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	<title>Million Dollar Journey</title>
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	<description>Building Wealth through Saving and Investing</description>
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	<item>
		<title>Wealthsimple vs. Justwealth in 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-vs-justwealth.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-vs-justwealth.htm#comments</comments>
		
		<dc:creator><![CDATA[Meg]]></dc:creator>
		<pubDate>Sun, 16 Aug 2026 02:05:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=68292</guid>

					<description><![CDATA[Justwealth and Wealthsimple claim the top two spots in our updated guide to the best robo advisors in Canada for 2026.&#160; While both offer automated investing, they take noticeably different approaches. Wealthsimple emphasizes a technology-driven experience, while Justwealth focuses on an investment-first philosophy. The Wealthsimple vs Justwealth battle ultimately comes down to which approach better&#8230;The post Wealthsimple vs. Justwealth in 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>Best Canadian Dividend Stocks &#8211; August 2026</title>
		<link>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm</link>
					<comments>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Mon, 10 Aug 2026 06:30:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2102</guid>

					<description><![CDATA[With summer now in full swing, it was time to give our August 2026 Best Canadian Dividend Stocks list another update. Between the Trump administration’s tariff threats, the escalating Canada-U.S. trade fight, and another round of oil-price volatility, 2026 has been anything but calm. Canadian stocks have handled the uncertainty remarkably well. Through July 31,&#8230;The post Best Canadian Dividend Stocks &#8211; August 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>73</slash:comments>
		
		
			</item>
		<item>
		<title>Ultimate Smith Manoeuvre Guide For Canadians</title>
		<link>https://milliondollarjourney.com/use-smith-manoeuvre-tax-deductible-dividend-investing.htm</link>
					<comments>https://milliondollarjourney.com/use-smith-manoeuvre-tax-deductible-dividend-investing.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 31 Jul 2026 09:30:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Smith Manoeuvre]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/the-smith-manoeuvre-a-wealth-strategy-part-1.htm</guid>

					<description><![CDATA[When I first started writing about the Smith Manoeuvre nearly two decades ago, I had no idea it would strike such a chord with Canadian DIY investors. What started as a fairly niche discussion about turning regular mortgage debt into tax-deductible investment debt has turned into one of the most-read articles on Million Dollar Journey.&#8230;The post Ultimate Smith Manoeuvre Guide For Canadians appeared first on Million Dollar Journey.]]></description>
		
					<wfw:commentRss>https://milliondollarjourney.com/use-smith-manoeuvre-tax-deductible-dividend-investing.htm/feed</wfw:commentRss>
			<slash:comments>613</slash:comments>
		
		
			</item>
		<item>
		<title>BMO InvestorLine Review 2026</title>
		<link>https://milliondollarjourney.com/bmo-investorline-review.htm</link>
					<comments>https://milliondollarjourney.com/bmo-investorline-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Thu, 30 Jul 2026 02:40:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2649</guid>

					<description><![CDATA[Is BMO InvestorLine Safe and Trusted? In a word, YES. As one of Canada’s oldest and most trusted companies (founded in 1817) the Bank of Montreal is as safe, trusted, and legit as you can get.&#160; InvestorLine has been around longer than the internet &#8211; BMO introduced self-directed trading way back in 1988 before moving&#8230;The post BMO InvestorLine Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>23</slash:comments>
		
		
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		<title>Wealthsimple Cash Review 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-cash-review.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-cash-review.htm#respond</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 26 Jul 2026 02:41:15 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=376869</guid>

					<description><![CDATA[What is Wealthsimple Cash? Before we can properly explain what Wealthsimple Cash is, it’s worth reviewing what Wealthsimple is and what they provide. Wealthsimple began as a robo-advisor in 2014 and, at the time, was a pretty exciting addition to the Canadian online banking scene. They later went on to add a discount/self-directed online brokerage&#8230;The post Wealthsimple Cash Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>36 Years of Stock Market Returns in Canada (TSX)</title>
		<link>https://milliondollarjourney.com/average-stock-market-returns-canada.htm</link>
					<comments>https://milliondollarjourney.com/average-stock-market-returns-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 18 Jul 2026 04:00:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=285381</guid>

					<description><![CDATA[What is the average stock market return? It’s one of the first questions I usually get from people who are just starting to wrap their heads around investing for the long term. But in my experience, what most folks really want to know is something a bit different. They’re not just asking, “What percentage has&#8230;The post 36 Years of Stock Market Returns in Canada (TSX) appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
			</item>
		<item>
		<title>Best Canadian Robo Advisors 2026</title>
		<link>https://milliondollarjourney.com/best-canadian-robo-advisors.htm</link>
					<comments>https://milliondollarjourney.com/best-canadian-robo-advisors.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 11 Jul 2026 01:20:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=19802</guid>

