https://www.financialfreedomadvantage.com/financial-freedom-blog.html Subscribe to the Financial Freedom Blog to keep current on money management issues and changes to the FinancialFreedomAdvantage.com website. en-us financial freedom Fri, 10 Nov 2017 14:40:15 -0500 Fri, 10 Nov 2017 14:40:15 -0500 financialfreedomadvantage.com https://www.financialfreedomadvantage.com/keep-track-of-spending.html724f415587fcd837fa5b9c0016692d32One of the best ways to manage money is to keep track of spending. It is an essential first step in the personal budget planning process. Fri, 10 Nov 2017 14:40:13 -0500 https://www.financialfreedomadvantage.com/ynab.html32fbff1e55c6b27e2dfc8b27e7015ac1If you are having trouble with traditional methods of budgeting finances, YNAB personal money management software may be the best solution to your problems. Fri, 10 Nov 2017 14:38:10 -0500 https://www.financialfreedomadvantage.com/personal-budget-planning.html72290d5ffc4582a1370e5426f27644a1Personal budget planning is essential for helping you control spending and reach your financial freedom goals. Learning how to budget money is easy and can be very rewarding. Fri, 10 Nov 2017 14:35:43 -0500 https://www.financialfreedomadvantage.com/saving-extra-money.htmld68bac25a9368f80e66a6b9d376c441bSaving extra money is one of the easiest, yet often overlooked, ways to build financial freedom. Understanding the importance of saving money gives us the needed motivation and discipline to save. Fri, 10 Nov 2017 14:34:05 -0500 https://www.financialfreedomadvantage.com/envelope-budgeting-software.html9d6477440a0a757152ccdb7380421325Are you familiar with the traditional envelope budget system? Envelope budgeting software takes this successful method into the 21st century, enabling proactive control of spending. Fri, 10 Nov 2017 14:30:56 -0500 https://www.financialfreedomadvantage.com/save-on-eating-out.html882d6292e87dd1f2a1939a029dc50916Are you looking for ways to save on eating out? Here are some simple tips to reduce your bill when dining away from home. Fri, 19 Aug 2016 09:45:15 -0400 https://www.financialfreedomadvantage.com/living-without-for-the-better.htmlb34f4151b5a21ddd97e5ec074bc6d2c5A few years ago I found myself suddenly in a position where I had to start managing my money more responsibly. The bills were starting to pile up and work Thu, 20 Feb 2014 12:01:53 -0500 https://www.financialfreedomadvantage.com/saving-money-on-groceries.htmlc31a76a9dc1b9c80388feb25abfd8394Saving money on groceries is a great way to reduce the average family budget. Here are some of the best ideas for saving money grocery shopping. Wed, 29 Jan 2014 05:38:55 -0500 https://www.financialfreedomadvantage.com/save-money-on-utilities.htmlc75d7a93343ca0c5ab329875c26312f6You can save money on utilities by making some of these changes. Some are simple and others require an investment. All will save you money over time. Sat, 11 Jan 2014 05:22:23 -0500 https://www.financialfreedomadvantage.com/financial-freedom1.htmlf2c8f25975acb8cb61e456549ed817c4Do you have a financial freedom experience you would like to share? Fri, 13 Dec 2013 10:52:56 -0500 https://www.financialfreedomadvantage.com/financial-planning-for-retirement.htmle5446dc18870bc3e531c5edd424ce95bThe best financial planning for retirement starts early and helps you determine whether your savings for retirement expenses will be adequate. Thu, 29 Aug 2013 02:25:39 -0400 https://www.financialfreedomadvantage.com/cheap-healthy-food.htmldd447e56561b4ab346d980d277663ff5You don’t need to sacrifice your health to save money on food. Using cheap healthy food is easy, satisfying, prolongs your life, and puts more money in your pocket. Thu, 7 Jun 2012 12:38:44 -0400 https://www.financialfreedomadvantage.com/budget-meal-planning.html2b29dbbdd4394bcffa35fcbc90f298aaNeed some ideas for budget meal planning? Save money on food with these great tips for planning frugal meals and finding cheap recipes. Thu, 7 Jun 2012 12:16:37 -0400 https://www.financialfreedomadvantage.com/impulsive-spending.htmlbd7505bc46357d1db7b3fbd9fefa7600Impulsive spending can be one of the biggest barriers to achieving financial freedom. Fortunately, spending addiction can be suppressed by making some basic changes to thoughts and behaviors. Sun, 29 Apr 2012 08:57:24 -0400 https://www.financialfreedomadvantage.com/what-is-money-management.html31fa98620e8ea99deb55b5ee21c2c09cWhat is money management? That depends on your perspective. Sun, 29 Apr 2012 08:52:11 -0400 https://www.financialfreedomadvantage.com/best-ways-to-save-money.htmlc5433593ecf1ffb04e6866f475d8b300The best ways to save money are sometimes also the easiest ways to save money. Wed, 22 Feb 2012 18:07:52 -0500 https://www.financialfreedomadvantage.com/savings-interest-calculator.html9e6985553e833064db31cc903f62d13bThis savings interest calculator is easy to use yet offers many features that make it unique. It can