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    <title>HS 311 Video: Fundamentals of Insurance Planning</title>
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    <pubDate>Fri, 11 Feb 2011 20:16:08 GMT</pubDate>
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      <title>311 01-01 Risk, Loss, and Other Risk-Related Terms</title>
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      <itunes:order>1</itunes:order>
      <description>This video helps define many terms, including risk, loss, uncertainty, and others.</description>
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      <pubDate>Tue, 07 Jul 2015 19:41:47 GMT</pubDate>
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      <itunes:duration>00:04:51</itunes:duration>
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      <itunes:summary>This video helps define many terms, including risk, loss, uncertainty, and others.</itunes:summary>
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      <title>311 01-02 Measuring and Classifying Risks</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/wu/lMS1si0DLPQCysjMZyV45Xon_D3Q1DSID01atpras/hs-311-01-02---hd-720p.mp4</link>
      <itunes:order>2</itunes:order>
      <description>This video describes ways to measure and classify risks.</description>
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      <pubDate>Thu, 23 Jul 2015 19:01:54 GMT</pubDate>
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      <itunes:duration>00:06:11</itunes:duration>
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      <itunes:summary>This video describes ways to measure and classify risks.</itunes:summary>
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      <title>311 01-03 Insurable and Uninsurable Risks</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ZL/JOhM5faQV6BXi_ht9BPQA2c_4-g8sWck3itZ5OPCI/hs-311-01-03.mp4</link>
      <itunes:order>3</itunes:order>
      <description>In this video, professor Lynch compares insurable and uninsurable risks.</description>
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      <pubDate>Mon, 17 Aug 2015 13:28:47 GMT</pubDate>
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      <itunes:duration>00:01:47</itunes:duration>
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      <itunes:summary>In this video, professor Lynch compares insurable and uninsurable risks.</itunes:summary>
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    <item>
      <title>311 01-04 Risk Tolerance and Costs of Pure Risk</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/c8/CTACcZNBB1hYY-F9hUJGYA1-9bxOjWmxzwljfe5_I/hs-311-01-04_05-hd-1080p.mp4</link>
      <itunes:order>4</itunes:order>
      <description>Kevin takes a look at how individuals may respond to risk and explains the costs associated with pure risks.</description>
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      <pubDate>Fri, 21 Aug 2015 18:46:08 GMT</pubDate>
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      <itunes:duration>00:01:04</itunes:duration>
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      <itunes:summary>Kevin takes a look at how individuals may respond to risk and explains the costs associated with pure risks.</itunes:summary>
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      <title>311 01-05 Treating Pure Risks with Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/9s/OP_Uv_1LvJh-Q2d7znDOxNaTwBS1c-ktJyjA6xGsQ/hs-311-01-06-hd-1080p.mp4</link>
      <itunes:order>5</itunes:order>
      <description>Professor Lynch explains different views of insurance and explains how insurance can treat pure risks.</description>
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      <pubDate>Fri, 21 Aug 2015 18:48:40 GMT</pubDate>
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      <itunes:duration>00:01:58</itunes:duration>
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      <itunes:summary>Professor Lynch explains different views of insurance and explains how insurance can treat pure risks.</itunes:summary>
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      <title>311 01-06 Benefits and Costs of Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/x8/h-15zIQyb7jlSRUmFWsDcHAE2e_PmiAaalhZWbbTI/hs-311-01-07-hd-1080p.mp4</link>
      <itunes:order>6</itunes:order>
      <description>This video explains the benefits and costs of insurance and defines adverse selection.</description>
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      <pubDate>Fri, 21 Aug 2015 18:49:54 GMT</pubDate>
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      <itunes:duration>00:03:23</itunes:duration>
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      <itunes:summary>This video explains the benefits and costs of insurance and defines adverse selection.</itunes:summary>
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      <title>311 01-07 Major Categories of Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/6x/XSwjkmmVLXOWVu86nU8NuVTa_9qXlRL4swFP_EgRs/hs-311-01-08.mp4</link>
      <itunes:order>7</itunes:order>
      <description>This video lists and describes the major categories of insurance.</description>
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      <pubDate>Mon, 17 Aug 2015 13:27:34 GMT</pubDate>
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      <itunes:duration>00:04:26</itunes:duration>
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      <itunes:summary>This video lists and describes the major categories of insurance.</itunes:summary>
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      <title>311 02-01 Risk Management</title>
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      <itunes:order>9</itunes:order>
      <description>This video describes risk management and the role of the risk manager.</description>
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      <pubDate>Mon, 17 Aug 2015 13:31:22 GMT</pubDate>
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      <itunes:summary>This video describes risk management and the role of the risk manager.</itunes:summary>
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      <title>311 02-02 Basic Methods of Treating Risks</title>
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      <itunes:order>10</itunes:order>
      <description>Avoidance, loss prevention, loss reduction, and other basic methods of treating risks are covered.</description>
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      <pubDate>Wed, 19 Aug 2015 21:16:21 GMT</pubDate>
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      <itunes:duration>00:02:43</itunes:duration>
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      <itunes:summary>Avoidance, loss prevention, loss reduction, and other basic methods of treating risks are covered.</itunes:summary>
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      <title>311 02-03 How Insurance Works</title>
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      <itunes:order>11</itunes:order>
      <description>This video explains how insurance works, including the insurance equation and terms associated with gathering statistical data.</description>
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      <pubDate>Wed, 19 Aug 2015 21:18:02 GMT</pubDate>
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      <itunes:duration>00:02:18</itunes:duration>
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      <itunes:summary>This video explains how insurance works, including the insurance equation and terms associated with gathering statistical data.</itunes:summary>
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      <title>311 02-04 The Insurance Equation</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/w1/PsVrmXUc0HjJN5gMhUnUtvby_ad9smQwp6z4vLXTg/hs-311-02-03-smartboard.mp4</link>
      <itunes:order>12</itunes:order>
      <description>Professor Lynch provides an in-depth look at the insurance equation.</description>
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      <pubDate>Wed, 15 Jul 2015 16:11:48 GMT</pubDate>
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      <itunes:duration>00:02:18</itunes:duration>
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      <itunes:summary>Professor Lynch provides an in-depth look at the insurance equation.</itunes:summary>
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      <title>311 02-05 Steps in Risk Management</title>
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      <itunes:order>13</itunes:order>
      <description>A list and description of each of the four steps in the risk management process</description>
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      <pubDate>Wed, 19 Aug 2015 21:20:12 GMT</pubDate>
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      <itunes:duration>00:03:44</itunes:duration>
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      <itunes:summary>A list and description of each of the four steps in the risk management process</itunes:summary>
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    <item>
      <title>311 03-01 Classification of Private Insurers</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/GX/MruAqzQ5mcdoRNdShDUOEfIPGrLgj3_BGLJ5qbtLs/hs-311-03-01.mp4</link>
      <itunes:order>14</itunes:order>
      <description>This video distinguishes among the ways private insurers may be classified and organized.</description>
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      <pubDate>Tue, 18 Aug 2015 19:26:09 GMT</pubDate>
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      <itunes:summary>This video distinguishes among the ways private insurers may be classified and organized.</itunes:summary>
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      <title>311 03-02 Comparing Stock and Mutual Companies</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/9m/pJj4sAsJ7RU89Y-hZo4LJJ3HHgdkJJzRydEO98Ivg/hs-311-03-02.mp4</link>
      <itunes:order>15</itunes:order>
      <description>This video compares stock and mutual insurance companies with other types of insuring organizations and explains why some mutual companies are converting to stock companies.</description>
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      <pubDate>Mon, 17 Aug 2015 13:33:29 GMT</pubDate>
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      <itunes:summary>This video compares stock and mutual insurance companies with other types of insuring organizations and explains why some mutual companies are converting to stock companies.</itunes:summary>
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    <item>
      <title>311 03-03 Agent and Insurer Roles and Duties</title>
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      <itunes:order>16</itunes:order>
      <description>This video compares the types of marketing representatives in insurance and explains the agent's and insurer's legal duties to each other.</description>
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      <pubDate>Fri, 21 Aug 2015 18:56:18 GMT</pubDate>
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      <itunes:duration>00:02:43</itunes:duration>
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      <itunes:summary>This video compares the types of marketing representatives in insurance and explains the agent's and insurer's legal duties to each other.</itunes:summary>