					<description><![CDATA[With Wealthsimple now focused on more high-profit areas such as crypto trading and prediction-market trading (online betting), they can no longer be considered Canada’s best robo advisor.&#160; That title now goes to Justwealth, our top Canadian robo advisor for 2026. It is not the flashiest name in Canadian fintech, but it has stayed focused on&#8230;The post Best Canadian Robo Advisors 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>7</slash:comments>
		
		
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		<item>
		<title>Best Canadian Chequing Account 2026</title>
		<link>https://milliondollarjourney.com/best-chequing-bank-account-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-chequing-bank-account-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 04 Jul 2026 03:10:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/best-chequing-bank-account-canada.htm</guid>

					<description><![CDATA[While cheque writing has for the most part, become a thing of the past, selecting the right Canadian chequing account for your personal needs and wants can still make a big difference to your bottom line. What you need is quick and easy access to your cash, so that you can pay bills, transfer money&#8230;The post Best Canadian Chequing Account 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>4</slash:comments>
		
		
			</item>
		<item>
		<title>CI Direct Trading Review 2026</title>
		<link>https://milliondollarjourney.com/virtual-brokers-review-2020-fees-etfs-and-account-options.htm</link>
					<comments>https://milliondollarjourney.com/virtual-brokers-review-2020-fees-etfs-and-account-options.htm#comments</comments>
		
		<dc:creator><![CDATA[Justin Bouchard]]></dc:creator>
		<pubDate>Sat, 27 Jun 2026 03:25:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/virtual-brokers-review-2020-fees-etfs-and-account-options.htm</guid>

					<description><![CDATA[What is CI Direct Trading? In 2009, Virtual Brokers came out onto the scene as one of Canada’s best online discount brokerages with a commitment to offer rock-bottom prices to help investors cut costs to the bone.&#160; In 2021, Virtual Brokers rebranded, becoming CI Direct Trading. Fortunately for Canadian investors, but perhaps unfortunately for CI&#8230;The post CI Direct Trading Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>4</slash:comments>
		
		
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		<title>Best Low Risk Investments in Canada Right Now (June 2026)</title>
		<link>https://milliondollarjourney.com/best-low-risk-investments.htm</link>
					<comments>https://milliondollarjourney.com/best-low-risk-investments.htm#respond</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Mon, 22 Jun 2026 03:20:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=58427</guid>

					<description><![CDATA[So far in 2026, low risk investments might feel like a bit of a lost cause. I see more and more “FOMO” (fear of missing out) feelings starting to dominate newspaper headlines. Now that the Iran conflict appears to be in the rearview mirror, investors appear willing to go all-in as they fear missing out&#8230;The post Best Low Risk Investments in Canada Right Now (June 2026) appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Neo Chequing (Formerly Everyday) Account Review</title>
		<link>https://milliondollarjourney.com/neo-money-account-review.htm</link>
					<comments>https://milliondollarjourney.com/neo-money-account-review.htm#respond</comments>
		
		<dc:creator><![CDATA[Meg]]></dc:creator>
		<pubDate>Tue, 16 Jun 2026 05:20:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=142879</guid>

					<description><![CDATA[What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Chequing Account. It was founded in 2019 by veterans of the tech industry Kris Read and SkiptheDishes cofounders Jeff Adamson and Andrew Chau. Since the company’s inception, Neo’s mission has been “to reinvent how Canadians spend,&#8230;The post Neo Chequing (Formerly Everyday) Account Review appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Dogs of the TSX Dividend Stock Picks</title>
		<link>https://milliondollarjourney.com/dogs-of-the-tsx-dividend-stocks.htm</link>
					<comments>https://milliondollarjourney.com/dogs-of-the-tsx-dividend-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 14 Jun 2026 01:45:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3910</guid>

					<description><![CDATA[The “Dogs of the TSX” dividend investing strategy for Canadian stocks has been a focus of mine for the past 14 years. I don’t follow the “Dogs” strategy with a majority of my portfolio, but it is a key factor when I look at my relative weighting of Canadian stocks at the end of each&#8230;The post Dogs of the TSX Dividend Stock Picks appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
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		<item>
		<title>EQ Bank vs Wealthsimple Cash</title>
		<link>https://milliondollarjourney.com/eq-vs-wealthsimple.htm</link>
					<comments>https://milliondollarjourney.com/eq-vs-wealthsimple.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 02:35:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=228440</guid>

					<description><![CDATA[As our top rated online bank in Canada, we frequently mention EQ Bank here at Million Dollar Journey. Meanwhile, Wealthsimple has become a household name thanks to its growing suite of financial products. As a result, comparing EQ Bank and Wealthsimple Cash is a natural way to determine which platform offers the best place for&#8230;The post EQ Bank vs Wealthsimple Cash appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>3</slash:comments>
		
		
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		<title>Canadian Dividend Kings &#038; Aristocrats &#8211; June 2026</title>
		<link>https://milliondollarjourney.com/dividend-kings-list-companies-with-annual-dividend-increases-for-over-50-years.htm</link>
					<comments>https://milliondollarjourney.com/dividend-kings-list-companies-with-annual-dividend-increases-for-over-50-years.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 31 May 2026 02:10:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2819</guid>

