
    <!DOCTYPE html>
    <html lang="en-GB">
    <head>
      <title>Knowledge - Community, News & Resources | Crunch</title>
      <meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
      <meta name="viewport" content="width=device-width, minimum-scale=1.0">
      <meta name="description" content="Running or starting a small business? Check out our knowledge section for expert tips on everything from coming up with a company name to understanding tax jargon." />
      <meta name="robots" content="noodp" />

      <!-- Inject data on client side based on running environment -->
      <!--suppress HtmlUnknownTarget -->
      <script>
        var APP_CONFIG = {"awin":{"conversion":{"endpoint":"https://www.awin1.com/sread.php","query":{"tt":"ss","tv":"2","merchant":21258,"ch":"aw","testmode":1},"testmode":0}},"awinEnabled":true,"insuranceCheckoutUrl":"https://crunch.kingsbridge.co.uk/buy","calculatorServiceUrl":"https://calculators.crunch.co.uk","gaUid":"UA-65760897-1","GTMContainerId":"GTM-MK2GMLL","disqusShortname":"freelanceadvisor","websiteHost":"https://www.crunch.co.uk","websiteServiceHost":"https://www.crunch.co.uk","pardotAccountId":264772,"isProduction":true,"cookieDomain":"crunch.co.uk","isHttps":true,"isAnalytics":true,"isProxyEnabled":false,"isServeStatic":false,"isStandalone":false,"openTracingCollectorUrl":"http://zipkin-collector.monitoring.svc.cluster.local","responseTapId":"40768","environment":"Production"};
      </script>

      <link rel="canonical" href="https://www.crunch.co.uk/knowledge/" />
      <link rel="publisher" href="https://plus.google.com/+crunchaccounting/" />
      <link rel="preload" href="/gt-eesti-display-regular.min.woff2" as="font" type="font/woff2" crossorigin="anonymous">

      <!-- PWA -->
      <link rel="manifest" href="https://www.crunch.co.uk/web.manifest.json">
      <meta name="theme-color" content="#ff015b" />
      <!-- /PWA -->

      
      <link rel="next" href="/knowledge/2/" />

      <meta property="og:locale" content="en_GB" />
      <meta property="og:type" content="article" />
      <meta property="og:title" content="Knowledge - Community, News & Resources | Crunch" />
      <meta property="og:description" content="Running or starting a small business? Check out our knowledge section for expert tips on everything from coming up with a company name to understanding tax jargon." />
      <meta property="og:url" content="https://www.crunch.co.uk/knowledge/" />
      <meta property="og:site_name" content="Crunch" />
      <meta property="article:publisher" content="https://www.facebook.com/crunchaccountants" />
      <meta property="og:image" content="https://res.cloudinary.com/crunchuk/image/upload/v1503305791/crunch-logo-1600_q81jzq.png" />

      <meta name="twitter:card" content="summary_large_image" />
      <meta name="twitter:description" content="Running or starting a small business? Check out our knowledge section for expert tips on everything from coming up with a company name to understanding tax jargon." />
      <meta name="twitter:title" content="Knowledge - Community, News & Resources | Crunch" />
      <meta name="twitter:site" content="@teamcrunch" />
      <meta name="twitter:creator" content="@teamcrunch" />
      <meta name="twitter:image" content="https://res.cloudinary.com/crunchuk/image/upload/v1503305791/crunch-logo-1600_q81jzq.png" />

      <link rel="preconnect" href="https://res.cloudinary.com">
<link rel="preconnect" href="https://www.google-analytics.com">

      <!-- Google Tag Manager Data Layer -->
      <script>
        dataLayer = [];
        dataLayer.push({
          visitorIP: '10.1.1.202',
          originalLocation:
            document.location.protocol +
            '//' +
            document.location.hostname +
            document.location.pathname +
            document.location.search
        });
      </script>
      <!-- End Google Tag Manager Data Layer -->

      <!-- Google Tag Manager -->
      <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
      new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
      j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
      'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
      })(window,document,'script','dataLayer','GTM-MK2GMLL');</script>
      <!-- End Google Tag Manager -->
      <!-- Service Worker -->
      <script>
        // Check that service workers are registered
        if ('serviceWorker' in navigator) {
          // Use the window load event to keep the page load performant
          window.addEventListener('load', function () {
            navigator.serviceWorker.register('/crunch-website-service-worker.js');
          });
        }
      </script>
      <!-- End Service Worker -->
      <script type="text/javascript">window.__REDUX_STORE__ = {"config":{"GTMContainerId":"GTM-MK2GMLL","awin":{"conversion":{"endpoint":"https://www.awin1.com/sread.php","query":{"ch":"aw","merchant":21258,"testmode":1,"tt":"ss","tv":"2"},"testmode":0}},"awinEnabled":true,"calculatorServiceUrl":"https://calculators.crunch.co.uk","cookieDomain":"crunch.co.uk","disqusShortname":"freelanceadvisor","environment":"Production","gaUid":"UA-65760897-1","insuranceCheckoutUrl":"https://crunch.kingsbridge.co.uk/buy","isAnalytics":true,"isHttps":true,"isProduction":true,"isProxyEnabled":false,"isServeStatic":false,"isStandalone":false,"openTracingCollectorUrl":"http://zipkin-collector.monitoring.svc.cluster.local","pardotAccountId":264772,"responseTapId":"40768","websiteHost":"https://www.crunch.co.uk","websiteServiceHost":"https://www.crunch.co.uk"},"cookieMessage":{"accepted":false},"disqus":{"commentsCount":0},"error":{"promiseErrorCount":0,"status":200},"forms":{"fields":{},"payload":"","status":100},"knowledge":{"id":null,"items":[{"copy":["We've put together this guide to help you make a claim on the government's Self-Employment Income Support Scheme aimed at sole traders and partnerships."],"heading":"Self-Employment Income Support Scheme &#8211; guide for the self-employed","images":[{"alt":"Self-Employment Income Support Scheme - guide for the self-employed | Crunch - image of coronavirus spelt on a calculator","src":"v1588771015/blog/coronavirus-support"}],"knowledge":{"slug":"self-employment-income-support-scheme-guide-for-the-self-employed","taxonomy":{"act":"act-1","category":"get-paid","tags":[],"theme":"managing-your-money","type":"blog-post","uiTopic":"get-paid"}},"links":[]},{"copy":["There have been a number of important changes to the Coronavirus Job Retention Scheme (CJSR Furlough). Our guide