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      <title>311 03-04 Insurance Marketing Systems</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/aI/SWvVWRne6I26L7jQ4H6Pw8r7dI4Fq1cXOVz4-3YTU/hs-311-03-07.mp4</link>
      <itunes:order>17</itunes:order>
      <description>This video describes the marketing systems used in various types of insurance agencies.</description>
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      <pubDate>Mon, 17 Aug 2015 13:37:01 GMT</pubDate>
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      <itunes:summary>This video describes the marketing systems used in various types of insurance agencies.</itunes:summary>
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      <title>311 04-01 Underwriting</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/2j/KBAaVt-4nRlnnaPYGwOqNHC1x8ee0YPie_wiJYy8c/hs-311-04-01.mp4</link>
      <itunes:order>18</itunes:order>
      <description>This video describes the nature and purpose of underwriting and the sources of underwriting information.</description>
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      <pubDate>Fri, 21 Aug 2015 16:28:28 GMT</pubDate>
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      <itunes:summary>This video describes the nature and purpose of underwriting and the sources of underwriting information.</itunes:summary>
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      <title>311 04-02 Reinsurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/80/BggLOmsmLAVlwAxT7sWjAKdn3dR2NgtEkFjeLpUrc/hs-311-04-02.mp4</link>
      <itunes:order>19</itunes:order>
      <description>This video explains the nature, purpose, and different types of reinsurance.</description>
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      <pubDate>Fri, 21 Aug 2015 16:25:01 GMT</pubDate>
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      <itunes:summary>This video explains the nature, purpose, and different types of reinsurance.</itunes:summary>
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      <title>311 04-03 Claims Adjusting</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/_X/Jtr3FfpJjBgPtEIWNkntN_ooIKE-pH-vSKfloEjao/hs-311-04-03.mp4</link>
      <itunes:order>20</itunes:order>
      <description>This video explains the purpose of claims adjustment, the types of claims adjusters, and procedures for claims adjustment.</description>
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      <pubDate>Fri, 21 Aug 2015 16:41:50 GMT</pubDate>
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      <itunes:summary>This video explains the purpose of claims adjustment, the types of claims adjusters, and procedures for claims adjustment.</itunes:summary>
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      <title>311 04-04 Insurance Rate Making</title>
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      <itunes:order>21</itunes:order>
      <description>This video defines rate and premium and describes the factors involved in insurance rate making.</description>
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      <pubDate>Fri, 21 Aug 2015 17:00:47 GMT</pubDate>
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      <itunes:duration>00:05:26</itunes:duration>
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      <itunes:summary>This video defines rate and premium and describes the factors involved in insurance rate making.</itunes:summary>
    </item>
    <item>
      <title>311 04-05 Other Functions of Insurers</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/By/WJl95m3Tz14tJfX-BOh8Ppiss-c1taSnDUhFWl8iA/hs-311-04-05.mp4</link>
      <itunes:order>22</itunes:order>
      <description>A look at investing and other functions of insurance companies</description>
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      <pubDate>Fri, 21 Aug 2015 16:26:06 GMT</pubDate>
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      <itunes:duration>00:02:44</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>A look at investing and other functions of insurance companies</itunes:summary>
    </item>
    <item>
      <title>311 05-01 Insurance Regulation: Purpose, Methods, and Types</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/eX/MFAk2Pqr6qaDdAodPQniAjhV7reXbZTph4ji4KDSI/hs-311-05-01_02_03.mp4</link>
      <itunes:order>23</itunes:order>
      <description>The general purpose and methods of insurance regulation and the kinds of state and federal regulation</description>
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      <pubDate>Tue, 18 Aug 2015 19:29:25 GMT</pubDate>
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      <itunes:duration>00:09:53</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>The general purpose and methods of insurance regulation and the kinds of state and federal regulation</itunes:summary>
    </item>
    <item>
      <title>311 05-02 Evaluating Insurers</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/BT/N0BBS9dqIHo4r5Cdydn3e_HCNNJp89e0-VEwSH8ko/hs-311-05-04.mp4</link>
      <itunes:order>24</itunes:order>
      <description>A discussion of the criteria for selecting an insurer and agent or broker</description>
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      <pubDate>Tue, 18 Aug 2015 19:26:09 GMT</pubDate>
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      <itunes:duration>00:03:09</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>A discussion of the criteria for selecting an insurer and agent or broker</itunes:summary>
    </item>
    <item>
      <title>311 06-01 Insurance Contract Requirements</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/aI/ExkAgFMidJxFpevB-7ZgLDvrVwi577wkhAoxDYuX4/hs-311-06-02-hd-1080p.mp4</link>
      <itunes:order>25</itunes:order>
      <description>This video explains the general legal requirements of an insurance contract.</description>
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      <pubDate>Fri, 21 Aug 2015 18:56:12 GMT</pubDate>
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      <itunes:duration>00:02:15</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video explains the general legal requirements of an insurance contract.</itunes:summary>
    </item>
    <item>
      <title>311 06-02 Insurance Contract Legal Characteristics</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/rf/eSKjwRPoTa9LoH3Ax18qSXilJSpTwJTqmZpcd8llQ/hs-311-06-03.mp4</link>
      <itunes:order>26</itunes:order>
      <description>Characteristics of an insurance contract and a look at indemnity and insurable interest</description>
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      <pubDate>Fri, 11 Sep 2015 16:29:36 GMT</pubDate>
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      <itunes:duration>00:06:44</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>Characteristics of an insurance contract and a look at indemnity and insurable interest</itunes:summary>
    </item>
    <item>
      <title>311 06-03 Insurance Contract Terms and Concepts</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Qv/AqHfuQAW8nyoMAPGYBu3qnnuv1XzjfQq4pA0vjW1o/hs-311-06-03a.mp4</link>
      <itunes:order>27</itunes:order>
      <description>This video defines terms and concepts associated with insurance contracts and contractual statements.</description>
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      <pubDate>Fri, 11 Sep 2015 16:27:36 GMT</pubDate>
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      <itunes:duration>00:05:58</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video defines terms and concepts associated with insurance contracts and contractual statements.</itunes:summary>
    </item>
    <item>
      <title>311 06-04 Analyzing an Insurance Contract</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/7N/VvAWTulOeMU7FMXk7RbUtKH29vFU2pVpUjxlVml7c/hs-311-06-04.mp4</link>
      <itunes:order>28</itunes:order>
      <description>This video explains how to analyze the various provisions in an insurance contract.</description>
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      <pubDate>Fri, 11 Sep 2015 15:06:56 GMT</pubDate>
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      <itunes:duration>00:05:00</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video explains how to analyze the various provisions in an insurance contract.</itunes:summary>
    </item>
    <item>
      <title>311 07-01 Social Security and Medicare Coverage and Financing</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/nr/avlxAUPASg5VgSO7SrhvLF_OCaeLqOhFsXyq1mlEo/hs-311-07-01.mp4</link>
      <itunes:order>29</itunes:order>
      <description>This video describes the extent of coverage under the Social Security and Medicare programs, and explain how the programs are financed.</description>
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      <pubDate>Tue, 18 Aug 2015 19:28:13 GMT</pubDate>
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      <itunes:duration>00:03:21</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video describes the extent of coverage under the Social Security and Medicare programs, and explain how the programs are financed.</itunes:summary>
    </item>
    <item>
      <title>311 07-02 Social Security Eligibility</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/DR/O73J0Fe9nIHhKk6UHqVppI2v1JQZYQUTSawqWBsIk/hs-311-07-02.mp4</link>
      <itunes:order>30</itunes:order>
      <description>This video explains the requirements for eligibility under Social Security.</description>
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      <pubDate>Fri, 11 Sep 2015 15:07:03 GMT</pubDate>
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      <itunes:duration>00:01:43</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video explains the requirements for eligibility under Social Security.</itunes:summary>
    </item>
    <item>
      <title>311 07-03 Social Security Benefits</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Yo/1jkFft-UHciuCGET9KYyKvhpgX1snnqLk-T7EHeeA/hs-311-07-02a.mp4</link>
      <itunes:order>31</itunes:order>
      <description>This video identifies the types and amounts of benefits available under Social Security.</description>
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      <pubDate>Fri, 11 Sep 2015 15:05:59 GMT</pubDate>
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      <itunes:duration>00:06:16</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video identifies the types and amounts of benefits available under Social Security.</itunes:summary>
    </item>
    <item>
      <title>311 07-04 Medicare Eligibility, Benefits, and Coverage</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/KN/O2b1nA1zlxT9SA489HV_kdf31sSrObmVx6A_EoQN4/hs-311-07-03_04_05.mp4</link>
      <itunes:order>32</itunes:order>
      <description>This video discusses eligibility and benefits under Medicare parts A and B, the Medicare advantage program, and prescription drug coverage available.</description>
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      <pubDate>Fri, 11 Sep 2015 15:09:22 GMT</pubDate>
