• Some people are able to get Apple Airpods Pro 3 for $170-$187 via Target on DoorDash. To get this deal they need to be already marked down to $199.99 and then use promo code TGT40. 

Our Verdict

Price will vary depending on if you have DashPass or not to waive some of the fees. Seems very YMMV but a great price if eligible. 

The Offer

Direct link to offer

• Groupon is offering a Cinemark six month movie club subscription for $44.80 when you use promo code TOPDEALS

Our Verdict

This gives you one movie per month, so 6 movies for $44.80 if you see one per month. The credits accumulate and if you don’t use them by the time subscription lapses you get to keep them for six months. Also gives you 20% off snacks and no online fees. Go through a portal to discount further.

• 360 Performance Savings, 
• 360 Savings, 
• 360 Money Market, 
• Savings Now 
• or Confidence Savings account 

as a primary or secondary account holder with Capital One on or after January 1, 2024, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

Previously this was 2022. 

Update 5/3/25: Rate now 3.6%

Update 4/4/24: Deal is back, I don’t see any end date. APY is now 4.35% instead of 4.3%

Update 11/29/23: Extended until 1/9/2024.

Offer at a glance

• Maximum bonus amount: $1,500
• Availability: Nationwide
• Direct Deposit required: None
• Additional Requirements: $20,000-$100,000 deposit
• APY: 4.35%APY 4.25% 3.2% APY
• Hard/soft pull: Soft, as long as you opt out of overdraft protection
• ChexSystems: Mixed
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: None
• Household limit: None listed
• Expiration date:  12/6/2023

The Offer

Direct link to offer

• Capital One is offering bonus of up to $1,000 when you open a 360 performance savings account with promo code BONUS1500. The bonus you receive depends on the amount you deposit within 15 days of account opening and you must maintain that balance for 90 days
  • Deposit $20,000+ and get $300 bonus
  • Deposit $50,000+ and get $750 bonus
  • Deposit $100,000+ and get $1,500 bonus

The Fine Print

• STEP 1—Open a 360 Performance Savings account between 12:00 a.m. ET on November 1, 2023, and 11:59 p.m. ET on December 6, 2023. When you open your account, ensure the promo code FALL23 is entered in the Promo Code box.
• STEP 2—Initial Funding Period. Deposit a total of $20,000 or more (Deposit Amount) of new money from externally sourced funds (transfers between Capital One accounts will not qualify) within the first 15 days of account opening (Initial Funding Period).
• STEP 3—Hold Period. You will earn a bonus once you’ve maintained the Deposit Amount of $20,000 or more for 90 days following the Initial Funding Period. The Initial Funding Period is defined as the first 15 days from account opening, and the 90-day Hold Period does not begin until after the full 15-day Initial Funding Period.
• The amount of your bonus will be determined as follows:
  • $300 bonus—The new money deposited from an external bank during the Initial Funding Period was between $20,000-$49,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
  • $750 bonus—The new money deposited from an external bank during the Initial Funding Period was between $50,000-$99,999.99, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
  • $1,500 bonus—The new money deposited from an external bank during the Initial Funding Period was $100,000 or more, and you maintained that Deposit Amount for 90 days following the Initial Funding Period.
• Capital One will deposit the bonus into your account within 60 days after you have completed all the requirements above, including fulfilling the 90-day holding period. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus. If at any time during the 90 days following the Initial Funding Period your Deposit Amount drops into a lower tier, you will be rewarded that tier’s cash bonus. If your Deposit Amount decreases to an amount less than $20,000, you will not qualify for a cash bonus. This offer cannot be combined with any other 360 Performance Savings account opening offers. Only one promotional code is accepted per account. Bonus is only valid for one new 360 Performance Savings account. Bonuses are considered interest and will be reported on IRS form 1099-INT.
• If you have or had an open 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now or Confidence Savings account as a primary or secondary account holder with Capital One on or after January 1, 2021 2022, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

There is no early account termination fee

Our Verdict

This account earns 3.2% APY, ends up being 9.2% APY over the bonus period once when you take into account the bonus but obviously only lasts for 90 days. Still worth doing for a lot of people and much better than the previous $1,000 bonus and better than other high interest savings rates. We will add this to our list of the best savings bonuses.