explains what's changing and how to claim."],"heading":"Coronavirus Job Retention Scheme &#8211; Guide for Employers","knowledge":{"slug":"coronavirus-job-retention-scheme-guide-for-employers","taxonomy":{"act":"act-2","category":"get-paid","tags":[],"theme":"managing-your-money","type":"blog-post","uiTopic":"get-paid"}},"links":[]},{"copy":["Here are six important lessons from Alan Partridge for small businesses - some funny, some tragic. Oooh, it's a good list..."],"heading":"A-ha! Six Business Lessons from Alan Partridge","knowledge":{"slug":"business-lessons-alan-partridge","taxonomy":{"act":"act-1","category":"running-a-business","tags":[],"theme":"starting-out","type":"blog-post","uiTopic":"running-a-business"}},"links":[]},{"copy":["Businesses can buy items of “plant and machinery” and offset some of that expenditure against their profits. Ltd companies can also claim a super-deduction."],"heading":"Capital Allowances, Annual Investment Allowance, and the Super-Deduction","knowledge":{"slug":"capital-allowances-annual-investment-allowance-and-the-super-deduction","taxonomy":{"act":"act-1","category":"tax","tags":["capital-gains","corporation-tax","super-deduction","tax","investment"],"theme":"managing-your-money","type":"blog-post","uiTopic":"tax"}},"links":[]},{"copy":["Crunch's Personal Tax Estimator will help you work out the tax you may have to pay on your personal income, including sole trade income, salary & dividends."],"heading":"The Crunch Personal Tax Estimator &#8211; Our Free Tax Calculator","knowledge":{"slug":"crunch-personal-tax-estimator","taxonomy":{"act":"act-1","category":"tax","tags":["accountancy","accounting","self-assessment","personal-allowance","income-tax","basic-income","accounting-software","get-started"],"theme":"starting-out","type":"blog-post","uiTopic":"tax"}},"links":[]},{"copy":["Following changes introduced by HMRC in 2021, responsibility for determining your IR35 status is mostly, the same for both the private & public sectors."],"heading":"Who determines your IR35 status and who pays employment taxes? Managing IR35 changes.","knowledge":{"slug":"who-determines-your-ir35-status","taxonomy":{"act":"act-1","category":"tax","tags":["ir35"],"type":"blog-post","uiTopic":"ir35"}},"links":[]},{"copy":["The COVID-19 Recovery Loan Scheme (RLS) officially launched on 6th April 2021, to support businesses as they recover from the disruption caused by COVID-19."],"heading":"What is the COVID-19 Recovery Loan Scheme and who can apply?","knowledge":{"slug":"what-is-the-covid-19-recovery-loan-scheme-and-who-can-claim","taxonomy":{"act":"act-1","category":"running-a-business","tags":["loans","coronavirus","covid-19"],"theme":"managing-your-money","type":"blog-post","uiTopic":"running-a-business"}},"links":[]},{"copy":["The government introduced major changes to IR35 in April 2021. What do contractors and businesses need to do to ensure they're meeting the new rules?"],"heading":"How to manage the new IR35 private sector rules as a contractor or hiring business","knowledge":{"slug":"contracting-business-ready-ir35-private-sector","taxonomy":{"act":"act-1","category":"tax","tags":["tax"],"theme":"managing-your-money","type":"blog-post","uiTopic":"ir35"}},"links":[]},{"copy":["A round up of the tax changes that may affect small businesses and business owners for the new tax year that starts on 6th April 2021."],"heading":"Personal and business tax changes for the new tax year starting on 6th April 2021","knowledge":{"slug":"personal-business-tax-changes-new-tax-year","taxonomy":{"act":"act-1","category":"tax","tags":["tax","advice"],"theme":"managing-your-money","type":"blog-post","uiTopic":"tax"}},"links":[]},{"copy":["Hiring a third party could open you up to tax and legal pitfalls surrounding their employment status – are they a subcontractor or an employee? We explain."],"heading":"IR35 and hiring a freelancer, contractor, or worker","knowledge":{"slug":"ir35-and-hiring-a-freelancer-contractor-or-worker","taxonomy":{"act":"act-1","category":"tax","tags":["workers","ir35","contractor","freelancer"],"theme":"managing-your-money","type":"blog-post","uiTopic":"ir35"}},"links":[]},{"copy":["Although the ins & outs may be tricky to grasp for first-timers, the sooner you get your head around the HMRC VAT system the sooner you can benefit from it."],"heading":"VAT registration and reporting explained &#8211; and what rate of VAT applies?","knowledge":{"slug":"flat-rate-standard-vat-registration-explained","taxonomy":{"act":"act-1","category":"tax","tags":[],"theme":"starting-out","type":"blog-post","uiTopic":"tax"}},"links":[]},{"copy":["There are often limited company business expenses that go unclaimed, which means you could end up paying more tax than you need to."],"heading":"What business expenses can I claim as a Limited Company?","knowledge":{"slug":"what-expenses-can-i-claim-as-a-limited-company","taxonomy":{"act":"act-2","category":"expenses","tags":[],"theme":"managing-your-money","type":"blog-post","uiTopic":"expenses"}},"links":[]},{"copy":["As a sole trader, your business will naturally incur running costs. The good news is that many of these running costs can be claimed as business expenses,"],"heading":"What business expenses can I claim as a self employed Sole Trader?","knowledge":{"slug":"what-expenses-can-i-claim-as-a-sole-trader","taxonomy":{"act":"act-2","category":"expenses","tags":["sole-trader","expenses"],"theme":"managing-your-money","type":"blog-post","uiTopic":"expenses"}},"links":[]},{"copy":["Want to make this tax year the most profitable yet? Our top financial resolutions and guidance will set you on the course to success."],"heading":"New Tax Year, New You","knowledge":{"slug":"new-tax-year-new-you","taxonomy":{"act":"act-1","category":"tax","tags":["tax","advice"],"theme":"starting-out","type":"blog-post","uiTopic":"tax"}},"links":[]},{"copy":["\"If there's always biscuits in the tin, where’s the fun in biscuits?