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	<title>Debt Relief Industry News</title>
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	<description>The latest news and information from GetOutOfDebt.org about the debt relief industry.</description>
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	<title>Debt Relief Industry | Get Out of Debt Guy</title>
	<link>https://getoutofdebt.org</link>
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	<item>
		<title>Meta Will Pay at Least $12.1 Billion Over Kids’ Social Media Safety — Don’t Expect a Check</title>
		<link>https://getoutofdebt.org/269358/meta-child-safety-settlement-no-claim-form-announced</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 26 Aug 2026 16:43:23 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[child safety settlement]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Instagram]]></category>
		<category><![CDATA[kids-and-money]]></category>
		<category><![CDATA[Meta]]></category>
		<category><![CDATA[Multistate Settlement]]></category>
		<category><![CDATA[parental controls]]></category>
		<category><![CDATA[screen time limits]]></category>
		<category><![CDATA[social media addiction]]></category>
		<category><![CDATA[state attorney general]]></category>
		<category><![CDATA[teen mental health]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269358</guid>

					<description><![CDATA[Meta will pay at least $12.1 billion to settle child-safety claims over Instagram and Facebook. The money goes to states, and no claim form has been announced.]]></description>
		
		
		
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	</item>
		<item>
		<title>Connecticut Just Ordered CDS Financial to Cease and Desist — I Flagged This Same Operation Seven Years Ago</title>
		<link>https://getoutofdebt.org/269354/cds-financial-connecticut-cease-and-desist-order</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 26 Aug 2026 16:17:52 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[2nd Chance Solutions]]></category>
		<category><![CDATA[CDS Financial]]></category>
		<category><![CDATA[cease and desist]]></category>
		<category><![CDATA[Clarity Debt Solutions]]></category>
		<category><![CDATA[Connecticut Department of Banking]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[David Lugo]]></category>
		<category><![CDATA[debt relief scam]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[debt-negotiation]]></category>
		<category><![CDATA[enforcement action]]></category>
		<category><![CDATA[Kevin Lugo]]></category>
		<category><![CDATA[LifeBridge Servicing]]></category>
		<category><![CDATA[NMLS]]></category>
		<category><![CDATA[restitution]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269354</guid>

					<description><![CDATA[Connecticut ordered CDS Financial, David Lugo, and Kevin Lugo to cease and desist and pay restitution. I flagged the same address and manager back in 2019.]]></description>
		
		
		
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		<item>
		<title>The FTC Just Settled With Doxo for $2.1 Million — Pull Your Last 12 Months of Bill Payments and Look for These Fees</title>
		<link>https://getoutofdebt.org/269085/doxo-ftc-settlement-2-1-million-check-bill-payments</link>
					<comments>https://getoutofdebt.org/269085/doxo-ftc-settlement-2-1-million-check-bill-payments#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 18 Aug 2026 20:56:03 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bill payment]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[credit report errors]]></category>
		<category><![CDATA[Doxo]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC settlement]]></category>
		<category><![CDATA[late fees]]></category>
		<category><![CDATA[Roger Parks]]></category>
		<category><![CDATA[ROSCA]]></category>
		<category><![CDATA[search ads scam]]></category>
		<category><![CDATA[Steve Shivers]]></category>
		<category><![CDATA[utility bills]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=269085</guid>

					<description><![CDATA[Doxo's FTC settlement pays $2.1 million in redress — but the real money is the late fees a bill-pay delay caused you. Here's how to check.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/269085/doxo-ftc-settlement-2-1-million-check-bill-payments/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>The $120 Million Homebuyer Commission Settlement Just Opened — Here’s How to File Your Claim Without Paying Anyone</title>
		<link>https://getoutofdebt.org/268929/homebuyer-commission-settlement-120-million-file-claim-without-paying</link>
					<comments>https://getoutofdebt.org/268929/homebuyer-commission-settlement-120-million-file-claim-without-paying#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 13 Aug 2026 20:20:15 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[antitrust settlement]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[homebuyer settlement]]></category>
		<category><![CDATA[HomebuyerSettlement.com]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[National Association of Realtors]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[real estate commission]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268929</guid>