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

A lot of times brands/financial institutions are unable to do this because of existing contracts stating that everybody has access to the same offer. For example if the standard offer is $100 for new users and we are suddenly offering $150 because we are forgoing $50 in affiliate commission then existing partners would complain/stop promoting so they are unable to do that. 

My family has been deeply affected by Alzheimer’s and I hope one day to see treatment options and a cure. So we have set up a giving page with Cure Alzheimer’s Fund. When brands/financial institutions are not able to offer you (the reader) a better than sign up bonus we will be asking them to donate directly to this fund. I’d like to rotate the charities at some point as well. 

The content of the site will not be changing at all and we will not receive any funds, all funds will be donated directly so there can be no mismanagement on our part. Finder is the first brand that has agreed to this new structure and will be donating $10 select deals completed through Doctor of Credit (just requires clicking our link). 

At this stage I think it will still be tricky to do something like this with credit cards as having these links comes with a high level of compliance and often prohibits you from talking about certain topics. Obviously raising money for charity is great but being limited in what we can talk about is one of the main reasons we don’t use these links ourselves and if this charity arrangement ever impacts that we would just stop doing it. 

Readers are also welcome to donate directly at the following link: https://give.curealz.org/team/821348/ 

The Offer

• Get an Amazon Kindle Unlimited subscription for $.99 for the first three months. (affiliate links here and below)

It sounds like $.99 total for the first three months. For the fourth month and onward you’ll be charged the regular $11.99/month unless you cancel. 

Our Verdict

Check to make sure the offer is correct before signing up. And set up a reminder to cancel before the fourth charge if you don’t want to keep it. You might be able to cancel immediately after signup and still keep the 3 months paid membership.

Update 4/9/26: Available again, this time for ‘Bring May Flowers Bookshelf’

Update 3/6/26: Available again, this time for ‘Award-Winning Amazon Bookshel’

Update 2/19/26: Available again, this time for ‘Celebrating Black History Month’

Update 1/30/26: Available again this time for ‘Podium Dreams Amazon Bookshelf’

Update 12/11/25: Available again, this time seems to be for ‘winter wonderland’ books. 

Update 11/19/25: Available again, this time for ‘Beyond the Emerald Pages bookshelf’

Update 10/3/25: Available again, this time for ‘Hispanic Heritage and Cuisine Month’

Update 7/16/25: Available again this time for ‘books with film and TV adaptations’

Update 3/12/25: Choose from an epic list of bestsellers, including Onyx Storm and The Let Them Theory

Update 2/5/25: Available again. This time for  Select Black History Month Books 

Update 1/13/25: Available again. This time for Dog Man Books.

Update 1/2/25: Available again, this time for Self-Help and Lifestyle Books

Update 12/3/24: Available again. This time for Select Winter Favorite Books

Update 10/10/24: Available again. This time for Select Halloween Themed Books.

Update 8/27/24: Available again. This time for reality tv books:

• Sunday Best: Cooking Up the Weekend Spirit Every Day: A Cookbook
• Savor: A Chef’s Hunger for More
• Kristen Kish Cooking: Recipes and Techniques: A Cookbook
• Notes from a Young Black Chef: A Memoir
• Gather & Graze: 120 Favorite Recipes for Tasty Good Times: A Cookbook
• Buttermilk Graffiti: A Chef’s Journey to Discover America’s New Melting-Pot Cuisine
• Brown Sugar Kitchen: New-Style, Down-Home Recipes from Sweet West Oakland
• Carla Hall’s Soul Food: Everyday and Celebration
• So Good: 100 Recipes from My Kitchen to Yours
• Asian-American: Proudly Inauthentic Recipes from the Philippines to Brooklyn
• Fabio’s 30-Minute Italian: Over 100 Fabulous, Quick, and Easy Recipes
• The Good Stuff Cookbook: Burgers, Fries, Shakes, Wedges, and More
• Think Like a Chef: A Cookbook
• Bringing It Home: Favorite Recipes from a Life of Adventurous Eating
• Top Chef: The Quickfire Cookbook
• Not All Diamonds and Rosé: The Inside Story of The Real Housewives from the People Who Lived It
• The Unofficial Real Housewives Ultimate Trivia Book
• Cook It, Spill It, Throw It: The Not-So-Real Housewives Parody Cookbook
• Bad Mormon: A Memoir
• The Housewives: The Real Story Behind the Real Housewives
• Glitter Every Day: 365 Quotes from Women I Love
• Running Against the Tide: True Tales from the Stud of the Sea
• Be the Calm or Be the Storm: Leadership Lessons from a Woman at the Helm
• The Art of Southern Charm
• Pillow Talk: What’s Wrong with My Sewing?
• Make It Nice (Must-Read Celebrity Memoir)

Update 7/10/24: Available again, this time only for a single book but codes do stack so can get it for free if you have three codes. Feel free to share codes in the comments, just don’t ask for them.

The Offer

• Xfinity Rewards Members are being offered a $10 voucher for select books at Amazon

Our Verdict

You can apply your code by using this link on Amazon. Codes look like they stack if you can get your hands on multiples. Feel free to share any codes you don’t want in the comments below, please do not ask/beg for codes in the comments below.

Direct Link to offer

• The Barclays Priceline VIP Rewards card offers a $200 statement credit after your first purchase (no minimum spend required). 
• Also, earn 5,000 points after spending $500 in the first 90 days. 

Card Details

• No annual fee
• Card earns at the following rate:
  • 10X points for every $1 spent on Avis and Budget Car Rentals
  • 5X points for every $1 spent on Priceline bookings
  • 2X points on gas and restaurant purchases including delivery services
  • 1X points on all other purchases
• Automatically receive VIP gold status
• 0% Intro APR for 15 months on balance transfers made within 45 days of account opening
• Up to $100 Global Entry or TSA PreCheck application fee credit
• Points are worth 1¢ each

Full review in this post.

Our Verdict

A lot of people will be interested in an easy $250 bonus like this. We’ll add this to our list of Best Current Credit Card Signup Bonuses.

Hat tip to ti84-calculator

• Maximum bonus amount: $150
• Availability: Anybody can join, even if they don’t live in Illinois but you’ll need to pay $5 to join Consumers Cooperative Association. More information here. Must be a US Resident. 
• Direct deposit required: No
• Additional requirements: Yes, see below 
• Hard/soft pull: Hard pull (Equifax)
• Credit card funding: Yes, up to $200
• Monthly fees:  None 
• Early Account Termination Fee: None
• Expiration date: May 15, 2026

The Offer

Direct link to offer

• Finder is offering a $150 digital gift card when you open a new Consumers Credit Union Rewards checking account and meet the following requirements:
  • Deposit $5+ at account opening
  • Maintain that $5+ deposit for 60 days 
• Account can also earn up to 5% APY, more details here.

The Fine Print

• Eligible First Deposit means your first deposit of $5 or more into the new account before the end of the Promotion Period.
• Must keep a $5 balance for at least 60 days
• You must be a New Customer, meaning you haven’t owned a Consumers Credit Union account in the last 20 years.
• Mismatched names or emails between Finder and Consumers Credit Union may disqualify the reward.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees

Early Account Termination Fee

Bonus paid via a portal and minimum account length period mentioned. 

Our Verdict

Bonus itself seems good, I very much doubt it will last until the end date so I would recommend applying ASAP if interested. According to the old thread we have it seems like they might be ChexSystems sensitive. We will still add this to our list of the best bank account bonuses. 

