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    <title>Of Consuming Interest</title>
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      <![CDATA[<p>Of Consuming Interest is a weekly show examining the most important consumer issues today.</p>]]>
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      <![CDATA[<p>Of Consuming Interest is a weekly show examining the most important consumer issues today.</p>]]>
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      <title>Of Consuming Interest</title>
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      <title>Can artificial intelligence reduce your intelligence?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the behavior changes that occur when people use AI.&nbsp;For example, an MIT study showed that users forget what they just wrote and feel detached from their work.&nbsp;It concludes that our thinking ability and creativity appear to be significantly reduced.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Can artificial intelligence reduce your intelligence?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the behavior changes that occur when people use AI. </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the behavior changes that occur when people use AI.&nbsp;For example, an MIT study showed that users forget what they just wrote and feel detached from their work.&nbsp;It concludes that our thinking ability and creativity appear to be significantly reduced.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Apr 2026 04:00:00 -0000</pubDate>
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      <title>Distinguishing between weather changes and climate change</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Steven Milloy, founder of junkscience.com, who discusses how the climate has fluctuated from hot to the Ice Age and&nbsp;how many of the efforts to stop climate change have failed.&nbsp;He also questions many of the models that have been used to track changes in the climate..&nbsp;&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Distinguishing between weather changes and climate change</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Steven Milloy, founder of junkscience.com, who discusses how the climate has fluctuated from hot to the Ice Age and how many of the efforts to stop climate change have failed.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Steven Milloy, founder of junkscience.com, who discusses how the climate has fluctuated from hot to the Ice Age and&nbsp;how many of the efforts to stop climate change have failed.&nbsp;He also questions many of the models that have been used to track changes in the climate..&nbsp;&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 04 Apr 2026 04:00:00 -0000</pubDate>
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      <title>Put AI to work for your small business</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Put AI to work for your small business</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses.  </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 28 Mar 2026 04:00:00 -0000</pubDate>
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      <title>Easing the pain at the pump</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, Wallet Hub writer and analyst, who describes some ways to ease the pain at the pump.&nbsp;&nbsp;A credit card might be one of the tools that will give you rewards or cash back.&nbsp;A recent study outlines points to consider in choosing a credit card, its limits, advantages, and drawbacks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Easing the pain at the pump</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Chip Lupo, Wallet Hub writer and analyst, who describes some ways to deal with   increases in the price of gas and diesel.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, Wallet Hub writer and analyst, who describes some ways to ease the pain at the pump.&nbsp;&nbsp;A credit card might be one of the tools that will give you rewards or cash back.&nbsp;A recent study outlines points to consider in choosing a credit card, its limits, advantages, and drawbacks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 21 Mar 2026 04:00:00 -0000</pubDate>
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      <title>The Consumer Man's Top Tips</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The Consumer Man's Top Tips</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 14 Mar 2026 04:00:00 -0000</pubDate>
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      <title>How to get your money to generate interest in interesting times</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley,&nbsp;president, Forward Together Wealth Planning, who points out the many changes in our economy that may make a difference in your investment strategies.&nbsp;What impact will the huge data centers have on the market and how will biotech play into your financial outlook?&nbsp;What should you know about municipal bonds and defense spending when investing?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to get your money to generate interest in interesting times</itunes:title>
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      <itunes:summary>oe Hemsley of Forward Together Financial Wealth Planning discusses safe havens for your money in a time of global turmoil.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley,&nbsp;president, Forward Together Wealth Planning, who points out the many changes in our economy that may make a difference in your investment strategies.&nbsp;What impact will the huge data centers have on the market and how will biotech play into your financial outlook?&nbsp;What should you know about municipal bonds and defense spending when investing?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 07 Mar 2026 05:00:00 -0000</pubDate>
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      <title>Are you SAD??</title>
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        <![CDATA[<p>It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with&nbsp;Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.</p><p>In addition, she gives tips on getting along with relatives during the holidays and why empathy isn’t enough, it needs to be combined with banter.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Are you SAD??</itunes:title>
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      <itunes:summary>It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it.</itunes:summary>
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        <![CDATA[<p>It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with&nbsp;Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.</p><p>In addition, she gives tips on getting along with relatives during the holidays and why empathy isn’t enough, it needs to be combined with banter.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 28 Feb 2026 05:00:00 -0000</pubDate>
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      <title>Ways to deal with creditors when you fall behind in paying off the debt</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, an analyst with Wallet Hub, who discusses how consumers use credit cards, the dangers of only paying the minimum each month and how to deal with creditors when you fall behind in paying off the debt.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Ways to deal with creditors when you fall behind in paying off the debt</itunes:title>
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      <itunes:summary>Chip Lupo, an analyst with Wallet Hub, discusses how consumers use credit cards and the dangers of only paying the minimum each month.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, an analyst with Wallet Hub, who discusses how consumers use credit cards, the dangers of only paying the minimum each month and how to deal with creditors when you fall behind in paying off the debt.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 21 Feb 2026 05:00:00 -0000</pubDate>
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      <title>Counting the benjamins your government is spending</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Counting the benjamins your government is spending</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent.  </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 14 Feb 2026 05:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>When your phone rings, how do you know who’s calling?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 07 Feb 2026 05:00:00 -0000</pubDate>
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      <title>Protect your assets with the right insurance</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Protect your assets with the right insurance</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 31 Jan 2026 05:00:00 -0000</pubDate>
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      <title>How accessible is the legal system, really?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses the changes that can be made to the legal system that will make it more accessible and affordable for consumers and how some states have taken steps to accomplish this goal.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How accessible is the legal system, really?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses the changes that can be made to the legal system that will make it more accessible and affordable for consumers.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses the changes that can be made to the legal system that will make it more accessible and affordable for consumers and how some states have taken steps to accomplish this goal.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 24 Jan 2026 05:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing tax breaks on your savings accounts and the pros and cons of long term health care</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Social Security myths and reality</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing tax breaks on your savings accounts and the pros and cons of long term health care</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 17 Jan 2026 05:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses artificial intelligence -- how it provides valuable services but also presents many dangers.&nbsp;One major concern is how some people are actually falling in love with a machine.&nbsp;She gives a pathway to using, but at the same time controlling, its effect on our lives.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Falling in love with a machine -- and other pitfalls of AI</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses artificial intelligence -- how it provides valuable services but also presents many dangers.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses artificial intelligence -- how it provides valuable services but also presents many dangers.&nbsp;One major concern is how some people are actually falling in love with a machine.&nbsp;She gives a pathway to using, but at the same time controlling, its effect on our lives.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 10 Jan 2026 05:00:00 -0000</pubDate>
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        <![CDATA[<p><br></p><p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the many frauds targeting consumers.  </itunes:summary>
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        <![CDATA[<p><br></p><p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Dec 2025 05:00:00 -0000</pubDate>
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      <title>The Consumer Man's top tips</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The Consumer Man's top tips</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Dec 2025 05:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of Wallet Hub, who describes deferred interest and how it can save you money but only if you understand its restrictions and the price you may pay if you don’t make payments on time.&nbsp;He also gives tips on the best gift cards and how the rules regarding their use have changed.&nbsp;&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>This deferred option may pique your interest</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Chip Lupo of Wallet Hub, who describes deferred interest and how it can save you money but only if you understand its restrictions.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of Wallet Hub, who describes deferred interest and how it can save you money but only if you understand its restrictions and the price you may pay if you don’t make payments on time.&nbsp;He also gives tips on the best gift cards and how the rules regarding their use have changed.&nbsp;&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Dec 2025 05:00:00 -0000</pubDate>
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      <title>Are you SAD??</title>
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        <![CDATA[<p>It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with&nbsp;Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.</p><p>In addition, she gives tips on getting along with relatives during the holidays and why empathy isn’t enough, it needs to be combined with banter.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Are you SAD??</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.</itunes:summary>
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        <![CDATA[<p>It is sometimes called the winter blues but it is very real. Host Shirley Rooker speaks with&nbsp;Jill Robin Payne, a psychotherapist, who describes the symptoms of seasonal affective disorder and ways to treat it including bright lights and exercise.</p><p>In addition, she gives tips on getting along with relatives during the holidays and why empathy isn’t enough, it needs to be combined with banter.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 13 Dec 2025 05:00:00 -0000</pubDate>
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      <title>Maryland is number one – in increased mortgage debt    </title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Maryland is number one – in increased mortgage debt    </itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 06 Dec 2025 05:00:00 -0000</pubDate>
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      <itunes:duration>00:24:59</itunes:duration>
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      <title>Our first president as businessman and innovator</title>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Our first president as businessman and innovator</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 29 Nov 2025 05:00:00 -0000</pubDate>
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      <title>Yes, banter can better the world</title>
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        <![CDATA[<p><br></p><p>Host Shirley Rooker speaks with psychotherapist and author Jill Robin Payne about various ways to alleviate stress, including “Bempathy,” a way of creating empathy through casual conversation.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Yes, banter can better the world</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with psychotherapist and author Jill Robin Payne about various ways to alleviate stress.</itunes:summary>
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        <![CDATA[<p><br></p><p>Host Shirley Rooker speaks with psychotherapist and author Jill Robin Payne about various ways to alleviate stress, including “Bempathy,” a way of creating empathy through casual conversation.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 22 Nov 2025 05:00:00 -0000</pubDate>
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      <itunes:duration>00:24:55</itunes:duration>
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      <title>Put AI to work for your small business </title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Put AI to work for your small business </itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 15 Nov 2025 05:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Is your recyclable water bottle really clean?</title>
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        <![CDATA[<p><br></p><p>Host Shirley Rooker speaks with Rick Berman, RBB Strategies, who cites numerous studies that reveal very high levels of contaminants in the majority of the bottles tested.  The simple solution is to clean them thoroughly, especially the lids and the grooves in the bottles, wash with soap and water daily and put in the dishwasher at least once a week.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Is your recyclable water bottle really clean?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Rick Berman, RBB Strategies, who cites numerous studies that reveal very high levels of contaminants in the majority of the bottles tested.</itunes:summary>
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        <![CDATA[<p><br></p><p>Host Shirley Rooker speaks with Rick Berman, RBB Strategies, who cites numerous studies that reveal very high levels of contaminants in the majority of the bottles tested.  The simple solution is to clean them thoroughly, especially the lids and the grooves in the bottles, wash with soap and water daily and put in the dishwasher at least once a week.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 08 Nov 2025 05:00:00 -0000</pubDate>
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      <title>Giving your kids a jump start on financial literacy</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children starting in kindergarten as well suggesting ways parents can introduce their kids to responsible use of credit cards, debit cards, and planning a budget.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Giving your kids a jump start on financial literacy</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children starting in kindergarten.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children starting in kindergarten as well suggesting ways parents can introduce their kids to responsible use of credit cards, debit cards, and planning a budget.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 01 Nov 2025 04:00:00 -0000</pubDate>
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      <title>Distinguishing between weather changes and climate change</title>
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        <![CDATA[<p>Host Shirley Rooker wpeaks with Steven Milloy, founder of junkscience.com,  who discusses how the climate has fluctuated from hot to the Ice Age and&nbsp;how many of the efforts to stop climate change have failed.&nbsp;He also questions many of the models that have been used to track changes in the climate..&nbsp;&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Distinguishing between weather changes and climate change</itunes:title>
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      <itunes:summary>Steven Milloy, founder of junkscience.com, discusses how the climate has fluctuated from hot to the Ice Age.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker wpeaks with Steven Milloy, founder of junkscience.com,  who discusses how the climate has fluctuated from hot to the Ice Age and&nbsp;how many of the efforts to stop climate change have failed.&nbsp;He also questions many of the models that have been used to track changes in the climate..&nbsp;&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 25 Oct 2025 04:00:00 -0000</pubDate>
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      <title>Forecasting the effects of AI on the legal system</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more.&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Forecasting the effects of AI on the legal system</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning and how AI may give consumers more access to the legal system.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more.&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 18 Oct 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley of Forward Together Financial Wealth Planning, who discusses strategies that can result in lower 2025 taxes.&nbsp;Is deferred income a good strategy?&nbsp;Should you consider a non-Roth IRA?&nbsp;How about increasing contributions to your retirement account?&nbsp;Are you aware of the lifetime gift exclusion?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Not too late to save on this year's taxes</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley of Forward Together Financial Wealth Planning, who discusses strategies that can result in lower 2025 taxes.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley of Forward Together Financial Wealth Planning, who discusses strategies that can result in lower 2025 taxes.&nbsp;Is deferred income a good strategy?&nbsp;Should you consider a non-Roth IRA?&nbsp;How about increasing contributions to your retirement account?&nbsp;Are you aware of the lifetime gift exclusion?</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Oct 2025 04:00:00 -0000</pubDate>
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      <title>What you need to know about insurance.</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph M McCartin Insurance, who provides practical advice on buying insurance.&nbsp;For example, how you can reduce your car insurance premiums when you add a young driver, ways to lower your home insurance, your responsibilities when you hire a home improvement person and when you host a party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph M McCartin Insurance, who provides practical advice on buying insurance. </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph M McCartin Insurance, who provides practical advice on buying insurance.&nbsp;For example, how you can reduce your car insurance premiums when you add a young driver, ways to lower your home insurance, your responsibilities when you hire a home improvement person and when you host a party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 04 Oct 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses some of the psychological&nbsp;pitfalls of artificial intelligence.&nbsp;For example, we touch on the dangers of children using AI for life advice, as witnessed by the recent suicide of a teen.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Children and AI</itunes:title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses some of the psychological&nbsp;pitfalls of artificial intelligence.&nbsp;For example, we touch on the dangers of children using AI for life advice, as witnessed by the recent suicide of a teen.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 Sep 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Sep 2025 04:00:00 -0000</pubDate>
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      <title>What to know before you go </title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, writer and analyst with Wallethub, who discusses factors to consider when choosing an airline. The report takes a look at considerations other than costs.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Chip Lupo, writer and analyst with Wallethub, who discusses factors to consider when choosing an airline. </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, writer and analyst with Wallethub, who discusses factors to consider when choosing an airline. The report takes a look at considerations other than costs.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 13 Sep 2025 04:00:00 -0000</pubDate>
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      <title>Put AI to work for your small business </title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?…</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Put AI to work for your small business </itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more reluctant to use AI than men?…</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 06 Sep 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Jill Robin Payne, psychotherapist and author, discusses artificial intelligence, how it provides valuable services but also presents many dangers.&nbsp;One major concern is how some people are actually falling in love with a machine.&nbsp;She gives a pathway to using, but at the same time controlling, its effect on our lives.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Falling in love with a machine -- and other pitfalls of AI</itunes:title>
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      <itunes:summary>Jill Robin Payne, psychotherapist and author, discusses artificial intelligence, how it provides valuable services but also presents many dangers.</itunes:summary>
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        <![CDATA[<p>Jill Robin Payne, psychotherapist and author, discusses artificial intelligence, how it provides valuable services but also presents many dangers.&nbsp;One major concern is how some people are actually falling in love with a machine.&nbsp;She gives a pathway to using, but at the same time controlling, its effect on our lives.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 30 Aug 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children starting in kindergarten as well suggesting ways parents can introduce their kids to responsible use of credit cards, debit cards, and planning a budget.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Giving your kids a jump start on financial literacy</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses ways parents can introduce their kids to responsible use of credit cards, debit cards, and planning a budget.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children starting in kindergarten as well suggesting ways parents can introduce their kids to responsible use of credit cards, debit cards, and planning a budget.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 23 Aug 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The Consumer Man's top tips</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who covers a range of topics, including wiping personal data off devices before recycling them.,</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 16 Aug 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Clyde Wayne Crews, Competitive&nbsp;Enterprise Institute discusses the SCRUB Act and how, if enacted, would require a review of federal regulations and mandate the elimination of 10 regulations for each new one, saving a tremendous amount of money for taxpayers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Scrubbing regulations to save taxpayers money</itunes:title>
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        <![CDATA[<p>Clyde Wayne Crews, Competitive&nbsp;Enterprise Institute discusses the SCRUB Act and how, if enacted, would require a review of federal regulations and mandate the elimination of 10 regulations for each new one, saving a tremendous amount of money for taxpayers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 09 Aug 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 02 Aug 2025 04:00:00 -0000</pubDate>
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      <itunes:summary>Jill Robin Payne, psychotherapist and author, discusses artificial intelligence, how it provides valuable services but also presents many dangers. Some people are actually falling in love with a machine.</itunes:summary>
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        <![CDATA[<p>Jill Robin Payne, psychotherapist and author, discusses artificial intelligence, how it provides valuable services but also presents many dangers.&nbsp;One major concern is how some people are actually falling in love with a machine.&nbsp;She gives a pathway to using, but at the same time controlling, its effect on our lives.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 26 Jul 2025 04:00:00 -0000</pubDate>
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      <itunes:summary>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children -- starting in kindergarten.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Laura Levine, president and CEO of the Jump Start Coalition, who discusses the progress in schools providing financial education to children starting in kindergarten as well suggesting ways parents can introduce their kids to responsible use of credit cards, debit cards, and planning a budget.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing tax breaks on your savings accounts and the pros and cons of long term health care</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing tax breaks on your savings accounts and the pros and cons of long term health care

