XRP holders have long faced a familiar dilemma, debating whether to sell to realize gains or hold and wait. A growing movement in the crypto space is making that choice obsolete.

XRPFi, a category of decentralized finance platforms built directly on the XRP Ledger, gives holders a way to generate income from their XRP without ever giving it up.

Digital Ascension Group, the firm led by Jake Claver, posted about XRPFi on its official X account alongside a video featuring crypto commentator Mason Versluis. Versluis told viewers that selling XRP “might be the dumbest thing you ever do.”

Never sell your XRP!

What is XRPFi?

XRPFi is the general term for DeFi platforms being built on the XRP Ledger that let XRP holders earn passive income without selling their XRP holdings.
It allows users to stake or provide liquidity with XRP, generating yield directly… pic.twitter.com/AlsviXCXdS

— Digital Ascension Group (@DigitalAscen) June 12, 2026

Decentralized Finance on the XRP Ledger

XRPFi is a Decentralized Finance (DeFi) built on the XRP Ledger. It removes the central intermediary from financial activity. No banks or brokers. The holder keeps full control of their assets.

The platforms allow XRP holders to stake their tokens, earn yield, provide liquidity, and collect fees. These are financial tools that have historically required institutional access or significant capital. XRPFi brings them on-chain, accessible to anyone holding XRP.

Versluis described it as “basically the products that the rich have access to are being given to the people through crypto.” That statement captures the appeal. XRPFi turns a static holding into a working asset.

Built for Speed and Low Cost

The XRP Ledger carries structural advantages over Ethereum-based DeFi. Transaction speeds are faster, and fees are significantly lower. For holders who want to participate in DeFi without losing a substantial portion of their returns to gas fees, XRP is a game-changer.

Those cost and speed differences make XRPFi a practical option, not just a conceptual one. Long-term holders can compound their position rather than exit it.

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

Where Things Stand

Versluis acknowledged that XRPFi is still early. The infrastructure is developing, and the full range of products available on more established DeFi ecosystems has not yet arrived on the XRP Ledger.

That early stage carries risk, but it also represents the entry point. Holders who understand the direction XRPFi is heading can position themselves before the ecosystem matures.

What XRP Holders Should Do Now

Holders need to pay attention to XRPFi platforms as they launch on the XRP Ledger. Staking options and liquidity pools are the starting points. Earning yield on XRP means the asset generates returns while remaining in the holder’s control.

Versluis pointed out that XRPFi could allow holders “to live off of your XRP investment and never have to sell it.” For anyone with a long-term position in XRP, that changes the strategy entirely.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent BitcoinLinux’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. BitcoinLinux is not responsible for any financial losses.

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Tom Laresca has seen market cycles, and the Wall Street veteran who now runs Crypto Vice is known for bold predictions. His latest call on XRP is no exception. Laresca believes XRP will hit $5 soon, then climb to $10.

Laresca’s Expectations for XRP

Laresca shared his prediction in a video posted by crypto enthusiast Michelle Kirby on X. His argument centers on a staged price movement driven by real usage. He believes the asset will reach an all-time high within “a month, two months max.” XRP hit its peak of $3.65 in July 2025, and Laresca expects it to surpass this level in the next two months.

From there, he expects a pullback to $5 as early holders take profit. He sees this as a deliberate shakeout. Then, he predicts a push to $10, where more long-term holders will sell.

This would then trigger another attempt to flush out retail investors before a larger move higher. He cited potential usage-driven demand as the catalyst, pointing to a possible supply shock if adoption accelerates.

My xrp price prediction in 3 months. #XRPMomentum #XRPNextWave #BuiltOnXRP #xrppriceprediction pic.twitter.com/BCEGCuIMcT

— Michellekirby625 (@Michellekirb625) June 12, 2026

Is $10 Possible in Two Months?

XRP currently trades well below both price targets. A move to $5 would represent a significant gain from the current price of $1.15. A move to $10 would push XRP into price territory it has never reached.

