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	<title>Million Dollar Journey</title>
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	<description>Building Wealth through Saving and Investing</description>
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	<item>
		<title>Bond ETFs vs GICs vs High Interest Savings Accounts</title>
		<link>https://milliondollarjourney.com/fixed-income-faceoff-bond-etfs-vs-gics-vs-high-interest-savings-accounts.htm</link>
					<comments>https://milliondollarjourney.com/fixed-income-faceoff-bond-etfs-vs-gics-vs-high-interest-savings-accounts.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Sun, 10 May 2026 01:55:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3740</guid>

					<description><![CDATA[For Canadian investors looking at less volatile investments, the choice between a high interest savings account, GIC, or a Bond (usually via a bond ETF) can be needlessly confusing. With interest rates trending upwards again, making sure your low risk investments keep up with inflation is paramount. Here’s a quick look at our updated picks&#8230;The post Bond ETFs vs GICs vs High Interest Savings Accounts appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>4</slash:comments>
		
		
			</item>
		<item>
		<title>RBC Direct Investing Review 2026: Fees, ETFs, Account Options and More</title>
		<link>https://milliondollarjourney.com/rbc-direct-investing-review.htm</link>
					<comments>https://milliondollarjourney.com/rbc-direct-investing-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Justin Bouchard]]></dc:creator>
		<pubDate>Wed, 06 May 2026 06:50:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=5783</guid>

					<description><![CDATA[What is RBC Direct Investing? The Royal Bank of Canada (RBC) was one of the first banks in the country to pioneer DIY investing for the everyday investor. With RBC Direct Investing, you can trade Canadian and US stocks, ETFs, mutual funds and bonds. You can fund and manage your registered investment accounts (TFSA, RRSP,&#8230;The post RBC Direct Investing Review 2026: Fees, ETFs, Account Options and More appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
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		<item>
		<title>Best International Stocks for Canadians: Should You Invest Outside Canada?</title>
		<link>https://milliondollarjourney.com/invest-outside-canada.htm</link>
					<comments>https://milliondollarjourney.com/invest-outside-canada.htm#respond</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 01 May 2026 06:42:56 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[tfsa]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=363331</guid>

					<description><![CDATA[With USMCA negotiations about to begin, and the Canadian housing market having a pretty rough go, we&#8217;re getting a lot of emails and questions about the best international stocks outside of Canada and the USA.&#160; For some quick background, Canadians love buying stuff as we know. We’re not alone in this and it’s generally referred&#8230;The post Best International Stocks for Canadians: Should You Invest Outside Canada? appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Best Canadian Dividend Stocks &#8211; May 2026</title>
		<link>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm</link>
					<comments>https://milliondollarjourney.com/top-10-canadian-dividend-growth-stocks.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Fri, 01 May 2026 04:50:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=2102</guid>

					<description><![CDATA[As we leave RRSP season in the rearview mirror, our May 2026 Best Dividend Stocks list needed an update. Given the chaos that the Trump administration has unleashed on the world’s energy markets, it’s no surprise that the relative safety of Canadian dividend stocks is looking pretty good right now. While we’re unlikely to see&#8230;The post Best Canadian Dividend Stocks &#8211; May 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>73</slash:comments>
		
		
			</item>
		<item>
		<title>Best Canadian Online Brokers &#8211; May 2026</title>
		<link>https://milliondollarjourney.com/review-canadian-discount-brokerages.htm</link>
					<comments>https://milliondollarjourney.com/review-canadian-discount-brokerages.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Fri, 01 May 2026 01:45:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/review-canadian-discount-brokerages.htm</guid>

					<description><![CDATA[As we finish our spring cleaning and look ahead to summer, Canada’s best online brokers are doing their best to welcome you with open arms and cash back promotions. The big 2026 update is that Qtrade (our pick for the #1 online brokerage in Canada) now offers completely free stock and ETF trading. No commissions&#8230;The post Best Canadian Online Brokers &#8211; May 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>532</slash:comments>
		