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      <itunes:duration>00:06:19</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video discusses eligibility and benefits under Medicare parts A and B, the Medicare advantage program, and prescription drug coverage available.</itunes:summary>
    </item>
    <item>
      <title>311 07-05 Social Security and Medicare: Funding and Tax Treatment</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/KC/oGw11RmaitkYF2eensMKE7McyQnSG-JP7Ekc2dvJ0/hs-311-07-07_08.mp4</link>
      <itunes:order>33</itunes:order>
      <description>This video discusses the adequacy of Social Security and Medicare financing and describes the federal tax treatment of contributions and benefits.</description>
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      <pubDate>Tue, 18 Aug 2015 20:46:05 GMT</pubDate>
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      <itunes:duration>00:03:21</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video discusses the adequacy of Social Security and Medicare financing and describes the federal tax treatment of contributions and benefits.</itunes:summary>
    </item>
    <item>
      <title>311 07-06 Unemployment, Temporary Disability, and Workers' Compensation</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/1K/8-R4QqaAJpRZ2R51qny1SfsvoSkfMPi6ykDZMpt6I/hs-311-07-09.mp4</link>
      <itunes:order>34</itunes:order>
      <description>This video describes the nature of unemployment insurance, temporary disability income insurance, and workers’ compensation insurance.</description>
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      <pubDate>Tue, 18 Aug 2015 20:49:19 GMT</pubDate>
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      <itunes:duration>00:04:15</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video describes the nature of unemployment insurance, temporary disability income insurance, and workers’ compensation insurance.</itunes:summary>
    </item>
    <item>
      <title>311 08-01 Purposes of Life Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Jr/hq2V21Fnvw6748tBWXP8pH6BwM2S-SwmSe3U1pknA/hs-311-08-01.mp4</link>
      <itunes:order>35</itunes:order>
      <description>A look at the family and business purposes of life insurance</description>
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      <pubDate>Tue, 08 Sep 2015 17:50:11 GMT</pubDate>
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      <itunes:duration>00:01:57</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>A look at the family and business purposes of life insurance</itunes:summary>
    </item>
    <item>
      <title>311 08-02 Methods of Providing Life Insurance Protection</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/YI/G9zVpB9JG4BjeFrbj8wxm685QWRuk39TGCyJ64PAE/hs-311-08-02.mp4</link>
      <itunes:order>36</itunes:order>
      <description>This video provides a basic overview of term insurance and cash value insurance.</description>
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      <pubDate>Tue, 08 Sep 2015 17:47:46 GMT</pubDate>
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      <itunes:duration>00:01:41</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video provides a basic overview of term insurance and cash value insurance.</itunes:summary>
    </item>
    <item>
      <title>311 08-03 Traditional Types of Life Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/lY/uEirVn5de8C6vtyL7o9Kzz9Vw-P6Fi5Uw8eiY_3cU/hs-311-08-03.mp4</link>
      <itunes:order>37</itunes:order>
      <description>This video provides a detailed look at yearly renewable term and cash value life insurance.</description>
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      <pubDate>Tue, 08 Sep 2015 17:48:18 GMT</pubDate>
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      <itunes:duration>00:02:16</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video provides a detailed look at yearly renewable term and cash value life insurance.</itunes:summary>
    </item>
    <item>
      <title>311 08-04 Net Amount at Risk</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/AZ/kIOQ0Ns0LdnYJ2NZDAHIIvBGrtbJjp1_HouQvHMUY/hs-311-08-033-smartboard.mp4</link>
      <itunes:order>38</itunes:order>
      <description>Professor Lynch explains how to calculate net amount at risk in a cash value life insurance policy.</description>
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      <pubDate>Wed, 15 Jul 2015 16:12:03 GMT</pubDate>
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      <itunes:duration>00:01:57</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>Professor Lynch explains how to calculate net amount at risk in a cash value life insurance policy.</itunes:summary>
    </item>
    <item>
      <title>311 08-05 Concepts of Life Insurance Policy Structure</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/VN/I-FhQGNyyBQw5La87uMm6RwNfqz7swhm13iDTX2f8/hs-311-08-03a.mp4</link>
      <itunes:order>39</itunes:order>
      <description>This video explains various terms associated with policy structure, including premium structure, term features, and non-level term.</description>
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      <pubDate>Tue, 08 Sep 2015 17:56:27 GMT</pubDate>
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      <itunes:duration>00:06:10</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video explains various terms associated with policy structure, including premium structure, term features, and non-level term.</itunes:summary>
    </item>
    <item>
      <title>311 08-06 Whole Life Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/5K/kNA16Ea9X8uzsJ7RKJTRptqVhXlTmCH0p0EkAMxmc/hs-311-08-03b.mp4</link>
      <itunes:order>40</itunes:order>
      <description>This video provides a detailed look at different types of whole life insurance policies.</description>
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      <pubDate>Tue, 08 Sep 2015 17:47:54 GMT</pubDate>
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      <itunes:duration>00:03:29</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video provides a detailed look at different types of whole life insurance policies.</itunes:summary>
    </item>
    <item>
      <title>311 08-07 Variations of Traditional Policies</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/zU/266LKQk9V_Lzeclh5psHA6ZzZBMA_OhYGJ4yycv44/hs-311-08-04.mp4</link>
      <itunes:order>41</itunes:order>
      <description>A look at several other types of insurance policies, including variable life (VL), universal life (UL), and variable universal life (VUL).</description>
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      <pubDate>Tue, 08 Sep 2015 17:59:43 GMT</pubDate>
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      <itunes:summary>A look at several other types of insurance policies, including variable life (VL), universal life (UL), and variable universal life (VUL).</itunes:summary>
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    <item>
      <title>311 08-08 UL Cash Value Account</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/tu/VeQrH8LumztMdXoFq8ss5y03iLZSIUZmchGp14Awc/hs-311-08-043-smartboard.mp4</link>
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      <description>Professor Lynch explains how to balance a Universal Life Cash Value account.</description>
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      <pubDate>Wed, 15 Jul 2015 16:12:07 GMT</pubDate>
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      <itunes:duration>00:02:27</itunes:duration>
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      <itunes:summary>Professor Lynch explains how to balance a Universal Life Cash Value account.</itunes:summary>
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    <item>
      <title>311 08-09 Indexed Universal and Joint Life Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/-l/42cXdz_O5ZAXxN050ww2wgoMN9pK4n6qkE8gHPqwY/hs-311-08-04a.mp4</link>
      <itunes:order>43</itunes:order>
      <description>A look at the features of Indexed Universal Life and Joint-Life insurance.</description>
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      <pubDate>Tue, 08 Sep 2015 17:56:19 GMT</pubDate>
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      <itunes:duration>00:05:14</itunes:duration>
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      <itunes:summary>A look at the features of Indexed Universal Life and Joint-Life insurance.</itunes:summary>
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    <item>
      <title>311 08-10 Group Life Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/2e/CU3XBJh2QpvmMg5eASH62fPbaGy8fNzlNHgzCZcag/hs-311-08-05.mp4</link>
      <itunes:order>44</itunes:order>
      <description>A description of the life insurance provided by employers and other types of groups.</description>
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      <pubDate>Tue, 08 Sep 2015 17:54:06 GMT</pubDate>
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      <itunes:duration>00:02:04</itunes:duration>
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      <itunes:summary>A description of the life insurance provided by employers and other types of groups.</itunes:summary>
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    <item>
      <title>311 09-01 Policy Declarations Page</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/V-/fg6lGjO_aUUWt8LmQ4DF-WaOt-UVvKsg-BLvp3Pls/hs-311-09-01-hd-1080p.mp4</link>
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      <description>This video provides a look at the interested parties to a policy and the attributes of a policy declarations page.</description>
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      <pubDate>Fri, 21 Aug 2015 18:56:04 GMT</pubDate>
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      <itunes:duration>00:01:43</itunes:duration>
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      <itunes:summary>This video provides a look at the interested parties to a policy and the attributes of a policy declarations page.</itunes:summary>
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    <item>
      <title>311 09-02 Standard Policy Provisions Laws</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/cC/L_4iMjojgNClRfAR1liixs_vz6iSl8B8iID4zB0uw/hs-311-09-02-hd_720p_ll.mp4</link>
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      <description>This video explains the effect of standard policy provisions laws.</description>
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      <pubDate>Fri, 18 Sep 2015 22:38:26 GMT</pubDate>
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      <itunes:summary>This video explains the effect of standard policy provisions laws.</itunes:summary>
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    <item>
      <title>311 09-03 Required Policy Provisions</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/rN/Fuivnhg_EFenKE0W8ounyb2HSxF6q6UXG2vRlYeTY/hs-311-09-02a-hd_720p_ll.mp4</link>
      <itunes:order>47</itunes:order>
      <description>A description of the provisions that are required in life insurance policies</description>
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      <pubDate>Fri, 18 Sep 2015 22:49:43 GMT</pubDate>
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      <itunes:duration>00:03:10</itunes:duration>