					<description><![CDATA[A $120 million home-sale commission settlement is taking claims now. I'll walk you through who qualifies, the deadline, and why filing costs nothing.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/268929/homebuyer-commission-settlement-120-million-file-claim-without-paying/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/08/homebuyer-commission-settlement-120-million-file-claim-without-paying-featured-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>The FTC Is Sending $23.8 Million to Grubhub Drivers and Diners — There’s No Claim Form</title>
		<link>https://getoutofdebt.org/268881/grubhub-ftc-refunds-23-8-million</link>
					<comments>https://getoutofdebt.org/268881/grubhub-ftc-refunds-23-8-million#comments</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 12 Aug 2026 21:16:07 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Analytics Consulting]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Delivery Drivers]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC refunds]]></category>
		<category><![CDATA[Gig Economy]]></category>
		<category><![CDATA[Grubhub]]></category>
		<category><![CDATA[Illinois Attorney General]]></category>
		<category><![CDATA[paypal]]></category>
		<category><![CDATA[Refund Scam]]></category>
		<category><![CDATA[settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268881</guid>

					<description><![CDATA[The FTC's Grubhub refunds — $23.8 million across 640,038 payments — need no claim form. The money isn't the risk. What comes after it is.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/268881/grubhub-ftc-refunds-23-8-million/feed</wfw:commentRss>
			<slash:comments>1</slash:comments>
		
		
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	</item>
		<item>
		<title>Two Credit Unions Just Agreed to Pay $1.2 Million Over Overdraft and NSF Fees — Here’s How to Get Yours Back Without a Lawsuit</title>
		<link>https://getoutofdebt.org/268622/credit-union-overdraft-nsf-settlements-get-your-fees-back</link>
					<comments>https://getoutofdebt.org/268622/credit-union-overdraft-nsf-settlements-get-your-fees-back#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 06 Aug 2026 19:34:24 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[fee reversal]]></category>
		<category><![CDATA[iQ Credit Union]]></category>
		<category><![CDATA[NSF fees]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[re-presentment fees]]></category>
		<category><![CDATA[Regulation E]]></category>
		<category><![CDATA[Stanford Federal Credit Union]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268622</guid>

					<description><![CDATA[Stanford FCU and iQ Credit Union just settled overdraft/NSF fee suits for $1.2M combined. Here's how to get your own bank to reverse fees — no lawsuit needed.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/268622/credit-union-overdraft-nsf-settlements-get-your-fees-back/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Equifax Agreed to Pay $2.2 Million Over Duplicate Debt Reporting — Here’s Who Can Actually Claim It</title>
		<link>https://getoutofdebt.org/268507/equifax-2-2-million-settlement-duplicate-account-claim-eligibility</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 04 Aug 2026 23:30:14 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Credit Report / Credit Score]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[annualcreditreport]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[collection accounts]]></category>
		<category><![CDATA[credit bureau dispute]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[Credit Report Dispute]]></category>
		<category><![CDATA[e-OSCAR]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[Equifax credit report dispute]]></category>
		<category><![CDATA[Equifax Information Services]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[Scam Warning]]></category>
		<category><![CDATA[settlement scam warning]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268507</guid>

					<description><![CDATA[Equifax will pay $2.2 million over duplicate credit reporting. Only about 37,000 mailed-notice holders can claim - here is what everyone else should do.]]></description>
		
		
		
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	</item>
		<item>
		<title>Oppenheimer to Pay $70 Million Over Allegations It Underpaid Interest on Idle Cash</title>
		<link>https://getoutofdebt.org/268504/oppenheimer-70-million-cash-sweep-settlement-check-your-brokerage-rate</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 04 Aug 2026 22:44:51 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=268504</guid>

					<description><![CDATA[Oppenheimer will pay $70 million to settle cash sweep allegations. Here is who can claim, the September 17 deadline, and how to check your own rate.]]></description>
		
