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		<title>Christian Financial Perspectives</title>
		<description>Biblical wisdom for financial decisions. Conversations about managing money according to Christian principles, featuring expert insights on budgeting, investing, giving, and building wealth with purpose.</description>
		<link>https://christianfinancialadvisors.com/podcast/</link>
		<language>en-us</language>
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		<itunes:author>Christian Financial Advisors</itunes:author>
		
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		<itunes:summary>Biblical wisdom for financial decisions. Conversations about managing money according to Christian principles, featuring expert insights on budgeting, investing, giving, and building wealth with purpose.</itunes:summary>
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		<copyright>© 2026 Christian Financial Advisors. All rights reserved.</copyright>
		<itunes:type>episodic</itunes:type>
		<itunes:subtitle>Biblical wisdom for financial decisions</itunes:subtitle>
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		<itunes:category text="Religion &amp; Spirituality"><itunes:category text="Christianity"/></itunes:category><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>podcast@christianfa.com</itunes:email><itunes:name>Christian Financial Advisors</itunes:name></itunes:owner><item>
			<title>A Biblical Worldview of Counsel and Advice</title>
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			<pubDate>Tue, 28 Jul 2026 18:08:39 -0500</pubDate>
			<description><![CDATA[God never intended for us to navigate life—or our finances—alone. In the final episode of this 12-part series, Bob and Shawn explore the Biblical importance of seeking wise counsel and explain how Christians can evaluate financial advice through the lens of Scripture. From the character qualities of a trustworthy advisor to the practical questions every investor should ask, this episode offers a framework for choosing counsel that honors God. As the series concludes, listeners are encouraged to remember that financial decisions are ultimately spiritual decisions rooted in faithful stewardship. Whether you're selecting a financial advisor or seeking wisdom for life's next chapter, this episode reminds us that God's Word remains the ultimate foundation for every financial choice. It's a fitting finale to The Biblical Worldview of Money and Wealth, equipping you to steward God's resources with wisdom, integrity, and confidence.]]></description>
			<content:encoded><![CDATA[God never intended for us to navigate life—or our finances—alone. In the final episode of this 12-part series, Bob and Shawn explore the Biblical importance of seeking wise counsel and explain how Christians can evaluate financial advice through the lens of Scripture. From the character qualities of a trustworthy advisor to the practical questions every investor should ask, this episode offers a framework for choosing counsel that honors God. As the series concludes, listeners are encouraged to remember that financial decisions are ultimately spiritual decisions rooted in faithful stewardship. Whether you're selecting a financial advisor or seeking wisdom for life's next chapter, this episode reminds us that God's Word remains the ultimate foundation for every financial choice. It's a fitting finale to The Biblical Worldview of Money and Wealth, equipping you to steward God's resources with wisdom, integrity, and confidence.]]></content:encoded>
			<itunes:duration>23:35</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/250-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-counsel-and-advice/</link>
			<itunes:episode>250</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>God never intended for us to navigate life—or our finances—alone. In the final episode of this 12-part series, Bob and Shawn explore the Biblical importance of seeking wise counsel and explain how Christians can evaluate financial advice through the lens of Scripture. From the character qualities of a trustworthy advisor to the practical questions every investor should ask, this episode offers a framework for choosing counsel that honors God. As the series concludes, listeners are encouraged to remember that financial decisions are ultimately spiritual decisions rooted in faithful stewardship. Whether you're selecting a financial advisor or seeking wisdom for life's next chapter, this episode reminds us that God's Word remains the ultimate foundation for every financial choice. It's a fitting finale to The Biblical Worldview of Money and Wealth, equipping you to steward God's resources with wisdom, integrity, and confidence.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>God never intended for us to navigate life—or our finances—alone. In the final episode of this 12-part series, Bob and Shawn explore the Biblical importance of seeking wise counsel and explain how Christians can evaluate financial advice through the lens of Scripture. From the character qualities of a trustworthy advisor to the practical questions every investor should ask, this episode offers a framework for choosing counsel that honors God. As the series concludes, listeners are encouraged to remember that financial decisions are ultimately spiritual decisions rooted in faithful stewardship. Whether you're selecting a financial advisor or seeking wisdom for life's next chapter, this episode reminds us that God's Word remains the ultimate foundation for every financial choice. It's a fitting finale to The Biblical Worldview of Money and Wealth, equipping you to steward God's resources with wisdom, integrity, and confidence.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Inheritance</title>
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			<pubDate>Mon, 13 Jul 2026 18:45:10 -0500</pubDate>
			<description><![CDATA[The Bible speaks often about inheritance, but its greatest emphasis isn't simply on passing down wealth—it's on passing down wisdom and faith. In this episode, Bob and Shawn explore the Biblical principles behind financial, spiritual, and eternal inheritance, highlighting why preparing the next generation is far more important than the size of the inheritance they receive. You'll discover practical insights on avoiding common inheritance mistakes, protecting wealth for future generations, and placing God at the center of your legacy. More importantly, this episode challenges Christians to leave behind more than money by equipping their children and grandchildren with the Biblical wisdom needed to steward God's blessings for generations to come.]]></description>
			<content:encoded><![CDATA[The Bible speaks often about inheritance, but its greatest emphasis isn't simply on passing down wealth—it's on passing down wisdom and faith. In this episode, Bob and Shawn explore the Biblical principles behind financial, spiritual, and eternal inheritance, highlighting why preparing the next generation is far more important than the size of the inheritance they receive. You'll discover practical insights on avoiding common inheritance mistakes, protecting wealth for future generations, and placing God at the center of your legacy. More importantly, this episode challenges Christians to leave behind more than money by equipping their children and grandchildren with the Biblical wisdom needed to steward God's blessings for generations to come.]]></content:encoded>
			<itunes:duration>22:30</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/249-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-inheritance/</link>
			<itunes:episode>249</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The Bible speaks often about inheritance, but its greatest emphasis isn't simply on passing down wealth—it's on passing down wisdom and faith. In this episode, Bob and Shawn explore the Biblical principles behind financial, spiritual, and eternal inheritance, highlighting why preparing the next generation is far more important than the size of the inheritance they receive. You'll discover practical insights on avoiding common inheritance mistakes, protecting wealth for future generations, and placing God at the center of your legacy. More importantly, this episode challenges Christians to leave behind more than money by equipping their children and grandchildren with the Biblical wisdom needed to steward God's blessings for generations to come.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The Bible speaks often about inheritance, but its greatest emphasis isn't simply on passing down wealth—it's on passing down wisdom and faith. In this episode, Bob and Shawn explore the Biblical principles behind financial, spiritual, and eternal inheritance, highlighting why preparing the next generation is far more important than the size of the inheritance they receive. You'll discover practical insights on avoiding common inheritance mistakes, protecting wealth for future generations, and placing God at the center of your legacy. More importantly, this episode challenges Christians to leave behind more than money by equipping their children and grandchildren with the Biblical wisdom needed to steward God's blessings for generations to come.</itunes:summary></item>
		<item>
			<title>The Biblical Worldview of Retirement</title>
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			<pubDate>Tue, 23 Jun 2026 16:36:25 -0500</pubDate>
			<description><![CDATA[Retirement is one of the most widely accepted goals in modern culture, yet the Bible has surprisingly little to say about retirement itself. In this episode, Bob and Shawn explore what Scripture does say about work, purpose, and serving others during the later seasons of life. By examining the Bible's only direct reference to retirement and contrasting it with the more than 500 references to work, he challenges listeners to rethink retirement through a biblical lens. Rather than viewing retirement as an escape from responsibility, Christians are encouraged to see it as an opportunity to serve God in new ways. Whether through mentoring, volunteering, missions, investing in family, or supporting the next generation, retirement can become a season of renewed purpose and Kingdom impact. If God has given you more time, how will you use it to finish life well and glorify Him?]]></description>
			<content:encoded><![CDATA[Retirement is one of the most widely accepted goals in modern culture, yet the Bible has surprisingly little to say about retirement itself. In this episode, Bob and Shawn explore what Scripture does say about work, purpose, and serving others during the later seasons of life. By examining the Bible's only direct reference to retirement and contrasting it with the more than 500 references to work, he challenges listeners to rethink retirement through a biblical lens. Rather than viewing retirement as an escape from responsibility, Christians are encouraged to see it as an opportunity to serve God in new ways. Whether through mentoring, volunteering, missions, investing in family, or supporting the next generation, retirement can become a season of renewed purpose and Kingdom impact. If God has given you more time, how will you use it to finish life well and glorify Him?]]></content:encoded>
			<itunes:duration>23:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/248-Transcript.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-biblical-worldview-of-retirement/</link>
			<itunes:episode>248</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Retirement is one of the most widely accepted goals in modern culture, yet the Bible has surprisingly little to say about retirement itself. In this episode, Bob and Shawn explore what Scripture does say about work, purpose, and serving others during the later seasons of life. By examining the Bible's only direct reference to retirement and contrasting it with the more than 500 references to work, he challenges listeners to rethink retirement through a biblical lens. Rather than viewing retirement as an escape from responsibility, Christians are encouraged to see it as an opportunity to serve God in new ways. Whether through mentoring, volunteering, missions, investing in family, or supporting the next generation, retirement can become a season of renewed purpose and Kingdom impact. If God has given you more time, how will you use it to finish life well and glorify Him?</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Retirement is one of the most widely accepted goals in modern culture, yet the Bible has surprisingly little to say about retirement itself. In this episode, Bob and Shawn explore what Scripture does say about work, purpose, and serving others during the later seasons of life. By examining the Bible's only direct reference to retirement and contrasting it with the more than 500 references to work, he challenges listeners to rethink retirement through a biblical lens. Rather than viewing retirement as an escape from responsibility, Christians are encouraged to see it as an opportunity to serve God in new ways. Whether through mentoring, volunteering, missions, investing in family, or supporting the next generation, retirement can become a season of renewed purpose and Kingdom impact. If God has given you more time, how will you use it to finish life well and glorify Him?</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Work</title>
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			<pubDate>Mon, 08 Jun 2026 00:14:25 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Shawn explore God’s design for work and why Scripture consistently presents work as a gift—not a curse. From the Garden of Eden to the teachings of Paul, this conversation reveals how work provides purpose, builds character, creates opportunity, and allows believers to reflect God through diligence and stewardship. You’ll discover how faithfulness in work impacts not only finances, but also relationships, fulfillment, leadership, and spiritual growth. The episode also contrasts the blessings of diligent work with the serious consequences of idleness and laziness described throughout Scripture. Through practical insight and biblical wisdom, listeners are challenged to rethink their attitude toward work, recognize their God-given purpose in the workplace, and consider how their daily efforts can become an act of worship and a testimony to others.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Shawn explore God’s design for work and why Scripture consistently presents work as a gift—not a curse. From the Garden of Eden to the teachings of Paul, this conversation reveals how work provides purpose, builds character, creates opportunity, and allows believers to reflect God through diligence and stewardship. You’ll discover how faithfulness in work impacts not only finances, but also relationships, fulfillment, leadership, and spiritual growth. The episode also contrasts the blessings of diligent work with the serious consequences of idleness and laziness described throughout Scripture. Through practical insight and biblical wisdom, listeners are challenged to rethink their attitude toward work, recognize their God-given purpose in the workplace, and consider how their daily efforts can become an act of worship and a testimony to others.]]></content:encoded>
			<itunes:duration>21:54</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/247-Transcription.US_txt.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-work/</link>
			<itunes:episode>247</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Shawn explore God’s design for work and why Scripture consistently presents work as a gift—not a curse. From the Garden of Eden to the teachings of Paul, this conversation reveals how work provides purpose, builds character, creates opportunity, and allows believers to reflect God through diligence and stewardship. You’ll discover how faithfulness in work impacts not only finances, but also relationships, fulfillment, leadership, and spiritual growth. The episode also contrasts the blessings of diligent work with the serious consequences of idleness and laziness described throughout Scripture. Through practical insight and biblical wisdom, listeners are challenged to rethink their attitude toward work, recognize their God-given purpose in the workplace, and consider how their daily efforts can become an act of worship and a testimony to others.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Shawn explore God’s design for work and why Scripture consistently presents work as a gift—not a curse. From the Garden of Eden to the teachings of Paul, this conversation reveals how work provides purpose, builds character, creates opportunity, and allows believers to reflect God through diligence and stewardship. You’ll discover how faithfulness in work impacts not only finances, but also relationships, fulfillment, leadership, and spiritual growth. The episode also contrasts the blessings of diligent work with the serious consequences of idleness and laziness described throughout Scripture. Through practical insight and biblical wisdom, listeners are challenged to rethink their attitude toward work, recognize their God-given purpose in the workplace, and consider how their daily efforts can become an act of worship and a testimony to others.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Honesty and Integrity</title>
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			<pubDate>Mon, 25 May 2026 00:08:25 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Shawn unpack the Biblical connection between honesty, integrity, and lasting financial stewardship. They explain how honesty—truthfulness in words and actions—and integrity—living consistently aligned with God’s values—work together to build trust, strong relationships, and a secure foundation for life and wealth. Grounded in Scripture, this conversation reveals why being faithful in the small things is essential to being entrusted with more. You’ll also discover the real-life benefits of living with honesty and integrity—greater peace, credibility, and stability—as well as the hidden costs of dishonesty, from broken trust to spiritual and personal consequences. This episode challenges listeners to examine not just what they do, but who they are when no one is watching, and how that shapes their financial future and witness.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Shawn unpack the Biblical connection between honesty, integrity, and lasting financial stewardship. They explain how honesty—truthfulness in words and actions—and integrity—living consistently aligned with God’s values—work together to build trust, strong relationships, and a secure foundation for life and wealth. Grounded in Scripture, this conversation reveals why being faithful in the small things is essential to being entrusted with more. You’ll also discover the real-life benefits of living with honesty and integrity—greater peace, credibility, and stability—as well as the hidden costs of dishonesty, from broken trust to spiritual and personal consequences. This episode challenges listeners to examine not just what they do, but who they are when no one is watching, and how that shapes their financial future and witness.]]></content:encoded>
			<itunes:duration>25:25</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/246-Transcript.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/246-a-biblical-worldview-of-honesty-and-integrity/</link>
			<itunes:episode>246</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Shawn unpack the Biblical connection between honesty, integrity, and lasting financial stewardship. They explain how honesty—truthfulness in words and actions—and integrity—living consistently aligned with God’s values—work together to build trust, strong relationships, and a secure foundation for life and wealth. Grounded in Scripture, this conversation reveals why being faithful in the small things is essential to being entrusted with more. You’ll also discover the real-life benefits of living with honesty and integrity—greater peace, credibility, and stability—as well as the hidden costs of dishonesty, from broken trust to spiritual and personal consequences. This episode challenges listeners to examine not just what they do, but who they are when no one is watching, and how that shapes their financial future and witness.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Shawn unpack the Biblical connection between honesty, integrity, and lasting financial stewardship. They explain how honesty—truthfulness in words and actions—and integrity—living consistently aligned with God’s values—work together to build trust, strong relationships, and a secure foundation for life and wealth. Grounded in Scripture, this conversation reveals why being faithful in the small things is essential to being entrusted with more. You’ll also discover the real-life benefits of living with honesty and integrity—greater peace, credibility, and stability—as well as the hidden costs of dishonesty, from broken trust to spiritual and personal consequences. This episode challenges listeners to examine not just what they do, but who they are when no one is watching, and how that shapes their financial future and witness.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Taxes and Government</title>
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			<pubDate>Mon, 11 May 2026 19:33:06 -0500</pubDate>
			<description><![CDATA[In this episode, we explore the Biblical worldview of taxes, laws, and government, and why these topics matter deeply for faithful stewardship. While taxes can significantly impact our financial lives, Scripture reminds us that everything ultimately belongs to God, and believers are called to approach taxation and authority with humility, integrity, and obedience. Drawing from passages like Matthew 22:21 and Romans 13:1–7, we examine why paying taxes honestly and respecting governing authorities are part of living out our faith. We also discuss how the Ten Commandments have shaped moral laws throughout history and how governments serve a God-ordained role in maintaining order and justice. At the same time, Christians are reminded that their ultimate allegiance is to God, whose authority stands above all earthly rulers. This episode offers a thoughtful perspective on how believers can navigate taxes, laws, and civic responsibility while honoring God in every financial and ethical decision.]]></description>
			<content:encoded><![CDATA[In this episode, we explore the Biblical worldview of taxes, laws, and government, and why these topics matter deeply for faithful stewardship. While taxes can significantly impact our financial lives, Scripture reminds us that everything ultimately belongs to God, and believers are called to approach taxation and authority with humility, integrity, and obedience. Drawing from passages like Matthew 22:21 and Romans 13:1–7, we examine why paying taxes honestly and respecting governing authorities are part of living out our faith. We also discuss how the Ten Commandments have shaped moral laws throughout history and how governments serve a God-ordained role in maintaining order and justice. At the same time, Christians are reminded that their ultimate allegiance is to God, whose authority stands above all earthly rulers. This episode offers a thoughtful perspective on how believers can navigate taxes, laws, and civic responsibility while honoring God in every financial and ethical decision.]]></content:encoded>
			<itunes:duration>17:36</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/245-Transcript.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-taxes-and-government/</link>
			<itunes:episode>245</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we explore the Biblical worldview of taxes, laws, and government, and why these topics matter deeply for faithful stewardship. While taxes can significantly impact our financial lives, Scripture reminds us that everything ultimately belongs to God, and believers are called to approach taxation and authority with humility, integrity, and obedience. Drawing from passages like Matthew 22:21 and Romans 13:1–7, we examine why paying taxes honestly and respecting governing authorities are part of living out our faith. We also discuss how the Ten Commandments have shaped moral laws throughout history and how governments serve a God-ordained role in maintaining order and justice. At the same time, Christians are reminded that their ultimate allegiance is to God, whose authority stands above all earthly rulers. This episode offers a thoughtful perspective on how believers can navigate taxes, laws, and civic responsibility while honoring God in every financial and ethical decision.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we explore the Biblical worldview of taxes, laws, and government, and why these topics matter deeply for faithful stewardship. While taxes can significantly impact our financial lives, Scripture reminds us that everything ultimately belongs to God, and believers are called to approach taxation and authority with humility, integrity, and obedience. Drawing from passages like Matthew 22:21 and Romans 13:1–7, we examine why paying taxes honestly and respecting governing authorities are part of living out our faith. We also discuss how the Ten Commandments have shaped moral laws throughout history and how governments serve a God-ordained role in maintaining order and justice. At the same time, Christians are reminded that their ultimate allegiance is to God, whose authority stands above all earthly rulers. This episode offers a thoughtful perspective on how believers can navigate taxes, laws, and civic responsibility while honoring God in every financial and ethical decision.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Debt</title>
			<enclosure length="54345754" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/244-Podcast.mp3"/>
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			<pubDate>Mon, 27 Apr 2026 00:15:20 -0500</pubDate>
			<description><![CDATA[What does the Bible actually say about debt and borrowing? While Scripture does not call debt a sin, it consistently warns about its dangers—reminding us that “the borrower is slave to the lender” (Proverbs 22:7). In this episode, we explore the biblical wisdom surrounding debt, the importance of counting the cost before borrowing, and why God’s Word encourages believers to approach financial obligations with humility, prudence, and careful planning. We also discuss the deeper heart issues behind debt—why we borrow, how consumer debt can presume upon an uncertain future, and how financial obligations can limit our freedom to follow God’s calling. By examining biblical principles on borrowing, lending, and repayment, this conversation offers practical guidance for pursuing a life of faithful stewardship, generosity, and the peace that comes from wise financial decisions.]]></description>
			<content:encoded><![CDATA[What does the Bible actually say about debt and borrowing? While Scripture does not call debt a sin, it consistently warns about its dangers—reminding us that “the borrower is slave to the lender” (Proverbs 22:7). In this episode, we explore the biblical wisdom surrounding debt, the importance of counting the cost before borrowing, and why God’s Word encourages believers to approach financial obligations with humility, prudence, and careful planning. We also discuss the deeper heart issues behind debt—why we borrow, how consumer debt can presume upon an uncertain future, and how financial obligations can limit our freedom to follow God’s calling. By examining biblical principles on borrowing, lending, and repayment, this conversation offers practical guidance for pursuing a life of faithful stewardship, generosity, and the peace that comes from wise financial decisions.]]></content:encoded>
			<itunes:duration>28:07</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/244-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-debt/</link>
			<itunes:episode>244</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What does the Bible actually say about debt and borrowing? While Scripture does not call debt a sin, it consistently warns about its dangers—reminding us that “the borrower is slave to the lender” (Proverbs 22:7). In this episode, we explore the biblical wisdom surrounding debt, the importance of counting the cost before borrowing, and why God’s Word encourages believers to approach financial obligations with humility, prudence, and careful planning. We also discuss the deeper heart issues behind debt—why we borrow, how consumer debt can presume upon an uncertain future, and how financial obligations can limit our freedom to follow God’s calling. By examining biblical principles on borrowing, lending, and repayment, this conversation offers practical guidance for pursuing a life of faithful stewardship, generosity, and the peace that comes from wise financial decisions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What does the Bible actually say about debt and borrowing? While Scripture does not call debt a sin, it consistently warns about its dangers—reminding us that “the borrower is slave to the lender” (Proverbs 22:7). In this episode, we explore the biblical wisdom surrounding debt, the importance of counting the cost before borrowing, and why God’s Word encourages believers to approach financial obligations with humility, prudence, and careful planning. We also discuss the deeper heart issues behind debt—why we borrow, how consumer debt can presume upon an uncertain future, and how financial obligations can limit our freedom to follow God’s calling. By examining biblical principles on borrowing, lending, and repayment, this conversation offers practical guidance for pursuing a life of faithful stewardship, generosity, and the peace that comes from wise financial decisions.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Providing for Family</title>
			<enclosure length="35679419" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/243-Podcast.mp3"/>
			<guid isPermaLink="false">cfp-ep243</guid>
			<pubDate>Mon, 23 Mar 2026 00:18:25 -0500</pubDate>
			<description><![CDATA[In Part 5 of our Biblical Worldview of Money and Wealth series, we tackle a challenging but vital question: how do you faithfully provide for family without enabling harmful behavior? Drawing from passages like 1 Timothy 5:8 and James 2:14–16, this episode explores the biblical responsibility to care for those in our household—especially those who are elderly, ill, or truly unable to provide for themselves. Scripture makes it clear that genuine faith requires tangible action and compassionate provision. At the same time, we examine the wisdom of Proverbs and Paul’s teaching on work, reminding listeners that consistent financial rescue can sometimes enable laziness rather than promote growth. This episode offers balanced, biblical guidance to help you navigate compassion with discernment—honoring God as you protect, provide for, and wisely support your family.]]></description>
			<content:encoded><![CDATA[In Part 5 of our Biblical Worldview of Money and Wealth series, we tackle a challenging but vital question: how do you faithfully provide for family without enabling harmful behavior? Drawing from passages like 1 Timothy 5:8 and James 2:14–16, this episode explores the biblical responsibility to care for those in our household—especially those who are elderly, ill, or truly unable to provide for themselves. Scripture makes it clear that genuine faith requires tangible action and compassionate provision. At the same time, we examine the wisdom of Proverbs and Paul’s teaching on work, reminding listeners that consistent financial rescue can sometimes enable laziness rather than promote growth. This episode offers balanced, biblical guidance to help you navigate compassion with discernment—honoring God as you protect, provide for, and wisely support your family.]]></content:encoded>
			<itunes:duration>18:28</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_243.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-providing-for-family/</link>
			<itunes:episode>243</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In Part 5 of our Biblical Worldview of Money and Wealth series, we tackle a challenging but vital question: how do you faithfully provide for family without enabling harmful behavior? Drawing from passages like 1 Timothy 5:8 and James 2:14–16, this episode explores the biblical responsibility to care for those in our household—especially those who are elderly, ill, or truly unable to provide for themselves. Scripture makes it clear that genuine faith requires tangible action and compassionate provision. At the same time, we examine the wisdom of Proverbs and Paul’s teaching on work, reminding listeners that consistent financial rescue can sometimes enable laziness rather than promote growth. This episode offers balanced, biblical guidance to help you navigate compassion with discernment—honoring God as you protect, provide for, and wisely support your family.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In Part 5 of our Biblical Worldview of Money and Wealth series, we tackle a challenging but vital question: how do you faithfully provide for family without enabling harmful behavior? Drawing from passages like 1 Timothy 5:8 and James 2:14–16, this episode explores the biblical responsibility to care for those in our household—especially those who are elderly, ill, or truly unable to provide for themselves. Scripture makes it clear that genuine faith requires tangible action and compassionate provision. At the same time, we examine the wisdom of Proverbs and Paul’s teaching on work, reminding listeners that consistent financial rescue can sometimes enable laziness rather than promote growth. This episode offers balanced, biblical guidance to help you navigate compassion with discernment—honoring God as you protect, provide for, and wisely support your family.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Ownership</title>
			<enclosure length="48479360" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/242-Podcast.mp3"/>
			<guid isPermaLink="false">cfp-ep242</guid>
			<pubDate>Tue, 10 Mar 2026 12:57:06 -0500</pubDate>
			<description><![CDATA[Part 4 of our 12-part series on The Biblical Worldview of Money and Wealth explores the powerful “Ownership Principle” and challenges how we define ownership from a biblical perspective. While we may legally hold title to cars, homes, businesses, investments, and other assets, Scripture reminds us through Psalm 24:1 and Haggai 2:8 that everything ultimately belongs to the Lord. This episode contrasts the role of an earthly owner with that of a manager, helping believers understand that we are stewards entrusted with God’s resources—not ultimate owners. By embracing this truth, money and possessions lose their grip on our hearts, and we begin managing them according to biblical wisdom rather than worldly priorities. With guidance from passages like Luke 16 and the teachings of Jesus, this episode explains how faithful stewardship brings peace, purpose, and eternal perspective. When we truly believe that God owns it all, it transforms how we handle wealth, investments, and every resource entrusted to us.]]></description>
			<content:encoded><![CDATA[Part 4 of our 12-part series on The Biblical Worldview of Money and Wealth explores the powerful “Ownership Principle” and challenges how we define ownership from a biblical perspective. While we may legally hold title to cars, homes, businesses, investments, and other assets, Scripture reminds us through Psalm 24:1 and Haggai 2:8 that everything ultimately belongs to the Lord. This episode contrasts the role of an earthly owner with that of a manager, helping believers understand that we are stewards entrusted with God’s resources—not ultimate owners. By embracing this truth, money and possessions lose their grip on our hearts, and we begin managing them according to biblical wisdom rather than worldly priorities. With guidance from passages like Luke 16 and the teachings of Jesus, this episode explains how faithful stewardship brings peace, purpose, and eternal perspective. When we truly believe that God owns it all, it transforms how we handle wealth, investments, and every resource entrusted to us.]]></content:encoded>
			<itunes:duration>25:00</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/242-Transcript.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-ownership/</link>
			<itunes:episode>242</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Part 4 of our 12-part series on The Biblical Worldview of Money and Wealth explores the powerful “Ownership Principle” and challenges how we define ownership from a biblical perspective. While we may legally hold title to cars, homes, businesses, investments, and other assets, Scripture reminds us through Psalm 24:1 and Haggai 2:8 that everything ultimately belongs to the Lord. This episode contrasts the role of an earthly owner with that of a manager, helping believers understand that we are stewards entrusted with God’s resources—not ultimate owners. By embracing this truth, money and possessions lose their grip on our hearts, and we begin managing them according to biblical wisdom rather than worldly priorities. With guidance from passages like Luke 16 and the teachings of Jesus, this episode explains how faithful stewardship brings peace, purpose, and eternal perspective. When we truly believe that God owns it all, it transforms how we handle wealth, investments, and every resource entrusted to us.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Part 4 of our 12-part series on The Biblical Worldview of Money and Wealth explores the powerful “Ownership Principle” and challenges how we define ownership from a biblical perspective. While we may legally hold title to cars, homes, businesses, investments, and other assets, Scripture reminds us through Psalm 24:1 and Haggai 2:8 that everything ultimately belongs to the Lord. This episode contrasts the role of an earthly owner with that of a manager, helping believers understand that we are stewards entrusted with God’s resources—not ultimate owners. By embracing this truth, money and possessions lose their grip on our hearts, and we begin managing them according to biblical wisdom rather than worldly priorities. With guidance from passages like Luke 16 and the teachings of Jesus, this episode explains how faithful stewardship brings peace, purpose, and eternal perspective. When we truly believe that God owns it all, it transforms how we handle wealth, investments, and every resource entrusted to us.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Investing</title>
			<enclosure length="31008926" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/241-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep241</guid>
			<pubDate>Tue, 24 Feb 2026 11:08:38 -0600</pubDate>
			<description><![CDATA[In this episode, we continue the Biblical Worldview of Money and Wealth series with a deep dive into Biblically Responsible Investing (BRI)—an approach that aligns your investment decisions with your Christian values. You’ll learn how Scripture speaks to ownership, diversification, wisdom, planning, and the dangers of greed, fear, and false hope, reminding us that God owns it all and we are His managers. We explore how believers can honor God through ethical investing, long-term discipline, and thoughtful decision-making that resists cultural pressures and get-rich-quick schemes. This episode challenges Christians to see investing not just as a financial activity, but as a spiritual responsibility—using wealth wisely, avoiding idolatry, and letting your light shine through every financial choice.]]></description>
			<content:encoded><![CDATA[In this episode, we continue the Biblical Worldview of Money and Wealth series with a deep dive into Biblically Responsible Investing (BRI)—an approach that aligns your investment decisions with your Christian values. You’ll learn how Scripture speaks to ownership, diversification, wisdom, planning, and the dangers of greed, fear, and false hope, reminding us that God owns it all and we are His managers. We explore how believers can honor God through ethical investing, long-term discipline, and thoughtful decision-making that resists cultural pressures and get-rich-quick schemes. This episode challenges Christians to see investing not just as a financial activity, but as a spiritual responsibility—using wealth wisely, avoiding idolatry, and letting your light shine through every financial choice.]]></content:encoded>
			<itunes:duration>15:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/241-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/241-a-biblical-worldview-of-investing/</link>
			<itunes:episode>241</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we continue the Biblical Worldview of Money and Wealth series with a deep dive into Biblically Responsible Investing (BRI)—an approach that aligns your investment decisions with your Christian values. You’ll learn how Scripture speaks to ownership, diversification, wisdom, planning, and the dangers of greed, fear, and false hope, reminding us that God owns it all and we are His managers. We explore how believers can honor God through ethical investing, long-term discipline, and thoughtful decision-making that resists cultural pressures and get-rich-quick schemes. This episode challenges Christians to see investing not just as a financial activity, but as a spiritual responsibility—using wealth wisely, avoiding idolatry, and letting your light shine through every financial choice.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we continue the Biblical Worldview of Money and Wealth series with a deep dive into Biblically Responsible Investing (BRI)—an approach that aligns your investment decisions with your Christian values. You’ll learn how Scripture speaks to ownership, diversification, wisdom, planning, and the dangers of greed, fear, and false hope, reminding us that God owns it all and we are His managers. We explore how believers can honor God through ethical investing, long-term discipline, and thoughtful decision-making that resists cultural pressures and get-rich-quick schemes. This episode challenges Christians to see investing not just as a financial activity, but as a spiritual responsibility—using wealth wisely, avoiding idolatry, and letting your light shine through every financial choice.</itunes:summary></item>
		<item>
			<title>The Biblical Worldview of Saving</title>
			<enclosure length="44206784" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/240-PODCAST-1.mp3"/>
			<guid isPermaLink="false">cfp-ep240</guid>
			<pubDate>Tue, 10 Feb 2026 11:04:11 -0600</pubDate>
			<description><![CDATA[In this episode, we explore The Biblical Worldview of Saving, unpacking why Scripture encourages saving, how much is enough, and when saving can cross the line into hoarding. Drawing from Proverbs and other passages, you’ll learn how God uses even the example of the ant to teach wisdom, preparation, and diligence during times of abundance. We’ll cover the biblical purposes of saving—preparing for emergencies, avoiding debt, providing for family, creating opportunities, and planning for retirement—while also warning against placing trust in wealth instead of God. This episode offers practical starting steps for building the habit of saving and reminds listeners that wise saving is about stewardship, generosity, and faith, not fear or accumulation.]]></description>
