan.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/freshworks-ai-layoffs-featured-750x429.png" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/freshworks-ai-layoffs-featured-750x429.png" width="750"/>
	</item>
		<item>
		<title>The 25% EU Tariff Won’t Show Up on Your Receipt — But It’s Already in Your Budget (May 2026)</title>
		<link>https://getoutofdebt.org/250012/eu-tariffs-25-percent-hidden-costs-household-budget-2026</link>
					<comments>https://getoutofdebt.org/250012/eu-tariffs-25-percent-hidden-costs-household-budget-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 06 May 2026 20:06:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[EU tariff]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[hidden inflation]]></category>
		<category><![CDATA[Household Budget]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[tariff costs]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250012</guid>

					<description><![CDATA[The 25% EU tariff hits essentials you can't cut — groceries, car parts, clothing. Here's why your budget broke and what to do about it before the gap goes on plastic.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250012/eu-tariffs-25-percent-hidden-costs-household-budget-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/eu-tariffs-hidden-costs-2026-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/eu-tariffs-hidden-costs-2026-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>Social Security Is Being Squeezed From Two Directions Right Now — Here’s What to Do Before 2032</title>
		<link>https://getoutofdebt.org/250006/social-security-cola-cap-trust-fund-squeeze-2026</link>
					<comments>https://getoutofdebt.org/250006/social-security-cola-cap-trust-fund-squeeze-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 06 May 2026 20:06:19 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[COLA]]></category>
		<category><![CDATA[COLA cap]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Social Security reform]]></category>
		<category><![CDATA[trust fund depletion]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250006</guid>

					<description><![CDATA[A new COLA cap proposal plus a 2032 trust fund depletion date means Social Security is getting squeezed from both sides. Here's what to recalculate now.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/250006/social-security-cola-cap-trust-fund-squeeze-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/social-security-cola-cap-2026-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/social-security-cola-cap-2026-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>Apple Owes You Up to $95 Per iPhone — Here’s How to Get Ready Before the Claim Window Opens (May 2026)</title>
		<link>https://getoutofdebt.org/249999/apple-iphone-settlement-claim-2026</link>
					<comments>https://getoutofdebt.org/249999/apple-iphone-settlement-claim-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 06 May 2026 20:06:16 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Apple Intelligence]]></category>
		<category><![CDATA[Apple settlement]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer settlement]]></category>
		<category><![CDATA[iPhone settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249999</guid>

					<description><![CDATA[Apple's $250M settlement pays $25-$95 per iPhone — but the claim window hasn't opened yet. Get your serial numbers ready now before you miss the deadline.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/249999/apple-iphone-settlement-claim-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/apple-iphone-settlement-2026-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/apple-iphone-settlement-2026-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>A Court Just Exposed Exactly How Attorney-Model Debt Settlement Works — Every Dollar, Every Rubber Stamp</title>
		<link>https://getoutofdebt.org/249573/attorney-model-debt-settlement-court-ruling-commonwealth-law</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 01 May 2026 15:39:03 +0000</pubDate>
				<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Legal Related]]></category>
		<category><![CDATA[able debt settlement]]></category>
		<category><![CDATA[afraid of bankruptcy]]></category>
		<category><![CDATA[Art Institute of Colorado]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[avoiding debt settlement scams]]></category>
		<category><![CDATA[Bankruptcy Abuse Prevention and Consumer Protection Act]]></category>
		<category><![CDATA[CFPB Complaint]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Colorado Bankruptcy Law Group]]></category>
		<category><![CDATA[Colorado Capital Investments]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[debt settlement fees]]></category>
		<category><![CDATA[debt settlement scam]]></category>
		<category><![CDATA[debt settlement scams]]></category>
		<category><![CDATA[ftc]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249573</guid>