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/08/oppenheimer-cash-sweep-settlement-idle-cash-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>The Costco Email Settlement Isn’t a Nationwide $500 Check — Here’s Who Actually Qualifies</title>
		<link>https://getoutofdebt.org/266590/the-costco-email-settlement-isnt-a-nationwide-500-check-heres-who-actually-qualifies</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 29 Jul 2026 20:14:11 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[Costco]]></category>
		<category><![CDATA[email marketing]]></category>
		<category><![CDATA[false advertising]]></category>
		<category><![CDATA[how to file a claim]]></category>
		<category><![CDATA[Scam Warning]]></category>
		<category><![CDATA[settlement claim]]></category>
		<category><![CDATA[settlement deadline]]></category>
		<category><![CDATA[Washington State]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=266590</guid>

					<description><![CDATA[The $14M Costco email settlement is a Washington-only claim, not a nationwide $500 check. Here's who qualifies, the Aug. 24 deadline, and how to file free.]]></description>
		
		
		
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	</item>
		<item>
		<title>Hawaii Just Passed a Law to Automatically Erase Medical Debt — Here’s How to Check If Your State Is Next and What to Do Now</title>
		<link>https://getoutofdebt.org/264946/hawaii-medical-debt-law-automatically-erase</link>
					<comments>https://getoutofdebt.org/264946/hawaii-medical-debt-law-automatically-erase#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 24 Jul 2026 18:46:32 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[Act 220]]></category>
		<category><![CDATA[arizona]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[hawaii]]></category>
		<category><![CDATA[Josh Green]]></category>
		<category><![CDATA[medical debt forgiveness]]></category>
		<category><![CDATA[medical-debt]]></category>
		<category><![CDATA[Undue Medical Debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=264946</guid>

					<description><![CDATA[Hawaii's new law can erase medical debt automatically, no application needed. Here's what it actually covers, what it doesn't, and what to do now.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/264946/hawaii-medical-debt-law-automatically-erase/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>The Chick-fil-A One Breach Wasn’t a Hack — It Was Your Reused Password. 3 Moves to Make Today</title>
		<link>https://getoutofdebt.org/264899/chick-fil-a-one-breach-password-moves</link>
					<comments>https://getoutofdebt.org/264899/chick-fil-a-one-breach-password-moves#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 23 Jul 2026 20:25:06 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[account takeover]]></category>
		<category><![CDATA[Chick-fil-A]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Credential Stuffing]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Online Security]]></category>
		<category><![CDATA[Password Security]]></category>
		<category><![CDATA[Two-Factor Authentication]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=264899</guid>

					<description><![CDATA[The Chick-fil-A One breach wasn’t a hack — it was your reused password. The 3 free moves to protect your accounts and money today.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/264899/chick-fil-a-one-breach-password-moves/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>The RealPage $360M Rent-Fixing Settlement: Who Can Claim — and Why You Might Qualify Even If You Never Used It</title>
		<link>https://getoutofdebt.org/264892/realpage-360m-rent-settlement-how-to-claim</link>
					<comments>https://getoutofdebt.org/264892/realpage-360m-rent-settlement-how-to-claim#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 23 Jul 2026 20:25:01 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Algorithmic Pricing]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Equity Residential]]></category>
		<category><![CDATA[Greystar]]></category>
		<category><![CDATA[Housing Costs]]></category>
		<category><![CDATA[RealPage]]></category>
		<category><![CDATA[Rent Price Fixing]]></category>
		<category><![CDATA[Renters]]></category>
		<category><![CDATA[Settlement Claims]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=264892</guid>

					<description><![CDATA[The RealPage rent-fixing settlement could pay you back — even if you never used RealPage. What renters must check before the January 2027 claim deadline.]]></description>
		
