The Pazi Group Real Estate Advisors Podcast

Breathing Life Back into an Unsuccessful Listing

cassidy@getvyral.com (Pazi D ) — Wed, 31 Jan 2018 14:30:00 -0800

Selling your home? Get a home valuation.

Buying a home? Search the local MLS.

Today I’m bringing you a look at a listing my team and I took over after it failed to sell with another company. Before we got our hands on this property, it had sat on the market unsuccessfully for 180 days. In just a quarter of the time it was on the market with the previous company, my team and I were able to find this home a buyer. So, how did we achieve this? Watch this short video to find out.

FHA Loan Credit Requirements You Should Know

cassidy@getvyral.com (Pazi D ) — Thu, 18 Jan 2018 11:30:00 -0800

When you’re getting ready to buy a home, it’s a good idea to talk about credit.

Selling your home? Get a home valuation.

Buying a home? Search the local MLS.

Today we're talking about credit. More specifically, we’re talking about the minimum credit score requirement for an FHA loan. The reason we’re focusing on the FHA loan here is that it has the lowest barrier to entry for buyers.

FHA stands for the Federal Housing Administration. They are the ones that come out with all the different guidelines and rules. The FHA-approved lenders are the ones who enforce these rules. FHA-approved lenders typically require a 580 minimum credit score. If you’re below that, you may still be able to qualify, albeit with a 10% minimum down payment. However, hitting that 580 market will ensure that you can get a loan with a 3.5% down payment.

When you’re getting ready to buy a home, it’s a good idea to set aside some money for closing costs. There was a time when I could tell my clients that we could get their closing costs covered by the seller, but we’re not in that kind of market anymore. The market is so tight now and homes are moving so quickly, by the time we submit an offer on a property there will most likely be other offers to compete against. That means that we have to make sure your offer is as attractive as possible.

If you’re not quite at that 580 credit score, you should consult with a mortgage professional so we can make sure you qualify for a home. Also, remember to keep some money set aside for your closing costs. I’d be setting you up for failure if I told you there weren’t going to be any.

If you have any questions for me, don’t hesitate to reach out and give me a call or send me an email. I’d be happy to answer any questions you may have.

Can You Qualify for 100% Financing?

cassidy@getvyral.com (Pazi D ) — Thu, 2 Nov 2017 09:04:00 -0700

I want to share an alternative home loan option that is a little more inclusive. This is a great option for anyone looking for assistance in affording their next home.

Selling your home? Get a home valuation.

Buying a home? Search the local MLS.

Today I want to follow up on the information I recently shared with you about a 100% financing option.

Unlike down payment assistance, this option allows buyers to forgo a down payment altogether. However, this particular program is a little bit exclusive.

That’s why I want to share an alternative option that is a little more inclusive. This is a great option for anyone looking for assistance in affording their next home. The last one had a credit score requirement of 636, while this new program only requires your score to be at least 620.

This is a great option for anyone looking for assistance in affording their next home.

So long as your score is at least 620, you can get a conventional loan with no down payment and no private mortgage insurance. Many people opt for FHA loans, but that loan type actually means you cannot get rid of your private mortgage insurance, which will cost you a couple hundred extra per month.

Another stipulation for the program I’m offering today is that you must earn less than $55,000 a year. If you earn more, you’re going to need a slightly higher credit score.

If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.

You Won’t Believe What’s Possible With Our New Loan Program

cassidy@getvyral.com (Pazi D ) — Wed, 18 Oct 2017 12:12:00 -0700

Selling your home? Get a home valuation.

Buying a home? Search the local MLS.

I’m proud to announce that we just rolled out a brand-new loan program that offers 100% financing. That’s right—you don’t have to put down a down payment.

There are some stipulations to this program, but it’s not like most other down payment assistance programs because it doesn’t have an income cap—you don’t have to only earn a certain amount of money to qualify for it. With this program, if the property qualifies, you qualify. All you need is a 636 credit score or higher.

