Direct Link to offer

• In honor of Small Business Month, Walmart is offering new Business+ members ($98/yr) will get $100 in Walmart Business Rewards.

Our Verdict

The Walmart Business+ has somewhat similar benefits to the personal Walmart+. I find it confusing to manage multiple accounts and prefer to stick with my consumer Walmart account, but if you can manage it, this basically gets you one year of free Walmart+ after accounting for the $100 back in Walmart Business Rewards.

Direct Link to offer

• Family Dollar has two storewide coupons available currently:
  • $5 off $25 storewide, valid 5/26 – 5/29, 2026
  • $10 off $30 storewide, valid one day only on Saturday, May 31, 2026

Our Verdict

Nice storewide coupons.

Hat tip to reader Perel

• Wells Fargo Offers has new offers for:
  • 10% cash back at Hiltons in the US, up to $650 spend
  • 7% cash back at Hyatt House and Hyatt Studios, up to $400 spend
  • 7% cash back at Hyatt Places, up to $400 spend
  • 10% cash back at Marriott properties, up to $800 spend

These expire on June 30, 2026.

Our Verdict

Some discounts here. Can often also buy a gift card at the front desk to use for the future.

Hat tip to MEAB

Update 4/15/26: New code SSF5747 gets $500 for $455. 

Update 1/28/26: Back this time for $450 with promo code SSF2494

The Offer

Direct Link to offer

• Newegg.com is selling $500 Southwest e-gift cards for $460 with code SSF898. Limit 10. 

Our Verdict

Nice savings. Use the AmEx Business Gold card for 4x (top 2 categories). You can also check for an AmEx Offer for 1% back at Newegg or Citi Offer for 1.5% back. Use Chase Paze for $50.

Hat tip to FM

• Maximum bonus amount: $550
• Availability: Nationwide
• Direct deposit required: Yes, $500+
• Additional requirements: None
• Hard/soft pull: Soft
• ChexSystems: Yes, sensitive
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: None
• Household limit: None listed
• Expiration date: December 31, 2026

The Offer

Direct link to offer

• Four Leaf Federal Credit Union (formerly known as Bethpage Credit Union) is offering a bonus of up to $550 when you open a new checking account. Bonus is broken down as follows:
  • Receive a $350 checking bonus when you open a new checking account and receive a qualifying direct deposit of $500+ within 90 days of account opening 
  • Receive an additional $100 bonus when you have a qualifying direct deposit continue to post for 12 consecutive months after the first qualify direct deposit
  • Receive an additional $100 bonus when you have a qualifying direct deposit continue to post for 24 consecutive months after the first qualifying direct deposit

The Fine Print

• To be eligible for the FourLeaf Checking Up to $550 Bonus Offer and receive up to a maximum of $550.00 in bonuses, you must not have an existing FourLeaf checking account in which you are the primary account holder on the checking account and have not previously received a new checking account opening related bonus from FourLeaf. To receive the initial $350.00 bonus (the “First Direct Deposit Bonus”), you must open a Free Checking, Smart Checking, or Student Checking account with FourLeaf between February 2, 2026 and December 31, 2026, which is subject to approval, and have a Qualifying Direct Deposit (as defined below) post to the checking account within ninety (90) calendar days of account opening date.
• The First Direct Deposit Bonus will be deposited to the checking account within sixty (60) calendar days following the initial Qualifying Direct Deposit.
• To receive an additional $100.00 bonus (the “Second Direct Deposit Bonus”), you must continue to have a Qualifying Direct Deposit post to the checking account for twelve (12) consecutive months following the month of the initial Qualifying Direct Deposit.
• The Second Direct Deposit Bonus will be deposited to the checking account within sixty (60) calendar days of receiving the applicable Qualifying Direct Deposit for the Second Direct Deposit Bonus. To receive an additional $100.00 bonus (the “Third Direct Deposit Bonus”), you must continue to have a Qualifying Direct Deposit post to the checking account for twenty-four (24) consecutive months following the month of the initial Qualifying Direct Deposit.
• The Third Direct Deposit Bonus will be deposited to the checking account within sixty (60) calendar days of receiving the applicable Qualifying Direct Deposit for the Third Direct Deposit Bonus.
• If a Qualifying Direct Deposit does not post to the checking account in any subsequent months following the initial Qualifying Direct Deposit, the checking account will not be eligible to receive the Second Direct Deposit Bonus and Third Direct Deposit Bonus.
• The checking account must remain open and in good standing up to and including the date each bonus is deposited to receive the applicable bonus.

