Fi360 Fiduciary Talk

Fi360 Fiduciary Talk 48: Health Savings Accounts in the Fiduciary Process

tim.vandyke@fi360.com (fi360, Inc.) — Fri, 12 May 2017 20:51:00 +0000

While the direction of health care is nearly impossible to predict, the rise in health savings accounts appears to be inevitable. And under the DOL fiduciary rule, advice on these accounts will be considered a fiduciary act. In this episode, Blaine and Duane discuss HSAs and what advisors need to know when considering these accounts for their clients.

Fi360 Fiduciary Talk 47: Filling the void in guaranteed retirement income

tim.vandyke@fi360.com (fi360, Inc.) — Fri, 17 Mar 2017 20:40:00 +0000

As new guaranteed income solutions crop up in the market, regulators appear to be on board with making them more accessible via 401(k) plans. In this episode, Blaine and Duane discuss the trends driving the guaranteed income market and what regulators have said in terms of making them available to participants, including as QDIAs.

Fi360 Fiduciary Talk 46: Fiduciary duties of elected officials

tim.vandyke@fi360.com (fi360, Inc.) — Wed, 08 Mar 2017 19:16:00 +0000

When the government engages in rulemaking, as in the case of the DOL’s “fiduciary” rule, their duty is to develop policies that are in the bests interests of the public. Does that equate to a fiduciary duty akin to the one expected for investment advisors? In this episode, Blaine makes the argument that it does and discusses with Duane the sources of those fiduciary duties.

Fi360 Fiduciary Talk 45: Fiduciary Rule scores victory in Texas

tim.vandyke@fi360.com (fi360, Inc.) — Fri, 10 Feb 2017 15:21:00 +0000

Even with a delay possibly forthcoming via the President’s executive order, the DOL’s “Fiduciary” Rule won an important victory when it was upheld in a Texas court decision. In this episode, Blaine and Duane discuss the latest developments in the ongoing battle over the DOL Conflict of Interest rule, what happens next, and what advisors should do now.

Fi360 Fiduciary Talk 44: DOL Releases Second Set of FAQs

tim.vandyke@fi360.com (fi360, Inc.) — Thu, 02 Feb 2017 20:48:00 +0000

In this episode, Blaine and Duane discuss the release of a second set of FAQs from the DOL on its Conflicts of Interest Rule. The new FAQs cover a number of scenarios, with a particular focus on activities that would not be considered fiduciary recommendations under the new definition.

Fi360 Fiduciary Talk 43: Titles used by advisers can trigger fiduciary status

tim.vandyke@fi360.com (fi360, Inc.) — Thu, 12 Jan 2017 21:05:00 +0000

An overlooked aspect of the DOL’s fiduciary rule is that it introduces a “holding out” fiduciary status, where titles that imply fiduciary status will hold the advisor to that standard. Even with the uncertainty around the fiduciary rule, this trend appears likely to continue, as even opponents of the rule have demonstrated support for regulating titles that cause confusion with the investing public.

Fi360 Fiduciary Talk 42:The AIF, is it a marketing tool?

tim.vandyke@fi360.com (fi360, Inc.) — Wed, 21 Dec 2016 14:20:00 +0000

Fi360's director, J. Richard Lynch, AIF^® was a guest on the 401k Study Group Radio show with Chuck Hammond discussing what the AIF^® is and how advisors should be using it.

fi360 Fiduciary Talk 41: Don’t discount the importance of disclosures

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 01 Nov 2016 17:53:00 +0000

Blaine and Duane discuss the SEC’s proposed changes to public company disclosures under regulations S-K and the central role the information plays in the fiduciary process.

fi360 Fiduciary Talk 40: The Importance of the Investment Policy Statement

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 01 Nov 2016 17:48:00 +0000

fi360 Senior Policy Analyst Duane Thompson discusses with Director Rich Lynch and Chief Product & Strategy Officer John Faustino why the IPS is so critical and how to effectively build and manage the IPS.

fi360 Fiduciary Talk 39: What the election means for advisors and the fiduciary standard

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 01 Nov 2016 17:40:00 +0000

With the 2016 election just days away, Blaine chats with Duane about what a Clinton or Trump administration would mean for advisors, including what’s on their respective campaign platforms and turnover at the regulatory agencies. In addition, they take a look at the implications of the Congressional elections.

fi360 Fiduciary Talk 38: What advisors need to know about cybersecurity

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 11 Oct 2016 20:28:00 +0000

Ben Aikin, Vice President of Learning and Development of fi360 and Wes Stillman, Founder and President of Rightsize Solutions, discuss the vulnerabilities most advisors share and the steps any advisor can take now to better protect themselves from Cyberattacks.

fi360 Fiduciary Talk 37: A Fiduciary Angle to Business Continuity?

tim.vandyke@fi360.com (fi360, Inc.) — Fri, 09 Sep 2016 14:18:00 +0000

As a fiduciary, should all advisors have emergency plans to deal with the unexpected? Blaine and Duane discuss recent state and SEC actions on business continuity rules and the case being made by the SEC to tie the rule to fiduciary duties.