			<content:encoded><![CDATA[In this episode, we explore The Biblical Worldview of Saving, unpacking why Scripture encourages saving, how much is enough, and when saving can cross the line into hoarding. Drawing from Proverbs and other passages, you’ll learn how God uses even the example of the ant to teach wisdom, preparation, and diligence during times of abundance. We’ll cover the biblical purposes of saving—preparing for emergencies, avoiding debt, providing for family, creating opportunities, and planning for retirement—while also warning against placing trust in wealth instead of God. This episode offers practical starting steps for building the habit of saving and reminds listeners that wise saving is about stewardship, generosity, and faith, not fear or accumulation.]]></content:encoded>
			<itunes:duration>22:47</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/240-TRANSCRIPT.EN_us.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-biblical-worldview-of-saving/</link>
			<itunes:episode>240</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we explore The Biblical Worldview of Saving, unpacking why Scripture encourages saving, how much is enough, and when saving can cross the line into hoarding. Drawing from Proverbs and other passages, you’ll learn how God uses even the example of the ant to teach wisdom, preparation, and diligence during times of abundance. We’ll cover the biblical purposes of saving—preparing for emergencies, avoiding debt, providing for family, creating opportunities, and planning for retirement—while also warning against placing trust in wealth instead of God. This episode offers practical starting steps for building the habit of saving and reminds listeners that wise saving is about stewardship, generosity, and faith, not fear or accumulation.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we explore The Biblical Worldview of Saving, unpacking why Scripture encourages saving, how much is enough, and when saving can cross the line into hoarding. Drawing from Proverbs and other passages, you’ll learn how God uses even the example of the ant to teach wisdom, preparation, and diligence during times of abundance. We’ll cover the biblical purposes of saving—preparing for emergencies, avoiding debt, providing for family, creating opportunities, and planning for retirement—while also warning against placing trust in wealth instead of God. This episode offers practical starting steps for building the habit of saving and reminds listeners that wise saving is about stewardship, generosity, and faith, not fear or accumulation.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Tithing and Giving</title>
			<enclosure length="38191647" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/239-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep239</guid>
			<pubDate>Mon, 26 Jan 2026 19:09:02 -0600</pubDate>
			<description><![CDATA[Bob and Shawn examine why generosity is such a central theme in Scripture and why it has quietly faded from many church conversations. Drawing from passages like Malachi 3:10, Proverbs 3:9–10, and Acts 20:35, we explore how tithing is not about obligation, but about trust, worship, and acknowledging God as the true owner of all we have. The discussion also unpacks the deeper purposes of giving—breaking selfishness, meeting real needs, advancing the Gospel, and reflecting the heart of Christ. Listeners are challenged to move beyond a purely cash-based mindset and consider giving through time, talents, assets, and planned generosity, always guided by prayer, Scripture, and godly counsel.]]></description>
			<content:encoded><![CDATA[Bob and Shawn examine why generosity is such a central theme in Scripture and why it has quietly faded from many church conversations. Drawing from passages like Malachi 3:10, Proverbs 3:9–10, and Acts 20:35, we explore how tithing is not about obligation, but about trust, worship, and acknowledging God as the true owner of all we have. The discussion also unpacks the deeper purposes of giving—breaking selfishness, meeting real needs, advancing the Gospel, and reflecting the heart of Christ. Listeners are challenged to move beyond a purely cash-based mindset and consider giving through time, talents, assets, and planned generosity, always guided by prayer, Scripture, and godly counsel.]]></content:encoded>
			<itunes:duration>19:39</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/239-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-tithing-and-giving/</link>
			<itunes:episode>239</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn examine why generosity is such a central theme in Scripture and why it has quietly faded from many church conversations. Drawing from passages like Malachi 3:10, Proverbs 3:9–10, and Acts 20:35, we explore how tithing is not about obligation, but about trust, worship, and acknowledging God as the true owner of all we have. The discussion also unpacks the deeper purposes of giving—breaking selfishness, meeting real needs, advancing the Gospel, and reflecting the heart of Christ. Listeners are challenged to move beyond a purely cash-based mindset and consider giving through time, talents, assets, and planned generosity, always guided by prayer, Scripture, and godly counsel.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn examine why generosity is such a central theme in Scripture and why it has quietly faded from many church conversations. Drawing from passages like Malachi 3:10, Proverbs 3:9–10, and Acts 20:35, we explore how tithing is not about obligation, but about trust, worship, and acknowledging God as the true owner of all we have. The discussion also unpacks the deeper purposes of giving—breaking selfishness, meeting real needs, advancing the Gospel, and reflecting the heart of Christ. Listeners are challenged to move beyond a purely cash-based mindset and consider giving through time, talents, assets, and planned generosity, always guided by prayer, Scripture, and godly counsel.</itunes:summary></item>
		<item>
			<title>A Biblical Worldview of Money and Wealth</title>
			<enclosure length="33857544" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/238-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep238</guid>
			<pubDate>Tue, 13 Jan 2026 08:01:23 -0600</pubDate>
			<description><![CDATA[In this episode, we introduce a Biblical worldview of money and wealth, uncovering why Scripture speaks so often about finances and stewardship. With over 2,000 verses addressing money, the Bible provides a complete framework for handling wealth in a way that shapes the heart, mind, and soul—moving us from fear and selfishness toward contentment and freedom. We touch on 12 key biblical principles—including giving, saving, investing, ownership, debt, work, integrity, and retirement—that together form God’s design for faithful stewardship. This episode sets the foundation for a 12-part series that will explore each topic in depth, helping believers align their financial lives with God’s wisdom and experience the joy and security that come from managing money His way.]]></description>
			<content:encoded><![CDATA[In this episode, we introduce a Biblical worldview of money and wealth, uncovering why Scripture speaks so often about finances and stewardship. With over 2,000 verses addressing money, the Bible provides a complete framework for handling wealth in a way that shapes the heart, mind, and soul—moving us from fear and selfishness toward contentment and freedom. We touch on 12 key biblical principles—including giving, saving, investing, ownership, debt, work, integrity, and retirement—that together form God’s design for faithful stewardship. This episode sets the foundation for a 12-part series that will explore each topic in depth, helping believers align their financial lives with God’s wisdom and experience the joy and security that come from managing money His way.]]></content:encoded>
			<itunes:duration>17:25</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/238-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-biblical-worldview-of-money-and-wealth/</link>
			<itunes:episode>238</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we introduce a Biblical worldview of money and wealth, uncovering why Scripture speaks so often about finances and stewardship. With over 2,000 verses addressing money, the Bible provides a complete framework for handling wealth in a way that shapes the heart, mind, and soul—moving us from fear and selfishness toward contentment and freedom. We touch on 12 key biblical principles—including giving, saving, investing, ownership, debt, work, integrity, and retirement—that together form God’s design for faithful stewardship. This episode sets the foundation for a 12-part series that will explore each topic in depth, helping believers align their financial lives with God’s wisdom and experience the joy and security that come from managing money His way.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we introduce a Biblical worldview of money and wealth, uncovering why Scripture speaks so often about finances and stewardship. With over 2,000 verses addressing money, the Bible provides a complete framework for handling wealth in a way that shapes the heart, mind, and soul—moving us from fear and selfishness toward contentment and freedom. We touch on 12 key biblical principles—including giving, saving, investing, ownership, debt, work, integrity, and retirement—that together form God’s design for faithful stewardship. This episode sets the foundation for a 12-part series that will explore each topic in depth, helping believers align their financial lives with God’s wisdom and experience the joy and security that come from managing money His way.</itunes:summary></item>
		<item>
			<title>Donor Advised Funds: Give More, Save More</title>
			<enclosure length="27480526" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/237-Podcast.mp3"/>
			<guid isPermaLink="false">cfp-ep237</guid>
			<pubDate>Tue, 23 Dec 2025 09:49:53 -0600</pubDate>
			<description><![CDATA[In this episode, we break down the basics of Donor Advised Funds (DAFs)—a powerful charitable giving tool that lets you take a tax deduction now while giving to your favorite ministries or charities over time. You’ll learn how a DAF works, why it’s often more blessed to give than receive (Acts 20:35), and how you can contribute various assets, invest the balance, and recommend grants when you’re ready. We’ll cover the key advantages, common drawbacks, and the wide range of assets you can contribute—from cash and stocks to real estate and even business interests. If you’re looking for a way to streamline your giving, reduce taxes, and create a family legacy of generosity, this episode will show you how a DAF can serve your mission. Tune in to learn the basics and discover whether a Donor Advised Fund is right for you.]]></description>
			<content:encoded><![CDATA[In this episode, we break down the basics of Donor Advised Funds (DAFs)—a powerful charitable giving tool that lets you take a tax deduction now while giving to your favorite ministries or charities over time. You’ll learn how a DAF works, why it’s often more blessed to give than receive (Acts 20:35), and how you can contribute various assets, invest the balance, and recommend grants when you’re ready. We’ll cover the key advantages, common drawbacks, and the wide range of assets you can contribute—from cash and stocks to real estate and even business interests. If you’re looking for a way to streamline your giving, reduce taxes, and create a family legacy of generosity, this episode will show you how a DAF can serve your mission. Tune in to learn the basics and discover whether a Donor Advised Fund is right for you.]]></content:encoded>
			<itunes:duration>14:08</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/237-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/donor-advised-funds-give-more-save-more/</link>
			<itunes:episode>237</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we break down the basics of Donor Advised Funds (DAFs)—a powerful charitable giving tool that lets you take a tax deduction now while giving to your favorite ministries or charities over time. You’ll learn how a DAF works, why it’s often more blessed to give than receive (Acts 20:35), and how you can contribute various assets, invest the balance, and recommend grants when you’re ready. We’ll cover the key advantages, common drawbacks, and the wide range of assets you can contribute—from cash and stocks to real estate and even business interests. If you’re looking for a way to streamline your giving, reduce taxes, and create a family legacy of generosity, this episode will show you how a DAF can serve your mission. Tune in to learn the basics and discover whether a Donor Advised Fund is right for you.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we break down the basics of Donor Advised Funds (DAFs)—a powerful charitable giving tool that lets you take a tax deduction now while giving to your favorite ministries or charities over time. You’ll learn how a DAF works, why it’s often more blessed to give than receive (Acts 20:35), and how you can contribute various assets, invest the balance, and recommend grants when you’re ready. We’ll cover the key advantages, common drawbacks, and the wide range of assets you can contribute—from cash and stocks to real estate and even business interests. If you’re looking for a way to streamline your giving, reduce taxes, and create a family legacy of generosity, this episode will show you how a DAF can serve your mission. Tune in to learn the basics and discover whether a Donor Advised Fund is right for you.</itunes:summary></item>
		<item>
			<title>Year End Tax Strategies for 2025</title>
			<enclosure length="35311523" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/236-Podcast.mp3"/>
			<guid isPermaLink="false">cfp-ep236</guid>
			<pubDate>Tue, 09 Dec 2025 10:57:43 -0600</pubDate>
			<description><![CDATA[In this episode, we walk through seven smart year-end tax strategies for 2025 that could save you thousands if completed before December 31. With major changes from the new “Big Beautiful Bill”—including higher standard deductions, senior bonuses, and tax-free tips and overtime—you’ll learn why multi-year tax planning is more important than ever. We also touch on the biblical foundation for wise stewardship from Romans 13:6–7. You’ll hear practical tips like maximizing retirement contributions, boosting charitable giving, prepaying property taxes, harvesting losses, making tax-free gifts, delaying income, and purchasing needed business equipment. Each strategy is actionable, time-sensitive, and designed to help you keep more of what you earn. Tune in for a quick, valuable guide to finishing 2025 with meaningful tax savings.]]></description>
			<content:encoded><![CDATA[In this episode, we walk through seven smart year-end tax strategies for 2025 that could save you thousands if completed before December 31. With major changes from the new “Big Beautiful Bill”—including higher standard deductions, senior bonuses, and tax-free tips and overtime—you’ll learn why multi-year tax planning is more important than ever. We also touch on the biblical foundation for wise stewardship from Romans 13:6–7. You’ll hear practical tips like maximizing retirement contributions, boosting charitable giving, prepaying property taxes, harvesting losses, making tax-free gifts, delaying income, and purchasing needed business equipment. Each strategy is actionable, time-sensitive, and designed to help you keep more of what you earn. Tune in for a quick, valuable guide to finishing 2025 with meaningful tax savings.]]></content:encoded>
			<itunes:duration>18:10</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/236-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/year-end-tax-strategies-for-2025/</link>
			<itunes:episode>236</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we walk through seven smart year-end tax strategies for 2025 that could save you thousands if completed before December 31. With major changes from the new “Big Beautiful Bill”—including higher standard deductions, senior bonuses, and tax-free tips and overtime—you’ll learn why multi-year tax planning is more important than ever. We also touch on the biblical foundation for wise stewardship from Romans 13:6–7. You’ll hear practical tips like maximizing retirement contributions, boosting charitable giving, prepaying property taxes, harvesting losses, making tax-free gifts, delaying income, and purchasing needed business equipment. Each strategy is actionable, time-sensitive, and designed to help you keep more of what you earn. Tune in for a quick, valuable guide to finishing 2025 with meaningful tax savings.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we walk through seven smart year-end tax strategies for 2025 that could save you thousands if completed before December 31. With major changes from the new “Big Beautiful Bill”—including higher standard deductions, senior bonuses, and tax-free tips and overtime—you’ll learn why multi-year tax planning is more important than ever. We also touch on the biblical foundation for wise stewardship from Romans 13:6–7. You’ll hear practical tips like maximizing retirement contributions, boosting charitable giving, prepaying property taxes, harvesting losses, making tax-free gifts, delaying income, and purchasing needed business equipment. Each strategy is actionable, time-sensitive, and designed to help you keep more of what you earn. Tune in for a quick, valuable guide to finishing 2025 with meaningful tax savings.</itunes:summary></item>
		<item>
			<title>The Basic 4 Uses of Money</title>
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			<pubDate>Tue, 25 Nov 2025 11:22:33 -0600</pubDate>
			<description><![CDATA[Bob and Shawn break down the Biblical Four Uses of Money—Live, Give, Owe, and Grow—to help believers gain clarity and confidence in how they manage the resources God has entrusted to them. Instead of wondering where your money goes each month, this framework offers a simple, God-honoring way to allocate every dollar with purpose. From covering essential living expenses to practicing cheerful generosity, listeners will discover how Scripture provides both guidance and motivation for faithful stewardship. Whether you’re looking to get financially organized or deepen your understanding of stewardship, this practical walkthrough of the Four Uses of Money will give you a fresh and encouraging perspective.]]></description>
			<content:encoded><![CDATA[Bob and Shawn break down the Biblical Four Uses of Money—Live, Give, Owe, and Grow—to help believers gain clarity and confidence in how they manage the resources God has entrusted to them. Instead of wondering where your money goes each month, this framework offers a simple, God-honoring way to allocate every dollar with purpose. From covering essential living expenses to practicing cheerful generosity, listeners will discover how Scripture provides both guidance and motivation for faithful stewardship. Whether you’re looking to get financially organized or deepen your understanding of stewardship, this practical walkthrough of the Four Uses of Money will give you a fresh and encouraging perspective.]]></content:encoded>
			<itunes:duration>13:03</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/235-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-basic-4-uses-of-money/</link>
			<itunes:episode>235</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn break down the Biblical Four Uses of Money—Live, Give, Owe, and Grow—to help believers gain clarity and confidence in how they manage the resources God has entrusted to them. Instead of wondering where your money goes each month, this framework offers a simple, God-honoring way to allocate every dollar with purpose. From covering essential living expenses to practicing cheerful generosity, listeners will discover how Scripture provides both guidance and motivation for faithful stewardship. Whether you’re looking to get financially organized or deepen your understanding of stewardship, this practical walkthrough of the Four Uses of Money will give you a fresh and encouraging perspective.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn break down the Biblical Four Uses of Money—Live, Give, Owe, and Grow—to help believers gain clarity and confidence in how they manage the resources God has entrusted to them. Instead of wondering where your money goes each month, this framework offers a simple, God-honoring way to allocate every dollar with purpose. From covering essential living expenses to practicing cheerful generosity, listeners will discover how Scripture provides both guidance and motivation for faithful stewardship. Whether you’re looking to get financially organized or deepen your understanding of stewardship, this practical walkthrough of the Four Uses of Money will give you a fresh and encouraging perspective.</itunes:summary></item>
		<item>
			<title>3 Money Questions Every Christian Needs to Answer (But Most Never Do)</title>
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			<pubDate>Tue, 11 Nov 2025 12:00:16 -0600</pubDate>
			<description><![CDATA[In this episode, Three Money Questions Every Christian Needs to Answer (But Most Never Do), we explore what Scripture teaches about stewardship through three vital questions: Who owns it all? How much is enough? And how much can I give away? Drawing from passages like Psalm 24:1, Philippians 4:11-13, and Luke 12:16-21, listeners are challenged to see money and possessions as tools for God’s purposes rather than personal gain, finding true contentment in trusting Him as the ultimate owner. This episode blends Biblical wisdom with practical financial insight to help believers align their money with their mission. Learn how to create a plan rooted in faith, generosity, and eternal impact—so your finances can become a powerful tool for Kingdom building!]]></description>
			<content:encoded><![CDATA[In this episode, Three Money Questions Every Christian Needs to Answer (But Most Never Do), we explore what Scripture teaches about stewardship through three vital questions: Who owns it all? How much is enough? And how much can I give away? Drawing from passages like Psalm 24:1, Philippians 4:11-13, and Luke 12:16-21, listeners are challenged to see money and possessions as tools for God’s purposes rather than personal gain, finding true contentment in trusting Him as the ultimate owner. This episode blends Biblical wisdom with practical financial insight to help believers align their money with their mission. Learn how to create a plan rooted in faith, generosity, and eternal impact—so your finances can become a powerful tool for Kingdom building!]]></content:encoded>
			<itunes:duration>18:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/234-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/3-money-questions-every-christian-needs-to-answer-but-most-never-do/</link>
			<itunes:episode>234</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Three Money Questions Every Christian Needs to Answer (But Most Never Do), we explore what Scripture teaches about stewardship through three vital questions: Who owns it all? How much is enough? And how much can I give away? Drawing from passages like Psalm 24:1, Philippians 4:11-13, and Luke 12:16-21, listeners are challenged to see money and possessions as tools for God’s purposes rather than personal gain, finding true contentment in trusting Him as the ultimate owner. This episode blends Biblical wisdom with practical financial insight to help believers align their money with their mission. Learn how to create a plan rooted in faith, generosity, and eternal impact—so your finances can become a powerful tool for Kingdom building!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Three Money Questions Every Christian Needs to Answer (But Most Never Do), we explore what Scripture teaches about stewardship through three vital questions: Who owns it all? How much is enough? And how much can I give away? Drawing from passages like Psalm 24:1, Philippians 4:11-13, and Luke 12:16-21, listeners are challenged to see money and possessions as tools for God’s purposes rather than personal gain, finding true contentment in trusting Him as the ultimate owner. This episode blends Biblical wisdom with practical financial insight to help believers align their money with their mission. Learn how to create a plan rooted in faith, generosity, and eternal impact—so your finances can become a powerful tool for Kingdom building!</itunes:summary></item>
		<item>
			<title>Supporting Success: Navigating Your Child’s Education</title>
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			<pubDate>Mon, 27 Oct 2025 20:03:47 -0500</pubDate>
			<description><![CDATA[How can Christian parents wisely navigate the rising costs of education while honoring their child’s unique, God-given design? In this episode of Christian Financial Perspectives, Shawn and Matthew share six Biblical principles for stewarding your children’s education—from discovering their strengths to choosing the right savings strategies. You’ll learn about state-funded programs, alternatives to traditional college paths, and smart financial tools like 529 plans. Whether you’re just starting to plan or already feeling the pressure, this episode offers practical guidance and encouragement to steward both your finances and your children’s futures with faith and wisdom.]]></description>
			<content:encoded><![CDATA[How can Christian parents wisely navigate the rising costs of education while honoring their child’s unique, God-given design? In this episode of Christian Financial Perspectives, Shawn and Matthew share six Biblical principles for stewarding your children’s education—from discovering their strengths to choosing the right savings strategies. You’ll learn about state-funded programs, alternatives to traditional college paths, and smart financial tools like 529 plans. Whether you’re just starting to plan or already feeling the pressure, this episode offers practical guidance and encouragement to steward both your finances and your children’s futures with faith and wisdom.]]></content:encoded>
			<itunes:duration>20:28</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/233-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/supporting-success-navigating-your-childs-education/</link>
			<itunes:episode>233</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>How can Christian parents wisely navigate the rising costs of education while honoring their child’s unique, God-given design? In this episode of Christian Financial Perspectives, Shawn and Matthew share six Biblical principles for stewarding your children’s education—from discovering their strengths to choosing the right savings strategies. You’ll learn about state-funded programs, alternatives to traditional college paths, and smart financial tools like 529 plans. Whether you’re just starting to plan or already feeling the pressure, this episode offers practical guidance and encouragement to steward both your finances and your children’s futures with faith and wisdom.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>How can Christian parents wisely navigate the rising costs of education while honoring their child’s unique, God-given design? In this episode of Christian Financial Perspectives, Shawn and Matthew share six Biblical principles for stewarding your children’s education—from discovering their strengths to choosing the right savings strategies. You’ll learn about state-funded programs, alternatives to traditional college paths, and smart financial tools like 529 plans. Whether you’re just starting to plan or already feeling the pressure, this episode offers practical guidance and encouragement to steward both your finances and your children’s futures with faith and wisdom.</itunes:summary></item>
		<item>
			<title>The Dangers of Large Inheritances</title>
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			<pubDate>Mon, 13 Oct 2025 23:26:17 -0500</pubDate>
			<description><![CDATA[If you are trying to figure out how to distribute your inheritance after your passing, then this is the episode for you! Bob and Shawn touch on key points on how a large inheritance can lead to a spending frenzy, a lack of understanding of how long it takes to build wealth, and more dangers when it is not distributed properly. Instead, a large inheritance has various steps and safeguards that can be put in place in order to have a better success rate so that it might last for several generations. The goal should be to pass on not just the wealth, but the wisdom and good money management habits that allowed the wealth to be built in the first place.]]></description>
			<content:encoded><![CDATA[If you are trying to figure out how to distribute your inheritance after your passing, then this is the episode for you! Bob and Shawn touch on key points on how a large inheritance can lead to a spending frenzy, a lack of understanding of how long it takes to build wealth, and more dangers when it is not distributed properly. Instead, a large inheritance has various steps and safeguards that can be put in place in order to have a better success rate so that it might last for several generations. The goal should be to pass on not just the wealth, but the wisdom and good money management habits that allowed the wealth to be built in the first place.]]></content:encoded>
			<itunes:duration>16:46</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/232-Transcript_en.US_.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-dangers-of-large-inheritances/</link>
			<itunes:episode>232</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>If you are trying to figure out how to distribute your inheritance after your passing, then this is the episode for you! Bob and Shawn touch on key points on how a large inheritance can lead to a spending frenzy, a lack of understanding of how long it takes to build wealth, and more dangers when it is not distributed properly. Instead, a large inheritance has various steps and safeguards that can be put in place in order to have a better success rate so that it might last for several generations. The goal should be to pass on not just the wealth, but the wisdom and good money management habits that allowed the wealth to be built in the first place.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>If you are trying to figure out how to distribute your inheritance after your passing, then this is the episode for you! Bob and Shawn touch on key points on how a large inheritance can lead to a spending frenzy, a lack of understanding of how long it takes to build wealth, and more dangers when it is not distributed properly. Instead, a large inheritance has various steps and safeguards that can be put in place in order to have a better success rate so that it might last for several generations. The goal should be to pass on not just the wealth, but the wisdom and good money management habits that allowed the wealth to be built in the first place.</itunes:summary></item>
		<item>
			<title>Financial Wolves in Sheep’s Clothing</title>
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			<pubDate>Mon, 08 Sep 2025 05:49:59 -0500</pubDate>
			<description><![CDATA[Have you ever been approached by someone offering financial returns so great that it must be too good to be true? Bob and Shawn discuss the patterns and tactics that these financial wolves may use to lure you and your finances into unwanted territory. Some of these tactics include the ever famous “free, luxury steak dinner” to entice you and peak your interest. However, these financial advisors can be just like “wolves in sheep’s clothing” when it comes to their manipulative tactics that they use. Many of the products they promote are rarely benefiting the consumer, and they actually benefit the advisor more than the client. When you begin to look through the minefield of promises that really sound too good to be true (because they usually are), you begin to see a pattern.]]></description>
			<content:encoded><![CDATA[Have you ever been approached by someone offering financial returns so great that it must be too good to be true? Bob and Shawn discuss the patterns and tactics that these financial wolves may use to lure you and your finances into unwanted territory. Some of these tactics include the ever famous “free, luxury steak dinner” to entice you and peak your interest. However, these financial advisors can be just like “wolves in sheep’s clothing” when it comes to their manipulative tactics that they use. Many of the products they promote are rarely benefiting the consumer, and they actually benefit the advisor more than the client. When you begin to look through the minefield of promises that really sound too good to be true (because they usually are), you begin to see a pattern.]]></content:encoded>
			<itunes:duration>18:20</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/231-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-wolves-in-sheeps-clothing/</link>
			<itunes:episode>231</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Have you ever been approached by someone offering financial returns so great that it must be too good to be true? Bob and Shawn discuss the patterns and tactics that these financial wolves may use to lure you and your finances into unwanted territory. Some of these tactics include the ever famous “free, luxury steak dinner” to entice you and peak your interest. However, these financial advisors can be just like “wolves in sheep’s clothing” when it comes to their manipulative tactics that they use. Many of the products they promote are rarely benefiting the consumer, and they actually benefit the advisor more than the client. When you begin to look through the minefield of promises that really sound too good to be true (because they usually are), you begin to see a pattern.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Have you ever been approached by someone offering financial returns so great that it must be too good to be true? Bob and Shawn discuss the patterns and tactics that these financial wolves may use to lure you and your finances into unwanted territory. Some of these tactics include the ever famous “free, luxury steak dinner” to entice you and peak your interest. However, these financial advisors can be just like “wolves in sheep’s clothing” when it comes to their manipulative tactics that they use. Many of the products they promote are rarely benefiting the consumer, and they actually benefit the advisor more than the client. When you begin to look through the minefield of promises that really sound too good to be true (because they usually are), you begin to see a pattern.</itunes:summary></item>
		<item>
			<title>Are YOU an Emotional Investor?</title>
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			<pubDate>Mon, 11 Aug 2025 19:11:59 -0500</pubDate>
			<description><![CDATA[Many have succumbed to the common pitfalls of emotional investing. In this episode, Shawn and Matthew provide some quick, Biblical guidance for avoiding making emotional decisions when it comes to your finances. Unfortunately, emotional investing can lead to poor financial decisions, which in turn can lead to trouble sleeping and being OCD about constantly checking market values. Instead of letting emotions guide our decision making, especially when it comes to the ups and downs of the market, it can be important to take a step back and take a long-term, disciplined approach to investing.]]></description>
			<content:encoded><![CDATA[Many have succumbed to the common pitfalls of emotional investing. In this episode, Shawn and Matthew provide some quick, Biblical guidance for avoiding making emotional decisions when it comes to your finances. Unfortunately, emotional investing can lead to poor financial decisions, which in turn can lead to trouble sleeping and being OCD about constantly checking market values. Instead of letting emotions guide our decision making, especially when it comes to the ups and downs of the market, it can be important to take a step back and take a long-term, disciplined approach to investing.]]></content:encoded>
			<itunes:duration>11:44</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/230-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/are-you-an-emotional-investor/</link>
			<itunes:episode>230</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Many have succumbed to the common pitfalls of emotional investing. In this episode, Shawn and Matthew provide some quick, Biblical guidance for avoiding making emotional decisions when it comes to your finances. Unfortunately, emotional investing can lead to poor financial decisions, which in turn can lead to trouble sleeping and being OCD about constantly checking market values. Instead of letting emotions guide our decision making, especially when it comes to the ups and downs of the market, it can be important to take a step back and take a long-term, disciplined approach to investing.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Many have succumbed to the common pitfalls of emotional investing. In this episode, Shawn and Matthew provide some quick, Biblical guidance for avoiding making emotional decisions when it comes to your finances. Unfortunately, emotional investing can lead to poor financial decisions, which in turn can lead to trouble sleeping and being OCD about constantly checking market values. Instead of letting emotions guide our decision making, especially when it comes to the ups and downs of the market, it can be important to take a step back and take a long-term, disciplined approach to investing.</itunes:summary></item>
		<item>
			<title>The Flaws of Comparing Investment Returns</title>
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			<pubDate>Mon, 30 Jun 2025 18:56:39 -0500</pubDate>
			<description><![CDATA[“The grass is always greener on the other side” is a famous phrase that far too many people succumb to, especially when it comes to comparing their financial situations and investment returns to others. Shawn and Matthew highlight the importance of not comparing your investment returns to others since every financial situation is unique based on household, expenditures, goals, and more! They cover why each investment portfolio is unique, and why investors should focus on the importance of understanding one’s financial goals and meeting those. Some key questions to consider after listening are: “Who owns it?”, “How much is enough?”, and “Are your next stewards chosen and prepared?”]]></description>
			<content:encoded><![CDATA[“The grass is always greener on the other side” is a famous phrase that far too many people succumb to, especially when it comes to comparing their financial situations and investment returns to others. Shawn and Matthew highlight the importance of not comparing your investment returns to others since every financial situation is unique based on household, expenditures, goals, and more! They cover why each investment portfolio is unique, and why investors should focus on the importance of understanding one’s financial goals and meeting those. Some key questions to consider after listening are: “Who owns it?”, “How much is enough?”, and “Are your next stewards chosen and prepared?”]]></content:encoded>
			<itunes:duration>10:37</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/229-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-flaws-of-comparing-investment-returns/</link>
			<itunes:episode>229</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>“The grass is always greener on the other side” is a famous phrase that far too many people succumb to, especially when it comes to comparing their financial situations and investment returns to others. Shawn and Matthew highlight the importance of not comparing your investment returns to others since every financial situation is unique based on household, expenditures, goals, and more! They cover why each investment portfolio is unique, and why investors should focus on the importance of understanding one’s financial goals and meeting those. Some key questions to consider after listening are: “Who owns it?”, “How much is enough?”, and “Are your next stewards chosen and prepared?”</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>“The grass is always greener on the other side” is a famous phrase that far too many people succumb to, especially when it comes to comparing their financial situations and investment returns to others. Shawn and Matthew highlight the importance of not comparing your investment returns to others since every financial situation is unique based on household, expenditures, goals, and more! They cover why each investment portfolio is unique, and why investors should focus on the importance of understanding one’s financial goals and meeting those. Some key questions to consider after listening are: “Who owns it?”, “How much is enough?”, and “Are your next stewards chosen and prepared?”</itunes:summary></item>
		<item>
			<title>Lessons Learned from the History of the Stock Market</title>
			<enclosure length="41851767" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/228-PODCAST.mp3"/>
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			<pubDate>Mon, 16 Jun 2025 05:17:55 -0500</pubDate>
			<description><![CDATA[One quote you may have heard before is that, “History is doomed to repeat itself.” Bob and Shawn take this quote to heart as they discuss the various times in history that the stock market has plummeted and then come back, thus repeating itself over and over again. They look at some of the most famous “crashes” of the last 50 years, break down their causes, and then discuss the after effects of the market. Some of these famous events include: 1973-1974 oil embargo, Black Monday in 1987, And the market volatility during the COVID-19 pandemic. Despite significant market drops during these events, the past markets have consistently recovered and gone on to reach new highs in the following years or months. Bob and Shawn caution against panicking during market downturns and highlight the importance of staying invested through market cycles.]]></description>
			<content:encoded><![CDATA[One quote you may have heard before is that, “History is doomed to repeat itself.” Bob and Shawn take this quote to heart as they discuss the various times in history that the stock market has plummeted and then come back, thus repeating itself over and over again. They look at some of the most famous “crashes” of the last 50 years, break down their causes, and then discuss the after effects of the market. Some of these famous events include: 1973-1974 oil embargo, Black Monday in 1987, And the market volatility during the COVID-19 pandemic. Despite significant market drops during these events, the past markets have consistently recovered and gone on to reach new highs in the following years or months. Bob and Shawn caution against panicking during market downturns and highlight the importance of staying invested through market cycles.]]></content:encoded>