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      <itunes:summary>A description of the provisions that are required in life insurance policies</itunes:summary>
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    <item>
      <title>311 09-04 Prohibited Policy Provisions</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/LT/gI4VRsIrh_nOtDNPpQAIRlIBF7O5m8Tt3S4tkxP9I/hs-311-09-03-hd-1080p.mp4</link>
      <itunes:order>48</itunes:order>
      <description>A look at the provisions that are prohibited in life insurance policies.</description>
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      <pubDate>Mon, 21 Sep 2015 17:45:15 GMT</pubDate>
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      <itunes:duration>00:01:30</itunes:duration>
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      <itunes:summary>A look at the provisions that are prohibited in life insurance policies.</itunes:summary>
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    <item>
      <title>311 09-05 Optional Policy Provisions</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/hT/OPJSpZzzAC6UJXVx9VcE1alSFQWqrKe22xmQy04v8/hs-311-09-04-hd-1080p.mp4</link>
      <itunes:order>49</itunes:order>
      <description>This video identifies the optional provisions found in many life insurance policies.</description>
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      <pubDate>Fri, 21 Aug 2015 18:58:33 GMT</pubDate>
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      <itunes:summary>This video identifies the optional provisions found in many life insurance policies.</itunes:summary>
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    <item>
      <title>311 09-06 Policy Riders</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/VY/8IAucahtwi6ocE4h7zGkn0YA7iONukVVY-b82t8E8/hs-311-09-05-hd-1080p.mp4</link>
      <itunes:order>50</itunes:order>
      <description>This video describes three types of riders that policyowners often add to their life insurance policies.</description>
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      <pubDate>Tue, 29 Sep 2015 18:52:45 GMT</pubDate>
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      <itunes:duration>00:02:42</itunes:duration>
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      <itunes:summary>This video describes three types of riders that policyowners often add to their life insurance policies.</itunes:summary>
    </item>
    <item>
      <title>311 10-01 Determining Amount and Type of Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/T7/5SPexeu_7iZBzGfVzwZHMg8ZpM8ewLAehmKgGaup8/hs-311-10-01.mp4</link>
      <itunes:order>51</itunes:order>
      <description>The key approaches to determining the amount and type of life insurance appropriate for a client</description>
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      <pubDate>Fri, 18 Sep 2015 20:05:53 GMT</pubDate>
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      <itunes:duration>00:07:57</itunes:duration>
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      <itunes:summary>The key approaches to determining the amount and type of life insurance appropriate for a client</itunes:summary>
    </item>
    <item>
      <title>311 10-02 Measuring the Cost of Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/q6/Q62Gvl74XWfcvkUaQWnP3yukwxjCh_Zd1lGOHXArc/hs-311-10-02.mp4</link>
      <itunes:order>52</itunes:order>
      <description>Measuring the cost of insurance, including a look at surrender cost and net payment cost indexes</description>
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      <pubDate>Tue, 08 Sep 2015 17:54:41 GMT</pubDate>
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      <itunes:summary>Measuring the cost of insurance, including a look at surrender cost and net payment cost indexes</itunes:summary>
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    <item>
      <title>311 10-03 Issues With Illustrations and Replacement</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/91/o5ZsKoNnykDdJ1GI7iIVR5X3vEaX033syZGgIcUtg/hs-311-10-03.mp4</link>
      <itunes:order>53</itunes:order>
      <description>This video describes the issues involved in illustrations and in the replacement of a life insurance policy.</description>
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      <pubDate>Tue, 08 Sep 2015 17:53:09 GMT</pubDate>
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      <itunes:duration>00:03:38</itunes:duration>
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      <itunes:summary>This video describes the issues involved in illustrations and in the replacement of a life insurance policy.</itunes:summary>
    </item>
    <item>
      <title>311 10-04 Substandard Coverage</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/xJ/PNjggwbqgCn97vcGix-5uN3bYKL8V399nMHEapD48/hs-311-10-04.mp4</link>
      <itunes:order>54</itunes:order>
      <description>The reason for and methods used to treat substandard risks</description>
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      <pubDate>Tue, 08 Sep 2015 17:54:58 GMT</pubDate>
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      <itunes:duration>00:05:32</itunes:duration>
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      <itunes:summary>The reason for and methods used to treat substandard risks</itunes:summary>
    </item>
    <item>
      <title>311 10-05 Viatical Agreements and Life Settlements</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Xs/y78KRiW3odvw_lroP7npCcoGR_d0Bv6gJnSjNPK2g/hs-311-10-05.mp4</link>
      <itunes:order>55</itunes:order>
      <description>This video explains the regulation, ethics, taxation, and planning considerations of policy viatication and life settlements.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Xs/y78KRiW3odvw_lroP7npCcoGR_d0Bv6gJnSjNPK2g/hs-311-10-05.mp4" length="12711579" type="video/mp4" />
      <pubDate>Tue, 08 Sep 2015 17:55:27 GMT</pubDate>
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      <itunes:duration>00:03:42</itunes:duration>
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      <itunes:summary>This video explains the regulation, ethics, taxation, and planning considerations of policy viatication and life settlements.</itunes:summary>
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    <item>
      <title>311 10-06 Business Uses of Life Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ln/XdRNRH7AvGtm3rFlBo7VCqXSqWXgtoXFrQOriQoGQ/hs-311-10-06.mp4</link>
      <itunes:order>56</itunes:order>
      <description>Various business uses of life insurance, including: Key Employee insurance, Buy-Sell Agreements, Section 79 Plans, and Split-Dollar Life Insurance</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ln/XdRNRH7AvGtm3rFlBo7VCqXSqWXgtoXFrQOriQoGQ/hs-311-10-06.mp4" length="23113403" type="video/mp4" />
      <pubDate>Fri, 18 Sep 2015 20:06:42 GMT</pubDate>
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      <itunes:duration>00:06:47</itunes:duration>
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      <itunes:summary>Various business uses of life insurance, including: Key Employee insurance, Buy-Sell Agreements, Section 79 Plans, and Split-Dollar Life Insurance</itunes:summary>
    </item>
    <item>
      <title>311 10-07 Tax Treatment of LIfe Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/GW/XiyUCr9-XJnSLE1AW9AbRPih_4H7LM54uU48-I64Y/hs-311-10-07.mp4</link>
      <itunes:order>57</itunes:order>
      <description>The taxation of life insurance benefits and premiums</description>
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      <pubDate>Fri, 18 Sep 2015 20:04:00 GMT</pubDate>
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      <itunes:duration>00:05:29</itunes:duration>
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      <itunes:summary>The taxation of life insurance benefits and premiums</itunes:summary>
    </item>
    <item>
      <title>311 10-08 Life Insurance in Estate Planning</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/PR/zece-xiosDzGVr3SEtof7AY1ZWBi0H1h8A8T64Li4/hs-311-10-08.mp4</link>
      <itunes:order>58</itunes:order>
      <description>This video describes uses of life insurance in estate planning, including ILIT's and second-to-die policies.</description>
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      <pubDate>Tue, 08 Sep 2015 17:54:32 GMT</pubDate>
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      <itunes:duration>00:02:18</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video describes uses of life insurance in estate planning, including ILIT's and second-to-die policies.</itunes:summary>
    </item>
    <item>
      <title>311 11-01 The Nature of Annuities</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/yx/Ldp8rTC9t2y1wcHMatklNsGKlsV8s7GjpnT7uAVz0/hs-311-11-01-hd_720p_ll.mp4</link>
      <itunes:order>59</itunes:order>
      <description>A look at terms associated with annuities and the difference between annuities and life insurance</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/yx/Ldp8rTC9t2y1wcHMatklNsGKlsV8s7GjpnT7uAVz0/hs-311-11-01-hd_720p_ll.mp4" length="19048763" type="video/mp4" />
      <pubDate>Wed, 16 Sep 2015 19:43:26 GMT</pubDate>
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      <itunes:duration>00:05:35</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>A look at terms associated with annuities and the difference between annuities and life insurance</itunes:summary>
    </item>
    <item>
      <title>311 11-02 Types of Annuities</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/KZ/CclHPi5EAEVkeFK2iCQZF2I5Dy1O7PzURo3FM_dys/hs-311-11-02-hd_720p_ll.mp4</link>
      <itunes:order>60</itunes:order>
      <description>This video contrasts the various types of annuities and explains their key features.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/KZ/CclHPi5EAEVkeFK2iCQZF2I5Dy1O7PzURo3FM_dys/hs-311-11-02-hd_720p_ll.mp4" length="28729802" type="video/mp4" />
      <pubDate>Wed, 16 Sep 2015 19:42:27 GMT</pubDate>
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      <itunes:duration>00:08:23</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video contrasts the various types of annuities and explains their key features.</itunes:summary>
    </item>
    <item>
      <title>311 11-03 Annuity Contract Design</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/DQ/5AkqvTepmKSnNOJMq-GQOVjMdHvMUOVLJ8myrUzXU/hs-311-11-02a-hd_720p_ll.mp4</link>
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      <description>This video details various considerations in annuity contract design including features of variable and indexed annuity contracts.</description>
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      <pubDate>Wed, 16 Sep 2015 19:47:34 GMT</pubDate>
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      <itunes:summary>This video details various considerations in annuity contract design including features of variable and indexed annuity contracts.</itunes:summary>
    </item>
    <item>
      <title>311 11-04 Actuarial Considerations, Fees and Charges</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/jE/zfdfdZrdfq7sq_rUomXSmGq69ICW3Y9zcRRNVYtQU/hs-311-11-03-hd_720p_ll.mp4</link>
      <itunes:order>62</itunes:order>
