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	<description>Building Wealth through Saving and Investing</description>
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	<title>Million Dollar Journey</title>
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	<item>
		<title>Wealthsimple Cash Review 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-cash-review.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-cash-review.htm#respond</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 26 Jul 2026 02:41:15 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=376869</guid>

					<description><![CDATA[What is Wealthsimple Cash? Before we can properly explain what Wealthsimple Cash is, it’s worth reviewing what Wealthsimple is and what they provide. Wealthsimple began as a robo-advisor in 2014 and, at the time, was a pretty exciting addition to the Canadian online banking scene. They later went on to add a discount/self-directed online brokerage&#8230;The post Wealthsimple Cash Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>36 Years of Stock Market Returns in Canada (TSX)</title>
		<link>https://milliondollarjourney.com/average-stock-market-returns-canada.htm</link>
					<comments>https://milliondollarjourney.com/average-stock-market-returns-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 18 Jul 2026 04:00:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=285381</guid>

					<description><![CDATA[What is the average stock market return? It’s one of the first questions I usually get from people who are just starting to wrap their heads around investing for the long term. But in my experience, what most folks really want to know is something a bit different. They’re not just asking, “What percentage has&#8230;The post 36 Years of Stock Market Returns in Canada (TSX) appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>Best Canadian Robo Advisors 2026</title>
		<link>https://milliondollarjourney.com/best-canadian-robo-advisors.htm</link>
					<comments>https://milliondollarjourney.com/best-canadian-robo-advisors.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 11 Jul 2026 01:20:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=19802</guid>

					<description><![CDATA[With Wealthsimple now focused on more high-profit areas such as crypto trading and prediction-market trading (online betting), they can no longer be considered Canada’s best robo advisor.&#160; That title now goes to Justwealth, our top Canadian robo advisor for 2026. It is not the flashiest name in Canadian fintech, but it has stayed focused on&#8230;The post Best Canadian Robo Advisors 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>7</slash:comments>
		
		
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		<title>Best Canadian Chequing Account 2026</title>
		<link>https://milliondollarjourney.com/best-chequing-bank-account-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-chequing-bank-account-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 04 Jul 2026 03:10:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/best-chequing-bank-account-canada.htm</guid>

					<description><![CDATA[While cheque writing has for the most part, become a thing of the past, selecting the right Canadian chequing account for your personal needs and wants can still make a big difference to your bottom line. What you need is quick and easy access to your cash, so that you can pay bills, transfer money&#8230;The post Best Canadian Chequing Account 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>4</slash:comments>
		
		
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		<title>CI Direct Trading Review 2026</title>
		<link>https://milliondollarjourney.com/virtual-brokers-review-2020-fees-etfs-and-account-options.htm</link>
					<comments>https://milliondollarjourney.com/virtual-brokers-review-2020-fees-etfs-and-account-options.htm#comments</comments>
		
		<dc:creator><![CDATA[Justin Bouchard]]></dc:creator>
		<pubDate>Sat, 27 Jun 2026 03:25:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/virtual-brokers-review-2020-fees-etfs-and-account-options.htm</guid>

					<description><![CDATA[What is CI Direct Trading? In 2009, Virtual Brokers came out onto the scene as one of Canada’s best online discount brokerages with a commitment to offer rock-bottom prices to help investors cut costs to the bone.&#160; In 2021, Virtual Brokers rebranded, becoming CI Direct Trading. Fortunately for Canadian investors, but perhaps unfortunately for CI&#8230;The post CI Direct Trading Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>4</slash:comments>
		
		
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		<title>Best Low Risk Investments in Canada Right Now (June 2026)</title>
		<link>https://milliondollarjourney.com/best-low-risk-investments.htm</link>
					<comments>https://milliondollarjourney.com/best-low-risk-investments.htm#respond</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Mon, 22 Jun 2026 03:20:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=58427</guid>

					<description><![CDATA[So far in 2026, low risk investments might feel like a bit of a lost cause. I see more and more “FOMO” (fear of missing out) feelings starting to dominate newspaper headlines. Now that the Iran conflict appears to be in the rearview mirror, investors appear willing to go all-in as they fear missing out&#8230;The post Best Low Risk Investments in Canada Right Now (June 2026) appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>Neo Chequing (Formerly Everyday) Account Review</title>
		<link>https://milliondollarjourney.com/neo-money-account-review.htm</link>
					<comments>https://milliondollarjourney.com/neo-money-account-review.htm#respond</comments>
		
		<dc:creator><![CDATA[Meg]]></dc:creator>
		<pubDate>Tue, 16 Jun 2026 05:20:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=142879</guid>