\" Find out if the decision to turn your hobby into a career is the right one for you."],"heading":"Should you turn your hobby into a career?","knowledge":{"slug":"should-turn-hobby-into-career","taxonomy":{"act":"act-1","category":"becoming-self-employed","tags":["lifestyle"],"theme":"starting-out","type":"blog-post","uiTopic":"becoming-self-employed"}},"links":[]},{"copy":["IR35 changes were introduced on 6th April 2021 will have a significant impact on recruiters, both at employment agencies or in-house. Get your free guide."],"heading":"What do recruiters and agencies need to know about IR35?","knowledge":{"slug":"what-do-recruiters-need-to-know-about-ir35","taxonomy":{"act":"act-2","category":"tax","tags":[],"type":"blog-post","uiTopic":"ir35"}},"links":[]},{"copy":["Updates to the government's Making Tax Digital scheme are coming to VAT, Income Tax, and Corporation Tax over the next few years."],"heading":"How the upcoming Making Tax Digital changes affect your business","knowledge":{"slug":"how-the-upcoming-making-tax-digital-changes-affect-your-business","taxonomy":{"act":"act-1","category":"running-a-business","tags":["income-tax","vat","corporation-tax","mtd","making-tax-digital","self-assessment"],"theme":"managing-your-money","type":"blog-post","uiTopic":"running-a-business"}},"links":[]},{"copy":["We’re fast approaching the end of the tax year on 5th April 2019. Let's take a look at what you’ll need to know."],"heading":"Get ready for end of tax year (5th April 2021) &#038; new tax year","knowledge":{"slug":"get-ready-for-end-of-tax-year","taxonomy":{"act":"act-1","category":"tax","tags":["loans","tax","advice"],"theme":"starting-out","type":"blog-post","uiTopic":"tax"}},"links":[]},{"copy":["Starting or running a business, and need tips? Want to network with fellow self-employed workers? Find out what events are coming up."],"heading":"Crunch Events: Masterclasses, Launches, Meetups &#038; More!","knowledge":{"slug":"crunch-events-masterclasses-launches-meetups-more","taxonomy":{"act":"act-2","category":"news-opinion","tags":["advice"],"theme":"starting-out","type":"blog-post","uiTopic":"news-opinion"}},"links":[]},{"copy":["To claim tax relief on your mobile phone or landline expenses, a contract needs to be set up between your limited company and the service provider."],"heading":"How do I claim expenses for business telephone calls (and the phone itself)?","knowledge":{"slug":"how-do-i-claim-expenses-for-business-telephone-calls-and-the-phone-itself","taxonomy":{"act":"act-1","category":"expenses","tags":["tax"],"theme":"managing-your-money","type":"blog-post","uiTopic":"expenses"}},"links":[]}],"page":1,"status":"fulfilled","totalAvailableItems":"494","totalNumberOfPages":"25"},"knowledgeTaxonomies":{"status":"fulfilled","taxonomies":[{"id":"325","name":"Act 1","slug":"act-1","type":"acts"},{"id":"326","name":"Act 2","slug":"act-2","type":"acts"},{"id":"1","name":"Uncategorised","slug":"uncategorised","type":"category"},{"id":"328","name":"Employment","slug":"employment","type":"category"},{"id":"329","name":"Tax","slug":"tax","type":"category"},{"id":"330","name":"Cashflow","slug":"cashflow","type":"category"},{"id":"331","name":"Company structure","slug":"company-structure","type":"category"},{"id":"332","name":"Expertise","slug":"expertise","type":"category"},{"id":"333","name":"Personal finance","slug":"personal-finance","type":"category"},{"id":"334","name":"Contracts","slug":"contracts","type":"category"},{"id":"335","name":"Marketing","slug":"marketing","type":"category"},{"id":"336","name":"Inside Crunch","slug":"inside-crunch","type":"category"},{"id":"337","name":"Workspace","slug":"workspace","type":"category"},{"id":"338","name":"Wellbeing","slug":"wellbeing","type":"category"},{"id":"339","name":"Planning","slug":"planning","type":"category"},{"id":"346","name":"Crunch in the news","slug":"awards","type":"category"},{"id":"347","name":"Info","slug":"info","type":"category"},{"id":"363","name":"Becoming self-employed","slug":"becoming-self-employed","type":"category"},{"id":"364","name":"Employment law","slug":"employment-law","type":"category"},{"id":"365","name":"Expenses","slug":"expenses","type":"category"},{"id":"366","name":"Get paid","slug":"get-paid","type":"category"},{"id":"367","name":"News and opinion","slug":"news-opinion","type":"category"},{"id":"368","name":"Productivity","slug":"productivity","type":"category"},{"id":"369","name":"Running a business","slug":"running-a-business","type":"category"},{"id":"370","name":"Limited company","slug":"limited-company","type":"category"},{"id":"2","name":"contracting","slug":"contracting","type":"post_tag"},{"id":"3","name":"contractor","slug":"contractor","type":"post_tag"},{"id":"5","name":"Crunch","slug":"crunch","type":"post_tag"},{"id":"6","name":"debt collection","slug":"debt-collection","type":"post_tag"},{"id":"7","name":"freelancer","slug":"freelancer","type":"post_tag"},{"id":"8","name":"freelancing","slug":"freelancing","type":"post_tag"},{"id":"9","name":"online accounting","slug":"online-accounting","type":"post_tag"},{"id":"10","name":"small business","slug":"small-business","type":"post_tag"},{"id":"11","name":"small businesses","slug":"small-businesses","type":"post_tag"},{"id":"12","name":"contracts","slug":"contracts","type":"post_tag"},{"id":"14","name":"IR35","slug":"ir35","type":"post_tag"},{"id":"15","name":"legal","slug":"legal","type":"post_tag"},{"id":"16","name":"accountancy","slug":"accountancy","type":"post_tag"},{"id":"17","name":"accounting","slug":"accounting","type":"post_tag"},{"id":"18","name":"expenses","slug":"expenses","type":"post_tag"},{"id":"20","name":"tax","slug":"tax","type":"post_tag"},{"id":"21","name":"working hours","slug":"working-hours","type":"post_tag"},{"id":"22","name":"working time directive","slug":"working-time-directive","type":"post_tag"},{"id":"23","name":"workline","slug":"workline","type":"post_tag"},{"id":"24","name":"wages","slug":"wages","type":"post_tag"},{"id":"25","name":"affiliate scheme","slug":"affiliate-scheme","type":"post_tag"},{"id":"26","name":"business cards","slug":"business-cards","type":"post_tag"},{"id":"27","name":"clients","slug":"clients","type":"post_tag"},{"id":"29","name":"SaaS","slug":"saas","type":"post_tag"},{"id":"30","name":"agency workers","slug":"agency-workers","type":"post_tag"},{"id":"31","name":"Agency Workers Regulations","slug":"agency-workers-regulations","type":"post_tag"},{"id":"32","name":"AWR","slug":"awr","type":"post_tag"},{"id":"33","name":"employment","slug":"employment","type":"post_tag"},{"id":"34","name":"EU","slug":"eu","type":"post_tag"},{"id":"35","name":"legislation","slug":"legislation","type":"post_tag"},{"id":"36","name":"umbrella company","slug":"umbrella-company","type":"post_tag"},{"id":"37","name":"bookkeeping","slug":"bookkeeping","type":"post_tag"},{"id":"38","name":"christmas","slug":"christmas","type":"post_tag"},{"id":"39","name":"christmas party","slug":"christmas-party","type":"post_tag"},{"id":"40","name":"HMRC","slug":"hmrc","type":"post_tag"},{"id":"41","name":"NIC","slug":"nic","type":"post_tag"},{"id":"43","name":"online accounting