		
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		<title>Qtrade Review 2026 &#8211; Canada&#8217;s Best Broker</title>
		<link>https://milliondollarjourney.com/qtrade-review.htm</link>
					<comments>https://milliondollarjourney.com/qtrade-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Fri, 01 May 2026 01:41:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=10296</guid>

					<description><![CDATA[Current Qtrade New Customer Promotion Brokerage promos are only worth paying attention to these days if they actually put meaningful cash in your account. “Free trades” used to sound exciting and they used to have real value, but now several of our top brokers offer $0 stock and ETF trades. Qtrade’s current offer stands out&#8230;The post Qtrade Review 2026 &#8211; Canada&#8217;s Best Broker appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>6</slash:comments>
		
		
			</item>
		<item>
		<title>EQ Bank Review 2026</title>
		<link>https://milliondollarjourney.com/eq-bank-review.htm</link>
					<comments>https://milliondollarjourney.com/eq-bank-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Wed, 29 Apr 2026 07:30:00 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3784</guid>

					<description><![CDATA[EQ Bank Account Options and Interest Rates Account Type Interest Rate Best For Daily High Interest Account 1%* (Plus 1.75% if you direct deposit your pay) People who want the highest consistent interest rate in Canada + free e-transfers + super cheap international money conversion + FREE BANKING + USD Accounts for Canadians&#160; EQ GICs&#8230;The post EQ Bank Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>23</slash:comments>
		
		
			</item>
		<item>
		<title>Justwealth Review 2026</title>
		<link>https://milliondollarjourney.com/justwealth-review.htm</link>
					<comments>https://milliondollarjourney.com/justwealth-review.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Wed, 29 Apr 2026 02:30:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=42519</guid>

					<description><![CDATA[Why Justwealth? As I’ve updated my Justwealth review over the years, they have risen from a solid-but-not-elite option to the best robo advisor in Canada. How did they do it? By focusing on what matters. Frankly, while Justwealth has made great strides in the way their website looks, they still aren’t the most aesthetically-appealing option&#8230;The post Justwealth Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>7</slash:comments>
		
		
			</item>
		<item>
		<title>Best Canadian Robo Advisors 2026</title>
		<link>https://milliondollarjourney.com/best-canadian-robo-advisors.htm</link>
					<comments>https://milliondollarjourney.com/best-canadian-robo-advisors.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 07:26:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=19802</guid>

					<description><![CDATA[With Wealthsimple now more focused on being a crypto trading and online betting site instead of an investing platform, we see other contenders pulling ahead for the title of Canada’s best robo advisor.&#160; Right now, Justwealth (our top-ranked Canadian robo advisor for 2026) is leading the pack with a cash bonus of up to $500&#8230;The post Best Canadian Robo Advisors 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>5</slash:comments>
		
		
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		<item>
		<title>Wealthsimple Review 2026</title>
		<link>https://milliondollarjourney.com/wealthsimple-review.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 07:20:00 +0000</pubDate>
				<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3696</guid>

					<description><![CDATA[What is Wealthsimple? Wealthsimple was founded in 2014 by Michael Katchen, Brett Huneycutt, and Rudy Adler. I’ll be upfront about my bias here. I liked the company a lot more in its early years than I do today. In fairness, the platform that I really fell for back in 2015 and 2016 wasn’t nearly as&#8230;The post Wealthsimple Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>10</slash:comments>
		
		
			</item>
		<item>
		<title>Questrade vs Wealthsimple &#8211; Which is Better in 2026?</title>
		<link>https://milliondollarjourney.com/wealthsimple-vs-questrade.htm</link>
					<comments>https://milliondollarjourney.com/wealthsimple-vs-questrade.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 02:10:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=3817</guid>

					<description><![CDATA[The Wealthsimple vs Questrade battle for Canadians’ investment dollars has become much more prominent over the last few years as each company has upped their marketing budget big time! Both companies built their reputations (and humorous ad campaigns) on a simple truth: Canadians pay far too much at the big banks. Free trades, clean interfaces,&#8230;The post Questrade vs Wealthsimple &#8211; Which is Better in 2026? appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>13</slash:comments>
		