					<description><![CDATA[What is Neo Financial? Neo Financial is a Canadian fintech company offering a variety of products, including the Neo Chequing Account. It was founded in 2019 by veterans of the tech industry Kris Read and SkiptheDishes cofounders Jeff Adamson and Andrew Chau. Since the company’s inception, Neo’s mission has been “to reinvent how Canadians spend,&#8230;The post Neo Chequing (Formerly Everyday) Account Review appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Dogs of the TSX Dividend Stock Picks</title>
		<link>https://milliondollarjourney.com/dogs-of-the-tsx-dividend-stocks.htm</link>
					<comments>https://milliondollarjourney.com/dogs-of-the-tsx-dividend-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 14 Jun 2026 01:45:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3910</guid>

					<description><![CDATA[The “Dogs of the TSX” dividend investing strategy for Canadian stocks has been a focus of mine for the past 14 years. I don’t follow the “Dogs” strategy with a majority of my portfolio, but it is a key factor when I look at my relative weighting of Canadian stocks at the end of each&#8230;The post Dogs of the TSX Dividend Stock Picks appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
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		<title>EQ Bank vs Wealthsimple Cash</title>
		<link>https://milliondollarjourney.com/eq-vs-wealthsimple.htm</link>
					<comments>https://milliondollarjourney.com/eq-vs-wealthsimple.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 05 Jun 2026 02:35:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=228440</guid>

					<description><![CDATA[As our top rated online bank in Canada, we frequently mention EQ Bank here at Million Dollar Journey. Meanwhile, Wealthsimple has become a household name thanks to its growing suite of financial products. As a result, comparing EQ Bank and Wealthsimple Cash is a natural way to determine which platform offers the best place for&#8230;The post EQ Bank vs Wealthsimple Cash appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>3</slash:comments>
		
		
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		<title>Canadian Dividend Kings &#038; Aristocrats &#8211; June 2026</title>
		<link>https://milliondollarjourney.com/dividend-kings-list-companies-with-annual-dividend-increases-for-over-50-years.htm</link>
					<comments>https://milliondollarjourney.com/dividend-kings-list-companies-with-annual-dividend-increases-for-over-50-years.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 31 May 2026 02:10:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2819</guid>

					<description><![CDATA[Investing in Canadian Dividend Kings (sometimes known as Dividend Aristocrats) tends to get more popular when low-risk investment yields start to go down. With safer assets generating so little income, dependable dividend payers begin to look more and more attractive.&#160; Of course, staying focused on dependable (but but boring) dividends can be a challenge when&#8230;The post Canadian Dividend Kings &amp; Aristocrats &#8211; June 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>16</slash:comments>
		
		
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		<title>CIBC Investor&#8217;s Edge Broker Review 2026</title>
		<link>https://milliondollarjourney.com/cibc-investors-edge-review-2.htm</link>
					<comments>https://milliondollarjourney.com/cibc-investors-edge-review-2.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sat, 30 May 2026 09:10:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=12196</guid>

					<description><![CDATA[What Is CIBC Investor&#8217;s Edge? CIBC has been around for over a century, which proves it has some serious staying power. If you already bank with CIBC, you’ll find it very easy and convenient to open CIBC Investor’s Edge cash account, TFSA, RRSP or RESP.&#160; Something that makes CIBC unique is that it also offers&#8230;The post CIBC Investor&#8217;s Edge Broker Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>14</slash:comments>
		
		
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		<title>Questwealth Portfolios Review for 2026</title>
		<link>https://milliondollarjourney.com/questwealth-portfolios-review.htm</link>
					<comments>https://milliondollarjourney.com/questwealth-portfolios-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Wed, 27 May 2026 07:40:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3761</guid>

					<description><![CDATA[What is Questwealth Portfolios? Questwealth Portfolios, formerly Portfolio IQ, provides a unique hybrid model of investing to customers that you won’t find elsewhere. They offer investors a passive way to invest, along with services such as automatic rebalancing and tax-loss harvesting. This is definitely appealing for investors who are looking to keep costs low all&#8230;The post Questwealth Portfolios Review for 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
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		<item>
		<title>Canadian Bank Accounts for Kids</title>
		<link>https://milliondollarjourney.com/canadian-bank-accounts-for-kids.htm</link>
					<comments>https://milliondollarjourney.com/canadian-bank-accounts-for-kids.htm#comments</comments>
		
		<dc:creator><![CDATA[Kathryn]]></dc:creator>
		<pubDate>Wed, 27 May 2026 01:30:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Children]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=1015</guid>

					<description><![CDATA[Learning the fundamentals of financial independence doesn’t need to wait. With kids as young as 7 years old having access to digital wallets and other financial accounts, there has never been a better time to help children learn about how to manage their money. There are several benefits to starting this process early. Possibly one&#8230;The post Canadian Bank Accounts for Kids appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>31</slash:comments>
		
		
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		<title>Best GIC Rates in Canada &#8211; June 2026</title>
		<link>https://milliondollarjourney.com/best-gic-rates-in-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-gic-rates-in-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sun, 24 May 2026 01:45:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[tfsa]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=115822</guid>