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing tax breaks on your savings accounts and the pros and cons of long term health care</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 12 Jul 2025 04:00:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more</p><p>reluctant to use AI than men? A recent study has the answers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more</p><p>reluctant to use AI than men? A recent study has the answers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>&nbsp;</p><p>Host Shirley Rooker speaks with psychotherapist and author Jill Robin Payne about various ways to alleviate stress, including “Bempathy,” a way of creating empathy through casual conversation..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>&nbsp;</p><p>Host Shirley Rooker speaks with psychotherapist and author Jill Robin Payne about various ways to alleviate stress, including “Bempathy,” a way of creating empathy through casual conversation..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more.&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses how AI may give consumers more access to the legal system, </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more.&nbsp;</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 07 Jun 2025 13:32:57 -0000</pubDate>
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      <title>Maryland is number one – in increased mortgage debt</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Maryland is number one – in increased mortgage debt</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title> Do you love where you live?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. Learn more about your ad choices. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title> Do you love where you live?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. Learn more about your ad choices. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 31 May 2025 14:02:10 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Forecasting the effects of AI on the legal system</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more. </itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses digital estate planning, how AI may give consumers more access to the legal system, a court case involving consumers’ First Amendment right to receive legal information and more. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 17 May 2025 12:53:05 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president, as well as his partnership with his wife Martha and her importance to his success.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 10 May 2025 12:40:59 -0000</pubDate>
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      <title>The cost of regulations on consumers and businesses</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The cost of regulations on consumers and businesses</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 03 May 2025 13:01:58 -0000</pubDate>
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      <title>What to know before you go</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, writer and analyst with Wallethub, who discusses factors to consider when choosing an airline. The report takes a look at considerations</p><p>other than costs that can make a significant difference in your experience, such as leg room, how well pets are treated, the safety record and the rate of delays. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Chip Lupo, writer and analyst with Wallethub, who discusses factors to consider when choosing an airline. The report takes a look at considerations

other than costs that can make a significant difference in your experience, such as leg room, how well pets are treated, the safety record and the rate of delays. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo, writer and analyst with Wallethub, who discusses factors to consider when choosing an airline. The report takes a look at considerations</p><p>other than costs that can make a significant difference in your experience, such as leg room, how well pets are treated, the safety record and the rate of delays. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 19 Apr 2025 12:54:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who describes the negative changes  in our behavior, such as aggression, depression and loss of social skills, when we spend too much time on our phones or electronic devices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Put down your phone and go outside and play</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who describes the negative changes  in our behavior, such as aggression, depression and loss of social skills, when we spend too much time on our phones or electronic devices.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who describes the negative changes  in our behavior, such as aggression, depression and loss of social skills, when we spend too much time on our phones or electronic devices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 12 Apr 2025 13:20:00 -0000</pubDate>
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      <title>How corporate wokeness can affect you as a consumer</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Will Hild, executive director of Consumers’ Research, who defines woke and how it affects so many areas of our lives, including our pension funds and</p><p>healthcare. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Will Hild, executive director of Consumers’ Research, who defines woke and how it affects so many areas of our lives, including our pension funds and

healthcare. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Will Hild, executive director of Consumers’ Research, who defines woke and how it affects so many areas of our lives, including our pension funds and</p><p>healthcare. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 05 Apr 2025 17:57:00 -0000</pubDate>
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      <itunes:duration>00:25:00</itunes:duration>
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      <title>Recalled but not repaired</title>
      <description>
        <![CDATA[<p>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Recalled but not repaired</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 29 Mar 2025 12:45:00 -0000</pubDate>
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      <title>Navigating the dangers of debt</title>
      <description>
        <![CDATA[<p> </p><p>Host Shirley Rooker speaks with Chip Lupo, writer and analyst for Wallet Hub, who discusses debt, specifically the implications of the huge auto and credit card debts, as well</p><p>as the impact of inflation on Gen Z.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Navigating the dangers of debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary> 

Host Shirley Rooker speaks with Chip Lupo, writer and analyst for Wallet Hub, who discusses debt, specifically the implications of the huge auto and credit card debts, as well

as the impact of inflation on Gen Z.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Host Shirley Rooker speaks with Chip Lupo, writer and analyst for Wallet Hub, who discusses debt, specifically the implications of the huge auto and credit card debts, as well</p><p>as the impact of inflation on Gen Z.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 22 Mar 2025 14:53:00 -0000</pubDate>
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      <title>The controversial history of the CFPB</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau, finance policy director, Competitive Enterprise Institute, who discusses the history of the Consumer Financial Protection Bureau and some</p><p>of the controversy surrounding it.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The controversial history of the CFPB</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with John Berlau, finance policy director, Competitive Enterprise Institute, who discusses the history of the Consumer Financial Protection Bureau and some

of the controversy surrounding it.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau, finance policy director, Competitive Enterprise Institute, who discusses the history of the Consumer Financial Protection Bureau and some</p><p>of the controversy surrounding it.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 15 Mar 2025 14:03:00 -0000</pubDate>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
      <itunes:duration>00:25:00</itunes:duration>
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      <title>Put AI to work for your small business</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more</p><p>reluctant to use AI than men? A recent study has the answers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Put AI to work for your small business</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more

reluctant to use AI than men? A recent study has the answers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who discusses artificial intelligence and its impact on small businesses. And we address the question: are women more</p><p>reluctant to use AI than men? A recent study has the answers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 08 Mar 2025 13:51:00 -0000</pubDate>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
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      <title>When your phone rings, how do you know who’s calling?</title>
      <description>
        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>When your phone rings, how do you know who’s calling?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 01 Mar 2025 15:00:00 -0000</pubDate>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
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      <title>Protect your home while reducing your insurance bills</title>
      <description>
        <![CDATA[<p> </p><p>Host Shirley Rooker speaks with Mike McCartin with Joseph McCartin Insurance, who discusses what you can do in the face of the significant increase in the cost of insurance and the impact of national disasters.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Protect your home while reducing your insurance bills</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary> 

Host Shirley Rooker speaks with Mike McCartin with Joseph McCartin Insurance, who discusses what you can do in the face of the significant increase in the cost of insurance and the impact of national disasters.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p> </p><p>Host Shirley Rooker speaks with Mike McCartin with Joseph McCartin Insurance, who discusses what you can do in the face of the significant increase in the cost of insurance and the impact of national disasters.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 22 Feb 2025 15:16:00 -0000</pubDate>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
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      <title>Law on corporate transparency may harm small business</title>
      <description>
        <![CDATA[<p>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Law on corporate transparency may harm small business</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 15 Feb 2025 13:48:00 -0000</pubDate>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
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      <title>The cost of regulations on consumers and businesses</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>The cost of regulations on consumers and businesses</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 08 Feb 2025 13:44:00 -0000</pubDate>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
      <itunes:duration>00:25:00</itunes:duration>
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      <title>Protect your assets with the right insurance</title>
      <description>
        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Protect your assets with the right insurance</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 01 Feb 2025 15:06:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Beware of debt relief offers</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 25 Jan 2025 13:52:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who explains why he views government regulation of what we see on social media as a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who explains why he views government regulation of what we see on social media as a threat to democracy.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who explains why he views government regulation of what we see on social media as a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 19 Jan 2025 16:58:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Our first president as businessman and innovator</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Jan 2025 15:09:00 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of WalletHub, who outlines a recent study on inflation and its impact on travel. He also describes the credit cards that are most travel-friendly. The high cost of carrying credit card debt from month to month is also discussed.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Chip Lupo of WalletHub, who outlines a recent study on inflation and its impact on travel. He also describes the credit cards that are most travel-friendly. The high cost of carrying credit card debt from month to month is also discussed.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of WalletHub, who outlines a recent study on inflation and its impact on travel. He also describes the credit cards that are most travel-friendly. The high cost of carrying credit card debt from month to month is also discussed.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses ways to deal with the depression called Seasonal Affective Disorder. Some people feel it when there is less daylight. In addition, she suggests ways to get through a family dinner when there is disagreement on politics. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses ways to deal with the depression called Seasonal Affective Disorder. Some people feel it when there is less daylight. In addition, she suggests ways to get through a family dinner when there is disagreement on politics. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who discusses ways to deal with the depression called Seasonal Affective Disorder. Some people feel it when there is less daylight. In addition, she suggests ways to get through a family dinner when there is disagreement on politics. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of WalletHub about the growing trend of giving gift cards at the holidays and how to use them wisely. He also discusses the difference between credit card network gift cards and merchants’ gift cards.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Chip Lupo of WalletHub about the growing trend of giving gift cards at the holidays and how to use them wisely. He also discusses the difference between credit card network gift cards and merchants’ gift cards.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of WalletHub about the growing trend of giving gift cards at the holidays and how to use them wisely. He also discusses the difference between credit card network gift cards and merchants’ gift cards.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, about the many ways we can save money or make the most of our investments.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Save while you spend -- and other money management solutions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, about the many ways we can save money or make the most of our investments.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, about the many ways we can save money or make the most of our investments.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 23 Nov 2024 14:50:40 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Recalled but not repaired</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a study on used cars that have been recalled due to serious defects. Many of them have not been repaired. In fact, it is estimated that over 50 million vehicles have not had their problems resolved.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 16 Nov 2024 18:33:23 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>When your phone rings, how do you know who’s calling?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 09 Nov 2024 13:11:38 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to Get Older Adults onLine (GOAL, to discuss ways you can protect yourself from people who want to get your personal information and/or take your money.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Scams, schemes and deceptive offers</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to Get Older Adults onLine (GOAL, to discuss ways you can protect yourself from people who want to get your personal information and/or take your money.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to Get Older Adults onLine (GOAL, to discuss ways you can protect yourself from people who want to get your personal information and/or take your money.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 02 Nov 2024 18:27:00 -0000</pubDate>
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      <title>What to consider when planning travel</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of WalletHub, who outlines a recent study on inflation and its impact on travel. He also describes the credit cards that are most travel-friendly. The high cost of carrying credit card debt from month to month is also discussed.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>What to consider when planning travel</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Chip Lupo of WalletHub, who outlines a recent study on inflation and its impact on travel. He also describes the credit cards that are most travel-friendly. The high cost of carrying credit card debt from month to month is also discussed.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Chip Lupo of WalletHub, who outlines a recent study on inflation and its impact on travel. He also describes the credit cards that are most travel-friendly. The high cost of carrying credit card debt from month to month is also discussed.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 26 Oct 2024 13:53:43 -0000</pubDate>
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      <title>Protect your assets with the right insurance</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who describes ways to prepare for future claims, including taking pictures or videos of your home furnishings. He also discusses the responsibilities of a host. For example, you may be liable if guests get drunk and have an accident when they leave your party.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 19 Oct 2024 17:57:15 -0000</pubDate>
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      <title>Make sure Google gives you the results you really need</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 06 Oct 2024 04:01:00 -0000</pubDate>
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      <title>Counting the benjamins your government is spending</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 05 Oct 2024 14:36:53 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who describes the negative changes that take place in our behavior, such as aggression, depression and loss of social skills, when we spend too much time on our phones or electronic devices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who describes the negative changes that take place in our behavior, such as aggression, depression and loss of social skills, when we spend too much time on our phones or electronic devices.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Robin Payne, psychotherapist and author, who describes the negative changes that take place in our behavior, such as aggression, depression and loss of social skills, when we spend too much time on our phones or electronic devices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 28 Sep 2024 12:50:05 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Law on corporate transparency may harm small business</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How the move away from fossil fuels might change your daily life</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss the facts behind rising car insurance rates and ways to save money on auto insurance, some of which may surprise you.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss the facts behind rising car insurance rates and ways to save money on auto insurance, some of which may surprise you.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss the facts behind rising car insurance rates and ways to save money on auto insurance, some of which may surprise you.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Do you love where you live?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest offers reforms designed to get control of the spiraling number of regulations. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jeff Brabant, National Federation of Independent Business, to discuss how the Corporate Transparency Act will hurt the financial health of businesses with 20 or fewer employees.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Kiernan of WalletHub.com to discuss a recent study that found consumers who use Google to search for financial products may be missing out on the best information. The study found that the results were heavily skewed to Google advertisers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne, who provides insight into the anger so many people are feeling today. She discusses how it is exhibited in people's behavior, its causes and the ways to alleviate anger within ourselves and others.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne, who provides insight into the anger so many people are feeling today. She discusses how it is exhibited in people's behavior, its causes and the ways to alleviate anger within ourselves and others.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne, who provides insight into the anger so many people are feeling today. She discusses how it is exhibited in people's behavior, its causes and the ways to alleviate anger within ourselves and others.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Christie Matherne, an editor  and writer at Wallethub, to discuss the recent data breach that may have compromised over 560 million people's accounts. She describes the steps needed to protect your financial information.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, an editor  and writer at Wallethub, to discuss the recent data breach that may have compromised over 560 million people's accounts. She describes the steps needed to protect your financial information.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Rick Berman, president of RBB Strategies, who describes how some charities are spending very small amounts of donations on their mission of helping veterans. He also talks about the move to use aluminum instead of plastic containers and the health concerns about the element being absorbed by the human body.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Rick Berman, president of RBB Strategies, who describes how some charities are spending very small amounts of donations on their mission of helping veterans. He also talks about the move to use aluminum instead of plastic containers and the health concerns about the element being absorbed by the human body.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau of the Competitive Enterprise Institute, who discusses the Consumer Financial Protection Bureau's proposed rule that would cap the amount of overdraft fees financial institutions can charge customers. He also talks about the data breach at the Bureau that affected personal files of 256,000 consumers..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with John Berlau of the Competitive Enterprise Institute, who discusses the Consumer Financial Protection Bureau's proposed rule that would cap the amount of overdraft fees financial institutions can charge customers. He also talks about the data breach at the Bureau that affected personal files of 256,000 consumers..