		
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		<item>
		<title>Questrade Review 2026</title>
		<link>https://milliondollarjourney.com/questrade-review.htm</link>
					<comments>https://milliondollarjourney.com/questrade-review.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 02:00:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Product Reviews]]></category>
		<category><![CDATA[featured]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/we-opened-a-new-rrsp-account-with-questrade.htm</guid>

					<description><![CDATA[Is Questrade Safe &#38; Secure? One of the most common questions that I have gotten in the comments below is: Is investing my money through a Questrade online brokerage account safe? Is Questrade as safe as RBC, TD, CIBC, ScotiaBank, and BMO? &#8211; MDJ reader The answer: Yes! Questrade is a full member of (and&#8230;The post Questrade Review 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>906</slash:comments>
		
		
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		<item>
		<title>Buying a House in Canada &#8211; Why I Can’t Wait To NOT Be a Homeowner</title>
		<link>https://milliondollarjourney.com/buying-a-house-in-canada.htm</link>
					<comments>https://milliondollarjourney.com/buying-a-house-in-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Kyle Prevost]]></dc:creator>
		<pubDate>Sat, 25 Apr 2026 02:45:00 +0000</pubDate>
				<category><![CDATA[Children]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=50432</guid>

					<description><![CDATA[I originally wrote this article about buying a house in Canada back in 2021 – right as the price of housing was picking up. I’ve kept it updated over the last few years as it caught the attention of Rob Carrick over at the Globe and Mail, as well as a few other big names.&#8230;The post Buying a House in Canada &#8211; Why I Can’t Wait To NOT Be a Homeowner appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>73</slash:comments>
		
		
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		<item>
		<title>Investing in Rare Earth, Strategic, Minor and Industrial Metals</title>
		<link>https://milliondollarjourney.com/investing-in-rare-earth-technology-metals.htm</link>
					<comments>https://milliondollarjourney.com/investing-in-rare-earth-technology-metals.htm#respond</comments>
		
		<dc:creator><![CDATA[Jordan]]></dc:creator>
		<pubDate>Fri, 24 Apr 2026 02:08:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=276568</guid>

					<description><![CDATA[While we on Million Dollar Journey generally recommend straightforward investments like Canadian dividend stocks and index investing using Canadian ETFs, there is a growing curiosity from certain investors (commonly, HNWI) who seek out a more active management style of management. We have covered a variety of alternative investing vehicles, and the case for buying strategic,&#8230;The post Investing in Rare Earth, Strategic, Minor and Industrial Metals appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Investing In Collectibles as An Alternative Asset Class</title>
		<link>https://milliondollarjourney.com/investing-in-collectibles.htm</link>
					<comments>https://milliondollarjourney.com/investing-in-collectibles.htm#respond</comments>
		
		<dc:creator><![CDATA[Dale Roberts]]></dc:creator>
		<pubDate>Fri, 24 Apr 2026 02:00:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=42416</guid>

					<description><![CDATA[Ever since I first published this article back in 2021, a lot has happened. The collectible market has seen the post-COVID whipsaw, got a prime-time Netflix show called The Goldin Touch, and watched Shark Tank panel member Kevin O&#8217;Leary spend over $12,000,000 on a single sports card. In all fairness, some collectibles, bought at the&#8230;The post Investing In Collectibles as An Alternative Asset Class appeared first on Million Dollar Journey.]]></description>
		
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		<title>Investing For High Net Worth Individuals</title>
		<link>https://milliondollarjourney.com/high-net-worth-investing-canada.htm</link>
					<comments>https://milliondollarjourney.com/high-net-worth-investing-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Yang]]></dc:creator>
		<pubDate>Fri, 24 Apr 2026 01:40:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Robo Advisor]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=95066</guid>