software","slug":"online-accounting-software","type":"post_tag"},{"id":"44","name":"finding work","slug":"finding-work","type":"post_tag"},{"id":"45","name":"new client","slug":"new-client","type":"post_tag"},{"id":"46","name":"new work","slug":"new-work","type":"post_tag"},{"id":"47","name":"Wired sussex","slug":"wired-sussex","type":"post_tag"},{"id":"48","name":"contract","slug":"contract","type":"post_tag"},{"id":"49","name":"credit control","slug":"credit-control","type":"post_tag"},{"id":"50","name":"getting paid","slug":"getting-paid","type":"post_tag"},{"id":"51","name":"interest","slug":"interest","type":"post_tag"},{"id":"52","name":"invoice","slug":"invoice","type":"post_tag"},{"id":"53","name":"self-employed","slug":"self-employed","type":"post_tag"},{"id":"54","name":"contractor accountant","slug":"contractor-accountant","type":"post_tag"},{"id":"55","name":"day rate","slug":"day-rate","type":"post_tag"},{"id":"56","name":"recruitment","slug":"recruitment","type":"post_tag"},{"id":"57","name":"tax efficiency","slug":"tax-efficiency","type":"post_tag"},{"id":"58","name":"employees","slug":"employees","type":"post_tag"},{"id":"59","name":"growing business","slug":"growing-business","type":"post_tag"},{"id":"60","name":"Payroll","slug":"payroll","type":"post_tag"},{"id":"61","name":"RTI","slug":"rti","type":"post_tag"},{"id":"62","name":"Scottish independence","slug":"scottish-independence","type":"post_tag"},{"id":"63","name":"UK Government","slug":"uk-government","type":"post_tag"},{"id":"64","name":"personal tax","slug":"personal-tax","type":"post_tag"},{"id":"65","name":"self assessment","slug":"self-assessment","type":"post_tag"},{"id":"66","name":"tax return","slug":"tax-return","type":"post_tag"},{"id":"67","name":"corporation tax","slug":"corporation-tax","type":"post_tag"},{"id":"68","name":"limited company","slug":"limited-company","type":"post_tag"},{"id":"69","name":"homeworking","slug":"homeworking","type":"post_tag"},{"id":"70","name":"remote working","slug":"remote-working","type":"post_tag"},{"id":"71","name":"working from home","slug":"working-from-home","type":"post_tag"},{"id":"72","name":"financial planning","slug":"financial-planning","type":"post_tag"},{"id":"74","name":"company","slug":"company","type":"post_tag"},{"id":"75","name":"employer","slug":"employer","type":"post_tag"},{"id":"76","name":"PAYE","slug":"paye","type":"post_tag"},{"id":"77","name":"insurance","slug":"insurance","type":"post_tag"},{"id":"78","name":"professional insurance","slug":"professional-insurance","type":"post_tag"},{"id":"79","name":"sickness","slug":"sickness","type":"post_tag"},{"id":"80","name":"travel","slug":"travel","type":"post_tag"},{"id":"81","name":"lending","slug":"lending","type":"post_tag"},{"id":"82","name":"sole trader","slug":"sole-trader","type":"post_tag"},{"id":"83","name":"late payments","slug":"late-payments","type":"post_tag"},{"id":"84","name":"dividends","slug":"dividends","type":"post_tag"},{"id":"85","name":"income tax","slug":"income-tax","type":"post_tag"},{"id":"86","name":"National Insurance Contributions","slug":"national-insurance-contributions","type":"post_tag"},{"id":"87","name":"VAT","slug":"vat","type":"post_tag"},{"id":"89","name":"advice","slug":"advice","type":"post_tag"},{"id":"90","name":"company director","slug":"company-director","type":"post_tag"},{"id":"91","name":"loans","slug":"loans","type":"post_tag"},{"id":"92","name":"working parents","slug":"working-parents","type":"post_tag"},{"id":"93","name":"gender","slug":"gender","type":"post_tag"},{"id":"94","name":"dismissal","slug":"dismissal","type":"post_tag"},{"id":"95","name":"ACAS","slug":"acas","type":"post_tag"},{"id":"96","name":"national insurance","slug":"national-insurance","type":"post_tag"},{"id":"97","name":"profits","slug":"profits","type":"post_tag"},{"id":"98","name":"business development","slug":"business-development","type":"post_tag"},{"id":"99","name":"HR advice","slug":"hr-advice","type":"post_tag"},{"id":"100","name":"HR","slug":"hr","type":"post_tag"},{"id":"101","name":"english language fluency","slug":"english-language-fluency","type":"post_tag"},{"id":"102","name":"public sector","slug":"public-sector","type":"post_tag"},{"id":"103","name":"marketing","slug":"marketing","type":"post_tag"},{"id":"104","name":"networking","slug":"networking","type":"post_tag"},{"id":"105","name":"new business","slug":"new-business","type":"post_tag"},{"id":"106","name":"maternity leave","slug":"maternity-leave","type":"post_tag"},{"id":"107","name":"flexible working","slug":"flexible-working","type":"post_tag"},{"id":"108","name":"redundancy","slug":"redundancy","type":"post_tag"},{"id":"109","name":"regulations","slug":"regulations","type":"post_tag"},{"id":"110","name":"training","slug":"training","type":"post_tag"},{"id":"111","name":"minimum wage","slug":"minimum-wage","type":"post_tag"},{"id":"112","name":"national minimum wage","slug":"national-minimum-wage","type":"post_tag"},{"id":"113","name":"retirement","slug":"retirement","type":"post_tag"},{"id":"114","name":"pensions","slug":"pensions","type":"post_tag"},{"id":"115","name":"Darren Fell","slug":"darren-fell","type":"post_tag"},{"id":"116","name":"home office","slug":"home-office","type":"post_tag"},{"id":"117","name":"finance","slug":"finance","type":"post_tag"},{"id":"118","name":"time management","slug":"time-management","type":"post_tag"},{"id":"119","name":"incorporation","slug":"incorporation","type":"post_tag"},{"id":"120","name":"lifestyle","slug":"lifestyle","type":"post_tag"},{"id":"121","name":"law","slug":"law","type":"post_tag"},{"id":"122","name":"productivity","slug":"productivity","type":"post_tag"},{"id":"123","name":"economy","slug":"economy","type":"post_tag"},{"id":"124","name":"unemployment","slug":"unemployment","type":"post_tag"},{"id":"125","name":"office of tax simplification","slug":"office-of-tax-simplification","type":"post_tag"},{"id":"126","name":"feedback","slug":"feedback","type":"post_tag"},{"id":"127","name":"testimonials","slug":"testimonials","type":"post_tag"},{"id":"128","name":"case study","slug":"case-study-2","type":"post_tag"},{"id":"129","name":"VAT return","slug":"vat-return","type":"post_tag"},{"id":"130","name":"company formation","slug":"company-formation","type":"post_tag"},{"id":"131","name":"banking","slug":"banking","type":"post_tag"},{"id":"132","name":"micro-business","slug":"micro-business","type":"post_tag"},{"id":"133","name":"outsourcing","slug":"outsourcing","type":"post_tag"},{"id":"134","name":"uk economy","slug":"uk-economy","type":"post_tag"},{"id":"135","name":"business