motivate you to save money for financial freedom by emphasizing the power of compound interest. Tue, 7 Feb 2012 17:24:45 -0500 https://www.financialfreedomadvantage.com/frugal-lunch.html5aa8a90816959499e4d5fb530726d6aeEating a frugal lunch each day is one of the easiest ways to save money on food and move closer to the goal of financial freedom. Frugal meals can save hundreds of dollars a year. Fri, 3 Feb 2012 10:52:42 -0500 https://www.financialfreedomadvantage.com/teaching-teens-to-save-money.html92ba8c735691fa4611e8ade809361f91Teaching teens to save money is a great way to help them master the basics of money management. Understanding the importance of saving money will help them to be financially responsible adults. Fri, 3 Feb 2012 10:31:26 -0500 https://www.financialfreedomadvantage.com/college-saving-plan.html0435c7aa5c7921eefe432b830b01cf56What is the best type of college saving plan? Although there are many advantages of 529 accounts, saving money for college using a life insurance policy may be a better alternative for some families. Wed, 25 Jan 2012 18:18:02 -0500 https://www.financialfreedomadvantage.com/staycation.htmla98a41290a4cc61bce980192b906dbfeIf you are living a frugal lifestyle in pursuit of financial freedom, a staycation is the ultimate in cheap, family vacations! Here are some great ideas for planning a relaxing vacation at home. Wed, 25 Jan 2012 18:09:18 -0500 https://www.financialfreedomadvantage.com/good-debt-versus-bad-debt.html4996211f8bd56d62f75162559cc17e37Good debt versus bad debt. What is the difference and does it matter for living debt free? Wed, 25 Jan 2012 18:04:23 -0500 https://www.financialfreedomadvantage.com/garage-saling.html679f6922bdf9d84241809161c502a186Everything I needed to know about garage saling I learned from my thrifty mom. She was the queen of garage sales. Tue, 24 Jan 2012 18:56:43 -0500 https://www.financialfreedomadvantage.com/how-to-afford-college.html7a425a1379b2695e52d0843fbe1e332fMany families with meager college savings funds are wondering how to afford college for their children. Fortunately, there are creative ways of financing college without breaking the bank. Tue, 24 Jan 2012 18:53:26 -0500 https://www.financialfreedomadvantage.com/investing-in-index-funds.html68dd61ebf73867304a00e0a2ab44c962Investing in index funds is a smart option to consider. It is a simple and frugal investing alternative compared to building a portfolio of stocks or managed mutual funds. Tue, 24 Jan 2012 18:49:52 -0500 https://www.financialfreedomadvantage.com/money-management-for-teens.html1078793344fa7d534d609be35d0fcdc6Money management for teens, important advice on teen allowance, teaching teens to save money, and other teen money management issues. Mon, 23 Jan 2012 19:15:26 -0500 https://www.financialfreedomadvantage.com/risk-versus-return.htmlf677721c0f3937ce8316461b0a3fd54aAn important part of evaluating any investment is to consider its risk versus return. In general, you must be willing to take on higher risk to generate a higher return. Mon, 23 Jan 2012 19:07:49 -0500 https://www.financialfreedomadvantage.com/target-date-funds.html9a2a188b318aeb750769d285c49fa259If financial freedom is your goal, but you don’t know how to invest, target date funds are a simple investing option that you may want to consider. Mon, 23 Jan 2012 17:52:52 -0500 https://www.financialfreedomadvantage.com/average-retirement-income.htmlc4e84137ec65b13bfb2edef298b30ad5Average retirement income is one of the more fascinating retirement statistics. It gives valuable insight into basic financial planning with the goal of maintaining financial freedom in retirement. Thu, 12 Jan 2012 16:18:07 -0500 https://www.financialfreedomadvantage.com/christmas-on-a-budget.htmlbbf76f3d226f64a88e0bd2ce0a873c7cWith a little thought and planning, Christmas on a budget can be fun as well as festive. Read on to learn about frugal Christmas decorations, cheap, stocking stuffers and frugal Christmas gifts. Wed, 9 Nov 2011 15:47:03 -0500 https://www.financialfreedomadvantage.com/crinkle-cut-carrots-and-financial-freedom.html2d44ccc0a2393ccd5a79fb6f41b140d7It’s hard to believe that saving just a few dollars a day will add up to a small fortune one day. But for those who understand the concept of saving, Mon, 10 Oct 2011 17:46:05 -0400 https://www.financialfreedomadvantage.com/financial-freedom-plan.html82d303fe609968c6de3d8ab57247de40A financial freedom plan is one of the basics of money management and is an excellent tool to keep you on target toward reaching your financial freedom goal. Wed, 5 Oct 2011 18:43:32 -0400 https://www.financialfreedomadvantage.com/from-debt-to-financial-freedom.htmlc5b602712654ebca2fc7ef1545b6d774From debt to financial freedom. Debt free financial advice to show you how to eliminate debt and take the first step to financial freedom. Fri, 30 Sep 2011 12:54:19 -0400 