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau of the Competitive Enterprise Institute, who discusses the Consumer Financial Protection Bureau's proposed rule that would cap the amount of overdraft fees financial institutions can charge customers. He also talks about the data breach at the Bureau that affected personal files of 256,000 consumers..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 18 May 2024 18:07:09 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The ConsumerMan's top tips</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 18 May 2024 17:51:24 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Our first president as businessman and innovator</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of our first president and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 12 May 2024 14:09:27 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 04 May 2024 13:12:54 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss the facts behind rising car insurance rates and ways to save money on auto insurance, some of which may surprise you.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss the facts behind rising car insurance rates and ways to save money on auto insurance, some of which may surprise you.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss the facts behind rising car insurance rates and ways to save money on auto insurance, some of which may surprise you.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 Apr 2024 17:28:51 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Counting the benjamins your government is spending</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Adam Andrzejewski, founder of OpenTheBooks.com, who introduces Benjamin, a bot that allows consumers to discover how their tax dollars are being spent. Our national debt is over $36 trillion. Where is the money going? Find out. Pay Benjamin a visit!</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Apr 2024 12:41:36 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 13 Apr 2024 12:29:45 -0000</pubDate>
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      <title>How the move away from fossil fuels might change your daily life</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, including medical devices, medication, clothing, cars, computers and cell phones.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How the move away from fossil fuels might change your daily life</itunes:title>
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See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, including medical devices, medication, clothing, cars, computers and cell phones.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, editor at Wallethub, to discuss the reasons Maryland has the dubious honor of having the highest mortgage levels in the country. She also outlines ways to help deal with inflation, credit card debt and type budgets.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 30 Mar 2024 13:29:11 -0000</pubDate>
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      <title>Save while you spend -- and other money management solutions</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, about the many ways we can save money or make the most of our investments.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Save while you spend -- and other money management solutions</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, about the many ways we can save money or make the most of our investments.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, about the many ways we can save money or make the most of our investments.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 23 Mar 2024 13:47:37 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who says government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Free speech, hate speech and the role of government</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who says government regulation of what we see on social media is a threat to democracy.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who says government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 16 Mar 2024 12:19:40 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Rick Berman, president of RBB Strategies, who describes how some charities are spending very small amounts of donations on their mission of helping veterans. He also talks about the move to use aluminum instead of plastic containers. And the health concerns about the element being absorbed by the human body.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Health concerns around the move away from plastic bottles</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Rick Berman, president of RBB Strategies, who describes how some charities are spending very small amounts of donations on their mission of helping veterans. He also talks about the move to use aluminum instead of plastic containers. And the health concerns about the element being absorbed by the human body.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Rick Berman, president of RBB Strategies, who describes how some charities are spending very small amounts of donations on their mission of helping veterans. He also talks about the move to use aluminum instead of plastic containers. And the health concerns about the element being absorbed by the human body.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 09 Mar 2024 13:52:48 -0000</pubDate>
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      <title>Overdraft fee caps could end up costing consumers more</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau of the Competitive Enterprise Institute, who discusses the Consumer Financial Protection Bureau's proposed rule that would cap the amount of overdraft fees financial institutions can charge customers. He also talks about the data breach at the Bureau that affected personal files of 256,000 consumers..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Overdraft fee caps could end up costing consumers more</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with John Berlau of the Competitive Enterprise Institute, who discusses the Consumer Financial Protection Bureau's proposed rule that would cap the amount of overdraft fees financial institutions can charge customers. He also talks about the data breach at the Bureau that affected personal files of 256,000 consumers..

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau of the Competitive Enterprise Institute, who discusses the Consumer Financial Protection Bureau's proposed rule that would cap the amount of overdraft fees financial institutions can charge customers. He also talks about the data breach at the Bureau that affected personal files of 256,000 consumers..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 02 Mar 2024 13:20:04 -0000</pubDate>
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      <title>The ConsumerMan's top tips</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The ConsumerMan's top tips</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Herb Weisbaum, contributing editor at Consumers’ Checkbook Magazine, who discusses wiping personal data off devices before recycling them, the questions to ask before joining a gym and the move to limit high overdraft fees charged by banks.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 24 Feb 2024 19:03:39 -0000</pubDate>
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      <title>When you need a lawyer and when you might not</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>When you need a lawyer and when you might not</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, the executive director of Responsive Law, who discusses actions being taken to make the legal system more accessible and affordable to consumers. In addition, he describes the need to raise the dollar amount for cases in small claims court.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 17 Feb 2024 14:16:36 -0000</pubDate>
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      <title>Do you love where you live?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Do you love where you live?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a study on the most dangerous cities in the country and some of the factors that contribute to the ratings. While homicides have seen a small decline, other crimes have risen steeply. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 10 Feb 2024 13:14:34 -0000</pubDate>
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      <title>When it comes to insurance always read the fine print</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discusses travel insurance, ways to save on your auto insurance and the importance of reading the fine print.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>When it comes to insurance always read the fine print</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discusses travel insurance, ways to save on your auto insurance and the importance of reading the fine print.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discusses travel insurance, ways to save on your auto insurance and the importance of reading the fine print.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 03 Feb 2024 14:40:49 -0000</pubDate>
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      <title>How to be a cyber-smart senior</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with <strong>Debra Berlyn</strong>, the executive director of the Project to Get Older Adults onLine (Project GOAL), about what the latest consumer electronics show in Las Vegas has to offer the cyber-savvy senior citizen.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to be a cyber-smart senior</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Debra Berlyn, the executive director of the Project to Get Older Adults onLine (Project GOAL), about what the latest consumer electronics show in Las Vegas has to offer the cyber-savvy senior citizen.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with <strong>Debra Berlyn</strong>, the executive director of the Project to Get Older Adults onLine (Project GOAL), about what the latest consumer electronics show in Las Vegas has to offer the cyber-savvy senior citizen.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 Jan 2024 13:53:31 -0000</pubDate>
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      <title>Improving consumers' access to our legal system</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses the push for better and more affordable access to the legal system. He outlines things that are positive in this direction as well as barriers being erected by some in the legal community. In addition, a recent study found that our country ranks very low on consumer accessibility to the civil legal system.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Improving consumers' access to our legal system</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses the push for better and more affordable access to the legal system. He outlines things that are positive in this direction as well as barriers being erected by some in the legal community. In addition, a recent study found that our country ranks very low on consumer accessibility to the civil legal system.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses the push for better and more affordable access to the legal system. He outlines things that are positive in this direction as well as barriers being erected by some in the legal community. In addition, a recent study found that our country ranks very low on consumer accessibility to the civil legal system.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Jan 2024 18:18:01 -0000</pubDate>
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      <title>What the increase in credit card debt will mean for consumers</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, an editor at Wallethub, to discuss a Federal Reserve report that found credit card debt increased by $1.27 trillion in 2023, a 6 % increase over the previous year. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>What the increase in credit card debt will mean for consumers</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Christie Matherne, an editor at Wallethub, to discuss a Federal Reserve report that found credit card debt increased by $1.27 trillion in 2023, a 6 % increase over the previous year. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Christie Matherne, an editor at Wallethub, to discuss a Federal Reserve report that found credit card debt increased by $1.27 trillion in 2023, a 6 % increase over the previous year. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 13 Jan 2024 14:39:40 -0000</pubDate>
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      <title>How the move away from fossil fuels might change your daily life</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How the move away from fossil fuels might change your daily life</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daniel Turner, the founder of Power the Future, who discusses how the drive to eliminate the use of fossil fuels could affect production of thousands of items we depend on, such as medical devices, medication, clothing, cars, computers, cell phones, etc.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 06 Jan 2024 18:49:41 -0000</pubDate>
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      <title>Finding a model remodeler</title>
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        <![CDATA[<p>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Finding a model remodeler</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 30 Dec 2023 17:02:45 -0000</pubDate>
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      <title>The price of energy efficiency</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The price of energy efficiency</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 23 Dec 2023 17:07:10 -0000</pubDate>
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      <title>The future of seniors in the ever-changing world of technology</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to <strong>Get Older Adults onLine</strong> (GOAL), about innovations at the The Consumer Electronics Show (CES), that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The future of seniors in the ever-changing world of technology</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to Get Older Adults onLine (GOAL), about innovations at the The Consumer Electronics Show (CES), that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to <strong>Get Older Adults onLine</strong> (GOAL), about innovations at the The Consumer Electronics Show (CES), that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 16 Dec 2023 18:02:32 -0000</pubDate>
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      <title>The cost of regulations on consumers and businesses</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest  offers reforms designed to get control of the spiraling number of regulations. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The cost of regulations on consumers and businesses</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest  offers reforms designed to get control of the spiraling number of regulations. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Wayne Crews of the Competitive Enterprise Institute, who discusses the tens of thousands of federal regulations which cost $1.939 trillion annually. The guest  offers reforms designed to get control of the spiraling number of regulations. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 09 Dec 2023 18:11:13 -0000</pubDate>
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      <title>Free speech, hate speech and the role of government</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Free speech, hate speech and the role of government</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 02 Dec 2023 15:07:00 -0000</pubDate>
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      <title>Are you willing to go into debt to get the iPhone 15?</title>
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        <![CDATA[<p>Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Are you willing to go into debt to get the iPhone 15?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 25 Nov 2023 14:24:47 -0000</pubDate>
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      <itunes:duration>00:24:59</itunes:duration>
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      <title>Supreme Court relieves burden on landowners of Clean Water Act</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Supreme Court relieves burden on landowners of Clean Water Act</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 19 Nov 2023 19:25:26 -0000</pubDate>
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      <title>Social Security myths and reality</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing  tax breaks on your savings accounts and the pros and cons of long term health care.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Social Security myths and reality</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing  tax breaks on your savings accounts and the pros and cons of long term health care.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a private wealth advisor, who discusses the myths surrounding Social Security, how you may be missing  tax breaks on your savings accounts and the pros and cons of long term health care.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Nov 2023 14:34:54 -0000</pubDate>
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      <title>The price of energy efficiency</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The price of energy efficiency</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 04 Nov 2023 17:50:00 -0000</pubDate>
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      <title>How regulations affect small businesses</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who points out the serious impact of federal, state and local regulations on the finances of small businesses, as well as the importance of keeping up to date on proposed regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How regulations affect small businesses</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who points out the serious impact of federal, state and local regulations on the finances of small businesses, as well as the importance of keeping up to date on proposed regulations.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who points out the serious impact of federal, state and local regulations on the finances of small businesses, as well as the importance of keeping up to date on proposed regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 28 Oct 2023 13:00:42 -0000</pubDate>
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      <title>Do you love where you live?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a recent study on the most dangerous cities in the country and some of the factors that contribute to the ratings.  While homicides have seen a small decline, other crimes have risen steeply. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Do you love where you live?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a recent study on the most dangerous cities in the country and some of the factors that contribute to the ratings.  While homicides have seen a small decline, other crimes have risen steeply. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with WalletHub's Cassie Happe, who discusses a recent study on the most dangerous cities in the country and some of the factors that contribute to the ratings.  While homicides have seen a small decline, other crimes have risen steeply. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 21 Oct 2023 16:54:56 -0000</pubDate>
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      <title>Social media isolation and its effect on young people</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne, who discusses  a report by the Surgeon General about the ways our young people can be harmed by social media. Studies indicate the rates of teenage depression, sadness and hopelessness have increased dramatically over the last 10 years</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Social media isolation and its effect on young people</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne, who discusses  a report by the Surgeon General about the ways our young people can be harmed by social media. Studies indicate the rates of teenage depression, sadness and hopelessness have increased dramatically over the last 10 years

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne, who discusses  a report by the Surgeon General about the ways our young people can be harmed by social media. Studies indicate the rates of teenage depression, sadness and hopelessness have increased dramatically over the last 10 years</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 14 Oct 2023 14:30:14 -0000</pubDate>
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      <title>Improving consumers' access to our legal system</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses the push for better and more affordable access to the legal system. He outlines things that are positive in this direction as well as barriers being erected by some in the legal community. In addition, a recent study found that our country ranks very low on consumer accessibility to the civil legal system.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Improving consumers' access to our legal system</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses the push for better and more affordable access to the legal system. He outlines things that are positive in this direction as well as barriers being erected by some in the legal community. In addition, a recent study found that our country ranks very low on consumer accessibility to the civil legal system.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who discusses the push for better and more affordable access to the legal system. He outlines things that are positive in this direction as well as barriers being erected by some in the legal community. In addition, a recent study found that our country ranks very low on consumer accessibility to the civil legal system.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 07 Oct 2023 17:12:33 -0000</pubDate>
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      <title>Dealing with  the increasing costs of insurance</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with  Mike McCartin of McCartin Insurance, who gives pointers on ways to help reduce the budget squeeze caused by increasing costs of car and home insurance policies.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Dealing with  the increasing costs of insurance</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with  Mike McCartin of McCartin Insurance, who gives pointers on ways to help reduce the budget squeeze caused by increasing costs of car and home insurance policies.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with  Mike McCartin of McCartin Insurance, who gives pointers on ways to help reduce the budget squeeze caused by increasing costs of car and home insurance policies.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 30 Sep 2023 14:36:00 -0000</pubDate>
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      <itunes:duration>00:24:59</itunes:duration>
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      <title>Are you willing to go into debt to get the iPhone 15?</title>
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        <![CDATA[<p>Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Are you willing to go into debt to get the iPhone 15?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speak with WalletHub's Jill Gonzalez to discuss a study that found consumers are willing to go into debt for the new iPhone. However, there are plans that will reduce the cost. And she talks about a survey that provides a look at the cities with the highest credit card debt.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 23 Sep 2023 13:32:14 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 16 Sep 2023 15:55:45 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Beware of debt relief offers</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Mon, 11 Sep 2023 00:18:21 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 26 Aug 2023 16:38:03 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 19 Aug 2023 13:20:10 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses negative and positive events that affect the ability of consumers to access affordable legal help.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses negative and positive events that affect the ability of consumers to access affordable legal help.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses negative and positive events that affect the ability of consumers to access affordable legal help.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how entrepreneurs can start, grow and sell their businesses even during a period of inflation.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how entrepreneurs can start, grow and sell their businesses even during a period of inflation.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how entrepreneurs can start, grow and sell their businesses even during a period of inflation.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 22 Jul 2023 14:06:21 -0000</pubDate>
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      <itunes:duration>00:24:56</itunes:duration>
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      <title>Why banks fail</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a certified financial planner with Ameriprise, who discusses the reasons banks fail, what that means to investment strategies and how consumers can protect themselves.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Why banks fail</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, a certified financial planner with Ameriprise, who discusses the reasons banks fail, what that means to investment strategies and how consumers can protect themselves.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a certified financial planner with Ameriprise, who discusses the reasons banks fail, what that means to investment strategies and how consumers can protect themselves.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 15 Jul 2023 13:56:40 -0000</pubDate>
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      <itunes:duration>00:25:00</itunes:duration>
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      <title>Beware of debt relief offers</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the  National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Beware of debt relief offers</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary of the  National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary of the  National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 08 Jul 2023 16:33:21 -0000</pubDate>
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      <itunes:duration>00:25:01</itunes:duration>
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      <title>Does your car insurance need an Uber-haul?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss car insurance and how important it is to contact your broker if you're using your vehicle for food delivery, ridesharing or any other “gig economy” activity. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Does your car insurance need an Uber-haul?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss car insurance and how important it is to contact your broker if you're using your vehicle for food delivery, ridesharing or any other “gig economy” activity. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss car insurance and how important it is to contact your broker if you're using your vehicle for food delivery, ridesharing or any other “gig economy” activity. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 01 Jul 2023 12:57:22 -0000</pubDate>
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      <itunes:duration>00:24:56</itunes:duration>
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      <title>When your phone rings, how do you know who’s calling?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>When your phone rings, how do you know who’s calling?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 24 Jun 2023 14:14:36 -0000</pubDate>
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      <itunes:duration>00:24:59</itunes:duration>
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      <title>Supreme Court relieves burden on landowners of Clean Water Act</title>
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        <![CDATA[<p>Host Shirley Rooker speaks Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Supreme Court relieves burden on landowners of Clean Water Act</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks Daren Bakst of the Competitive Enterprise Institute, who discusses the impact of the recent Supreme Court ruling that defines the scope of the federal government's jurisdiction over the wetlands of the United States. The unanimous decision will protect landowners from broad and sometimes vague applications of the Clean Water Act..</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 17 Jun 2023 18:01:54 -0000</pubDate>
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      <title>Social media isolation and its effect on young people</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne , who discusses the recent report by the Surgeon General about the ways our young people can be harmed by social media. Studies indicate the rates of teenage depression, sadness and hopelessness have increased dramatically over the last 10 years</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Social media isolation and its effect on young people</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne , who discusses the recent report by the Surgeon General about the ways our young people can be harmed by social media. Studies indicate the rates of teenage depression, sadness and hopelessness have increased dramatically over the last 10 years