With this program, if the property qualifies, you qualify.

Also beneficial is the fact that it’s a conventional loan product, which eliminates your upfront mortgage insurance premium and your monthly mortgage insurance premium (which you can find on any FHA loan).

I’m trying to get anybody I can who qualifies for this program to submit an application for it, so if you’re interested in doing so, don’t hesitate to reach out to me. If you have any other questions about our Atlanta market, give me a call or shoot me an email. I’d be glad to help you.

Astrid Says Pazi Is a First-Class Realtor

cassidy@getvyral.com (Pazi D ) — Fri, 8 Sep 2017 08:24:00 -0700

"Actually I had another Realtor that had initially sold me my home back in 2009 so I had a very good relationship with him, very happy with his services and I called him when I was interested in putting it on the market. He no longer serviced the area or was doing something different, I’m not sure what it was, but he referred me to Pazi and said that he would be great person to work with me on selling the home. We exchanged contact information, a few days passed, he came by and walked through the house and everything and we established our relationship from there. There had to be some communication between me and my ex-husband at the time and he was really good. There wasn’t really anything to mediate, so I wouldn’t say that but there were times that I was working to get some things done around the home and tidying up some things he went above and beyond in terms of telling me of this strategy to do that and what I needed to do to make sure that we were able to market the home for as much as we possibly could. He did a lot to contribute to that. Just making sure that I got all of the little things together and that I did what I needed to do to get everything in place to maximize the selling opportunity. I would say that he is a very professional young man, not only in how he handles his business even his appearance and the way that he came when I first met him. It was late in the evening, but you couldn’t tell from looking at him. He was refreshed and professional and sharp and just overall a very good Realtor. He’s very thorough in what he does, he doesn’t pull any punches, he’s pretty straightforward about things, even all the way up through the closing and afterwards. He’s just a first-class Realtor, that’s how I’d sum it up." -Astrid

How Pazi Helped Billy Through a Smooth Home Buying Process

cassidy@getvyral.com (Pazi D ) — Tue, 15 Aug 2017 15:03:00 -0700

“Found him in a kind of roundabout way. We were looking into doing FHA and there’s a Georgia Dream Program out here and so we went to a bank that, according to Georgia’s website said that they did it and I guess they had changed things recently but the banker there was the one who recommended Pazi to me. We got in touch with him and he got us in touch with another institution that would help us out with the FHA stuff and we just kind of went from there. It took us little bit over a year and half to get everything in line and get our down payment set up and all of that but Pazi was able to help with that. Once we were ready to go we already had a list of houses and we just kind of picked which ones that we were serious about and one of his agents helped show them to us. It was a pretty smooth process actually. He got us in touch with Dean and Sandy at Home Bridge and they kind of helped us with the financial planning aspects of it. And we went through his website to look at most of the houses before we even went out to see them and that was kind of our main go-to, was the website to put the list together so that we could see everything out there and then he just facilitated once we knew which ones we wanted to go to. We’d send him the list and he’d provide some feedback about ‘this one is good, this one some of the key phrases or the history of the property doesn’t look like it would be a good idea, a bunch of people have backed out on deals’ and that kind of stuff. Pretty good experience. I’d say the main thing is it seems like he’s got a fair number of people working for him and with him so you know it was kind of nice, any time I tended to make phone calls or anything I’d be dealing with Pazi himself. It was just the showings and stuff that would be different agents. It would be a Saturday and I could still shoot him a text message and he’d respond usually within the hour and that was our primary mode of conversation for a while. Other than Sundays he’s available pretty much any day of the week. He was more than happy to answer our questions.”