   

• A Qualifying Direct Deposit is a recurring electronic deposit of a paycheck, pension, or government benefits (such as Social Security) from an employer, the government, or similar third party of $500.00 or more. Certain types of electronically deposited funds may not be considered a Qualifying Direct Deposit including ATM deposits, debit card transfers, online banking transfers or deposits, and person to person payments such as Zelle®. Bonuses are considered interest and will be reported on IRS Form 1099-INT. The primary account owner is responsible for any applicable taxes. You are only eligible for one (1) new checking account bonus offer. If you open multiple checking accounts, you will only be eligible to receive one (1) new checking account bonus offer. Offer may be modified or discontinued without notice.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Free checking has no monthly fees

Early Account Termination Fee

There is no EATF.

Our Verdict

Better than the $250 bonus that didn’t last long, so I suspect this one will suffer a similar fate. Annoying that you need to keep an active direct deposit for so long for the full bonus but even if you just do the $350 bonus it’s worth doing so we will add it to our best bank account bonus page. Just keep in mind it seems to be Chexsystems sensitive. 

Hat tip to reader Tony

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

Update 5/6/26: Bonus back to $100. Next time it’s back to $200 I’ll open a referral thread (more details here). 

Update 5/3/26: Back to $200.

Update 4/10/26: Back to $200.

Update 2/13/26: Increased again to $200 after $2,000 spend. (hat tip Morgan and defaulting)

Update 12/17/25: Today only the signup bonus is increased to $200 (or 20,000 Bilt/AmEx points). 

Update 10/16/25: Bonus is now $100 after $1,000 spend within 90 days.

Original Post 7/22/25:

Rakuten announced today their new credit card which card runs on the American Express network and is issued by the fintech Imprint and their banking partner First Electronic Bank.

• Direct card link
• No annual fee
• $25 signup bonus spending $500 $100 after $1,000 spend within 90 days
• Looks like there is no foreign transaction fee
• Card earnings:
  • Earn an extra 4% cash back on top of what you already earn while shopping on Rakuten’s platform of more than 3,500 stores (in-store or online). This is limited to the first $7,000 of credit card spending each calendar year. Afterwards 1%.
  • Earn an extra 5% cash back on top of the 5% you can earn with Rakuten Dining at more than 22,000 partner restaurants. That’s a total of 10% cash back on Rakuten Dining.
  • Earn 2% cash back on Grocery and Restaurants.
  • Earn 1% cash back on all other purchases.

The move comes years after discontinuing their Synchrony Bank issued credit card which earned 3% back on Rakuten merchants with no limit.

Our Verdict

The 4% for online shopping is nice, but given the $7,000 limit I don’t see major value there. I’m not sure how useful the Rakuten Dining program is and how it compares to other similar programs. That could be something to look into.

A positive factor to consider is that the ‘cashback’ apparently pools with your Rakuten balance. And so, if you have your Rakuten set to Membership Rewards points, you’ll get those as points which some value significantly more.

I suppose there can be some people for whom this card can make sense. It’s probably more of an edge case since it would mainly be for someone who does a lot of Rakuten Shopping and uses Rakuten Dining a lot.

Extended to  01/01/2026

Offer at a glance

• Maximum bonus amount: $200
• Availability: Nationwide but must be eligible for NFCU membership.
• Direct deposit required: Yes, $500+ and recurring for 3 months out of 4
• Additional requirements: None
• Hard/soft pull: Mixed reports
• ChexSystems: Unknown
• Credit card funding: Can fund up to $250 with a credit card (Visa, Mastercard or Discover)
• Monthly fees: None
• Early account termination fee: They reserve the right to reclaim bonus if direct deposit is stopped within 12 months
• Household limit: None
• Expiration date: November 30, 2025

The Offer

Direct link to offer

• Navy Federal Credit Union is offering a $200 bonus when you become a new member and open a new checking account with promo code CHK26MJ and complete direct deposit requirements. 

