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100 Windflower Circle: Stunning Home with Amenities Galore!
Posted:Wed, 22 Jan 2020 07:00:05 +0000
Huntsville AL Home For Sale
100 Windflower Circle, Huntsville, AL 35824MLS# 1135256
4 Bedrooms | 3 Full and 1 Half Baths | Approximately 2,968 Square Feet | Stones Throw at the Reserve
Impressive best describes this 4 bedroom, 3.5 bath brick home in desirable Stones Throw at the Reserve! Amenities galore, custom features and attention to detail make 100 Windflower Circle a crowd pleaser with its gleaming hardwood floors, elegant moldings, arched openings, high ceilings, French doors, spacious yard and attached 3 car garage…just to name a few! The family room is the heart of the home with plenty of space for family and friends to gather. A gas log fireplace with tile hearth features a custom wooden mantel and TV surround that is a sight to behold lending a casual elegance to the room. A wall of windows with transoms brings the outdoors in and says “come on in and stay awhile”. Are there multiple chefs in your family? If so, there is room for them all with an abundance of work and storage space in this chef inspired eat-in kitchen. They are sure to appreciate the glistening granite counters, tile backsplash, center island, pantry, stainless appliances and a breakfast bar with pendant lighting, but that’s not all… there is also a butler’s pantry with a serving station and second pantry closet. Like to entertain? The dining room is the perfect space for celebrating special family occasions or hosting your most elegant dinner parties. Stunning wainscoting, a trey ceiling with custom molding and rope lighting, and hardwood flooring make this a special room you are sure to want to show off! A double window with half round transom allows lots of natural sunlight to brighten the formal living room. Hardwood flooring and decorative moldings complete this room which could also be used as a study or 5th bedroom. The master suite offers a quiet place to retreat and regroup. The pampering begins with plush carpeting, gorgeous moldings, a trey ceiling with rope lighting, and a private bath with whirlpool tub, separate shower, dual vanities, tile floor and large walk-in closet. There is also a private door to the outside patio. The 3 generously sized additional bedrooms all have walk-in closets and have either a convenient private bath or share the Jack and Jill bath… a feature the kids are sure to enjoy! Outdoor living is a delight with lush landscaping, a spacious and well-maintained yard that is privacy fence for a safe place for pets and kids of all ages to play. The covered patio is complemented by a sizable uncovered patio that is perfect for chilling and grilling! The neighborhood amenities include a pool, tennis courts, playground, and club house providing lots of outdoor fun for the whole family! And the location can’t be beat with shopping and Redstone Arsenal only a few miles away. This home has it all and is meticulously maintained inside and out! Call Mike today for a private viewing!
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The post 100 Windflower Circle: Stunning Home with Amenities Galore! appeared first on Huntsville Real Estate Blog.
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Save For Your Future by Investing in Real Estate
Posted:Fri, 17 Jan 2020 16:21:41 +0000
Investing in real estate is a time-tested way to successfully build wealth. While there are many ways to invest your savings, investing in real estate is unique in that it offers cash-flow, liquidity, profitability, and tax and diversification benefits that other investments do not. If you’ve been thinking about how to build wealth for your retirement, you would be smart to consider investing in real estate. Diversification into Real EstateThere are four primary ways to make money in real estate:
- When a property increases in value, you have real estate appreciation. Sometimes is happens due to changes in the market and other times it may be due to upgrades made on the property.
- Cash flow income (rent). Cash flow income is a nice perk of real estate investment that you don’t have in other types of investments. It is generated when you purchase a home or apartment building or an office building and rent them out.
- Real Estate Income. This is income earned by people who earn commissions through real estate transactions or buy property managers who oversee the operations of rental properties.
- Ancillary Real Estate Income. – This can be a huge source of profit. Things like application fees, vending machines and laundry facilities are money makers that go beyond the monthly rent. 33 Ways to Generate More Property Income Beyond Fees
While there are certainly risks involved when investing in real estate, there are a lot of benefits that outweigh the risks: Here Are the Biggest Risks of Investing in Real Estate
- Real estate is something that people who grew up lower to middle class are familiar with. They may not have been exposed to things like stocks and bonds, but they likely know the importance of owning a home. Buying a home is an investment that is reachable for them.
- Having an investment that you can see; something that is tangible, is psychologically important.
- You have the control in a real estate investment. You don’t have to worry as much about being defrauded the way you might when entrust your money to someone else to invest for you.