      <description>This video discusses annuity mortality and describes fees and charges associated with annuities.</description>
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      <pubDate>Wed, 16 Sep 2015 19:47:16 GMT</pubDate>
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      <itunes:summary>This video discusses annuity mortality and describes fees and charges associated with annuities.</itunes:summary>
    </item>
    <item>
      <title>311 11-05 Tax Treatment of Annuities</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/1J/Z3n5LxBm19dOWirT1HL3q8eQqFY8lzY2occtOtrsQ/hs-311-11-04-hd_720p_ll.mp4</link>
      <itunes:order>63</itunes:order>
      <description>The taxation of annuities during the accumulation and liquidation periods</description>
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      <pubDate>Wed, 16 Sep 2015 20:00:08 GMT</pubDate>
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      <itunes:duration>00:03:01</itunes:duration>
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      <itunes:summary>The taxation of annuities during the accumulation and liquidation periods</itunes:summary>
    </item>
    <item>
      <title>311 11-06 Uses of Annuities</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/IB/QJmDsOZPdE4OBAFfR5oLOercSUaVifubRZ7UDPmBY/hs-311-11-05-hd_720p_ll.mp4</link>
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      <description>This video explains uses of annuities, including charitable gift annuities, structured settlements, and impaired risk annuities.</description>
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      <pubDate>Wed, 16 Sep 2015 19:52:36 GMT</pubDate>
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      <itunes:duration>00:04:32</itunes:duration>
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      <itunes:summary>This video explains uses of annuities, including charitable gift annuities, structured settlements, and impaired risk annuities.</itunes:summary>
    </item>
    <item>
      <title>311 11-07 Ethical Concerns About Annuities</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/gl/42RroKNAnlM-BegXT7c2986jDmmse86K8woIDdtRA/hs-311-11-06-hd_720p_ll.mp4</link>
      <itunes:order>65</itunes:order>
      <description>A look at some major ethical issues involved in annuity sales</description>
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      <pubDate>Wed, 16 Sep 2015 19:52:32 GMT</pubDate>
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      <itunes:duration>00:01:36</itunes:duration>
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      <itunes:summary>A look at some major ethical issues involved in annuity sales</itunes:summary>
    </item>
    <item>
      <title>311 12-01 Traditional Major Medical Expense Plans</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/g5/DWRMPvogkwv62fpeIu1abbKpoLWfSgXtfm2kQqYSA/hs-311-12-02-hd_720p_ll.mp4</link>
      <itunes:order>66</itunes:order>
      <description>A description of traditional major medical expense coverage, and how this approach has incorporated managed care provisions</description>
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      <pubDate>Wed, 30 Sep 2015 22:18:42 GMT</pubDate>
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      <itunes:duration>00:10:48</itunes:duration>
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      <itunes:summary>A description of traditional major medical expense coverage, and how this approach has incorporated managed care provisions</itunes:summary>
    </item>
    <item>
      <title>311 12-02 Coinsurance: Calculating Out-of-Pocket Expenses</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/9C/M0xPsQj4bktZdF30AMMdyVBBti5cBTaLo2WQTMPLE/hs-311-12-023-smartboard.mp4</link>
      <itunes:order>67</itunes:order>
      <description>Professor Lynch discusses coinsurance and deductibles and illustrates how to calculate out-of-pocket expenses.</description>
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      <pubDate>Wed, 15 Jul 2015 16:18:08 GMT</pubDate>
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      <itunes:duration>00:03:07</itunes:duration>
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      <itunes:summary>Professor Lynch discusses coinsurance and deductibles and illustrates how to calculate out-of-pocket expenses.</itunes:summary>
    </item>
    <item>
      <title>311 12-03 Managed Care and Consumer-Directed Plans</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/dz/TdiRSYQzBFYaKGGBCtiFAn-8E71DGmXW7Mu6-GHIA/hs-311-12-03_04-hd_720p_ll.mp4</link>
      <itunes:order>68</itunes:order>
      <description>Topics covered in this video include: the reasons for the use of managed care, various types of managed care plans, and the nature and purpose of consumer-directed medical expense plans.</description>
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      <pubDate>Wed, 30 Sep 2015 22:16:10 GMT</pubDate>
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      <itunes:duration>00:11:16</itunes:duration>
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      <itunes:summary>Topics covered in this video include: the reasons for the use of managed care, various types of managed care plans, and the nature and purpose of consumer-directed medical expense plans.</itunes:summary>
    </item>
    <item>
      <title>311 12-04 Benefit Carve-outs</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/EN/Rav_bBc7lN_sBgCaE2OZxywzv9LUeUmOlixgsG4vM/hs-311-12-05-hd_720p_ll.mp4</link>
      <itunes:order>69</itunes:order>
      <description>This video explains why benefit carve-outs are used with medical expense plans, and describes the carve-outs used for prescription drugs, vision benefits, and behavioral health.</description>
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      <pubDate>Wed, 30 Sep 2015 22:18:53 GMT</pubDate>
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      <itunes:duration>00:01:43</itunes:duration>
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      <itunes:summary>This video explains why benefit carve-outs are used with medical expense plans, and describes the carve-outs used for prescription drugs, vision benefits, and behavioral health.</itunes:summary>
    </item>
    <item>
      <title>311 12-05 Plan Provisions in Medical Expense Plans</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/9P/5UuB0RMYS6F5lY2Xum2c3oEh4hjCu1rZHzI_dzLB4/hs-311-12-06-hd_720p_ll.mp4</link>
      <itunes:order>70</itunes:order>
      <description>This video describes the provisions found in medical expense plans that pertain to eligibility, coordination of benefits, Medicare, and claims.</description>
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      <pubDate>Wed, 30 Sep 2015 22:13:13 GMT</pubDate>
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      <itunes:duration>00:03:22</itunes:duration>
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      <itunes:summary>This video describes the provisions found in medical expense plans that pertain to eligibility, coordination of benefits, Medicare, and claims.</itunes:summary>
    </item>
    <item>
      <title>311 12-06 Dental Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/VZ/46pg2pBfucI2gSLIuOW9ngjeALoyu_AihHwkeDeW0/hs-311-12-07-hd_720p_ll.mp4</link>
      <itunes:order>71</itunes:order>
      <description>Exploring the nature of dental insurance plans</description>
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      <pubDate>Wed, 30 Sep 2015 22:19:09 GMT</pubDate>
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      <itunes:duration>00:02:16</itunes:duration>
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      <itunes:summary>Exploring the nature of dental insurance plans</itunes:summary>
    </item>
    <item>
      <title>311 12-07 Federal Tax Treatment of Medical Expense Plans</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/lX/yYcbcgUt-ihRIEq4kAB2Ba9uzlYP-NbVfMC_cjrIY/hs-311-12-09-hd_720p_ll.mp4</link>
      <itunes:order>72</itunes:order>
      <description>A look at the tax implications of employer-provided medical expense premiums and benefits for employers and employees</description>
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      <pubDate>Wed, 30 Sep 2015 22:19:32 GMT</pubDate>
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      <itunes:duration>00:02:14</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>A look at the tax implications of employer-provided medical expense premiums and benefits for employers and employees</itunes:summary>
    </item>
    <item>
      <title>311 13-01 Continuation of Employer-provided Coverage</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/v2/8xTN-K9x2y2bELLuw-v1yQa5dVXnqe4hroEZ_kTqs/hs-311-13-01-hd_720p_ll.mp4</link>
      <itunes:order>73</itunes:order>
      <description>This video explains COBRA and the various other alternatives for continuing employer-provided medical expense coverage.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/v2/8xTN-K9x2y2bELLuw-v1yQa5dVXnqe4hroEZ_kTqs/hs-311-13-01-hd_720p_ll.mp4" length="16080976" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 17:38:25 GMT</pubDate>
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      <itunes:duration>00:04:42</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video explains COBRA and the various other alternatives for continuing employer-provided medical expense coverage.</itunes:summary>
    </item>
    <item>
      <title>311 13-02 Conversion Privilege and HIPAA</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/4G/fJC9dbXAtHeBaZkWdW_ByGt2RUSZbw_v4No6l-5Q4/hs-311-13-01a-hd_720p_ll.mp4</link>
      <itunes:order>74</itunes:order>
      <description>This video includes a discussion of conversion privilege and group-to-individual portability.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/4G/fJC9dbXAtHeBaZkWdW_ByGt2RUSZbw_v4No6l-5Q4/hs-311-13-01a-hd_720p_ll.mp4" length="9870044" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 17:38:49 GMT</pubDate>
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      <itunes:duration>00:02:50</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video includes a discussion of conversion privilege and group-to-individual portability.</itunes:summary>
    </item>
    <item>
      <title>311 13-03 Types of Individual Health Policies</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/d0/q_J7-QMlD6dEYOdznUHKpC31PqtP5van_RdbtyuLA/hs-311-13-02_2nd-cut.mp4</link>
      <itunes:order>75</itunes:order>
      <description>A look at the various types of medical expense coverage available in the individual marketplace.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/d0/q_J7-QMlD6dEYOdznUHKpC31PqtP5van_RdbtyuLA/hs-311-13-02_2nd-cut.mp4" length="13246634" type="video/mp4" />
      <pubDate>Tue, 06 Oct 2015 15:08:05 GMT</pubDate>
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      <itunes:duration>00:03:52</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>A look at the various types of medical expense coverage available in the individual marketplace.</itunes:summary>
    </item>
    <item>
      <title>311 13-04 Insuring the Hard-to-Insure and PPACA</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/cx/NeDo8RmUdkGGi9XpE-twLtvU84fsphpAr4O3muYIU/hs-311-13-03_04_2nd-cut.mp4</link>