			<itunes:duration>21:34</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/228-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/lessons-learned-from-the-history-of-the-stock-market/</link>
			<itunes:episode>228</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>One quote you may have heard before is that, “History is doomed to repeat itself.” Bob and Shawn take this quote to heart as they discuss the various times in history that the stock market has plummeted and then come back, thus repeating itself over and over again. They look at some of the most famous “crashes” of the last 50 years, break down their causes, and then discuss the after effects of the market. Some of these famous events include: 1973-1974 oil embargo, Black Monday in 1987, And the market volatility during the COVID-19 pandemic. Despite significant market drops during these events, the past markets have consistently recovered and gone on to reach new highs in the following years or months. Bob and Shawn caution against panicking during market downturns and highlight the importance of staying invested through market cycles.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>One quote you may have heard before is that, “History is doomed to repeat itself.” Bob and Shawn take this quote to heart as they discuss the various times in history that the stock market has plummeted and then come back, thus repeating itself over and over again. They look at some of the most famous “crashes” of the last 50 years, break down their causes, and then discuss the after effects of the market. Some of these famous events include: 1973-1974 oil embargo, Black Monday in 1987, And the market volatility during the COVID-19 pandemic. Despite significant market drops during these events, the past markets have consistently recovered and gone on to reach new highs in the following years or months. Bob and Shawn caution against panicking during market downturns and highlight the importance of staying invested through market cycles.</itunes:summary></item>
		<item>
			<title>Christian Stewardship and Investing</title>
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			<guid isPermaLink="false">cfp-ep227</guid>
			<pubDate>Mon, 02 Jun 2025 15:37:38 -0500</pubDate>
			<description><![CDATA[One of the biggest stressors as humans probably has to do with our finances. Almost everything requires a payment, and treating finances in a way that glorifies God is just another add-on that Christians may have, something Christian Financial Advisors calls “Christian Stewardship”. Bob and Shawn discuss Christian stewardship and its relevance in today's society. Christian stewardship is the belief that everything we have, including our time, talents, and resources, is a gift from God to be used responsibly and for His glory rather than only for personal gain. We are his managers of the money, gifts, and blessings that have been bestowed upon us. So how exactly does a Christian honor God with their finances? Biblically responsible investing is one way of showing Christian stewardship. Christians can invest in companies that demonstrate Christian values and avoid companies that violate those values, regardless of investment returns.]]></description>
			<content:encoded><![CDATA[One of the biggest stressors as humans probably has to do with our finances. Almost everything requires a payment, and treating finances in a way that glorifies God is just another add-on that Christians may have, something Christian Financial Advisors calls “Christian Stewardship”. Bob and Shawn discuss Christian stewardship and its relevance in today's society. Christian stewardship is the belief that everything we have, including our time, talents, and resources, is a gift from God to be used responsibly and for His glory rather than only for personal gain. We are his managers of the money, gifts, and blessings that have been bestowed upon us. So how exactly does a Christian honor God with their finances? Biblically responsible investing is one way of showing Christian stewardship. Christians can invest in companies that demonstrate Christian values and avoid companies that violate those values, regardless of investment returns.]]></content:encoded>
			<itunes:duration>21:55</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/227-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/christian-stewardship-and-investing/</link>
			<itunes:episode>227</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>One of the biggest stressors as humans probably has to do with our finances. Almost everything requires a payment, and treating finances in a way that glorifies God is just another add-on that Christians may have, something Christian Financial Advisors calls “Christian Stewardship”. Bob and Shawn discuss Christian stewardship and its relevance in today's society. Christian stewardship is the belief that everything we have, including our time, talents, and resources, is a gift from God to be used responsibly and for His glory rather than only for personal gain. We are his managers of the money, gifts, and blessings that have been bestowed upon us. So how exactly does a Christian honor God with their finances? Biblically responsible investing is one way of showing Christian stewardship. Christians can invest in companies that demonstrate Christian values and avoid companies that violate those values, regardless of investment returns.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>One of the biggest stressors as humans probably has to do with our finances. Almost everything requires a payment, and treating finances in a way that glorifies God is just another add-on that Christians may have, something Christian Financial Advisors calls “Christian Stewardship”. Bob and Shawn discuss Christian stewardship and its relevance in today's society. Christian stewardship is the belief that everything we have, including our time, talents, and resources, is a gift from God to be used responsibly and for His glory rather than only for personal gain. We are his managers of the money, gifts, and blessings that have been bestowed upon us. So how exactly does a Christian honor God with their finances? Biblically responsible investing is one way of showing Christian stewardship. Christians can invest in companies that demonstrate Christian values and avoid companies that violate those values, regardless of investment returns.</itunes:summary></item>
		<item>
			<title>Why Rental Home Income Isn't Worth The Hassle</title>
			<enclosure length="27125396" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/226-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep226</guid>
			<pubDate>Wed, 21 May 2025 01:20:48 -0500</pubDate>
			<description><![CDATA[Have you ever considered rental house income as an extra source to add to your finances? Things may not be as easy as they seem, as rental homes are often not delivering the expected returns for investors, especially in high property tax areas like Texas. Bob and Matthew cover the estimated yield income from a rental home property in comparison to other investment choices. If rental income is something you’re interested in delving into a little more, a better alternative to rental homes may be to invest in a diversified portfolio of publicly traded real estate investment trusts (REITs). Not only can they provide higher yields of over 5% with more liquidity, they are also much less time and hassle than owning individual rental properties.]]></description>
			<content:encoded><![CDATA[Have you ever considered rental house income as an extra source to add to your finances? Things may not be as easy as they seem, as rental homes are often not delivering the expected returns for investors, especially in high property tax areas like Texas. Bob and Matthew cover the estimated yield income from a rental home property in comparison to other investment choices. If rental income is something you’re interested in delving into a little more, a better alternative to rental homes may be to invest in a diversified portfolio of publicly traded real estate investment trusts (REITs). Not only can they provide higher yields of over 5% with more liquidity, they are also much less time and hassle than owning individual rental properties.]]></content:encoded>
			<itunes:duration>13:54</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/226-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/why-rental-home-income-isnt-worth-the-hassle/</link>
			<itunes:episode>226</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Have you ever considered rental house income as an extra source to add to your finances? Things may not be as easy as they seem, as rental homes are often not delivering the expected returns for investors, especially in high property tax areas like Texas. Bob and Matthew cover the estimated yield income from a rental home property in comparison to other investment choices. If rental income is something you’re interested in delving into a little more, a better alternative to rental homes may be to invest in a diversified portfolio of publicly traded real estate investment trusts (REITs). Not only can they provide higher yields of over 5% with more liquidity, they are also much less time and hassle than owning individual rental properties.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Have you ever considered rental house income as an extra source to add to your finances? Things may not be as easy as they seem, as rental homes are often not delivering the expected returns for investors, especially in high property tax areas like Texas. Bob and Matthew cover the estimated yield income from a rental home property in comparison to other investment choices. If rental income is something you’re interested in delving into a little more, a better alternative to rental homes may be to invest in a diversified portfolio of publicly traded real estate investment trusts (REITs). Not only can they provide higher yields of over 5% with more liquidity, they are also much less time and hassle than owning individual rental properties.</itunes:summary></item>
		<item>
			<title>Ten Traits of an Orderly Financial Household</title>
			<enclosure length="41611446" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/225-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep225</guid>
			<pubDate>Wed, 07 May 2025 00:08:16 -0500</pubDate>
			<description><![CDATA[Do you ever feel like your household isn't in order, especially when it comes to your finances? This is something many people struggle with, and why it's important to have a trusted financial advisor by your side to walk you through the steps of getting your finances in proper order. Bob and Matthew discuss 10 of the areas that they see people struggling with the most when it comes to organizing finances. From choosing the proper insurance for your house and health to having an up-to-date estate plan, there are several important areas of discussion in today's episode. If you are looking for help with putting your financial household in order, our fee-based, fiduciary-driven financial advisors and planners are here to help.]]></description>
			<content:encoded><![CDATA[Do you ever feel like your household isn't in order, especially when it comes to your finances? This is something many people struggle with, and why it's important to have a trusted financial advisor by your side to walk you through the steps of getting your finances in proper order. Bob and Matthew discuss 10 of the areas that they see people struggling with the most when it comes to organizing finances. From choosing the proper insurance for your house and health to having an up-to-date estate plan, there are several important areas of discussion in today's episode. If you are looking for help with putting your financial household in order, our fee-based, fiduciary-driven financial advisors and planners are here to help.]]></content:encoded>
			<itunes:duration>21:28</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/225-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/ten-traits-of-an-orderly-financial-household/</link>
			<itunes:episode>225</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Do you ever feel like your household isn't in order, especially when it comes to your finances? This is something many people struggle with, and why it's important to have a trusted financial advisor by your side to walk you through the steps of getting your finances in proper order. Bob and Matthew discuss 10 of the areas that they see people struggling with the most when it comes to organizing finances. From choosing the proper insurance for your house and health to having an up-to-date estate plan, there are several important areas of discussion in today's episode. If you are looking for help with putting your financial household in order, our fee-based, fiduciary-driven financial advisors and planners are here to help.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Do you ever feel like your household isn't in order, especially when it comes to your finances? This is something many people struggle with, and why it's important to have a trusted financial advisor by your side to walk you through the steps of getting your finances in proper order. Bob and Matthew discuss 10 of the areas that they see people struggling with the most when it comes to organizing finances. From choosing the proper insurance for your house and health to having an up-to-date estate plan, there are several important areas of discussion in today's episode. If you are looking for help with putting your financial household in order, our fee-based, fiduciary-driven financial advisors and planners are here to help.</itunes:summary></item>
		<item>
			<title>Understanding Investment Risk, Reward, and Time</title>
			<enclosure length="33163294" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/224-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep224</guid>
			<pubDate>Mon, 21 Apr 2025 23:42:13 -0500</pubDate>
			<description><![CDATA[Investment risk vs reward vs time is a great topic that allows us to better understand how the market works when it comes to timing and longevity. Bob and Matthew divide various investment styles up into 5-6 portfolios, with comparisons between investment portfolios and driving speeds. These include: Cash and cash equivalents, Ultra-conservative, Conservative, Moderate or balanced, Growth, Aggressive Growth. The higher the risk, the higher the possible reward, but it's also extremely important to keep in mind your time horizon when it comes to choosing an investment portfolio. Emotions can lead investors to make poor decisions, so professional guidance from fee based advisors, like Christian Financial Advisors, is valuable to help maintain a long-term perspective and disciplined approach.]]></description>
			<content:encoded><![CDATA[Investment risk vs reward vs time is a great topic that allows us to better understand how the market works when it comes to timing and longevity. Bob and Matthew divide various investment styles up into 5-6 portfolios, with comparisons between investment portfolios and driving speeds. These include: Cash and cash equivalents, Ultra-conservative, Conservative, Moderate or balanced, Growth, Aggressive Growth. The higher the risk, the higher the possible reward, but it's also extremely important to keep in mind your time horizon when it comes to choosing an investment portfolio. Emotions can lead investors to make poor decisions, so professional guidance from fee based advisors, like Christian Financial Advisors, is valuable to help maintain a long-term perspective and disciplined approach.]]></content:encoded>
			<itunes:duration>17:05</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/224-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/understanding-investment-risk-reward-and-time/</link>
			<itunes:episode>224</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Investment risk vs reward vs time is a great topic that allows us to better understand how the market works when it comes to timing and longevity. Bob and Matthew divide various investment styles up into 5-6 portfolios, with comparisons between investment portfolios and driving speeds. These include: Cash and cash equivalents, Ultra-conservative, Conservative, Moderate or balanced, Growth, Aggressive Growth. The higher the risk, the higher the possible reward, but it's also extremely important to keep in mind your time horizon when it comes to choosing an investment portfolio. Emotions can lead investors to make poor decisions, so professional guidance from fee based advisors, like Christian Financial Advisors, is valuable to help maintain a long-term perspective and disciplined approach.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Investment risk vs reward vs time is a great topic that allows us to better understand how the market works when it comes to timing and longevity. Bob and Matthew divide various investment styles up into 5-6 portfolios, with comparisons between investment portfolios and driving speeds. These include: Cash and cash equivalents, Ultra-conservative, Conservative, Moderate or balanced, Growth, Aggressive Growth. The higher the risk, the higher the possible reward, but it's also extremely important to keep in mind your time horizon when it comes to choosing an investment portfolio. Emotions can lead investors to make poor decisions, so professional guidance from fee based advisors, like Christian Financial Advisors, is valuable to help maintain a long-term perspective and disciplined approach.</itunes:summary></item>
		<item>
			<title>3 Ways to Uncover ‘Free' Money</title>
			<enclosure length="27531201" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/223-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep223</guid>
			<pubDate>Tue, 08 Apr 2025 02:15:56 -0500</pubDate>
			<description><![CDATA[Free money? Sounds too good to be true! However, Bob and Matthew discuss several ways that you can earn free money without compromising your values. This isn't a “get rich quick” scheme, but rather using your investments in wise ways in order to build wealth over time while remaining content and glorifying God. Some of these strategies are best for retirees, while others are better suited for younger investors. Sit back and listen as we discuss 3 ways to uncover “free” money.]]></description>
			<content:encoded><![CDATA[Free money? Sounds too good to be true! However, Bob and Matthew discuss several ways that you can earn free money without compromising your values. This isn't a “get rich quick” scheme, but rather using your investments in wise ways in order to build wealth over time while remaining content and glorifying God. Some of these strategies are best for retirees, while others are better suited for younger investors. Sit back and listen as we discuss 3 ways to uncover “free” money.]]></content:encoded>
			<itunes:duration>14:10</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/223-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/3-ways-to-uncover-free-money/</link>
			<itunes:episode>223</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Free money? Sounds too good to be true! However, Bob and Matthew discuss several ways that you can earn free money without compromising your values. This isn't a “get rich quick” scheme, but rather using your investments in wise ways in order to build wealth over time while remaining content and glorifying God. Some of these strategies are best for retirees, while others are better suited for younger investors. Sit back and listen as we discuss 3 ways to uncover “free” money.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Free money? Sounds too good to be true! However, Bob and Matthew discuss several ways that you can earn free money without compromising your values. This isn't a “get rich quick” scheme, but rather using your investments in wise ways in order to build wealth over time while remaining content and glorifying God. Some of these strategies are best for retirees, while others are better suited for younger investors. Sit back and listen as we discuss 3 ways to uncover “free” money.</itunes:summary></item>
		<item>
			<title>Tax Efficient Asset Location</title>
			<enclosure length="32472782" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/222-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep222</guid>
			<pubDate>Tue, 25 Mar 2025 01:32:15 -0500</pubDate>
			<description><![CDATA[This episode covers the in depth topic of tax-efficient asset location, which involves strategically placing different types of assets (such as stocks and bonds) in various account types (such as taxable accounts, Roth IRAs, and traditional IRAs) to minimize the overall tax burden on investment returns over time. Bob and Matthew break this down into various key points of asset allocation, asset location, how exactly it works, is asset allocation for everyone, and what is the advantage? Asset allocation is not a “one size fits all” strategy, and it can require analysis and understanding from a certified financial advisor.]]></description>
			<content:encoded><![CDATA[This episode covers the in depth topic of tax-efficient asset location, which involves strategically placing different types of assets (such as stocks and bonds) in various account types (such as taxable accounts, Roth IRAs, and traditional IRAs) to minimize the overall tax burden on investment returns over time. Bob and Matthew break this down into various key points of asset allocation, asset location, how exactly it works, is asset allocation for everyone, and what is the advantage? Asset allocation is not a “one size fits all” strategy, and it can require analysis and understanding from a certified financial advisor.]]></content:encoded>
			<itunes:duration>16:44</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/222-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/tax-efficient-asset-location/</link>
			<itunes:episode>222</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This episode covers the in depth topic of tax-efficient asset location, which involves strategically placing different types of assets (such as stocks and bonds) in various account types (such as taxable accounts, Roth IRAs, and traditional IRAs) to minimize the overall tax burden on investment returns over time. Bob and Matthew break this down into various key points of asset allocation, asset location, how exactly it works, is asset allocation for everyone, and what is the advantage? Asset allocation is not a “one size fits all” strategy, and it can require analysis and understanding from a certified financial advisor.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This episode covers the in depth topic of tax-efficient asset location, which involves strategically placing different types of assets (such as stocks and bonds) in various account types (such as taxable accounts, Roth IRAs, and traditional IRAs) to minimize the overall tax burden on investment returns over time. Bob and Matthew break this down into various key points of asset allocation, asset location, how exactly it works, is asset allocation for everyone, and what is the advantage? Asset allocation is not a “one size fits all” strategy, and it can require analysis and understanding from a certified financial advisor.</itunes:summary></item>
		<item>
			<title>The Power of Compounding Interest</title>
			<enclosure length="30180113" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/221-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep221</guid>
			<pubDate>Mon, 10 Mar 2025 05:55:17 -0500</pubDate>
			<description><![CDATA[Learn about one of the most powerful mathematical formulas that has been around for hundreds of years when it comes to investing – The Rule of 72. Bob and Matthew break down compounding interest and how it works through the unique mathematical formula of the Rule of 72. The Rule of 72 truly shows the power of compound interest and how it can dramatically impact long-term wealth building. Investing must have a long-term perspective by avoiding distractions. By just being patient and not removing money periodically from your investments, the Rule of 72 demonstrates how money can double in value over time at a given rate of return. How else can you enhance your investment portfolio? By starting young and investing early, as discipline is crucial.]]></description>
			<content:encoded><![CDATA[Learn about one of the most powerful mathematical formulas that has been around for hundreds of years when it comes to investing – The Rule of 72. Bob and Matthew break down compounding interest and how it works through the unique mathematical formula of the Rule of 72. The Rule of 72 truly shows the power of compound interest and how it can dramatically impact long-term wealth building. Investing must have a long-term perspective by avoiding distractions. By just being patient and not removing money periodically from your investments, the Rule of 72 demonstrates how money can double in value over time at a given rate of return. How else can you enhance your investment portfolio? By starting young and investing early, as discipline is crucial.]]></content:encoded>
			<itunes:duration>15:32</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/221-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-power-of-compounding-interest/</link>
			<itunes:episode>221</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Learn about one of the most powerful mathematical formulas that has been around for hundreds of years when it comes to investing – The Rule of 72. Bob and Matthew break down compounding interest and how it works through the unique mathematical formula of the Rule of 72. The Rule of 72 truly shows the power of compound interest and how it can dramatically impact long-term wealth building. Investing must have a long-term perspective by avoiding distractions. By just being patient and not removing money periodically from your investments, the Rule of 72 demonstrates how money can double in value over time at a given rate of return. How else can you enhance your investment portfolio? By starting young and investing early, as discipline is crucial.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Learn about one of the most powerful mathematical formulas that has been around for hundreds of years when it comes to investing – The Rule of 72. Bob and Matthew break down compounding interest and how it works through the unique mathematical formula of the Rule of 72. The Rule of 72 truly shows the power of compound interest and how it can dramatically impact long-term wealth building. Investing must have a long-term perspective by avoiding distractions. By just being patient and not removing money periodically from your investments, the Rule of 72 demonstrates how money can double in value over time at a given rate of return. How else can you enhance your investment portfolio? By starting young and investing early, as discipline is crucial.</itunes:summary></item>
		<item>
			<title>The Parable of the Talents: What It Teaches Us About Stewardship</title>
			<enclosure length="28354265" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/220-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep220</guid>
			<pubDate>Mon, 24 Feb 2025 06:23:25 -0600</pubDate>
			<description><![CDATA[The parable of the talents in Matthew 25 teaches powerful lessons about stewardship, trust, and making the most of what we’ve been given. This week, Bob and Matthew break down the parable of the talents, including ways that the servants may have invested, how long they invested, and what principles they might have used when choosing how to invest their talents (like how Christian Financial Advisors uses Biblically responsible investing). Key lessons from this parable and our podcast episode include: - Stewardship: We are accountable to God for how we use the resources and gifts He has entrusted to us. - Faith vs. Fear: The parable contrasts the servants who acted in faith versus the one who was paralyzed by fear, highlighting the importance of trusting God rather than succumbing to anxiety. - Growth and Accountability: The master rewards the servants who grew their talents, emphasizing the need to be productive and make the most of what we’ve been given.]]></description>
			<content:encoded><![CDATA[The parable of the talents in Matthew 25 teaches powerful lessons about stewardship, trust, and making the most of what we’ve been given. This week, Bob and Matthew break down the parable of the talents, including ways that the servants may have invested, how long they invested, and what principles they might have used when choosing how to invest their talents (like how Christian Financial Advisors uses Biblically responsible investing). Key lessons from this parable and our podcast episode include: - Stewardship: We are accountable to God for how we use the resources and gifts He has entrusted to us. - Faith vs. Fear: The parable contrasts the servants who acted in faith versus the one who was paralyzed by fear, highlighting the importance of trusting God rather than succumbing to anxiety. - Growth and Accountability: The master rewards the servants who grew their talents, emphasizing the need to be productive and make the most of what we’ve been given.]]></content:encoded>
			<itunes:duration>14:37</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/220-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-parable-of-the-talents-what-it-teaches-us-about-stewardship/</link>
			<itunes:episode>220</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The parable of the talents in Matthew 25 teaches powerful lessons about stewardship, trust, and making the most of what we’ve been given. This week, Bob and Matthew break down the parable of the talents, including ways that the servants may have invested, how long they invested, and what principles they might have used when choosing how to invest their talents (like how Christian Financial Advisors uses Biblically responsible investing). Key lessons from this parable and our podcast episode include: - Stewardship: We are accountable to God for how we use the resources and gifts He has entrusted to us. - Faith vs. Fear: The parable contrasts the servants who acted in faith versus the one who was paralyzed by fear, highlighting the importance of trusting God rather than succumbing to anxiety. - Growth and Accountability: The master rewards the servants who grew their talents, emphasizing the need to be productive and make the most of what we’ve been given.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The parable of the talents in Matthew 25 teaches powerful lessons about stewardship, trust, and making the most of what we’ve been given. This week, Bob and Matthew break down the parable of the talents, including ways that the servants may have invested, how long they invested, and what principles they might have used when choosing how to invest their talents (like how Christian Financial Advisors uses Biblically responsible investing). Key lessons from this parable and our podcast episode include: - Stewardship: We are accountable to God for how we use the resources and gifts He has entrusted to us. - Faith vs. Fear: The parable contrasts the servants who acted in faith versus the one who was paralyzed by fear, highlighting the importance of trusting God rather than succumbing to anxiety. - Growth and Accountability: The master rewards the servants who grew their talents, emphasizing the need to be productive and make the most of what we’ve been given.</itunes:summary></item>
		<item>
			<title>Financial Wisdom from the Bible: 10 Principles to Guide You</title>
			<enclosure length="32801691" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/219-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep219</guid>
			<pubDate>Tue, 11 Feb 2025 01:25:05 -0600</pubDate>
			<description><![CDATA[This is one of the most personal podcast episodes that you may hear from Christian Financial Perspectives, as these scriptures are what have directly shaped Christian Financial Advisors and the business we are today. Because of this, Bob and Shawn have many scriptures to share that have to do with 10 Biblical principles that the business has used to guide our financial advisors (and personal finances) when it comes to Biblically responsible investing. From being good stewards of our financial resources and creation because “God owns it all,” to sharing exactly what the Bible has to say about hard work and savings, you will hear some great stewardship principles on finances. Most are pretty straightforward, but you may just have your eyes opened with these financial wisdom tidbits straight from the Bible!]]></description>
			<content:encoded><![CDATA[This is one of the most personal podcast episodes that you may hear from Christian Financial Perspectives, as these scriptures are what have directly shaped Christian Financial Advisors and the business we are today. Because of this, Bob and Shawn have many scriptures to share that have to do with 10 Biblical principles that the business has used to guide our financial advisors (and personal finances) when it comes to Biblically responsible investing. From being good stewards of our financial resources and creation because “God owns it all,” to sharing exactly what the Bible has to say about hard work and savings, you will hear some great stewardship principles on finances. Most are pretty straightforward, but you may just have your eyes opened with these financial wisdom tidbits straight from the Bible!]]></content:encoded>
			<itunes:duration>16:53</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/219-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-wisdom-from-the-bible-10-principles-to-guide-you/</link>
			<itunes:episode>219</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This is one of the most personal podcast episodes that you may hear from Christian Financial Perspectives, as these scriptures are what have directly shaped Christian Financial Advisors and the business we are today. Because of this, Bob and Shawn have many scriptures to share that have to do with 10 Biblical principles that the business has used to guide our financial advisors (and personal finances) when it comes to Biblically responsible investing. From being good stewards of our financial resources and creation because “God owns it all,” to sharing exactly what the Bible has to say about hard work and savings, you will hear some great stewardship principles on finances. Most are pretty straightforward, but you may just have your eyes opened with these financial wisdom tidbits straight from the Bible!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This is one of the most personal podcast episodes that you may hear from Christian Financial Perspectives, as these scriptures are what have directly shaped Christian Financial Advisors and the business we are today. Because of this, Bob and Shawn have many scriptures to share that have to do with 10 Biblical principles that the business has used to guide our financial advisors (and personal finances) when it comes to Biblically responsible investing. From being good stewards of our financial resources and creation because “God owns it all,” to sharing exactly what the Bible has to say about hard work and savings, you will hear some great stewardship principles on finances. Most are pretty straightforward, but you may just have your eyes opened with these financial wisdom tidbits straight from the Bible!</itunes:summary></item>
		<item>
			<title>Values Over Location: How To Choose Your Financial Advisor</title>
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			<pubDate>Mon, 27 Jan 2025 22:13:02 -0600</pubDate>
			<description><![CDATA[Within the past 5 years, our world has truly transformed the way individuals can receive personalized financial advice, making location no longer a barrier. With advancements in video conferencing, digital documentation, and secure online access, values based financial advisors, like Christian Financial Advisors, can give personalized financial guidance without the need for in-person meetings. Even if you do live close to your financial advisor, the convenience, ease of communication, and extended adviser availability are benefits of the shift to online financial advice. Finding an advisor that aligns with your values and needs is more important than geography, as technology enables advisers to serve clients nationwide, and Christian Financial Advisors is here to help you with just that!]]></description>
			<content:encoded><![CDATA[Within the past 5 years, our world has truly transformed the way individuals can receive personalized financial advice, making location no longer a barrier. With advancements in video conferencing, digital documentation, and secure online access, values based financial advisors, like Christian Financial Advisors, can give personalized financial guidance without the need for in-person meetings. Even if you do live close to your financial advisor, the convenience, ease of communication, and extended adviser availability are benefits of the shift to online financial advice. Finding an advisor that aligns with your values and needs is more important than geography, as technology enables advisers to serve clients nationwide, and Christian Financial Advisors is here to help you with just that!]]></content:encoded>
			<itunes:duration>16:51</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/218-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/values-over-location-how-to-choose-your-financial-advisor/</link>
			<itunes:episode>218</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Within the past 5 years, our world has truly transformed the way individuals can receive personalized financial advice, making location no longer a barrier. With advancements in video conferencing, digital documentation, and secure online access, values based financial advisors, like Christian Financial Advisors, can give personalized financial guidance without the need for in-person meetings. Even if you do live close to your financial advisor, the convenience, ease of communication, and extended adviser availability are benefits of the shift to online financial advice. Finding an advisor that aligns with your values and needs is more important than geography, as technology enables advisers to serve clients nationwide, and Christian Financial Advisors is here to help you with just that!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Within the past 5 years, our world has truly transformed the way individuals can receive personalized financial advice, making location no longer a barrier. With advancements in video conferencing, digital documentation, and secure online access, values based financial advisors, like Christian Financial Advisors, can give personalized financial guidance without the need for in-person meetings. Even if you do live close to your financial advisor, the convenience, ease of communication, and extended adviser availability are benefits of the shift to online financial advice. Finding an advisor that aligns with your values and needs is more important than geography, as technology enables advisers to serve clients nationwide, and Christian Financial Advisors is here to help you with just that!</itunes:summary></item>
		<item>
			<title>10 Steps to Making Wise Financial Decisions</title>
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			<pubDate>Tue, 14 Jan 2025 01:12:32 -0600</pubDate>
			<description><![CDATA[Are you struggling with an upcoming decision that may cost a lot financially? Many of us come to this point when it is time to purchase a new car, new house, make renovations, or anything else that can put a damper on your bank account. Finding a way to navigate the minefield of the pros and cons of a big financial decision can be confusing and stressful! This is why Bob and Shawn discuss 10 steps – or questions to ask yourself – before making a decision that is financially large. Will you go into a debt that you can't dig out of or is it something that seems like a passing whim or fad? All of these questions and more are discussed to help you the next time you need to make a wise financial decision.]]></description>
			<content:encoded><![CDATA[Are you struggling with an upcoming decision that may cost a lot financially? Many of us come to this point when it is time to purchase a new car, new house, make renovations, or anything else that can put a damper on your bank account. Finding a way to navigate the minefield of the pros and cons of a big financial decision can be confusing and stressful! This is why Bob and Shawn discuss 10 steps – or questions to ask yourself – before making a decision that is financially large. Will you go into a debt that you can't dig out of or is it something that seems like a passing whim or fad? All of these questions and more are discussed to help you the next time you need to make a wise financial decision.]]></content:encoded>
			<itunes:duration>18:04</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/217-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-steps-to-making-wise-financial-decisions/</link>
			<itunes:episode>217</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you struggling with an upcoming decision that may cost a lot financially? Many of us come to this point when it is time to purchase a new car, new house, make renovations, or anything else that can put a damper on your bank account. Finding a way to navigate the minefield of the pros and cons of a big financial decision can be confusing and stressful! This is why Bob and Shawn discuss 10 steps – or questions to ask yourself – before making a decision that is financially large. Will you go into a debt that you can't dig out of or is it something that seems like a passing whim or fad? All of these questions and more are discussed to help you the next time you need to make a wise financial decision.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you struggling with an upcoming decision that may cost a lot financially? Many of us come to this point when it is time to purchase a new car, new house, make renovations, or anything else that can put a damper on your bank account. Finding a way to navigate the minefield of the pros and cons of a big financial decision can be confusing and stressful! This is why Bob and Shawn discuss 10 steps – or questions to ask yourself – before making a decision that is financially large. Will you go into a debt that you can't dig out of or is it something that seems like a passing whim or fad? All of these questions and more are discussed to help you the next time you need to make a wise financial decision.</itunes:summary></item>
		<item>
			<title>Goal Setting Ideas for 2025</title>
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			<pubDate>Tue, 31 Dec 2024 01:25:51 -0600</pubDate>