How Pazi Sold Stephanie’s House Within a Week

cassidy@getvyral.com (Pazi D ) — Wed, 2 Aug 2017 13:28:00 -0700

“I found him through the Fischer Homes housing developers who were trying to help me sell my home so I could buy a new home. I had decided not to buy the home with them, but I decided to stick with Pazi because he was very sharp and he seemed to be the person who would bet the job done. He helped me get my home sold within one week. He ensured that I got the viewers for the home out to my house. I had many viewers to my home within a week, I had about 30. He got me in contact with all the people who were interested in my home and helped me to pick out the best buyer that was perfect for me. Pazi is very professional he is dedicated to his work. Not one time have I had to follow up with Pazi. He was always following up with me and making sure that I was informed of everything that was going on and that’s what I like about Pazi and I’m pretty sure if I referred him to someone else they would notice that about him as well.”

3 Events That Can Stress a Real Estate Transaction

cassidy@getvyral.com (Pazi D ) — Wed, 26 Jul 2017 10:20:00 -0700

There are a few major events that can happen in a person’s life that might cause undue stress in a real estate transaction. Today I want to talk about a few of the most common.

Selling your home? Get a home valuation | Buying a home? Search the local MLS

When people are facing difficult times, they tend to make the same mistakes as it relates to real estate. My hope is that if I can share some of those mistakes with you, if you ever find yourself in a similar stressful situation, then you won’t make them yourself.

The first thing I wanted to talk about relates to suddenly losing your job. If you lose your job and you’re still able to make your mortgage payments on time, continue doing so until you can find another job.

If you are unable to keep up with your mortgage payments, you need to call your agent immediately and discuss a game plan that you can put into action to help get you out of that situation.

Another time where things can get very stressful is when you are going through a divorce. A divorce is already stressful enough, and when you throw real estate into the mix, it can become a mess.

There is no one-size-fits-all solution to handling real estate.

You’ll need to figure out what the best course of action is for you and the other party, and then we can come in a help facilitate whatever that decision is in regards to the property, whether it be a buyout or just a sale of your home.

Another trying time that can cause stress around real estate is the loss of a loved one. When somebody passes on, I believe there is a natural grieving process that needs to take place. Usually what happens is people tend to move too quickly, or they hold onto the property for too long.

I generally tell my clients to take the time they need to grieve their loss, and then we can sit down and make a game plan about what makes sense for them once that grieving process has concluded.

The most important thing to remember is that there is no one-size-fits-all solution to handling real estate. We have to take a look at every unique situation and handle it appropriately. We want to make sure that you know that we are available to answer any questions you may have.

If you have any other questions about this topic, please give me a call. I’d be happy to help.

Home Improvements That Won't Add Value to Your Home

cassidy@getvyral.com (Pazi D ) — Thu, 22 Jun 2017 14:24:00 -0700

Today I have my top five home updates to avoid.

Selling your home? Get a home valuation.

Buying a home? Search the local MLS.

Today I’ve compiled a list of home updates that you should avoid before putting your home on the market.

1. Wallpaper. As a rule of thumb it won’t give you back the investment that you put in, primarily because it’s a specific choice that’s personal to you.

2. Flooring. You don’t want to replace carpet with more carpet. There are a lot of hard surfaces out there that are reasonably priced that will appeal to more buyers.

3. Lavish lighting. There are a lot of beautiful options out there for light fixtures. You want to keep your choice simple and plain, instead of choosing lighting that is too trendy.

Paint is a critical piece to any listed property.

4. Paint. Paint is a critical piece to any listed property. You want to make sure that you don’t have loud colors, dark accent walls, or super bright rooms. You want to paint in neutral colors that no one will complain about.

5. Pools. Appraisers won’t give you value with that pool, and buyers won’t understand how much it costs. It’s a great addition if you want it for you and your family, but don’t install a pool for the sole purpose of adding value to your home, as it won’t.

If you have any other real estate questions or you’re looking to buy or sell a home, please give me a call. I’d be happy to help!