      <itunes:order>76</itunes:order>
      <description>How the market has evolved to make it easier for unhealthy individuals to obtain medical expense insurance and a look at the key provisions of the Affordable Care Act.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/cx/NeDo8RmUdkGGi9XpE-twLtvU84fsphpAr4O3muYIU/hs-311-13-03_04_2nd-cut.mp4" length="13003121" type="video/mp4" />
      <pubDate>Tue, 06 Oct 2015 15:06:53 GMT</pubDate>
      <guid isPermaLink="false">038c045deefe4d9faaa5b4e0c65e8d91</guid>
      <itunes:duration>00:03:48</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>How the market has evolved to make it easier for unhealthy individuals to obtain medical expense insurance and a look at the key provisions of the Affordable Care Act.</itunes:summary>
    </item>
    <item>
      <title>311 13-05 Limited-Benefit Plans, HSA’s, and Premium Renewability Provisions</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/e1/t8D7IPkhGUzJPAXKCHnM_ml1pxA7qpFV86xSxbu8g/hs-311-13-05_06_07.mp4</link>
      <itunes:order>77</itunes:order>
      <description>Topics covered in this video include: the nature of limited-benefit medical expense plans, health savings accounts, and the premium and renewability provisions found in medical expense contracts.</description>
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      <pubDate>Tue, 06 Oct 2015 15:07:34 GMT</pubDate>
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      <itunes:duration>00:03:17</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>Topics covered in this video include: the nature of limited-benefit medical expense plans, health savings accounts, and the premium and renewability provisions found in medical expense contracts.</itunes:summary>
    </item>
    <item>
      <title>311 13-06 Tax Treatment of Individual Medical</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/-_/BCeEAi60_U0JZcL3QqYQtAp63yNet0MvqzPl2IL_w/hs-311-13-08.mp4</link>
      <itunes:order>78</itunes:order>
      <description>The federal income tax rules that apply to individual medical expense insurance</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/-_/BCeEAi60_U0JZcL3QqYQtAp63yNet0MvqzPl2IL_w/hs-311-13-08.mp4" length="3384190" type="video/mp4" />
      <pubDate>Tue, 06 Oct 2015 15:07:36 GMT</pubDate>
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      <itunes:duration>00:00:59</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>The federal income tax rules that apply to individual medical expense insurance</itunes:summary>
    </item>
    <item>
      <title>311 14-01 Sources of Disability Income Protection</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/sn/OpuxElbALc3UdnJ4j-Q8YKb87mYryeSJpwJo_3J_Y/hs-311-14-01-hd_720p_ll.mp4</link>
      <itunes:order>79</itunes:order>
      <description>This video explains the need for and sources of disability income protection.</description>
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      <pubDate>Thu, 01 Oct 2015 16:15:38 GMT</pubDate>
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      <itunes:duration>00:03:47</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video explains the need for and sources of disability income protection.</itunes:summary>
    </item>
    <item>
      <title>311 14-02 Sick-Leave, Group, and Individual Plans</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ec/AGumYOhS3gPfaaqW-Sa1utgCKFqZJjYXlk_qxZptE/hs-311-14-02_03_04_05-hd_720p_ll.mp4</link>
      <itunes:order>80</itunes:order>
      <description>Topics covered in this video include: sick-leave plans, the characteristics of insured group disability income plans, tax treatment of employer-provided disability income benefits, and the characteristics of individual disability income policies.</description>
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      <pubDate>Thu, 01 Oct 2015 16:16:40 GMT</pubDate>
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      <itunes:duration>00:04:51</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>Topics covered in this video include: sick-leave plans, the characteristics of insured group disability income plans, tax treatment of employer-provided disability income benefits, and the characteristics of individual disability income policies.</itunes:summary>
    </item>
    <item>
      <title>311 14-03 DI Definitions, Exclusions, and Benefits</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Ix/bQ0WH6JilwemGU__29gJxIe5Fuou-cZcoWZGj45xE/hs-311-14-05a-hd_720p_ll.mp4</link>
      <itunes:order>81</itunes:order>
      <description>This video explains various definitions, exclusions, and benefits associated with disability insurance contracts.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Ix/bQ0WH6JilwemGU__29gJxIe5Fuou-cZcoWZGj45xE/hs-311-14-05a-hd_720p_ll.mp4" length="33993332" type="video/mp4" />
      <pubDate>Thu, 01 Oct 2015 16:19:11 GMT</pubDate>
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      <itunes:duration>00:09:55</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video explains various definitions, exclusions, and benefits associated with disability insurance contracts.</itunes:summary>
    </item>
    <item>
      <title>311 14-04 Features of Individual DI Policies</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/g1/-jKEYQdwfAYVH09ZncOQDTvSkZ4hsWchSOFbx2GIA/hs-311-14-05b-hd_720p_ll.mp4</link>
      <itunes:order>82</itunes:order>
      <description>A look at various terms, features, riders, and benefits associated with individual disability income policies</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/g1/-jKEYQdwfAYVH09ZncOQDTvSkZ4hsWchSOFbx2GIA/hs-311-14-05b-hd_720p_ll.mp4" length="31879507" type="video/mp4" />
      <pubDate>Thu, 01 Oct 2015 16:22:09 GMT</pubDate>
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      <itunes:duration>00:09:18</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>A look at various terms, features, riders, and benefits associated with individual disability income policies</itunes:summary>
    </item>
    <item>
      <title>311 14-05 Residual Disability</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/wH/8iCaOEb9Qai3AUMzC-0rcqJqEKpnVDvk4T1eGN9T8/hs-311-14-05-b3-smartboard.mp4</link>
      <itunes:order>83</itunes:order>
      <description>Professor Lynch illustrates how to calculate a person's residual disability benefit.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/wH/8iCaOEb9Qai3AUMzC-0rcqJqEKpnVDvk4T1eGN9T8/hs-311-14-05-b3-smartboard.mp4" length="14773386" type="video/mp4" />
      <pubDate>Wed, 15 Jul 2015 16:19:19 GMT</pubDate>
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      <itunes:duration>00:04:20</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>Professor Lynch illustrates how to calculate a person's residual disability benefit.</itunes:summary>
    </item>
    <item>
      <title>311 14-06 Business Uses of Disability Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/7v/fMjQ5NZQJKXSVn8cVi_8EobqoYd97a3qzdjSFhQ5g/hs-311-14-06-hd_720p_ll.mp4</link>
      <itunes:order>84</itunes:order>
      <description>A brief consideration of business uses of disabilty income insurance, including business overhead expense insurance, key person insurance, salary continuation, and buy-sell funding</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/7v/fMjQ5NZQJKXSVn8cVi_8EobqoYd97a3qzdjSFhQ5g/hs-311-14-06-hd_720p_ll.mp4" length="4098289" type="video/mp4" />
      <pubDate>Thu, 01 Oct 2015 16:18:59 GMT</pubDate>
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      <itunes:duration>00:01:12</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>A brief consideration of business uses of disabilty income insurance, including business overhead expense insurance, key person insurance, salary continuation, and buy-sell funding</itunes:summary>
    </item>
    <item>
      <title>311 14-07 Tax Treatment of Disability Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/kQ/0XQ_HibO_MGh-_7GCsYMAiNCXVvLa7Pd-i1zCCERs/hs-311-14-06a-hd_720p_ll.mp4</link>
      <itunes:order>85</itunes:order>
      <description>A look at how employer-provided disability benefits are taxed</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/kQ/0XQ_HibO_MGh-_7GCsYMAiNCXVvLa7Pd-i1zCCERs/hs-311-14-06a-hd_720p_ll.mp4" length="8022179" type="video/mp4" />
      <pubDate>Thu, 01 Oct 2015 16:21:26 GMT</pubDate>
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      <itunes:duration>00:02:21</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>A look at how employer-provided disability benefits are taxed</itunes:summary>
    </item>
    <item>
      <title>311 15-01 The Need For (and Sources of) Long-term Care</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/xQ/DuwiSvF9fIdfiyIMR7SjF7hqoa2H_Kehua5qOXF0c/hs-311-15-01-hd_720p_ll.mp4</link>
      <itunes:order>86</itunes:order>
      <description>This video explains the need for long-term care and the sources of long-term care financing.</description>
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      <pubDate>Fri, 02 Oct 2015 16:20:31 GMT</pubDate>
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      <itunes:duration>00:08:40</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video explains the need for long-term care and the sources of long-term care financing.</itunes:summary>
    </item>
    <item>
      <title>311 15-02 Development of LTCI and NAIC Model</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/9W/JDc1qU538s5jMTLD8GKRTUUsNoitg03rrWHPZS1Ps/hs-311-15-02-hd_720p_ll.mp4</link>
      <itunes:order>87</itunes:order>
      <description>The development of long-term care insurance, including the National Association of Insurance Commissioners (NAIC) model legislation</description>
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      <pubDate>Thu, 01 Oct 2015 16:23:18 GMT</pubDate>
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      <itunes:duration>00:06:39</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>The development of long-term care insurance, including the National Association of Insurance Commissioners (NAIC) model legislation</itunes:summary>
    </item>
    <item>
      <title>311 15-03 HIPAA and Long-term Care</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ZZ/Tef6lrkNdc07SeiL4wcMXM0rPZiZfoLv664-mzFhE/hs-311-15-03-hd_720p_ll.mp4</link>
      <itunes:order>88</itunes:order>
      <description>The effect of the Health Insurance Portability and Accountability Act (HIPAA) on long-term care insurance</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ZZ/Tef6lrkNdc07SeiL4wcMXM0rPZiZfoLv664-mzFhE/hs-311-15-03-hd_720p_ll.mp4" length="17280232" type="video/mp4" />
      <pubDate>Thu, 01 Oct 2015 16:24:22 GMT</pubDate>
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      <itunes:duration>00:05:03</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>The effect of the Health Insurance Portability and Accountability Act (HIPAA) on long-term care insurance</itunes:summary>
    </item>
    <item>
      <title>311 15-04 Characteristics of Individual LTCI Policies</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/fB/peJYXtiU295cqAgMqXOD0EHXW44ObJ4NhdJtOyyu8/hs-311-15-04-hd_720p_ll.mp4</link>
      <itunes:order>89</itunes:order>