fi360 Fiduciary Talk 36: Changes to the SEC Liquidity Rules for Money Market Funds

tim.vandyke@fi360.com (fi360, Inc.) — Fri, 09 Sep 2016 14:17:00 +0000

Duane and Blaine discuss the SEC's liquidity rules for money market funds and what the rule means for advisors.

fi360 Fiduciary Talk 35: The Impact of DOL’s Fiduciary Rule on Suitability Requirements

tim.vandyke@fi360.com (fi360, Inc.) — Wed, 03 Aug 2016 20:30:00 +0000

Blaine and Duane discuss how the DOL's final fiduciary rule impacts advisors who have been operating under suitability requirements associated with insurance and securities laws.

fi360 Fiduciary Talk 34: Target Date Funds and How They Are Used in QDIAs

tim.vandyke@fi360.com (fi360, Inc.) — Wed, 03 Aug 2016 20:28:00 +0000

Blaine and Duane discuss the rapid growth of TDFs as QDIAs, how advisors should consider whether TDFs make sense for their client, and how to compare TDF products.

fi360 Fiduciary Talk 33: Collective Investment Trusts Capturing Assets and Attention

tim.vandyke@fi360.com (fi360, Inc.) — Thu, 28 Jul 2016 18:16:00 +0000

Collective Investment Trusts (CITs) have been capturing lots of attention and assets lately. CITs offer retirement plan fiduciaries an attractive, generally lower-cost, alternative to mutual funds. CITs have also caught the attention of regulators and litigators. Plan fiduciaries and investment fiduciary advisors need to be well versed in CITs and how to evaluate them. In this podcast, fi360 Executive Chairman Blaine Aikin and Chief Product & Strategy Officer John Faustino discuss how CITs work, trends relating to CITs that will be important for investment fiduciaries to follow, and how to think about them when conducting due diligence.

fi360 Fiduciary Talk 32: Reverse Churning and How the DOL Addresses the Problem Under the New DOL Rule

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:49:00 +0000

What is Reverse Churning? This is the opposite of excessive trading in a brokerage account. These are illegal practices that pad an unethical advisors wallet. Reverse Churning occurs when an advisor places the clients assets in an advisory account, and charges an on going management fee and they get paid for not providing enough services that justify that compensation that comes in on that fee fee basis.

fi360 Fiduciary Talk 31: DOL Rule a Cultural Perspective - Sales vs Advisory Approach

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:47:00 +0000

Sales and advisory organizations are fundamentally different. That is the premise of the Labor Department's new conflict-of-interest rule. They have different priorities, which shape the culture and practices that exist in each. Consequently, they must be regulated differently and should be distinguishable to the public.

fi360 Fiduciary Talk 30: An interview with Sheri Fitts, President at Shoe Fitts Marketing

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:06:00 +0000

An interview with Sheri Fitts, President at Shoe Fitts Marketing, who was a speaker at INSIGHTS 2016. We spoke with Sheri about her conference session, Your Brand, Your Business, Your Bottomline.

fi360 Fiduciary Talk 29: An interview with Scott Reed, CEO at Hardy Reed

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:05:00 +0000

An interview with Scott Reed, CEO at Hardy Reed, who was a speaker at INSIGHTS 2016. We spoke with Scott about his conference session, Devil or Angel: Is There Profit in Working with Non-Profits?

fi360 Fiduciary Talk 28: An interview with Gary Sutherland, CEO of NAPLIA, and Paul Smith, SVP of NAPLIA

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:04:00 +0000

An interview with Gary Sutherland, CEO of NAPLIA, and Paul Smith, SVP of NAPLIA, who were speaker at INSIGHTS 2016. We spoke with Gary and Paul about their conference session, What You Need to Know About Cybersecurity.

fi360 Fiduciary Talk 27: An interview with Mike Phillips, Chief Scientist & CEO at MacroRisk Analytics

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:03:00 +0000

An interview with Mike Phillips, Chief Scientist & CEO at MacroRisk Analytics, who was a speaker at INSIGHTS 2016. We spoke with Mike about his conference session, Portfolio Optimization Strategy: Matching Models with Time Horizons

fi360 Fiduciary Talk 26: An interview with Mary Kathryn Campion, President at Champion Capital Research

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:02:00 +0000

An interview with Mary Kathryn Campion, President at Champion Capital Research, who was a speaker at INSIGHTS 2016. We spoke with Mary Kathryn about her conference session, Organize 'TMI' and Improve Portfolio Risk Management

fi360 Fiduciary Talk 25: An interview with Eric Roberge, President at Beyond Your Hammock

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 14:01:00 +0000

An interview with Eric Roberge, President at Beyond Your Hammock, who was a speaker at INSIGHTS 2016. We spoke with Eric about his conference session, Engaging Millennials - The Rubik's Cube of Financial Planning.

fi360 Fiduciary Talk 24: An interview with David Bromelkamp, President/CEO at Allodium

tim.vandyke@fi360.com (fi360, Inc.) — Tue, 05 Jul 2016 13:59:00 +0000

An interview with David Bromelkamp, President/CEO at Allodium, who was a speaker at INSIGHTS 2016. We spoke with David about his conference session, Fiduciary Investment Management for Trusts: How to Use Questions to Help Trustees.