Finder came good on the Axos promotion in the end. They have also agreed to donate $10 to our charity partner ‘Cure Alzheimer’s Fund‘ (will have more on this in a separate post) for deals such as this completed when clicked from Doctor of Credit (we tried to negotiate a better deal for you guys, but this wasn’t possible unfortunately). To be clear we receive $0 and zero other benefits. 

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

Update 3/14/26: Offer is back, referral only. Please do not share your referrals in the comments below. We may open a referral thread if there is demand. 

Update 3/21/25: Offer is increased again from $200 to $250. Hat tip to uscreditcardguide (Note: there’s also a different offer for double cashback which sometimes shows.)

The Offer

Direct link to offer Requires a referral. Please do not share your referrals in the comments below. 

• Chase Freedom Unlimited is offering a $250 bonus when you spend $500+ within the first three months

Card Details

• No annual fee
• Card earns the following points rates:
  • 5% on Travel purchased through Chase Ultimate Rewards
  • 3% on Dining 
  • 3% on Drugstore
  • 1.5% unlimited cash back 

Our Verdict

Standard bonus is $200. We recently saw a bonus of $200 + 5% back on grocery stores earlier this year, there was also a similar offer but for gas stations. I don’t think this is worth burning a 5/24 spot for.

Currently they have units of Tide pods – a newer version from Tide (not sure how many pods come in the freebie). They also have units of dog food available. Over time different freebie products become available.

I found this Reddit thread where WeSponsored is discussed. Please let us know if you try them out. 

Note: You do need to verify your identity with a driver’s license or passport. Do what your comfortable with. 

The Offer

Stop&Shop, Giant, Martin’s

Giant, Stop&Shop, Martin’s have an offer showing in their circular:

• Get 4x fuel points on all third-party gift card purchases when you use your store loyalty card.

Gift cards generally don’t earn fuel points at all at Giant/S&S/Martin’s, but occasionally they release offers like this to get points on gift card purchases. Visa and Mastercard gift cards are excluded from this offer, as are Giant/SS gift cards excluded as well.

Gas Points Details

Every 100 points gets you 10¢ off per gallon at Shell, up to 20 gallons. If you have 1000 points, you’ll get $1 off. If you have 1500 points, you’ll get $1.50 off per gallon (max $1.50 discount in most). Points can be used at partner Shell locations.

Points are now usable on groceries as well, with a value of 100 points equaling a $1 discount.

• You have 30 days to select whether you want to use the points on gas or groceries, then 30 days to actually use them.
• See the FAQ for more details. Some of the details vary by area and store.
• Points usually are available immediately, but I’ve had on occasion where it took a day until they showed up and were usable.

Our Verdict

6x is better than we usually see, and it will work on top gift cards like Amazon and Best Buy. Given that points can be used to discount groceries as well these deals are more widely useful. It can potentially amount to 6% back when redeemed for groceries or 12% back when redeemed for gas. Use a card that earns a bonus at grocery stores.

Note, many SS/Giant stores have implemented a $2,000 limit in gift card purchases each day. They also require putting it all on a single card. Also note that some SS/Giant stores now only award points for the first purchase of the deal, so be sure to buy the full $2,000 worth in a single transaction. The fine print of this offer implies that you get $2,000 across the entire week.

Post History:

• Update 4/12/26: 8x on Zift Zillions from 4/10 – 4/16 (check your local circular to confirm)
• Update 2/26/26: 4x on select third party gift card brands from 2/27 through 3/12: Airbnb, Delta, Disney, DoorDash, Southwest, Hotels.com, Lyft, GolfNow, Starbucks, Uber. (ht gcanywhere) 
• Update 11/29/25: From 11/28 – 12/4, get 10x points on Zift Zillions of Gifts, Google Play, The Home Depot®, Panera Bread®, Texas Roadhouse® or Topgolf® gift cards
• Update 11/3/225: Deal is back for 6x on third party gift cards through 11/20/25. (ht MEAB)
• Update 6/9/25: Deal is back 6/6 – 6/19 (ht readers Gerald S and Moshiach770)
• Update 10/31/24: Starting tomorrow, they are offering 4x, 5x, or 6x points on all third party gift card purchases. Some chains are 4x, some 5x, some 6x. Valid November 1 through November 21, 2024. (ht reader Gerald)
• Update 6/7/24: Earn 6x points on all third party gift cards until June 7 – June 20, 2024. Hat tip to GC Galore
• Update 3/22/24: Check your local circular for 4x fuel points on third party gift cards from 3/22 through 4/4. The fine print excludes Visa/MC and store gift cards which would imply that all regular third party gift cards are eligible. If anyone can confirm that it applies to all third party gift cards (like Amazon, Best Buy, etc) kindly let us know in the comments.

The Offer

• inKind dining program has increased the referrer bonus to $50 (up from $25). 
• The bonus for the new member remains, as before, at $25 off $50.

Our Verdict

The offer for new member is the same $25-off-$50 as before, it’s only the referrer bonus that increased to $50. Good time to signup if you have friends/family that you can then refer. 

I temporarily opened the inKind referral thread – but it’s now closed again for new comments. Please go to that page to find a referral and help a fellow reader. 

No referrals in the comments below and no referral fishing. 

Update 9/22/25: Offer is back, this time: Spend $49.99 or more, earn $20 back, up to 3 times (total of $60). Expires 03/20/2026. (Queue_Underflow)

Update 4/15/25: Back through 8/15/2025. This time limit 2.

The Offer

Check your AmEx Offers for the following deal:

• Get a $20 statement credit by using your enrolled eligible Card to make a single subscription purchase of $57.99 or more online at tv.youtube.com by 12/10/2024. Limit of 3 statement credits (total of $60).

The Fine Print

• Offer valid for YouTube TV subscription purchases online only at US website tv.youtube.com or through the YouTube TV mobile app using your enrolled American Express Card at checkout.
• Please note if you purchase a subscription, unless you notify the merchant that you want to pause, cancel, or that you do not want to auto renew, your subscription will automatically renew for another subscription period (subject to applicable law) of equal length (for example monthly, or annually). This means that the merchant will collect the then-applicable subscription fee and any taxes by charging a credit card the merchant has on record for you without notifying you, unless notification is required by applicable law.
• If you are a new customer receiving a free trial, you must be enrolled in the free trial prior to the campaign end date to qualify. Charges may not post to your account until the free trial has lapsed.
• American Express identifies qualifying transactions based on information provided by the participating merchant. Purchases may not qualify if not billed directly by the merchant. For example, if you purchased your subscription through a third party device/digital platform, you may get billed by the party you signed up with, and not directly by the merchant.
• Excludes all other YouTube and Google products and services.

Our Verdict

There’s a similar offer from Chase/BofA for one $20 credit. I’d save both offers, then use the Chase one up since it expires sooner, and then use switch to Amex for the three $20 credits.

View more Amex offers here & if you have any questions about American Express offers then read this post.

• AmEx Offers: An Introduction & Profitable Examples
• How To Sign Up For Multiple American Express Sync Offers
• Amex Offer Credit Not Posting, What to Do?
• How Does American Express Decide Who Receives What AmEx Sync Offer?
• Do I Need To Make A Single Purchase For AmEx Offers, Or Is It Cumulative?
• What Happens When You Have Two Active AmEx Offers For The Same Store?
• Amex Offers: Do Electronic Wallets Trigger the Offer Credit?
• Do Amex Offer Deals Work on the Purchase of Gift Cards?

Venmo has added a new rewards program called ‘Venmo Stash‘. 

• Choose from different bundles to earn up to 5% cash back in (e.g one bundle is McDonald’s, TikTok, Uber & UberEats)
  • 1% cash back as base rate
  • 2% if they turn on auto reloads
  • 5% if they receive a direct deposit
• Maximum of $100 cashback per month