The Fine Print

• Offer valid 11/1/2025.
• Navy Federal reserves the right to end or modify this offer at any time.
• To qualify for the $200 bonus, you must be eligible for membership, join Navy Federal, and open a new 12-month Special EasyStart Share certificate between 11/1/2025 and 11/30/2025. Navy Federal membership is open to members of the Coast Guard, all Department of Defense uniformed personnel, Reservists, Active Duty, retired, Veterans, Army and Air National Guard, DoD civilian employees, contractors, and their immediate family. Limit 1 $200 bonus per member.
• The new member must be the primary account owner of the 12-month Special EasyStart Share certificate to qualify
• . Business and Trust accounts are not eligible.
• IRA, ESA, and Navy Federal Business Solutions certificate products are not eligible.
• $5 minimum balance is required to open and maintain Membership Share Savings Account and to obtain bonus.
• Bonus will be deposited to the new member’s Membership Share Savings Account by 02/28/2026.
• The new certificate must remain open throughout the time Navy Federal attempts to deposit the bonus.
• Accounts must be in good standing for credit to be processed.
• The recipient is solely responsible for any personal tax liability arising out of the acceptance of this incentive. Navy Federal does not provide tax advice. ↵
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about. 

Early Account Termination Fee

Unsure if there is any EATF. 

Our Verdict

Suspect most readers that are eligible are already members, but can always share the deal with loved ones who are eligible that haven’t signed up yet. 

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

Direct Link to offer (choose your card version)

Chase is offering increased signup bonuses on the Southwest Plus, Premier, and Priority cards:

• Southwest Priority ($229 fee): Earn 90,000 points after you spend $3,000 on purchases in the first 3 months from account opening.
• Southwest Premier ($149 fee): Earn 85,000 points after you spend $2,000 on purchases in the first 3 months from account opening.
• Southwest Plus ($99 fee): Earn 80,000 points after you spend $1,000 on purchases in the first 3 months from account opening.

Offers valid through 7/1/26 via public link and 7/6/26 via referral link.

Card Details

• Annual fees are not waived the first year: Plus is $99, Premier is $149, Priority is $229.
• Card earns the following rates:
  • 2x/3x/4x points for Plus/Premier/Priority for every $1 you spend on Southwest Airlines purchases
  • 2x points for every $1 you spend on Rapid Rewards hotel and car partners
  • 2x points per $1 you spend on local transit and commuting, including rideshare
  • 2x points per $1 you spend on internet, cable, phone services, and select streaming
  • 1x points for every $1 you spend on everyday purchases
  • Special rates on specific cards:
    • Plus: 2X at Gas stations and Grocery stores on the first $5,000 in combined purchases per year.
    • Premier: Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year. 
    • Priority: Earn 2X at Gas stations and at Restaurants
• First checked bag free. Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. (Since Southwest no longer offers free checked bags for everyone, they added it as a benefit for cardholders.)
• No foreign transaction fees on all 3 cards
• Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.
• Seat selection within 48 hours prior to departure when available. For the Plus card it’s for a Standard seat. For the Premier and Priority and for both business cards it’s for Standard or Preferred seat.
• Get 25% back on in-flight purchases
• The Plus and Premier get  2 earlybird check-ins per year
• Premier card gets 15% Flight Discount each year on your cardmember anniversary (Excludes Basic fare); Plus card gets 10% Discount.
• Premier and Priority earn 1,500 tier qualifying points towards A-List status for every $10,000 spent, with no limit on the amount of TQPs you can earn
• The Premier personal card earns a 6,000 points anniversary bonus; the Plus earns 3,000 points anniversary bonus; the Priority earns 7,500 anniversary bonus
• The Plus and Premier personal and business cards get a new benefit of 2 earlybird check-ins per year
• Priority card gets: Preferred Seat selection at booking when available, Upgrade to Extra Legroom seat within 48 hours prior to departure when available, Earn 2,500 tier qualifying points towards A-List status for every $5,000 spent annually.
• All cards (besides Plus personal and Plus business) earn 1,500 tier qualifying points towards A-List status for every $10,000 spent, with no limit on the amount of TQPs you can earn.
• All cards (besides Performance Business) get 25% back on in-flight purchases.
• Southwest credit cardholders get 10,000 Companion Pass-qualifying miles which brings down their overall miles required to get the pass from 135,000 to 125,000
• Chase 5/24 rule does apply to this card
• How Much Are Southwest Rapid Rewards Points Worth?
• Everything You Ever Wanted To Know About The Southwest Companion Pass