					<description><![CDATA[A bankruptcy judge traced every dollar through an attorney-model debt settlement firm's own database. What she found should worry anyone enrolled in a similar program.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/commonwealth-law-group-attorney-model-ruling-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/05/commonwealth-law-group-attorney-model-ruling-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>DHS Shutdown May 2026: What Federal Workers and Coast Guard Members Need to Do Before the First Missed Payment</title>
		<link>https://getoutofdebt.org/249462/dhs-shutdown-federal-workers-may-2026</link>
					<comments>https://getoutofdebt.org/249462/dhs-shutdown-federal-workers-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 30 Apr 2026 14:34:45 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Coast Guard]]></category>
		<category><![CDATA[DHS]]></category>
		<category><![CDATA[federal employees]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[forbearance]]></category>
		<category><![CDATA[government shutdown]]></category>
		<category><![CDATA[hardship programs]]></category>
		<category><![CDATA[Military Debt]]></category>
		<category><![CDATA[TSA]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249462</guid>

					<description><![CDATA[DHS shutdown hits 35,000+ workers in May 2026. Coast Guard members have utilities cut. Here's every hardship program available — and why you must call now, not after you miss a payment.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/249462/dhs-shutdown-federal-workers-may-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/dhs-shutdown-federal-workers-may-2026-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/dhs-shutdown-federal-workers-may-2026-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>Jamie Dimon Just Warned About a Credit Recession. SoFi’s Earnings Confirm It’s Already Starting.</title>
		<link>https://getoutofdebt.org/249349/dimon-credit-recession-warning-sofi-earnings</link>
					<comments>https://getoutofdebt.org/249349/dimon-credit-recession-warning-sofi-earnings#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 29 Apr 2026 18:50:28 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Recession]]></category>
		<category><![CDATA[Credit Tightening]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Jamie Dimon]]></category>
		<category><![CDATA[jpmorgan chase]]></category>
		<category><![CDATA[Lending Standards]]></category>
		<category><![CDATA[Private Credit]]></category>
		<category><![CDATA[SoFi]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249349</guid>

					<description><![CDATA[Jamie Dimon warns a credit recession will be 'worse than people think.' SoFi held its forecast flat despite record earnings. Here's what that means for your credit cards, loans, and what to do right now.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/249349/dimon-credit-recession-warning-sofi-earnings/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/dimon-credit-recession-warning-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/dimon-credit-recession-warning-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>The Housing Market Just Split in Two — Sun Belt Prices Are Falling While Rust Belt Soars. Which Side Are You On?</title>
		<link>https://getoutofdebt.org/249225/the-housing-market-just-split-in-two-sun-belt-prices-are-falling-while-rust-belt-soars-which-side-are-you-on</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 15:07:59 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[30-year mortgage]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[department of housing]]></category>
		<category><![CDATA[fixed interest rate mortgage]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[housing affordability]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[interest rate]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249225</guid>

					<description><![CDATA[The U.S. housing market just split in two — Sun Belt prices falling, Rust Belt rising. Which side you're on changes your debt options, your equity position, and the financial moves available to you right now.]]></description>
		
		
		
				<media:content medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/housing-market-split-sunbelt-rustbelt-infographic.jpg"/>
		<media:thumbnail url="https://getoutofdebt.org/wp-content/uploads/2026/04/housing-market-split-sunbelt-rustbelt-infographic.jpg"/>
	</item>
		<item>
		<title>Consumer Confidence Just Hit a 48-Year Low — But People Are Still Spending. That Is the Dangerous Part.</title>
		<link>https://getoutofdebt.org/249220/consumer-confidence-just-hit-a-48-year-low-but-people-are-still-spending-that-is-the-dangerous-part</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 15:00:24 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[american consumers]]></category>
		<category><![CDATA[avoid credit card debt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit card interest rate]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[high interest rates]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[inflation updates]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lifestyle inflation debt]]></category>
		<category><![CDATA[wages vs inflation]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249220</guid>

					<description><![CDATA[Consumer confidence just hit its lowest point since 1978 — but people haven't stopped spending. After 30 years of seeing this pattern, here's why that disconnect is so dangerous and what to do before the pullback hits.]]></description>
		
		
		
				<media:content medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/consumer-confidence-debt-spiral-infographic.jpg"/>
		<media:thumbnail url="https://getoutofdebt.org/wp-content/uploads/2026/04/consumer-confidence-debt-spiral-infographic.jpg"/>
	</item>
		<item>
		<title>The Fed Meets Today and Won’t Cut Rates — Here’s What That Actually Costs You Each Month</title>
		<link>https://getoutofdebt.org/249213/the-fed-meets-today-and-wont-cut-rates-heres-what-that-actually-costs-you-each-month</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 14:54:39 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[average credit card rate]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit card interest rate]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[credit card interest rates 2026]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[federal reserve rate decision]]></category>
		<category><![CDATA[high interest rates]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rate reduction]]></category>
		<category><![CDATA[US Federal Reserve]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249213</guid>