      <description>The characteristics of individual long-term care insurance policies, including issue ages and types of care.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/fB/peJYXtiU295cqAgMqXOD0EHXW44ObJ4NhdJtOyyu8/hs-311-15-04-hd_720p_ll.mp4" length="13676821" type="video/mp4" />
      <pubDate>Fri, 02 Oct 2015 16:17:22 GMT</pubDate>
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      <itunes:duration>00:03:59</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>The characteristics of individual long-term care insurance policies, including issue ages and types of care.</itunes:summary>
    </item>
    <item>
      <title>311 15-05 LTCI Benefits and Contracts</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ec/4FQ4JsO4uZDdU9GhS71qrJbsSE7K4kxTOCnaB-thI/hs-311-15-04a-hd_720p_ll.mp4</link>
      <itunes:order>90</itunes:order>
      <description>A description of long-term care insurance benefits and associated contract terms and policies.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ec/4FQ4JsO4uZDdU9GhS71qrJbsSE7K4kxTOCnaB-thI/hs-311-15-04a-hd_720p_ll.mp4" length="30543702" type="video/mp4" />
      <pubDate>Fri, 02 Oct 2015 17:47:29 GMT</pubDate>
      <guid isPermaLink="false">a765489180a343b7a0d3d0a845a0fae7</guid>
      <itunes:duration>00:08:56</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>A description of long-term care insurance benefits and associated contract terms and policies.</itunes:summary>
    </item>
    <item>
      <title>311 15-06 Group Long-term Care Policies</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Re/inW1u8ryQqly3NJPBy3sePP2mdRUaS4INSzCfqEWU/hs-311-15-06-hd_720p_ll.mp4</link>
      <itunes:order>91</itunes:order>
      <description>This video describes how group long-term care insurance policies differ from individual policies.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Re/inW1u8ryQqly3NJPBy3sePP2mdRUaS4INSzCfqEWU/hs-311-15-06-hd_720p_ll.mp4" length="6320087" type="video/mp4" />
      <pubDate>Thu, 01 Oct 2015 16:24:31 GMT</pubDate>
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      <itunes:duration>00:01:50</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video describes how group long-term care insurance policies differ from individual policies.</itunes:summary>
    </item>
    <item>
      <title>311 16-01 Property and Liability Loss Exposures</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/FR/YXA4cxkf-7DOZYyEuTfs5ipYqH_7fYB-Jc5f0o5Jw/hs-311-16-01.mp4</link>
      <itunes:order>92</itunes:order>
      <description>This video describes the types of property and liability loss exposures that families and businesses face.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/FR/YXA4cxkf-7DOZYyEuTfs5ipYqH_7fYB-Jc5f0o5Jw/hs-311-16-01.mp4" length="14053508" type="video/mp4" />
      <pubDate>Fri, 11 Sep 2015 16:35:23 GMT</pubDate>
      <guid isPermaLink="false">3a5cb86667b843cc95eb568ed618ad28</guid>
      <itunes:duration>00:04:06</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video describes the types of property and liability loss exposures that families and businesses face.</itunes:summary>
    </item>
    <item>
      <title>311 16-02 Property and Liability Policy Provisions</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/8p/Yj7ohqxEmer3fbkWQUJ6tluy-R_choHeq0KlykVKM/hs-311-16-02-hd_720p_ll.mp4</link>
      <itunes:order>93</itunes:order>
      <description>The policy provisions typically found in property and liability insurance policies</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/8p/Yj7ohqxEmer3fbkWQUJ6tluy-R_choHeq0KlykVKM/hs-311-16-02-hd_720p_ll.mp4" length="25733888" type="video/mp4" />
      <pubDate>Fri, 11 Sep 2015 16:49:51 GMT</pubDate>
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      <itunes:duration>00:07:31</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>The policy provisions typically found in property and liability insurance policies</itunes:summary>
    </item>
    <item>
      <title>311 16-03 Property Valuation and Coverage</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/c9/jXNmIABdxp3IpztzkqdmRucJXDKhN5rquKMjNikAY/hs-311-16-02a-hd_720p_ll.mp4</link>
      <itunes:order>94</itunes:order>
      <description>Topics covered in this video include: agreed value, stated amount, named and open-perils coverage, and claims settlement duties.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/c9/jXNmIABdxp3IpztzkqdmRucJXDKhN5rquKMjNikAY/hs-311-16-02a-hd_720p_ll.mp4" length="12818791" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 15:04:49 GMT</pubDate>
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      <itunes:duration>00:03:44</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>Topics covered in this video include: agreed value, stated amount, named and open-perils coverage, and claims settlement duties.</itunes:summary>
    </item>
    <item>
      <title>311 16-04 Property Insurance Clauses and Liability Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Fg/CVDDVT_PXD1mJqZfHo5YCJVio-IV6Hv_JkFTGR-Kw/hs-311-16-02b.mp4</link>
      <itunes:order>95</itunes:order>
      <description>This video continues the discussion of property insurance coverage, explains the coinsurance provision, and introduces Liability insurance concepts.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Fg/CVDDVT_PXD1mJqZfHo5YCJVio-IV6Hv_JkFTGR-Kw/hs-311-16-02b.mp4" length="26036045" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 15:09:32 GMT</pubDate>
      <guid isPermaLink="false">7be9578f55874e11a9ad0b09e0deb86e</guid>
      <itunes:duration>00:07:36</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video continues the discussion of property insurance coverage, explains the coinsurance provision, and introduces Liability insurance concepts.</itunes:summary>
    </item>
    <item>
      <title>311 16-05 The Coinsurance Provision</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/zp/ZRo-wb0vM0h-B1dYDS44uA8-9GvBWeisP3OXX1ECc/hs-311-16-023-smartboard.mp4</link>
      <itunes:order>96</itunes:order>
      <description />
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/zp/ZRo-wb0vM0h-B1dYDS44uA8-9GvBWeisP3OXX1ECc/hs-311-16-023-smartboard.mp4" length="14271752" type="video/mp4" />
      <pubDate>Wed, 15 Jul 2015 16:18:11 GMT</pubDate>
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      <itunes:duration>00:04:09</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
    </item>
    <item>
      <title>311 16-06 More Liability Insurance Concepts</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/cf/oMM3-qrH4QOe3GabY7evajljShGE0DWjDcptR0HPc/hs-311-16-02c-hd_720p_ll.mp4</link>
      <itunes:order>97</itunes:order>
      <description>Topics covered in this video include: contractual liability, tort, strict liability, and negligence.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/cf/oMM3-qrH4QOe3GabY7evajljShGE0DWjDcptR0HPc/hs-311-16-02c-hd_720p_ll.mp4" length="24619080" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 15:11:04 GMT</pubDate>
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      <itunes:duration>00:07:11</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>Topics covered in this video include: contractual liability, tort, strict liability, and negligence.</itunes:summary>
    </item>
    <item>
      <title>311 16-07 Tax Treatment of Property and Liability</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/F2/sd-208S3Inn2Akj2u0UdQ8nj9AgudsDtR4utLpvxU/hs-311-16-03-hd_720p_ll.mp4</link>
      <itunes:order>98</itunes:order>
      <description>The tax treatment of property and liability insurance premiums and loss settlements for individuals and businesses, and why there is a need for property and liability insurance planning</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/F2/sd-208S3Inn2Akj2u0UdQ8nj9AgudsDtR4utLpvxU/hs-311-16-03-hd_720p_ll.mp4" length="7770926" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 15:09:15 GMT</pubDate>
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      <itunes:duration>00:02:16</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>The tax treatment of property and liability insurance premiums and loss settlements for individuals and businesses, and why there is a need for property and liability insurance planning</itunes:summary>
    </item>
    <item>
      <title>311 17-01 Homeowners Coverages and Forms</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ii/2XCoRhzZZ52NzBnqJlmTBKPkZW6Ww7mW8MWCAJ0ko/hs-311-17-01_02-hd_720p_ll.mp4</link>
      <itunes:order>99</itunes:order>
      <description>This video describes the coverages provided by the standard homeowners policy forms (HO-2, HO-4, HO-5, HO-6, and HO-8), and dicusses the definitions, coverages, and exclusions contained in Sections I and II of the HO-3.</description>
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      <pubDate>Mon, 05 Oct 2015 15:14:47 GMT</pubDate>
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      <itunes:duration>00:14:40</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video describes the coverages provided by the standard homeowners policy forms (HO-2, HO-4, HO-5, HO-6, and HO-8), and dicusses the definitions, coverages, and exclusions contained in Sections I and II of the HO-3.</itunes:summary>
    </item>
    <item>
      <title>311 17-02 Calculating Standard Limits</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/vo/smlOWCz63w7ms9xsA0yKE_ckYNwS7sHdNFILkBgF0/hs-311-17-013-smartboard.mp4</link>
      <itunes:order>100</itunes:order>
      <description>Professor Lynch explains how to calculate the standard limits for Coverages B, C, and D of a homeowners policy (NOTE: coverage percentages may be different in your state).</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/vo/smlOWCz63w7ms9xsA0yKE_ckYNwS7sHdNFILkBgF0/hs-311-17-013-smartboard.mp4" length="12463254" type="video/mp4" />
      <pubDate>Wed, 15 Jul 2015 16:17:46 GMT</pubDate>
      <guid isPermaLink="false">6878d6d7a9734b0db03f25d315beabe5</guid>
      <itunes:duration>00:03:24</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>Professor Lynch explains how to calculate the standard limits for Coverages B, C, and D of a homeowners policy (NOTE: coverage percentages may be different in your state).</itunes:summary>
    </item>
    <item>
      <title>311 17-03 Homeowners Endorsements</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/0k/UnGc6WXpyA8Jep3ehU78sGIOnKtTMFxpilHQ7m-o8/hs-311-17-03-hd_720p_ll.mp4</link>
      <itunes:order>101</itunes:order>
      <description>This video describes the coverage provided by the various endorsements available to tailor a homeowners policy to individual needs.</description>
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      <pubDate>Mon, 05 Oct 2015 13:57:47 GMT</pubDate>
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      <itunes:duration>00:07:42</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video describes the coverage provided by the various endorsements available to tailor a homeowners policy to individual needs.</itunes:summary>
    </item>
    <item>
      <title>311 17-04 Other Policies and Special Programs</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/dk/GXKgR37G3YRVTOg2QRzp7c70F3ioI7OaT9pvKLzdI/hs-311-17-04-hd_720p_ll.mp4</link>
      <itunes:order>102</itunes:order>