- You will reap the benefits of tax advantages. 8 Real Estate Tax Advantages of an Investment Property
- You can leverage your debt to buy more real estate and increase your net worth.
Whether you are thinking of purchasing a home for yourself and investing in your own future by building equity, or you are considering buying property to rent out, investing in real estate is great way to build wealth!
Looking to buy or sell a home in the Huntsville area? Let professional Realtor Mike Manosky help you with all your real estate needs! Give him a call today at 256-508-0211!
Photo Credit: youtube.com
The post Save For Your Future by Investing in Real Estate appeared first on Huntsville Real Estate Blog.
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A Mortgage Pre-Approval Will Help You Stand Out to Sellers
Posted:Fri, 03 Jan 2020 15:34:16 +0000
Across the country right now, the number of buyers seeking homes outnumbers the number of homes available for sale. Because of this, the housing market is super competitive, and buyers often need to do something to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. Even in a less competitive market, knowing your budget will give you the security of knowing if a home is within your reach.One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you with this process. Once you have chosen a lender, you will need to fill out their loan application and provide them with vital information regarding your credit, debt, work history, down payment and residential history.
There are 4 Cs that aid in determining the amount you will be qualified to borrow:
- Capacity: Your current and future ability to make payments.
- Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash.
- Collateral: The home or type of home that you want to purchase.
- Credit: Your history of paying bills and other debts on time.
Getting pre-approved not only shows sellers you are serious, but also speeds up the process of completing the purchase once your offer has been accepted.
Many people overestimate the down payment and credit scores needed to qualify for a mortgage. If you are ready to buy, you may find yourself pleasantly surprised at what you can afford! What Credit Scores Do You Need to Buy A House?
Looking to buy or sell a home in the Huntsville area? Let professional Realtor Mike Manosky help you with all your real estate needs! Give him a call today at 256-508-0211!
Photo Credit: realtor.com
The post A Mortgage Pre-Approval Will Help You Stand Out to Sellers appeared first on Huntsville Real Estate Blog.
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Take Care of Your Fur Babies on New Year’s Eve
Posted:Fri, 20 Dec 2019 15:40:26 +0000
If you have a pet that gets anxious or scared when fireworks go off, then you know how stressful New Year’s Eve can be. How can you enjoy your night when you know your sweet fur baby is terrified by the loud noises? Here are some ways to try to help alleviate your dog’s anxiety:- If your dog is crate trained, New Year’s Eve is a good night to confine her to the crate. It provides a sense of security and safety. Provide a blanket or towel with your scent for extra security. Don’t try this if your dog has not been crate trained. Introducing something new when your dog is already anxious will just make things worse.
- Make sure your dog gets lots of exercise. Take your dog for a long walk earlier in the day so that he is good and tired by the time the fireworks start. Dogs are less likely to panic if they are tired and have less energy.
- Go somewhere else for the night. If you live in a neighborhood that is particularly rowdy on New Year’s Eve, you may want to take your pooch on a little respite to get away from the loud noises.
- Distract your dog with a special treat or chew toy. If you haven’t spent a New Year’s Eve with your dog before and you’re not sure how he will handle the fireworks, giving treats will help him associate the loud noises with something positive.
- Have the tv on or even better, play some soothing music. The constant noise will help muffle the sounds outside and be a distraction from the fireworks.
- Have a talk with your veterinarian if you are concerned about your dog’s anxiety. If your dog gets super anxious, a vet may be able to prescribe something to help keep her calm.
Our pets are beloved family members and the last thing we want to do is celebrate when we know they are suffering. So, be prepared for the fireworks and hopefully you can ring in the new year with a calm and happy pup!
Looking to buy or sell a home in the Huntsville area? Let professional Realtor Mike Manosky help you with all your real estate needs! Give him a call today at 256-508-0211!
Photo Credit: dogtagart.com
The post Take Care of Your Fur Babies on New Year’s Eve appeared first on Huntsville Real Estate Blog.
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Location Matters!