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne , who discusses the recent report by the Surgeon General about the ways our young people can be harmed by social media. Studies indicate the rates of teenage depression, sadness and hopelessness have increased dramatically over the last 10 years</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 10 Jun 2023 13:18:18 -0000</pubDate>
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      <title>How regulations affect small businesses</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who points out the serious impact of federal, state and local regulations on the finances of small businesses, as well as the importance of keeping up to date on proposed regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How regulations affect small businesses</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who points out the serious impact of federal, state and local regulations on the finances of small businesses, as well as the importance of keeping up to date on proposed regulations.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Gene Marks of the Marks Group, who points out the serious impact of federal, state and local regulations on the finances of small businesses, as well as the importance of keeping up to date on proposed regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 03 Jun 2023 18:35:57 -0000</pubDate>
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      <title>Finding a model remodeler</title>
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        <![CDATA[<p>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Finding a model remodeler</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 May 2023 16:04:38 -0000</pubDate>
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      <title>The price of energy efficiency</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The price of energy efficiency</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Ben Lieberman, senior fellow at the Competitive Enterprise Institute. He discusses the push to make household products such as air conditioners and washing machines more energy efficient and the negative effects on the cost, performance and endurance of these products.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 May 2023 14:14:05 -0000</pubDate>
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      <itunes:duration>00:25:00</itunes:duration>
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      <title>The future of seniors in the ever-changing world of technology</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to <strong>Get Older Adults onLine</strong> (GOAL), about innovations at the The Consumer Electronics Show (CES), that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The future of seniors in the ever-changing world of technology</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to Get Older Adults onLine (GOAL), about innovations at the The Consumer Electronics Show (CES), that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to <strong>Get Older Adults onLine</strong> (GOAL), about innovations at the The Consumer Electronics Show (CES), that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 13 May 2023 15:35:33 -0000</pubDate>
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      <title>The long and the short of long-term care insurance</title>
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        <![CDATA[<p>Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it. Only about 18% of consumers have this type of insurance.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The long and the short of long-term care insurance</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it. Only about 18% of consumers have this type of insurance.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it. Only about 18% of consumers have this type of insurance.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 06 May 2023 17:56:53 -0000</pubDate>
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      <title>Navigating through a rocky economy</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, president of Forward Together Wealth Planning, a private wealth advisory practice of Ameriprise, on how to manage your investments in a time of economic uncertainty.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Navigating through a rocky economy</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, president of Forward Together Wealth Planning, a private wealth advisory practice of Ameriprise, on how to manage your investments in a time of economic uncertainty.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, president of Forward Together Wealth Planning, a private wealth advisory practice of Ameriprise, on how to manage your investments in a time of economic uncertainty.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 30 Apr 2023 22:42:28 -0000</pubDate>
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      <itunes:duration>00:24:59</itunes:duration>
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      <title>Getting the cheapest flight and other ways to save money</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Getting the cheapest flight and other ways to save money</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Jill Gonzalez of WalletHub about starting small businesses, booking cheap flights on the internet and much more.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 22 Apr 2023 14:46:29 -0000</pubDate>
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      <itunes:duration>00:24:55</itunes:duration>
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      <title>Coping with today's torrent of bad news</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the increase in opioid deaths to the increases in consumer prices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Coping with today's torrent of bad news</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the increase in opioid deaths to the increases in consumer prices.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the increase in opioid deaths to the increases in consumer prices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 15 Apr 2023 14:40:46 -0000</pubDate>
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      <title>Our first president as businessman and innovator</title>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Our first president as businessman and innovator</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur" explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight. He also discusses Washington's partnership with his wife Martha and her importance to his success.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 08 Apr 2023 13:48:17 -0000</pubDate>
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      <title>Free speech, hate speech and the role of government</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Free speech, hate speech and the role of government</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 01 Apr 2023 17:11:57 -0000</pubDate>
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      <itunes:duration>00:25:05</itunes:duration>
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      <title>Why banks fail</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a certified financial planner with Ameriprise, who discusses the reasons banks fail, what that means to investment strategies and how consumers can protect themselves.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Why banks fail</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, a certified financial planner with Ameriprise, who discusses the reasons banks fail, what that means to investment strategies and how consumers can protect themselves.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Joe Hemsley, a certified financial planner with Ameriprise, who discusses the reasons banks fail, what that means to investment strategies and how consumers can protect themselves.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 25 Mar 2023 16:57:54 -0000</pubDate>
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      <title>Give yourself some credit</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary, senior vice president of membership and communications at the National Foundation for Credit Counseling, about how to alleviate credit card debt and keep your credit rating strong.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Give yourself some credit</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary, senior vice president of membership and communications at the National Foundation for Credit Counseling, about how to alleviate credit card debt and keep your credit rating strong.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Bruce McClary, senior vice president of membership and communications at the National Foundation for Credit Counseling, about how to alleviate credit card debt and keep your credit rating strong.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 18 Mar 2023 18:15:12 -0000</pubDate>
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      <itunes:duration>00:25:00</itunes:duration>
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        <![CDATA[<p>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Expanded consumer choices could mean higher prices and less innovation in the smartphone market</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Alex Reinauer, a research fellow with the Center for Technology and Innovation at the Competitive Enterprise Institute, to discuss concerns surrounding “right to repair” legislation that allows consumers to take their digital devices into third-party businesses for repair.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Mar 2023 17:50:14 -0000</pubDate>
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      <itunes:duration>00:24:56</itunes:duration>
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      <title>Does your car insurance need an Uber-haul?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss car insurance and how important it is to contact your broker if you're using your vehicle for food delivery, ridesharing or any other “gig economy” activity. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Does your car insurance need an Uber-haul?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss car insurance and how important it is to contact your broker if you're using your vehicle for food delivery, ridesharing or any other “gig economy” activity. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance to discuss car insurance and how important it is to contact your broker if you're using your vehicle for food delivery, ridesharing or any other “gig economy” activity. </p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 04 Mar 2023 14:49:14 -0000</pubDate>
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      <itunes:duration>00:24:56</itunes:duration>
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      <title>Free speech, hate speech and the role of government</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Free speech, hate speech and the role of government</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 25 Feb 2023 14:34:57 -0000</pubDate>
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      <itunes:duration>00:25:05</itunes:duration>
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      <title>When your phone rings, how do you know who’s calling?</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>When your phone rings, how do you know who’s calling?</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Sarah Delphey, vice president of trust solutions at Numeracle, to discuss the importance of authenticating the origin of phone calls. Delphey talks about the way technology is being used to stop the people from receiving calls from scammers while allowing legitimate calls to get through to consumers.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 18 Feb 2023 18:44:03 -0000</pubDate>
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      <itunes:duration>00:24:59</itunes:duration>
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      <title>Coping with today's torrent of bad news</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the rise in opioid deaths to the increases in consumer prices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Coping with today's torrent of bad news</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the rise in opioid deaths to the increases in consumer prices.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the rise in opioid deaths to the increases in consumer prices.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 12 Feb 2023 21:17:27 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Finding a model remodeler</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 04 Feb 2023 18:36:49 -0000</pubDate>
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      <title>The future of seniors in the ever-changing world of technology</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to <strong>Get Older Adults onLine</strong> (GOAL), about innovations at the The Consumer Electronics Show (CES),  that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The future of seniors in the ever-changing world of technology</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to Get Older Adults onLine (GOAL), about innovations at the The Consumer Electronics Show (CES),  that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Debra Berlyn, the executive director of The Project to <strong>Get Older Adults onLine</strong> (GOAL), about innovations at the The Consumer Electronics Show (CES),  that could make life simpler for consumers, particularly for seniors who are not entirely comfortable with the latest technology.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 28 Jan 2023 14:51:53 -0000</pubDate>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses negative and positive events that affect the ability of consumers to access affordable legal help.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses negative and positive events that affect the ability of consumers to access affordable legal help.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses negative and positive events that affect the ability of consumers to access affordable legal help.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 21 Jan 2023 18:56:08 -0000</pubDate>
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      <itunes:duration>00:25:03</itunes:duration>
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      <title>The escalating costs of government regulations</title>
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        <![CDATA[<p>Host Shirley Rooker speaks with the Competitive Enterprise Institute’s Clyde Wayne Crews about the cost to American business of government regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The escalating costs of government regulations</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with the Competitive Enterprise Institute’s Clyde Wayne Crews about the cost to American business of government regulations.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with the Competitive Enterprise Institute’s Clyde Wayne Crews about the cost to American business of government regulations.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau, director of financial policy at the Competitive Enterprise Institute, about how the ways we bank and otherwise interact with the financial system are changing.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with John Berlau, director of financial policy at the Competitive Enterprise Institute, about how the ways we bank and otherwise interact with the financial system are changing.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with John Berlau, director of financial policy at the Competitive Enterprise Institute, about how the ways we bank and otherwise interact with the financial system are changing.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Turn your love of food into a small business success story</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Myles Powell, entrepreneur, food enthusiast and small business owner, who describes how he used his love of food to start a company that makes mac and cheese and how his efforts paid off with 8 Myles products now being sold nationwide.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[<p>Host Shirley Rooker speaks with Myles Powell, entrepreneur, food enthusiast and small business owner, who describes how he used his love of food to start a company that makes mac and cheese and how his efforts paid off with 8 Myles products now being sold nationwide.</p><p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how  entrepreneurs can start, grow and sell their businesses even during a period of inflation.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how  entrepreneurs can start, grow and sell their businesses even during a period of inflation.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how  entrepreneurs can start, grow and sell their businesses even during a period of inflation.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the increase in opioid deaths to the increases in consumer prices. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the increase in opioid deaths to the increases in consumer prices. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with psychotherapist Jill Robin Payne about how to deal with anxieties created by the seemingly relentless avalanche of turns for the worse in our society, from the increase in opioid deaths to the increases in consumer prices. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Give yourself some credit</title>
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        <![CDATA[Host Shirley Rooker speaks with Bruce McClary,  Senior Vice President of Membership and Communications at the National Foundation for Credit Counseling, about how to alleviate credit card debt and keep your credit rating strong.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Bruce McClary,  Senior Vice President of Membership and Communications at the National Foundation for Credit Counseling, about how to alleviate credit card debt and keep your credit rating strong.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Bruce McClary,  Senior Vice President of Membership and Communications at the National Foundation for Credit Counseling, about how to alleviate credit card debt and keep your credit rating strong.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker speaks with John Berlau, director of financial policy at the Competitive Enterprise Institute, about how the ways we bank and otherwise interact with the financial system are changing.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with John Berlau, director of financial policy at the Competitive Enterprise Institute, about how the ways we bank and otherwise interact with the financial system are changing.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with John Berlau, director of financial policy at the Competitive Enterprise Institute, about how the ways we bank and otherwise interact with the financial system are changing.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker speak with Mike McCartin of Joseph W. McCartin Insurance about the safety concerns and potential liabilities that come with the advent of autumn in our area.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speak with Mike McCartin of Joseph W. McCartin Insurance about the safety concerns and potential liabilities that come with the advent of autumn in our area.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speak with Mike McCartin of Joseph W. McCartin Insurance about the safety concerns and potential liabilities that come with the advent of autumn in our area.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker speaks with Joe Hemsley, president of Forward Together Wealth Planning,  a private wealth advisory practice of Ameriprise, on how to manage your investments in a time of economic uncertainty.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Joe Hemsley, president of Forward Together Wealth Planning,  a private wealth advisory practice of Ameriprise, on how to manage your investments in a time of economic uncertainty.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Joe Hemsley, president of Forward Together Wealth Planning,  a private wealth advisory practice of Ameriprise, on how to manage your investments in a time of economic uncertainty.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker speaks with economist Richard Rahn  about how political decisions can lead to famine.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>What it will take to end hunger</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with economist Richard Rahn  about how political decisions can lead to famine.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with economist Richard Rahn  about how political decisions can lead to famine.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 24 Sep 2022 12:59:07 -0000</pubDate>
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      <itunes:duration>00:24:59</itunes:duration>
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      <title>Don't let inflation exacerbate your credit card debt</title>
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        <![CDATA[Host Shirley Rooker speaks with WalletHub senior analyst Jill Gonzalez about handling credit card debt in the midst of inflation.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Don't let inflation exacerbate your credit card debt</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with WalletHub senior analyst Jill Gonzalez about handling credit card debt in the midst of inflation.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with WalletHub senior analyst Jill Gonzalez about handling credit card debt in the midst of inflation.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 17 Sep 2022 10:59:16 -0000</pubDate>
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      <title>What your business needs to succeed in an inflationary economy</title>
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        <![CDATA[Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how  entrepreneurs can start, grow and sell their businesses even during a period of inflation.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>What your business needs to succeed in an inflationary economy</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how  entrepreneurs can start, grow and sell their businesses even during a period of inflation.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Hal Shelton, the author of Amazon best seller "The Secrets to Writing a Successful Business Plan,” about how  entrepreneurs can start, grow and sell their businesses even during a period of inflation.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 10 Sep 2022 12:48:04 -0000</pubDate>
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      <title>Free speech, hate speech and the role of government</title>
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        <![CDATA[Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Free speech, hate speech and the role of government</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 03 Sep 2022 12:00:29 -0000</pubDate>
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      <itunes:duration>00:26:15</itunes:duration>
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      <title>Frequent flying is back!</title>
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        <![CDATA[Host Shirley Rooker speaks with Jill Gonzales, senior analyst with WalletHub, who reveals the best frequent flyer programs just in time for the busy summer travel season.  The study describes the programs and how the right choices can save you money. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Frequent flying is back!</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Jill Gonzales, senior analyst with WalletHub, who reveals the best frequent flyer programs just in time for the busy summer travel season.  The study describes the programs and how the right choices can save you money. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Jill Gonzales, senior analyst with WalletHub, who reveals the best frequent flyer programs just in time for the busy summer travel season.  The study describes the programs and how the right choices can save you money. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 Aug 2022 12:12:35 -0000</pubDate>
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      <title>The downside to electric cars</title>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The downside to electric cars</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Aug 2022 12:13:14 -0000</pubDate>
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      <title>How to go RoboCop on those robocalls</title>
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        <![CDATA[Host Shirley Rooker speaks with Kristi Thompson of the Federal Communications Commission, who discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to go RoboCop on those robocalls</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Kristi Thompson of the Federal Communications Commission, who discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Kristi Thompson of the Federal Communications Commission, who discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Turn your love of food into a small business success story</title>
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        <![CDATA[Host Shirley Rooker speaks with Myles Powell, entrepreneur, food enthusiast and small business owner, who describes how he used his love of food to start a company that makes mac and cheese and how his efforts paid off with 8 Myles products now being sold nationwide.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Turn your love of food into a small business success story</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Myles Powell, entrepreneur, food enthusiast and small business owner, who describes how he used his love of food to start a company that makes mac and cheese and how his efforts paid off with 8 Myles products now being sold nationwide.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Myles Powell, entrepreneur, food enthusiast and small business owner, who describes how he used his love of food to start a company that makes mac and cheese and how his efforts paid off with 8 Myles products now being sold nationwide.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 06 Aug 2022 12:44:08 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Finding a model remodeler</title>
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        <![CDATA[Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Finding a model remodeler</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 30 Jul 2022 12:34:10 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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        <![CDATA[Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Connected online, but isolated in real life</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 23 Jul 2022 13:42:10 -0000</pubDate>
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      <title>The environmental argument for plastics</title>
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        <![CDATA[Host Shirley Rooker speaks with Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, who explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The environmental argument for plastics</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, who explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Host Shirley Rooker speaks with Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, who explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 16 Jul 2022 12:47:59 -0000</pubDate>
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      <title>Deflating misconceptions about inflation</title>
      <description>
        <![CDATA[Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the causes of inflation, how it differs from supply shock, steps the Fed can take to control inflation and the outlook for consumers.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Deflating misconceptions about inflation</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the causes of inflation, how it differs from supply shock, steps the Fed can take to control inflation and the outlook for consumers.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the causes of inflation, how it differs from supply shock, steps the Fed can take to control inflation and the outlook for consumers.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 09 Jul 2022 12:29:33 -0000</pubDate>
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      <title>Our first president as businessman and innovator</title>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Our first president as businessman and innovator</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 02 Jul 2022 10:47:36 -0000</pubDate>
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      <title>How do you protect your assets from seizures and forfeitures?</title>
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        <![CDATA[Dan Greenberg, deputy general counsel of the Competitive Enterprise Institute describes seizures and forfeitures, how to protect your assets and how difficult it is for consumers to retrieve their property once it is seized.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How do you protect your assets from seizures and forfeitures?</itunes:title>
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      <itunes:summary>Dan Greenberg, deputy general counsel of the Competitive Enterprise Institute describes seizures and forfeitures, how to protect your assets and how difficult it is for consumers to retrieve their property once it is seized.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Dan Greenberg, deputy general counsel of the Competitive Enterprise Institute describes seizures and forfeitures, how to protect your assets and how difficult it is for consumers to retrieve their property once it is seized.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Lowering the bar on access to the legal system</title>
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        <![CDATA[Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who  describes recent events that make the legal system more accessible to consumers and some that are very anti-consumer.  Do you know what is happening in your community?  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Lowering the bar on access to the legal system</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who  describes recent events that make the legal system more accessible to consumers and some that are very anti-consumer.  Do you know what is happening in your community?  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Tom Gordon of Responsive Law, who  describes recent events that make the legal system more accessible to consumers and some that are very anti-consumer.  Do you know what is happening in your community?  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 18 Jun 2022 14:00:04 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Summer bringing an increased chance of  power blackouts</title>
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        <![CDATA[Host Shirley Rooker speaks with John Moura of the North American Electric Reliability Corporation, who discusses NERC's recent news release predicting an increase in rolling blackouts this summer in many parts of our country.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Summer bringing an increased chance of  power blackouts</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with John Moura of the North American Electric Reliability Corporation, who discusses NERC's recent news release predicting an increase in rolling blackouts this summer in many parts of our country.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with John Moura of the North American Electric Reliability Corporation, who discusses NERC's recent news release predicting an increase in rolling blackouts this summer in many parts of our country.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Jun 2022 10:44:25 -0000</pubDate>
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      <title>The long and the short of long-term care insurance</title>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it.  Only about 18% of consumers have this type of insurance.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The long and the short of long-term care insurance</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it.  Only about 18% of consumers have this type of insurance.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it.  Only about 18% of consumers have this type of insurance.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 04 Jun 2022 09:53:25 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind on their rent.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind on their rent.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind on their rent.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Mon, 23 May 2022 12:32:56 -0000</pubDate>
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      <title>How to go RoboCop on those robocalls</title>
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        <![CDATA[Kristi Thompson, Federal Communications Commission, discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to go RoboCop on those robocalls</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Kristi Thompson, Federal Communications Commission, discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Kristi Thompson, Federal Communications Commission, discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 22 May 2022 15:25:29 -0000</pubDate>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>COVID scams go viral</itunes:title>
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      <itunes:summary>Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 14 May 2022 16:34:20 -0000</pubDate>
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      <title>Finding a model remodeler</title>
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        <![CDATA[Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Finding a model remodeler</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks with Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers. He also talks about the importance of finding a good electrician.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 07 May 2022 14:15:18 -0000</pubDate>
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      <title>Free speech, hate speech and the role of government</title>
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        <![CDATA[Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Free speech, hate speech and the role of government</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Mark Jamison of the American Enterprise Institute, who discusses the reasons government regulation of what we see on social media is a threat to democracy.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:duration>00:25:05</itunes:duration>
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      <title>Deflating misconceptions about inflation</title>
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        <![CDATA[Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the causes of inflation, how it differs from supply shock, steps the Fed can take to control inflation and the outlook for consumers.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Deflating misconceptions about inflation</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the causes of inflation, how it differs from supply shock, steps the Fed can take to control inflation and the outlook for consumers.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the causes of inflation, how it differs from supply shock, steps the Fed can take to control inflation and the outlook for consumers.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 23 Apr 2022 17:15:57 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <itunes:duration>00:26:07</itunes:duration>
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      <title>The environmental argument for plastics</title>
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        <![CDATA[Host Shirley Rooker speaks with Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, who explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a recent study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The environmental argument for plastics</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, who explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a recent study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, who explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a recent study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 16 Apr 2022 13:26:05 -0000</pubDate>
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      <itunes:duration>00:26:09</itunes:duration>
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      <title>Frequent flying is back!</title>
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        <![CDATA[Host Shirley Rooker speaks with Jill Gonzales, senior analyst with WalletHub, who reveals the best frequent flyer programs just in time for the busy summer travel season.  The study describes the programs and how the right choices can save you money. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Frequent flying is back!</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Gonzales, senior analyst with WalletHub, who reveals the best frequent flyer programs just in time for the busy summer travel season.  The study describes the programs and how the right choices can save you money. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Jill Gonzales, senior analyst with WalletHub, who reveals the best frequent flyer programs just in time for the busy summer travel season.  The study describes the programs and how the right choices can save you money. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 09 Apr 2022 15:56:29 -0000</pubDate>
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      <title>Finding your way through the thicket of regulations</title>
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        <![CDATA[Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the 1.1 million federal regulations, the need for sunset laws and the cost to business as well as consumers. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Finding your way through the thicket of regulations</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the 1.1 million federal regulations, the need for sunset laws and the cost to business as well as consumers. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Ryan Young of the Competitive Enterprise Institute, who discusses the 1.1 million federal regulations, the need for sunset laws and the cost to business as well as consumers. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 02 Apr 2022 16:20:56 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 26 Mar 2022 12:45:22 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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        <![CDATA[Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses ways the legal system can help provide better access to consumers as well as some of the reforms that are being instituted in areas around the country.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Fighting for consumers' access to the legal system</itunes:title>
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      <itunes:summary>Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses ways the legal system can help provide better access to consumers as well as some of the reforms that are being instituted in areas around the country.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker speaks with Tom Gordon, executive director of Responsive Law, who discusses ways the legal system can help provide better access to consumers as well as some of the reforms that are being instituted in areas around the country.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 19 Mar 2022 12:11:26 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 12 Mar 2022 14:37:10 -0000</pubDate>
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        <![CDATA[Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to detect hearing loss and what you can do about it</itunes:title>
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      <itunes:summary>Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 05 Mar 2022 19:20:59 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Jill Robin Payne, a psychotherapist, who discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker speaks with Debra Berlyn of Project GOAL, who describes how technology is designed to help seniors have better and healthier lives. She also talks about the technology introduced at the recent Consumer Electronics Show, including a car that can change colors.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker speaks with Debra Berlyn of Project GOAL, who describes how technology is designed to help seniors have better and healthier lives. She also talks about the technology introduced at the recent Consumer Electronics Show, including a car that can change colors.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Debra Berlyn of Project GOAL, who describes how technology is designed to help seniors have better and healthier lives. She also talks about the technology introduced at the recent Consumer Electronics Show, including a car that can change colors.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 12 Feb 2022 20:00:06 -0000</pubDate>
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      <title>Finding a model remodeler</title>
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        <![CDATA[Host Shirley Rooker talks with  Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers.  He also talks about the importance of finding a good electrician.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks with  Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers.  He also talks about the importance of finding a good electrician.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks with  Kevin Brasler of Checkbook Magazine, who discusses the difficulties facing homeowners trying to remodel their homes, including shortages of supplies and workers.  He also talks about the importance of finding a good electrician.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 05 Feb 2022 18:55:15 -0000</pubDate>
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        <![CDATA[Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who provides valuable information on types of insurance needed by a small business, how to cope with an emergency if you are traveling outside the U.S. as well as things to consider when you are having remodeling work done on your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who provides valuable information on types of insurance needed by a small business, how to cope with an emergency if you are traveling outside the U.S. as well as things to consider when you are having remodeling work done on your home.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker speaks with Mike McCartin of Joseph W. McCartin Insurance, who provides valuable information on types of insurance needed by a small business, how to cope with an emergency if you are traveling outside the U.S. as well as things to consider when you are having remodeling work done on your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Jill Robin Payne, a psychotherapist, discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Jill Robin Payne, a psychotherapist, discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jill Robin Payne, a psychotherapist, discusses how the use of electronic devices and the isolation from COVID has affected our ability to connect with others and offers techniques to cope with this loss.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 22 Jan 2022 12:18:41 -0000</pubDate>
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      <title>Know before you go: travel insurance in a pandemic</title>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin about travel insurance.  For example,  some travel insurance policies have COVID clauses and won’t pay if the trip is canceled because of the pandemic.  He also discusses medical evacuation and other types of health insurance issues when travelling.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Know before you go: travel insurance in a pandemic</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks with Mike McCartin about travel insurance.  For example,  some travel insurance policies have COVID clauses and won’t pay if the trip is canceled because of the pandemic.  He also discusses medical evacuation and other types of health insurance issues when travelling.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin about travel insurance.  For example,  some travel insurance policies have COVID clauses and won’t pay if the trip is canceled because of the pandemic.  He also discusses medical evacuation and other types of health insurance issues when travelling.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 09 Jan 2022 17:48:16 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Recalled but not repaired</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 01 Jan 2022 15:18:12 -0000</pubDate>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>COVID scams go viral</itunes:title>
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      <itunes:summary>Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 26 Dec 2021 18:03:43 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The downside to electric cars</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 18 Dec 2021 20:52:47 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Waving the red flag about a green future</title>
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        <![CDATA[Shirley Rooker speaks with Richard W. Rahn of the Institute for Global Economic Growth, who describes the economic impact on Europe of efforts to go green, including blackouts, gas and food shortages and increasing unemployment and poverty.  Will the same thing happen to the United States?<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Waving the red flag about a green future</itunes:title>
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      <itunes:summary>Shirley Rooker speaks with Richard W. Rahn of the Institute for Global Economic Growth, who describes the economic impact on Europe of efforts to go green, including blackouts, gas and food shortages and increasing unemployment and poverty.  Will the same thing happen to the United States?