The fundamental argument has some basis. Financial institutions use XRP for cross-border payments. If institutional adoption grows and transaction volume increases, demand for XRP could rise. Laresca’s supply shock theory relies on this happening at scale.

The timeline is where skepticism is most justified. Laresca presents no specific data to support his one-to-two-month window for an all-time high. He presents his scenario as a belief, not a forecast backed by hard evidence.

XRP Army Pushes Back

The response on X was largely negative, and recent price action gave critics plenty of ammunition. XRP experienced a sharp drop at the start of June, which colored how many readers received the prediction.

One commenter dismissed the prediction outright, accusing Kirby of trying to inflate the coin’s price with no factual basis. Another said that XRP will sit lower than its current price in three months.

Others aimed at the source. One questioned whether Laresca even reviews his own content before publishing, given what they called a pattern of misleading information. Conviction is low for high price targets, and XRP will need to rise significantly to change that sentiment.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent BitcoinLinux’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. BitcoinLinux is not responsible for any financial losses.

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The post Crypto Proponent Shares Her XRP Price Prediction In 3 Months appeared first on BitcoinLinux.

Something significant is happening in global finance. The systems that have governed money movement for decades are giving way to something faster, more transparent, and far more interconnected.

Coach JV (@Coachjv_), a finance coach and crypto commentator with a large audience, laid out his case for why XRP sits at the center of this shift.

XRP and the Push for Liquidity

Coach JV opened by connecting several major financial events. The SpaceX IPO, which he called “the largest IPO in history,” signals a deliberate push to pull public 401(k) funds into private credit and private equity. He tied this directly to a 2025 executive order that opened retirement accounts to alternative assets.

He stated that “They ran out of liquidity.” With $49 trillion sitting in the 401(k) investment sector, institutions need that capital to move. Coach JV argues that XRP and the XRP Ledger are built for exactly this environment.

XRP will Change Everything… pic.twitter.com/q93ikrHtYx

— Coach, JV (@Coachjv_) June 12, 2026

What Ripple’s Data Shows

The most concrete numbers in Coach JV’s video came from Luke Judges of RippleX. Judges described the current moment in tokenized real-world assets as the end of “innovation theater” and the beginning of serious financial infrastructure adoption.

The numbers support the claim. The XRP Ledger held $50 million in real-world assets in January 2025. By the time Judges spoke, that figure had reached $5.1 billion. That is 100x growth in roughly one year. Judges expects that trajectory to continue, projecting potential growth toward half a trillion dollars in assets on chain.

The Regulatory Moment

Coach JV also covered the ongoing debate around the CLARITY Act. Ripple CEO Brad Garlinghouse addressed criticism from JPMorgan’s Jamie Dimon in a recent interview, noting that Dimon’s payments business generates $20 billion in revenue. Garlinghouse argued Dimon is “trying to protect and dig a deeper moat for a business that’s extremely profitable.”

We are on X, follow us to connect with us :- @TimesTabloid1

— TimesTabloid (@TimesTabloid1) June 15, 2025

Coach JV’s read on this is straightforward. Regulation will create winners and losers. The companies built for compliance, speed, and institutional scale will survive. Those that are not will not.

What Investors Should Watch

Coach JV advises his audience to be patient and strategic. He is not rushing into the SpaceX IPO. He plans to take profits and wait for a correction before buying in size. His focus remains on infrastructure that can survive regulatory scrutiny.

The XRP Ledger’s 100x growth in tokenized assets over the past year is the kind of data point that demands attention. As the CLARITY Act moves through Congress and institutional adoption accelerates, Coach JV believes XRP is positioned to be a primary settlement layer for the next era of global finance.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent BitcoinLinux’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. BitcoinLinux is not responsible for any financial losses.

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The post Finance Coach Says XRP Will Change Everything. Here’s why appeared first on BitcoinLinux.