Posted:Fri, 06 Dec 2019 13:43:34 +0000
I’m sure you’ve heard the phrase before, but “location, location, location” has never meant more than when you are purchasing a home. You can buy the right home in the wrong location. You can fix it up, renovate it, change its structure…but in most circumstances, you can’t move it. It’s attached to the land. Identical homes can increase or decrease in value depending on their location. Choosing the best area for living and resale value is equally as important as choosing the ideal home. Here are a few things to be aware of when searching for the right location for your investment:- Top Rated School Districts
Homebuyers with children often seek homes in highly desirable school districts. They are willing to spend more for a home in order to enable their children to go the “best schools.” Best Public Schools in Huntsville, AL
- Recreation & Nature
Homes on the water or near parks hold their value because people enjoy living where they can enjoy the outdoors. Favorite Places For Free Fun in Huntsville Outdoors
- Scenic Views
A home with a scenic view often sells quickly. Mountains, golf courses, even a small glimpse of ocean are enough to entice buyers to purchase a home. Flint Mill Run Home With Mountain Views
- Entertainment & Shopping
While some buyers seek out scenic views, others may be looking for a home that enables them to walk to restaurants, movie theaters and boutiques. The Best 10 Shopping Centers in Huntsville Alabama
- Economically Stable Neighborhoods
Older neighborhoods that have survived economic recessions while maintaining evident pride of ownership appeal to buyers looking for long term stability. Huntsville Guide to Historic Districts
- Public Transportation, Healthcare & Jobs
Some buyers will be looking for convenience. They don’t want a long commute to work and want to have easy access to transportation and healthcare facilities. Public Transportation in Huntsville Alabama
So, when purchasing a home, remember…location, location, location!
Looking to buy or sell a home in the Huntsville area? Let professional Realtor Mike Manosky help you with all your real estate needs! Give him a call today at 256-508-0211!
Photo Credit: nytimes.com
The post Location Matters! appeared first on Huntsville Real Estate Blog.
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229 McLemore Pvt Dr: Gorgeous Home on 8 Beautiful Acres!
Posted:Fri, 29 Nov 2019 07:00:00 +0000
Somerville AL Home For Sale
229 McLemore Private Drive, Somerville, AL 35670MLS# 1132735
4 Bedrooms | 2 Full Baths | Approximately 2,497 Square Feet | 8 Acres
Gorgeous like new house perfectly situated 8 beautiful acres of land just 10-15 minutes South of the Tennessee River. Wow! This is the beauty you have been waiting for! Enjoy the fresh interior paint and new carpet, lots of hardwood flooring, smooth ceilings, vinyl windows and recessed lighting all in an open floor plan made for entertaining and family function! Get inspired in this chefs kitchen featuring gorgeous dark cabinets, a huge island with bar seating, glistening granite counters and stainless steel appliances. Kitchens are made for bringing family together, so let your meals and memories be made here! The corner, wood burning fireplace with stone surround creates an appealing focal point in the connecting family room. Delight in hosting dinner parties in the sophisticated eat-in area under the light of the modern chandelier. Need even more room for family and guests? Maybe you work from home? A bonus room that is the perfect rec. room, living room or home office fits the bill! Prepare to be pampered in the soothing master suite with its plush carpeting, dual vanities, separate shower, whirlpool tub, and two walk-in closets! Three generously sized secondary bedrooms share a full bath and provide ample closet space. Appreciate plenty of vehicle parking and storage in the oversized, attached garage which is pre plumbed for an additional bath or kitchen. There is also a 32×20 detached garage/barn/workshop for all your hobbies, tools and equipment. The sprawling 8 acres is flat and on a ridge with a mix of open and treed land overlooking the beautiful valley below. Watch the kiddos and pets play in the fenced yard while relaxing on the spacious patio. Just one look is all it takes to fall in love with this immaculate home on lovely 8 ACRES! Current owner sent children to Arab Schools.
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The post 229 McLemore Pvt Dr: Gorgeous Home on 8 Beautiful Acres! appeared first on Huntsville Real Estate Blog.
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Find Your New Home for the Holidays!
Posted:Fri, 22 Nov 2019 08:00:17 +0000
Buying a home in the midst of the holiday season might sound like a crazy idea, but the truth is this time of year can be a great time to buy! Here are 5 good reasons to purchase a home during the holidays:- Less Real Estate Market Activity: With lots of family, school and work activities happening during the holidays, fewer real estate transactions are taking place. Because fewer people are looking for houses, there is less competition for buyers. And with less competition, buyers have more leverage when negotiating purchases. People selling homes during the holidays must often lower asking prices or make other concessions to sell. So, if you buy this time of year, you might get a bargain! How to Negotiate: 7 Real Estate Negotiation Tips
- Highly Motivated Sellers: If someone is selling their house at the end of the year, it’s because they need to. Usually sellers avoid the end of the year due to shorter days and cold weather, so if they are selling this time of year they are likely under pressure and motivated to make a deal.