			<description><![CDATA[Have you started setting goals and resolutions for the upcoming new year? Whether they are big or small, setting an intention for the year is a great way to start off 2025. Bob and Shawn discuss various ideas for goals for the new year, as well as the importance of writing down your new year's resolutions. Setting clear, intentional goals that are written down can increase success rates tremendously, and Harvard business studies have shown just this. Bob and Shawn also recommend setting up categories for your new year's resolutions, like physical, mental, relational, spiritual, financial, and even charitable goals.]]></description>
			<content:encoded><![CDATA[Have you started setting goals and resolutions for the upcoming new year? Whether they are big or small, setting an intention for the year is a great way to start off 2025. Bob and Shawn discuss various ideas for goals for the new year, as well as the importance of writing down your new year's resolutions. Setting clear, intentional goals that are written down can increase success rates tremendously, and Harvard business studies have shown just this. Bob and Shawn also recommend setting up categories for your new year's resolutions, like physical, mental, relational, spiritual, financial, and even charitable goals.]]></content:encoded>
			<itunes:duration>15:31</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/216-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/goal-setting-ideas-for-2025/</link>
			<itunes:episode>216</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Have you started setting goals and resolutions for the upcoming new year? Whether they are big or small, setting an intention for the year is a great way to start off 2025. Bob and Shawn discuss various ideas for goals for the new year, as well as the importance of writing down your new year's resolutions. Setting clear, intentional goals that are written down can increase success rates tremendously, and Harvard business studies have shown just this. Bob and Shawn also recommend setting up categories for your new year's resolutions, like physical, mental, relational, spiritual, financial, and even charitable goals.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Have you started setting goals and resolutions for the upcoming new year? Whether they are big or small, setting an intention for the year is a great way to start off 2025. Bob and Shawn discuss various ideas for goals for the new year, as well as the importance of writing down your new year's resolutions. Setting clear, intentional goals that are written down can increase success rates tremendously, and Harvard business studies have shown just this. Bob and Shawn also recommend setting up categories for your new year's resolutions, like physical, mental, relational, spiritual, financial, and even charitable goals.</itunes:summary></item>
		<item>
			<title>Teaching Children Good Money Habits</title>
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			<pubDate>Wed, 18 Dec 2024 01:28:03 -0600</pubDate>
			<description><![CDATA[Welcome to this unique episode on teaching your children good money habits! It's never too early to start teaching your little ones the importance of saving and giving, as well as working hard to earn your finances. Bob and Shawn go over several ways to help instill good money routines into your kids – starting from easy concepts for little ones to more abstract ideas for older children. So, sit back, listen, and grab a pen and paper to write down these tips when it comes to teaching your kids good money habits.]]></description>
			<content:encoded><![CDATA[Welcome to this unique episode on teaching your children good money habits! It's never too early to start teaching your little ones the importance of saving and giving, as well as working hard to earn your finances. Bob and Shawn go over several ways to help instill good money routines into your kids – starting from easy concepts for little ones to more abstract ideas for older children. So, sit back, listen, and grab a pen and paper to write down these tips when it comes to teaching your kids good money habits.]]></content:encoded>
			<itunes:duration>17:15</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/215-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/teaching-children-good-money-habits/</link>
			<itunes:episode>215</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Welcome to this unique episode on teaching your children good money habits! It's never too early to start teaching your little ones the importance of saving and giving, as well as working hard to earn your finances. Bob and Shawn go over several ways to help instill good money routines into your kids – starting from easy concepts for little ones to more abstract ideas for older children. So, sit back, listen, and grab a pen and paper to write down these tips when it comes to teaching your kids good money habits.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Welcome to this unique episode on teaching your children good money habits! It's never too early to start teaching your little ones the importance of saving and giving, as well as working hard to earn your finances. Bob and Shawn go over several ways to help instill good money routines into your kids – starting from easy concepts for little ones to more abstract ideas for older children. So, sit back, listen, and grab a pen and paper to write down these tips when it comes to teaching your kids good money habits.</itunes:summary></item>
		<item>
			<title>2024 Year End Tax Planning Strategies</title>
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			<pubDate>Tue, 03 Dec 2024 02:28:47 -0600</pubDate>
			<description><![CDATA[It's that time of year again! The time where you may try to condense as many tax strategies as possible into your finances before the end of December. If this is you, then this episode is a must listen! Bob and Shawn discuss year end tax strategies that may be used to possibly reduce 2024 tax liabilities before the end of the year. A few of the key strategies discussed include maxing out contributions to your 401k and making gifts to responsible family members. Whether you choose all of the strategies mentioned, or only a few, we hope that you gain something from this episode. As always, we encourage you to discuss these year end tax strategies with your CPA for proper implementation.]]></description>
			<content:encoded><![CDATA[It's that time of year again! The time where you may try to condense as many tax strategies as possible into your finances before the end of December. If this is you, then this episode is a must listen! Bob and Shawn discuss year end tax strategies that may be used to possibly reduce 2024 tax liabilities before the end of the year. A few of the key strategies discussed include maxing out contributions to your 401k and making gifts to responsible family members. Whether you choose all of the strategies mentioned, or only a few, we hope that you gain something from this episode. As always, we encourage you to discuss these year end tax strategies with your CPA for proper implementation.]]></content:encoded>
			<itunes:duration>15:24</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/214-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/2024-year-end-tax-planning-strategies/</link>
			<itunes:episode>214</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>It's that time of year again! The time where you may try to condense as many tax strategies as possible into your finances before the end of December. If this is you, then this episode is a must listen! Bob and Shawn discuss year end tax strategies that may be used to possibly reduce 2024 tax liabilities before the end of the year. A few of the key strategies discussed include maxing out contributions to your 401k and making gifts to responsible family members. Whether you choose all of the strategies mentioned, or only a few, we hope that you gain something from this episode. As always, we encourage you to discuss these year end tax strategies with your CPA for proper implementation.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>It's that time of year again! The time where you may try to condense as many tax strategies as possible into your finances before the end of December. If this is you, then this episode is a must listen! Bob and Shawn discuss year end tax strategies that may be used to possibly reduce 2024 tax liabilities before the end of the year. A few of the key strategies discussed include maxing out contributions to your 401k and making gifts to responsible family members. Whether you choose all of the strategies mentioned, or only a few, we hope that you gain something from this episode. As always, we encourage you to discuss these year end tax strategies with your CPA for proper implementation.</itunes:summary></item>
		<item>
			<title>Money Saving Ideas For Christmas</title>
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			<pubDate>Mon, 18 Nov 2024 01:58:11 -0600</pubDate>
			<description><![CDATA[Christmas is a stressful time for most of us when it should be a time full of joy! It is a time to remember the birth of Jesus, giving back to others, and showing those around us love. Instead, it has turned into a time of stress and demand, always wondering what the best gift is to give, trying to find the best deals, and basically just surviving the season. All this is done while trying to maintain composure and put on a mask of joy. Instead, what if we changed our mindset on gift giving to bring the true meaning of the season back to the front. In this episode, Bob and Shawn discuss unique, money saving ideas for Christmas and gift giving. These aren't your typical “hit up the sales” ideas, but rather suggestions that come from the heart to spread true joy around the real meaning of Christmas.]]></description>
			<content:encoded><![CDATA[Christmas is a stressful time for most of us when it should be a time full of joy! It is a time to remember the birth of Jesus, giving back to others, and showing those around us love. Instead, it has turned into a time of stress and demand, always wondering what the best gift is to give, trying to find the best deals, and basically just surviving the season. All this is done while trying to maintain composure and put on a mask of joy. Instead, what if we changed our mindset on gift giving to bring the true meaning of the season back to the front. In this episode, Bob and Shawn discuss unique, money saving ideas for Christmas and gift giving. These aren't your typical “hit up the sales” ideas, but rather suggestions that come from the heart to spread true joy around the real meaning of Christmas.]]></content:encoded>
			<itunes:duration>14:43</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/213-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/money-saving-ideas-for-christmas/</link>
			<itunes:episode>213</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Christmas is a stressful time for most of us when it should be a time full of joy! It is a time to remember the birth of Jesus, giving back to others, and showing those around us love. Instead, it has turned into a time of stress and demand, always wondering what the best gift is to give, trying to find the best deals, and basically just surviving the season. All this is done while trying to maintain composure and put on a mask of joy. Instead, what if we changed our mindset on gift giving to bring the true meaning of the season back to the front. In this episode, Bob and Shawn discuss unique, money saving ideas for Christmas and gift giving. These aren't your typical “hit up the sales” ideas, but rather suggestions that come from the heart to spread true joy around the real meaning of Christmas.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Christmas is a stressful time for most of us when it should be a time full of joy! It is a time to remember the birth of Jesus, giving back to others, and showing those around us love. Instead, it has turned into a time of stress and demand, always wondering what the best gift is to give, trying to find the best deals, and basically just surviving the season. All this is done while trying to maintain composure and put on a mask of joy. Instead, what if we changed our mindset on gift giving to bring the true meaning of the season back to the front. In this episode, Bob and Shawn discuss unique, money saving ideas for Christmas and gift giving. These aren't your typical “hit up the sales” ideas, but rather suggestions that come from the heart to spread true joy around the real meaning of Christmas.</itunes:summary></item>
		<item>
			<title>Voting Christian, But Investing Woke?</title>
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			<pubDate>Tue, 05 Nov 2024 01:01:45 -0600</pubDate>
			<description><![CDATA[Are you voting with your values, but unknowingly investing against them? In this episode, Bob and Shawn uncover the importance of aligning your financial decisions with your Christian beliefs, particularly when it comes to voting one way but maybe investing another way. Discover how you can vote and invest in harmony with your Christian faith by choosing to invest in companies that align with your Biblical values, such as pro-life and pro-family. If you are voting this way, then shouldn't the way you invest also align with these principles? In today's modern financial world, it's actually quite easy to invest in alignment with their values through Biblically Responsible Investing.]]></description>
			<content:encoded><![CDATA[Are you voting with your values, but unknowingly investing against them? In this episode, Bob and Shawn uncover the importance of aligning your financial decisions with your Christian beliefs, particularly when it comes to voting one way but maybe investing another way. Discover how you can vote and invest in harmony with your Christian faith by choosing to invest in companies that align with your Biblical values, such as pro-life and pro-family. If you are voting this way, then shouldn't the way you invest also align with these principles? In today's modern financial world, it's actually quite easy to invest in alignment with their values through Biblically Responsible Investing.]]></content:encoded>
			<itunes:duration>19:47</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/212-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/voting-christian-but-investing-woke/</link>
			<itunes:episode>212</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you voting with your values, but unknowingly investing against them? In this episode, Bob and Shawn uncover the importance of aligning your financial decisions with your Christian beliefs, particularly when it comes to voting one way but maybe investing another way. Discover how you can vote and invest in harmony with your Christian faith by choosing to invest in companies that align with your Biblical values, such as pro-life and pro-family. If you are voting this way, then shouldn't the way you invest also align with these principles? In today's modern financial world, it's actually quite easy to invest in alignment with their values through Biblically Responsible Investing.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you voting with your values, but unknowingly investing against them? In this episode, Bob and Shawn uncover the importance of aligning your financial decisions with your Christian beliefs, particularly when it comes to voting one way but maybe investing another way. Discover how you can vote and invest in harmony with your Christian faith by choosing to invest in companies that align with your Biblical values, such as pro-life and pro-family. If you are voting this way, then shouldn't the way you invest also align with these principles? In today's modern financial world, it's actually quite easy to invest in alignment with their values through Biblically Responsible Investing.</itunes:summary></item>
		<item>
			<title>Building Blocks Of Financial Planning</title>
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			<pubDate>Mon, 21 Oct 2024 05:35:22 -0500</pubDate>
			<description><![CDATA[Are you ready to take control of your financial future with a DIY approach? In this episode, Bob and Shawn guide you through 10 essential steps to effective financial planning, all from a Biblical perspective. Don't find yourself unprepared for the future by not preparing now. Whether it's discovering which stage of retirement you might currently be in or you just need to sit down and develop clear financial goals, this episode can help you discover how to manage your finances wisely.]]></description>
			<content:encoded><![CDATA[Are you ready to take control of your financial future with a DIY approach? In this episode, Bob and Shawn guide you through 10 essential steps to effective financial planning, all from a Biblical perspective. Don't find yourself unprepared for the future by not preparing now. Whether it's discovering which stage of retirement you might currently be in or you just need to sit down and develop clear financial goals, this episode can help you discover how to manage your finances wisely.]]></content:encoded>
			<itunes:duration>23:46</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/211-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/building-blocks-of-financial-planning/</link>
			<itunes:episode>211</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you ready to take control of your financial future with a DIY approach? In this episode, Bob and Shawn guide you through 10 essential steps to effective financial planning, all from a Biblical perspective. Don't find yourself unprepared for the future by not preparing now. Whether it's discovering which stage of retirement you might currently be in or you just need to sit down and develop clear financial goals, this episode can help you discover how to manage your finances wisely.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you ready to take control of your financial future with a DIY approach? In this episode, Bob and Shawn guide you through 10 essential steps to effective financial planning, all from a Biblical perspective. Don't find yourself unprepared for the future by not preparing now. Whether it's discovering which stage of retirement you might currently be in or you just need to sit down and develop clear financial goals, this episode can help you discover how to manage your finances wisely.</itunes:summary></item>
		<item>
			<title>The Dangers of Fast Money</title>
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			<pubDate>Mon, 07 Oct 2024 11:26:07 -0500</pubDate>
			<description><![CDATA[Are you tempted by the allure of quick riches? In this episode, Bob and Shawn uncover the dangers of fast money, while exploring why sudden wealth can lead to reckless decisions and financial ruin. They also discuss how to align your financial journey with Biblical wisdom. The Bible repeatedly warns against the pursuit of wealth through dishonest or unwise means. Instead, create a comprehensive plan focused on long-term goals rather than short-term gains. The key is to avoid the temptation of “fast money” and instead focus on faithful stewardship of one’s resources.]]></description>
			<content:encoded><![CDATA[Are you tempted by the allure of quick riches? In this episode, Bob and Shawn uncover the dangers of fast money, while exploring why sudden wealth can lead to reckless decisions and financial ruin. They also discuss how to align your financial journey with Biblical wisdom. The Bible repeatedly warns against the pursuit of wealth through dishonest or unwise means. Instead, create a comprehensive plan focused on long-term goals rather than short-term gains. The key is to avoid the temptation of “fast money” and instead focus on faithful stewardship of one’s resources.]]></content:encoded>
			<itunes:duration>15:49</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/210-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-dangers-of-fast-money/</link>
			<itunes:episode>210</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you tempted by the allure of quick riches? In this episode, Bob and Shawn uncover the dangers of fast money, while exploring why sudden wealth can lead to reckless decisions and financial ruin. They also discuss how to align your financial journey with Biblical wisdom. The Bible repeatedly warns against the pursuit of wealth through dishonest or unwise means. Instead, create a comprehensive plan focused on long-term goals rather than short-term gains. The key is to avoid the temptation of “fast money” and instead focus on faithful stewardship of one’s resources.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you tempted by the allure of quick riches? In this episode, Bob and Shawn uncover the dangers of fast money, while exploring why sudden wealth can lead to reckless decisions and financial ruin. They also discuss how to align your financial journey with Biblical wisdom. The Bible repeatedly warns against the pursuit of wealth through dishonest or unwise means. Instead, create a comprehensive plan focused on long-term goals rather than short-term gains. The key is to avoid the temptation of “fast money” and instead focus on faithful stewardship of one’s resources.</itunes:summary></item>
		<item>
			<title>Biblical Insights for a Meaningful Retirement</title>
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			<pubDate>Mon, 23 Sep 2024 18:05:08 -0500</pubDate>
			<description><![CDATA[What does the Bible really say about retirement? Retirement is actually mentioned only once in the Bible, where it refers to the Levites retiring from their regular service at the age of 50. However, the Bible emphasizes the importance of work around 500 times, with work being part of God's original design for humans. Retirement, as we understand it today, is a cultural concept rather than a Biblical one. In this episode, Bob and Shawn explore how to align your retirement plans with a Biblical perspective, focusing on service, purpose, and finishing life. Retirement should not be solely focused on personal interests and agendas but should be about glorifying God and serving Him.]]></description>
			<content:encoded><![CDATA[What does the Bible really say about retirement? Retirement is actually mentioned only once in the Bible, where it refers to the Levites retiring from their regular service at the age of 50. However, the Bible emphasizes the importance of work around 500 times, with work being part of God's original design for humans. Retirement, as we understand it today, is a cultural concept rather than a Biblical one. In this episode, Bob and Shawn explore how to align your retirement plans with a Biblical perspective, focusing on service, purpose, and finishing life. Retirement should not be solely focused on personal interests and agendas but should be about glorifying God and serving Him.]]></content:encoded>
			<itunes:duration>19:29</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/209-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/retiring-with-a-biblical-perspective/</link>
			<itunes:episode>209</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What does the Bible really say about retirement? Retirement is actually mentioned only once in the Bible, where it refers to the Levites retiring from their regular service at the age of 50. However, the Bible emphasizes the importance of work around 500 times, with work being part of God's original design for humans. Retirement, as we understand it today, is a cultural concept rather than a Biblical one. In this episode, Bob and Shawn explore how to align your retirement plans with a Biblical perspective, focusing on service, purpose, and finishing life. Retirement should not be solely focused on personal interests and agendas but should be about glorifying God and serving Him.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What does the Bible really say about retirement? Retirement is actually mentioned only once in the Bible, where it refers to the Levites retiring from their regular service at the age of 50. However, the Bible emphasizes the importance of work around 500 times, with work being part of God's original design for humans. Retirement, as we understand it today, is a cultural concept rather than a Biblical one. In this episode, Bob and Shawn explore how to align your retirement plans with a Biblical perspective, focusing on service, purpose, and finishing life. Retirement should not be solely focused on personal interests and agendas but should be about glorifying God and serving Him.</itunes:summary></item>
		<item>
			<title>Don't Make These Financial Mistakes</title>
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			<guid isPermaLink="false">cfp-ep208</guid>
			<pubDate>Thu, 19 Sep 2024 03:34:49 -0500</pubDate>
			<description><![CDATA[Are you making financial mistakes that could jeopardize your future? In this episode, Bob and Shawn uncover common pitfalls like overspending, relying on debt, and ignoring the importance of a solid financial plan. Some of these common financial mistakes can happen without a second thought, while others require more planning but can still catch the best of us off guard. Being aware of these common financial mistakes is the first step in allowing you to better avoid and plan for the future. Join us as we explore how to align your finances with Biblical wisdom and secure your financial wellbeing.]]></description>
			<content:encoded><![CDATA[Are you making financial mistakes that could jeopardize your future? In this episode, Bob and Shawn uncover common pitfalls like overspending, relying on debt, and ignoring the importance of a solid financial plan. Some of these common financial mistakes can happen without a second thought, while others require more planning but can still catch the best of us off guard. Being aware of these common financial mistakes is the first step in allowing you to better avoid and plan for the future. Join us as we explore how to align your finances with Biblical wisdom and secure your financial wellbeing.]]></content:encoded>
			<itunes:duration>18:45</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/208-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/dont-make-these-financial-mistakes/</link>
			<itunes:episode>208</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you making financial mistakes that could jeopardize your future? In this episode, Bob and Shawn uncover common pitfalls like overspending, relying on debt, and ignoring the importance of a solid financial plan. Some of these common financial mistakes can happen without a second thought, while others require more planning but can still catch the best of us off guard. Being aware of these common financial mistakes is the first step in allowing you to better avoid and plan for the future. Join us as we explore how to align your finances with Biblical wisdom and secure your financial wellbeing.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you making financial mistakes that could jeopardize your future? In this episode, Bob and Shawn uncover common pitfalls like overspending, relying on debt, and ignoring the importance of a solid financial plan. Some of these common financial mistakes can happen without a second thought, while others require more planning but can still catch the best of us off guard. Being aware of these common financial mistakes is the first step in allowing you to better avoid and plan for the future. Join us as we explore how to align your finances with Biblical wisdom and secure your financial wellbeing.</itunes:summary></item>
		<item>
			<title>The Benefits And Risks Of Annuities</title>
			<enclosure length="40170663" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/207-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep207</guid>
			<pubDate>Mon, 26 Aug 2024 19:09:04 -0500</pubDate>
			<description><![CDATA[Are you curious about the real story behind those free steak dinner invitations for annuity seminars? In this episode, Bob and Shawn uncover the benefits and risk of annuities and why you should be cautious when attending those enticing events. After comparing both sides - the risks and benefits of annuities - listeners will be better prepared to make an informed decision concerning annuities as an investment option. As always, it is important that listeners do their own research, while also being cautious of deceptive annuities' sales practices.]]></description>
			<content:encoded><![CDATA[Are you curious about the real story behind those free steak dinner invitations for annuity seminars? In this episode, Bob and Shawn uncover the benefits and risk of annuities and why you should be cautious when attending those enticing events. After comparing both sides - the risks and benefits of annuities - listeners will be better prepared to make an informed decision concerning annuities as an investment option. As always, it is important that listeners do their own research, while also being cautious of deceptive annuities' sales practices.]]></content:encoded>
			<itunes:duration>20:39</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/207-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-benefits-and-risks-of-annuities/</link>
			<itunes:episode>207</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you curious about the real story behind those free steak dinner invitations for annuity seminars? In this episode, Bob and Shawn uncover the benefits and risk of annuities and why you should be cautious when attending those enticing events. After comparing both sides - the risks and benefits of annuities - listeners will be better prepared to make an informed decision concerning annuities as an investment option. As always, it is important that listeners do their own research, while also being cautious of deceptive annuities' sales practices.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you curious about the real story behind those free steak dinner invitations for annuity seminars? In this episode, Bob and Shawn uncover the benefits and risk of annuities and why you should be cautious when attending those enticing events. After comparing both sides - the risks and benefits of annuities - listeners will be better prepared to make an informed decision concerning annuities as an investment option. As always, it is important that listeners do their own research, while also being cautious of deceptive annuities' sales practices.</itunes:summary></item>
		<item>
			<title>Fool's Gold: The Hidden Costs and Risks of Gold Investing</title>
			<enclosure length="37846932" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/206-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep206</guid>
			<pubDate>Wed, 14 Aug 2024 21:48:15 -0500</pubDate>
			<description><![CDATA[Have you ever wondered if investing in gold is truly a safe bet for your financial future? Is gold really the ultimate hedge against inflation and economic instability or are there hidden risks and downsides that you need to know about? In this episode all about gold, Bob and Shawn uncover the historical significance of gold, delve into the real risk and returns, and explore the Biblical perspective on gold as an investment. Overall, it's important to work with a fiduciary financial advisor to tailor one's investments to their goals and risk tolerance.]]></description>
			<content:encoded><![CDATA[Have you ever wondered if investing in gold is truly a safe bet for your financial future? Is gold really the ultimate hedge against inflation and economic instability or are there hidden risks and downsides that you need to know about? In this episode all about gold, Bob and Shawn uncover the historical significance of gold, delve into the real risk and returns, and explore the Biblical perspective on gold as an investment. Overall, it's important to work with a fiduciary financial advisor to tailor one's investments to their goals and risk tolerance.]]></content:encoded>
			<itunes:duration>19:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/206-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/investing-in-gold/</link>
			<itunes:episode>206</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Have you ever wondered if investing in gold is truly a safe bet for your financial future? Is gold really the ultimate hedge against inflation and economic instability or are there hidden risks and downsides that you need to know about? In this episode all about gold, Bob and Shawn uncover the historical significance of gold, delve into the real risk and returns, and explore the Biblical perspective on gold as an investment. Overall, it's important to work with a fiduciary financial advisor to tailor one's investments to their goals and risk tolerance.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Have you ever wondered if investing in gold is truly a safe bet for your financial future? Is gold really the ultimate hedge against inflation and economic instability or are there hidden risks and downsides that you need to know about? In this episode all about gold, Bob and Shawn uncover the historical significance of gold, delve into the real risk and returns, and explore the Biblical perspective on gold as an investment. Overall, it's important to work with a fiduciary financial advisor to tailor one's investments to their goals and risk tolerance.</itunes:summary></item>
		<item>
			<title>Do you suffer from Financial FOMO [Fear of Missing Out]</title>
			<enclosure length="40646165" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/205-PODCAST.mp3"/>
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			<pubDate>Mon, 29 Jul 2024 16:02:57 -0500</pubDate>
			<description><![CDATA[Are you constantly chasing the next big investment opportunity? Do you never feel content with your current financial situation? Financial FOMO, or the fear of missing out, can trap us in a cycle of dissatisfaction, envy, and greed. In this episode, Bob and Shawn expose the dangers of the “Financial FOMO” mindset. Unfortunately, companies and media use financial FOMO to manipulate consumers into overspending and taking on debt. The antidote we recommend? Finding contentment in Christ, practicing gratitude, and focusing on reasonable returns rather than chasing the latest trends to help try and live a more fulfilling and financially stable life.]]></description>
			<content:encoded><![CDATA[Are you constantly chasing the next big investment opportunity? Do you never feel content with your current financial situation? Financial FOMO, or the fear of missing out, can trap us in a cycle of dissatisfaction, envy, and greed. In this episode, Bob and Shawn expose the dangers of the “Financial FOMO” mindset. Unfortunately, companies and media use financial FOMO to manipulate consumers into overspending and taking on debt. The antidote we recommend? Finding contentment in Christ, practicing gratitude, and focusing on reasonable returns rather than chasing the latest trends to help try and live a more fulfilling and financially stable life.]]></content:encoded>
			<itunes:duration>20:53</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/205-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-fomo/</link>
			<itunes:episode>205</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you constantly chasing the next big investment opportunity? Do you never feel content with your current financial situation? Financial FOMO, or the fear of missing out, can trap us in a cycle of dissatisfaction, envy, and greed. In this episode, Bob and Shawn expose the dangers of the “Financial FOMO” mindset. Unfortunately, companies and media use financial FOMO to manipulate consumers into overspending and taking on debt. The antidote we recommend? Finding contentment in Christ, practicing gratitude, and focusing on reasonable returns rather than chasing the latest trends to help try and live a more fulfilling and financially stable life.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you constantly chasing the next big investment opportunity? Do you never feel content with your current financial situation? Financial FOMO, or the fear of missing out, can trap us in a cycle of dissatisfaction, envy, and greed. In this episode, Bob and Shawn expose the dangers of the “Financial FOMO” mindset. Unfortunately, companies and media use financial FOMO to manipulate consumers into overspending and taking on debt. The antidote we recommend? Finding contentment in Christ, practicing gratitude, and focusing on reasonable returns rather than chasing the latest trends to help try and live a more fulfilling and financially stable life.</itunes:summary></item>
		<item>
			<title>Budgeting Without Counting</title>
			<enclosure length="36779468" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/204-PODCAST.mp3"/>
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			<pubDate>Mon, 15 Jul 2024 22:10:50 -0500</pubDate>
			<description><![CDATA[Feeling overwhelmed by the constant need to track every penny? Does the thought of budgeting and counting numbers fill you with dread? Bob and Shawn reveal a simple approach to managing your finances without the hassle of traditional budgeting. You'll learn how to gain control, reduce overspending, and aim to achieve your financial goals all without the burden of counting.]]></description>
			<content:encoded><![CDATA[Feeling overwhelmed by the constant need to track every penny? Does the thought of budgeting and counting numbers fill you with dread? Bob and Shawn reveal a simple approach to managing your finances without the hassle of traditional budgeting. You'll learn how to gain control, reduce overspending, and aim to achieve your financial goals all without the burden of counting.]]></content:encoded>
			<itunes:duration>18:53</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/204-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/budgeting-without-counting/</link>
			<itunes:episode>204</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Feeling overwhelmed by the constant need to track every penny? Does the thought of budgeting and counting numbers fill you with dread? Bob and Shawn reveal a simple approach to managing your finances without the hassle of traditional budgeting. You'll learn how to gain control, reduce overspending, and aim to achieve your financial goals all without the burden of counting.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Feeling overwhelmed by the constant need to track every penny? Does the thought of budgeting and counting numbers fill you with dread? Bob and Shawn reveal a simple approach to managing your finances without the hassle of traditional budgeting. You'll learn how to gain control, reduce overspending, and aim to achieve your financial goals all without the burden of counting.</itunes:summary></item>
		<item>
			<title>10 Biblical Investment Principles</title>
			<enclosure length="31093747" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/203-PODCAST.mp3"/>
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			<pubDate>Mon, 01 Jul 2024 15:34:22 -0500</pubDate>
			<description><![CDATA[Are you tired of feeling lost in the world of investing? Unsure of how to navigate the ups and downs of the market? In this episode, Bob and Shawn explore 10 powerful Biblical principles that will guide you towards wise, faith-based investing decisions and help you stay focused on your long-term goals. Some of these areas include making investment decisions based on facts and math, rather than emotions or hearsay. Investing is a marathon, not a sprint, and should be viewed through a long term lens in order to create a well thought out financial plan.]]></description>
			<content:encoded><![CDATA[Are you tired of feeling lost in the world of investing? Unsure of how to navigate the ups and downs of the market? In this episode, Bob and Shawn explore 10 powerful Biblical principles that will guide you towards wise, faith-based investing decisions and help you stay focused on your long-term goals. Some of these areas include making investment decisions based on facts and math, rather than emotions or hearsay. Investing is a marathon, not a sprint, and should be viewed through a long term lens in order to create a well thought out financial plan.]]></content:encoded>
			<itunes:duration>15:57</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/203-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-biblical-investment-principles/</link>
			<itunes:episode>203</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you tired of feeling lost in the world of investing? Unsure of how to navigate the ups and downs of the market? In this episode, Bob and Shawn explore 10 powerful Biblical principles that will guide you towards wise, faith-based investing decisions and help you stay focused on your long-term goals. Some of these areas include making investment decisions based on facts and math, rather than emotions or hearsay. Investing is a marathon, not a sprint, and should be viewed through a long term lens in order to create a well thought out financial plan.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you tired of feeling lost in the world of investing? Unsure of how to navigate the ups and downs of the market? In this episode, Bob and Shawn explore 10 powerful Biblical principles that will guide you towards wise, faith-based investing decisions and help you stay focused on your long-term goals. Some of these areas include making investment decisions based on facts and math, rather than emotions or hearsay. Investing is a marathon, not a sprint, and should be viewed through a long term lens in order to create a well thought out financial plan.</itunes:summary></item>
		<item>
			<title>10 Non Cash Giving Ideas to Lower Taxes</title>
			<enclosure length="30999858" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/202-PODCAST.mp3"/>
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			<pubDate>Mon, 17 Jun 2024 17:36:43 -0500</pubDate>
			<description><![CDATA[Tired of your precious metals and valuables just sitting around collecting dust? Want to make a difference while also lowering your taxes? In this episode, Bob and Shawn explore 10 creative non-cash giving ideas that can help you bless others, leave a legacy, and reap the rewards of generosity. They cover ideas such as giving precious metals, real estate, stocks and bonds, as well as miscellaneous valuables and collectibles. If none of these non-cash giving ideas work for you, then you can always volunteer your time to bless others. Giving your time is something beyond donating cash or resources in order to help nonprofit organizations succeed.]]></description>
			<content:encoded><![CDATA[Tired of your precious metals and valuables just sitting around collecting dust? Want to make a difference while also lowering your taxes? In this episode, Bob and Shawn explore 10 creative non-cash giving ideas that can help you bless others, leave a legacy, and reap the rewards of generosity. They cover ideas such as giving precious metals, real estate, stocks and bonds, as well as miscellaneous valuables and collectibles. If none of these non-cash giving ideas work for you, then you can always volunteer your time to bless others. Giving your time is something beyond donating cash or resources in order to help nonprofit organizations succeed.]]></content:encoded>