Analyst Javon Marks believes Dogecoin (DOGE) may still have significant upside potential in the current market cycle. In a post on X, Marks shared a long-term chart comparing DOGE’s performance across the 2017, 2021, and current market cycles.

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Market data shows that XRP may have now slipped into an area of interest amid the ongoing downturn, presenting an opportunity for long-term investors. XRP continues to face strong selling pressure, currently trading at $1.14, which places it 68% below its all-time high of $3.60 reached in July 2025.

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Evernorth CEO Asheesh Birla recently outlined how financial markets are steadily moving on-chain and why XRP is emerging as a key bridge asset in that transition. Speaking on the GSR podcast with Frank Chaparro, Birla argued that XRP could play a significant role in the rapidly expanding tokenized asset market.

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A recent data-driven market exposition pinpoints this cycle’s bottom prices for Bitcoin, Ethereum, and XRP, using historical on-chain context. The ongoing market-wide downturn has continued to pressure crypto assets, wiping out billions of dollars in value and leading to massive losses across the cryptocurrency sector.

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Large XRP holders are moving significant amounts of tokens off exchanges amid XRP’s ongoing price weakness. The trend has created a notable divergence that some market observers believe could eventually lead to a supply squeeze.

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Zachary Soesbee, CEO of Anvil Development Agency and Cardano Constitutional Delegate, has voiced deep frustration with the current state of the Cardano ecosystem. In a statement on X, Soesbee revealed that he invested his time, expertise, savings, and even retirement funds into Cardano while operating Anvil under extremely lean conditions.

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Despite the current market downturn, Matt Hougan, chief investment officer at Bitwise, said recent conversations with more than 40 financial advisors showed that interest in crypto remains strong.

But their focus has shifted beyond Bitcoin.

In a recent blog post, Hougan said he spoke with advisory teams, who collectively manage more than $175 trillion, and the discussions reflected a broader change in how traditional finance views digital assets and could shape the next phase of crypto market growth.

Beyond Bitcoin

According to the Bitwise CIO, previous crypto recoveries were driven by a combination of new technologies and new investor groups entering the market. He pointed to Ethereum and early retail participation following the 2014 bear market, decentralized finance and stimulus-driven investors after the 2018 downturn, and the rise of spot Bitcoin ETFs and hedge fund participation after the collapse of FTX in 2022.

Hougan said the next recovery may similarly depend on both expanding blockchain use cases and greater participation from financial advisors and institutional investors. He identified stablecoins, tokenization, perpetual futures, and other real-world blockchain applications as some of the most important areas gaining traction. Hougan explained that many institutional investors and advisory firms still face barriers to accessing crypto markets, which makes continued interest from those groups significant for the sector’s long-term outlook.

While Bitcoin has historically led crypto market recoveries because of its size and maturity, this might not be the case anymore. He said stablecoins and tokenization have become central topics across the financial industry as major firms and regulators increasingly discuss their potential. Comments from SEC Chair Paul Atkins, Goldman Sachs CEO David Solomon, and BlackRock CEO Larry Fink have all publicly discussed stablecoins and tokenization in recent months.

According to Hougan, that growing institutional attention is influencing how advisors evaluate crypto-related investment opportunities. He said potential capital flows in the next market cycle may move toward blockchain networks and crypto firms connected to tokenization and stablecoin infrastructure instead of focusing solely on Bitcoin.

Projects Drawing Advisor Interest

Assets including Ethereum, Solana, Chainlink, Avalanche, and Canton, alongside trading-focused projects such as Hyperliquid, have also gained attention. The exec even pointed to crypto-related companies including Figure, Circle, and Coinbase as examples of businesses tied to the expanding tokenization and stablecoin sector.

Hougan said the conversations demonstrated that financial advisors now have a broader and more detailed understanding of the crypto industry than they did several years ago.

“It might also be the thing that leads us into the next bull market.”

The post Financial Advisors Managing $175 Trillion Are Eyeing These Crypto Sectors Instead of Bitcoin appeared first on BitcoinLinux.