- Lower Interest Rates: Because of limited demand during the holiday season, there is greater competition among lenders so there is a general trend of lower rates.
- Tax Perks: Buy a house before the end of the year and you can deduct any points you paid upon closing. You can also deduct property taxes and mortgage interest. Learn about the tax benefits of buying a home and find out if it is to your advantage to buy before year’s end. While your decision to buy a home shouldn’t be made solely for tax reasons, you certainly want to take advantage of the perks that exist! 8 Tax Benefits for Buying and Owning a Home
- Faster Closings: Everybody involved in the home buying/selling process has incentive to complete transactions before the end of the year. Lenders want to close their books, Realtors want to receive their commissions before the new year and sellers are anxious to move on. Since everyone is so motivated, and there is less real estate activity, closings should happen quickly and efficiently.
So, if you’ve been thinking about buying a home, but thought you should wait until the new year, think again! NOW just may be the right time for you to find a new home for the holidays!
Looking to buy or sell a home in the Huntsville area? Let professional Realtor Mike Manosky help you with all your real estate needs! Give him a call today at 256-508-0211!
Photo Credit: franklins-sols.co.uk
The post Find Your New Home for the Holidays! appeared first on Huntsville Real Estate Blog.
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283 Dustin Lane: Beautifully Updated Home in Laurenwood Preserve!
Posted:Wed, 20 Nov 2019 07:00:24 +0000
Madison AL Home For Sale
283 Dustin Lane, Madison, AL 35757MLS# 1132166
4 Bedrooms | 2 Full Baths and One Half Bath | Approximately 2,215 Square Feet | Laurenwood Preserve
Fabulous! Like new! Immaculate! Move-in ready! Do these qualities sound good to you? If so, 283 Dustin Lane is the home for you! This 4-bedroom, 2.5 bath brick ranch is situated on a spacious, manicured lot in lovely Laurenwood Preserve! High smooth ceilings, elegant crown molding and wainscoting, gleaming hardwood floors, in ceiling surround sound speakers, a whole house surge protector, floored attic storage, sprinkler system and an attached two car garage are just the start to all this beauty has to offer! A seamlessly flowing floorplan provides an ideal setting for entertaining family and friends. A combination of style and function, the eat-in gourmet kitchen will thrill the chef in the family! Gorgeous granite countertops, a tile backsplash and upgraded stainless steel appliances add beauty while an abundance of cabinetry, a pantry and island with breakfast bar overhang make it perfect not only for cooking delectable meals but for family gatherings as well. Picture formal dinner parties in the opulent dining room that is highlighted by a modern chandelier and gracious crown molding. Enjoy downtime in your huge family room with its gas log fireplace with stone hearth, 9 ft. ceiling, crown molding and beautiful wood floors creating a cozy environment that is sure to be the heart of the home. At the end of the day retire to your lovely master suite with trey ceiling and pamper yourself in the spa-like bath where you will be spoiled in the best possible way by the garden tub, separate shower, dual vanity and walk in closet. Three additional, generously sized bedrooms along with a full bath means there is plenty of room for a growing family and guests. Delight in spending time outdoors as you relax and BBQ on the covered back patio while watching the kids and pets play in the privacy fenced yard. This 2 year old home shows great and is just waiting for a new family to enjoy!
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The post 283 Dustin Lane: Beautifully Updated Home in Laurenwood Preserve! appeared first on Huntsville Real Estate Blog.
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The Perks and Pitfalls of a Homeowners Association
Posted:Fri, 08 Nov 2019 18:28:42 +0000
You’ve found your dream home! The neighborhood is lovely, with well-kept lawns and freshly painted exteriors. There is a resort-like pool and a playground for the kids. Awesome! Oh, and there is a Homeowners Association (HOA) that will cost you $500 a month. Didn’t see that coming, did you? It’s important to be informed about the perks and pitfalls of living in a neighborhood with a homeowners association.PERKS
- The neighborhood will look nice. Most HOAs establish rules for residents that ensure keeping up the appearance of the neighborhood. The guidelines might include keeping lawns manicured, whether you can have a fence (and the type and color of the fence), and what exterior paint colors you can use. You may even have to get permission to remove or add trees and shrubs. The Ultimate Guide to Homeowners Association Rules
- Awesome amenities. You will enjoy the amenities that come with your HOA fees. Most HOAs offer luxuries such as a pool, a fitness center, play areas, parks and security gates. That’s in addition to covering the expenses of landscaping and maintenance of the common areas.