See the post: Chase Southwest Cards Increase Annual Fees & Change Benefits for a roundup of changes in benefits and fees on the new updated cards.

Our Verdict

We had once in 2025 these cards at 100k, and typically 85k is the most we’ve seen. And so these offers are nice offers, and the Plus/Premier cards have lowered spending thresholds. These offers are available via referral link as well which can spruce it up for someone in 2-player mode.

That said, the timing here isn’t necessarily optimal in terms of getting Companion Pass for as long as possible, but still something to consider. 

We’ll add this to our list of Best Credit Card Signup Bonuses. Before applying, check out these 26 Things Everybody Should Know About Chase Credit Cards.

Hat tip to reader Nathan

• Hold time now 50 weeks
• Reward is in RLUSD (Ripple backed stable coin)
• $10-$50,000: 4% match
• $50,000-100,000$ – > 6% match

Hat tip to reader Chan

Update 4/30/26: Deposit match is back. This time it’s 2% match for $10-$100,000 deposit or 3% for $100,000-$200,000 deposit. Hold time is now 30 weeks. 

Update 3/25/26: 5% deposit match is back until 4/14/2026 8PM PDT. Deposit requirement is $10-$100k. 

Update 2/19/26: Offer has been reloaded with a $100,000 maximum now (was $50,000). Opt in date is now Mar. 4, 2026 10:00pm. Again I don’t see how this is sustainable especially with the caps increasing each time. 

The Offer

Direct link to offer (this is for the terms, you should see the offer in app)

• Crypto platform OKC is offering a 5% match on balances $1,000-$50,000. Hold period is 24 weeks but seems to pay out every 14 days so you should be able to get partial credit without holding for the full period. Must opt in by February 17, 2026

Screenshot

The Fine Print

1. This deposit match rewards program is being offered by the OKX entity on which you are onboarded as a customer under the OKX Terms of Service (“OKX“). The rewards period (the “Rewards Period“) shall be stipulated in the relevant reward session landing page.
2. Deposit Match is available to new or existing eligible OKX users, who are not employees of OKX, residing in the United States during the Rewards Period (as confirmed by advanced identity verification) except for individuals residing in New York, Texas, American Samoa, Guam, the Northern Mariana Islands, and the US Virgin Islands.
3. You must click the “Opt-in” button and and make sure the button has been updated to “Deposit now” to be considered a valid participant of the rewards program. Otherwise, your participation will be void and deposits made during the Rewards Period will not be counted.
4. In order to participate and receive the relevant rewards in this rewards program, participants must pass or have previously passed OKX’s advanced KYC identity verification.
5. Each user can only participate in one rewards session at any one time.
6. Participation in this rewards program is restricted to the main account only. Sub-accounts are not eligible to participate. The deposit of sub-accounts will not be included in the calculation of the deposit of the main account.