			<itunes:duration>15:53</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/202-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-non-cash-giving-ideas-to-lower-taxes/</link>
			<itunes:episode>202</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Tired of your precious metals and valuables just sitting around collecting dust? Want to make a difference while also lowering your taxes? In this episode, Bob and Shawn explore 10 creative non-cash giving ideas that can help you bless others, leave a legacy, and reap the rewards of generosity. They cover ideas such as giving precious metals, real estate, stocks and bonds, as well as miscellaneous valuables and collectibles. If none of these non-cash giving ideas work for you, then you can always volunteer your time to bless others. Giving your time is something beyond donating cash or resources in order to help nonprofit organizations succeed.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Tired of your precious metals and valuables just sitting around collecting dust? Want to make a difference while also lowering your taxes? In this episode, Bob and Shawn explore 10 creative non-cash giving ideas that can help you bless others, leave a legacy, and reap the rewards of generosity. They cover ideas such as giving precious metals, real estate, stocks and bonds, as well as miscellaneous valuables and collectibles. If none of these non-cash giving ideas work for you, then you can always volunteer your time to bless others. Giving your time is something beyond donating cash or resources in order to help nonprofit organizations succeed.</itunes:summary></item>
		<item>
			<title>Breaking the Chains of Materialism</title>
			<enclosure length="34138885" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/201-PODCAST.mp3"/>
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			<pubDate>Mon, 03 Jun 2024 17:33:49 -0500</pubDate>
			<description><![CDATA[Are you feeling trapped by the chains of materialism? Always longing for more, but never finding true contentment? In this episode, we'll explore how to break free from the grip of greed and discover the joy of a Christ-centered life filled with purpose and generosity. Bob and Shawn provide Biblical perspectives on materialism and its negative effects on relationships, physical health, and overall well-being. We encourage listeners to seek God's help, find contentment in what you have, and prioritize meaningful relationships over material possessions.]]></description>
			<content:encoded><![CDATA[Are you feeling trapped by the chains of materialism? Always longing for more, but never finding true contentment? In this episode, we'll explore how to break free from the grip of greed and discover the joy of a Christ-centered life filled with purpose and generosity. Bob and Shawn provide Biblical perspectives on materialism and its negative effects on relationships, physical health, and overall well-being. We encourage listeners to seek God's help, find contentment in what you have, and prioritize meaningful relationships over material possessions.]]></content:encoded>
			<itunes:duration>17:34</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/201-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/breaking-the-chains-of-materialism/</link>
			<itunes:episode>201</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you feeling trapped by the chains of materialism? Always longing for more, but never finding true contentment? In this episode, we'll explore how to break free from the grip of greed and discover the joy of a Christ-centered life filled with purpose and generosity. Bob and Shawn provide Biblical perspectives on materialism and its negative effects on relationships, physical health, and overall well-being. We encourage listeners to seek God's help, find contentment in what you have, and prioritize meaningful relationships over material possessions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you feeling trapped by the chains of materialism? Always longing for more, but never finding true contentment? In this episode, we'll explore how to break free from the grip of greed and discover the joy of a Christ-centered life filled with purpose and generosity. Bob and Shawn provide Biblical perspectives on materialism and its negative effects on relationships, physical health, and overall well-being. We encourage listeners to seek God's help, find contentment in what you have, and prioritize meaningful relationships over material possessions.</itunes:summary></item>
		<item>
			<title>The Best Of Our 199 Episodes</title>
			<enclosure length="36980494" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/200-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep200</guid>
			<pubDate>Mon, 20 May 2024 15:35:22 -0500</pubDate>
			<description><![CDATA[Do you know the difference between popular financial advice and essential Bible-based financial wisdom? On this 200th episode celebration, Bob and Shawn reveal the top seven most crucial financial topics from our first 199 episodes. Christian Financial Perspectives began with the goal of providing timeless Biblical wisdom and education to our audience. Over the years, some of our most educational topics have included sudden wealth syndrome and investing in gold. We hope to continue providing financial advice from a Christian perspective for many more episodes to come!]]></description>
			<content:encoded><![CDATA[Do you know the difference between popular financial advice and essential Bible-based financial wisdom? On this 200th episode celebration, Bob and Shawn reveal the top seven most crucial financial topics from our first 199 episodes. Christian Financial Perspectives began with the goal of providing timeless Biblical wisdom and education to our audience. Over the years, some of our most educational topics have included sudden wealth syndrome and investing in gold. We hope to continue providing financial advice from a Christian perspective for many more episodes to come!]]></content:encoded>
			<itunes:duration>18:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/200-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-best-of-our-199-episodes/</link>
			<itunes:episode>200</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Do you know the difference between popular financial advice and essential Bible-based financial wisdom? On this 200th episode celebration, Bob and Shawn reveal the top seven most crucial financial topics from our first 199 episodes. Christian Financial Perspectives began with the goal of providing timeless Biblical wisdom and education to our audience. Over the years, some of our most educational topics have included sudden wealth syndrome and investing in gold. We hope to continue providing financial advice from a Christian perspective for many more episodes to come!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Do you know the difference between popular financial advice and essential Bible-based financial wisdom? On this 200th episode celebration, Bob and Shawn reveal the top seven most crucial financial topics from our first 199 episodes. Christian Financial Perspectives began with the goal of providing timeless Biblical wisdom and education to our audience. Over the years, some of our most educational topics have included sudden wealth syndrome and investing in gold. We hope to continue providing financial advice from a Christian perspective for many more episodes to come!</itunes:summary></item>
		<item>
			<title>Biblical Viewpoints Of Money And Wealth Part 3</title>
			<enclosure length="32144305" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/199-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep199</guid>
			<pubDate>Mon, 06 May 2024 16:50:44 -0500</pubDate>
			<description><![CDATA[Are you ready to dive deeper into God's design for generosity, giving, and leaving a lasting legacy? In this final part of our series, Bob and Shawn explore Biblical perspectives on using wealth to bless others and how to properly pass on an inheritance that impacts generations to come. “Biblical Viewpoints of Money and Wealth” emphasizes the importance of stewardship and giving from a Biblical worldview. In this episode, weeks 6 and 7 are summarized, which includes the ripple effect of giving and the proper way to leave an inheritance and legacy for future generations.]]></description>
			<content:encoded><![CDATA[Are you ready to dive deeper into God's design for generosity, giving, and leaving a lasting legacy? In this final part of our series, Bob and Shawn explore Biblical perspectives on using wealth to bless others and how to properly pass on an inheritance that impacts generations to come. “Biblical Viewpoints of Money and Wealth” emphasizes the importance of stewardship and giving from a Biblical worldview. In this episode, weeks 6 and 7 are summarized, which includes the ripple effect of giving and the proper way to leave an inheritance and legacy for future generations.]]></content:encoded>
			<itunes:duration>16:31</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/199-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblical-viewpoints-of-money-and-wealth-part-3/</link>
			<itunes:episode>199</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you ready to dive deeper into God's design for generosity, giving, and leaving a lasting legacy? In this final part of our series, Bob and Shawn explore Biblical perspectives on using wealth to bless others and how to properly pass on an inheritance that impacts generations to come. “Biblical Viewpoints of Money and Wealth” emphasizes the importance of stewardship and giving from a Biblical worldview. In this episode, weeks 6 and 7 are summarized, which includes the ripple effect of giving and the proper way to leave an inheritance and legacy for future generations.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you ready to dive deeper into God's design for generosity, giving, and leaving a lasting legacy? In this final part of our series, Bob and Shawn explore Biblical perspectives on using wealth to bless others and how to properly pass on an inheritance that impacts generations to come. “Biblical Viewpoints of Money and Wealth” emphasizes the importance of stewardship and giving from a Biblical worldview. In this episode, weeks 6 and 7 are summarized, which includes the ripple effect of giving and the proper way to leave an inheritance and legacy for future generations.</itunes:summary></item>
		<item>
			<title>Biblical Viewpoints Of Money And Wealth Part 2</title>
			<enclosure length="33617770" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/198-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep198</guid>
			<pubDate>Mon, 22 Apr 2024 15:56:04 -0500</pubDate>
			<description><![CDATA[Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper Biblical perspective? For several episodes, Bob and Shawn are diving into a study examining God's design for wealth and work. In part 2 of 3, they delve into the differences between secular and Biblical counsel, and the Biblical perspective on money and wealth. We recommend you to go back and listen to part 1 before digging deeper into this episode of “Biblical Viewpoints of Money and Wealth”. The book can be found on Amazon, and we encourage listeners to engage in the study and to share the episode with others who may find it beneficial.]]></description>
			<content:encoded><![CDATA[Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper Biblical perspective? For several episodes, Bob and Shawn are diving into a study examining God's design for wealth and work. In part 2 of 3, they delve into the differences between secular and Biblical counsel, and the Biblical perspective on money and wealth. We recommend you to go back and listen to part 1 before digging deeper into this episode of “Biblical Viewpoints of Money and Wealth”. The book can be found on Amazon, and we encourage listeners to engage in the study and to share the episode with others who may find it beneficial.]]></content:encoded>
			<itunes:duration>17:15</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/198-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblical-viewpoints-of-money-and-wealth-part-2/</link>
			<itunes:episode>198</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper Biblical perspective? For several episodes, Bob and Shawn are diving into a study examining God's design for wealth and work. In part 2 of 3, they delve into the differences between secular and Biblical counsel, and the Biblical perspective on money and wealth. We recommend you to go back and listen to part 1 before digging deeper into this episode of “Biblical Viewpoints of Money and Wealth”. The book can be found on Amazon, and we encourage listeners to engage in the study and to share the episode with others who may find it beneficial.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper Biblical perspective? For several episodes, Bob and Shawn are diving into a study examining God's design for wealth and work. In part 2 of 3, they delve into the differences between secular and Biblical counsel, and the Biblical perspective on money and wealth. We recommend you to go back and listen to part 1 before digging deeper into this episode of “Biblical Viewpoints of Money and Wealth”. The book can be found on Amazon, and we encourage listeners to engage in the study and to share the episode with others who may find it beneficial.</itunes:summary></item>
		<item>
			<title>Biblical Viewpoints Of Money and Wealth Part 1</title>
			<enclosure length="27249060" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/197-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep197</guid>
			<pubDate>Tue, 09 Apr 2024 15:59:03 -0500</pubDate>
			<description><![CDATA[Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper biblical perspective? Over the next few weeks, we'll dive into a study examining God's design for wealth and work called "Biblical Viewpoints of Money and Wealth". The study is a seven-week deep dive into what the Bible says about money and how it applies to real life. It covers topics such as the difference between a Biblical and secular worldview and the responsibilities of an owner versus a manager. The study is available for purchase on Amazon, but please don't hesitate to reach out if you are interested in teaching or promoting the study in their churches or small groups.]]></description>
			<content:encoded><![CDATA[Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper biblical perspective? Over the next few weeks, we'll dive into a study examining God's design for wealth and work called "Biblical Viewpoints of Money and Wealth". The study is a seven-week deep dive into what the Bible says about money and how it applies to real life. It covers topics such as the difference between a Biblical and secular worldview and the responsibilities of an owner versus a manager. The study is available for purchase on Amazon, but please don't hesitate to reach out if you are interested in teaching or promoting the study in their churches or small groups.]]></content:encoded>
			<itunes:duration>13:56</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/197-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblical-viewpoints-of-money-and-wealth-part-1/</link>
			<itunes:episode>197</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper biblical perspective? Over the next few weeks, we'll dive into a study examining God's design for wealth and work called "Biblical Viewpoints of Money and Wealth". The study is a seven-week deep dive into what the Bible says about money and how it applies to real life. It covers topics such as the difference between a Biblical and secular worldview and the responsibilities of an owner versus a manager. The study is available for purchase on Amazon, but please don't hesitate to reach out if you are interested in teaching or promoting the study in their churches or small groups.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Do you struggle with aligning your view of money and wealth with the Bible or are you looking for a deeper biblical perspective? Over the next few weeks, we'll dive into a study examining God's design for wealth and work called "Biblical Viewpoints of Money and Wealth". The study is a seven-week deep dive into what the Bible says about money and how it applies to real life. It covers topics such as the difference between a Biblical and secular worldview and the responsibilities of an owner versus a manager. The study is available for purchase on Amazon, but please don't hesitate to reach out if you are interested in teaching or promoting the study in their churches or small groups.</itunes:summary></item>
		<item>
			<title>Avoid These Foolish Financial Mistakes Part 2</title>
			<enclosure length="34022842" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/196-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep196</guid>
			<pubDate>Mon, 25 Mar 2024 18:09:16 -0500</pubDate>
			<description><![CDATA[Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? Well, in this episode of our 2 part series on “Foolish Financial Mistakes”, Bob and Shawn cover 10 more financial mistakes to steer clear of that can cost you dearly. Instead of blaming others for financial mistakes, they emphasize using wisdom and taking responsibility for one's financial decisions. It's important to seek out professional financial advice from a fiduciary based advisor who has your best interests in mind. As always, please share this content with anyone who you think may benefit from it!]]></description>
			<content:encoded><![CDATA[Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? Well, in this episode of our 2 part series on “Foolish Financial Mistakes”, Bob and Shawn cover 10 more financial mistakes to steer clear of that can cost you dearly. Instead of blaming others for financial mistakes, they emphasize using wisdom and taking responsibility for one's financial decisions. It's important to seek out professional financial advice from a fiduciary based advisor who has your best interests in mind. As always, please share this content with anyone who you think may benefit from it!]]></content:encoded>
			<itunes:duration>17:26</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/196-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/avoid-these-foolish-financial-mistakes-part-2/</link>
			<itunes:episode>196</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? Well, in this episode of our 2 part series on “Foolish Financial Mistakes”, Bob and Shawn cover 10 more financial mistakes to steer clear of that can cost you dearly. Instead of blaming others for financial mistakes, they emphasize using wisdom and taking responsibility for one's financial decisions. It's important to seek out professional financial advice from a fiduciary based advisor who has your best interests in mind. As always, please share this content with anyone who you think may benefit from it!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? Well, in this episode of our 2 part series on “Foolish Financial Mistakes”, Bob and Shawn cover 10 more financial mistakes to steer clear of that can cost you dearly. Instead of blaming others for financial mistakes, they emphasize using wisdom and taking responsibility for one's financial decisions. It's important to seek out professional financial advice from a fiduciary based advisor who has your best interests in mind. As always, please share this content with anyone who you think may benefit from it!</itunes:summary></item>
		<item>
			<title>Avoid These Foolish Financial Mistakes Part 1</title>
			<enclosure length="33967991" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/195-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep195</guid>
			<pubDate>Tue, 12 Mar 2024 02:10:21 -0500</pubDate>
			<description><![CDATA[Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? In this part 1 of 2, Bob and Shawn discuss and provide perspective on foolish financial mistakes to steer clear of that can cost you dearly. They emphasize the importance of wisdom and provide Biblical scriptures to support their points. Just a few of the financial mistakes discussed include taking stock tips without doing proper research and buying large items on impulse without considering long-term financial plans. So, tune in to learn how to better avoid these top financial mistakes!]]></description>
			<content:encoded><![CDATA[Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? In this part 1 of 2, Bob and Shawn discuss and provide perspective on foolish financial mistakes to steer clear of that can cost you dearly. They emphasize the importance of wisdom and provide Biblical scriptures to support their points. Just a few of the financial mistakes discussed include taking stock tips without doing proper research and buying large items on impulse without considering long-term financial plans. So, tune in to learn how to better avoid these top financial mistakes!]]></content:encoded>
			<itunes:duration>17:22</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/195-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/avoid-these-foolish-financial-mistakes-part-1/</link>
			<itunes:episode>195</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? In this part 1 of 2, Bob and Shawn discuss and provide perspective on foolish financial mistakes to steer clear of that can cost you dearly. They emphasize the importance of wisdom and provide Biblical scriptures to support their points. Just a few of the financial mistakes discussed include taking stock tips without doing proper research and buying large items on impulse without considering long-term financial plans. So, tune in to learn how to better avoid these top financial mistakes!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Want to avoid money regrets and costly financial errors? Eager to learn common pitfalls that trip up even seasoned investors? In this part 1 of 2, Bob and Shawn discuss and provide perspective on foolish financial mistakes to steer clear of that can cost you dearly. They emphasize the importance of wisdom and provide Biblical scriptures to support their points. Just a few of the financial mistakes discussed include taking stock tips without doing proper research and buying large items on impulse without considering long-term financial plans. So, tune in to learn how to better avoid these top financial mistakes!</itunes:summary></item>
		<item>
			<title>Using 1 Timothy 3 To Find A Financial Advisor</title>
			<enclosure length="24978227" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/194-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep194</guid>
			<pubDate>Mon, 26 Feb 2024 18:39:36 -0600</pubDate>
			<description><![CDATA[Are you searching for a financial advisor who exemplifies Christian character and integrity? Do you want their guidance grounded in Biblical truth versus worldly thinking? Bob and Shawn share the qualities to look for in a financial advisor based on scripture, specifically 1 Timothy chapter 3. 1 Timothy 3 outlines the qualities of an elder or deacon in the church, and we believe that these qualities are also important in a financial advisor. The qualities include being temperate and a good teacher, i.e. someone can explain financial concepts in a way that is understandable. Listen in to find out what other traits we believe a Christian financial advisor should possess!]]></description>
			<content:encoded><![CDATA[Are you searching for a financial advisor who exemplifies Christian character and integrity? Do you want their guidance grounded in Biblical truth versus worldly thinking? Bob and Shawn share the qualities to look for in a financial advisor based on scripture, specifically 1 Timothy chapter 3. 1 Timothy 3 outlines the qualities of an elder or deacon in the church, and we believe that these qualities are also important in a financial advisor. The qualities include being temperate and a good teacher, i.e. someone can explain financial concepts in a way that is understandable. Listen in to find out what other traits we believe a Christian financial advisor should possess!]]></content:encoded>
			<itunes:duration>12:43</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/194-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/using-1-timothy-3-to-find-a-financial-advisor/</link>
			<itunes:episode>194</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you searching for a financial advisor who exemplifies Christian character and integrity? Do you want their guidance grounded in Biblical truth versus worldly thinking? Bob and Shawn share the qualities to look for in a financial advisor based on scripture, specifically 1 Timothy chapter 3. 1 Timothy 3 outlines the qualities of an elder or deacon in the church, and we believe that these qualities are also important in a financial advisor. The qualities include being temperate and a good teacher, i.e. someone can explain financial concepts in a way that is understandable. Listen in to find out what other traits we believe a Christian financial advisor should possess!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you searching for a financial advisor who exemplifies Christian character and integrity? Do you want their guidance grounded in Biblical truth versus worldly thinking? Bob and Shawn share the qualities to look for in a financial advisor based on scripture, specifically 1 Timothy chapter 3. 1 Timothy 3 outlines the qualities of an elder or deacon in the church, and we believe that these qualities are also important in a financial advisor. The qualities include being temperate and a good teacher, i.e. someone can explain financial concepts in a way that is understandable. Listen in to find out what other traits we believe a Christian financial advisor should possess!</itunes:summary></item>
		<item>
			<title>14 Characteristics of Financially Successful Christians</title>
			<enclosure length="32741003" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/193-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep193</guid>
			<pubDate>Mon, 05 Feb 2024 17:35:24 -0600</pubDate>
			<description><![CDATA[What makes financially successful Christians different from the prosperity gospel crowd? Bob and Shawn explore 14 characteristics that set apart believers who achieve financial stability while maintaining their faith. Rather than chasing get-rich-quick schemes or the latest cryptocurrency, these Christians focus on timeless principles like spending less than they earn, avoiding materialism, practicing generosity, and maintaining strong moral compasses. Each characteristic is supported by scripture, including Proverbs 21:20 on wise saving and Proverbs 22:7 on debt. The hosts emphasize that these traits aren't about pursuing wealth itself—they point back to loving God, serving others, and maintaining a humble mentality. Financial success, they explain, is simply a byproduct of living according to Biblical principles, not the goal. Whether it's maintaining long-term marriages, building deep community roots, or working diligently as unto the Lord, these characteristics demonstrate that net worth should never be confused with self-worth.]]></description>
			<content:encoded><![CDATA[What makes financially successful Christians different from the prosperity gospel crowd? Bob and Shawn explore 14 characteristics that set apart believers who achieve financial stability while maintaining their faith. Rather than chasing get-rich-quick schemes or the latest cryptocurrency, these Christians focus on timeless principles like spending less than they earn, avoiding materialism, practicing generosity, and maintaining strong moral compasses. Each characteristic is supported by scripture, including Proverbs 21:20 on wise saving and Proverbs 22:7 on debt. The hosts emphasize that these traits aren't about pursuing wealth itself—they point back to loving God, serving others, and maintaining a humble mentality. Financial success, they explain, is simply a byproduct of living according to Biblical principles, not the goal. Whether it's maintaining long-term marriages, building deep community roots, or working diligently as unto the Lord, these characteristics demonstrate that net worth should never be confused with self-worth.]]></content:encoded>
			<itunes:duration>16:42</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/193-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/14-characteristics-of-financially-successful-christians/</link>
			<itunes:episode>193</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What makes financially successful Christians different from the prosperity gospel crowd? Bob and Shawn explore 14 characteristics that set apart believers who achieve financial stability while maintaining their faith. Rather than chasing get-rich-quick schemes or the latest cryptocurrency, these Christians focus on timeless principles like spending less than they earn, avoiding materialism, practicing generosity, and maintaining strong moral compasses. Each characteristic is supported by scripture, including Proverbs 21:20 on wise saving and Proverbs 22:7 on debt. The hosts emphasize that these traits aren't about pursuing wealth itself—they point back to loving God, serving others, and maintaining a humble mentality. Financial success, they explain, is simply a byproduct of living according to Biblical principles, not the goal. Whether it's maintaining long-term marriages, building deep community roots, or working diligently as unto the Lord, these characteristics demonstrate that net worth should never be confused with self-worth.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What makes financially successful Christians different from the prosperity gospel crowd? Bob and Shawn explore 14 characteristics that set apart believers who achieve financial stability while maintaining their faith. Rather than chasing get-rich-quick schemes or the latest cryptocurrency, these Christians focus on timeless principles like spending less than they earn, avoiding materialism, practicing generosity, and maintaining strong moral compasses. Each characteristic is supported by scripture, including Proverbs 21:20 on wise saving and Proverbs 22:7 on debt. The hosts emphasize that these traits aren't about pursuing wealth itself—they point back to loving God, serving others, and maintaining a humble mentality. Financial success, they explain, is simply a byproduct of living according to Biblical principles, not the goal. Whether it's maintaining long-term marriages, building deep community roots, or working diligently as unto the Lord, these characteristics demonstrate that net worth should never be confused with self-worth.</itunes:summary></item>
		<item>
			<title>Are Rental Homes The Worst Way To Invest In Real Estate?</title>
			<enclosure length="29528236" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/192-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep192</guid>
			<pubDate>Mon, 29 Jan 2024 19:20:28 -0600</pubDate>
			<description><![CDATA[Considering becoming a landlord through rental property? Do the returns justify the hassles involved? After insurance, mortgage payments, repairs, and/or marketing costs, a rental home isn't the cash cow you might think it is. Bob and Shawn discuss the pros and cons of rentals while providing some alternative options to consider. Instead, Real Estate Investment Trusts (REITs) may be a better option for the average investor. They explain that REITs allow investors to access a diversified portfolio of properties across various sectors, such as industrial, retail, lodging, healthcare, and more.]]></description>
			<content:encoded><![CDATA[Considering becoming a landlord through rental property? Do the returns justify the hassles involved? After insurance, mortgage payments, repairs, and/or marketing costs, a rental home isn't the cash cow you might think it is. Bob and Shawn discuss the pros and cons of rentals while providing some alternative options to consider. Instead, Real Estate Investment Trusts (REITs) may be a better option for the average investor. They explain that REITs allow investors to access a diversified portfolio of properties across various sectors, such as industrial, retail, lodging, healthcare, and more.]]></content:encoded>
			<itunes:duration>15:02</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/192-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/are-rental-homes-the-worst-way-to-invest-in-real-estate/</link>
			<itunes:episode>192</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Considering becoming a landlord through rental property? Do the returns justify the hassles involved? After insurance, mortgage payments, repairs, and/or marketing costs, a rental home isn't the cash cow you might think it is. Bob and Shawn discuss the pros and cons of rentals while providing some alternative options to consider. Instead, Real Estate Investment Trusts (REITs) may be a better option for the average investor. They explain that REITs allow investors to access a diversified portfolio of properties across various sectors, such as industrial, retail, lodging, healthcare, and more.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Considering becoming a landlord through rental property? Do the returns justify the hassles involved? After insurance, mortgage payments, repairs, and/or marketing costs, a rental home isn't the cash cow you might think it is. Bob and Shawn discuss the pros and cons of rentals while providing some alternative options to consider. Instead, Real Estate Investment Trusts (REITs) may be a better option for the average investor. They explain that REITs allow investors to access a diversified portfolio of properties across various sectors, such as industrial, retail, lodging, healthcare, and more.</itunes:summary></item>
		<item>
			<title>Investing Your Values: Inside Our Non-Woke, Biblically Aligned Stock Portfolio</title>
			<enclosure length="26708320" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/191-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep191</guid>
			<pubDate>Fri, 19 Jan 2024 07:31:01 -0600</pubDate>
			<description><![CDATA[Tired of "woke" companies that don't align with your values? Eager to invest in a diversified stock portfolio that targets growth while honoring Biblical principles? You're in the right place! In this can't-miss episode, Bob and Shawn pull back the curtain on our innovative Biblically responsible, non-woke, deep value stock portfolio. Get ready for an in-depth look at our rigorous stock selection process, which carefully evaluates both financial fundamentals and spiritual alignment.]]></description>
			<content:encoded><![CDATA[Tired of "woke" companies that don't align with your values? Eager to invest in a diversified stock portfolio that targets growth while honoring Biblical principles? You're in the right place! In this can't-miss episode, Bob and Shawn pull back the curtain on our innovative Biblically responsible, non-woke, deep value stock portfolio. Get ready for an in-depth look at our rigorous stock selection process, which carefully evaluates both financial fundamentals and spiritual alignment.]]></content:encoded>
			<itunes:duration>13:41</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/191-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/investing-your-values-inside-our-non-woke-biblically-aligned-stock-portfolio/</link>
			<itunes:episode>191</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Tired of "woke" companies that don't align with your values? Eager to invest in a diversified stock portfolio that targets growth while honoring Biblical principles? You're in the right place! In this can't-miss episode, Bob and Shawn pull back the curtain on our innovative Biblically responsible, non-woke, deep value stock portfolio. Get ready for an in-depth look at our rigorous stock selection process, which carefully evaluates both financial fundamentals and spiritual alignment.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Tired of "woke" companies that don't align with your values? Eager to invest in a diversified stock portfolio that targets growth while honoring Biblical principles? You're in the right place! In this can't-miss episode, Bob and Shawn pull back the curtain on our innovative Biblically responsible, non-woke, deep value stock portfolio. Get ready for an in-depth look at our rigorous stock selection process, which carefully evaluates both financial fundamentals and spiritual alignment.</itunes:summary></item>
		<item>
			<title>How To Escape The Grip Of Financial Fear</title>
			<enclosure length="27132374" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/190-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep190</guid>
			<pubDate>Mon, 08 Jan 2024 16:58:19 -0600</pubDate>
			<description><![CDATA[Are you overwhelmed by companies capitalizing on fear to sell overpriced solutions? Don't fall for it. Bob and Shawn highlight the various means through which companies use fear-based tactics, such as social media platforms, email, television, and text messages. It is important to not fall for these fear tactics. Instead, unplug from social media, study history to gain perspective, take breaks from screens, engage in constructive and kind activities, and seek God through scripture, prayer, and living by faith. Prioritize your mental and emotional well-being by avoiding this fear-based content and focusing on positive and uplifting activities.]]></description>
			<content:encoded><![CDATA[Are you overwhelmed by companies capitalizing on fear to sell overpriced solutions? Don't fall for it. Bob and Shawn highlight the various means through which companies use fear-based tactics, such as social media platforms, email, television, and text messages. It is important to not fall for these fear tactics. Instead, unplug from social media, study history to gain perspective, take breaks from screens, engage in constructive and kind activities, and seek God through scripture, prayer, and living by faith. Prioritize your mental and emotional well-being by avoiding this fear-based content and focusing on positive and uplifting activities.]]></content:encoded>
			<itunes:duration>13:47</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/190-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/selling-financial-fear/</link>
			<itunes:episode>190</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you overwhelmed by companies capitalizing on fear to sell overpriced solutions? Don't fall for it. Bob and Shawn highlight the various means through which companies use fear-based tactics, such as social media platforms, email, television, and text messages. It is important to not fall for these fear tactics. Instead, unplug from social media, study history to gain perspective, take breaks from screens, engage in constructive and kind activities, and seek God through scripture, prayer, and living by faith. Prioritize your mental and emotional well-being by avoiding this fear-based content and focusing on positive and uplifting activities.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you overwhelmed by companies capitalizing on fear to sell overpriced solutions? Don't fall for it. Bob and Shawn highlight the various means through which companies use fear-based tactics, such as social media platforms, email, television, and text messages. It is important to not fall for these fear tactics. Instead, unplug from social media, study history to gain perspective, take breaks from screens, engage in constructive and kind activities, and seek God through scripture, prayer, and living by faith. Prioritize your mental and emotional well-being by avoiding this fear-based content and focusing on positive and uplifting activities.</itunes:summary></item>
		<item>
			<title>Make This Year's Goals Stick</title>
			<enclosure length="29311399" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/189-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep189</guid>
			<pubDate>Tue, 02 Jan 2024 18:14:26 -0600</pubDate>
			<description><![CDATA[Are you among the 92% who don't achieve New Year's resolutions? Make 2024 different! Bob and Shawn will show you how to use the SMAC Method - Specific, Measurable, Achievable, and Compatible - to make meaningful and achievable goals. As Christians, we believe goals should align with God's plan and also be compatible with one's values and beliefs. Only a small percentage of people actually achieve their New Year's resolutions, but that number rises with written goals that are visually placed around the house, car, and even work. This year, it's time to be intentional and proactive in setting and pursuing goals!]]></description>
			<content:encoded><![CDATA[Are you among the 92% who don't achieve New Year's resolutions? Make 2024 different! Bob and Shawn will show you how to use the SMAC Method - Specific, Measurable, Achievable, and Compatible - to make meaningful and achievable goals. As Christians, we believe goals should align with God's plan and also be compatible with one's values and beliefs. Only a small percentage of people actually achieve their New Year's resolutions, but that number rises with written goals that are visually placed around the house, car, and even work. This year, it's time to be intentional and proactive in setting and pursuing goals!]]></content:encoded>
			<itunes:duration>15:00</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/189-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/make-this-years-goals-stick/</link>
			<itunes:episode>189</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you among the 92% who don't achieve New Year's resolutions? Make 2024 different! Bob and Shawn will show you how to use the SMAC Method - Specific, Measurable, Achievable, and Compatible - to make meaningful and achievable goals. As Christians, we believe goals should align with God's plan and also be compatible with one's values and beliefs. Only a small percentage of people actually achieve their New Year's resolutions, but that number rises with written goals that are visually placed around the house, car, and even work. This year, it's time to be intentional and proactive in setting and pursuing goals!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you among the 92% who don't achieve New Year's resolutions? Make 2024 different! Bob and Shawn will show you how to use the SMAC Method - Specific, Measurable, Achievable, and Compatible - to make meaningful and achievable goals. As Christians, we believe goals should align with God's plan and also be compatible with one's values and beliefs. Only a small percentage of people actually achieve their New Year's resolutions, but that number rises with written goals that are visually placed around the house, car, and even work. This year, it's time to be intentional and proactive in setting and pursuing goals!</itunes:summary></item>
		<item>
			<title>The Ultimate 2023 Financial Recap</title>
			<enclosure length="29399370" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/188-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep188</guid>
			<pubDate>Tue, 26 Dec 2023 17:07:04 -0600</pubDate>
