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	<description>Desultory Thoughts of a Know-Nothing Investor</description>
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		<title>Sideways Market Investing: The Real Test of Long-Term Investors</title>
		<link>https://rajn.co/sideways-market-investing-why-doing-nothing-pays/</link>
					<comments>https://rajn.co/sideways-market-investing-why-doing-nothing-pays/#respond</comments>
		
		<dc:creator><![CDATA[Raj]]></dc:creator>
		<pubDate>Sat, 01 Aug 2026 08:02:07 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[business growth]]></category>
		<category><![CDATA[business performance]]></category>
		<category><![CDATA[business value]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[stock market]]></category>
		<guid isPermaLink="false">https://rajn.co/?p=3563</guid>

					<description><![CDATA[<p>Introduction Six months pass. Then another six. You log in to your brokerage account expecting something exciting. Instead, your portfolio looks almost identical to what it did a year ago. Meanwhile, social media is flooded with screenshots of &#8220;multibaggers,&#8221; &#8220;breakout stocks,&#8221; and traders celebrating double-digit gains in a matter of weeks. Suddenly, the company you ... <a title="Sideways Market Investing: The Real Test of Long-Term Investors" class="read-more" href="https://rajn.co/sideways-market-investing-why-doing-nothing-pays/" aria-label="Read more about Sideways Market Investing: The Real Test of Long-Term Investors">Read more</a></p>
<p>Read the full article <a rel="nofollow" href="https://rajn.co/sideways-market-investing-why-doing-nothing-pays/">Sideways Market Investing: The Real Test of Long-Term Investors</a> on the blog <a rel="nofollow" href="https://rajn.co">Raj &amp; Co</a>. Copyright © <a rel="nofollow" href="https://rajn.co">Raj &amp; Co</a>. All Rights Reserved.</p>
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		<title>Smart Investing: Buy Regrets, Sell Mistakes, Accumulate Conviction</title>
		<link>https://rajn.co/smart-investing-buy-regrets-sell-mistakes-accumulate-conviction/</link>
					<comments>https://rajn.co/smart-investing-buy-regrets-sell-mistakes-accumulate-conviction/#respond</comments>
		
		<dc:creator><![CDATA[Raj]]></dc:creator>
		<pubDate>Tue, 21 Jul 2026 07:08:09 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[bull market]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[investment mistake]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[portfolio]]></category>
		<category><![CDATA[return on equity (ROE)]]></category>
		<guid isPermaLink="false">https://rajn.co/?p=3539</guid>

					<description><![CDATA[<p>Introduction: The Psychology of Market Cycles Investing feels like a roller coaster. Prices go up and prices go down. Consequently, your emotions often follow the same path. Fear and greed dominate the minds of most participants. However, successful investors learn to control these feelings. They understand that market cycles are inevitable. Therefore, they prepare for ... <a title="Smart Investing: Buy Regrets, Sell Mistakes, Accumulate Conviction" class="read-more" href="https://rajn.co/smart-investing-buy-regrets-sell-mistakes-accumulate-conviction/" aria-label="Read more about Smart Investing: Buy Regrets, Sell Mistakes, Accumulate Conviction">Read more</a></p>
<p>Read the full article <a rel="nofollow" href="https://rajn.co/smart-investing-buy-regrets-sell-mistakes-accumulate-conviction/">Smart Investing: Buy Regrets, Sell Mistakes, Accumulate Conviction</a> on the blog <a rel="nofollow" href="https://rajn.co">Raj &amp; Co</a>. Copyright © <a rel="nofollow" href="https://rajn.co">Raj &amp; Co</a>. All Rights Reserved.</p>
]]></description>
		
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		<title>How Retained Profits Beat High Dividend Yields in Wealth Creation?</title>
		<link>https://rajn.co/how-retained-profits-beat-high-dividend-yields-wealth-creation/</link>
					<comments>https://rajn.co/how-retained-profits-beat-high-dividend-yields-wealth-creation/#comments</comments>
		
		<dc:creator><![CDATA[Raj]]></dc:creator>
		<pubDate>Fri, 13 Feb 2026 11:51:55 +0000</pubDate>
				<category><![CDATA[Dividends]]></category>
		<category><![CDATA[balance sheet]]></category>
		<category><![CDATA[compound annual growth rate (CAGR)]]></category>
		<category><![CDATA[corporate tax]]></category>
		<category><![CDATA[cost of capital]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[long-term capital gains]]></category>
		<category><![CDATA[long-term capital gains (LTCG) tax]]></category>
		<category><![CDATA[return on capital employed (ROCE)]]></category>
		<category><![CDATA[return on equity (ROE)]]></category>
		<guid isPermaLink="false">https://rajn.co/?p=3533</guid>

					<description><![CDATA[<p>Introduction: The Hidden Leak in Your Investment Returns Many investors love receiving regular dividend payouts from their favorite stocks. These cash payments often feel like a steady reward or a gift for being a loyal shareholder. However, a closer look at the math reveals a significant hidden leak in your returns. To be honest, this ... <a title="How Retained Profits Beat High Dividend Yields in Wealth Creation?" class="read-more" href="https://rajn.co/how-retained-profits-beat-high-dividend-yields-wealth-creation/" aria-label="Read more about How Retained Profits Beat High Dividend Yields in Wealth Creation?">Read more</a></p>
<p>Read the full article <a rel="nofollow" href="https://rajn.co/how-retained-profits-beat-high-dividend-yields-wealth-creation/">How Retained Profits Beat High Dividend Yields in Wealth Creation?</a> on the blog <a rel="nofollow" href="https://rajn.co">Raj &amp; Co</a>. Copyright © <a rel="nofollow" href="https://rajn.co">Raj &amp; Co</a>. All Rights Reserved.</p>
]]></description>
		
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