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker speaks with Richard W. Rahn of the Institute for Global Economic Growth, who describes the economic impact on Europe of efforts to go green, including blackouts, gas and food shortages and increasing unemployment and poverty.  Will the same thing happen to the United States?<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Dec 2021 20:09:08 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>The end of the year is a good time to begin your financial planning</title>
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        <![CDATA[Host Shirley Rooker speaks with Bobby Bhatia of Doyle, Schultz and Bhatia, who discusses changes to tax laws including the significant increase in standard deductions and what it means for taxpayers.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The end of the year is a good time to begin your financial planning</itunes:title>
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      <itunes:summary>Host Shirley Rooker speaks with Bobby Bhatia of Doyle, Schultz and Bhatia, who discusses changes to tax laws including the significant increase in standard deductions and what it means for taxpayers.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker speaks with Bobby Bhatia of Doyle, Schultz and Bhatia, who discusses changes to tax laws including the significant increase in standard deductions and what it means for taxpayers.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 Nov 2021 16:57:30 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>The long and the short of long-term care insurance</title>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it.  Only about 18% of consumers have this type of insurance.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The long and the short of long-term care insurance</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it.  Only about 18% of consumers have this type of insurance.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin of Joseph W. McCartin Insurance, who discusses the many options for long-term care insurance, the types of policies and when to buy it.  Only about 18% of consumers have this type of insurance.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Wed, 24 Nov 2021 07:46:38 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Steps that have resulted in a significant drop in credit card fraud</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 14 Nov 2021 19:39:41 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 07 Nov 2021 18:31:32 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How inflation could deflate your wealth</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Fighting for consumers' access to the legal system</title>
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        <![CDATA[Tom Gordon, Executive Director of Responsive Law, discusses ways the legal system can help provide better access to consumers as well as some of the reforms that are being instituted in areas around the country.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Tom Gordon, Executive Director of Responsive Law, discusses ways the legal system can help provide better access to consumers as well as some of the reforms that are being instituted in areas around the country.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Tom Gordon, Executive Director of Responsive Law, discusses ways the legal system can help provide better access to consumers as well as some of the reforms that are being instituted in areas around the country.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Shirley Rooker speaks with Richard W. Rahn of the Institute for Global Economic Growth, who describes the economic impact on Europe of efforts to go green, including blackouts, gas and food shortages and increasing unemployment and poverty.  Will the same thing happen to the United States?<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Waving the red flag about a green future</itunes:title>
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      <itunes:summary>Shirley Rooker speaks with Richard W. Rahn of the Institute for Global Economic Growth, who describes the economic impact on Europe of efforts to go green, including blackouts, gas and food shortages and increasing unemployment and poverty.  Will the same thing happen to the United States?