Why You Can't Trust Zillow for Atlanta Home Valuations

cassidy@getvyral.com (Pazi D ) — Mon, 5 Jun 2017 09:56:00 -0700

Can you trust Zillow to provide an accurate estimation of your home's value? Sometimes yes, most times no. Here's why.

Selling your home? Get a home valuation | Buying a home? Search the local MLS

With property values here in Atlanta going up, we've received a lot of questions about Zillow Zestimates lately. The Zestimate is a value estimation that Zillow comes up with for your property. The No. 1 question about them is whether they're accurate and trustworthy, and how they even come up with this value.

The Zestimate is a proprietary algorithm that uses things like public data and tax records to estimate your home's value, but there are many things that they can't consider with an algorithm.

For one, Zillow's algorithm can't take your area or neighborhood into consideration. If, for example, you're in a cookie-cutter new construction neighborhood with similar houses and a small handful of floor plans, it will actually be a little more accurate. However, if your property is unique or has been renovated or is just very different than the other properties around it, you need to be aware that Zestimates can't account for this. They also can't account for any upgrades you've done in your home, which can add significant value.

Zillow can't take your neighborhood into consideration.

Also, remember that Zillow has a margin of error of about 7%. Think about that in terms of a $300,000 house; that's a lot of money! That could cause the price to be overinflated by $20,000 or it could cause you to leave money on the table.

So be careful with Zillow Zestimates when you're thinking of selling your home as they can't account for some very important factors in your home. If you'd like a custom valuation of your home or you have any questions about the Atlanta real estate market, don't hesitate to give me a call or send me an email soon. I'd love to hear from you!

If You Want to Buy a House in Atlanta, Avoid These 6 Mistakes

cassidy@getvyral.com (Pazi D ) — Thu, 25 May 2017 10:11:00 -0700

If you want to buy a house in a hot seller's market like Atlanta, there are six major mistakes you should try to avoid.

Selling your home? Get a home valuation | Buying a home? Search the local MLS

1. Not starting with your strongest offer: You have to be prepared to put your best foot forward to be taken seriously by sellers. I understand it's ingrained in all of us to try to get the most and pay the least in a deal, but if you don't get the property you want, it's a waste of your time.

2. Over-analyzing the purchase price: In a seller's market, this can be just as risky as impulsively buying a house because you might end up with no house at all. Once you talk to a mortgage lender and determine the price range you want to buy in and the area you want to live in as well as the type of home you're looking for, you need to jump on the right house when it comes along.

3. Working with an inexperienced agent: Buyers need every little bit of help they can get in this seller's market, so you want to work with a seasoned professional who sells more than one or two houses a year. You want an agent with a track record of helping their clients get exactly what they want.

You have to be prepared to put your best foot forward to be taken seriously.

4. Not being pre-qualified or pre-approved for financing: With inventory as low as it is and homes selling so quickly, we suggest that our clients go through full underwriting approval on the front end before you even find a house. It speeds up the process after going under contract on the property so you can move quickly through the due diligence period, which can only be done if you've gone through the pre-approval process.

5. Not being prepared for a bidding war: Bidding wars happen more and more now than we've seen in the past, so we want to be sure you're ready for it. A bidding war totally changes the game as far as time frames, contingencies, terms, conditions, and the dollar amount that go into your offer. You might also want to shop a little below your budget in case a bidding war takes place and the price comes up. We don't want to bid you out of your pre-qualified amount.

6. Not being able to learn from mistakes: You should be able to both acknowledge that you've made a mistake and learn from it. There's no shame in realizing your offer wasn't accepted; the issue comes in when you're not willing to adjust your strategy to win the next time you make an offer.

If you have any other questions about the home buying process or anything at all relating to real estate, give me a call or send me an email. I'd be glad to help you out!