expenses","slug":"business-expenses","type":"post_tag"},{"id":"136","name":"motivation","slug":"motivation","type":"post_tag"},{"id":"137","name":"research","slug":"research","type":"post_tag"},{"id":"138","name":"companies house","slug":"companies-house","type":"post_tag"},{"id":"139","name":"National Freelancers Day","slug":"national-freelancers-day","type":"post_tag"},{"id":"140","name":"PCG","slug":"pcg","type":"post_tag"},{"id":"141","name":"government","slug":"government","type":"post_tag"},{"id":"142","name":"tax avoidance","slug":"tax-avoidance","type":"post_tag"},{"id":"143","name":"treasury","slug":"treasury","type":"post_tag"},{"id":"144","name":"SMEs","slug":"smes","type":"post_tag"},{"id":"145","name":"investment","slug":"investment","type":"post_tag"},{"id":"146","name":"annual accounts","slug":"annual-accounts","type":"post_tag"},{"id":"147","name":"bank reconciliation","slug":"bank-reconciliation","type":"post_tag"},{"id":"148","name":"accounting software","slug":"accounting-software","type":"post_tag"},{"id":"149","name":"budget","slug":"budget","type":"post_tag"},{"id":"150","name":"limited company accounts","slug":"limited-company-accounts","type":"post_tag"},{"id":"151","name":"funding","slug":"funding","type":"post_tag"},{"id":"152","name":"growth","slug":"growth","type":"post_tag"},{"id":"153","name":"annual return","slug":"annual-return","type":"post_tag"},{"id":"154","name":"finances","slug":"finances","type":"post_tag"},{"id":"155","name":"David Cameron","slug":"david-cameron","type":"post_tag"},{"id":"156","name":"London","slug":"london","type":"post_tag"},{"id":"157","name":"communication","slug":"communication","type":"post_tag"},{"id":"158","name":"HSBC","slug":"hsbc","type":"post_tag"},{"id":"159","name":"RBS","slug":"rbs","type":"post_tag"},{"id":"160","name":"construction","slug":"construction","type":"post_tag"},{"id":"161","name":"development","slug":"development-2","type":"post_tag"},{"id":"162","name":"survey","slug":"survey","type":"post_tag"},{"id":"163","name":"charity","slug":"charity","type":"post_tag"},{"id":"164","name":"business","slug":"business","type":"post_tag"},{"id":"165","name":"business rates","slug":"business-rates","type":"post_tag"},{"id":"166","name":"tax evasion","slug":"tax-evasion","type":"post_tag"},{"id":"167","name":"CBI","slug":"cbi","type":"post_tag"},{"id":"168","name":"event","slug":"event","type":"post_tag"},{"id":"169","name":"startups","slug":"startups","type":"post_tag"},{"id":"170","name":"technology","slug":"technology","type":"post_tag"},{"id":"171","name":"competition","slug":"competition","type":"post_tag"},{"id":"172","name":"umbrella companies","slug":"umbrella-companies","type":"post_tag"},{"id":"173","name":"business plan","slug":"business-plan","type":"post_tag"},{"id":"174","name":"salary","slug":"salary","type":"post_tag"},{"id":"175","name":"online accountant","slug":"online-accountant","type":"post_tag"},{"id":"176","name":"staff","slug":"staff","type":"post_tag"},{"id":"177","name":"video","slug":"video","type":"post_tag"},{"id":"178","name":"cloud software","slug":"cloud-software","type":"post_tag"},{"id":"179","name":"limited company formation","slug":"limited-company-formation","type":"post_tag"},{"id":"180","name":"Brighton","slug":"brighton","type":"post_tag"},{"id":"181","name":"locum doctors","slug":"locum-doctors","type":"post_tag"},{"id":"182","name":"NHS","slug":"nhs","type":"post_tag"},{"id":"183","name":"Google","slug":"google","type":"post_tag"},{"id":"184","name":"cv","slug":"cv","type":"post_tag"},{"id":"185","name":"employment status","slug":"employment-status","type":"post_tag"},{"id":"186","name":"fraud","slug":"fraud","type":"post_tag"},{"id":"187","name":"money","slug":"money","type":"post_tag"},{"id":"188","name":"Twitter","slug":"twitter","type":"post_tag"},{"id":"189","name":"Tax Relief","slug":"tax-relief","type":"post_tag"},{"id":"190","name":"success","slug":"success","type":"post_tag"},{"id":"191","name":"security","slug":"security","type":"post_tag"},{"id":"192","name":"hiring","slug":"hiring","type":"post_tag"},{"id":"193","name":"jobs","slug":"jobs","type":"post_tag"},{"id":"194","name":"customer","slug":"customer","type":"post_tag"},{"id":"195","name":"UI","slug":"ui","type":"post_tag"},{"id":"196","name":"UX","slug":"ux","type":"post_tag"},{"id":"197","name":"AAT","slug":"aat","type":"post_tag"},{"id":"198","name":"ICAEW","slug":"icaew","type":"post_tag"},{"id":"199","name":"employment law","slug":"employment-law","type":"post_tag"},{"id":"200","name":"unfair dismissal","slug":"unfair-dismissal","type":"post_tag"},{"id":"201","name":"lists","slug":"lists","type":"post_tag"},{"id":"202","name":"testing","slug":"testing","type":"post_tag"},{"id":"203","name":"entrepreneurs","slug":"entrepreneurs","type":"post_tag"},{"id":"204","name":"developers","slug":"developers","type":"post_tag"},{"id":"205","name":"foreign currency","slug":"foreign-currency","type":"post_tag"},{"id":"206","name":"discrimination","slug":"discrimination","type":"post_tag"},{"id":"207","name":"disguised employee","slug":"disguised-employee","type":"post_tag"},{"id":"208","name":"Swedish Derogation Model","slug":"swedish-derogation-model","type":"post_tag"},{"id":"209","name":"financial advice","slug":"financial-advice","type":"post_tag"},{"id":"210","name":"go limited","slug":"go-limited","type":"post_tag"},{"id":"211","name":"limited liability","slug":"limited-liability","type":"post_tag"},{"id":"212","name":"care workers","slug":"care-workers","type":"post_tag"},{"id":"213","name":"employment rights","slug":"employment-rights","type":"post_tag"},{"id":"214","name":"workers","slug":"workers","type":"post_tag"},{"id":"215","name":"employment tribunal","slug":"employment-tribunal","type":"post_tag"},{"id":"216","name":"ACCA","slug":"acca","type":"post_tag"},{"id":"217","name":"receipts","slug":"receipts","type":"post_tag"},{"id":"218","name":"EU VAT","slug":"eu-vat","type":"post_tag"},{"id":"220","name":"startup","slug":"startup","type":"post_tag"},{"id":"221","name":"Android","slug":"android","type":"post_tag"},{"id":"222","name":"mobile app","slug":"mobile-app","type":"post_tag"},{"id":"223","name":"receipt scanning","slug":"receipt-scanning","type":"post_tag"},{"id":"224","name":"snap","slug":"snap","type":"post_tag"},{"id":"225","name":"balance sheet","slug":"balance-sheet","type":"post_tag"},{"id":"226","name":"working time regulations","slug":"working-time-regulations","type":"post_tag"},{"id":"227","name":"late filing penalties","slug":"late-filing-penalties","type":"post_tag"},{"id":"228","name":"child