			<description><![CDATA[What financial topics first come to mind when recalling 2023? Is it the emotional rollercoaster of 2023's stock market or the endless printing of money? Bob and Shawn want to provide perspective on key events that impacted many financial portfolios. Before looking ahead, they are recapping the past year's twists and turns. This includes the markets' obsession with interest rates, as well as the volatility caused by concerns about the Federal Reserve's actions. Looking ahead to 2024, it is important to remember the ups and downs of 2023 in order to make more informed financial decisions for the future.]]></description>
			<content:encoded><![CDATA[What financial topics first come to mind when recalling 2023? Is it the emotional rollercoaster of 2023's stock market or the endless printing of money? Bob and Shawn want to provide perspective on key events that impacted many financial portfolios. Before looking ahead, they are recapping the past year's twists and turns. This includes the markets' obsession with interest rates, as well as the volatility caused by concerns about the Federal Reserve's actions. Looking ahead to 2024, it is important to remember the ups and downs of 2023 in order to make more informed financial decisions for the future.]]></content:encoded>
			<itunes:duration>15:05</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/188-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-ultimate-2023-financial-recap/</link>
			<itunes:episode>188</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What financial topics first come to mind when recalling 2023? Is it the emotional rollercoaster of 2023's stock market or the endless printing of money? Bob and Shawn want to provide perspective on key events that impacted many financial portfolios. Before looking ahead, they are recapping the past year's twists and turns. This includes the markets' obsession with interest rates, as well as the volatility caused by concerns about the Federal Reserve's actions. Looking ahead to 2024, it is important to remember the ups and downs of 2023 in order to make more informed financial decisions for the future.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What financial topics first come to mind when recalling 2023? Is it the emotional rollercoaster of 2023's stock market or the endless printing of money? Bob and Shawn want to provide perspective on key events that impacted many financial portfolios. Before looking ahead, they are recapping the past year's twists and turns. This includes the markets' obsession with interest rates, as well as the volatility caused by concerns about the Federal Reserve's actions. Looking ahead to 2024, it is important to remember the ups and downs of 2023 in order to make more informed financial decisions for the future.</itunes:summary></item>
		<item>
			<title>The True Joy Of Christmas</title>
			<enclosure length="23142636" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/187-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep187</guid>
			<pubDate>Mon, 18 Dec 2023 22:24:38 -0600</pubDate>
			<description><![CDATA[This inspiring Christmas episode is all about reminding listeners of the joy of the season! Bob and Shawn share the original Christmas story of the birth of Jesus as told by Luke, as well as telling an inspiring story about a family who anonymously blessed another family in need. This Christmas season, we encourage listeners to find ways to help those in need during the Christmas season, whether through financial donations or volunteering time. Use your time and resources to help bless others and in return, you'll receive immeasurable joy!]]></description>
			<content:encoded><![CDATA[This inspiring Christmas episode is all about reminding listeners of the joy of the season! Bob and Shawn share the original Christmas story of the birth of Jesus as told by Luke, as well as telling an inspiring story about a family who anonymously blessed another family in need. This Christmas season, we encourage listeners to find ways to help those in need during the Christmas season, whether through financial donations or volunteering time. Use your time and resources to help bless others and in return, you'll receive immeasurable joy!]]></content:encoded>
			<itunes:duration>11:51</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/187-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-true-joy-of-christmas/</link>
			<itunes:episode>187</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This inspiring Christmas episode is all about reminding listeners of the joy of the season! Bob and Shawn share the original Christmas story of the birth of Jesus as told by Luke, as well as telling an inspiring story about a family who anonymously blessed another family in need. This Christmas season, we encourage listeners to find ways to help those in need during the Christmas season, whether through financial donations or volunteering time. Use your time and resources to help bless others and in return, you'll receive immeasurable joy!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This inspiring Christmas episode is all about reminding listeners of the joy of the season! Bob and Shawn share the original Christmas story of the birth of Jesus as told by Luke, as well as telling an inspiring story about a family who anonymously blessed another family in need. This Christmas season, we encourage listeners to find ways to help those in need during the Christmas season, whether through financial donations or volunteering time. Use your time and resources to help bless others and in return, you'll receive immeasurable joy!</itunes:summary></item>
		<item>
			<title>Do These 7 Things Before Buying Your Next Vehicle</title>
			<enclosure length="31259060" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/186-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep186</guid>
			<pubDate>Mon, 11 Dec 2023 20:30:34 -0600</pubDate>
			<description><![CDATA[Are you thinking about buying a car? Bob and Shawn discuss 7 smart steps to take before you make your decision. This episode is here to help you learn how to make the right vehicle choice with confidence. It's crucial to approach the car purchase with the right mindset, not emotions. A vehicle's price is more than the minimum monthly payment, and it is important to be cautious of all of the add ons and price points that many salespeople will use to manipulate you into a premature purchase. These tips, along with several others, may just help you save thousands on your next car purchase!]]></description>
			<content:encoded><![CDATA[Are you thinking about buying a car? Bob and Shawn discuss 7 smart steps to take before you make your decision. This episode is here to help you learn how to make the right vehicle choice with confidence. It's crucial to approach the car purchase with the right mindset, not emotions. A vehicle's price is more than the minimum monthly payment, and it is important to be cautious of all of the add ons and price points that many salespeople will use to manipulate you into a premature purchase. These tips, along with several others, may just help you save thousands on your next car purchase!]]></content:encoded>
			<itunes:duration>16:03</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/186-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/do-these-7-things-before-buying-your-next-vehicle/</link>
			<itunes:episode>186</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you thinking about buying a car? Bob and Shawn discuss 7 smart steps to take before you make your decision. This episode is here to help you learn how to make the right vehicle choice with confidence. It's crucial to approach the car purchase with the right mindset, not emotions. A vehicle's price is more than the minimum monthly payment, and it is important to be cautious of all of the add ons and price points that many salespeople will use to manipulate you into a premature purchase. These tips, along with several others, may just help you save thousands on your next car purchase!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you thinking about buying a car? Bob and Shawn discuss 7 smart steps to take before you make your decision. This episode is here to help you learn how to make the right vehicle choice with confidence. It's crucial to approach the car purchase with the right mindset, not emotions. A vehicle's price is more than the minimum monthly payment, and it is important to be cautious of all of the add ons and price points that many salespeople will use to manipulate you into a premature purchase. These tips, along with several others, may just help you save thousands on your next car purchase!</itunes:summary></item>
		<item>
			<title>The High Cost of Cash Value Life Insurance</title>
			<enclosure length="33290086" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/185-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep185</guid>
			<pubDate>Mon, 04 Dec 2023 18:00:57 -0600</pubDate>
			<description><![CDATA[Are sky high fees making cash value life insurance a poor investment for you? Should you just buy term life insurance and invest the difference yourself? Bob and Shawn discuss the true cost of cash value life insurance, such as whole life and universal life. Life insurance is almost always a must to protect your family and immediate loved ones in the case of your death, especially from your 20's to 60's. This episode highlights the various fees and charges associated with these policies, including upfront premium loads and surrender charges. No matter what you decide after listening to this episode, it is highly recommended to seek advice from a fee-based advisor or CPA.]]></description>
			<content:encoded><![CDATA[Are sky high fees making cash value life insurance a poor investment for you? Should you just buy term life insurance and invest the difference yourself? Bob and Shawn discuss the true cost of cash value life insurance, such as whole life and universal life. Life insurance is almost always a must to protect your family and immediate loved ones in the case of your death, especially from your 20's to 60's. This episode highlights the various fees and charges associated with these policies, including upfront premium loads and surrender charges. No matter what you decide after listening to this episode, it is highly recommended to seek advice from a fee-based advisor or CPA.]]></content:encoded>
			<itunes:duration>17:06</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/185-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-high-cost-of-cash-value-life-insurance/</link>
			<itunes:episode>185</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are sky high fees making cash value life insurance a poor investment for you? Should you just buy term life insurance and invest the difference yourself? Bob and Shawn discuss the true cost of cash value life insurance, such as whole life and universal life. Life insurance is almost always a must to protect your family and immediate loved ones in the case of your death, especially from your 20's to 60's. This episode highlights the various fees and charges associated with these policies, including upfront premium loads and surrender charges. No matter what you decide after listening to this episode, it is highly recommended to seek advice from a fee-based advisor or CPA.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are sky high fees making cash value life insurance a poor investment for you? Should you just buy term life insurance and invest the difference yourself? Bob and Shawn discuss the true cost of cash value life insurance, such as whole life and universal life. Life insurance is almost always a must to protect your family and immediate loved ones in the case of your death, especially from your 20's to 60's. This episode highlights the various fees and charges associated with these policies, including upfront premium loads and surrender charges. No matter what you decide after listening to this episode, it is highly recommended to seek advice from a fee-based advisor or CPA.</itunes:summary></item>
		<item>
			<title>Year End Charitable Gifting Ideas</title>
			<enclosure length="27691620" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/184-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep184</guid>
			<pubDate>Mon, 27 Nov 2023 17:17:52 -0600</pubDate>
			<description><![CDATA[Want to give beyond just cash this year? Donate stocks, real estate required IRA distributions, and more by December 31st. Bob and Shawn the importance of alternative non-cash giving, as the majority of charitable giving is done through cash, despite cash being a small portion of people's assets. Various options for non-cash giving are discussed in depth, including opening a donor-advised fund, contributing to a charitable gift annuity, donating appreciated stocks, and donating other valuable assets. Tune in now to learn about the many ways to give to your favorite charities in unique ways that continue to offer support for many years down the road.]]></description>
			<content:encoded><![CDATA[Want to give beyond just cash this year? Donate stocks, real estate required IRA distributions, and more by December 31st. Bob and Shawn the importance of alternative non-cash giving, as the majority of charitable giving is done through cash, despite cash being a small portion of people's assets. Various options for non-cash giving are discussed in depth, including opening a donor-advised fund, contributing to a charitable gift annuity, donating appreciated stocks, and donating other valuable assets. Tune in now to learn about the many ways to give to your favorite charities in unique ways that continue to offer support for many years down the road.]]></content:encoded>
			<itunes:duration>14:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/184-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/year-end-charitable-gifting-ideas/</link>
			<itunes:episode>184</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Want to give beyond just cash this year? Donate stocks, real estate required IRA distributions, and more by December 31st. Bob and Shawn the importance of alternative non-cash giving, as the majority of charitable giving is done through cash, despite cash being a small portion of people's assets. Various options for non-cash giving are discussed in depth, including opening a donor-advised fund, contributing to a charitable gift annuity, donating appreciated stocks, and donating other valuable assets. Tune in now to learn about the many ways to give to your favorite charities in unique ways that continue to offer support for many years down the road.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Want to give beyond just cash this year? Donate stocks, real estate required IRA distributions, and more by December 31st. Bob and Shawn the importance of alternative non-cash giving, as the majority of charitable giving is done through cash, despite cash being a small portion of people's assets. Various options for non-cash giving are discussed in depth, including opening a donor-advised fund, contributing to a charitable gift annuity, donating appreciated stocks, and donating other valuable assets. Tune in now to learn about the many ways to give to your favorite charities in unique ways that continue to offer support for many years down the road.</itunes:summary></item>
		<item>
			<title>7 Takeaways For Christmas Spending</title>
			<enclosure length="23839097" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/183-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep183</guid>
			<pubDate>Mon, 20 Nov 2023 17:33:30 -0600</pubDate>
			<description><![CDATA[Want to avoid debt this Christmas? Make a budget, limit gifts, and remember the reason for the season - Jesus. Bob and Shawn discuss seven takeaways for Christmas spending. Some takeaways suggest using cash or a debit card instead of a credit card to prevent overspending. Thoughtful and meaningful gifts that will be remembered are usually better than expensive gifts. This Christmas, don't forget to focus on the true meaning of Christmas and to have fun giving gifts!]]></description>
			<content:encoded><![CDATA[Want to avoid debt this Christmas? Make a budget, limit gifts, and remember the reason for the season - Jesus. Bob and Shawn discuss seven takeaways for Christmas spending. Some takeaways suggest using cash or a debit card instead of a credit card to prevent overspending. Thoughtful and meaningful gifts that will be remembered are usually better than expensive gifts. This Christmas, don't forget to focus on the true meaning of Christmas and to have fun giving gifts!]]></content:encoded>
			<itunes:duration>12:16</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/183-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/7-takeaways-for-christmas-spending/</link>
			<itunes:episode>183</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Want to avoid debt this Christmas? Make a budget, limit gifts, and remember the reason for the season - Jesus. Bob and Shawn discuss seven takeaways for Christmas spending. Some takeaways suggest using cash or a debit card instead of a credit card to prevent overspending. Thoughtful and meaningful gifts that will be remembered are usually better than expensive gifts. This Christmas, don't forget to focus on the true meaning of Christmas and to have fun giving gifts!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Want to avoid debt this Christmas? Make a budget, limit gifts, and remember the reason for the season - Jesus. Bob and Shawn discuss seven takeaways for Christmas spending. Some takeaways suggest using cash or a debit card instead of a credit card to prevent overspending. Thoughtful and meaningful gifts that will be remembered are usually better than expensive gifts. This Christmas, don't forget to focus on the true meaning of Christmas and to have fun giving gifts!</itunes:summary></item>
		<item>
			<title>2023 Year End Tax Strategies</title>
			<enclosure length="34105580" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/182-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep182</guid>
			<pubDate>Mon, 13 Nov 2023 16:53:48 -0600</pubDate>
			<description><![CDATA[It's time to discuss strategies for 2023 year-end tax planning! Want to lower your 2023 taxes with strategies like charitable giving, retirement plan contributions, and medical expenses? Small moves now could save you thousands in the future. It's important to pay our fair share of taxes, but also equally important to not pay more taxes than necessary. By taking advantage of strategies like sales tax deductions, you may be able to lower your tax bracket. As always, it's important to consult with a CPA or tax professional for personalized advice.]]></description>
			<content:encoded><![CDATA[It's time to discuss strategies for 2023 year-end tax planning! Want to lower your 2023 taxes with strategies like charitable giving, retirement plan contributions, and medical expenses? Small moves now could save you thousands in the future. It's important to pay our fair share of taxes, but also equally important to not pay more taxes than necessary. By taking advantage of strategies like sales tax deductions, you may be able to lower your tax bracket. As always, it's important to consult with a CPA or tax professional for personalized advice.]]></content:encoded>
			<itunes:duration>17:31</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/182-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/2023-year-end-tax-strategies/</link>
			<itunes:episode>182</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>It's time to discuss strategies for 2023 year-end tax planning! Want to lower your 2023 taxes with strategies like charitable giving, retirement plan contributions, and medical expenses? Small moves now could save you thousands in the future. It's important to pay our fair share of taxes, but also equally important to not pay more taxes than necessary. By taking advantage of strategies like sales tax deductions, you may be able to lower your tax bracket. As always, it's important to consult with a CPA or tax professional for personalized advice.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>It's time to discuss strategies for 2023 year-end tax planning! Want to lower your 2023 taxes with strategies like charitable giving, retirement plan contributions, and medical expenses? Small moves now could save you thousands in the future. It's important to pay our fair share of taxes, but also equally important to not pay more taxes than necessary. By taking advantage of strategies like sales tax deductions, you may be able to lower your tax bracket. As always, it's important to consult with a CPA or tax professional for personalized advice.</itunes:summary></item>
		<item>
			<title>10 Ways to Help Overcome Inflation</title>
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			<pubDate>Mon, 06 Nov 2023 18:07:07 -0600</pubDate>
			<description><![CDATA[Massive inflation is eating budgets alive, but with some wise choices like shopping thrift stores, fixing items ourselves and avoiding impulse buys, there are ways to overcome it. Bob and Shawn emphasize the importance of making wise choices, such as shopping at thrift stores, fixing items yourself, and avoiding impulse buys. Both hosts provide personal anecdotes and examples to support their points. Overall, this episode is highly aimed to help listeners save money and assist in navigating the challenges of inflation.]]></description>
			<content:encoded><![CDATA[Massive inflation is eating budgets alive, but with some wise choices like shopping thrift stores, fixing items ourselves and avoiding impulse buys, there are ways to overcome it. Bob and Shawn emphasize the importance of making wise choices, such as shopping at thrift stores, fixing items yourself, and avoiding impulse buys. Both hosts provide personal anecdotes and examples to support their points. Overall, this episode is highly aimed to help listeners save money and assist in navigating the challenges of inflation.]]></content:encoded>
			<itunes:duration>19:29</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/181-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-ways-to-help-overcome-inflation/</link>
			<itunes:episode>181</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Massive inflation is eating budgets alive, but with some wise choices like shopping thrift stores, fixing items ourselves and avoiding impulse buys, there are ways to overcome it. Bob and Shawn emphasize the importance of making wise choices, such as shopping at thrift stores, fixing items yourself, and avoiding impulse buys. Both hosts provide personal anecdotes and examples to support their points. Overall, this episode is highly aimed to help listeners save money and assist in navigating the challenges of inflation.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Massive inflation is eating budgets alive, but with some wise choices like shopping thrift stores, fixing items ourselves and avoiding impulse buys, there are ways to overcome it. Bob and Shawn emphasize the importance of making wise choices, such as shopping at thrift stores, fixing items yourself, and avoiding impulse buys. Both hosts provide personal anecdotes and examples to support their points. Overall, this episode is highly aimed to help listeners save money and assist in navigating the challenges of inflation.</itunes:summary></item>
		<item>
			<title>6 Ways Financial Advisors Are Paid</title>
			<enclosure length="27396562" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/180-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep180</guid>
			<pubDate>Mon, 30 Oct 2023 17:50:04 -0500</pubDate>
			<description><![CDATA[Ever wondered how financial advisors really get paid? Join Christian Financial Advisors as Bob and Shawn discuss the six types of payment and the potential conflicts of each. They emphasize the importance of transparency and encourage clients to ask their advisors about their payment structure. Just a couple of the ways financial advisors get paid include hourly fees and salaried advisors. They also highlight the potential conflicts of interest that can arise when advisors are motivated by large upfront commissions.]]></description>
			<content:encoded><![CDATA[Ever wondered how financial advisors really get paid? Join Christian Financial Advisors as Bob and Shawn discuss the six types of payment and the potential conflicts of each. They emphasize the importance of transparency and encourage clients to ask their advisors about their payment structure. Just a couple of the ways financial advisors get paid include hourly fees and salaried advisors. They also highlight the potential conflicts of interest that can arise when advisors are motivated by large upfront commissions.]]></content:encoded>
			<itunes:duration>14:05</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/180-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/6-ways-financial-advisors-are-paid/</link>
			<itunes:episode>180</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Ever wondered how financial advisors really get paid? Join Christian Financial Advisors as Bob and Shawn discuss the six types of payment and the potential conflicts of each. They emphasize the importance of transparency and encourage clients to ask their advisors about their payment structure. Just a couple of the ways financial advisors get paid include hourly fees and salaried advisors. They also highlight the potential conflicts of interest that can arise when advisors are motivated by large upfront commissions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Ever wondered how financial advisors really get paid? Join Christian Financial Advisors as Bob and Shawn discuss the six types of payment and the potential conflicts of each. They emphasize the importance of transparency and encourage clients to ask their advisors about their payment structure. Just a couple of the ways financial advisors get paid include hourly fees and salaried advisors. They also highlight the potential conflicts of interest that can arise when advisors are motivated by large upfront commissions.</itunes:summary></item>
		<item>
			<title>Why Traders Are NOT Investors</title>
			<enclosure length="33578567" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/179-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep179</guid>
			<pubDate>Mon, 23 Oct 2023 19:23:53 -0500</pubDate>
			<description><![CDATA[Ready to clear up a big misconception in the financial world - are traders and investors the same thing? Spoiler alert, they're not. From Warren Buffett's long-term growth strategies to the quick buck culture of trading, Bob and Shawn demystify these often confused terms. Traders focus on short-term profits and are often compared to professional gamblers, while investors have a long-term perspective and aim to build wealth over time. The misuse of these terms by financial websites can lead to confusion and misconceptions about investment strategies. The need to differentiate between traders and investors in financial writing is extremely important in order to receive more accurate advice.]]></description>
			<content:encoded><![CDATA[Ready to clear up a big misconception in the financial world - are traders and investors the same thing? Spoiler alert, they're not. From Warren Buffett's long-term growth strategies to the quick buck culture of trading, Bob and Shawn demystify these often confused terms. Traders focus on short-term profits and are often compared to professional gamblers, while investors have a long-term perspective and aim to build wealth over time. The misuse of these terms by financial websites can lead to confusion and misconceptions about investment strategies. The need to differentiate between traders and investors in financial writing is extremely important in order to receive more accurate advice.]]></content:encoded>
			<itunes:duration>17:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/179-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/why-traders-are-not-investors/</link>
			<itunes:episode>179</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Ready to clear up a big misconception in the financial world - are traders and investors the same thing? Spoiler alert, they're not. From Warren Buffett's long-term growth strategies to the quick buck culture of trading, Bob and Shawn demystify these often confused terms. Traders focus on short-term profits and are often compared to professional gamblers, while investors have a long-term perspective and aim to build wealth over time. The misuse of these terms by financial websites can lead to confusion and misconceptions about investment strategies. The need to differentiate between traders and investors in financial writing is extremely important in order to receive more accurate advice.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Ready to clear up a big misconception in the financial world - are traders and investors the same thing? Spoiler alert, they're not. From Warren Buffett's long-term growth strategies to the quick buck culture of trading, Bob and Shawn demystify these often confused terms. Traders focus on short-term profits and are often compared to professional gamblers, while investors have a long-term perspective and aim to build wealth over time. The misuse of these terms by financial websites can lead to confusion and misconceptions about investment strategies. The need to differentiate between traders and investors in financial writing is extremely important in order to receive more accurate advice.</itunes:summary></item>
		<item>
			<title>What God's Word Says About Money Part 2</title>
			<enclosure length="23422104" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/178-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep178</guid>
			<pubDate>Mon, 16 Oct 2023 19:36:39 -0500</pubDate>
			<description><![CDATA[Bob and Shawn finish the second half of their series on “What God's Word Says About Money”. They discuss the importance of saving and investing, inheritance, seeking wise counsel, and faithfulness according to Biblical teachings. Listeners are highly encouraged to seek wisdom from trusted advisors and to be faithful stewards of their resources, emphasizing the order and responsibility that comes with building wealth. As always, several scriptures are highlighted that emphasize the significance of these topics and provide real-life applications.]]></description>
			<content:encoded><![CDATA[Bob and Shawn finish the second half of their series on “What God's Word Says About Money”. They discuss the importance of saving and investing, inheritance, seeking wise counsel, and faithfulness according to Biblical teachings. Listeners are highly encouraged to seek wisdom from trusted advisors and to be faithful stewards of their resources, emphasizing the order and responsibility that comes with building wealth. As always, several scriptures are highlighted that emphasize the significance of these topics and provide real-life applications.]]></content:encoded>
			<itunes:duration>12:00</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/178-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-gods-word-says-about-money-part-2/</link>
			<itunes:episode>178</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn finish the second half of their series on “What God's Word Says About Money”. They discuss the importance of saving and investing, inheritance, seeking wise counsel, and faithfulness according to Biblical teachings. Listeners are highly encouraged to seek wisdom from trusted advisors and to be faithful stewards of their resources, emphasizing the order and responsibility that comes with building wealth. As always, several scriptures are highlighted that emphasize the significance of these topics and provide real-life applications.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn finish the second half of their series on “What God's Word Says About Money”. They discuss the importance of saving and investing, inheritance, seeking wise counsel, and faithfulness according to Biblical teachings. Listeners are highly encouraged to seek wisdom from trusted advisors and to be faithful stewards of their resources, emphasizing the order and responsibility that comes with building wealth. As always, several scriptures are highlighted that emphasize the significance of these topics and provide real-life applications.</itunes:summary></item>
		<item>
			<title>What God's Word Says About Money Part 1</title>
			<enclosure length="22433016" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/177-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep177</guid>
			<pubDate>Tue, 10 Oct 2023 15:46:49 -0500</pubDate>
			<description><![CDATA[Bob and Shawn get back to what Christian Financial Perspectives is really about by delving into key scripture on what the Bible says about money, finance, and stewardship. In part 1, they cover four key biblical principles related to finances: honesty, debt, giving, and ownership with scripture references and real-life applications for each principle. The importance of honesty in business dealings and the benefits of living debt-free is emphasized, as well as the joy and significance that comes from giving and the responsibility of stewarding God's creation. Don't forget to check out part 2 that will be covering saving and investing, inheritance, seeking wise counsel, and faithfulness!]]></description>
			<content:encoded><![CDATA[Bob and Shawn get back to what Christian Financial Perspectives is really about by delving into key scripture on what the Bible says about money, finance, and stewardship. In part 1, they cover four key biblical principles related to finances: honesty, debt, giving, and ownership with scripture references and real-life applications for each principle. The importance of honesty in business dealings and the benefits of living debt-free is emphasized, as well as the joy and significance that comes from giving and the responsibility of stewarding God's creation. Don't forget to check out part 2 that will be covering saving and investing, inheritance, seeking wise counsel, and faithfulness!]]></content:encoded>
			<itunes:duration>11:30</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/177-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-gods-word-says-about-money-part-1/</link>
			<itunes:episode>177</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn get back to what Christian Financial Perspectives is really about by delving into key scripture on what the Bible says about money, finance, and stewardship. In part 1, they cover four key biblical principles related to finances: honesty, debt, giving, and ownership with scripture references and real-life applications for each principle. The importance of honesty in business dealings and the benefits of living debt-free is emphasized, as well as the joy and significance that comes from giving and the responsibility of stewarding God's creation. Don't forget to check out part 2 that will be covering saving and investing, inheritance, seeking wise counsel, and faithfulness!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn get back to what Christian Financial Perspectives is really about by delving into key scripture on what the Bible says about money, finance, and stewardship. In part 1, they cover four key biblical principles related to finances: honesty, debt, giving, and ownership with scripture references and real-life applications for each principle. The importance of honesty in business dealings and the benefits of living debt-free is emphasized, as well as the joy and significance that comes from giving and the responsibility of stewarding God's creation. Don't forget to check out part 2 that will be covering saving and investing, inheritance, seeking wise counsel, and faithfulness!</itunes:summary></item>
		<item>
			<title>10 Ways to Sabotage Your Investment Portfolio</title>
			<enclosure length="49375712" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/176-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep176</guid>
			<pubDate>Tue, 03 Oct 2023 20:46:58 -0500</pubDate>
			<description><![CDATA[Avoid these common mistakes when it comes to your investments! Bob and Shawn discuss the 10 ways they often see clients sabotaging their investment portfolios. They emphasize the importance of discipline, wisdom, and seeking counsel in making investment decisions. Whether it is a client making large frequent withdrawals or even treating their investment portfolio like a savings account, there are many ways to sabotage your investment portfolio without knowingly doing so. They stress the long-term consequences of these behaviors and the need to be good stewards of one's finances.]]></description>
			<content:encoded><![CDATA[Avoid these common mistakes when it comes to your investments! Bob and Shawn discuss the 10 ways they often see clients sabotaging their investment portfolios. They emphasize the importance of discipline, wisdom, and seeking counsel in making investment decisions. Whether it is a client making large frequent withdrawals or even treating their investment portfolio like a savings account, there are many ways to sabotage your investment portfolio without knowingly doing so. They stress the long-term consequences of these behaviors and the need to be good stewards of one's finances.]]></content:encoded>
			<itunes:duration>25:25</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/176-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-ways-to-sabotage-your-investment-portfolio/</link>
			<itunes:episode>176</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Avoid these common mistakes when it comes to your investments! Bob and Shawn discuss the 10 ways they often see clients sabotaging their investment portfolios. They emphasize the importance of discipline, wisdom, and seeking counsel in making investment decisions. Whether it is a client making large frequent withdrawals or even treating their investment portfolio like a savings account, there are many ways to sabotage your investment portfolio without knowingly doing so. They stress the long-term consequences of these behaviors and the need to be good stewards of one's finances.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Avoid these common mistakes when it comes to your investments! Bob and Shawn discuss the 10 ways they often see clients sabotaging their investment portfolios. They emphasize the importance of discipline, wisdom, and seeking counsel in making investment decisions. Whether it is a client making large frequent withdrawals or even treating their investment portfolio like a savings account, there are many ways to sabotage your investment portfolio without knowingly doing so. They stress the long-term consequences of these behaviors and the need to be good stewards of one's finances.</itunes:summary></item>
		<item>
			<title>Can I Recession-Proof my Finances? A Survival Guide</title>
			<enclosure length="38744013" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/175-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep175</guid>
			<pubDate>Tue, 26 Sep 2023 15:19:35 -0500</pubDate>
			<description><![CDATA[“Recession” is a word constantly looming in many Americans' minds, and it is a common topic among news outlets. But, what if you could prepare financially for a recession? Bob and Shawn discuss the ongoing predictions of an economic recession in the financial markets. They emphasize the inevitability of economic cycles with periods of boom and bust. Through insight from various scriptures, they encourage diversifying investments across different sectors of the economy, saving during prosperous times, and avoiding excessive debt. Economic cycles are a natural part of life, so preparing for them should be a natural part of financial planning as well.]]></description>
			<content:encoded><![CDATA[“Recession” is a word constantly looming in many Americans' minds, and it is a common topic among news outlets. But, what if you could prepare financially for a recession? Bob and Shawn discuss the ongoing predictions of an economic recession in the financial markets. They emphasize the inevitability of economic cycles with periods of boom and bust. Through insight from various scriptures, they encourage diversifying investments across different sectors of the economy, saving during prosperous times, and avoiding excessive debt. Economic cycles are a natural part of life, so preparing for them should be a natural part of financial planning as well.]]></content:encoded>
			<itunes:duration>19:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/175-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/can-i-recession-proof-my-finances/</link>
			<itunes:episode>175</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>“Recession” is a word constantly looming in many Americans' minds, and it is a common topic among news outlets. But, what if you could prepare financially for a recession? Bob and Shawn discuss the ongoing predictions of an economic recession in the financial markets. They emphasize the inevitability of economic cycles with periods of boom and bust. Through insight from various scriptures, they encourage diversifying investments across different sectors of the economy, saving during prosperous times, and avoiding excessive debt. Economic cycles are a natural part of life, so preparing for them should be a natural part of financial planning as well.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>“Recession” is a word constantly looming in many Americans' minds, and it is a common topic among news outlets. But, what if you could prepare financially for a recession? Bob and Shawn discuss the ongoing predictions of an economic recession in the financial markets. They emphasize the inevitability of economic cycles with periods of boom and bust. Through insight from various scriptures, they encourage diversifying investments across different sectors of the economy, saving during prosperous times, and avoiding excessive debt. Economic cycles are a natural part of life, so preparing for them should be a natural part of financial planning as well.</itunes:summary></item>
		<item>
			<title>Pioneering Faith Based Investing: The Timothy Plan Story</title>
			<enclosure length="47686990" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/174-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep174</guid>
			<pubDate>Mon, 18 Sep 2023 19:58:46 -0500</pubDate>
			<description><![CDATA[Delve deep into the history of Christian financial stewardship and Biblically Responsible Investing (BRI) as Shawn speaks with Timothy Plan team member, Brian Mumbert. Christian Financial Advisors is proud to be a part of this movement since the beginning of Timothy Plan. 30 years ago, Timothy Plan introduced only a few morally responsible investment fund choices, and they now offer several mutual funds and ETFs, along with multiple other firms now offering Biblically Responsible Investment options. They are a leader in the BRI movement and have truly helped pave the way for values based investing when it comes to Christians investing with their Biblical principles in mind. The history of BRI, its growth, and how far it has come over the years is truly a blessing!]]></description>