Our Verdict

Some things to note:

• These funds are in crypto and there is no insurance provided. OKX is one of the larger exchanges but that doesn’t mean they are immune from issues. 
• You can get 5% 3.5% APY interest earned automatically on USDG held in OKX
• Can participate on airdrops (assuming the crypto you hold qualifies)
• Doesn’t seem like transferring out, opting in and then transferring back in will work
• Can stack with $200 referral bonus (do not share referrals below)

OKX has been offering a few of these things lately, interestingly the maximum deposit is increasing but overall APY is decreasing (h/t Alex):

• First time $300 bonus for $3k deposit, 90 days, effective APY ~40%
• Second time $250 bonus for $5k deposit, 90 days, effective APY ~20%
• Third time $2500 bonus for $50k deposit, 168 days, effective APY ~10.8%

Personally I can’t see how this is sustainable for OKX at all. If everything works out and you hold funds in USDG then you’re effectively earning 15% 13.5% APY (10% APY from this promotion and then another 5% 3.5% from regular USDG earning). Only you can decide if the risk is worth that extra potential return or not. Personally I’ll skip this offer. 

The Offer

Direct link to offer

• Ibotta is offering a new promotion called ‘Fuel Your Wallet’. Every Thursday through June 4, 2026 they will release a code offering fuel savings. 

Our Verdict

Last week the code was for $28 but it was only for new users of Ibotta. Existing users seemed to get $1-4 from what I can tell. It’s not clear if it’ll be a flat discount each week or increased rates on merchants through Ibotta. Doubt this will be as good as the 7-11 fuel codes but one can hope. Find more ways to save money on fuel by clicking here. 

Update 1/5/26: Bonus now good through 3/31/26 but only $50 per month for $300 total. 

Update 8/30/25: Deal is back with no end date listed.  Some speculation that they auto deny anybody not in a state with branches (NY, FL?). Hat tip to BankBonusIsMyReligion

There’s a $600 checking bonus using code TAMPA600 in-branch at the Tampa Westshore Branch

Update 3/18/25: Deal is back until JOIN25. Hat tip to knuds1b

Update 12/10/24: Deal is back and valid until 12/31/2024.  Some speculation that they auto deny anybody not in a state with branches (NY, FL?). Hat tip to Jenya

Offer at a glance

• Maximum bonus amount: $300
• Availability: Nationwide
• Direct deposit required: Yes, $1,000+ for four months
• Additional requirements: See below
• Hard/soft pull: Soft
• ChexSystems: Yes
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: None mentioned
• Household limit: None mentioned
• Expiration date:

The Offer

Direct link to offer

• Teachers Federal Credit Union is offering a $300 bonus when you open a new checking account. Bonus is broken down as follows use promo code SMART600 and enroll in eStatements and online banking:
  • Earn $100 per month for up to 6 months by completing the following requirements
    • Open a new Teachers checking account
    • Receive at least $1,000 in monthly direct deposits

The Fine Print

• Direct Deposit & Debit Card Cash Back Offers: Earn up to $300 in cash bonuses. 1) Direct Deposit Offer: The up to $200 cash bonus will be earned by opening a new Teachers checking account and receiving qualifying direct deposits totaling at least $1,000 each monthly statement cycle (“Evaluation Period”) for four consecutive Evaluation Periods. Qualifying direct deposits are defined as an ACH/electronic deposit(s) of payroll from your employer, pension or government benefits such as Social Security.
• Deposit(s) that do not qualify for this promotion include but are not limited to: ACH external transfers, any Peer-to-Peer (“P2P”) transfers such as from Venmo, PayPal, Cash App, Zelle®, merchant transactions or point-of-sale credits such as, but not limited to: transactions from PayPal, Stripe, Square, etc, in-person check or cash deposits, wire transfers, ATM transfers, and Online and Mobile Banking transfers.
• Micro-deposits and/or deposits used to verify accounts do not qualify.
• A maximum cash bonus of $200 will be earned and deposited in $50 increments after each Evaluation Period in which $1,000 in qualifying direct deposits are posted to the new Teachers checking account.
• No bonuses shall be paid for qualifying direct deposit(s) totaling less than $1,000 during any Evaluation Period.
• Direct deposit(s) must begin before the start of the second Evaluation Period.
• Any member that fails to meet the minimum requirements and/or discontinues their direct deposit(s) during or before the four consecutive Evaluation Periods will no longer be eligible to receive any additional bonuses during the promotion. 2)
• Debit Card Cash Back Offer: The up to $100 cash bonus will be earned by opening a new Teachers checking account with a Teachers debit card linked to that account. Members will earn 2.00% cash back on the first $500 of qualifying debit card purchases and 3.00% cash back on the next $500 of qualifying purchases. A maximum bonus of up to $25 in cash back can be earned each Evaluation Period. Qualifying debit card purchases do not include and may not be limited to: ATM/point-of-sale cash back transactions, P2P payments, loan payments, account funding, refunds and disputed or unauthorized transactions.
• For accounts opened online, you must use offer code JOIN2023 to be eligible.
• Additional Program Guidelines/Restrictions: Offers as of 07/12/2023.
• These offers are available to new members only.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Both the Smart Checking and Share Draft Checking accounts are eligible for this offer. Neither account has any monthly fees to worry about.