      <description>Why property and liability policies other than a homeowners policy may be required to meet the needs of individuals and families, and describe the key policies available</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/dk/GXKgR37G3YRVTOg2QRzp7c70F3ioI7OaT9pvKLzdI/hs-311-17-04-hd_720p_ll.mp4" length="5426693" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 13:57:42 GMT</pubDate>
      <guid isPermaLink="false">ddf781568c724341a71855f7631d18ff</guid>
      <itunes:duration>00:01:35</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>Why property and liability policies other than a homeowners policy may be required to meet the needs of individuals and families, and describe the key policies available</itunes:summary>
    </item>
    <item>
      <title>311 17-05 Title Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ln/2jwctv7ajL3x_COh16tdn1Vp-8Y7UilAk6DcOnNfs/hs-311-17-04a-hd_720p_ll.mp4</link>
      <itunes:order>103</itunes:order>
      <description>This video describes the main characteristics of title insurance.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/ln/2jwctv7ajL3x_COh16tdn1Vp-8Y7UilAk6DcOnNfs/hs-311-17-04a-hd_720p_ll.mp4" length="9344085" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 13:56:00 GMT</pubDate>
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      <itunes:duration>00:02:43</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>This video describes the main characteristics of title insurance.</itunes:summary>
    </item>
    <item>
      <title>311 18-01 Personal Auto Policies</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/VR/GgB9_ph4bGw37NWJSW43jLdYgzyYFjyPl-zsYQfmU/hs-311-18-01-hd_720p_ll.mp4</link>
      <itunes:order>104</itunes:order>
      <description>This video describes the problems associated with auto accidents and the methods of compensating accident victims.</description>
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      <pubDate>Mon, 05 Oct 2015 13:59:14 GMT</pubDate>
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      <itunes:duration>00:05:45</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video describes the problems associated with auto accidents and the methods of compensating accident victims.</itunes:summary>
    </item>
    <item>
      <title>311 18-02 No-Fault Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Cx/fPflTBv7rVTOHTwl23DMbVie520a3IOgMwijV1JJc/hs-311-18-01a-hd_720p_ll.mp4</link>
      <itunes:order>105</itunes:order>
      <description>This video explains the different types of no-fault auto insurance and benefits.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Cx/fPflTBv7rVTOHTwl23DMbVie520a3IOgMwijV1JJc/hs-311-18-01a-hd_720p_ll.mp4" length="15668567" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 14:01:34 GMT</pubDate>
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      <itunes:duration>00:04:34</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video explains the different types of no-fault auto insurance and benefits.</itunes:summary>
    </item>
    <item>
      <title>311 18-03 Personal Auto Policy Components</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/n7/jfbAfrxLq396AAh_jK6Gk1bz7qIwbg-cUDPJX6g00/hs-311-18-02-hd_720p_ll.mp4</link>
      <itunes:order>106</itunes:order>
      <description>A look at the basic components of the Personal Auto Policy, and an explanation of the coverages parts A, B, C, and D of the Personal Auto Policy provide.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/n7/jfbAfrxLq396AAh_jK6Gk1bz7qIwbg-cUDPJX6g00/hs-311-18-02-hd_720p_ll.mp4" length="24065378" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 14:00:50 GMT</pubDate>
      <guid isPermaLink="false">41132da6e91b48c296c63c722c29ec1d</guid>
      <itunes:duration>00:07:02</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>A look at the basic components of the Personal Auto Policy, and an explanation of the coverages parts A, B, C, and D of the Personal Auto Policy provide.</itunes:summary>
    </item>
    <item>
      <title>311 18-04 PAP Liability Illustration</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/sR/4DXDUPE_LUoCO_C3GITwXpPamaxaNc8D_YlYhLs_E/hs-311-18-023-smartboard-.mp4</link>
      <itunes:order>107</itunes:order>
      <description>Professor Lynch provides and example of how damages are calculated and awarded following an auto accident.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/sR/4DXDUPE_LUoCO_C3GITwXpPamaxaNc8D_YlYhLs_E/hs-311-18-023-smartboard-.mp4" length="4452862" type="video/mp4" />
      <pubDate>Wed, 15 Jul 2015 16:18:15 GMT</pubDate>
      <guid isPermaLink="false">b45ecc7b7de846e39fbc29da17a8df21</guid>
      <itunes:duration>00:03:10</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>Professor Lynch provides and example of how damages are calculated and awarded following an auto accident.</itunes:summary>
    </item>
    <item>
      <title>311 18-05 PAP Coverage, Endorsements, and Client Considerations</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/dv/7vbT3YS-qTmMe-7hwxLjUEHAP051U4pMRYuKoODyQ/hs-311-18-02a_03_04_05-hd_720p_ll.mp4</link>
      <itunes:order>108</itunes:order>
      <description>This video covers the following topics: key endorsements available to tailor the PAP to common client needs; potential sources of auto coverage for hard-to-insure drivers; key factors for a client to consider when shopping for auto insurance.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/dv/7vbT3YS-qTmMe-7hwxLjUEHAP051U4pMRYuKoODyQ/hs-311-18-02a_03_04_05-hd_720p_ll.mp4" length="24340301" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 14:03:04 GMT</pubDate>
      <guid isPermaLink="false">34d5233589204e378d1c90aad976f4e4</guid>
      <itunes:duration>00:07:07</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>This video covers the following topics: key endorsements available to tailor the PAP to common client needs; potential sources of auto coverage for hard-to-insure drivers; key factors for a client to consider when shopping for auto insurance.</itunes:summary>
    </item>
    <item>
      <title>311 18-06 Personal Umbrella Liability Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Tz/fTueUg0_NQRPm3mxUCCS6VOfSMch2cfV9fyVVf5gI/hs-311-18-06_07-hd_720p_ll.mp4</link>
      <itunes:order>109</itunes:order>
      <description>The need for and general features of personal umbrella liability insurance</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Tz/fTueUg0_NQRPm3mxUCCS6VOfSMch2cfV9fyVVf5gI/hs-311-18-06_07-hd_720p_ll.mp4" length="19796852" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 14:04:20 GMT</pubDate>
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      <itunes:duration>00:05:47</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>The need for and general features of personal umbrella liability insurance</itunes:summary>
    </item>
    <item>
      <title>311 18-07 Umbrella Liability Illustration</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/t8/gCKYXLvPA7pHuZjywyQfWzSvBDZ2Frx-JUNx0tus4/hs-311-18-073-smartboard.mp4</link>
      <itunes:order>110</itunes:order>
      <description>Professor Lynch explains how umbrella liability policies work in conjunction with other insurance.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/t8/gCKYXLvPA7pHuZjywyQfWzSvBDZ2Frx-JUNx0tus4/hs-311-18-073-smartboard.mp4" length="16319733" type="video/mp4" />
      <pubDate>Wed, 15 Jul 2015 16:18:45 GMT</pubDate>
      <guid isPermaLink="false">75e201f24fce4c74b3bdf653caa56278</guid>
      <itunes:duration>00:04:47</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>Professor Lynch explains how umbrella liability policies work in conjunction with other insurance.</itunes:summary>
    </item>
    <item>
      <title>311 19-01 Types of Commercial Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/qT/SiespPsN_OSb1MUPJRQ41lf07PgNSFd-JSr24zzfM/hs-311-19-01-hd_720p_ll.mp4</link>
      <itunes:order>111</itunes:order>
      <description>A look at the key types of commercial property and liability insurance available to meet the protection needs of businesses</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/qT/SiespPsN_OSb1MUPJRQ41lf07PgNSFd-JSr24zzfM/hs-311-19-01-hd_720p_ll.mp4" length="27133290" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 14:06:35 GMT</pubDate>
      <guid isPermaLink="false">a76ec549f9af454d948214ec2bc5d35d</guid>
      <itunes:duration>00:07:56</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>A look at the key types of commercial property and liability insurance available to meet the protection needs of businesses</itunes:summary>
    </item>
    <item>
      <title>311 19-02 More Types of Commercial Insurance</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Pz/h6CdFU_XdkXVwczzlgF0EITvIx_1E36NjpN6Hqi54/hs-311-19-01a-hd_720p_ll.mp4</link>
      <itunes:order>112</itunes:order>
      <description>A continued discussion of commercial insurance, covering commercial general liability, professional liability, D&amp;O, and more.</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/Pz/h6CdFU_XdkXVwczzlgF0EITvIx_1E36NjpN6Hqi54/hs-311-19-01a-hd_720p_ll.mp4" length="26829830" type="video/mp4" />
      <pubDate>Mon, 05 Oct 2015 14:10:42 GMT</pubDate>
      <guid isPermaLink="false">5aa707ac4b56477babb60a9a13b6086a</guid>
      <itunes:duration>00:07:50</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>A continued discussion of commercial insurance, covering commercial general liability, professional liability, D&amp;O, and more.</itunes:summary>
    </item>
    <item>
      <title>311 19-03 Businessowners Policy (BOP)</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/AG/fb6LOMoJpiidURCtBO-AOHEqCAaaPiBMhHYlFqV_8/hs-311-19-02.mp4</link>
      <itunes:order>113</itunes:order>
      <description>The general features of businessowners policies</description>
      <enclosure url="http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/AG/fb6LOMoJpiidURCtBO-AOHEqCAaaPiBMhHYlFqV_8/hs-311-19-02.mp4" length="6616790" type="video/mp4" />
      <pubDate>Mon, 17 Aug 2015 13:34:15 GMT</pubDate>
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      <itunes:duration>00:01:55</itunes:duration>
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      <itunes:keywords />
      <itunes:summary>The general features of businessowners policies</itunes:summary>
    </item>
    <item>
      <title>311 20-01 A Guide to Ethics in Financial Services</title>
      <link>http://s2.content.video.llnw.net/smedia/114f8c2a3b6949678ec95ec17b9d4d08/OJ/46enHKHcD95VYjeUrDFFSN6rmn5iGp9GGttszozcM/hs-311-20-01_02_03-hd_720p_ll.mp4</link>
      <itunes:order>114</itunes:order>
      <description>Understanding the importance of ethics in financial services, distinguishing ethics from compliance, and the eight-step model for making ethical decisions</description>
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      <pubDate>Mon, 05 Oct 2015 14:08:32 GMT</pubDate>
      <guid isPermaLink="false">713f59687d2c41499ee2278178e8e8f9</guid>
      <itunes:duration>00:06:24</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <itunes:keywords />
      <itunes:summary>Understanding the importance of ethics in financial services, distinguishing ethics from compliance, and the eight-step model for making ethical decisions</itunes:summary>
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