					<description><![CDATA[The Fed meets April 28 and won't cut rates. Here's exactly what that costs you each month on credit cards, car loans, and mortgages — and 4 moves to make before the new Fed chair takes over.]]></description>
		
		
		
				<media:content medium="image" url="https://getoutofdebt.org/wp-content/uploads/2021/03/DamonDay-320x100-1.png"/>
		<media:thumbnail url="https://getoutofdebt.org/wp-content/uploads/2021/03/DamonDay-320x100-1.png"/>
	</item>
		<item>
		<title>Iran Ceasefire Extended but Gas Prices Still Rising — The Credit Card Trap Is Getting Worse (April 2026)</title>
		<link>https://getoutofdebt.org/248588/iran-ceasefire-extended-but-gas-prices-still-rising-the-credit-card-trap-is-getting-worse-april-2026</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 23 Apr 2026 16:50:42 +0000</pubDate>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[avoid debt traps]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[debt stress]]></category>
		<category><![CDATA[debt trap]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Inflation]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248588</guid>

					<description><![CDATA[The Iran ceasefire was extended but the naval blockade stays, oil is above $100, and gas prices are not coming down. Every month you carry the extra cost on credit cards at 24% APR, the hole gets deeper. Here is what to do now.]]></description>
		
		
		
				<media:content medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/napkin-iran-ceasefire-gas-trap-april-2026.jpg"/>
		<media:thumbnail url="https://getoutofdebt.org/wp-content/uploads/2026/04/napkin-iran-ceasefire-gas-trap-april-2026.jpg"/>
	</item>
		<item>
		<title>100% Drug Tariffs Start July 31 — The Prescription Debt Trap Nobody Is Talking About</title>
		<link>https://getoutofdebt.org/248590/100-drug-tariffs-start-july-31-the-prescription-debt-trap-nobody-is-talking-about</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 23 Apr 2026 16:50:38 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[avoid debt traps]]></category>
		<category><![CDATA[China tariffs]]></category>
		<category><![CDATA[debt stress]]></category>
		<category><![CDATA[debt trap]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[tariffs]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248590</guid>

					<description><![CDATA[Trump signed 100 percent tariffs on patented drug imports starting July 31, 2026. Generics are exempt for now. If you put prescriptions on a credit card at 24 percent APR, the tariff could double charges you are already financing. Switch to generics before the deadline.]]></description>
		
		
		
				<media:content medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/napkin-pharma-tariffs-drug-prices-april-2026.jpg"/>
		<media:thumbnail url="https://getoutofdebt.org/wp-content/uploads/2026/04/napkin-pharma-tariffs-drug-prices-april-2026.jpg"/>
	</item>
		<item>
		<title>The Housing Trap for People Over 50: Why Your Home Equity Cannot Save You From Debt</title>
		<link>https://getoutofdebt.org/248591/the-housing-trap-for-people-over-50-why-your-home-equity-cannot-save-you-from-debt</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 23 Apr 2026 16:50:36 +0000</pubDate>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[avoid debt traps]]></category>
		<category><![CDATA[bankruptcy and retirement]]></category>
		<category><![CDATA[borrowing against home equity]]></category>
		<category><![CDATA[debt stress]]></category>
		<category><![CDATA[debt trap]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[HELOC Settlement]]></category>
		<category><![CDATA[housing market]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248591</guid>

					<description><![CDATA[Homeownership dropped 8 to 10 percent across all age groups since 2000. People over 50 face a three-way trap: cannot sell, cannot refinance, cannot tap equity without risk. Never convert unsecured credit card debt into secured HELOC debt against your home.]]></description>
		
		
		