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		<item>
		<title>The FTC Settled With Alex Mashinsky for $10 Million — But None of That Goes to Former Celsius Customers. Here’s the Real Recovery Path (and the Scam to Avoid). (July 2026)</title>
		<link>https://getoutofdebt.org/264461/celsius-mashinsky-ftc-settlement-how-to-get-money-back-scam-warning</link>
					<comments>https://getoutofdebt.org/264461/celsius-mashinsky-ftc-settlement-how-to-get-money-back-scam-warning#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 20 Jul 2026 21:01:19 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Alex Mashinsky]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bitcoin]]></category>
		<category><![CDATA[Celsius Network]]></category>
		<category><![CDATA[Cryptocurrency]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[investment fraud]]></category>
		<category><![CDATA[phishing]]></category>
		<category><![CDATA[Scam Alert]]></category>
		<category><![CDATA[Stretto]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=264461</guid>

					<description><![CDATA[The FTC settled with Alex Mashinsky for $10M — but none of that reaches former Celsius customers. Your real recovery runs through the bankruptcy estate. Here's how.]]></description>
		
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		<item>
		<title>The Fed Just Stopped Telling You What Comes Next — Here’s Why That Changes Your Debt Strategy (July 2026)</title>
		<link>https://getoutofdebt.org/262979/the-fed-just-stopped-telling-you-what-comes-next-heres-why-that-changes-your-debt-strategy-july-2026</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 15 Jul 2026 19:13:39 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt payoff]]></category>
		<category><![CDATA[debt strategy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[FOMC]]></category>
		<category><![CDATA[forward guidance]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Kevin Warsh]]></category>
		<category><![CDATA[rate hike]]></category>
		<category><![CDATA[Steve's Take]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=262979</guid>

					<description><![CDATA[Fed Chair Kevin Warsh eliminated forward guidance at his first meeting. The era of ‘waiting for the Fed signal’ to act on your debt is officially over.]]></description>
		
		
		
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		<item>
		<title>Gas Prices Just Dropped More Than 9% for the First Time in Months — Here’s the Move Most People Will Miss (July 2026)</title>
		<link>https://getoutofdebt.org/262975/gas-prices-dropped-june-2026-found-money-debt</link>
					<comments>https://getoutofdebt.org/262975/gas-prices-dropped-june-2026-found-money-debt#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 15 Jul 2026 18:59:01 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[found money]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[lifestyle inflation debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=262975</guid>

					<description><![CDATA[Gas prices fell more than 9% in June 2026 — the biggest drop in months. Here's what that means for your budget and the one move most people will miss.]]></description>
		
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		<item>
		<title>The Headlines Said a Rate Hike Was Coming. Then the Data Said the Opposite. Here’s What It Means for Your Debt. (July 2026)</title>
		<link>https://getoutofdebt.org/262971/cpi-cooled-fed-rate-hike-headlines-vs-data-july-2026</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 15 Jul 2026 18:43:08 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Kevin Warsh]]></category>
		<category><![CDATA[rate hike]]></category>
		<category><![CDATA[Variable Rate Debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=262971</guid>

					<description><![CDATA[CPI fell 0.4% in June — the opposite of what rate-hike headlines warned. Here's what the data actually says and why it matters for your debt plan.]]></description>
		
		
		
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		<item>
		<title>Oil Just Spiked, Treasury Yields Hit a 16-Month High, and the Market Flipped to Betting on a Rate Hike — If You’re Still Waiting for Rate Cuts, Read This (July 2026)</title>
		<link>https://getoutofdebt.org/262332/oil-spike-treasury-yields-16-month-high-rate-hike-bet-july-2026</link>
					<comments>https://getoutofdebt.org/262332/oil-spike-treasury-yields-16-month-high-rate-hike-bet-july-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 13 Jul 2026 15:57:44 +0000</pubDate>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Oil Prices]]></category>
		<category><![CDATA[rate hike]]></category>
		<category><![CDATA[Strait of Hormuz]]></category>
		<category><![CDATA[Treasury Yields]]></category>
		<category><![CDATA[Variable Rate Debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/262332/oil-spike-treasury-yields-16-month-high-rate-hike-bet-july-2026</guid>