benefit","slug":"child-benefit","type":"post_tag"},{"id":"229","name":"work life balance","slug":"work-life-balance","type":"post_tag"},{"id":"230","name":"coworking","slug":"coworking","type":"post_tag"},{"id":"231","name":"getting a job","slug":"getting-a-job-2","type":"post_tag"},{"id":"232","name":"invoicing","slug":"invoicing","type":"post_tag"},{"id":"233","name":"apprenticeships","slug":"apprenticeships","type":"post_tag"},{"id":"234","name":"get started","slug":"get-started","type":"post_tag"},{"id":"235","name":"crowdfunding","slug":"crowdfunding","type":"post_tag"},{"id":"236","name":"sales","slug":"sales","type":"post_tag"},{"id":"237","name":"ONS","slug":"ons","type":"post_tag"},{"id":"238","name":"real time information","slug":"real-time-information","type":"post_tag"},{"id":"239","name":"pension auto-enrolment","slug":"pension-auto-enrolment","type":"post_tag"},{"id":"240","name":"business mileage","slug":"business-mileage","type":"post_tag"},{"id":"241","name":"personal allowance","slug":"personal-allowance","type":"post_tag"},{"id":"242","name":"bis","slug":"bis","type":"post_tag"},{"id":"243","name":"zero-hours contracts","slug":"zero-hours-contracts","type":"post_tag"},{"id":"244","name":"cashflow","slug":"cashflow","type":"post_tag"},{"id":"245","name":"shareholders","slug":"shareholders","type":"post_tag"},{"id":"246","name":"personal service company","slug":"personal-service-company","type":"post_tag"},{"id":"247","name":"cashflow forecast","slug":"cashflow-forecast","type":"post_tag"},{"id":"248","name":"bitcoin","slug":"bitcoin","type":"post_tag"},{"id":"249","name":"tax investigation","slug":"tax-investigation","type":"post_tag"},{"id":"250","name":"Autumn Statement","slug":"autumn-statement","type":"post_tag"},{"id":"251","name":"p11d","slug":"p11d","type":"post_tag"},{"id":"252","name":"football","slug":"football","type":"post_tag"},{"id":"253","name":"inflation","slug":"inflation","type":"post_tag"},{"id":"254","name":"bank of england","slug":"bank-of-england","type":"post_tag"},{"id":"255","name":"banks","slug":"banks","type":"post_tag"},{"id":"256","name":"ed miliband","slug":"ed-miliband","type":"post_tag"},{"id":"257","name":"HMRC Online Services","slug":"hmrc-online-services","type":"post_tag"},{"id":"258","name":"management","slug":"management","type":"post_tag"},{"id":"259","name":"Labour","slug":"labour","type":"post_tag"},{"id":"260","name":"interest rates","slug":"interest-rates","type":"post_tag"},{"id":"261","name":"FSB","slug":"fsb","type":"post_tag"},{"id":"262","name":"Britain","slug":"britain","type":"post_tag"},{"id":"263","name":"false self-employment","slug":"false-self-employment","type":"post_tag"},{"id":"264","name":"GDP","slug":"gdp","type":"post_tag"},{"id":"265","name":"economic recovery","slug":"economic-recovery","type":"post_tag"},{"id":"266","name":"savings","slug":"savings","type":"post_tag"},{"id":"267","name":"coalition government","slug":"coalition-government","type":"post_tag"},{"id":"268","name":"living wage","slug":"living-wage","type":"post_tag"},{"id":"269","name":"recession","slug":"recession","type":"post_tag"},{"id":"270","name":"exports","slug":"exports","type":"post_tag"},{"id":"271","name":"manufacturing","slug":"manufacturing","type":"post_tag"},{"id":"272","name":"recovery","slug":"recovery","type":"post_tag"},{"id":"273","name":"FCA","slug":"fca","type":"post_tag"},{"id":"274","name":"skills shortage","slug":"skills-shortage","type":"post_tag"},{"id":"275","name":"British economy","slug":"british-economy","type":"post_tag"},{"id":"276","name":"retail","slug":"retail","type":"post_tag"},{"id":"277","name":"reform","slug":"reform","type":"post_tag"},{"id":"278","name":"Budget 2014","slug":"budget-2014","type":"post_tag"},{"id":"279","name":"general election","slug":"general-election","type":"post_tag"},{"id":"280","name":"IT","slug":"it","type":"post_tag"},{"id":"281","name":"oil and gas","slug":"oil-and-gas","type":"post_tag"},{"id":"282","name":"RSA","slug":"rsa","type":"post_tag"},{"id":"283","name":"Europe","slug":"europe","type":"post_tag"},{"id":"284","name":"Scotland","slug":"scotland","type":"post_tag"},{"id":"285","name":"business banking","slug":"business-banking","type":"post_tag"},{"id":"286","name":"professional development","slug":"professional-development","type":"post_tag"},{"id":"287","name":"IT contractor","slug":"it-contractor","type":"post_tag"},{"id":"290","name":"chorus","slug":"chorus","type":"post_tag"},{"id":"291","name":"IPSE","slug":"ipse","type":"post_tag"},{"id":"292","name":"health and safety","slug":"health-and-safety","type":"post_tag"},{"id":"293","name":"VAT MOSS","slug":"vat-moss","type":"post_tag"},{"id":"294","name":"politics","slug":"politics","type":"post_tag"},{"id":"295","name":"budget 2015","slug":"budget-2015","type":"post_tag"},{"id":"296","name":"economics","slug":"economics","type":"post_tag"},{"id":"297","name":"social media","slug":"social-media","type":"post_tag"},{"id":"298","name":"trains","slug":"trains","type":"post_tag"},{"id":"299","name":"opinion","slug":"opinion","type":"post_tag"},{"id":"300","name":"basic income","slug":"basic-income","type":"post_tag"},{"id":"302","name":"contractors","slug":"contractors","type":"post_tag"},{"id":"303","name":"customer service","slug":"customer-service","type":"post_tag"},{"id":"304","name":"mortgages","slug":"mortgages","type":"post_tag"},{"id":"305","name":"Brexit","slug":"brexit","type":"post_tag"},{"id":"306","name":"TTIP","slug":"ttip","type":"post_tag"},{"id":"307","name":"business travel","slug":"business-travel","type":"post_tag"},{"id":"308","name":"office","slug":"office","type":"post_tag"},{"id":"309","name":"chorus stories","slug":"chorus-stories","type":"post_tag"},{"id":"310","name":"entrepreneurial audit","slug":"entrepreneurial-audit","type":"post_tag"},{"id":"311","name":"MTD","slug":"mtd","type":"post_tag"},{"id":"312","name":"stress","slug":"stress","type":"post_tag"},{"id":"313","name":"awards","slug":"awards","type":"post_tag"},{"id":"314","name":"software","slug":"software","type":"post_tag"},{"id":"315","name":"R&amp;D","slug":"rd","type":"post_tag"},{"id":"316","name":"women","slug":"women","type":"post_tag"},{"id":"318","name":"Uber","slug":"uber","type":"post_tag"},{"id":"319","name":"US election","slug":"us-election","type":"post_tag"},{"id":"320","name":"creative industries","slug":"creative-industries","type":"post_tag"},{"id":"321","name":"Quit your job","slug":"quit-your-job","type":"post_tag"},{"id":"322","name":"business