How Pazi Sold Sam's House for $5000 Over Asking

cassidy@getvyral.com (Pazi D ) — Thu, 6 Apr 2017 12:32:00 -0700

"Initially Pazi sold me a home back in 2011, so when I got ready to sell it, the same house he sold me, we sold it together. We actually, it was great, we actually got $5,000 more than we were asking for. We had one person under contract and what took place is that person's credit didn't go through at the last minute. And the very next day Pazi had 3 other offers for me, out of those 3 we closed with one of those. He's very fair, he very transparent, and he's very prompt. He's going to look out for your best interests."

Why Carmen and her Husband Were Confident in Pazi D

cassidy@getvyral.com (Pazi D ) — Fri, 31 Mar 2017 12:30:00 -0700

"Pazi and my husband are very good friends, they went to college together. He sold my husbands house a few year ago and he just remained good friends with us. And of course when I was getting ready to sell my house, first person we called was Pazi. And as usual he did an awesome job! He just made sure that we stayed up to date with everything that was going on with the house. If there were any set backs or any issues he made sure to keep us informed but he always had a solution to the issue. So we didn't have to wonder what was going on. He always had an answer and a solution, so we were fine, we were confident in him. It's a great experience. you will be comfortable he's very easy to talk to, you'll be confident in his work, he does a good job doing his homework to make sure that he his pricing the house so that it will sell and not sit on the market forever. It will sell pretty fast and it's a pretty reasonable process. So you'll have someone who's very transparent, who's willing to work with you, and will get the job done."

My 4 Top Tips for Buying a Fixer-Upper

cassidy@getvyral.com (Pazi D ) — Tue, 14 Mar 2017 12:29:00 -0700

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

If you are thinking of buying and renovating a fixer-upper, there are a few things you need to know.

First of all, make sure that you do your homework. Figure out what you can afford and find out which neighborhoods are trending upwards. That way, if you do a renovation or major rehab project, you will be able to recoup that equity you are looking for. I can certainly point you toward some areas that are increasing in value.

Next, start evaluating the projects that you want to handle inside and outside of the home. Before you actually get started, plan what you intend to do. What repairs need to be addressed in the home? Keep in mind that not everything in a house needs to be fixed before you move into it; some projects can be completed over time.

Evaluate the project and yourself.

It’s also important to be real with yourself. What projects can you tackle on your own, and which ones should you hire a professional for? You might be very handy around the house, but that doesn’t mean you should fix the roof or redo the hardwood floors on your own. If you need any recommendations for a professional, let us know. Sometimes hiring a professional can be worth your while.

Finally, evaluate the project and yourself. Consider whether or not you are ready, willing, and able to complete the renovation. Renovation involves a lot of destruction. Whether you live in the house while you renovate it or move in after renovations are done, you need to evaluate the scope of the project before you make your move.

If you have any other questions about fixer-uppers or about real estate in general, give me a call or send me an email. I would be happy to help you!

Why Should You File for a Homestead Exemption?

cassidy@getvyral.com (Pazi D ) — Fri, 27 Jan 2017 12:27:00 -0800

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

If you purchased a home in 2016, you have the ability to file for a homestead exemption on your primary residence. A homestead exemption is a great way for you to save money.

You cannot file for a homestead exemption on a rental property or vacation home, but you can file for one on your primary residence. Basically, a homestead exemption reduces your tax liability on your property taxes, which saves you money. The amount of money depends on the county that you live in.

I have a document that I can share with you that has links to all of the counties in our area. All you have to do is click on the link to get to the tax assessor’s website and you can file for the exemption. Most counties allow you to file for the homestead exemption online but some, like Cobb County, require that you mail in the application.

A homestead exemption will save you money on your property taxes.

No matter how you file for the home extension, you will save money every month on your mortgage so long as your property taxes are escrowed in. When you file, you need to submit a copy of your deed. You should get the deed from your closing attorney four to six weeks after closing. If it’s been longer than that, reach out to your closing attorney to get a copy.