					<description><![CDATA[The 2-year Treasury yield hit 4.24% as oil jumped 4% after U.S.-Iran strikes. Traders now nearly fully price a September Fed rate hike. Here's what it means for your variable-rate debt.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/262332/oil-spike-treasury-yields-16-month-high-rate-hike-bet-july-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/07/oil-hormuz-treasury-yield-rate-hike-july-2026-750x500.jpg" width="750"/>
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		<item>
		<title>The FTC Just Caught a Tenant-Screening Company Reporting Your Record Wrong — Here’s How to Pull the Report That Could Cost You an Apartment (July 2026)</title>
		<link>https://getoutofdebt.org/262328/rentgrow-ftc-settlement-tenant-screening-report-dispute</link>
					<comments>https://getoutofdebt.org/262328/rentgrow-ftc-settlement-tenant-screening-report-dispute#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 13 Jul 2026 15:46:34 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Credit Report / Credit Score]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Background check]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC enforcement]]></category>
		<category><![CDATA[RentGrow]]></category>
		<category><![CDATA[Tenant Screening]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=262328</guid>

					<description><![CDATA[The FTC alleged RentGrow included duplicate eviction and criminal records in tenant-screening reports. Here's how to pull and dispute your own file — a separate system from your credit report.]]></description>
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/07/rentgrow-ftc-settlement-tenant-screening-featured-750x500.jpg" width="750"/>
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		<item>
		<title>Amazon Just Settled Over Its Gambling-Style Casino Apps — But This One Won’t Put a Dollar in Your Pocket</title>
		<link>https://getoutofdebt.org/262324/amazon-social-casino-settlement-what-actually-happened</link>
					<comments>https://getoutofdebt.org/262324/amazon-social-casino-settlement-what-actually-happened#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 13 Jul 2026 15:35:54 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[amazon]]></category>
		<category><![CDATA[Big Fish Casino]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Epic Diamond Slots]]></category>
		<category><![CDATA[gambling debt]]></category>
		<category><![CDATA[Jackpot Magic Slots]]></category>
		<category><![CDATA[settlement scam warning]]></category>
		<category><![CDATA[social casino apps]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=262324</guid>

					<description><![CDATA[Amazon's social casino app settlement sounds big but pays consumers $0 directly. What the preliminary deal actually means, why no claim exists yet, and what to watch for.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/262324/amazon-social-casino-settlement-what-actually-happened/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/07/amazon-social-casino-settlement-featured-750x500.jpg" width="750"/>
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		<item>
		<title>The IRS “July 10” Tax Refund Deadline Everyone’s Talking About — Here’s What It Actually Means (and Whether It’s You)</title>
		<link>https://getoutofdebt.org/261509/irs-july-10-2026-covid-protective-refund-claim-deadline</link>
					<comments>https://getoutofdebt.org/261509/irs-july-10-2026-covid-protective-refund-claim-deadline#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 10 Jul 2026 15:25:50 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[COVID-19]]></category>
		<category><![CDATA[Form 843]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[Kwong v. United States]]></category>
		<category><![CDATA[Protective Claim]]></category>
		<category><![CDATA[Recovery Rebate Credit]]></category>
		<category><![CDATA[Tax Deadline]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[tax refund]]></category>
		<category><![CDATA[Taxpayer Advocate]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=261509</guid>

					<description><![CDATA[The July 10 IRS deadline in the headlines isn’t what most coverage claims. Here’s what it actually is — and whether it’s even about you.]]></description>
		
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		<item>
		<title>The SAVE Plan Is Ending — You Have 90 Days to Avoid a Bigger Bill (July 2026)</title>
		<link>https://getoutofdebt.org/260914/save-plan-ending-90-day-deadline</link>
					<comments>https://getoutofdebt.org/260914/save-plan-ending-90-day-deadline#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 08 Jul 2026 20:09:19 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Student Loan Related]]></category>
		<category><![CDATA[1031-4C Student Loan Forgiveness]]></category>
		<category><![CDATA[Advantage Student Loans]]></category>
		<category><![CDATA[Federal Student Aid]]></category>
		<category><![CDATA[income-driven repayment]]></category>
		<category><![CDATA[Letitia James]]></category>
		<category><![CDATA[SAVE plan]]></category>
		<category><![CDATA[Student Loan Repayment]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=260914</guid>