https://www.financialfreedomadvantage.com/what-my-dad-taught-me-about-saving-and-spending-money.html8af0ff19e87109a99fee57dcbdbce986I learned about saving and spending money from my dad. He seemed to have a formula for everything like bedtimes, mandatory saving of earned money and Sun, 25 Sep 2011 23:37:10 -0400 https://www.financialfreedomadvantage.com/simple-investing.htmlb905e6ab7cf542d11ea8bba8e19bcd8bAre you looking for some simple investing ideas? Many people don’t have enough money to adequately fund an investment account. Others lack time or investing savvy to manage an investment portfolio. Mon, 19 Sep 2011 15:55:25 -0400 https://www.financialfreedomadvantage.com/how-to-invest-money.html29eb850476933433daf67e91c1e12bb3Learn the basics of how to invest money, an essential step on the road to financial security. The importance of investing cannot be overemphasized. Tue, 13 Sep 2011 20:14:33 -0400 https://www.financialfreedomadvantage.com/frugal-eating.html4e9d4948c1edf0b9dba61a1ddc4ed715Can frugal eating lead to financial freedom? Not exactly, but you may be surprised how eating inexpensive meals and saving money on groceries can make your financial future much brighter. Sun, 11 Sep 2011 20:50:57 -0400 https://www.financialfreedomadvantage.com/college-student-money-management.htmld521f7455c2a3b30b15bd98036ea3275The best college student money management advice starts with learning how to budget money and how to live frugally. Fri, 2 Sep 2011 11:27:09 -0400 https://www.financialfreedomadvantage.com/simple-frugal-living.htmlb042eeba983428996403438607efc591Though the benefits of simple, frugal living are clear, living a simple life is not necessarily the same as living frugally. Find the right balance between frugality and voluntary simplicity. Sun, 28 Aug 2011 19:10:56 -0400 https://www.financialfreedomadvantage.com/envelope-budget.htmlea91180dde5723b2fc59966a7f0418e1Is a personal money management budget too much work to maintain? Try using the envelope budget system, which utilizes budget envelopes containing cash to pay for everyday expenses. Fri, 26 Aug 2011 11:58:16 -0400 https://www.financialfreedomadvantage.com/financial-freedom-blog.html#The-Wealth-Builder-Carnival-46455c67ac946babcf0b47c57161309a89Here is another great collection of articles from a variety of writers. The focus is on wealth building. Wed, 24 Aug 2011 10:47:37 -0400 https://www.financialfreedomadvantage.com/debt-free-for-life.htmla6eff5ea0970fd56051f97a8b916cbb2Being debt free for life is essential for financial freedom. With hard work, perseverance, and the right plan, debt-proof living is possible for anyone regardless of current financial situation. Tue, 23 Aug 2011 15:10:48 -0400 https://www.financialfreedomadvantage.com/cheapest-places-to-retire.htmld5d7a1bd78e41a939271fe7d57330903For frugal retirement living at its best, consider relocating to one of the cheapest places to retire. Here are 7 places where you can live in financial freedom on an average retirement income. Tue, 16 Aug 2011 16:22:37 -0400 https://www.financialfreedomadvantage.com/financial-freedom-blog.html#Carnival-of-Financial-Planning-Edition-197-August-12-2011386d6560e8e373acdac3d2615817c461Here are some great articles published this week from the best personal financial blogs. Sun, 14 Aug 2011 18:30:01 -0400 https://www.financialfreedomadvantage.com/mortgage-payoff-calculator.htmlf4410e27f393f765534e9cd60b71fc0fThis mortgage payoff calculator is a great tool to show you how much in extra payments you would need to make to pay off your mortgage in a certain number of years. Fri, 12 Aug 2011 15:34:06 -0400 https://www.financialfreedomadvantage.com/finances-in-marriage.htmlae1806d4b190662e3f49507136722792By openly discussing finances in marriage, couples can learn how to reduce financial stress and face the challenges of family money management together. Tue, 9 Aug 2011 22:35:00 -0400 https://www.financialfreedomadvantage.com/definition-of-financial-freedom.htmlec1591ed247d369c0bad28df3cdcb6d6What is the best definition of financial freedom? The one that is most helpful to you is actually based on your own money attitudes. Fri, 5 Aug 2011 10:25:08 -0400 https://www.financialfreedomadvantage.com/ways-to-make-extra-cash.html8dd86926874c07801bd6c5fe91281cc0It can be difficult to find legitimate ways to make extra cash online amid the glut of money making scams. Here are some great, proven methods to earn money from the internet. Sun, 31 Jul 2011 16:03:53 -0400 https://www.financialfreedomadvantage.com/how-to-eliminate-debt.html21d7069fae33f2c6e3846e24bb79ec66Do you know how to eliminate debt? These simple steps will show you how to become debt free. Sun, 31 Jul 2011 13:00:27 -0400 https://www.financialfreedomadvantage.com/money-management-for-kids.html759e573f3a0620f675e285a8bc6fbdbeMoney management for kids can be challenging, but easily handled by teaching kids about money issues at a young age. Wed, 27 Jul 2011 12:47:35 -0400