					<description><![CDATA[With the Bank of Canada signalling that rate cuts will be slow-if-at-all in 2026, it has become abundantly clear that the best GIC rates in Canada have already topped out. Inflation is cooling (with a relatively modest 2.2% annualized measurement in December of 2025), economic growth is softening, and bond markets have priced in a&#8230;The post Best GIC Rates in Canada &#8211; June 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>3</slash:comments>
		
		
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		<title>Best Bank Account for Seniors in Canada 2026</title>
		<link>https://milliondollarjourney.com/best-bank-account-for-seniors-canada.htm</link>
					<comments>https://milliondollarjourney.com/best-bank-account-for-seniors-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Yang]]></dc:creator>
		<pubDate>Sat, 23 May 2026 01:20:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=13716</guid>

					<description><![CDATA[Many of us look to save a buck when we hit our 60s and kiss the world of monthly paycheques goodbye. Banking is no exception. Luckily, there are several bank accounts for seniors in Canada offering low-to-no fee services. Nowadays, you don’t need to rely only on the traditional brick and mortar banks as once&#8230;The post Best Bank Account for Seniors in Canada 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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		<title>Investing In Canadian Wide Moat Stocks</title>
		<link>https://milliondollarjourney.com/canadian-wide-moat-stocks.htm</link>
					<comments>https://milliondollarjourney.com/canadian-wide-moat-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[Dale Roberts]]></dc:creator>
		<pubDate>Sat, 16 May 2026 01:25:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=56218</guid>

					<description><![CDATA[As I’ve moved into semi-retirement, my investing priorities have changed a bit. I still want equities-backed growth, because retirees who ignore stocks entirely are basically asking inflation to slowly chew through their purchasing power. But I’m much less interested in owning volatile companies that might have a really high ceiling &#8211; and also might see&#8230;The post Investing In Canadian Wide Moat Stocks appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>3</slash:comments>
		
		
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		<title>Bond ETFs vs GICs vs High Interest Savings Accounts</title>
		<link>https://milliondollarjourney.com/fixed-income-faceoff-bond-etfs-vs-gics-vs-high-interest-savings-accounts.htm</link>
					<comments>https://milliondollarjourney.com/fixed-income-faceoff-bond-etfs-vs-gics-vs-high-interest-savings-accounts.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 10 May 2026 01:55:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3740</guid>

					<description><![CDATA[For Canadian investors looking at less volatile investments, the choice between a high interest savings account, GIC, or a Bond (usually via a bond ETF) can be needlessly confusing. With interest rates trending upwards again, making sure your low risk investments keep up with inflation is paramount. Here’s a quick look at our updated picks&#8230;The post Bond ETFs vs GICs vs High Interest Savings Accounts appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>7</slash:comments>
		
		
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		<title>RBC Direct Investing Review 2026: Fees, ETFs, Account Options and More</title>
		<link>https://milliondollarjourney.com/rbc-direct-investing-review.htm</link>
					<comments>https://milliondollarjourney.com/rbc-direct-investing-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Justin Bouchard]]></dc:creator>
		<pubDate>Wed, 06 May 2026 06:50:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=5783</guid>

					<description><![CDATA[What is RBC Direct Investing? The Royal Bank of Canada (RBC) was one of the first banks in the country to pioneer DIY investing for the everyday investor. With RBC Direct Investing, you can trade Canadian and US stocks, ETFs, mutual funds and bonds. You can fund and manage your registered investment accounts (TFSA, RRSP,&#8230;The post RBC Direct Investing Review 2026: Fees, ETFs, Account Options and More appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
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		<title>Best International Stocks for Canadians: Should You Invest Outside Canada?</title>
		<link>https://milliondollarjourney.com/invest-outside-canada.htm</link>
					<comments>https://milliondollarjourney.com/invest-outside-canada.htm#respond</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 01 May 2026 06:42:56 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[tfsa]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=363331</guid>

					<description><![CDATA[With USMCA negotiations about to begin, and the Canadian housing market having a pretty rough go, we&#8217;re getting a lot of emails and questions about the best international stocks outside of Canada and the USA.&#160; For some quick background, Canadians love buying stuff as we know. We’re not alone in this and it’s generally referred&#8230;The post Best International Stocks for Canadians: Should You Invest Outside Canada? appeared first on Million Dollar Journey.]]></description>
		
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		<title>Best Canadian Dividend Stocks &#8211; May 2026</title>
		<link>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm</link>
					<comments>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 01 May 2026 04:50:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2102</guid>

					<description><![CDATA[As we leave RRSP season in the rearview mirror, our May 2026 Best Dividend Stocks list needed an update. Given the chaos that the Trump administration has unleashed on the world’s energy markets, it’s no surprise that the relative safety of Canadian dividend stocks is looking pretty good right now. While we’re unlikely to see&#8230;The post Best Canadian Dividend Stocks &#8211; May 2026 appeared first on Million Dollar Journey.]]></description>
		
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