partner","slug":"business-partner","type":"post_tag"},{"id":"323","name":"techblog","slug":"techblog","type":"post_tag"},{"id":"324","name":"Universal Credit","slug":"universal-credit","type":"post_tag"},{"id":"348","name":"Benefits in kind","slug":"benefits-in-kind","type":"post_tag"},{"id":"371","name":"business tips","slug":"business-tips","type":"post_tag"},{"id":"372","name":"MVL","slug":"mvl","type":"post_tag"},{"id":"373","name":"Open banking","slug":"open-banking","type":"post_tag"},{"id":"374","name":"IT Consultant","slug":"it-consultant","type":"post_tag"},{"id":"375","name":"tradespeople","slug":"tradespeople","type":"post_tag"},{"id":"376","name":"electrician","slug":"electrician","type":"post_tag"},{"id":"378","name":"consultant","slug":"consultant","type":"post_tag"},{"id":"379","name":"consulting","slug":"consulting","type":"post_tag"},{"id":"380","name":"business insurance","slug":"business-insurance","type":"post_tag"},{"id":"381","name":"freelance","slug":"freelance","type":"post_tag"},{"id":"382","name":"coronavirus","slug":"coronavirus","type":"post_tag"},{"id":"383","name":"budget 2020","slug":"budget-2020","type":"post_tag"},{"id":"384","name":"COVID-19","slug":"covid-19","type":"post_tag"},{"id":"385","name":"Crunch Zero","slug":"crunch-zero","type":"post_tag"},{"id":"386","name":"registered company","slug":"registered-company","type":"post_tag"},{"id":"387","name":"perfect time","slug":"perfect-time","type":"post_tag"},{"id":"388","name":"brand","slug":"brand","type":"post_tag"},{"id":"389","name":"story","slug":"story","type":"post_tag"},{"id":"390","name":"tell a story","slug":"tell-a-story","type":"post_tag"},{"id":"391","name":"build a brand","slug":"build-a-brand","type":"post_tag"},{"id":"392","name":"summer statement","slug":"summer-statement","type":"post_tag"},{"id":"393","name":"rishi sunak","slug":"rishi-sunak","type":"post_tag"},{"id":"394","name":"winter plan","slug":"winter-plan","type":"post_tag"},{"id":"395","name":"CJRS","slug":"cjrs","type":"post_tag"},{"id":"396","name":"Job support","slug":"job-support","type":"post_tag"},{"id":"397","name":"Job Support Scheme","slug":"job-support-scheme","type":"post_tag"},{"id":"398","name":"Crunch Free","slug":"crunch-free","type":"post_tag"},{"id":"399","name":"immigration","slug":"immigration","type":"post_tag"},{"id":"400","name":"immigration guide","slug":"immigration-guide","type":"post_tag"},{"id":"401","name":"gap in the market","slug":"gap-in-the-market","type":"post_tag"},{"id":"402","name":"stress test","slug":"stress-test","type":"post_tag"},{"id":"403","name":"business idea","slug":"business-idea","type":"post_tag"},{"id":"404","name":"small business idea","slug":"small-business-idea","type":"post_tag"},{"id":"405","name":"uk residence","slug":"uk-residence","type":"post_tag"},{"id":"406","name":"Dentist","slug":"dentist","type":"post_tag"},{"id":"407","name":"dentists","slug":"dentists","type":"post_tag"},{"id":"408","name":"dentistry","slug":"dentistry","type":"post_tag"},{"id":"409","name":"dental","slug":"dental","type":"post_tag"},{"id":"410","name":"budget 2021","slug":"budget-2021","type":"post_tag"},{"id":"411","name":"making tax digital","slug":"making-tax-digital","type":"post_tag"},{"id":"412","name":"super deduction","slug":"super-deduction","type":"post_tag"},{"id":"413","name":"capital gains","slug":"capital-gains","type":"post_tag"},{"id":"340","name":"Starting out","slug":"starting-out","type":"themes"},{"id":"341","name":"Growing your business","slug":"growing-your-business","type":"themes"},{"id":"342","name":"Managing your money","slug":"managing-your-money","type":"themes"},{"id":"351","name":"Becoming self-employed","slug":"becoming-self-employed","type":"ui_topic"},{"id":"352","name":"Contracts","slug":"contracts","type":"ui_topic"},{"id":"353","name":"Employment law","slug":"employment-law","type":"ui_topic"},{"id":"354","name":"Expenses","slug":"expenses","type":"ui_topic"},{"id":"355","name":"Get paid","slug":"get-paid","type":"ui_topic"},{"id":"356","name":"News and opinion","slug":"news-opinion","type":"ui_topic"},{"id":"357","name":"Personal finance","slug":"personal-finance","type":"ui_topic"},{"id":"358","name":"Productivity","slug":"productivity","type":"ui_topic"},{"id":"359","name":"Running a business","slug":"running-a-business","type":"ui_topic"},{"id":"360","name":"Limited company","slug":"limited-company","type":"ui_topic"},{"id":"361","name":"Tax","slug":"tax","type":"ui_topic"},{"id":"377","name":"IR35","slug":"ir35","type":"ui_topic"}]},"modal":{"children":{},"isLoading":false,"isOpen":false,"isVisible":false,"pageData":{}},"navigation":{"isMobileNavigationOpen":false},"page":{"articleCount":20,"content":[{"componentType":"HERO","main":{"copy":["An award-winning selection of great [tools](#tools-resources), [business guides](/knowledge/business-guides/) and articles to help make your business a success"],"heading":"Knowledge from Crunch"}},{"componentType":"INLINE-HEADER","main":{"links":[{"download":false,"hotLead":false,"label":"Knowledge home","qaId":"QA_KnowledgeHomeButton","url":"/knowledge/"},{"download":false,"hotLead":false,"label":"Tax","qaId":"QA_KnowledgeTaxButton","url":"/knowledge/category/tax/"},{"download":false,"hotLead":false,"label":"IR35","qaId":"QA_KnowledgeIR35Button","url":"/knowledge/category/ir35/"},{"download":false,"hotLead":false,"label":"Becoming self-employed","qaId":"QA_KnowledgeBecomingSelfEmployedButton","url":"/knowledge/category/becoming-self-employed/"},{"download":false,"hotLead":false,"label":"Limited company","qaId":"QA_KnowledgeLimitedCompanyButton","url":"/knowledge/category/limited-company/"},{"download":false,"hotLead":false,"label":"Expenses","qaId":"QA_KnowledgeExpensesButton","url":"/knowledge/category/expenses/"},{"download":false,"hotLead":false,"label":"Get paid","qaId":"QA_KnowledgeGetPaidButton","url":"/knowledge/category/get-paid/"},{"download":false,"hotLead":false,"label":"Running a business","qaId":"QA_KnowledgeRunningBusinessButton","url":"/knowledge/category/running-a-business/"},{"download":false,"hotLead":false,"label":"Contracts","qaId":"QA_KnowledgeContractsButton","url":"/knowledge/category/contracts/"},{"download":false,"hotLead":false,"label":"Employment law","qaId":"QA_KnowledgeEmploymentLawButton","url":"/knowledge/category/employment-law/"},{"download":false,"hotLead":false,"label":"Productivity","qaId":"QA_KnowledgeProductivityButton","url":"/knowledge/category/productivity/"},{"download":false,"hotLead":false,"label":"Personal