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker speaks with Richard W. Rahn of the Institute for Global Economic Growth, who describes the economic impact on Europe of efforts to go green, including blackouts, gas and food shortages and increasing unemployment and poverty.  Will the same thing happen to the United States?<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a recent study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a recent study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Angela Logomasini, a senior fellow with the Competitive Enterprise Institute, explains how plastics help improve environmental quality and preserve habitat for wildlife.  She discusses a recent study that found plastic single-use bags to be more effective and environment-friendly that the use of paper or cloth bags.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>The case for vaccination in the face of the delta variant</title>
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        <![CDATA[Shirley Rooker talks with Thomas Firey, senior fellow at Cato, who discusses the COVID-19 vaccine and how the delta variant affects the need for the vaccine.  He details the vigorous process used by the Food and Drug Administration to test new vaccines.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Shirley Rooker talks with Thomas Firey, senior fellow at Cato, who discusses the COVID-19 vaccine and how the delta variant affects the need for the vaccine.  He details the vigorous process used by the Food and Drug Administration to test new vaccines.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker talks with Thomas Firey, senior fellow at Cato, who discusses the COVID-19 vaccine and how the delta variant affects the need for the vaccine.  He details the vigorous process used by the Food and Drug Administration to test new vaccines.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Steps that have resulted in a significant drop in credit card fraud</title>
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        <![CDATA[Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 28 Aug 2021 17:53:24 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Practical and creative ways to lower your energy costs</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 21 Aug 2021 13:11:55 -0000</pubDate>
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      <title>Does banking fairness come at a fair price to consumers?</title>
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        <![CDATA[Host Shirley Rooker talks to John Berlau, a senior fellow at the Competitive Enterprise Institute, who discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Does banking fairness come at a fair price to consumers?</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau, a senior fellow at the Competitive Enterprise Institute, who discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Berlau, a senior fellow at the Competitive Enterprise Institute, who discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 14 Aug 2021 17:04:03 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>COVID scams go viral</itunes:title>
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      <itunes:summary>Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 07 Aug 2021 18:47:24 -0000</pubDate>
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      <title>Know before you go: travel insurance in a pandemic</title>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin about travel insurance.  For example,  some travel insurance policies have COVID clauses and won’t pay if the trip is canceled because of the pandemic.  He also discusses medical evacuation and other types of health insurance issues when travelling.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks with Mike McCartin about travel insurance.  For example,  some travel insurance policies have COVID clauses and won’t pay if the trip is canceled because of the pandemic.  He also discusses medical evacuation and other types of health insurance issues when travelling.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks with Mike McCartin about travel insurance.  For example,  some travel insurance policies have COVID clauses and won’t pay if the trip is canceled because of the pandemic.  He also discusses medical evacuation and other types of health insurance issues when travelling.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 31 Jul 2021 12:04:11 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Our first president as businessman and innovator</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Chuck Muth, the president of Citizen Outreach, discusses the importance of the Fairness to Contact Lens Consumers Act of 2003 and the recent Federal Trade Commission regulation that provides additional protection to consumers including making sure consumers understand their rights.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Getting a clear view of your rights as a consumer of contact lenses</itunes:title>
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      <itunes:summary>Chuck Muth, the president of Citizen Outreach, discusses the importance of the Fairness to Contact Lens Consumers Act of 2003 and the recent Federal Trade Commission regulation that provides additional protection to consumers including making sure consumers understand their rights.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Chuck Muth, the president of Citizen Outreach, discusses the importance of the Fairness to Contact Lens Consumers Act of 2003 and the recent Federal Trade Commission regulation that provides additional protection to consumers including making sure consumers understand their rights.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 18 Jul 2021 17:49:02 -0000</pubDate>
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        <![CDATA[Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to detect hearing loss and what you can do about it</itunes:title>
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      <itunes:summary>Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker speaks with Barbara Kelley, executive director of the Hearing Loss Association of America, who discusses the signs of hearing loss, the causes and the many ways to find help as well as the new technology on the horizon.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 03 Jul 2021 13:16:06 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The downside to electric cars</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 26 Jun 2021 18:44:59 -0000</pubDate>
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      <title>Stop cyberthieves</title>
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        <![CDATA[Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance,  who discusses the simple but effective methods of protecting your home and business from cyberthieves.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Stop cyberthieves</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance,  who discusses the simple but effective methods of protecting your home and business from cyberthieves.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance,  who discusses the simple but effective methods of protecting your home and business from cyberthieves.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 19 Jun 2021 17:44:12 -0000</pubDate>
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      <title>Making it easier and cheaper to use our legal system</title>
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        <![CDATA[Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Making it easier and cheaper to use our legal system</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 12 Jun 2021 17:59:01 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Help for people overwhelmed by debt in a pandemic</title>
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        <![CDATA[Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Help for people overwhelmed by debt in a pandemic</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 05 Jun 2021 12:54:15 -0000</pubDate>
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      <title>COVID scams go viral</title>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>COVID scams go viral</itunes:title>
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      <itunes:summary>Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker talks with John Breyault, National Consumers League, about ways to protect against malware and ransomware as well as how COVID scams are evolving.  He also discusses the scams involving gold and silver.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 22 May 2021 09:47:55 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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        <![CDATA[Shirley Rooker talks with John Berlau, senior fellow with the Competitive Enterprise Institute.  He discusses reforms to the Consumer Financial Protection Bureau that were recommended by a task force’s analysis of its data.  He also discusses the history of the bureau.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Possible changes to the CFPB that might actually strengthen consumer protections</itunes:title>
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      <itunes:summary>Shirley Rooker talks with John Berlau, senior fellow with the Competitive Enterprise Institute.  He discusses reforms to the Consumer Financial Protection Bureau that were recommended by a task force’s analysis of its data.  He also discusses the history of the bureau.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Shirley Rooker talks with John Berlau, senior fellow with the Competitive Enterprise Institute.  He discusses reforms to the Consumer Financial Protection Bureau that were recommended by a task force’s analysis of its data.  He also discusses the history of the bureau.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 15 May 2021 16:50:38 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Our first president as businessman and innovator</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Berlau. The author of "George Washington, Entrepreneur"  explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 08 May 2021 12:06:35 -0000</pubDate>
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      <title>How inflation could deflate your wealth</title>
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        <![CDATA[Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How inflation could deflate your wealth</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Joe Hemsley, a certified financial planner,. He describes the factors that may lead to short-term inflation, the strategies for protecting your assets and the areas that are likely to see the most growth.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 01 May 2021 17:21:36 -0000</pubDate>
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      <title>Recalled but not repaired</title>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler, editor of Consumer’s Checkbook, who describes a recent study on used cars that have been recalled due to serious defects.  Many of them have not been repaired.  In fact, it is estimated that over 50 million vehicles have not had their problems resolved.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 24 Apr 2021 11:26:51 -0000</pubDate>
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      <title>The downside to electric cars</title>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The downside to electric cars</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Ben Lieberman of the Competitive Enterprise Institute, who describes the problems associated with the push for electric cars, which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 17 Apr 2021 09:55:53 -0000</pubDate>
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      <title>Reviewing COVID's lasting impact on your insurance needs</title>
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        <![CDATA[Host Shirley Rooker talks to Mike McCartin of Joseph W. McCartin Insurance, who discusses the impact of COVID-19 on insurance and what changes consumers and businesses may need to make to insurance coverage. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Reviewing COVID's lasting impact on your insurance needs</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Mike McCartin of Joseph W. McCartin Insurance, who discusses the impact of COVID-19 on insurance and what changes consumers and businesses may need to make to insurance coverage. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Mike McCartin of Joseph W. McCartin Insurance, who discusses the impact of COVID-19 on insurance and what changes consumers and businesses may need to make to insurance coverage. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 10 Apr 2021 12:53:56 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance,  who discusses the simple but effective methods of protecting your home and business from cyberthieves.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Stop cyberthieves</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance,  who discusses the simple but effective methods of protecting your home and business from cyberthieves.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance,  who discusses the simple but effective methods of protecting your home and business from cyberthieves.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 03 Apr 2021 12:57:57 -0000</pubDate>
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      <title>Does banking fairness come at a fair price to consumers?</title>
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        <![CDATA[Host Shirley Rooker talks to John Berlau, a senior fellow at the Competitive Enterprise Institute, who discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Does banking fairness come at a fair price to consumers?</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau, a senior fellow at the Competitive Enterprise Institute, who discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Berlau, a senior fellow at the Competitive Enterprise Institute, who discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 Mar 2021 11:56:48 -0000</pubDate>
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      <title>Help for people overwhelmed by debt in a pandemic</title>
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        <![CDATA[Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Help for people overwhelmed by debt in a pandemic</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Bruce McClary of the National Foundation for Credit Counseling, who discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 20 Mar 2021 13:06:32 -0000</pubDate>
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      <title>Steps that have resulted in a significant drop in credit card fraud</title>
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        <![CDATA[Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Steps that have resulted in a significant drop in credit card fraud</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Clarissa Carnero, director of credit and fraud risk with American Express, who discusses the origin of credit card fraud, the way new technology makes it easier to scam consumers and what steps are being taken to reduce fraud.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 13 Mar 2021 13:59:09 -0000</pubDate>
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      <title>Dealing with our reliance on electrical power</title>
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        <![CDATA[Host Shirley Rooker talks to Nick Loris, energy expert with the Heritage Foundation, who discusses the move by the federal government to convert its fleet to electric or hybrid and the push for more electric cars in general. In addition, he addresses ways to deal with the huge energy bills Texans are facing due to the awful winter freeze. 
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Dealing with our reliance on electrical power</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Nick Loris, energy expert with the Heritage Foundation, who discusses the move by the federal government to convert its fleet to electric or hybrid and the push for more electric cars in general. In addition, he addresses ways to deal with the huge energy bills Texans are facing due to the awful winter freeze. 


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Nick Loris, energy expert with the Heritage Foundation, who discusses the move by the federal government to convert its fleet to electric or hybrid and the push for more electric cars in general. In addition, he addresses ways to deal with the huge energy bills Texans are facing due to the awful winter freeze. 
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to John Berlau, author of "George Washington, Entrepreneur," who explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to John Berlau, author of "George Washington, Entrepreneur," who explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Berlau, author of "George Washington, Entrepreneur," who explores the greatness and intellect of Washington and his ventures into whiskey making and mule breeding as well as his vision about flight.  He also discusses Washington's partnership with his wife Martha and her importance to his success.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 27 Feb 2021 14:25:07 -0000</pubDate>
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        <![CDATA[Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Tom Gordon, executive director of Responsive Law, who describes changes that are being made in some states to make the law more accessible and affordable to consumers.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Practical and creative ways to lower your energy costs</itunes:title>
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      <itunes:summary>Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kevin Brasler of Checkbook Magazine, who discusses the many ways you can reduce your energy bills without spending a lot of money.  Sixty percent of utility bills go to heating your home.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to John Breyault of the National Consumers League, who talks about ways you can protect your phones and computers from fraudsters and hackers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to John Breyault of the National Consumers League, who talks about ways you can protect your phones and computers from fraudsters and hackers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to John Breyault of the National Consumers League, who talks about ways you can protect your phones and computers from fraudsters and hackers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[John Berlau, a senior fellow at the Competitive Enterprise Institute, discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>John Berlau, a senior fellow at the Competitive Enterprise Institute, discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[John Berlau, a senior fellow at the Competitive Enterprise Institute, discusses the Fair Access Rule by the Office of the Comptroller of the Currency and whether it will impose layers of red tape on banks and raise costs to consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to Doug Badger, with the Heritage Foundation, who discusses why there is a need for fast, inexpensive self-testing for COVID-19.  He also talks about a recent study that looked at the effectiveness of lockdowns, social distancing, masks and other measure for avoiding the virus.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Doug Badger, with the Heritage Foundation, who discusses why there is a need for fast, inexpensive self-testing for COVID-19.  He also talks about a recent study that looked at the effectiveness of lockdowns, social distancing, masks and other measure for avoiding the virus.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Doug Badger, with the Heritage Foundation, who discusses why there is a need for fast, inexpensive self-testing for COVID-19.  He also talks about a recent study that looked at the effectiveness of lockdowns, social distancing, masks and other measure for avoiding the virus.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Jill Gonzales, a senior analyst with WalletHub.com, discusses a recent survey of consumer spending and ways to save on interest payments for revolving credit card debt. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Jill Gonzales, a senior analyst with WalletHub.com, discusses a recent survey of consumer spending and ways to save on interest payments for revolving credit card debt. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jill Gonzales, a senior analyst with WalletHub.com, discusses a recent survey of consumer spending and ways to save on interest payments for revolving credit card debt. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance, who discusses the simple but effective methods of protecting your home and business from cyberthieves.  

<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance, who discusses the simple but effective methods of protecting your home and business from cyberthieves.  



See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Host Shirley Rooker talks to Kelvin Coleman, executive director of the National Cyber Security Alliance, who discusses the simple but effective methods of protecting your home and business from cyberthieves.  

<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Ben Lieberman of the Competitive Enterprise Institute describes the problems associated with the push for electric cars which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Ben Lieberman of the Competitive Enterprise Institute describes the problems associated with the push for electric cars which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Ben Lieberman of the Competitive Enterprise Institute describes the problems associated with the push for electric cars which will result in an increased demand for electricity and problems with recycling the batteries which contain highly dangerous materials.   <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Elizabeth Casey of the Fox Corp. discusses the TV ratings system, how it was developed,  the amount of time and effort put into making sure the system is accurate and the high utilization by parents.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Elizabeth Casey of the Fox Corp. discusses the TV ratings system, how it was developed,  the amount of time and effort put into making sure the system is accurate and the high utilization by parents.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Elizabeth Casey of the Fox Corp. discusses the TV ratings system, how it was developed,  the amount of time and effort put into making sure the system is accurate and the high utilization by parents.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Ryan Young of the Competitive Enterprise Institute discusses the 1.1 million federal regulations, the need for sunset laws and the cost to business as well as consumers. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Ryan Young of the Competitive Enterprise Institute discusses the 1.1 million federal regulations, the need for sunset laws and the cost to business as well as consumers. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Lauren Hall with Consumer Action discusses the latest issue of ScamGram and the scams that plague consumers, including fake COVID-19 cures, how crooks use names of major online retailers to scams consumers and much more. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Lauren Hall with Consumer Action discusses the latest issue of ScamGram and the scams that plague consumers, including fake COVID-19 cures, how crooks use names of major online retailers to scams consumers and much more. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Bruce McClary of the National Foundation for Credit Counseling discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Bruce McClary of the National Foundation for Credit Counseling discusses special hardship programs for people in debt, the scams that are surfacing and the protections for people who are behind in their rent.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Jill Gonzalez, an analyst with Wallet Hub, discusses smart phones, the different service providers and a study that indicates consumers can save thousands of dollars by choosing the best plan.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Jill Gonzalez, an analyst with Wallet Hub, discusses smart phones, the different service providers and a study that indicates consumers can save thousands of dollars by choosing the best plan.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jill Gonzalez, an analyst with Wallet Hub, discusses smart phones, the different service providers and a study that indicates consumers can save thousands of dollars by choosing the best plan.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Jim Quiggle of the Coalition Against Insurance Fraud discusses the latest trends in insurance fraud, including telemedicine and COVID-19, and talks about the Hall of Shame, which is a collection of the most notorious insurance fraudsters.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Jim Quiggle of the Coalition Against Insurance Fraud discusses the latest trends in insurance fraud, including telemedicine and COVID-19, and talks about the Hall of Shame, which is a collection of the most notorious insurance fraudsters.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jim Quiggle of the Coalition Against Insurance Fraud discusses the latest trends in insurance fraud, including telemedicine and COVID-19, and talks about the Hall of Shame, which is a collection of the most notorious insurance fraudsters.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Tom Gordon, executive director of Responsive Law, describes changes that are being made in some states to make the law more accessible and affordable to consumers.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Doug Badger, visiting fellow in domestic policy studies with the Heritage Foundation, discusses the ways COVID-19 spreads and which mitigation efforts make the most sense.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Doug Badger, visiting fellow in domestic policy studies with the Heritage Foundation, discusses the ways COVID-19 spreads and which mitigation efforts make the most sense.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Doug Badger, visiting fellow in domestic policy studies with the Heritage Foundation, discusses the ways COVID-19 spreads and which mitigation efforts make the most sense.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[John Breyault of the National Consumers League discusses how hackers are targeting school systems, the effect, and the cost.  He also provides guidance for parents and students on the issue.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>John Breyault of the National Consumers League discusses how hackers are targeting school systems, the effect, and the cost.  He also provides guidance for parents and students on the issue.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[John Breyault of the National Consumers League discusses how hackers are targeting school systems, the effect, and the cost.  He also provides guidance for parents and students on the issue.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Debra Berlyn, executive director, Project GOAL, describes the exciting technologies introduced at the CES consumer electronics show and how they affect the senior population, as well as the many devices being developed to keep all of us healthy.  
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Debra Berlyn, executive director, Project GOAL, describes the exciting technologies introduced at the CES consumer electronics show and how they affect the senior population, as well as the many devices being developed to keep all of us healthy.  