- Maintenance costs are shared. You won’t have to worry about the upkeep of the pool, fitness center or common areas.
- An HOA will handle disputes between neighbors. If someone has a dog barking at all hours or loud parties, you can contact the HOA and they will contact the neighbor; especially if HOA rules are being broken.
PITFALLS
- HOA dues. They can be expensive, sometimes as much as $1,000 per month depending on what amenities are offered. These fees need to be taken into consideration when deciding if you can afford a house in the neighborhood. They will be included in your mortgage lender’s assessment of your monthly mortgage payment, so you will have to qualify for a loan amount that includes them.
- Needing permission to make changes to your property. If you want to add a room to your home or modify it in some way, you will have to make a request that will go before the HOA board for approval. If they don’t approve it, you will not be able to make the changes you want.
- HOA financial problems could become your problem. If your HOA is struggling financially, it could damage your ability to obtain a loan for a home and it could be detrimental to home sale prices in the community.
- Keeping up with the dues. If you fall behind on your HOA dues, it can do great harm to you financially. You may even end up facing foreclosure. That’s why it is crucial that you include the fees when determining if you can afford a house. You may also be subject to late fees if you don’t pay on time. In addition, HOAs can fine you for not following guidelines and rules, so it’s imperative that you can afford the upkeep required for living in the neighborhood.
It’s vital that you consider all these pros and cons before deciding to purchase a home in a neighborhood with an HOA.
If you are thinking of buying or selling a home in the Huntsville area, let professional Realtor Mike Manosky help you with all your real estate needs! Give him a call today at 256-508-0211!
Photo Credit: Investopedia.com
The post The Perks and Pitfalls of a Homeowners Association appeared first on Huntsville Real Estate Blog.
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Your “Must Do” List When Moving
Posted:Fri, 25 Oct 2019 13:11:22 +0000
Let’s face it – moving is overwhelming no matter how well you prepare. There are what seem like a million little pieces that all must fall into place to make a move go smoothly. And even then, it is stressful. You are upending your life; putting everything you own into boxes and bags, and making big changes. So, it’s easy to understand how some tasks fall through the cracks and are forgotten. Here are some important things that many people forget to do (or don’t even realize need to be done) when moving:-
Cancel recurring charges for local memberships.
During the chaos of moving, the last thing you are likely to think about are membership fees for things that may not transfer to your new place of residence, like a gym membership. And if those fees are automatically charged to your credit or debit card you need to cancel those memberships at least a month before you move so that you don’t continue to get charged even when you’re not there to use them any longer.
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Call your car insurance company.
Per the Department of Motor Vehicles, it is vital to check on your car insurance when moving, as states have varying levels of required coverage. In fact, insurance rates can even vary from neighborhood to neighborhood in the same city. So, make sure you call your insurer before you move to see if you need to update or change your coverage at your new address.
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Change your address early.
Changing your address is easy using the Online Form provided by the U.S. Postal Service, but don’t wait until the last minute to do it! If you want to be sure that your mail arrives at your new home in a timely manner, complete the form about two weeks before you move.
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Take care of your finances.
During the whirlwind of moving, it’s easy to forget the everyday tasks that are a normal part of your routine…like paying bills. It’s also easy to lose track of paper bills among all the boxes you’ve packed. Take the time to set up auto pay for things at your new home like mortgage/rent, phone, utilities etc. This can help assure an on-time payment during a hectic time. Designate a spot for mail both in the home you’re packing up and in your new home so that paper bills aren’t lost in the shuffle.
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Change your billing address on credit cards.
Don’t get caught by surprise when your billing address doesn’t match the address on your credit card because you forgot to change it when you moved. Some transactions now require that you put in your billing zip code when using your card, so if that has changed, then you need to change it on your credit cards as well. The last thing you want is to deal with a transaction being denied and then finding out it was simply because you hadn’t changed the address on your card.
If you are thinking of buying or selling a home in the Huntsville area, let professional Realtor Mike Manosky help you with all your real estate needs! Give him a call today at 256-508-0211!
Photo Credit: Eventbrite.com
The post Your “Must Do” List When Moving appeared first on Huntsville Real Estate Blog.
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