If you would like a copy of the document with the links to the tax assessors’ websites, just email me at pazi@pazirealesate.com and I’ll send it along to you. Of course, if you have any other real estate questions, don’t hesitate to reach out to me. I would be happy to help you!

How Akieme Bought and Sold a House with Pazi D

cassidy@getvyral.com (Pazi D ) — Tue, 24 Jan 2017 12:26:00 -0800

“Great results, I got a great house and I sold my house for the price I wanted, for top dollar. It went really well. He worked diligently to make sure that both the house that I sold and the house that I got were completed at the price point that I wanted them at. He worked hard with me trying to find a house that I wanted.”

How Pazi D Sold Kevin’s House in a Week

cassidy@getvyral.com (Pazi D ) — Tue, 24 Jan 2017 12:25:00 -0800

“I got good results, he was able to sell my house within just about a week. As soon as he put it up on the market he sold it and any time I had any questions for him he took care of it. It was a good experience. There was a lot of stuff he helped me out with, it’s just too much to tell you. He was very professional and he always looked out. Anytime I needed something he took care of it right then. I had a response within a couple hours, sometimes an hour.”

A Five Star Home Selling Experience

cassidy@getvyral.com (Pazi D ) — Wed, 11 Jan 2017 12:24:00 -0800

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

Hear why this happy client chose Pazi D to represent him in his real estate transaction and why he gives his experience 5 stars.

Thank You for an Amazing Year!

cassidy@getvyral.com (Pazi D ) — Wed, 28 Dec 2016 12:23:00 -0800

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

I wanted to be sure to end the year by expressing my gratitude for all the interactions and positive experiences we’ve had throughout the year.

This year has been a great one for us on a business level, and my wife and I have also been very blessed. We welcomed our baby girl into the world this summer!

It’s been a whirlwind of changes, and I’m so happy and grateful.

We expect amazing things in 2017 and we look forward to you being part of it with us. Thank you for your support and referrals!

We’re excited to share more great videos with you next year. In the meantime, if you have any questions or there’s anything I can help you with, don’t hesitate to give me a call or send me an email.

Happy New Year!

5 Tips for Preparing Your Home for Sale This Holiday Season

cassidy@getvyral.com (Pazi D ) — Mon, 5 Dec 2016 12:21:00 -0800

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

Now that fall is winding down and winter is right around the corner, I have five tips to help you get your home ready for sale during the holiday season:

1. Maintain good curb appeal. How your house looks from the street matters a great deal. I’ve had clients get excited about a property they saw online only to not even want to get out of their car once they saw it in person because the yard was a mess. Granted, it’s that time of year when leaves and pine needles are falling like raindrops, so buyers understand that your yard won’t be immaculate at all times, but an unkempt yard doesn’t leave a very good first impression. To get a sense of what impression your house gives, it never hurts to ask a neighbor their honest opinion about it.

2. Go easy on the holiday displays. We all love an ornately decorated house, but too much holiday tableaux can be distracting in the eyes of a buyer. Tone down your decorations to make sure your house doesn’t go overboard.

Your home’s temperature shouldn’t be the only thing that feels inviting.

3. Make sure your home is warm and inviting. As the weather cools down and everyone’s walk from the car to the front door gets more and more discomforting, you don’t want your home’s temperature to be the only thing that feels inviting. Try using some plush throws on your sofas and beds, or add some seasonal foliage in your vases. Those kinds of touches make your home seem less like a stranger’s house. To really accentuate the aesthetic, let in as much natural light as possible.

4. Prepare your fireplace. There’s nothing better than walking into a home that has a fireplace crackling. If you have a fireplace, make sure yours is good to go before lighting it up by cleaning out the interior and making sure the chimney is functional.

5. Elevate your scents and sounds. To capture the true ambiance of the holidays, your house must smell like the holidays. I’m talking about vanilla, pumpkin spice, and apple pie. These scents make people feel cozy. I also always tell my clients to have some smooth jazz playing in the background. Not only does it set the mood, but it can also potentially cover up the sound of a leaky floorboard or other noises you don’t want any mingling buyers to hone in on.

