Kina Bank recently took part in the Salvation Army PNG Solomon Island Red Shield Appeal Charity Golf Day by supporting the humanitarian organization with K7,000 for its Houses of Hope program. 

Kina Bank General Manager Treasury Sales – Treasury & Wholesale Banking Mr Simon Kepui presented the donation during the golf event on Friday 17th April at the Port Moresby Golf Club, where over 30 teams, including two teams from Kina Bank, took part. 

Proceeds from the event will support the Salvation Army’s Houses of Hope (Safe Houses), which provide refuge and care for vulnerable individuals and families. The residences offer counselling, gender-based violence support services, food assistance, and accommodation in locations including Ela Beach, Kainantu and Lae. Donations also help meet vital boarding and staffing costs to ensure these homes continue operating sustainably. 

“Kina Bank is humbled to support such initiatives, which directly benefit vulnerable communities. These funds contribute to essential services that provide safety, dignity and hope, and we are pleased to play our part,” Mr Kepui said. 

Lieutenant Colonel Suzanne Stevenson of The Salvation Army PNGSI thanked Kina Bank for its continued support. 

“The generosity shown through this charity golf event will make a real difference to the lives of people who rely on our Houses of Hope. We sincerely thank Kina Bank and all participating teams for standing with us and supporting this important work,” Stevenson said. 

Kina Bank continues to support community-based initiatives that contribute to improved lives and stronger communities across Papua New Guinea.  

Mr Simon Kepui presenting a K7,000 cheque to Lt. Col. Suzanne Stevenson during the Salvation Army Charity Golf Day at the Port Moresby Golf Club on Friday, 17 April. 

Kina Bank has officially reopened its Digital Hub at Rangeview Plaza in Port Moresby, following its relocation to a new space on Level 1 of the shopping mall. The upgraded space resumed operations on Tuesday, 24 March 2026.

Previously located elsewhere on the same level, the refreshed space provides a more convenient and dedicated space for customers to access everyday banking services.

The Digital Hub will operate from 9:00am to 3:00pm, offering a range of services including opening new accounts, issuing Visa Debit cards, assisting with customer enquiries, and helping customers register for internet and WhatsApp banking. Customers can also apply for personal loans directly at the hub.

“These hubs are designed to bring banking closer to where our customers live, work and shop. We’re focused on making our services easier to access while helping customers better understand the products available to them,” said Kina Bank Executive General Manager Business and Retail Banking Rayeleene Elston.

Kina Bank currently operates eight other Digital Hubs across the country, all of which will undergo the same upgrade. The reopening of the Rangeview Digital Hub reflects Kina Bank’s ongoing commitment to improving customer access, strengthening digital banking, and delivering a simple, convenient banking experience.

Rangeview Digital Hub

Kina Bank has reaffirmed its commitment to inclusive education in Papua New Guinea, celebrating the graduation of Motu Koita students who completed their secondary studies through the Kokoda Track Foundation (KTF) Flexible Open Distance Education (FODE) program.

A total of 180 students from Hanuabada, Pari, Taurama and surrounding Motu Koita communities graduated at a ceremony, marking the completion of Grades 9 to 12 and a significant milestone for second‑chance education pathways in the National Capital District.

Since 2020, Kina Bank has supported the Motu Koita FODE program, enabling it to expand each year and reach more learners who were previously unable to continue through the formal education system.

Representing Kina Bank at the graduation, Chief of Staff Mr Mackhenly Kaiok highlighted the personal and community significance of the program, noting that he lives near a Motu Koita village and understands first‑hand the barriers many young people face.

“Education is one of the most powerful investments we can make in our communities. Supporting programs like Motu Koita FODE means creating real opportunities for young people to build better futures for themselves and their families,” Mr Kaiok said.

KTF Chief Executive Officer Dr Genevieve Nelson said the success of the program reflects a shared belief that education should remain accessible at any stage of life.

“Second chance education doesn’t happen by chance. It exists because people believe that opportunity should never expire. FODE stands on the belief that education always leaves a door open and every graduate here today has had the courage to walk back through it.,” she said.

The Motu Koita FODE program is delivered through strong partnerships between KTF, Kina Bank, the Motu Koita Assembly, and other supporters, providing a pathway for students who missed out on mainstream schooling due to limited places, financial hardship, or family circumstances.

Kina Bank remains committed to supporting initiatives that drive long‑term social and economic development, with education continuing to be a cornerstone of the Bank’s community engagement strategy.

Kina invited guest, Chief of Staff Mackhenly Kaiok (front, second left), pose for a group photo with the FODE graduates and other supporters of the FODE program following the graduation ceremony.

Kina Securities Limited (ASX:KSL | PNGX:KSL) (Kina) today announced its full-year financial results for 2025, reporting a 20% increase in statutory NPAT to K121 million and a 15% increase in underlying NPAT to K126 million. The result reflects another year of broad-based growth across the Bank’s diversified portfolio, disciplined cost management, and continued investment in organisational capability.

Total revenue increased 13% to K546 million, while operating costs rose 4%, enabling Kina Bank to deliver a strengthened return on equity of 17.4%, and a final dividend of 19 toea, up 25%.

Strong Growth Across Core Revenue Streams

Kina Bank’s strong result was underpinned by growth across both lending and non-lending activities:

• Net interest income increased 20%, driven by 13% loan book growth, and higher returns  from government securities.

• Non-interest income grew 6%, supported by a 17% uplift in foreign exchange revenue, and 13% growth across digital payments and channels, offset by reductions in non-operating income and valuation reductions from financial assets.
• Business lending increased 17%, reflecting strong customer engagement in key centres including Port Moresby and Lae, and regional PNG, while home lending grew 4%.
• Kina Bank also strengthened its balance sheet, maintaining a capital adequacy ratio of 17%, well within the Bank’s target range and providing capacity for continued growth.