				<media:content medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/napkin-housing-trap-over-50-april-2026.jpg"/>
		<media:thumbnail url="https://getoutofdebt.org/wp-content/uploads/2026/04/napkin-housing-trap-over-50-april-2026.jpg"/>
	</item>
		<item>
		<title>Court Orders Timeshare Exit Scheme Operator to Pay $140 Million — What Victims Need to Know</title>
		<link>https://getoutofdebt.org/248508/ftc-timeshare-exit-scheme-140-million-christopher-carroll</link>
					<comments>https://getoutofdebt.org/248508/ftc-timeshare-exit-scheme-140-million-christopher-carroll#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 18:49:54 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Christopher Carroll]]></category>
		<category><![CDATA[Consumer Law Protection]]></category>
		<category><![CDATA[debt relief scam]]></category>
		<category><![CDATA[Elder Fraud]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC Cooling-Off Rule]]></category>
		<category><![CDATA[Square One Group]]></category>
		<category><![CDATA[timeshare exit scam]]></category>
		<category><![CDATA[Timeshare Fraud]]></category>
		<category><![CDATA[Wisconsin Attorney General]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248508</guid>

					<description><![CDATA[Court ordered Christopher Carroll to pay $140M over a timeshare exit scheme that stole $90M from older adults — what victims should do now.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/248508/ftc-timeshare-exit-scheme-140-million-christopher-carroll/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/ftc-timeshare-exit-scheme-christopher-carroll-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/ftc-timeshare-exit-scheme-christopher-carroll-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>FTC Stops $8.8 Million Student Loan Relief Scam — NERD Solutions Impersonated the Department of Education</title>
		<link>https://getoutofdebt.org/248507/ftc-stops-student-loan-relief-scam-nerd-solutions</link>
					<comments>https://getoutofdebt.org/248507/ftc-stops-student-loan-relief-scam-nerd-solutions#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 18:49:50 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[debt relief scam]]></category>
		<category><![CDATA[ED REF]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[impersonation rule]]></category>
		<category><![CDATA[Natalie Rodriguez]]></category>
		<category><![CDATA[NERD Solutions]]></category>
		<category><![CDATA[Pablo Ortiz]]></category>
		<category><![CDATA[Student Loan Debt Relief]]></category>
		<category><![CDATA[Student Loan Scam]]></category>
		<category><![CDATA[Telemarketing Sales Rule]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248507</guid>

					<description><![CDATA[The FTC stopped NERD Solutions and ED REF from collecting $8.8 million in illegal student loan relief fees — here's what to do if you were targeted.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/248507/ftc-stops-student-loan-relief-scam-nerd-solutions/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/ftc-student-loan-scam-nerd-solutions-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/ftc-student-loan-scam-nerd-solutions-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>Medicare GLP-1 Coverage Is Coming — But the Financial Trap Between Now and Then Could Cost You Thousands</title>
		<link>https://getoutofdebt.org/248498/medicare-glp1-ozempic-coverage-debt-trap</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 16:35:16 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[avoid credit card debt]]></category>
		<category><![CDATA[Centers for Medicare and Medicaid Services]]></category>
		<category><![CDATA[CFPB medical debt credit reports]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[household debt]]></category>
		<category><![CDATA[how medical debt affects credit]]></category>
		<category><![CDATA[how to dispute medical debt]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[medical debt bankruptcy]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[Prescription costs]]></category>
		<category><![CDATA[Steve Rhode]]></category>
		<category><![CDATA[Steve Rhode debt expert]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248498</guid>

					<description><![CDATA[The Trump administration just signaled a shift on Medicare GLP-1 coverage. But policy changes take 60-90 days to reach your pharmacy. The most dangerous thing you can do right now is put that prescription on a credit card while you wait.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/medicare-glp1-ozempic-coverage-debt-trap-750x429.png" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/medicare-glp1-ozempic-coverage-debt-trap-750x429.png" width="750"/>
	</item>
		<item>
		<title>Tariffs Just Killed Jobs in Minnesota and Florida — Here Are the 3 Mistakes That Turn a Layoff Into a Debt Crisis</title>
		<link>https://getoutofdebt.org/248495/tariff-layoffs-30-day-mistakes-debt-crisis</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 16:30:45 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[401k match debt payoff]]></category>
		<category><![CDATA[avoid credit card debt]]></category>
		<category><![CDATA[bankruptcy and retirement]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[household debt]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[managing rising prices]]></category>
		<category><![CDATA[Steve Rhode]]></category>
		<category><![CDATA[Steve Rhode debt expert]]></category>
		<category><![CDATA[tariffs]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[unemployment benefits]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248495</guid>

