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		<title>I Tried 4 Popular Budgeting Methods &#8211; Here’s What Actually Worked for Our Family</title>
		<link>https://mumsmoney.co.nz/i-tried-4-popular-budget-methods/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Wed, 04 Feb 2026 05:47:53 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21563</guid>

					<description><![CDATA[If you’ve ever Googled “how to budget”, you’ll know there’s no shortage of money advice out there. Everyone has the system. The one that’ll magically fix your finances without you having to think too hard or change your behaviour (spoiler: that one does not exist). Over the years, I’ve tried just about every popular budgeting ... <a title="I Tried 4 Popular Budgeting Methods &#8211; Here’s What Actually Worked for Our Family" class="read-more" href="https://mumsmoney.co.nz/i-tried-4-popular-budget-methods/" aria-label="More on I Tried 4 Popular Budgeting Methods &#8211; Here’s What Actually Worked for Our Family">Read more</a>]]></description>
		
		
		
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		<title>7 Simple Ways to Stop Spending So Much Money (Without Feeling Miserable)</title>
		<link>https://mumsmoney.co.nz/simple-ways-stop-spending-money/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Fri, 23 Jan 2026 11:46:40 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21428</guid>

					<description><![CDATA[Ever get to the end of the week and wonder where your money actually went?&#160; The truth is, most of us aren’t out here buying yachts &#8211; we’re just getting caught in sneaky little spending traps that nibble away at our hard-earned cash.The good news? You don’t need to live on noodles or delete your ... <a title="7 Simple Ways to Stop Spending So Much Money (Without Feeling Miserable)" class="read-more" href="https://mumsmoney.co.nz/simple-ways-stop-spending-money/" aria-label="More on 7 Simple Ways to Stop Spending So Much Money (Without Feeling Miserable)">Read more</a>]]></description>
		
		
		
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		<title>7 Reasons You’re Always Broke (Even With a Decent Income)</title>
		<link>https://mumsmoney.co.nz/reasons-youre-always-broke/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Thu, 22 Jan 2026 12:46:03 +0000</pubDate>
				<category><![CDATA[Money Management]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21596</guid>

					<description><![CDATA[Ever looked at your pay and thought, “I earn good money… so why do I feel broke all the time?” You’re not lazy. You’re not bad with money. And you definitely don’t “just need to earn more”. For a lot of people, the problem isn’t income &#8211; it’s what’s quietly happening around that income. Here ... <a title="7 Reasons You’re Always Broke (Even With a Decent Income)" class="read-more" href="https://mumsmoney.co.nz/reasons-youre-always-broke/" aria-label="More on 7 Reasons You’re Always Broke (Even With a Decent Income)">Read more</a>]]></description>
		
		
		
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		<title>32 Thailand Money-Saving Tips You Need to Know (Because It’s Not That Cheap Anymore)</title>
		<link>https://mumsmoney.co.nz/thailand-budget-travel-tips/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Mon, 29 Dec 2025 06:22:31 +0000</pubDate>
				<category><![CDATA[Travel]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=20944</guid>

					<description><![CDATA[Thailand has long been known as a budget traveller’s paradise &#8211; but it’s not as cheap as it used to be.&#160; Growing tourism, and a strong baht mean you’ll definitely notice the costs creeping up. That said, it’s still possible to have an incredible Thai holiday without blowing your budget &#8211;&#160;you just need to be ... <a title="32 Thailand Money-Saving Tips You Need to Know (Because It’s Not That Cheap Anymore)" class="read-more" href="https://mumsmoney.co.nz/thailand-budget-travel-tips/" aria-label="More on 32 Thailand Money-Saving Tips You Need to Know (Because It’s Not That Cheap Anymore)">Read more</a>]]></description>
		
		
		
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		<title>15 Super Cheap Ways to Keep Your Home Cool This Summer</title>
		<link>https://mumsmoney.co.nz/cheap-ways-to-keep-your-home-cool-summer/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Sat, 29 Nov 2025 02:27:58 +0000</pubDate>
				<category><![CDATA[Home]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21424</guid>

					<description><![CDATA[When summer hits in New Zealand, it hits hard. Most Kiwi homes weren’t built with scorching temperatures in mind &#8211; think single glazing, minimal insulation, and windows that seem to invite the heat in. If you don’t have (or don’t want to pay for) air conditioning, there are still plenty of low-cost tricks to help ... <a title="15 Super Cheap Ways to Keep Your Home Cool This Summer" class="read-more" href="https://mumsmoney.co.nz/cheap-ways-to-keep-your-home-cool-summer/" aria-label="More on 15 Super Cheap Ways to Keep Your Home Cool This Summer">Read more</a>]]></description>
		
		
		