finance","qaId":"QA_KnowledgePersonalFinanceButton","url":"/knowledge/category/personal-finance/"},{"download":false,"hotLead":false,"label":"News & opinion","qaId":"QA_KnowledgeNewsOpinionButton","url":"/knowledge/category/news-opinion/"}]}},{"componentType":"HEADING","main":{"heading":"All articles"}},{"componentType":"SPLITFEATURE","main":{"copy":["We've collated a selection of free tools and resources for you to help make running your business a breeze. With everything from software to templates you can work out your take home pay, chase that unpaid invoice and calculate your IR35."],"heading":"Tools and resources","images":[{"alt":"","src":"v1529666285/illustrations/tools-resources.svg"}],"links":[{"download":false,"hotLead":false,"icon":"miniCalculator","label":"IR35 calculator","qaId":"QA_KnowledgeIR35Calculator","url":"/knowledge/ir35-calculator/"},{"download":false,"hotLead":false,"icon":"miniCalculator","label":"Take home pay calculator","qaId":"QA_KnowledgeTakeHomePayCalculator","url":"/knowledge/take-home-pay-calculator/"},{"download":false,"hotLead":false,"icon":"miniCalculator","label":"Day rate calculator","qaId":"QA_KnowledgeDayRateCalculator","url":"/knowledge/day-rate-calculator/"},{"download":false,"hotLead":false,"icon":"miniStarFilled","label":"Invoice software","qaId":"QA_KnowledgeInvoiceSoftware","url":"/knowledge/free-invoice-software/"},{"download":false,"hotLead":false,"icon":"miniStarFilled","label":"Invoice templates","qaId":"QA_KnowledgeInvoiceTemplates","url":"/knowledge/invoice-templates/"},{"download":false,"hotLead":false,"icon":"miniStarFilled","label":"Late payment reminders","qaId":"QA_KnowledgeLatePayReminders","url":"/knowledge/late-payment-reminder-templates/"},{"download":false,"hotLead":false,"icon":"miniStarFilled","label":"Additional resources","qaId":"QA_KnowledgeAdditionalResources","url":"/knowledge/additional-resources/"}]}},{"componentType":"CTA","main":{"copy":["Stay up-to-date with the latest news affecting small businesses, join us at events and network with like-minded people. Access a full range of guides, help articles and videos plus free tools and resources and discounts on Crunch services and products."],"heading":"Join Crunch Chorus\nThe UK’s leading free micro-business community\n**50,739 members and counting…**","links":[{"download":false,"hotLead":false,"label":"Join for free","qaId":"QA_KnowledgeJoinForFreeButton","url":"/crunch-chorus/"}]}},{"componentType":"IMAGECARD","items":[{"heading":"Starting out","images":[{"alt":"Starting out? We’ve got the guidance you need","src":"v1533640492/Starting-out-theme-card"}],"links":[{"download":false,"hotLead":false,"label":"Check out our section on starting out!","qaId":"QA_KnowledgeStartingOutButton","url":"/knowledge/starting-out/"}],"uiTheme":"secondary"},{"heading":"Managing your money","images":[{"alt":"Managing your money? We can help","src":"v1534242585/managing-your-money-theme-card-2"}],"links":[{"download":false,"hotLead":false,"label":"Check out our section on mananging your money!","qaId":"QA_KnowledgeManagingYourMoneyButton","url":"/knowledge/managing-your-money/"}],"uiTheme":"quaternary"},{"heading":"Growing your business","images":[{"alt":"Growing your business? We’ve got you covered","src":"v1533640492/growing-your-business-theme-card"}],"links":[{"download":false,"hotLead":false,"label":"Check out our section on growing your business!","qaId":"QA_KnowledgeGrowingYourBusinessButton","url":"/knowledge/growing-your-business/"}],"uiTheme":"tertiary"}],"main":{"heading":"We can help you every step of the way"}}],"exact":true,"footerLabel":"Knowledge articles","id":"174","isChatExcluded":false,"isPaginated":true,"label":"Knowledge","meta":{"description":"Running or starting a small business? Check out our knowledge section for expert tips on everything from coming up with a company name to understanding tax jargon.","title":"Knowledge - Community, News & Resources | Crunch"},"pardotForm":"2017-08-11/347z4","pardotFormInPage":"","path":"/knowledge/","promoBanner":"PROMO_FIFTY_PERCENT_OFF_CRUNCH","responseTapNumber":"rTapNumber254970","responseTapNumberFallback":"0333 311 0800","status":"fulfilled","taxonomy":{"theme":""},"theme":"secondary"},"productBuilder":{"currentProduct":"","products":{"ltd_company":{"questionResults":[],"recommendation":"","selectedPackage":""},"sole_trader":{"questionResults":[],"recommendation":"","selectedPackage":""}}},"productBuilderRecommendation":{"limitedCompanyAddons":[{"id":"first_month","isChecked":false,"quantity":0},{"id":"add_on_ir35_review__standard","isChecked":false,"quantity":0},{"id":"add_on_ir35_review__enhanced","isChecked":false,"quantity":0},{"id":"add_on_ir35_review__express","isChecked":false,"quantity":0},{"id":"add_on_payroll__for_employees","isChecked":false,"quantity":0},{"id":"add_on_payroll__cis_without","isChecked":false,"quantity":0},{"id":"add_on_bookkeeping_express","isChecked":false,"quantity":0},{"id":"add_on_bookkeeping_fixed_price","isChecked":false,"quantity":0},{"id":"add_on_self_assessment__standard","isChecked":false,"quantity":0},{"id":"add_on_letting_reference","isChecked":false,"quantity":0},{"id":"add_on_mortgage_reference","isChecked":false,"quantity":0},{"id":"add_on_immigration_visa_reference","isChecked":false,"quantity":0},{"id":"add_on_professional_references","isChecked":false,"quantity":0},{"id":"add_on_accountancy_healthcheck__standard","isChecked":false,"quantity":0},{"id":"add_on_snap_expenses_app","isChecked":false,"quantity":0}]},"router":{"action":"POP","location":{"hash":"","key":"v3e2dv","pathname":"/knowledge/","search":""}},"scripts":{},"security":{"isCoreUser":false,"isLoggedIn":false,"isLoggedInToChorus":false,"isLoggedInToCore":false,"pardotVisitorId":"","redirectUrl":"https://www.crunch.co.uk/knowledge"},"toggle":{},"tradedoubler":{"iframeSrc":"","leadNumber":"","tdaid":"","tdpid":"","tduid":"","utm_campaign":"","utm_medium":"","utm_source":""},"trustPilot":{"reviews":{"accountancy":null,"all":null,"customerservice":null,"mortgages":null,"software":null,"switching":null,"valueformoney":null}}}</script>
      <link rel='stylesheet' href='/styles-71c47a1274b7.min.css' />
    </head>
    <body>
      <noscript>
        <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-MK2GMLL" height="0" width="0" style="display:none;visibility:hidden"></iframe>
      </noscript>    
      
      <div id="reactAppRoot"></div>
      <script type='text/javascript' src='/crunchvendor-7ef591.bundle.min.js' defer='defer'></script>
<script type='text/javascript' src='/main-30eadc.bundle.min.js' defer='defer'></script>
    </body>
    </html>
  