					<description><![CDATA[Tariff-driven layoffs hit Minnesota's Iron Range and Florida's Treasure Coast this week. The layoff isn't what destroys people financially — it's the three decisions they make in the first 30 days after. Here's what to do instead.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/tariff-layoffs-30-day-mistakes-750x429.png" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/tariff-layoffs-30-day-mistakes-750x429.png" width="750"/>
	</item>
		<item>
		<title>P&amp;G Just Warned Prices Are Going Up — Here Is the Part That Actually Hurts Your Budget</title>
		<link>https://getoutofdebt.org/248488/pg-price-increase-grocery-budget-credit-card-trap</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 16:24:55 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[avoid credit card debt]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[food bank]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[household debt]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[managing rising prices]]></category>
		<category><![CDATA[Steve Rhode]]></category>
		<category><![CDATA[Steve Rhode debt expert]]></category>
		<category><![CDATA[tariffs]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=248488</guid>

					<description><![CDATA[P&amp;G just confirmed price increases on 25% of their products. The real danger isn't the price tag — it's when families put groceries on credit cards and a temporary price spike becomes permanent high-interest debt.]]></description>
		
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/pg-price-increase-grocery-budget-trap-750x429.png" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/pg-price-increase-grocery-budget-trap-750x429.png" width="750"/>
	</item>
		<item>
		<title>How to Pay Off Debt When You Have No Extra Money</title>
		<link>https://getoutofdebt.org/247461/how-to-pay-off-debt-with-no-extra-money</link>
					<comments>https://getoutofdebt.org/247461/how-to-pay-off-debt-with-no-extra-money#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 09 Apr 2026 16:46:13 +0000</pubDate>
				<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[government assistance]]></category>
		<category><![CDATA[low income]]></category>
		<category><![CDATA[snap]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=247461</guid>

					<description><![CDATA[How to pay off debt when there's no extra money. Real options that work — from free government programs to the one move that eliminates debt in months.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/247461/how-to-pay-off-debt-with-no-extra-money/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/04/pay-off-debt-no-extra-money-featured-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/04/pay-off-debt-no-extra-money-featured-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>Credit Counseling vs. Bankruptcy: What I Learned Running One Side and Filing the Other.</title>
		<link>https://getoutofdebt.org/246292/credit-counseling-vs-bankruptcy-insider</link>
					<comments>https://getoutofdebt.org/246292/credit-counseling-vs-bankruptcy-insider#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 25 Mar 2026 15:52:18 +0000</pubDate>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[chapter 7]]></category>
		<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[dmp]]></category>
		<category><![CDATA[fair share]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Myvesta]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=246292</guid>

					<description><![CDATA[I founded a credit counseling org and I filed bankruptcy. Here is the side-by-side comparison the enrollment process does not show you.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/246292/credit-counseling-vs-bankruptcy-insider/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/03/featured-cc-vs-bankruptcy-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/03/featured-cc-vs-bankruptcy-750x429.jpg" width="750"/>
	</item>
		<item>
		<title>I Founded a Credit Counseling Agency. Here Is How They Actually Make Money.</title>
		<link>https://getoutofdebt.org/246290/credit-counseling-business-model-fair-share</link>
					<comments>https://getoutofdebt.org/246290/credit-counseling-business-model-fair-share#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 25 Mar 2026 15:52:16 +0000</pubDate>
				<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Management Plan]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[dmp]]></category>
		<category><![CDATA[fair share]]></category>
		<category><![CDATA[Myvesta]]></category>
		<category><![CDATA[nfcc]]></category>
		<category><![CDATA[nonprofit]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=246290</guid>

					<description><![CDATA[Fair share payments, setup fees, and a revenue model tied to enrollment — not outcomes. From someone who built one of these organizations.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/246290/credit-counseling-business-model-fair-share/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
				<media:content height="429" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/03/featured-cc-business-model-750x429.jpg" width="750"/>
		<media:thumbnail height="429" url="https://getoutofdebt.org/wp-content/uploads/2026/03/featured-cc-business-model-750x429.jpg" width="750"/>
	</item>
	</channel>
</rss>