• Both the Underlying and Statutory NPAT are after taking additional loan provisions of 7m, above the requirements of normal loan growth, to address a number of aged, non-performing loans.

Disciplined Investment While Managing Costs

Across 2025, the Bank progressed several targeted investments to strengthen resilience, improve customer service, and support long-term strategic growth. These included:

• Uplifting leadership capability and specialist roles in strategy, risk, technology, digital innovation and data.
• Strengthening technology and network resilience.
• Enhancements to Anti-Money Laundering and Counter Terrorism Financing capabilities.
• Modernising credit risk environments and commencing several digitisation programs.These investments were funded while still improving operating efficiency and maintaining a controlled cost base amid depreciation of the PNG Kina against major currencies.

Dividend Statement

The Board declared a final dividend of PGK 19.3 toea per share (AUD 6.5 cents), representing a 25% increase on the prior period. This brings the full-year dividend to PGK 31.9 toea per share (AUD 11.0 cents), a 22% year-on-year increase, reflecting a payout ratio of 77%, at the top end of Kina Bank’s dividend policy.

CEO Ivan Vidovich said the results demonstrate the strength and resilience of Kina Bank’s diversified model:

“Our 2025 results reflect strong performance across the organisation. Revenue growth remained robust throughout the year, underpinned by disciplined execution across our diversified portfolio and a clear focus on delivering value for customers. We continued to achieve double-digit growth across our major revenue lines, including lending, foreign exchange and digital channels.”

“Disciplined investment in core capabilities further enhanced organisational resilience. This included strengthening leadership, uplifting our AML and CTF capabilities, strengthening core technology resilience, commencing several digitisation programs, and maturing our credit environment—work that will continue into 2026 as we commence our new five-year strategic plan. Importantly, these prudent investments were made while still delivering positive momentum in our cost-to-income performance.”

“Our strong balance sheet and improved earnings enabled us to begin delivering dividend growth for shareholdersin 2025. We enter the new financialyear well-capitalised, with the portfoliostrength, capability and reach to support our customers and participate in the growth of the broader economy.”

Grey Listing

Kina is working with regulators, government agencies, customers, and correspondent banks as part of the national response to address these issues. The bank does not expect the Grey Listing to materially affect its operating and financial performance or hinder its strategic plans.

Positioned for Continued Growth

Kina Bank has launched its 2030 Strategy, marking the transition into the next phase of growth as PNG’s challenger bank. In 2026, the Bank plans to issue PNG’s first listed corporate bond under the new capital markets legislation—an important milestone for domestic financial market development.

The Bank expects earnings growth to continue in 2026, supported by diversified revenue uplift, ongoing market share gains, and a scheduled reduction in the statutory corporate tax rate for banking operations.

Further information on the result can be accessed online at www.kinabank.com.pg.

Mul Primary School in Western Highlands Province has received a 5,000L water tank through Kina Bank’s Strongim Komuniti Grant (SKG) program, helping address long-standing challenges around access to clean and reliable water at the school. 

This donation was led by Kina Bank staff member Joseph Tongia under the SKG program, an internal staff-led initiative that supports meaningful projects across Papua New Guinea. Through the grant, Mul Primary School was also able to purchase cement, a tap set, and the required piping to complete the tank installation. 

Access to clean water has been a critical need for the school, impacting students, teachers and the wider community. The new water tank will support improved hygiene, health, and a safer daily learning environment for students. 

Said Mul Primary School Headmaster, Mr John Miliki, “the water tank will greatly improve the daily learning environment and will make a great a positive contribution to the education, health and wellbeing of our students.” 

The Strongim Komuniti Grant program aligns with Kina Bank’s sustainability and community support priorities and is exclusively available to Kina Bank staff, who can apply for grants each quarter. Since its 2023 inception, the SKG program has supported a wide range of projects including learning and reading materials for schools, medical supplies for rural communities, school furniture and solar power installations at health facilities. 

Kina Bank’s Joseph Tongia said he was proud to support the Mul community through the program and see the tangible impact the grant would have for the children. 

Joseph Tongia (right) presenting the water tank and cement bags to Mul Primary School Headmaster, Mr John Miliki (left).

Kina Bank has reaffirmed its commitment to the wellbeing of the people of Papua New Guinea by presenting a K100,000 cheque to Links of Hope to support its ongoing work with vulnerable children and families across Papua New Guinea. Links of Hope is a non-profit organisation focused on supporting those affected by the HIV and AIDS epidemic in Papua New Guinea.

The cheque was presented in Port Moresby by Kina Bank CEO and Managing Director, Ivan Vidovich, and received by Links of Hope National Operations Manager, Seruma Numa.

Kina Bank has been supporting Links of Hope since 2021, beginning with the donation of a vehicle and K100,000 in memory of former Kina Bank staff member, the late Nancy Moka, a passionate supporter and champion of the cause.

Mr Vidovich said the continued partnership reflects Kina Bank’s commitment to making a meaningful difference in communities.

“It is humbling to continue our support toward this cause. Links of Hope is making a profound difference in the lives of vulnerable children and families, and we are honoured to stand beside an organisation that works with such compassion and integrity. Our contribution reflects Kina Bank’s commitment to supporting communities and enabling brighter futures across Papua New Guinea.”

Seruma Numa applauded Kina Bank for its ongoing support.

“Thank you to Kina Bank for your support over the years. Your continued partnership empowers us to reach children and families who rely on our care and services. We are truly grateful for your commitment and for standing with us as we strive to change lives across Papua New Guinea.”

Kina Bank CEO and Managing Director, Ivan Vidovich (left) presenting the donation to Links of Hope’s Seruma Numa (right).