I’m so happy to have learned about sinking funds, they’ve really made a difference in my financial life. I use to keep a separate account for medical expenses, then I learned about HSA, it’s money I can contribute pre-tax, that rolls over, from year to year. Not to mention it’s also a way to save extra for retirement for those who are financially sound. I ended up closing my Capitol One 360 account and started contributing. Though my medical expenses are low, I’m...
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