<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Mum&#039;s Money New Zealand + Australia</title>
	<atom:link href="https://mumsmoney.co.nz/feed/" rel="self" type="application/rss+xml" />
	<link>https://mumsmoney.co.nz</link>
	<description></description>
	<lastBuildDate>Thu, 13 Aug 2026 23:23:08 +0000</lastBuildDate>
	<language>en-NZ</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.6.7</generator>

<image>
	<url>https://mumsmoney.co.nz/wp-content/uploads/2020/10/cropped-cropped-MM-Favicon-1-150x150.png</url>
	<title>Mum&#039;s Money New Zealand + Australia</title>
	<link>https://mumsmoney.co.nz</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>How to Do the Gold Coast on a Budget with Kids (Every Tip We Know)</title>
		<link>https://mumsmoney.co.nz/gold-coast-australia-budget-with-kids/</link>
					<comments>https://mumsmoney.co.nz/gold-coast-australia-budget-with-kids/#respond</comments>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Fri, 07 Aug 2026 05:50:52 +0000</pubDate>
				<category><![CDATA[Travel]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21797</guid>

					<description><![CDATA[When I shared our Gold Coast money-saving tips from our year of travel with the kids on Facebook, something brilliant happened. Hundreds of NZ families who&#8217;d been there themselves piled in with their own advice &#8211; things we&#8217;d missed, things we&#8217;d got wrong, and insider knowledge you won&#8217;t find in a tourist brochure. So here ... <a title="How to Do the Gold Coast on a Budget with Kids (Every Tip We Know)" class="read-more" href="https://mumsmoney.co.nz/gold-coast-australia-budget-with-kids/" aria-label="More on How to Do the Gold Coast on a Budget with Kids (Every Tip We Know)">Read more</a>]]></description>
		
					<wfw:commentRss>https://mumsmoney.co.nz/gold-coast-australia-budget-with-kids/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Starting From Zero With Money? Here&#8217;s the Exact Order I&#8217;d Follow</title>
		<link>https://mumsmoney.co.nz/starting-from-zero-with-money/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Wed, 05 Aug 2026 07:48:38 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21911</guid>

					<description><![CDATA[I burst into tears in my accountant&#8217;s office at 23. I was filling out a loan application to pay a $5,000 tax bill I hadn&#8217;t saved for, and it was the first time I&#8217;d ever seen my whole financial mess written down in one place. Credit card debt, store cards, a personal loan, and nothing ... <a title="Starting From Zero With Money? Here&#8217;s the Exact Order I&#8217;d Follow" class="read-more" href="https://mumsmoney.co.nz/starting-from-zero-with-money/" aria-label="More on Starting From Zero With Money? Here&#8217;s the Exact Order I&#8217;d Follow">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>Why a Quarter of Kiwi Families Can&#8217;t Cover a $500 Surprise Bill</title>
		<link>https://mumsmoney.co.nz/why-a-quarter-of-kiwi-families-cant-cover-a-500-surprise-bill/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Sun, 02 Aug 2026 03:49:06 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21893</guid>

					<description><![CDATA[New data from Kiwibank&#8217;s 2026 State of Savings Index landed this week, and one number stands out: a quarter of New Zealanders don&#8217;t have enough set aside to cover an unexpected $500 bill. Not a holiday, not a new car &#8211; a $500 bill. A broken washing machine. A trip to the dentist. A car ... <a title="Why a Quarter of Kiwi Families Can&#8217;t Cover a $500 Surprise Bill" class="read-more" href="https://mumsmoney.co.nz/why-a-quarter-of-kiwi-families-cant-cover-a-500-surprise-bill/" aria-label="More on Why a Quarter of Kiwi Families Can&#8217;t Cover a $500 Surprise Bill">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>How We Invest: The Exact Strategy We&#8217;re Using to Retire Early</title>
		<link>https://mumsmoney.co.nz/how-we-invest/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Tue, 21 Jul 2026 04:26:03 +0000</pubDate>
				<category><![CDATA[Making Money]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21825</guid>

					<description><![CDATA[I get asked about this a lot, so I figured it was time to just lay it all out. This is not a &#8220;you should do this too&#8221; post. Personal finance is personal, and what works for our family is specific to our situation. But I&#8217;m a big believer in transparency &#8211; because when I ... <a title="How We Invest: The Exact Strategy We&#8217;re Using to Retire Early" class="read-more" href="https://mumsmoney.co.nz/how-we-invest/" aria-label="More on How We Invest: The Exact Strategy We&#8217;re Using to Retire Early">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>5 Ways to Automate Your Savings (So Willpower Never Has to Show Up)</title>
		<link>https://mumsmoney.co.nz/4-ways-to-put-saving-on-autopilot/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Wed, 15 Jul 2026 14:09:48 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21814</guid>