					<description><![CDATA[A mistake many people tend to make is assuming that managing a high net worth portfolio is just a larger version of what worked prior. In reality, when you possess a lot of investible wealth, there are more considerations and options than previously.&#160; In Canada, the label HNWI (high net worth individual) means someone with&#8230;The post Investing For High Net Worth Individuals appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
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		<title>Investing In Gold In Canada 2026</title>
		<link>https://milliondollarjourney.com/invest-in-gold-canada.htm</link>
					<comments>https://milliondollarjourney.com/invest-in-gold-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[FT]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 06:50:00 +0000</pubDate>
				<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=86529</guid>

					<description><![CDATA[Given the insanely speculative run we’ve been on in 2026, it probably isn’t a big surprise that our comment board has been full of requests about how to invest in gold in Canada (and then how to sell gold as well)! Just a month ago it looked like gold was on an unstoppable trajectory. The&#8230;The post Investing In Gold In Canada 2026 appeared first on Million Dollar Journey.]]></description>
		
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			<slash:comments>3</slash:comments>
		
		
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		<title>Second Citizenship, Offshore Investing &#038; Expat Money Strategies for High Net Worth Canadians</title>
		<link>https://milliondollarjourney.com/second-citizenship-offshore-investing-high-net-worth-canadians.htm</link>
					<comments>https://milliondollarjourney.com/second-citizenship-offshore-investing-high-net-worth-canadians.htm#respond</comments>
		
		<dc:creator><![CDATA[Jordan]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 02:40:00 +0000</pubDate>
				<category><![CDATA[Canadian Expats]]></category>
		<category><![CDATA[General Finance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Tax Minimization]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=280534</guid>

					<description><![CDATA[For high-net-worth Canadians, the idea of obtaining a second passport isn’t just about escaping winter or avoiding long immigration lines, it’s about financial flexibility, risk management, and strategic wealth preservation. Reasonable people can argue over the proper taxation level for various income and wealth levels in society, but the reality on the ground is that&#8230;The post Second Citizenship, Offshore Investing &amp; Expat Money Strategies for High Net Worth Canadians appeared first on Million Dollar Journey.]]></description>
		
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		<title>Investing in Commodities in Canada 2026</title>
		<link>https://milliondollarjourney.com/investing-in-commodities.htm</link>
					<comments>https://milliondollarjourney.com/investing-in-commodities.htm#respond</comments>
		
		<dc:creator><![CDATA[Yang]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 01:45:00 +0000</pubDate>
				<category><![CDATA[Dividend Investing]]></category>
		<category><![CDATA[Index Investing]]></category>
		<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=61910</guid>

					<description><![CDATA[If you have been like many investors and sticking with an easy, passive all-in-one ETF, but looking to try out something a bit more active, investing in commodities like gold in Canada could be just the thing to scratch that itch. Commodities are consumer products such as energy, metals and agriculture &#8211; and they are&#8230;The post Investing in Commodities in Canada 2026 appeared first on Million Dollar Journey.]]></description>
		
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		<title>bitcoin in Canada 2026: Should I Buy bitcoin?</title>
		<link>https://milliondollarjourney.com/buy-bitcoin-canada.htm</link>
					<comments>https://milliondollarjourney.com/buy-bitcoin-canada.htm#comments</comments>
		
		<dc:creator><![CDATA[Hannah]]></dc:creator>
		<pubDate>Wed, 22 Apr 2026 01:30:00 +0000</pubDate>
				<category><![CDATA[Investing]]></category>
		<guid isPermaLink="false">https://milliondollarjourney.com/?p=42000</guid>

					<description><![CDATA[We’ve had hundreds of Canadians ask us some version of the same question over the years: “Should I buy Bitcoin?” Those types of emails piled up in late 2020, went quieter for a while, then came roaring back every time the chart went vertical, most notably in 2024 and again in late 2025. Bitcoin has&#8230;The post bitcoin in Canada 2026: Should I Buy bitcoin? appeared first on Million Dollar Journey.]]></description>
		
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