					<description><![CDATA[Investing in Canadian Dividend Kings (sometimes known as Dividend Aristocrats) tends to get more popular when low-risk investment yields start to go down. With safer assets generating so little income, dependable dividend payers begin to look more and more attractive.&#160; Of course, staying focused on dependable (but but boring) dividends can be a challenge when&#8230;The post Canadian Dividend Kings &amp; Aristocrats &#8211; June 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>16</slash:comments>
		
		
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		<title>CIBC Investor&#8217;s Edge Broker Review 2026</title>
		<link>https://milliondollarjourney.com/cibc-investors-edge-review-2.htm</link>
					<comments>https://milliondollarjourney.com/cibc-investors-edge-review-2.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 30 May 2026 09:10:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=12196</guid>

					<description><![CDATA[What Is CIBC Investor&#8217;s Edge? CIBC has been around for over a century, which proves it has some serious staying power. If you already bank with CIBC, you’ll find it very easy and convenient to open CIBC Investor’s Edge cash account, TFSA, RRSP or RESP.&#160; Something that makes CIBC unique is that it also offers&#8230;The post CIBC Investor&#8217;s Edge Broker Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>14</slash:comments>
		
		
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		<title>Questwealth Portfolios Review for 2026</title>
		<link>https://milliondollarjourney.com/questwealth-portfolios-review.htm</link>
					<comments>https://milliondollarjourney.com/questwealth-portfolios-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Wed, 27 May 2026 07:40:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3761</guid>

					<description><![CDATA[What is Questwealth Portfolios? Questwealth Portfolios, formerly Portfolio IQ, provides a unique hybrid model of investing to customers that you won’t find elsewhere. They offer investors a passive way to invest, along with services such as automatic rebalancing and tax-loss harvesting. This is definitely appealing for investors who are looking to keep costs low all&#8230;The post Questwealth Portfolios Review for 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
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		<title>Canadian Bank Accounts for Kids</title>
		<link>https://milliondollarjourney.com/canadian-bank-accounts-for-kids.htm</link>
					<comments>https://milliondollarjourney.com/canadian-bank-accounts-for-kids.htm#comments</comments>
		
		<dc:creator><![CDATA[Kathryn]]></dc:creator>
		<pubDate>Wed, 27 May 2026 01:30:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=1015</guid>

					<description><![CDATA[Learning the fundamentals of financial independence doesn’t need to wait. With kids as young as 7 years old having access to digital wallets and other financial accounts, there has never been a better time to help children learn about how to manage their money. There are several benefits to starting this process early. Possibly one&#8230;The post Canadian Bank Accounts for Kids appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>31</slash:comments>
		
		
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		<title>Best GIC Rates in Canada &#8211; June 2026</title>
		<link>https://milliondollarjourney.com/best-gic-rates-in-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-gic-rates-in-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sun, 24 May 2026 01:45:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[tfsa]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=115822</guid>

					<description><![CDATA[With the Bank of Canada signalling that rate cuts will be slow-if-at-all in 2026, it has become abundantly clear that the best GIC rates in Canada have already topped out. Inflation is cooling (with a relatively modest 2.2% annualized measurement in December of 2025), economic growth is softening, and bond markets have priced in a&#8230;The post Best GIC Rates in Canada &#8211; June 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>3</slash:comments>
		
		
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		<title>Best Bank Account for Seniors in Canada 2026</title>
		<link>https://milliondollarjourney.com/best-bank-account-for-seniors-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-bank-account-for-seniors-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Yang]]></dc:creator>
		<pubDate>Sat, 23 May 2026 01:20:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=13716</guid>

					<description><![CDATA[Many of us look to save a buck when we hit our 60s and kiss the world of monthly paycheques goodbye. Banking is no exception. Luckily, there are several bank accounts for seniors in Canada offering low-to-no fee services. Nowadays, you don’t need to rely only on the traditional brick and mortar banks as once&#8230;The post Best Bank Account for Seniors in Canada 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>Investing In Canadian Wide Moat Stocks</title>
		<link>https://milliondollarjourney.com/canadian-wide-moat-stocks.htm</link>
					<comments>https://milliondollarjourney.com/canadian-wide-moat-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[Dale Roberts]]></dc:creator>
		<pubDate>Sat, 16 May 2026 01:25:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=56218</guid>

					<description><![CDATA[As I’ve moved into semi-retirement, my investing priorities have changed a bit. I still want equities-backed growth, because retirees who ignore stocks entirely are basically asking inflation to slowly chew through their purchasing power. But I’m much less interested in owning volatile companies that might have a really high ceiling &#8211; and also might see&#8230;The post Investing In Canadian Wide Moat Stocks appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>3</slash:comments>
		
		
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