					<description><![CDATA[The SAVE plan is ending and the 90-day clock has started. Do nothing and you're auto-enrolled in a costlier plan. Here's what to check now.]]></description>
		
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		<item>
		<title>Microsoft Just Cut Thousands of Xbox Jobs. If You’re One of Them, Here’s Your First-Week Money Playbook.</title>
		<link>https://getoutofdebt.org/260640/microsoft-xbox-layoffs-first-week-financial-playbook</link>
					<comments>https://getoutofdebt.org/260640/microsoft-xbox-layoffs-first-week-financial-playbook#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 07 Jul 2026 17:46:46 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[job loss]]></category>
		<category><![CDATA[layoffs]]></category>
		<category><![CDATA[Microsoft]]></category>
		<category><![CDATA[severance]]></category>
		<category><![CDATA[tech industry]]></category>
		<category><![CDATA[unemployment]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=260640</guid>

					<description><![CDATA[Microsoft is cutting about 3,200 Xbox jobs. If you're affected, the first week matters most. Here's the tech-worker financial playbook: unemployment, stock options, severance, and the 401(k) mistake to avoid.]]></description>
		
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		<title>The FTC Just Mailed .7 Million to Handy Workers. Check Your Mail Before the Scammers Call.</title>
		<link>https://getoutofdebt.org/260633/ftc-handy-technologies-worker-refunds-2026</link>
					<comments>https://getoutofdebt.org/260633/ftc-handy-technologies-worker-refunds-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 07 Jul 2026 17:41:01 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[Gig Economy]]></category>
		<category><![CDATA[Handy]]></category>
		<category><![CDATA[refunds]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[workers rights]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=260633</guid>

					<description><![CDATA[The FTC is mailing .7 million in refunds to 62,893 people who worked for Handy. Here's who gets paid, the 90-day deadline, and how to spot the refund scams that always follow.]]></description>
		
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		<item>
		<title>The Hopper Travel App Owes Refunds After a $35M FTC Settlement — What to Do (and What Not to Do Yet)</title>
		<link>https://getoutofdebt.org/259619/hopper-app-ftc-settlement-refund</link>
					<comments>https://getoutofdebt.org/259619/hopper-app-ftc-settlement-refund#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Sat, 04 Jul 2026 08:38:12 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer refunds]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[FTC settlement]]></category>
		<category><![CDATA[hidden fees]]></category>
		<category><![CDATA[Hopper]]></category>
		<category><![CDATA[refund scams]]></category>
		<category><![CDATA[settlements]]></category>
		<category><![CDATA[travel]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=259619</guid>

					<description><![CDATA[The FTC says Hopper charged hidden fees and misled users. Money is coming back — but there's a reason you shouldn't rush to file a claim.]]></description>
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/07/hopper-app-ftc-settlement-refund-featured-750x500.jpg" width="750"/>
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		<title>Minnesota Just Sued the Brigit Cash Advance App — Here’s What to Check Before Your Next Advance</title>
		<link>https://getoutofdebt.org/259614/brigit-cash-advance-app-minnesota-lawsuit</link>
					<comments>https://getoutofdebt.org/259614/brigit-cash-advance-app-minnesota-lawsuit#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Sat, 04 Jul 2026 08:29:53 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[attorney general]]></category>
		<category><![CDATA[Brigit]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[cash advance apps]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[earned wage access]]></category>
		<category><![CDATA[Fintech]]></category>
		<category><![CDATA[high-interest loans]]></category>
		<category><![CDATA[minnesota]]></category>
		<category><![CDATA[Payday Loans]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=259614</guid>

					<description><![CDATA[Minnesota's AG says Brigit's cash advances are really payday loans. Whether you use it or not, here's the one number to check on your own app.]]></description>
		