If you have any questions about this or any other real estate-related topic, please don’t hesitate to give me a call or send me an email. I look forward to hearing from you soon. Happy holidays!

Is It Too Late to Sell Your Home This Year?

cassidy@getvyral.com (Pazi D ) — Wed, 16 Nov 2016 12:19:00 -0800

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

I talked with a client earlier this week who was nervous about putting his house on the market during the fall and winter. However, fall and winter are great seasons for home sellers. Why?

The summer selling season is over. Although there are fewer buyers in the market at during the fall and winter, the buyers who are out looking tend to be more serious this time of year. During the summer, you get a lot of tire kickers who are just checking out houses without any time frame or commitment. Buyers this time of year actually want to make a deal.

Buyers are more motivated this time of year.

We already have a limited supply of homes out there, so when a home comes on the market, buyers are highly motivated to make an offer.

Home sales are up 16% year over year, while new listings are only up 8%. Our supply is simply unable to keep up with demand. New listings aren’t hitting the market fast enough for buyers, which puts sellers in a great position. By listing in the fall or winter, you also get to take advantage of the pent-up demand left over from the summer market. Due to our housing shortage, many buyers were unable to get a house this summer, and they want to find a house this fall.

Ultimately, it is not too late to sell your home this year. If you have any other questions about selling your home in the fall or winter market, just give me a call. I would be happy to help you!

Is Atlanta in a Buyer’s or Seller’s Market?

cassidy@getvyral.com (Pazi D ) — Thu, 27 Oct 2016 12:18:00 -0700

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

The first question people ask me when they find out I’m a real estate agent is, “How is the real estate market doing?”

Right now, we are in a seller’s market. A seller’s market has less than six months of housing inventory on the market. Basically, if no new homes came on the market, all of the homes that are currently listed would sell in less than six months. If it would take more than six months, that would be a buyer’s market.

We are in a very strong seller’s market, as we only have about two months of inventory available right now.

However, buyers shouldn’t be discouraged. Although you may run into a few multiple offer situations in higher price points, interest rates are still extremely low. What does that mean to you as a buyer?

We only have two months of inventory on the market!

My wife and I bought a house about a year ago, and rates today are a full point lower than they were back then. By buying a $250,000 house today, you will save up to $120 a month on your mortgage payments. If you buy a $400,000 house, you will save $260 a month on your mortgage payments.

Although home prices are a bit higher because we are in a seller’s market, buyers can still save money in the long run by locking in a historically low interest rate.

Ultimately, even though we are in a seller’s market, now is still a great time to buy. If you have any other questions about our current market, just give me a call or send me an email. I would be happy to help you!

Welcome to My New Video Blog

cassidy@getvyral.com (Pazi D ) — Thu, 27 Oct 2016 12:15:00 -0700

Selling your home? Get a home valuation. | Buying a home? Search the local MLS.

I’ve got some exciting news to report to you all today.

I’ll be sharing my real estate expertise with you through my new video blog. Here’s how it will work:

Each month, I’ll produce two videos addressing trends in our local real estate market. I’ll answer questions about Atlanta real estate, update you on the local market, and I’ll even include tips for buying or selling homes in Atlanta. I’ll also address changes to the lending, financing, and title industries to better help you navigate our market.

I’d love to answer your specific questions about the real estate market.

Rather than simply guess what’s on your mind, though, I’d like to reach out and ask you all what kinds of questions you have. Are there any concepts you’re unclear about? Are you curious about the market in your particular area or neighborhood? My goal is to build the best possible Atlanta real estate resource for you by answering your specific questions in my videos so that other people with similar questions can benefit from them, too.

If you have any questions about real estate that you’d like me to address, please don’t hesitate to call me or send me an email. I look forward to hearing from you!