			<content:encoded><![CDATA[Delve deep into the history of Christian financial stewardship and Biblically Responsible Investing (BRI) as Shawn speaks with Timothy Plan team member, Brian Mumbert. Christian Financial Advisors is proud to be a part of this movement since the beginning of Timothy Plan. 30 years ago, Timothy Plan introduced only a few morally responsible investment fund choices, and they now offer several mutual funds and ETFs, along with multiple other firms now offering Biblically Responsible Investment options. They are a leader in the BRI movement and have truly helped pave the way for values based investing when it comes to Christians investing with their Biblical principles in mind. The history of BRI, its growth, and how far it has come over the years is truly a blessing!]]></content:encoded>
			<itunes:duration>24:36</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/174-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/pioneering-faith-based-investing-the-timothy-plan-story/</link>
			<itunes:episode>174</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Delve deep into the history of Christian financial stewardship and Biblically Responsible Investing (BRI) as Shawn speaks with Timothy Plan team member, Brian Mumbert. Christian Financial Advisors is proud to be a part of this movement since the beginning of Timothy Plan. 30 years ago, Timothy Plan introduced only a few morally responsible investment fund choices, and they now offer several mutual funds and ETFs, along with multiple other firms now offering Biblically Responsible Investment options. They are a leader in the BRI movement and have truly helped pave the way for values based investing when it comes to Christians investing with their Biblical principles in mind. The history of BRI, its growth, and how far it has come over the years is truly a blessing!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Delve deep into the history of Christian financial stewardship and Biblically Responsible Investing (BRI) as Shawn speaks with Timothy Plan team member, Brian Mumbert. Christian Financial Advisors is proud to be a part of this movement since the beginning of Timothy Plan. 30 years ago, Timothy Plan introduced only a few morally responsible investment fund choices, and they now offer several mutual funds and ETFs, along with multiple other firms now offering Biblically Responsible Investment options. They are a leader in the BRI movement and have truly helped pave the way for values based investing when it comes to Christians investing with their Biblical principles in mind. The history of BRI, its growth, and how far it has come over the years is truly a blessing!</itunes:summary></item>
		<item>
			<title>Is Retirement Biblical</title>
			<enclosure length="31127887" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/173-PODCAST.mp3"/>
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			<pubDate>Mon, 11 Sep 2023 19:16:23 -0500</pubDate>
			<description><![CDATA[Join financial advisors, Bob Barber and Shawn Peters, as they discuss the Biblical view on retirement. Drawing from Numbers 8:23-26, the only passage in the Bible explicitly mentioning retirement, they note that the Bible's context of retirement doesn't perfectly align with typical Western ideas. The Bible actually heavily emphasizes the importance of work, viewing it as a blessing, not a curse. Retirement for Christians should not mean disengaging from life to pursue leisure but should instead be a phase to serve others. It can be a time to focus on 'marketplace ministry,' using your skills and extra time to volunteer. While they're not against leisure activities like golf, they caution that an obsession with such activities in retirement can lead to depression and a lack of fulfillment. Proper planning—both financial and spiritual—is essential for a meaningful, Biblically-aligned retirement.]]></description>
			<content:encoded><![CDATA[Join financial advisors, Bob Barber and Shawn Peters, as they discuss the Biblical view on retirement. Drawing from Numbers 8:23-26, the only passage in the Bible explicitly mentioning retirement, they note that the Bible's context of retirement doesn't perfectly align with typical Western ideas. The Bible actually heavily emphasizes the importance of work, viewing it as a blessing, not a curse. Retirement for Christians should not mean disengaging from life to pursue leisure but should instead be a phase to serve others. It can be a time to focus on 'marketplace ministry,' using your skills and extra time to volunteer. While they're not against leisure activities like golf, they caution that an obsession with such activities in retirement can lead to depression and a lack of fulfillment. Proper planning—both financial and spiritual—is essential for a meaningful, Biblically-aligned retirement.]]></content:encoded>
			<itunes:duration>15:55</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/173-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/is-retirement-biblical/</link>
			<itunes:episode>173</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Join financial advisors, Bob Barber and Shawn Peters, as they discuss the Biblical view on retirement. Drawing from Numbers 8:23-26, the only passage in the Bible explicitly mentioning retirement, they note that the Bible's context of retirement doesn't perfectly align with typical Western ideas. The Bible actually heavily emphasizes the importance of work, viewing it as a blessing, not a curse. Retirement for Christians should not mean disengaging from life to pursue leisure but should instead be a phase to serve others. It can be a time to focus on 'marketplace ministry,' using your skills and extra time to volunteer. While they're not against leisure activities like golf, they caution that an obsession with such activities in retirement can lead to depression and a lack of fulfillment. Proper planning—both financial and spiritual—is essential for a meaningful, Biblically-aligned retirement.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Join financial advisors, Bob Barber and Shawn Peters, as they discuss the Biblical view on retirement. Drawing from Numbers 8:23-26, the only passage in the Bible explicitly mentioning retirement, they note that the Bible's context of retirement doesn't perfectly align with typical Western ideas. The Bible actually heavily emphasizes the importance of work, viewing it as a blessing, not a curse. Retirement for Christians should not mean disengaging from life to pursue leisure but should instead be a phase to serve others. It can be a time to focus on 'marketplace ministry,' using your skills and extra time to volunteer. While they're not against leisure activities like golf, they caution that an obsession with such activities in retirement can lead to depression and a lack of fulfillment. Proper planning—both financial and spiritual—is essential for a meaningful, Biblically-aligned retirement.</itunes:summary></item>
		<item>
			<title>Does God Really Care What I Invest In?</title>
			<enclosure length="31675211" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/172-PODCAST.mp3"/>
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			<pubDate>Mon, 04 Sep 2023 18:11:03 -0500</pubDate>
			<description><![CDATA[Join Bob and Shawn as they delve into the topic of Biblically responsible investing, questioning if God really cares where Christians invest their money. Drawing on various scriptures, they argue that Christians should invest in a manner that aligns with their faith and values. There's a difference between merely doing business with companies and actually profiting from them. Thus, ownership implies a greater level of responsibility. They also address a common question about whether one can both invest responsibly according to Christian values and have a diversified portfolio. The answer is a resounding yes, noting that there are over 2,500 Biblically responsible companies and a variety of corresponding ETFs and mutual funds. Overall, this episode serves as a guide for Christians who seek to align their financial decisions with their faith.]]></description>
			<content:encoded><![CDATA[Join Bob and Shawn as they delve into the topic of Biblically responsible investing, questioning if God really cares where Christians invest their money. Drawing on various scriptures, they argue that Christians should invest in a manner that aligns with their faith and values. There's a difference between merely doing business with companies and actually profiting from them. Thus, ownership implies a greater level of responsibility. They also address a common question about whether one can both invest responsibly according to Christian values and have a diversified portfolio. The answer is a resounding yes, noting that there are over 2,500 Biblically responsible companies and a variety of corresponding ETFs and mutual funds. Overall, this episode serves as a guide for Christians who seek to align their financial decisions with their faith.]]></content:encoded>
			<itunes:duration>16:19</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/172-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/does-god-really-care-what-i-invest-in/</link>
			<itunes:episode>172</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Join Bob and Shawn as they delve into the topic of Biblically responsible investing, questioning if God really cares where Christians invest their money. Drawing on various scriptures, they argue that Christians should invest in a manner that aligns with their faith and values. There's a difference between merely doing business with companies and actually profiting from them. Thus, ownership implies a greater level of responsibility. They also address a common question about whether one can both invest responsibly according to Christian values and have a diversified portfolio. The answer is a resounding yes, noting that there are over 2,500 Biblically responsible companies and a variety of corresponding ETFs and mutual funds. Overall, this episode serves as a guide for Christians who seek to align their financial decisions with their faith.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Join Bob and Shawn as they delve into the topic of Biblically responsible investing, questioning if God really cares where Christians invest their money. Drawing on various scriptures, they argue that Christians should invest in a manner that aligns with their faith and values. There's a difference between merely doing business with companies and actually profiting from them. Thus, ownership implies a greater level of responsibility. They also address a common question about whether one can both invest responsibly according to Christian values and have a diversified portfolio. The answer is a resounding yes, noting that there are over 2,500 Biblically responsible companies and a variety of corresponding ETFs and mutual funds. Overall, this episode serves as a guide for Christians who seek to align their financial decisions with their faith.</itunes:summary></item>
		<item>
			<title>Debunking Financial Doom And Gloom: A Biblical Approach</title>
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			<pubDate>Mon, 28 Aug 2023 16:43:25 -0500</pubDate>
			<description><![CDATA[Professional financial fear mongering is something many have seen or been affected by. Bob and Shawn address the tactics used by individuals and groups to deliberately spread fear or alarm about financial issues. Highlighting examples like claims of the stock market crashing or the need to rely on gold coins for transactions, it is important to question the credibility of such messages. Listeners are warned to be cautious of such fear-inducing narratives, especially on platforms like social media. Instead, Bob and Shawn stress the importance of discernment, considering the motivations behind these messages, and aligning financial decisions with Christian values and wisdom.]]></description>
			<content:encoded><![CDATA[Professional financial fear mongering is something many have seen or been affected by. Bob and Shawn address the tactics used by individuals and groups to deliberately spread fear or alarm about financial issues. Highlighting examples like claims of the stock market crashing or the need to rely on gold coins for transactions, it is important to question the credibility of such messages. Listeners are warned to be cautious of such fear-inducing narratives, especially on platforms like social media. Instead, Bob and Shawn stress the importance of discernment, considering the motivations behind these messages, and aligning financial decisions with Christian values and wisdom.]]></content:encoded>
			<itunes:duration>17:16</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/171-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/debunking-financial-doom-and-gloom-a-biblical-approach/</link>
			<itunes:episode>171</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Professional financial fear mongering is something many have seen or been affected by. Bob and Shawn address the tactics used by individuals and groups to deliberately spread fear or alarm about financial issues. Highlighting examples like claims of the stock market crashing or the need to rely on gold coins for transactions, it is important to question the credibility of such messages. Listeners are warned to be cautious of such fear-inducing narratives, especially on platforms like social media. Instead, Bob and Shawn stress the importance of discernment, considering the motivations behind these messages, and aligning financial decisions with Christian values and wisdom.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Professional financial fear mongering is something many have seen or been affected by. Bob and Shawn address the tactics used by individuals and groups to deliberately spread fear or alarm about financial issues. Highlighting examples like claims of the stock market crashing or the need to rely on gold coins for transactions, it is important to question the credibility of such messages. Listeners are warned to be cautious of such fear-inducing narratives, especially on platforms like social media. Instead, Bob and Shawn stress the importance of discernment, considering the motivations behind these messages, and aligning financial decisions with Christian values and wisdom.</itunes:summary></item>
		<item>
			<title>Picking The Right Investment Choice For Your Work Retirement Plan</title>
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			<pubDate>Tue, 22 Aug 2023 17:05:23 -0500</pubDate>
			<description><![CDATA[This episode is great for anyone who has or wants to contribute to a work retirement plan, which is most of us! Using the analogy of a dismantled car, Bob and Shawn suggest that many people feel overwhelmed when it comes to deciding how to invest their retirement funds. They highlight common types of retirement plans like 401k, 403b, and SEP, while unpacking the differences (spoiler alert - there's really not that many!). As always, listeners are warned about the risks of making uninformed decisions and emphasize the importance of understanding the associated risks and rewards, which is why it's so important to have a fiduciary based financial advisor. So, listen in and discover more about investing towards your retirement funds!]]></description>
			<content:encoded><![CDATA[This episode is great for anyone who has or wants to contribute to a work retirement plan, which is most of us! Using the analogy of a dismantled car, Bob and Shawn suggest that many people feel overwhelmed when it comes to deciding how to invest their retirement funds. They highlight common types of retirement plans like 401k, 403b, and SEP, while unpacking the differences (spoiler alert - there's really not that many!). As always, listeners are warned about the risks of making uninformed decisions and emphasize the importance of understanding the associated risks and rewards, which is why it's so important to have a fiduciary based financial advisor. So, listen in and discover more about investing towards your retirement funds!]]></content:encoded>
			<itunes:duration>17:11</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/170-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/picking-the-right-investment-choice-for-your-work-retirement-plan/</link>
			<itunes:episode>170</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This episode is great for anyone who has or wants to contribute to a work retirement plan, which is most of us! Using the analogy of a dismantled car, Bob and Shawn suggest that many people feel overwhelmed when it comes to deciding how to invest their retirement funds. They highlight common types of retirement plans like 401k, 403b, and SEP, while unpacking the differences (spoiler alert - there's really not that many!). As always, listeners are warned about the risks of making uninformed decisions and emphasize the importance of understanding the associated risks and rewards, which is why it's so important to have a fiduciary based financial advisor. So, listen in and discover more about investing towards your retirement funds!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This episode is great for anyone who has or wants to contribute to a work retirement plan, which is most of us! Using the analogy of a dismantled car, Bob and Shawn suggest that many people feel overwhelmed when it comes to deciding how to invest their retirement funds. They highlight common types of retirement plans like 401k, 403b, and SEP, while unpacking the differences (spoiler alert - there's really not that many!). As always, listeners are warned about the risks of making uninformed decisions and emphasize the importance of understanding the associated risks and rewards, which is why it's so important to have a fiduciary based financial advisor. So, listen in and discover more about investing towards your retirement funds!</itunes:summary></item>
		<item>
			<title>Financially Handling The Loss Of A Spouse</title>
			<enclosure length="34438465" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/169-PODCAST.mp3"/>
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			<pubDate>Mon, 14 Aug 2023 17:54:51 -0500</pubDate>
			<description><![CDATA[Bob and Shawn discuss the often-difficult topic of managing finances after the loss of a spouse, either through death or divorce. With compassion, they explain the necessity of understanding your financial picture, such as incoming and outgoing monthly expenses and overall assets and liabilities. As always, they highlight the importance of working with a fiduciary financial advisor who can provide impartial advice, free from conflicts of interest. The importance of keeping personal finances confidential to avoid potential exploitation by distant relatives or friends is also mentioned. Throughout the episode, they share relevant biblical scriptures to provide comfort and guidance.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss the often-difficult topic of managing finances after the loss of a spouse, either through death or divorce. With compassion, they explain the necessity of understanding your financial picture, such as incoming and outgoing monthly expenses and overall assets and liabilities. As always, they highlight the importance of working with a fiduciary financial advisor who can provide impartial advice, free from conflicts of interest. The importance of keeping personal finances confidential to avoid potential exploitation by distant relatives or friends is also mentioned. Throughout the episode, they share relevant biblical scriptures to provide comfort and guidance.]]></content:encoded>
			<itunes:duration>17:08</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/169-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financially-handling-the-loss-of-a-spouse/</link>
			<itunes:episode>169</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss the often-difficult topic of managing finances after the loss of a spouse, either through death or divorce. With compassion, they explain the necessity of understanding your financial picture, such as incoming and outgoing monthly expenses and overall assets and liabilities. As always, they highlight the importance of working with a fiduciary financial advisor who can provide impartial advice, free from conflicts of interest. The importance of keeping personal finances confidential to avoid potential exploitation by distant relatives or friends is also mentioned. Throughout the episode, they share relevant biblical scriptures to provide comfort and guidance.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss the often-difficult topic of managing finances after the loss of a spouse, either through death or divorce. With compassion, they explain the necessity of understanding your financial picture, such as incoming and outgoing monthly expenses and overall assets and liabilities. As always, they highlight the importance of working with a fiduciary financial advisor who can provide impartial advice, free from conflicts of interest. The importance of keeping personal finances confidential to avoid potential exploitation by distant relatives or friends is also mentioned. Throughout the episode, they share relevant biblical scriptures to provide comfort and guidance.</itunes:summary></item>
		<item>
			<title>Unlock The Optimal Time For Claiming Social Security</title>
			<enclosure length="36012792" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/168-PODCAST.mp3"/>
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			<pubDate>Tue, 08 Aug 2023 17:21:38 -0500</pubDate>
			<description><![CDATA[Bob and Shawn delve into the complexities of deciding when to take Social Security. They discuss factors to consider when taking Social Security such as your current age, anticipated lifespan based on family history, potential income sources, and whether you're still working. Bob emphasizes the importance of calculating the breakeven point for starting Social Security benefits early versus later, factoring in the time value of money. They also touch on political implications and uncertainties surrounding the future of Social Security. As always, Bob and Shawn reference Biblical scriptures, tying financial decisions to faith-based values.]]></description>
			<content:encoded><![CDATA[Bob and Shawn delve into the complexities of deciding when to take Social Security. They discuss factors to consider when taking Social Security such as your current age, anticipated lifespan based on family history, potential income sources, and whether you're still working. Bob emphasizes the importance of calculating the breakeven point for starting Social Security benefits early versus later, factoring in the time value of money. They also touch on political implications and uncertainties surrounding the future of Social Security. As always, Bob and Shawn reference Biblical scriptures, tying financial decisions to faith-based values.]]></content:encoded>
			<itunes:duration>17:56</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/168-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/unlock-the-optimal-time-for-claiming-social-security/</link>
			<itunes:episode>168</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn delve into the complexities of deciding when to take Social Security. They discuss factors to consider when taking Social Security such as your current age, anticipated lifespan based on family history, potential income sources, and whether you're still working. Bob emphasizes the importance of calculating the breakeven point for starting Social Security benefits early versus later, factoring in the time value of money. They also touch on political implications and uncertainties surrounding the future of Social Security. As always, Bob and Shawn reference Biblical scriptures, tying financial decisions to faith-based values.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn delve into the complexities of deciding when to take Social Security. They discuss factors to consider when taking Social Security such as your current age, anticipated lifespan based on family history, potential income sources, and whether you're still working. Bob emphasizes the importance of calculating the breakeven point for starting Social Security benefits early versus later, factoring in the time value of money. They also touch on political implications and uncertainties surrounding the future of Social Security. As always, Bob and Shawn reference Biblical scriptures, tying financial decisions to faith-based values.</itunes:summary></item>
		<item>
			<title>A Secular VS A Christian Worldview Of Finances</title>
			<enclosure length="30602487" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/167-PODCAST.mp3"/>
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			<pubDate>Mon, 31 Jul 2023 21:18:54 -0500</pubDate>
			<description><![CDATA[How do you view your finances? Is it through a secular or a Biblical lens? Find out by listening to Bob and Shawn discuss the stark differences between a secular and Christian worldview of finances. They share 14 fundamental contrasts, tackling concepts like ownership, control, contentment, decision-making, needs, generosity, fair wages, honesty, and investment choices. Drawing from Biblical teachings, this episode challenges the self-centeredness of the worldly view, advocating instead for an outlook that recognizes God as the ultimate provider and owner of all wealth. Bob and Shawn encourage listeners to align their financial practices with their Christian values, hopefully turning wealth management into a spiritually enriching endeavor.]]></description>
			<content:encoded><![CDATA[How do you view your finances? Is it through a secular or a Biblical lens? Find out by listening to Bob and Shawn discuss the stark differences between a secular and Christian worldview of finances. They share 14 fundamental contrasts, tackling concepts like ownership, control, contentment, decision-making, needs, generosity, fair wages, honesty, and investment choices. Drawing from Biblical teachings, this episode challenges the self-centeredness of the worldly view, advocating instead for an outlook that recognizes God as the ultimate provider and owner of all wealth. Bob and Shawn encourage listeners to align their financial practices with their Christian values, hopefully turning wealth management into a spiritually enriching endeavor.]]></content:encoded>
			<itunes:duration>15:09</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/167-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-secular-vs-a-christian-worldview-of-finances/</link>
			<itunes:episode>167</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>How do you view your finances? Is it through a secular or a Biblical lens? Find out by listening to Bob and Shawn discuss the stark differences between a secular and Christian worldview of finances. They share 14 fundamental contrasts, tackling concepts like ownership, control, contentment, decision-making, needs, generosity, fair wages, honesty, and investment choices. Drawing from Biblical teachings, this episode challenges the self-centeredness of the worldly view, advocating instead for an outlook that recognizes God as the ultimate provider and owner of all wealth. Bob and Shawn encourage listeners to align their financial practices with their Christian values, hopefully turning wealth management into a spiritually enriching endeavor.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>How do you view your finances? Is it through a secular or a Biblical lens? Find out by listening to Bob and Shawn discuss the stark differences between a secular and Christian worldview of finances. They share 14 fundamental contrasts, tackling concepts like ownership, control, contentment, decision-making, needs, generosity, fair wages, honesty, and investment choices. Drawing from Biblical teachings, this episode challenges the self-centeredness of the worldly view, advocating instead for an outlook that recognizes God as the ultimate provider and owner of all wealth. Bob and Shawn encourage listeners to align their financial practices with their Christian values, hopefully turning wealth management into a spiritually enriching endeavor.</itunes:summary></item>
		<item>
			<title>Navigating The Minefields Of Sudden Wealth Part 2</title>
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			<pubDate>Mon, 24 Jul 2023 20:58:50 -0500</pubDate>
			<description><![CDATA[Welcome to part 2 of our series on Sudden Wealth, where Bob and Shawn continue their discussion on "Navigating the Minefields of Sudden Wealth". They dive into the dangers associated with sudden wealth, and how to manage it wisely with topics like entitlement, arrogance, and becoming a target for manipulation due to newfound wealth. While sudden wealth is a blessing, there are also many pitfalls that may surround it. Therefore, Bob and Shawn emphasize the importance of Biblical teachings in handling wealth responsibly. The episode also touches on the idea of testing inheritors with a 'pre-inheritance' to gauge their financial responsibility.]]></description>
			<content:encoded><![CDATA[Welcome to part 2 of our series on Sudden Wealth, where Bob and Shawn continue their discussion on "Navigating the Minefields of Sudden Wealth". They dive into the dangers associated with sudden wealth, and how to manage it wisely with topics like entitlement, arrogance, and becoming a target for manipulation due to newfound wealth. While sudden wealth is a blessing, there are also many pitfalls that may surround it. Therefore, Bob and Shawn emphasize the importance of Biblical teachings in handling wealth responsibly. The episode also touches on the idea of testing inheritors with a 'pre-inheritance' to gauge their financial responsibility.]]></content:encoded>
			<itunes:duration>14:49</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/166-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/navigating-the-minefields-of-sudden-wealth-part-2/</link>
			<itunes:episode>166</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Welcome to part 2 of our series on Sudden Wealth, where Bob and Shawn continue their discussion on "Navigating the Minefields of Sudden Wealth". They dive into the dangers associated with sudden wealth, and how to manage it wisely with topics like entitlement, arrogance, and becoming a target for manipulation due to newfound wealth. While sudden wealth is a blessing, there are also many pitfalls that may surround it. Therefore, Bob and Shawn emphasize the importance of Biblical teachings in handling wealth responsibly. The episode also touches on the idea of testing inheritors with a 'pre-inheritance' to gauge their financial responsibility.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Welcome to part 2 of our series on Sudden Wealth, where Bob and Shawn continue their discussion on "Navigating the Minefields of Sudden Wealth". They dive into the dangers associated with sudden wealth, and how to manage it wisely with topics like entitlement, arrogance, and becoming a target for manipulation due to newfound wealth. While sudden wealth is a blessing, there are also many pitfalls that may surround it. Therefore, Bob and Shawn emphasize the importance of Biblical teachings in handling wealth responsibly. The episode also touches on the idea of testing inheritors with a 'pre-inheritance' to gauge their financial responsibility.</itunes:summary></item>
		<item>
			<title>Navigating The Minefields Of Sudden Wealth Part 1</title>
			<enclosure length="29556685" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/165-PODCAST.mp3"/>
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			<pubDate>Mon, 17 Jul 2023 16:57:49 -0500</pubDate>
			<description><![CDATA[In part 1 of our 2 part series on Sudden Wealth, Bob and Shawn discuss the complex issues around sudden wealth, common sources, and frequent pitfalls. Exploring this from a Biblical perspective, they emphasize stewardship and wise decision-making. Some common sudden wealth sources, including inheritances, property value increase, oil and gas discovery, and divorce settlements are discussed. They outline common mistakes such as failure to pre-plan for taxes, misunderstanding how quickly money can be spent, and impulsively buying depreciable assets. They strongly advocate for careful planning, caution, and seeking advice to successfully navigate this tricky financial terrain.]]></description>
			<content:encoded><![CDATA[In part 1 of our 2 part series on Sudden Wealth, Bob and Shawn discuss the complex issues around sudden wealth, common sources, and frequent pitfalls. Exploring this from a Biblical perspective, they emphasize stewardship and wise decision-making. Some common sudden wealth sources, including inheritances, property value increase, oil and gas discovery, and divorce settlements are discussed. They outline common mistakes such as failure to pre-plan for taxes, misunderstanding how quickly money can be spent, and impulsively buying depreciable assets. They strongly advocate for careful planning, caution, and seeking advice to successfully navigate this tricky financial terrain.]]></content:encoded>
			<itunes:duration>14:35</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/165-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/navigating-the-minefields-of-sudden-wealth-part-1/</link>
			<itunes:episode>165</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In part 1 of our 2 part series on Sudden Wealth, Bob and Shawn discuss the complex issues around sudden wealth, common sources, and frequent pitfalls. Exploring this from a Biblical perspective, they emphasize stewardship and wise decision-making. Some common sudden wealth sources, including inheritances, property value increase, oil and gas discovery, and divorce settlements are discussed. They outline common mistakes such as failure to pre-plan for taxes, misunderstanding how quickly money can be spent, and impulsively buying depreciable assets. They strongly advocate for careful planning, caution, and seeking advice to successfully navigate this tricky financial terrain.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In part 1 of our 2 part series on Sudden Wealth, Bob and Shawn discuss the complex issues around sudden wealth, common sources, and frequent pitfalls. Exploring this from a Biblical perspective, they emphasize stewardship and wise decision-making. Some common sudden wealth sources, including inheritances, property value increase, oil and gas discovery, and divorce settlements are discussed. They outline common mistakes such as failure to pre-plan for taxes, misunderstanding how quickly money can be spent, and impulsively buying depreciable assets. They strongly advocate for careful planning, caution, and seeking advice to successfully navigate this tricky financial terrain.</itunes:summary></item>
		<item>
			<title>10 Bible Verses To Guide Your Investment Decisions</title>
			<enclosure length="30757373" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/164-PODCAST.mp3"/>
			<guid isPermaLink="false">cfp-ep164</guid>
			<pubDate>Mon, 10 Jul 2023 15:58:24 -0500</pubDate>
			<description><![CDATA[In this episode of Christian Financial Perspectives, hosts Bob Barber and Shawn Peters discuss the integration of Christian values into financial strategies by exploring ten Bible verses that have to do with finances and stewardship. They highlight the importance of Biblically responsible investing and avoiding companies involved in unethical practices. The episode emphasizes slow and methodical wealth-building, the significance of diversification, and the perils of borrowing to invest. It also encourages seeking wise counsel in financial matters and making prayerful choices, because for a Christian, financial decisions should also be spiritual decisions.]]></description>
			<content:encoded><![CDATA[In this episode of Christian Financial Perspectives, hosts Bob Barber and Shawn Peters discuss the integration of Christian values into financial strategies by exploring ten Bible verses that have to do with finances and stewardship. They highlight the importance of Biblically responsible investing and avoiding companies involved in unethical practices. The episode emphasizes slow and methodical wealth-building, the significance of diversification, and the perils of borrowing to invest. It also encourages seeking wise counsel in financial matters and making prayerful choices, because for a Christian, financial decisions should also be spiritual decisions.]]></content:encoded>
			<itunes:duration>15:15</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/164-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-bible-verses-to-guide-your-investment-decisions/</link>
			<itunes:episode>164</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode of Christian Financial Perspectives, hosts Bob Barber and Shawn Peters discuss the integration of Christian values into financial strategies by exploring ten Bible verses that have to do with finances and stewardship. They highlight the importance of Biblically responsible investing and avoiding companies involved in unethical practices. The episode emphasizes slow and methodical wealth-building, the significance of diversification, and the perils of borrowing to invest. It also encourages seeking wise counsel in financial matters and making prayerful choices, because for a Christian, financial decisions should also be spiritual decisions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode of Christian Financial Perspectives, hosts Bob Barber and Shawn Peters discuss the integration of Christian values into financial strategies by exploring ten Bible verses that have to do with finances and stewardship. They highlight the importance of Biblically responsible investing and avoiding companies involved in unethical practices. The episode emphasizes slow and methodical wealth-building, the significance of diversification, and the perils of borrowing to invest. It also encourages seeking wise counsel in financial matters and making prayerful choices, because for a Christian, financial decisions should also be spiritual decisions.</itunes:summary></item>
		<item>
			<title>Declaring Your Own Financial Independence Day</title>
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			<pubDate>Mon, 03 Jul 2023 15:49:32 -0500</pubDate>
			<description><![CDATA[On July 4, 1776, our American forefathers signed the Declaration of Independence to officially declare the United States' intentions of being independent from Great Britain. In this episode, hosts Bob Barber and Shawn Peters discuss the concept of 'Financial Independence' and explore this theme in light of Independence Day, drawing a connection between the holiday's historical roots and one's financial liberation. The conversation is framed within the context of biblical teachings, particularly Philippians 4:11-13. They present two sides of financial independence: the spiritual aspect, emphasizing contentment and independence from materialism and social influence, and the physical aspect, which includes saving, becoming debt-free, and downsizing.]]></description>
			<content:encoded><![CDATA[On July 4, 1776, our American forefathers signed the Declaration of Independence to officially declare the United States' intentions of being independent from Great Britain. In this episode, hosts Bob Barber and Shawn Peters discuss the concept of 'Financial Independence' and explore this theme in light of Independence Day, drawing a connection between the holiday's historical roots and one's financial liberation. The conversation is framed within the context of biblical teachings, particularly Philippians 4:11-13. They present two sides of financial independence: the spiritual aspect, emphasizing contentment and independence from materialism and social influence, and the physical aspect, which includes saving, becoming debt-free, and downsizing.]]></content:encoded>
			<itunes:duration>11:50</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/163-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/declaring-your-own-financial-independence-day/</link>
			<itunes:episode>163</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>On July 4, 1776, our American forefathers signed the Declaration of Independence to officially declare the United States' intentions of being independent from Great Britain. In this episode, hosts Bob Barber and Shawn Peters discuss the concept of 'Financial Independence' and explore this theme in light of Independence Day, drawing a connection between the holiday's historical roots and one's financial liberation. The conversation is framed within the context of biblical teachings, particularly Philippians 4:11-13. They present two sides of financial independence: the spiritual aspect, emphasizing contentment and independence from materialism and social influence, and the physical aspect, which includes saving, becoming debt-free, and downsizing.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>On July 4, 1776, our American forefathers signed the Declaration of Independence to officially declare the United States' intentions of being independent from Great Britain. In this episode, hosts Bob Barber and Shawn Peters discuss the concept of 'Financial Independence' and explore this theme in light of Independence Day, drawing a connection between the holiday's historical roots and one's financial liberation. The conversation is framed within the context of biblical teachings, particularly Philippians 4:11-13. They present two sides of financial independence: the spiritual aspect, emphasizing contentment and independence from materialism and social influence, and the physical aspect, which includes saving, becoming debt-free, and downsizing.</itunes:summary></item>
		<item>
			<title>Using Emotions As An Investment Strategy</title>
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			<pubDate>Tue, 27 Jun 2023 15:25:02 -0500</pubDate>
			<description><![CDATA[When we hear descriptions from news outlets about the stock market, newscasters love using big words that play on our emotions. Words such as skyrocketing and plummeting are often in their vocabulary. However, instead of playing on the emotions that words like this evoke, what if we used that information to help understand the stock market better? Bob and Shawn discuss our much talked about “Cycle Of Market Emotions” chart. By understanding the rollercoaster cycle of emotions when it comes to the stock market, only then can we better anticipate and control our decisions because they are based on information gathered instead of emotions felt.]]></description>
			<content:encoded><![CDATA[When we hear descriptions from news outlets about the stock market, newscasters love using big words that play on our emotions. Words such as skyrocketing and plummeting are often in their vocabulary. However, instead of playing on the emotions that words like this evoke, what if we used that information to help understand the stock market better? Bob and Shawn discuss our much talked about “Cycle Of Market Emotions” chart. By understanding the rollercoaster cycle of emotions when it comes to the stock market, only then can we better anticipate and control our decisions because they are based on information gathered instead of emotions felt.]]></content:encoded>