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		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/07/brigit-cash-advance-app-minnesota-lawsuit-featured-750x500.jpg" width="750"/>
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		<item>
		<title>The Unemployment Rate Dropped for the Worst Possible Reason</title>
		<link>https://getoutofdebt.org/259598/unemployment-rate-labor-force-participation-misleading</link>
					<comments>https://getoutofdebt.org/259598/unemployment-rate-labor-force-participation-misleading#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Sat, 04 Jul 2026 08:11:52 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[jobs report]]></category>
		<category><![CDATA[labor force participation]]></category>
		<category><![CDATA[unemployment]]></category>
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					<description><![CDATA[The unemployment rate fell to 4.2% because 720,000 people stopped looking for work, not because they found jobs. Here's what that quietly means for your money.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>A Fired Debt Settlement Salesman Kept a Journal — It Shows Why That ‘Free Consultation’ Isn’t Financial Advice</title>
		<link>https://getoutofdebt.org/259339/debt-settlement-salesperson-journal-lawsuit</link>
					<comments>https://getoutofdebt.org/259339/debt-settlement-salesperson-journal-lawsuit#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 17:39:18 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Debt Relief Insider]]></category>
		<category><![CDATA[Debt Settlement Related]]></category>
		<category><![CDATA[Certified Debt Specialist]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Debt Consultant]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[debt settlement companies]]></category>
		<category><![CDATA[federal lawsuit]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[Sales Tactics]]></category>
		<category><![CDATA[Telemarketing Sales Rule]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=259339</guid>

					<description><![CDATA[A debt settlement salesperson's handwritten journal just landed in federal court. What it reveals about the person on your call changes how to hear the pitch.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Delta Dental’s Coverage Portal Allegedly Tracked You — A $12.67 Million Settlement Is Open. File by August 20.</title>
		<link>https://getoutofdebt.org/259325/delta-dentals-coverage-portal-allegedly-tracked-you-a-12-67-million-settlement-is-open-file-by-august-20</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 16:53:12 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[Data privacy]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=259325</guid>

					<description><![CDATA[Held an account at My.DeltaDentalCoversMe.com between Jan 2021 and Jan 2025? A $12.67M tracking settlement is open — file free by August 20, 2026.]]></description>
		
		
		
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	</item>
		<item>
		<title>The Flo Period Tracker App Owes You Money — How to File Your Claim in the $59.5 Million Data-Sharing Settlement</title>
		<link>https://getoutofdebt.org/259318/the-flo-period-tracker-app-owes-you-money-how-to-file-your-claim-in-the-59-5-million-data-sharing-settlement</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 16:48:52 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[apps]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[Data privacy]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=259318</guid>

					<description><![CDATA[Used the Flo period tracker between Nov 2016 and Feb 2019? A $59.5 million settlement (Google, Flo, Flurry) is open — file free by October 15, 2026.]]></description>
		
		
		
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	</item>
		<item>
		<title>Judges Just Saved Public Service Loan Forgiveness — And Proved Borrowers Are Political Pawns</title>
		<link>https://getoutofdebt.org/259044/pslf-rule-struck-down-borrowers-pawns</link>
					<comments>https://getoutofdebt.org/259044/pslf-rule-struck-down-borrowers-pawns#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 01 Jul 2026 19:35:32 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[department of education]]></category>
		<category><![CDATA[donald trump]]></category>
		<category><![CDATA[PSLF]]></category>
		<category><![CDATA[Public Service Loan Forgiveness]]></category>
		<category><![CDATA[Repayment Assistance Plan]]></category>
		<category><![CDATA[SAVE plan]]></category>
		<category><![CDATA[student loan forgiveness]]></category>
		<category><![CDATA[Student Loan Repayment]]></category>
		<category><![CDATA[student loans]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=259044</guid>

					<description><![CDATA[Federal judges struck down the Trump PSLF rule one day before it took effect. Here's what it means for public service borrowers caught in the whiplash.]]></description>
		
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