					<description><![CDATA[One of the best (and easiest) ways to save money is by making it happen automatically. Remove the human from the process, and things happen a lot more smoothly. When I first started automating our savings, I didn&#8217;t trust it &#8211; I was convinced I&#8217;d &#8220;forget&#8221; and overspend without noticing. Six months later, I barely ... <a title="5 Ways to Automate Your Savings (So Willpower Never Has to Show Up)" class="read-more" href="https://mumsmoney.co.nz/4-ways-to-put-saving-on-autopilot/" aria-label="More on 5 Ways to Automate Your Savings (So Willpower Never Has to Show Up)">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>12 Money Lessons Every Mum Should Teach Her Kids</title>
		<link>https://mumsmoney.co.nz/money-lessons-every-mum-should-teach-her-kids/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Fri, 03 Jul 2026 04:31:02 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21789</guid>

					<description><![CDATA[A while back, I wrote a big rambling post about all the things I want my boys to know about money by the time they&#8217;re grown. Twenty-four lessons, all the way from &#8220;save 20% of every paycheck&#8221; to &#8220;marry someone with similar money views.&#8221; It felt good to get it out of my head. But ... <a title="12 Money Lessons Every Mum Should Teach Her Kids" class="read-more" href="https://mumsmoney.co.nz/money-lessons-every-mum-should-teach-her-kids/" aria-label="More on 12 Money Lessons Every Mum Should Teach Her Kids">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>5 Places Kids Eat Free or Cheap in Hamilton [2026]</title>
		<link>https://mumsmoney.co.nz/kids-eat-free-cheap-hamilton/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Thu, 25 Jun 2026 04:31:55 +0000</pubDate>
				<category><![CDATA[Family]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=20879</guid>

					<description><![CDATA[Finding family-friendly dining options that won’t break the bank is a win for any parent, especially when kids can eat for free! If you’re searching for the best&#160;places kids eat free or cheap in Hamilton, you’ll find plenty of family-friendly spots offering free kids’ meals or discounted children’s menus—perfect for enjoying a great meal without ... <a title="5 Places Kids Eat Free or Cheap in Hamilton [2026]" class="read-more" href="https://mumsmoney.co.nz/kids-eat-free-cheap-hamilton/" aria-label="More on 5 Places Kids Eat Free or Cheap in Hamilton [2026]">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>10 Money Mistakes You Can&#8217;t Afford to Keep Making</title>
		<link>https://mumsmoney.co.nz/money-mistakes-to-stop-making/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Mon, 15 Jun 2026 11:52:22 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21740</guid>

					<description><![CDATA[Let&#8217;s be honest — most of us have made a few money mistakes. I know I have. The problem isn&#8217;t the mistakes themselves. It&#8217;s when they become habits, doing damage in the background while life carries on. The good news is that recognising these patterns is genuinely half the battle. Once you can see what&#8217;s ... <a title="10 Money Mistakes You Can&#8217;t Afford to Keep Making" class="read-more" href="https://mumsmoney.co.nz/money-mistakes-to-stop-making/" aria-label="More on 10 Money Mistakes You Can&#8217;t Afford to Keep Making">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>6 Best Blogging Courses To Make Money Blogging in 2026</title>
		<link>https://mumsmoney.co.nz/best-blogging-courses/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Tue, 09 Jun 2026 03:24:13 +0000</pubDate>
				<category><![CDATA[Making Money]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21722</guid>

					<description><![CDATA[Investing in the right blogging courses — and then actually doing the work — can completely change your financial life. I know, because it changed mine. I started this blog in 2015. For the first year, I made basically nothing because I was guessing at everything. Then I started investing in courses, and something clicked. ... <a title="6 Best Blogging Courses To Make Money Blogging in 2026" class="read-more" href="https://mumsmoney.co.nz/best-blogging-courses/" aria-label="More on 6 Best Blogging Courses To Make Money Blogging in 2026">Read more</a>]]></description>
		
		
		
			</item>
		<item>
		<title>I Tried 4 Popular Budgeting Methods &#8211; Here’s What Actually Worked for Our Family</title>
		<link>https://mumsmoney.co.nz/i-tried-4-popular-budget-methods/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Wed, 04 Feb 2026 05:47:53 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21563</guid>

					<description><![CDATA[If you’ve ever Googled “how to budget”, you’ll know there’s no shortage of money advice out there. Everyone has the system. The one that’ll magically fix your finances without you having to think too hard or change your behaviour (spoiler: that one does not exist). Over the years, I’ve tried just about every popular budgeting ... <a title="I Tried 4 Popular Budgeting Methods &#8211; Here’s What Actually Worked for Our Family" class="read-more" href="https://mumsmoney.co.nz/i-tried-4-popular-budget-methods/" aria-label="More on I Tried 4 Popular Budgeting Methods &#8211; Here’s What Actually Worked for Our Family">Read more</a>]]></description>
		
		
		
			</item>
	</channel>
</rss>