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Debra Berlyn, executive director, Project GOAL, describes the exciting technologies introduced at the CES consumer electronics show and how they affect the senior population, as well as the many devices being developed to keep all of us healthy.  
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Jim Quiggle, Communications Director, Coalition Against Insurance Fraud, reveals the new Insurance Fraud Hall of Shame.  He discusses some of the most astonishing frauds of the past year as well as the cost in money and lives. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Jim Quiggle, Communications Director, Coalition Against Insurance Fraud, reveals the new Insurance Fraud Hall of Shame.  He discusses some of the most astonishing frauds of the past year as well as the cost in money and lives. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jim Quiggle, Communications Director, Coalition Against Insurance Fraud, reveals the new Insurance Fraud Hall of Shame.  He discusses some of the most astonishing frauds of the past year as well as the cost in money and lives. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Ben Lieberman, senior fellow, Competitive Enterprise Institute, discusses changes in regulations that govern many household appliances as well as the move to require a new, more expensive refrigerant for air conditioners and refrigerators.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Ben Lieberman, senior fellow, Competitive Enterprise Institute, discusses changes in regulations that govern many household appliances as well as the move to require a new, more expensive refrigerant for air conditioners and refrigerators.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Ben Lieberman, senior fellow, Competitive Enterprise Institute, discusses changes in regulations that govern many household appliances as well as the move to require a new, more expensive refrigerant for air conditioners and refrigerators.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Tom Gordon, executive director of Responsive Law, reports on the ways the legal system is being made more accessible to consumers without having to hire a lawyer.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Working the law without getting a lawyer</itunes:title>
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      <itunes:summary>Tom Gordon, executive director of Responsive Law, reports on the ways the legal system is being made more accessible to consumers without having to hire a lawyer.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Tom Gordon, executive director of Responsive Law, reports on the ways the legal system is being made more accessible to consumers without having to hire a lawyer.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Kristi Thompson, Federal Communications Commission, discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.  
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Kristi Thompson, Federal Communications Commission, discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.  


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Kristi Thompson, Federal Communications Commission, discusses robocalls, where they originate, public and private sector Initiatives, and how consumers can fight back.  
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Susan Diegelman, director of public affairs, AT&amp;T, discusses 5G and what the new technology means for consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Susan Diegelman, director of public affairs, AT&amp;amp;T, discusses 5G and what the new technology means for consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Susan Diegelman, director of public affairs, AT&amp;T, discusses 5G and what the new technology means for consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>OF CONSUMING INTEREST 120819   Avoiding scams when seeking debt relief</title>
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        <![CDATA[Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams and how they can drive consumers into more debt.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>OF CONSUMING INTEREST 120819   Avoiding scams when seeking debt relief</itunes:title>
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      <itunes:summary>Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams and how they can drive consumers into more debt.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams and how they can drive consumers into more debt.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Putting a stop to illegal robocalls</title>
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        <![CDATA[On this week's "Of Consuming Interest", Patrick Webre of the Federal Communications Commission discusses the agency’s initiatives to stop illegal robocalls<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Putting a stop to illegal robocalls</itunes:title>
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      <itunes:summary>On this week's "Of Consuming Interest", Patrick Webre of the Federal Communications Commission discusses the agency’s initiatives to stop illegal robocalls

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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      <pubDate>Sun, 01 Dec 2019 05:00:00 -0000</pubDate>
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      <title>'Tis the season...of gift cards and credit cards</title>
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        <![CDATA[Jill Gonzales, an analyst with WalletHub.com discusses gift cards and credit cards.  A study by the company lists the best gift cards as well as credit cards.  In addition she reveals that many credit cards are reducing the perks they provide to consumers including, in some cases, dropping insurance coverage for rental cars.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Jill Gonzales, an analyst with WalletHub.com discusses gift cards and credit cards.  A study by the company lists the best gift cards as well as credit cards.  In addition she reveals that many credit cards are reducing the perks they provide to consumers including, in some cases, dropping insurance coverage for rental cars.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jill Gonzales, an analyst with WalletHub.com discusses gift cards and credit cards.  A study by the company lists the best gift cards as well as credit cards.  In addition she reveals that many credit cards are reducing the perks they provide to consumers including, in some cases, dropping insurance coverage for rental cars.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 24 Nov 2019 05:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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        <![CDATA[Twila Brase, President of the Citizens' Council for Health Freedom discusses the proposed National Health ID number and its impact
on medical privacy, medical care and the concerns about the security of sensitive information.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Twila Brase, President of the Citizens' Council for Health Freedom discusses the proposed National Health ID number and its impact
on medical privacy, medical care and the concerns about the security of sensitive information.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Twila Brase, President of the Citizens' Council for Health Freedom discusses the proposed National Health ID number and its impact
on medical privacy, medical care and the concerns about the security of sensitive information.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Aaron Foss, developer of Nomorobo, discusses how his free app blocked 1.2 billion robocalls and what consumers can do to protect themselves from being victims of these scammers.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Aaron Foss, developer of Nomorobo, discusses how his free app blocked 1.2 billion robocalls and what consumers can do to protect themselves from being victims of these scammers.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Kelvin Coleman, Executive Director, the National Cyber Security Alliance, discusses the steps individuals and businesses should take to protect their data as well as the dangers of using unsecured W-Fi connections.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Kelvin Coleman, Executive Director, the National Cyber Security Alliance, discusses the steps individuals and businesses should take to protect their data as well as the dangers of using unsecured W-Fi connections.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Kelvin Coleman, Executive Director, the National Cyber Security Alliance, discusses the steps individuals and businesses should take to protect their data as well as the dangers of using unsecured W-Fi connections.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Bruce McClary, vice president of marketing for the National Foundation for Credit Counseling, talks about the realities of getting relief from your debts to credit cards or the IRS.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Bruce McClary, vice president of marketing for the National Foundation for Credit Counseling, talks about the realities of getting relief from your debts to credit cards or the IRS.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Bruce McClary, vice president of marketing for the National Foundation for Credit Counseling, talks about the realities of getting relief from your debts to credit cards or the IRS.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[HOST SHIRLEY ROOKER TALKS TO ELIZABETH CASEY ABOUT A VERY VALUABLE, BUT OFTEN UNDERUTILIZED TOOL...THE V CHIP<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>HOST SHIRLEY ROOKER TALKS TO ELIZABETH CASEY ABOUT A VERY VALUABLE, BUT OFTEN UNDERUTILIZED TOOL...THE V CHIP

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[HOST SHIRLEY ROOKER TALKS TO ELIZABETH CASEY ABOUT A VERY VALUABLE, BUT OFTEN UNDERUTILIZED TOOL...THE V CHIP<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[John Breyault, vice-president, public policy, telecommunications and fraud, at the National Consumers League, talks about ways you can protect your phones and computers from fraudsters and hackers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>John Breyault, vice-president, public policy, telecommunications and fraud, at the National Consumers League, talks about ways you can protect your phones and computers from fraudsters and hackers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[John Breyault, vice-president, public policy, telecommunications and fraud, at the National Consumers League, talks about ways you can protect your phones and computers from fraudsters and hackers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Susan Diegelman, Director Public Affairs, ATT, discusses 5G, what it means for consumers, when it will be available and its role in the concept of “smart cities."<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Susan Diegelman, Director Public Affairs, ATT, discusses 5G, what it means for consumers, when it will be available and its role in the concept of “smart cities."

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Susan Diegelman, Director Public Affairs, ATT, discusses 5G, what it means for consumers, when it will be available and its role in the concept of “smart cities."<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Avoiding scams when seeking debt relief</title>
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        <![CDATA[Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams, credit scores, and ways consumers can find help to deal with financial problems.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams, credit scores, and ways consumers can find help to deal with financial problems.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Bruce McClary of the National Foundation for Credit Counseling discusses debt elimination scams, credit scores, and ways consumers can find help to deal with financial problems.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 15 Jun 2019 03:00:00 -0000</pubDate>
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      <title>Ways the Small Business Administration could help you</title>
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        <![CDATA[Antonio Doss, Small Business Administration, discusses the ways the agency helps new businesses as well as the many scams that target business owners, including cyberattacks and telemarketing frauds.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Antonio Doss, Small Business Administration, discusses the ways the agency helps new businesses as well as the many scams that target business owners, including cyberattacks and telemarketing frauds.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Antonio Doss, Small Business Administration, discusses the ways the agency helps new businesses as well as the many scams that target business owners, including cyberattacks and telemarketing frauds.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 09 Jun 2019 03:00:00 -0000</pubDate>
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        <![CDATA[Jim Quiggle of the Coalition Against Insurance Fraud reveals the newest insurance scams, including fake DNA tests and the use of phone and video calls to sell unnecessary devices such as back and knee braces and wheelchairs.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Jim Quiggle of the Coalition Against Insurance Fraud reveals the newest insurance scams, including fake DNA tests and the use of phone and video calls to sell unnecessary devices such as back and knee braces and wheelchairs.  

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jim Quiggle of the Coalition Against Insurance Fraud reveals the newest insurance scams, including fake DNA tests and the use of phone and video calls to sell unnecessary devices such as back and knee braces and wheelchairs.  <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 25 May 2019 03:00:00 -0000</pubDate>
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      <itunes:summary>Kevin Brasler, executive editor, Washington Consumer’s Checkbook, reveals how to find the best lawn care, tree repair services and garden centers.  Checkbook also does ratings of the service providers based on  quality and cost.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Kevin Brasler, executive editor, Washington Consumer’s Checkbook, reveals how to find the best lawn care, tree repair services and garden centers.  Checkbook also does ratings of the service providers based on  quality and cost.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Owen Donley of the Securities and Exchange Commission reveals the latest high tech scams as well as how old scams have new packaging.  He also advises consumers to check out your broker before you write a check.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to invest without being defrauded</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Owen Donley of the Securities and Exchange Commission reveals the latest high tech scams as well as how old scams have new packaging.  He also advises consumers to check out your broker before you write a check.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Owen Donley of the Securities and Exchange Commission reveals the latest high tech scams as well as how old scams have new packaging.  He also advises consumers to check out your broker before you write a check.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Jill Gonzalez of WalletHub.com talks about the rising cost of automobile insurance, what companies offer the cheapest policies, and describes the types of vehicle insurance.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Making the right choices for your car insurance</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Jill Gonzalez of WalletHub.com talks about the rising cost of automobile insurance, what companies offer the cheapest policies, and describes the types of vehicle insurance.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jill Gonzalez of WalletHub.com talks about the rising cost of automobile insurance, what companies offer the cheapest policies, and describes the types of vehicle insurance.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Krisztina Pusok, director of policy and research, American Consumer Institute, discusses how data collection works, what happens to the data, what rights consumers have to control what is available to companies,and how to improve privacy laws without hurting development.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How data collection works</itunes:title>
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      <itunes:summary>Krisztina Pusok, director of policy and research, American Consumer Institute, discusses how data collection works, what happens to the data, what rights consumers have to control what is available to companies,and how to improve privacy laws without hurting development.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Krisztina Pusok, director of policy and research, American Consumer Institute, discusses how data collection works, what happens to the data, what rights consumers have to control what is available to companies,and how to improve privacy laws without hurting development.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Rich Stang, a CPA of DeLeon and Stang, explains the new tax laws and how they help consumers and small businesses<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Rich Stang, a CPA of DeLeon and Stang, explains the new tax laws and how they help consumers and small businesses

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Rich Stang, a CPA of DeLeon and Stang, explains the new tax laws and how they help consumers and small businesses<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Aging in place aided by newest technology</title>
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        <![CDATA[Debra Berlyn of Consumer Policy Solutions discusses innovations such as smart homes and self-driving cars that can help seniors remain in their homes as they age.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Aging in place aided by newest technology</itunes:title>
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      <itunes:summary>Debra Berlyn of Consumer Policy Solutions discusses innovations such as smart homes and self-driving cars that can help seniors remain in their homes as they age.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Debra Berlyn of Consumer Policy Solutions discusses innovations such as smart homes and self-driving cars that can help seniors remain in their homes as they age.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Starting a business</title>
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        <![CDATA[Hal Shelton, author of the bestselling “Secrets to Writing a Successful Business Plan,” provides advice on steps to take before, during and after the start-up of a new business.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Starting a business</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Hal Shelton, author of the bestselling “Secrets to Writing a Successful Business Plan,” provides advice on steps to take before, during and after the start-up of a new business.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Hal Shelton, author of the bestselling “Secrets to Writing a Successful Business Plan,” provides advice on steps to take before, during and after the start-up of a new business.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>The impact of insurance fraud</title>
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        <![CDATA[Matthew Smith, general counsel with the Coalition Against Insurance Fraud,  describes the actions states are taking to prevent insurance fraud, identity theft and other consumer issues.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The impact of insurance fraud</itunes:title>
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      <itunes:summary>Matthew Smith, general counsel with the Coalition Against Insurance Fraud,  describes the actions states are taking to prevent insurance fraud, identity theft and other consumer issues.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Matthew Smith, general counsel with the Coalition Against Insurance Fraud,  describes the actions states are taking to prevent insurance fraud, identity theft and other consumer issues.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Jim Quiggle of the Coalition Against Insurance Fraud reveals the newest members of the nonprofit’s Hall of Shame which profiles the most outrageous and deadly insurance scams of the last year.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Jim Quiggle of the Coalition Against Insurance Fraud reveals the newest members of the nonprofit’s Hall of Shame which profiles the most outrageous and deadly insurance scams of the last year.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jim Quiggle of the Coalition Against Insurance Fraud reveals the newest members of the nonprofit’s Hall of Shame which profiles the most outrageous and deadly insurance scams of the last year.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Lauren Hall of Consumer Action profiles common frauds, including deceptive health claims about some celebrity-endorsed products, and how a number of cancer treatment centers don’t deliver on their promises.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Trading in bad faith on someone’s good name</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Lauren Hall of Consumer Action profiles common frauds, including deceptive health claims about some celebrity-endorsed products, and how a number of cancer treatment centers don’t deliver on their promises.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Lauren Hall of Consumer Action profiles common frauds, including deceptive health claims about some celebrity-endorsed products, and how a number of cancer treatment centers don’t deliver on their promises.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 09 Dec 2018 05:00:00 -0000</pubDate>
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      <title>Using natural disasters to defraud consumers</title>
      <description>
        <![CDATA[Owen Donley of the Securities and Exchange Commission reveals the high cost of investment schemes that use natural disasters to defraud consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Using natural disasters to defraud consumers</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Owen Donley of the Securities and Exchange Commission reveals the high cost of investment schemes that use natural disasters to defraud consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Owen Donley of the Securities and Exchange Commission reveals the high cost of investment schemes that use natural disasters to defraud consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 02 Dec 2018 05:00:00 -0000</pubDate>
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        <![CDATA[Jill Gonzalez of WalletHub.com discusses a recent study of gift cards, the different types, the most popular and the ones that are the best deal for consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Gift cards</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Jill Gonzalez of WalletHub.com discusses a recent study of gift cards, the different types, the most popular and the ones that are the best deal for consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Jill Gonzalez of WalletHub.com discusses a recent study of gift cards, the different types, the most popular and the ones that are the best deal for consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 25 Nov 2018 05:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
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      <title>Tech to help people age in place</title>
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        <![CDATA[Debra Berlyn, executive director, Project GOAL, discusses the ways new technology will enables consumers to stay in their homes as they age.  A recent survey of older adults found this was their number one concern.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Tech to help people age in place</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Debra Berlyn, executive director, Project GOAL, discusses the ways new technology will enables consumers to stay in their homes as they age.  A recent survey of older adults found this was their number one concern.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Debra Berlyn, executive director, Project GOAL, discusses the ways new technology will enables consumers to stay in their homes as they age.  A recent survey of older adults found this was their number one concern.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 13 Oct 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>The federal role in protecting small businesses</title>
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        <![CDATA[Rosario Mendez, an attorney with the Federal Trade Commission, discusses the actions taken by the agency to inform and protect small businesses from scams
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The federal role in protecting small businesses</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Rosario Mendez, an attorney with the Federal Trade Commission, discusses the actions taken by the agency to inform and protect small businesses from scams


