Personal Choice Financial

Social Security Annual Cost of Living Adjustment

Chris Hansen, CFP® — Mon, 15 Nov 2021 16:47:47 +0000

Social Security announced a benefits increase of 5.9% on October 13, 2021. This Cost-of-Living-Adjustment (COLA) will increase payments to both Social Security beneficiaries (typically retirees) and people on Supplemental Security Income (SSI). The increase will be applied beginning with beneficiaries’...

The post Social Security Annual Cost of Living Adjustment appeared first on Personal Choice Financial.

How to Easily Monitor Your Credit

Chris Hansen, CFP® — Wed, 20 Mar 2019 15:35:15 +0000

Why You Should Monitor Your Credit There are many reasons to stay on top of your credit. The most obvious reason is to identify if someone has illegally accessed one of your accounts or possibly even stolen your identity. You...

The post How to Easily Monitor Your Credit appeared first on Personal Choice Financial.

Ten Financial Decisions To Make Before Retirement

Chris Hansen, CFP® — Mon, 04 Mar 2019 16:22:06 +0000

Below are ten financial decisions you need to address before you retire. It is a good starting point for most pre-retirees but does not take into account your unique circumstances, lifestyle, or wishes. You will want to contact your financial...

The post Ten Financial Decisions To Make Before Retirement appeared first on Personal Choice Financial.

Ohio Doubles 529 Tax Deduction

Sharon Miller, CFP® — Fri, 19 Jan 2018 20:01:48 +0000

Beginning in 2018, the state of Ohio has doubled the available tax deduction for residents contributing to College Advantage 529 plans. The previous deduction was $2,000, and now it will be $4,000 per year and per beneficiary for investments made...

The post Ohio Doubles 529 Tax Deduction appeared first on Personal Choice Financial.

Guide To Choosing Between Procter & Gamble LTIP Stock Options and RSUs

Chris Hansen, CFP® — Sun, 19 Nov 2017 14:06:05 +0000

Updated for 2018 You need to consider two criteria when deciding whether to take your Long-Term Incentive Program LTIP awards as stock options or as Restricted Stock Units (RSUs). If you need to time future incomes for tax planning purposes...

The post Guide To Choosing Between Procter & Gamble LTIP Stock Options and RSUs appeared first on Personal Choice Financial.

Hidden Benefits of 529 Plans

Sharon Miller, CFP® — Mon, 16 Oct 2017 17:23:58 +0000

Here are a few hidden aspects of the 529 Plan that you may not know about. Contribution limits are quite high, and you can choose to “superfund” a 529 plan. Maybe grandma or grandpa or a relative would like to...

The post Hidden Benefits of 529 Plans appeared first on Personal Choice Financial.

What to do About the Equifax Data Breach

Chris Hansen, CFP® — Wed, 20 Sep 2017 13:18:17 +0000

What happened? You’ve probably heard by now that hackers broke into the Equifax database and stole 143 million people’s personal information. The hackers accessed their names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They...

The post What to do About the Equifax Data Breach appeared first on Personal Choice Financial.

How We’re Voting Procter & Gamble Proxies in Lieu of the Trian Proxy Contest

Chris Hansen, CFP® — Thu, 10 Aug 2017 17:35:32 +0000

In case you missed it, Trian Partners, an activist investor, has mounted a proxy contest with Procter & Gamble. Their goal is to force Nelson Peltz onto P&G’s Board of Directors where he claims he will more capably lead the...

The post How We’re Voting Procter & Gamble Proxies in Lieu of the Trian Proxy Contest appeared first on Personal Choice Financial.

How Far Can Your Investments Drop?

Chris Hansen, CFP® — Mon, 22 May 2017 21:02:54 +0000

Many investors are completely unaware of the amount of inherent risk in their investment portfolios. My job is to make sure you aren’t caught unprepared for the next gut-wrenching market correction. Now is the time to ask the question “How far can...

The post How Far Can Your Investments Drop? appeared first on Personal Choice Financial.

Ten Beliefs That Make You A Better Investor

Chris Hansen, CFP® — Wed, 05 Apr 2017 18:14:11 +0000

The following are ten core beliefs that we are convinced are crucial to you becoming a better investor. These beliefs make up our investment philosophy and drive our investment methodology. Investing in Capital Markets is Crucial To Your Success We...

The post Ten Beliefs That Make You A Better Investor appeared first on Personal Choice Financial.