Early Account Termination Fee

None

Referral Bonus

You can currently get an extra $100 bonus when you use a referral link (just remember to add code JOIN600 to trigger the standard offer). To qualify for the referral bonus you must also complete 10 debit card transactions. 

The terms specifically state these offers stack: “This offer may be combined with the Refer-a-Friend promotion”. You can find and share referrals in this linked post, do not share them in the comments below.

Our Verdict

People had a lot of issues with the $400 checking bonus. That bonus was better but I doubt we will see something that good again. I’d recommend reading the comments to see if you want to deal with this bank before signing up.

Hat tip to Bockrr

Useful posts regarding bank bonuses:

• A Beginners Guide To Bank Account Bonuses
• Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
• PSA: Don’t Call The Bank
• Introduction To ChexSystems
• Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
• How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
• Affiliate Links & Bank Bonuses – We Won’t Be Using Them
• Complete List Of Ways To Close Bank Accounts At Each Bank
• Banks That Allow/Don’t Allow Out Of State Checking Applications
• Bank Bonus Posting Times

According to reddit user Karanel Citi will be discontinuing the Custom Cash Card by the end of the week. The same user previously provided accurate information regarding the Citi Rewards+ card being discontinued. 

It’s unclear what would happen to existing cardholders, but Citi Rewards+ cardholders were forced to product change to Citi Strata (no annual fee). For those not familiar the Citi Custom Cash card offers the following:

• $200 sign up bonus after $1,500 in spend
• No annual fee
• Card earns at the following rates:
  • Earn 5% cash back on your top eligible spend category each billing cycle up to $500 spent
  • Earn 1% cash back thereafter on all other purchases

Obviously this is just a rumor, but it seems reliable to me based on the previous history and their comment history. If you’re interested in this card I’d be applying ASAP. Before applying for any Citi cards I’d recommend reading these things people should know about Citi cards. 

Direct link to offer

• Steak ‘n Shake is offering a free Double Steakburger when you wear any American Flag item tomorrow (5/28). Limit 1 per person

Our Verdict

Free is free, I imagine the lines/wait time are going to be very long. 

This shows under Capital One offers (the offers in the credit card login)

• Capital One offers is offering $10/1,000 points back when you spend $20+ at select merchants including: Home Depot, Sam’s Club, Chewy, Dollar General & More

Our Verdict

Some important things to note with Capital One offers:

• Don’t click through to the offers until you’re ready to use them otherwise they will disappear.
• Use them in the order of best value as often if you do one the others will disappear. 

Fantastic deal if you’re targeted, unfortunately most people won’t be. 

Hat tip to FM

• Bilt rent day for May 2026, up to 100% bonus to Avios:
  • Blue = 25% bonus
  • Silver = 50% bonus
  • Gold = 60% bonus
  • Platinum = 100%  bonus (Platinum can upgrade to 125%)

The Fine Print

• Limit of 100,000 points can be transferred. 

Our Verdict

New Palladium card comes with Gold status if you spend $4,000 in the first three months, not sure how long that takes to trigger. Can also use Bilt cash to upgrade status ($150 to upgrade one tier). 

These transfer bonuses are the best times to use Bilt points and one of the rare occasions when a speculative transfer can make sense.