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		<title>GrabNone! &#8211; GrabOne Goes Into Liquidation – What It Means for Your Vouchers</title>
		<link>https://mumsmoney.co.nz/grabnone-grabone-liquidation-what-it-means-for-you/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Thu, 16 Oct 2025 01:20:08 +0000</pubDate>
				<category><![CDATA[News]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21434</guid>

					<description><![CDATA[Well, this is a bit of a blow — GrabOne has gone into liquidation. A notice on the website confirms that Global Marketplace New Zealand Ltd, which ran the popular deals site, has officially shut up shop. Liquidators Daniel Stoneman and Neale Jackson from Calibre Partners were appointed on Thursday, saying the business has stopped ... <a title="GrabNone! &#8211; GrabOne Goes Into Liquidation – What It Means for Your Vouchers" class="read-more" href="https://mumsmoney.co.nz/grabnone-grabone-liquidation-what-it-means-for-you/" aria-label="More on GrabNone! &#8211; GrabOne Goes Into Liquidation – What It Means for Your Vouchers">Read more</a>]]></description>
		
		
		
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		<title>25 Budget-Friendly Father’s Day Ideas That Kids Will Love</title>
		<link>https://mumsmoney.co.nz/budget-fathers-day-ideas/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Fri, 26 Sep 2025 13:42:03 +0000</pubDate>
				<category><![CDATA[Family]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21342</guid>

					<description><![CDATA[Father’s Day is meant to be about showing appreciation — not maxing out your credit card on fancy gadgets or overpriced gifts. The best Father’s Day memories usually come from thoughtful, simple gestures that don’t cost much at all. Whether you’re celebrating a dad, stepdad, granddad, or another father figure, here are 25 budget-friendly Father’s ... <a title="25 Budget-Friendly Father’s Day Ideas That Kids Will Love" class="read-more" href="https://mumsmoney.co.nz/budget-fathers-day-ideas/" aria-label="More on 25 Budget-Friendly Father’s Day Ideas That Kids Will Love">Read more</a>]]></description>
		
		
		
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		<title>I Made $30,000 From Feet Pics — Without Ever Taking One</title>
		<link>https://mumsmoney.co.nz/i-made-30000-from-feet-pics/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Sun, 31 Aug 2025 08:13:20 +0000</pubDate>
				<category><![CDATA[Making Money]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21127</guid>

					<description><![CDATA[When you read that headline, you probably pictured me dipping my toes in baby oil and snapping saucy shots for strangers online. But nope — I’ve never actually sold a single foot pic in my life. Instead, I did something a little smarter. How It Started It was 2022, and suddenly every corner of the ... <a title="I Made $30,000 From Feet Pics — Without Ever Taking One" class="read-more" href="https://mumsmoney.co.nz/i-made-30000-from-feet-pics/" aria-label="More on I Made $30,000 From Feet Pics — Without Ever Taking One">Read more</a>]]></description>
		
		
		
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		<title>15 Genius White Vinegar Hacks That WILL Save You Money</title>
		<link>https://mumsmoney.co.nz/15-frugal-uses-for-white-vinegar/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Sat, 23 Aug 2025 16:17:16 +0000</pubDate>
				<category><![CDATA[Home]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=21347</guid>

					<description><![CDATA[White vinegar is a versatile staple that can do more than just add flavour to your meals. You might be surprised to learn that it can help with cleaning, deodorizing, and even personal care. It’s an affordable option that doesn’t compromise on effectiveness, providing a budget-friendly alternative for various tasks around your home. Incorporating white ... <a title="15 Genius White Vinegar Hacks That WILL Save You Money" class="read-more" href="https://mumsmoney.co.nz/15-frugal-uses-for-white-vinegar/" aria-label="More on 15 Genius White Vinegar Hacks That WILL Save You Money">Read more</a>]]></description>
		
		
		
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		<title>Having a Baby on a Budget? Here’s What You Really Need</title>
		<link>https://mumsmoney.co.nz/minimalist-baby-checklist/</link>
		
		<dc:creator><![CDATA[Emma Healey]]></dc:creator>
		<pubDate>Tue, 12 Aug 2025 07:22:43 +0000</pubDate>
				<category><![CDATA[Minimalism]]></category>
		<guid isPermaLink="false">https://mumsmoney.co.nz/?p=19452</guid>

					<description><![CDATA[You’re having a baby! This is such an exciting time.&#160; I created this frugal, minimalist baby must-haves article to help you figure out what you actually need for a new baby, so you don&#8217;t overspend or buy things you just won&#8217;t use. Now, if you’re anything like me, you might be experiencing slight dread at ... <a title="Having a Baby on a Budget? Here’s What You Really Need" class="read-more" href="https://mumsmoney.co.nz/minimalist-baby-checklist/" aria-label="More on Having a Baby on a Budget? Here’s What You Really Need">Read more</a>]]></description>
		
		
		
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