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Rosario Mendez, an attorney with the Federal Trade Commission, discusses the actions taken by the agency to inform and protect small businesses from scams
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 07 Oct 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
      <itunes:duration>00:26:09</itunes:duration>
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      <title>Reforming the federal consumer financial protection agency</title>
      <description>
        <![CDATA[John Berlau, Competitive Enterprise Institute, discusses the Consumer Financial Protection Bureau, its history, the way it is organized and possible changes to make its organization more in line with other government agencies.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
      </description>
      <itunes:title>Reforming the federal consumer financial protection agency</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>John Berlau, Competitive Enterprise Institute, discusses the Consumer Financial Protection Bureau, its history, the way it is organized and possible changes to make its organization more in line with other government agencies.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[John Berlau, Competitive Enterprise Institute, discusses the Consumer Financial Protection Bureau, its history, the way it is organized and possible changes to make its organization more in line with other government agencies.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 29 Sep 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
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      <title>Are the apps  on your phone safe?</title>
      <description>
        <![CDATA[Steve Pociask, American Consumer Institute, discusses the use of apps on your devices, their vulnerabilities to hacking, and the things consumers can do to protect their personal information.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Are the apps  on your phone safe?</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Steve Pociask, American Consumer Institute, discusses the use of apps on your devices, their vulnerabilities to hacking, and the things consumers can do to protect their personal information.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Steve Pociask, American Consumer Institute, discusses the use of apps on your devices, their vulnerabilities to hacking, and the things consumers can do to protect their personal information.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 23 Sep 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Bad guys are using your telephone against you</title>
      <description>
        <![CDATA[Nat Wood, with the Federal Trade Commission, discusses actions taken by the agency to combat robocalls, grandparent scams, identity theft and a host of other frauds targeting consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Bad guys are using your telephone against you</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Nat Wood, with the Federal Trade Commission, discusses actions taken by the agency to combat robocalls, grandparent scams, identity theft and a host of other frauds targeting consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Nat Wood, with the Federal Trade Commission, discusses actions taken by the agency to combat robocalls, grandparent scams, identity theft and a host of other frauds targeting consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 26 Aug 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
      <itunes:duration>00:26:10</itunes:duration>
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      <title>The many ways fraudsters can use your insurance against you</title>
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        <![CDATA[Jim Quiggle with the Coalition Against Insurance Fraud describes how crooks are using the new Medicare cards to defraud consumers, as well as the continuing menace of medical identity theft, which can cost lives as well as money and staged car accidents.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The many ways fraudsters can use your insurance against you</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Jim Quiggle with the Coalition Against Insurance Fraud describes how crooks are using the new Medicare cards to defraud consumers, as well as the continuing menace of medical identity theft, which can cost lives as well as money and staged car accidents.


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Jim Quiggle with the Coalition Against Insurance Fraud describes how crooks are using the new Medicare cards to defraud consumers, as well as the continuing menace of medical identity theft, which can cost lives as well as money and staged car accidents.
<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 11 Aug 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
      <itunes:duration>00:26:09</itunes:duration>
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      <title>The hidden costs of what’s ‘free’ on the internet</title>
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        <![CDATA[Debra Berlyn, president of Consumer Policy Solutions, discusses what it really costs consumers who use “free” things on the internet.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The hidden costs of what’s ‘free’ on the internet</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Debra Berlyn, president of Consumer Policy Solutions, discusses what it really costs consumers who use “free” things on the internet.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Debra Berlyn, president of Consumer Policy Solutions, discusses what it really costs consumers who use “free” things on the internet.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Mon, 06 Aug 2018 03:00:00 -0000</pubDate>
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      <title>Hidden travel fees</title>
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        <![CDATA[Consumer advocate Charlie Leocha of Travelers United discusses the many hidden fees you are likely to pay when making travel arrangements.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Hidden travel fees</itunes:title>
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      <itunes:summary>Consumer advocate Charlie Leocha of Travelers United discusses the many hidden fees you are likely to pay when making travel arrangements.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Consumer advocate Charlie Leocha of Travelers United discusses the many hidden fees you are likely to pay when making travel arrangements.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 29 Jul 2018 03:00:00 -0000</pubDate>
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        <![CDATA[Pete Sepp a member of the Coalition for Contact Lens Consumer Choice discusses proposed changes to the rules that give consumers the ability to shop around for eyewear and to have refractive eye exams and renew prescriptions online. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Preserving consumers' choice in purchasing contact lenses</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Pete Sepp a member of the Coalition for Contact Lens Consumer Choice discusses proposed changes to the rules that give consumers the ability to shop around for eyewear and to have refractive eye exams and renew prescriptions online. 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Pete Sepp a member of the Coalition for Contact Lens Consumer Choice discusses proposed changes to the rules that give consumers the ability to shop around for eyewear and to have refractive eye exams and renew prescriptions online. <p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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        <![CDATA[Chairman Ajit Pai of the Federal Communications Commission discusses the funds dedicated to helping restore the U.S. Virgin Islands and Puerto Rico communications networks, action taken against robocallers, initiatives against cramming and slamming, and efforts to deploy broadband to rural areas.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Chairman Ajit Pai of the Federal Communications Commission discusses the funds dedicated to helping restore the U.S. Virgin Islands and Puerto Rico communications networks, action taken against robocallers, initiatives against cramming and slamming, and efforts to deploy broadband to rural areas.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Chairman Ajit Pai of the Federal Communications Commission discusses the funds dedicated to helping restore the U.S. Virgin Islands and Puerto Rico communications networks, action taken against robocallers, initiatives against cramming and slamming, and efforts to deploy broadband to rural areas.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Fri, 29 Jun 2018 03:00:00 -0000</pubDate>
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      <title>Making sure class action lawsuits benefit the consumer</title>
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        <![CDATA[Ted Frank of the Competitive Enterprise Institute Center for Class Action Fairness discusses how class action lawsuits sometimes benefit only the lawyers bringing the suit, not the damaged consumers. Actions taken by the center have resulted in positive changes for consumers involved in class action lawsuits.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Making sure class action lawsuits benefit the consumer</itunes:title>
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      <itunes:summary>Ted Frank of the Competitive Enterprise Institute Center for Class Action Fairness discusses how class action lawsuits sometimes benefit only the lawyers bringing the suit, not the damaged consumers. Actions taken by the center have resulted in positive changes for consumers involved in class action lawsuits.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Ted Frank of the Competitive Enterprise Institute Center for Class Action Fairness discusses how class action lawsuits sometimes benefit only the lawyers bringing the suit, not the damaged consumers. Actions taken by the center have resulted in positive changes for consumers involved in class action lawsuits.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Mon, 25 Jun 2018 03:00:00 -0000</pubDate>
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      <title>When counterfeit can kill</title>
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        <![CDATA[Kyle Burgess of Consumers’ Research discusses how counterfeit products and drugs endanger the lives of millions of consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>When counterfeit can kill</itunes:title>
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      <itunes:summary>Kyle Burgess of Consumers’ Research discusses how counterfeit products and drugs endanger the lives of millions of consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Kyle Burgess of Consumers’ Research discusses how counterfeit products and drugs endanger the lives of millions of consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>How to have a meaningful life in retirement</title>
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        <![CDATA[Janet Bodnar, former editor of Kiplinger’s Personal Finance Magazine, discusses the pros and cons of retirement and how to have a meaningful life after leaving your job.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>How to have a meaningful life in retirement</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Janet Bodnar, former editor of Kiplinger’s Personal Finance Magazine, discusses the pros and cons of retirement and how to have a meaningful life after leaving your job.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Janet Bodnar, former editor of Kiplinger’s Personal Finance Magazine, discusses the pros and cons of retirement and how to have a meaningful life after leaving your job.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 10 Jun 2018 03:00:00 -0000</pubDate>
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        <![CDATA[Owen Donley, with the Securities and Exchange Commission, discusses cryptocurrencies.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The dangers of dabbling in cryptocurrency</itunes:title>
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      <itunes:summary>Owen Donley, with the Securities and Exchange Commission, discusses cryptocurrencies.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Owen Donley, with the Securities and Exchange Commission, discusses cryptocurrencies.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 27 May 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Living in the age of the internet of things</title>
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        <![CDATA[Stacey Gray of the Future of Privacy Forum discusses the privacy and safety implications of electronic devices that use the internet such as personal assistants, smart TVs, children’s toys, baby monitors, etc.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Living in the age of the internet of things</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Stacey Gray of the Future of Privacy Forum discusses the privacy and safety implications of electronic devices that use the internet such as personal assistants, smart TVs, children’s toys, baby monitors, etc.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Stacey Gray of the Future of Privacy Forum discusses the privacy and safety implications of electronic devices that use the internet such as personal assistants, smart TVs, children’s toys, baby monitors, etc.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 20 May 2018 03:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
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      <title>Hotel booking sites that scam you</title>
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        <![CDATA[Maryam Cope, vice president of government affairs at the American Hotel and Lodging Association, discusses third-party hotel booking websites that may steal your money or even your identity.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:summary>Maryam Cope, vice president of government affairs at the American Hotel and Lodging Association, discusses third-party hotel booking websites that may steal your money or even your identity.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Maryam Cope, vice president of government affairs at the American Hotel and Lodging Association, discusses third-party hotel booking websites that may steal your money or even your identity.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 13 May 2018 03:00:00 -0000</pubDate>
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        <![CDATA[Jill Gonzalez of WalletHub.com discusses which credit cards are best to use for international travel. Choosing the right card can mean significant savings for consumers because some credit cards add 3% foreign transaction fees.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Play the right cards when traveling abroad</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Jill Gonzalez of WalletHub.com discusses which credit cards are best to use for international travel. Choosing the right card can mean significant savings for consumers because some credit cards add 3% foreign transaction fees.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Jill Gonzalez of WalletHub.com discusses which credit cards are best to use for international travel. Choosing the right card can mean significant savings for consumers because some credit cards add 3% foreign transaction fees.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 06 May 2018 03:00:00 -0000</pubDate>
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      <title>Gas station credit cards not always the best deal</title>
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        <![CDATA[Matt Schulz, senior analyst with creditcards.com, discusses the pros and cons of gas station credit cards. These cards charge an average interest rate of 23.61% which is nearly 7 percentage points higher than the national average of all credit cards and with fewer rewards.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Gas station credit cards not always the best deal</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Matt Schulz, senior analyst with creditcards.com, discusses the pros and cons of gas station credit cards. These cards charge an average interest rate of 23.61% which is nearly 7 percentage points higher than the national average of all credit cards and with fewer rewards.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Matt Schulz, senior analyst with creditcards.com, discusses the pros and cons of gas station credit cards. These cards charge an average interest rate of 23.61% which is nearly 7 percentage points higher than the national average of all credit cards and with fewer rewards.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 29 Apr 2018 03:00:00 -0000</pubDate>
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        <![CDATA[Nat Wood, with the Federal Trade Commission, discusses actions taken by the agency to combat robo calls, grandparent scams, identity theft and a host of other frauds targeting consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Bad guys are using your telephone against you</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Nat Wood, with the Federal Trade Commission, discusses actions taken by the agency to combat robo calls, grandparent scams, identity theft and a host of other frauds targeting consumers.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Nat Wood, with the Federal Trade Commission, discusses actions taken by the agency to combat robo calls, grandparent scams, identity theft and a host of other frauds targeting consumers.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>Putting a stop to illegal robocalls</title>
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        <![CDATA[Patrick Webre of the Federal Communications Commission discusses the agency’s initiatives to stop illegal robocalls.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Putting a stop to illegal robocalls</itunes:title>
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      <itunes:summary>Patrick Webre of the Federal Communications Commission discusses the agency’s initiatives to stop illegal robocalls.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Patrick Webre of the Federal Communications Commission discusses the agency’s initiatives to stop illegal robocalls.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 15 Apr 2018 03:00:00 -0000</pubDate>
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        <![CDATA[Marc Scribner of the Competitive Enterprise Institute discusses how automated vehicles will reduce the number of injuries and property damage caused by accidents.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Automatic vehicles: safer than humans?</itunes:title>
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      <itunes:summary>Marc Scribner of the Competitive Enterprise Institute discusses how automated vehicles will reduce the number of injuries and property damage caused by accidents.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Marc Scribner of the Competitive Enterprise Institute discusses how automated vehicles will reduce the number of injuries and property damage caused by accidents.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <title>The FDA’s gag rule on off-label treatments</title>
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        <![CDATA[Michael Cannon, director of health policy studies for the Cato Institute, talks about the gag rule that places restrictions on discussing legal uses of drugs for off-label purposes, as well as a bill that would make trial drugs available to terminally ill patients.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>The FDA’s gag rule on off-label treatments</itunes:title>
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      <itunes:summary>Michael Cannon, director of health policy studies for the Cato Institute, talks about the gag rule that places restrictions on discussing legal uses of drugs for off-label purposes, as well as a bill that would make trial drugs available to terminally ill patients.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Michael Cannon, director of health policy studies for the Cato Institute, talks about the gag rule that places restrictions on discussing legal uses of drugs for off-label purposes, as well as a bill that would make trial drugs available to terminally ill patients.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 25 Mar 2018 03:00:00 -0000</pubDate>
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      <title>A defense of the short-term, high-interest ‘payday’ loan</title>
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        <![CDATA[John Berlau, senior fellow at the Competitive Enterprise Institute, discusses the Consumer Financial Protection Bureau and how its regulations affect payday loans, which are used by over 12 million consumers each year.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>A defense of the short-term, high-interest ‘payday’ loan</itunes:title>
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      <itunes:summary>John Berlau, senior fellow at the Competitive Enterprise Institute, discusses the Consumer Financial Protection Bureau and how its regulations affect payday loans, which are used by over 12 million consumers each year.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[John Berlau, senior fellow at the Competitive Enterprise Institute, discusses the Consumer Financial Protection Bureau and how its regulations affect payday loans, which are used by over 12 million consumers each year.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sat, 03 Mar 2018 05:00:00 -0000</pubDate>
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      <title>Making a moving experience a good experience</title>
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        <![CDATA[Scott Michael, president of the American Moving and Storage Association, talks about the decisions you’ll have to make when you change where you live.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Making a moving experience a good experience</itunes:title>
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      <itunes:summary>Scott Michael, president of the American Moving and Storage Association, talks about the decisions you’ll have to make when you change where you live.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
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        <![CDATA[Scott Michael, president of the American Moving and Storage Association, talks about the decisions you’ll have to make when you change where you live.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 18 Feb 2018 05:00:00 -0000</pubDate>
      <itunes:explicit>no</itunes:explicit>
      <itunes:image href="https://content.production.cdn.art19.com/images/00/25/49/25/00254925-0a09-45ab-95b8-b8948a9213a1/581b469e7551860e92d78b6ff6007cbdd5aee5f38f0db15a0322f22e30df66fb94a5ce1ce98f009eb8cbe7047c34118f979f8a17a8bd0812b0696aa66682514b.jpeg"/>
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      <title>Medical identity theft and other trends in insurance fraud</title>
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        <![CDATA[Jim Quiggle with the Coalition Against Insurance Fraud discusses medical identity theft and other trends in insurance fraud.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <itunes:title>Medical identity theft and other trends in insurance fraud</itunes:title>
      <itunes:episodeType>full</itunes:episodeType>
      <itunes:summary>Jim Quiggle with the Coalition Against Insurance Fraud discusses medical identity theft and other trends in insurance fraud.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.</itunes:summary>
      <content:encoded>
        <![CDATA[Jim Quiggle with the Coalition Against Insurance Fraud discusses medical identity theft and other trends in insurance fraud.<p>See Privacy Policy at <a href="https://art19.com/privacy" rel="noopener noreferrer" target="_blank">https://art19.com/privacy</a> and California Privacy Notice at <a href="https://art19.com/privacy#do-not-sell-my-info" rel="noopener noreferrer" target="_blank">https://art19.com/privacy#do-not-sell-my-info</a>.</p>]]>
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      <pubDate>Sun, 04 Feb 2018 05:00:00 -0000</pubDate>
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