			<itunes:duration>14:43</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/162-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/using-emotions-as-an-investment-strategy/</link>
			<itunes:episode>162</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>When we hear descriptions from news outlets about the stock market, newscasters love using big words that play on our emotions. Words such as skyrocketing and plummeting are often in their vocabulary. However, instead of playing on the emotions that words like this evoke, what if we used that information to help understand the stock market better? Bob and Shawn discuss our much talked about “Cycle Of Market Emotions” chart. By understanding the rollercoaster cycle of emotions when it comes to the stock market, only then can we better anticipate and control our decisions because they are based on information gathered instead of emotions felt.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>When we hear descriptions from news outlets about the stock market, newscasters love using big words that play on our emotions. Words such as skyrocketing and plummeting are often in their vocabulary. However, instead of playing on the emotions that words like this evoke, what if we used that information to help understand the stock market better? Bob and Shawn discuss our much talked about “Cycle Of Market Emotions” chart. By understanding the rollercoaster cycle of emotions when it comes to the stock market, only then can we better anticipate and control our decisions because they are based on information gathered instead of emotions felt.</itunes:summary></item>
		<item>
			<title>What's Your Financial Personality</title>
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			<pubDate>Mon, 19 Jun 2023 17:08:37 -0500</pubDate>
			<description><![CDATA[What type of financial personality are you? You can find out in this episode where Bob and Shawn cover the different types of financial personalities out there. They have divided them into four financial categories that seem to cover most types of people. You might be a… 1. Saver 2. Spender 3. Giver 4. Investor For most people, one category is usually more dominant. Once you figure out which category you dominate, then you can better understand how to spread your finances out a little more over all of these financial areas and not just one.]]></description>
			<content:encoded><![CDATA[What type of financial personality are you? You can find out in this episode where Bob and Shawn cover the different types of financial personalities out there. They have divided them into four financial categories that seem to cover most types of people. You might be a… 1. Saver 2. Spender 3. Giver 4. Investor For most people, one category is usually more dominant. Once you figure out which category you dominate, then you can better understand how to spread your finances out a little more over all of these financial areas and not just one.]]></content:encoded>
			<itunes:duration>14:36</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/161-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/whats-your-financial-personality/</link>
			<itunes:episode>161</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What type of financial personality are you? You can find out in this episode where Bob and Shawn cover the different types of financial personalities out there. They have divided them into four financial categories that seem to cover most types of people. You might be a… 1. Saver 2. Spender 3. Giver 4. Investor For most people, one category is usually more dominant. Once you figure out which category you dominate, then you can better understand how to spread your finances out a little more over all of these financial areas and not just one.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What type of financial personality are you? You can find out in this episode where Bob and Shawn cover the different types of financial personalities out there. They have divided them into four financial categories that seem to cover most types of people. You might be a… 1. Saver 2. Spender 3. Giver 4. Investor For most people, one category is usually more dominant. Once you figure out which category you dominate, then you can better understand how to spread your finances out a little more over all of these financial areas and not just one.</itunes:summary></item>
		<item>
			<title>Avoid These Financial Mistakes</title>
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			<pubDate>Tue, 13 Jun 2023 20:12:30 -0500</pubDate>
			<description><![CDATA[Buckle up for this great episode on avoiding some of the top financial mistakes that are commonly seen by Bob and Shawn. They have pulled from their past experiences and from the experiences of clients to create a list that can help you avoid these costly financial mistakes in the future. These financial mistakes include the error of taking financial and investment advice from anyone other than a financially successful individual or a financial advisor (which both Bob and Shawn have friends and clients to which this has happened), as well as more common ones like avoiding procrastination. Before these happen to you, listen in so you can try and avoid these top financial mistakes!]]></description>
			<content:encoded><![CDATA[Buckle up for this great episode on avoiding some of the top financial mistakes that are commonly seen by Bob and Shawn. They have pulled from their past experiences and from the experiences of clients to create a list that can help you avoid these costly financial mistakes in the future. These financial mistakes include the error of taking financial and investment advice from anyone other than a financially successful individual or a financial advisor (which both Bob and Shawn have friends and clients to which this has happened), as well as more common ones like avoiding procrastination. Before these happen to you, listen in so you can try and avoid these top financial mistakes!]]></content:encoded>
			<itunes:duration>18:17</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/160-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/avoid-these-financial-mistakes/</link>
			<itunes:episode>160</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Buckle up for this great episode on avoiding some of the top financial mistakes that are commonly seen by Bob and Shawn. They have pulled from their past experiences and from the experiences of clients to create a list that can help you avoid these costly financial mistakes in the future. These financial mistakes include the error of taking financial and investment advice from anyone other than a financially successful individual or a financial advisor (which both Bob and Shawn have friends and clients to which this has happened), as well as more common ones like avoiding procrastination. Before these happen to you, listen in so you can try and avoid these top financial mistakes!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Buckle up for this great episode on avoiding some of the top financial mistakes that are commonly seen by Bob and Shawn. They have pulled from their past experiences and from the experiences of clients to create a list that can help you avoid these costly financial mistakes in the future. These financial mistakes include the error of taking financial and investment advice from anyone other than a financially successful individual or a financial advisor (which both Bob and Shawn have friends and clients to which this has happened), as well as more common ones like avoiding procrastination. Before these happen to you, listen in so you can try and avoid these top financial mistakes!</itunes:summary></item>
		<item>
			<title>Teaching Kids Good Money Habits</title>
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			<pubDate>Mon, 05 Jun 2023 18:32:33 -0500</pubDate>
			<description><![CDATA[Teaching kids good money habits doesn't have to begin when they are teenagers, it can start as young as 4 or 5! It all begins with educating your children on 3 simple areas when it comes to finances: 1) Give 2) Save 3) Spend By breaking down finances into these 3 areas, it allows even the youngest of children to have a better idea of how to manage their money properly at a young age. Throughout this podcast episode, Bob and Shawn delve into the ways of incorporating good money habits into your kids' lives. Not only are these basic concepts a great introduction for children to establish financial responsibility, but it can also be an excellent beginning point for those who have never incorporated good money habits into their lives before.]]></description>
			<content:encoded><![CDATA[Teaching kids good money habits doesn't have to begin when they are teenagers, it can start as young as 4 or 5! It all begins with educating your children on 3 simple areas when it comes to finances: 1) Give 2) Save 3) Spend By breaking down finances into these 3 areas, it allows even the youngest of children to have a better idea of how to manage their money properly at a young age. Throughout this podcast episode, Bob and Shawn delve into the ways of incorporating good money habits into your kids' lives. Not only are these basic concepts a great introduction for children to establish financial responsibility, but it can also be an excellent beginning point for those who have never incorporated good money habits into their lives before.]]></content:encoded>
			<itunes:duration>17:06</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep-159-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/teaching-kids-good-money-habits/</link>
			<itunes:episode>159</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Teaching kids good money habits doesn't have to begin when they are teenagers, it can start as young as 4 or 5! It all begins with educating your children on 3 simple areas when it comes to finances: 1) Give 2) Save 3) Spend By breaking down finances into these 3 areas, it allows even the youngest of children to have a better idea of how to manage their money properly at a young age. Throughout this podcast episode, Bob and Shawn delve into the ways of incorporating good money habits into your kids' lives. Not only are these basic concepts a great introduction for children to establish financial responsibility, but it can also be an excellent beginning point for those who have never incorporated good money habits into their lives before.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Teaching kids good money habits doesn't have to begin when they are teenagers, it can start as young as 4 or 5! It all begins with educating your children on 3 simple areas when it comes to finances: 1) Give 2) Save 3) Spend By breaking down finances into these 3 areas, it allows even the youngest of children to have a better idea of how to manage their money properly at a young age. Throughout this podcast episode, Bob and Shawn delve into the ways of incorporating good money habits into your kids' lives. Not only are these basic concepts a great introduction for children to establish financial responsibility, but it can also be an excellent beginning point for those who have never incorporated good money habits into their lives before.</itunes:summary></item>
		<item>
			<title>Benefits Of Using A High-Tech Financial Advisory Firm</title>
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			<pubDate>Tue, 30 May 2023 16:11:43 -0500</pubDate>
			<description><![CDATA[Just in the past 5 years, technology has changed immensely to allow Christian Financial Advisors to better serve clients all over the United States, not just locally. The Covid-19 pandemic really pushed the ability to serve individuals without having to meet face to face. Through Zoom and other video chatting platforms, Docusign and online document signing programs, and sharing important information all online through secure vaults, Christian Financial Advisors can serve clients no matter where they reside. It's so important in today's day and age to have the ability to access paperwork, documents, and your financial advisor quickly and efficiently. All you need is internet access. Tune in to see how we are better able to serve our clients through the use of modern technology platforms AND why it's so important to use a high tech financial advisory firm.]]></description>
			<content:encoded><![CDATA[Just in the past 5 years, technology has changed immensely to allow Christian Financial Advisors to better serve clients all over the United States, not just locally. The Covid-19 pandemic really pushed the ability to serve individuals without having to meet face to face. Through Zoom and other video chatting platforms, Docusign and online document signing programs, and sharing important information all online through secure vaults, Christian Financial Advisors can serve clients no matter where they reside. It's so important in today's day and age to have the ability to access paperwork, documents, and your financial advisor quickly and efficiently. All you need is internet access. Tune in to see how we are better able to serve our clients through the use of modern technology platforms AND why it's so important to use a high tech financial advisory firm.]]></content:encoded>
			<itunes:duration>17:48</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep-158-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/benefits-of-using-a-high-tech-financial-advisory-firm/</link>
			<itunes:episode>158</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Just in the past 5 years, technology has changed immensely to allow Christian Financial Advisors to better serve clients all over the United States, not just locally. The Covid-19 pandemic really pushed the ability to serve individuals without having to meet face to face. Through Zoom and other video chatting platforms, Docusign and online document signing programs, and sharing important information all online through secure vaults, Christian Financial Advisors can serve clients no matter where they reside. It's so important in today's day and age to have the ability to access paperwork, documents, and your financial advisor quickly and efficiently. All you need is internet access. Tune in to see how we are better able to serve our clients through the use of modern technology platforms AND why it's so important to use a high tech financial advisory firm.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Just in the past 5 years, technology has changed immensely to allow Christian Financial Advisors to better serve clients all over the United States, not just locally. The Covid-19 pandemic really pushed the ability to serve individuals without having to meet face to face. Through Zoom and other video chatting platforms, Docusign and online document signing programs, and sharing important information all online through secure vaults, Christian Financial Advisors can serve clients no matter where they reside. It's so important in today's day and age to have the ability to access paperwork, documents, and your financial advisor quickly and efficiently. All you need is internet access. Tune in to see how we are better able to serve our clients through the use of modern technology platforms AND why it's so important to use a high tech financial advisory firm.</itunes:summary></item>
		<item>
			<title>Summer Vacation Financial Tips and Tricks</title>
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			<pubDate>Tue, 23 May 2023 17:06:33 -0500</pubDate>
			<description><![CDATA[Bob and Shawn break out some of their favorite financial advice when it comes to traveling. Summer is right around the corner, which means a vacation is in the works for most of us. Vacations can end up stressful and take a huge toll on a wallet. However, if you plan ahead correctly, then it doesn't have to be as heavy on your finances as you might have expected. From booking a place with a kitchen to staying local, Christian Financial Advisors provides some great and easy ways to help you save money on your next summer vacation - or just any vacation!]]></description>
			<content:encoded><![CDATA[Bob and Shawn break out some of their favorite financial advice when it comes to traveling. Summer is right around the corner, which means a vacation is in the works for most of us. Vacations can end up stressful and take a huge toll on a wallet. However, if you plan ahead correctly, then it doesn't have to be as heavy on your finances as you might have expected. From booking a place with a kitchen to staying local, Christian Financial Advisors provides some great and easy ways to help you save money on your next summer vacation - or just any vacation!]]></content:encoded>
			<itunes:duration>16:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/157-TRANSCRIPTION.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/summer-vacation-financial-tips-and-tricks/</link>
			<itunes:episode>157</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn break out some of their favorite financial advice when it comes to traveling. Summer is right around the corner, which means a vacation is in the works for most of us. Vacations can end up stressful and take a huge toll on a wallet. However, if you plan ahead correctly, then it doesn't have to be as heavy on your finances as you might have expected. From booking a place with a kitchen to staying local, Christian Financial Advisors provides some great and easy ways to help you save money on your next summer vacation - or just any vacation!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn break out some of their favorite financial advice when it comes to traveling. Summer is right around the corner, which means a vacation is in the works for most of us. Vacations can end up stressful and take a huge toll on a wallet. However, if you plan ahead correctly, then it doesn't have to be as heavy on your finances as you might have expected. From booking a place with a kitchen to staying local, Christian Financial Advisors provides some great and easy ways to help you save money on your next summer vacation - or just any vacation!</itunes:summary></item>
		<item>
			<title>Life's 6 Financial Stages Part 2</title>
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			<pubDate>Mon, 15 May 2023 18:32:16 -0500</pubDate>
			<description><![CDATA[In part two of two, Bob and Shawn discuss the last 3 of 6 financial life stages based on finances, lifestyle, and age. We have advice and recommendations for each stage of life, especially when it comes to financial planning during this time. Not everyone will fit exactly into these 6 financial life stages, but you will find common factors in most of them! From starting a new family to coming into retirement, there are key takeaways here for everyone. All of our advice comes from decades of experience with clients at Christian Financial Advisors. For these last 3 life stages, this includes everything from having a trusted power of attorney to investing more conservatively in your older age. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!]]></description>
			<content:encoded><![CDATA[In part two of two, Bob and Shawn discuss the last 3 of 6 financial life stages based on finances, lifestyle, and age. We have advice and recommendations for each stage of life, especially when it comes to financial planning during this time. Not everyone will fit exactly into these 6 financial life stages, but you will find common factors in most of them! From starting a new family to coming into retirement, there are key takeaways here for everyone. All of our advice comes from decades of experience with clients at Christian Financial Advisors. For these last 3 life stages, this includes everything from having a trusted power of attorney to investing more conservatively in your older age. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!]]></content:encoded>
			<itunes:duration>16:05</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep-156-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/lifes-6-financial-stages-part-2/</link>
			<itunes:episode>156</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In part two of two, Bob and Shawn discuss the last 3 of 6 financial life stages based on finances, lifestyle, and age. We have advice and recommendations for each stage of life, especially when it comes to financial planning during this time. Not everyone will fit exactly into these 6 financial life stages, but you will find common factors in most of them! From starting a new family to coming into retirement, there are key takeaways here for everyone. All of our advice comes from decades of experience with clients at Christian Financial Advisors. For these last 3 life stages, this includes everything from having a trusted power of attorney to investing more conservatively in your older age. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In part two of two, Bob and Shawn discuss the last 3 of 6 financial life stages based on finances, lifestyle, and age. We have advice and recommendations for each stage of life, especially when it comes to financial planning during this time. Not everyone will fit exactly into these 6 financial life stages, but you will find common factors in most of them! From starting a new family to coming into retirement, there are key takeaways here for everyone. All of our advice comes from decades of experience with clients at Christian Financial Advisors. For these last 3 life stages, this includes everything from having a trusted power of attorney to investing more conservatively in your older age. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!</itunes:summary></item>
		<item>
			<title>Life's 6 Financial Stages Part 1</title>
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			<pubDate>Mon, 08 May 2023 17:28:49 -0500</pubDate>
			<description><![CDATA[In part one of two, Bob and Shawn discuss the first 3 of 6 financial life stages based on age, finances, and lifestyle. Even though not everyone will fit into these 6 financial life stages, most of us will! Whether you are in the beginning stages of just graduating college or towards the middle with kids that are graduating college themselves, there is definitely something for everyone in this episode. Within every life stage are key financial takeaways and recommendations that Christian Financial Advisors has been able to extract from each. Some of these include avoiding debt, saving for a new home, and even getting your life insurance in place. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!]]></description>
			<content:encoded><![CDATA[In part one of two, Bob and Shawn discuss the first 3 of 6 financial life stages based on age, finances, and lifestyle. Even though not everyone will fit into these 6 financial life stages, most of us will! Whether you are in the beginning stages of just graduating college or towards the middle with kids that are graduating college themselves, there is definitely something for everyone in this episode. Within every life stage are key financial takeaways and recommendations that Christian Financial Advisors has been able to extract from each. Some of these include avoiding debt, saving for a new home, and even getting your life insurance in place. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!]]></content:encoded>
			<itunes:duration>1:18</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-155-Transcription.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/lifes-6-financial-stages-part-1/</link>
			<itunes:episode>155</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In part one of two, Bob and Shawn discuss the first 3 of 6 financial life stages based on age, finances, and lifestyle. Even though not everyone will fit into these 6 financial life stages, most of us will! Whether you are in the beginning stages of just graduating college or towards the middle with kids that are graduating college themselves, there is definitely something for everyone in this episode. Within every life stage are key financial takeaways and recommendations that Christian Financial Advisors has been able to extract from each. Some of these include avoiding debt, saving for a new home, and even getting your life insurance in place. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In part one of two, Bob and Shawn discuss the first 3 of 6 financial life stages based on age, finances, and lifestyle. Even though not everyone will fit into these 6 financial life stages, most of us will! Whether you are in the beginning stages of just graduating college or towards the middle with kids that are graduating college themselves, there is definitely something for everyone in this episode. Within every life stage are key financial takeaways and recommendations that Christian Financial Advisors has been able to extract from each. Some of these include avoiding debt, saving for a new home, and even getting your life insurance in place. Listen in to discover which financial life stage you are currently in and how you can get a better handle on your finances!</itunes:summary></item>
		<item>
			<title>Life Events Requiring Financial Advice And Planning Part 2</title>
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			<pubDate>Mon, 01 May 2023 19:10:12 -0500</pubDate>
			<description><![CDATA[Bob and Shawn discuss the second 6 of 12 major life events that require advanced financial advice and planning. Many of us have already gone through a huge life change, like the ones mentioned in this episode, and even more of us will be affected in the future by a giant financial life change. Therefore, being fiscally prepared by working with a financial advisor is a giant step towards being successful when one of the unexpected (or even planned) events occurs. You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events by working with a financial planner and financial advisor.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss the second 6 of 12 major life events that require advanced financial advice and planning. Many of us have already gone through a huge life change, like the ones mentioned in this episode, and even more of us will be affected in the future by a giant financial life change. Therefore, being fiscally prepared by working with a financial advisor is a giant step towards being successful when one of the unexpected (or even planned) events occurs. You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events by working with a financial planner and financial advisor.]]></content:encoded>
			<itunes:duration>16:18</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/154-Podcast-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/life-events-requiring-financial-advice-and-planning-part-2/</link>
			<itunes:episode>154</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss the second 6 of 12 major life events that require advanced financial advice and planning. Many of us have already gone through a huge life change, like the ones mentioned in this episode, and even more of us will be affected in the future by a giant financial life change. Therefore, being fiscally prepared by working with a financial advisor is a giant step towards being successful when one of the unexpected (or even planned) events occurs. You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events by working with a financial planner and financial advisor.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss the second 6 of 12 major life events that require advanced financial advice and planning. Many of us have already gone through a huge life change, like the ones mentioned in this episode, and even more of us will be affected in the future by a giant financial life change. Therefore, being fiscally prepared by working with a financial advisor is a giant step towards being successful when one of the unexpected (or even planned) events occurs. You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events by working with a financial planner and financial advisor.</itunes:summary></item>
		<item>
			<title>Life Events Requiring Financial Advice And Planning Part 1</title>
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			<pubDate>Mon, 24 Apr 2023 15:28:10 -0500</pubDate>
			<description><![CDATA[Bob and Shawn discuss the first 6 of 12 major life events that require advanced financial advice and planning. Saving for the future is not just about retirement planning. There are an assortment of life changes and events for which you need to be financially prepared. Of course, it's extremely important to start saving for retirement as early as possible, but what about when something unexpected occurs? You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss the first 6 of 12 major life events that require advanced financial advice and planning. Saving for the future is not just about retirement planning. There are an assortment of life changes and events for which you need to be financially prepared. Of course, it's extremely important to start saving for retirement as early as possible, but what about when something unexpected occurs? You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events.]]></content:encoded>
			<itunes:duration>17:37</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-153-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/life-events-requiring-financial-advice-and-planning-part-1/</link>
			<itunes:episode>153</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss the first 6 of 12 major life events that require advanced financial advice and planning. Saving for the future is not just about retirement planning. There are an assortment of life changes and events for which you need to be financially prepared. Of course, it's extremely important to start saving for retirement as early as possible, but what about when something unexpected occurs? You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss the first 6 of 12 major life events that require advanced financial advice and planning. Saving for the future is not just about retirement planning. There are an assortment of life changes and events for which you need to be financially prepared. Of course, it's extremely important to start saving for retirement as early as possible, but what about when something unexpected occurs? You can't predict the future in the case of a sudden illness or even death. However, you can prepare for these occurrences appropriately. Learn about the preparatory steps you can take for these 12 major life events.</itunes:summary></item>
		<item>
			<title>The Math Behind Roth IRAs</title>
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			<pubDate>Mon, 17 Apr 2023 15:11:25 -0500</pubDate>
			<description><![CDATA[Bob and Shawn delve deep into the math behind putting money into a Roth IRA. This is a super informative episode for anyone wondering if they should be putting their retirement funds into a Roth IRA, go with a Traditional IRA, or even use a combination of both (or other saving means). As we at Christian Financial Advisors mention a lot, it's just math! This includes the age at which you begin saving money, the age at which you pull money out, and your income at the time. We highly recommend getting a pen and paper while listening to this episode to make it a little easier to comprehend. There are a lot of numbers and math that are mentioned, and following along while writing down what Bob and Shawn are saying will make this episode simpler to break down and understand.]]></description>
			<content:encoded><![CDATA[Bob and Shawn delve deep into the math behind putting money into a Roth IRA. This is a super informative episode for anyone wondering if they should be putting their retirement funds into a Roth IRA, go with a Traditional IRA, or even use a combination of both (or other saving means). As we at Christian Financial Advisors mention a lot, it's just math! This includes the age at which you begin saving money, the age at which you pull money out, and your income at the time. We highly recommend getting a pen and paper while listening to this episode to make it a little easier to comprehend. There are a lot of numbers and math that are mentioned, and following along while writing down what Bob and Shawn are saying will make this episode simpler to break down and understand.]]></content:encoded>
			<itunes:duration>17:04</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-152-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-math-behind-roth-iras/</link>
			<itunes:episode>152</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn delve deep into the math behind putting money into a Roth IRA. This is a super informative episode for anyone wondering if they should be putting their retirement funds into a Roth IRA, go with a Traditional IRA, or even use a combination of both (or other saving means). As we at Christian Financial Advisors mention a lot, it's just math! This includes the age at which you begin saving money, the age at which you pull money out, and your income at the time. We highly recommend getting a pen and paper while listening to this episode to make it a little easier to comprehend. There are a lot of numbers and math that are mentioned, and following along while writing down what Bob and Shawn are saying will make this episode simpler to break down and understand.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn delve deep into the math behind putting money into a Roth IRA. This is a super informative episode for anyone wondering if they should be putting their retirement funds into a Roth IRA, go with a Traditional IRA, or even use a combination of both (or other saving means). As we at Christian Financial Advisors mention a lot, it's just math! This includes the age at which you begin saving money, the age at which you pull money out, and your income at the time. We highly recommend getting a pen and paper while listening to this episode to make it a little easier to comprehend. There are a lot of numbers and math that are mentioned, and following along while writing down what Bob and Shawn are saying will make this episode simpler to break down and understand.</itunes:summary></item>
		<item>
			<title>7 Biblical Financial Guidelines</title>
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			<pubDate>Tue, 11 Apr 2023 16:20:16 -0500</pubDate>
			<description><![CDATA[Bob and Shawn delve deep into some of their favorite Biblical principles when it comes to Christian stewardship and finances, all backed up by Biblical stewardship scriptures. These tips definitely go way beyond just the financial, and they also go into the emotional aspect of trying to live a financially successful life within Biblical guidelines. This includes suggestions like giving to causes greater than yourself - like a local food bank, animal shelter, or homeless shelter. When we begin to see our money and finances as a tool from God to help others in His name, then the cycle of worry and selfishness can begin to diminish. We hope you enjoy this episode on Biblical financial guidelines as much as we enjoyed making it!]]></description>
			<content:encoded><![CDATA[Bob and Shawn delve deep into some of their favorite Biblical principles when it comes to Christian stewardship and finances, all backed up by Biblical stewardship scriptures. These tips definitely go way beyond just the financial, and they also go into the emotional aspect of trying to live a financially successful life within Biblical guidelines. This includes suggestions like giving to causes greater than yourself - like a local food bank, animal shelter, or homeless shelter. When we begin to see our money and finances as a tool from God to help others in His name, then the cycle of worry and selfishness can begin to diminish. We hope you enjoy this episode on Biblical financial guidelines as much as we enjoyed making it!]]></content:encoded>
			<itunes:duration>15:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-151-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/7-biblical-financial-guidelines/</link>
			<itunes:episode>151</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn delve deep into some of their favorite Biblical principles when it comes to Christian stewardship and finances, all backed up by Biblical stewardship scriptures. These tips definitely go way beyond just the financial, and they also go into the emotional aspect of trying to live a financially successful life within Biblical guidelines. This includes suggestions like giving to causes greater than yourself - like a local food bank, animal shelter, or homeless shelter. When we begin to see our money and finances as a tool from God to help others in His name, then the cycle of worry and selfishness can begin to diminish. We hope you enjoy this episode on Biblical financial guidelines as much as we enjoyed making it!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn delve deep into some of their favorite Biblical principles when it comes to Christian stewardship and finances, all backed up by Biblical stewardship scriptures. These tips definitely go way beyond just the financial, and they also go into the emotional aspect of trying to live a financially successful life within Biblical guidelines. This includes suggestions like giving to causes greater than yourself - like a local food bank, animal shelter, or homeless shelter. When we begin to see our money and finances as a tool from God to help others in His name, then the cycle of worry and selfishness can begin to diminish. We hope you enjoy this episode on Biblical financial guidelines as much as we enjoyed making it!</itunes:summary></item>
		<item>
			<title>What's Your Financial Freedom Number</title>
			<enclosure length="23836501" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_150-Final.mp3"/>
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			<pubDate>Mon, 03 Apr 2023 23:36:41 -0500</pubDate>
			<description><![CDATA[How much money do you need to retire? It depends on a number of factors including what age you expect to retire and the annual income you want to have available. Even if the number is lower, you'll probably be surprised at the amount of money that you will need to retire the way you want. This is where your financial freedom number comes into play. Bob and Shawn show you how to estimate what your financial freedom number might be in order to retire as successfully as possible. Granted, this number can change and there are quite a few factors that go into it. However, having a number to start with allows you to start your journey towards retirement and financial freedom.]]></description>
			<content:encoded><![CDATA[How much money do you need to retire? It depends on a number of factors including what age you expect to retire and the annual income you want to have available. Even if the number is lower, you'll probably be surprised at the amount of money that you will need to retire the way you want. This is where your financial freedom number comes into play. Bob and Shawn show you how to estimate what your financial freedom number might be in order to retire as successfully as possible. Granted, this number can change and there are quite a few factors that go into it. However, having a number to start with allows you to start your journey towards retirement and financial freedom.]]></content:encoded>
			<itunes:duration>16:33</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/150-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/whats-your-financial-freedom-number/</link>
			<itunes:episode>150</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>How much money do you need to retire? It depends on a number of factors including what age you expect to retire and the annual income you want to have available. Even if the number is lower, you'll probably be surprised at the amount of money that you will need to retire the way you want. This is where your financial freedom number comes into play. Bob and Shawn show you how to estimate what your financial freedom number might be in order to retire as successfully as possible. Granted, this number can change and there are quite a few factors that go into it. However, having a number to start with allows you to start your journey towards retirement and financial freedom.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>How much money do you need to retire? It depends on a number of factors including what age you expect to retire and the annual income you want to have available. Even if the number is lower, you'll probably be surprised at the amount of money that you will need to retire the way you want. This is where your financial freedom number comes into play. Bob and Shawn show you how to estimate what your financial freedom number might be in order to retire as successfully as possible. Granted, this number can change and there are quite a few factors that go into it. However, having a number to start with allows you to start your journey towards retirement and financial freedom.</itunes:summary></item>
		<item>
			<title>10 Traits of Christian Millionaires</title>
			<enclosure length="25129642" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_149-Final.mp3"/>
			<guid isPermaLink="false">cfp-ep149</guid>
			<pubDate>Mon, 27 Mar 2023 17:42:38 -0500</pubDate>
			<description><![CDATA[Bob and Shawn discuss the 10 common traits that they often see in their Christian millionaire clients. These traits aren't what you think! Surprisingly, only about 2-3 directly involve finance and investments. Most of the traits that we see here at Christian Financial Advisors involve deeper characteristics and traits, like consistency in their career and/or exemplify Godly values like integrity and honesty. Above all when it comes to financially successful Christians, Bob and Shawn have noticed that most believe that God owns it all. It is his money to begin with, and we are just His earthly stewards of these blessings.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss the 10 common traits that they often see in their Christian millionaire clients. These traits aren't what you think! Surprisingly, only about 2-3 directly involve finance and investments. Most of the traits that we see here at Christian Financial Advisors involve deeper characteristics and traits, like consistency in their career and/or exemplify Godly values like integrity and honesty. Above all when it comes to financially successful Christians, Bob and Shawn have noticed that most believe that God owns it all. It is his money to begin with, and we are just His earthly stewards of these blessings.]]></content:encoded>
			<itunes:duration>17:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-149-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-traits-of-christian-millionaires/</link>
			<itunes:episode>149</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss the 10 common traits that they often see in their Christian millionaire clients. These traits aren't what you think! Surprisingly, only about 2-3 directly involve finance and investments. Most of the traits that we see here at Christian Financial Advisors involve deeper characteristics and traits, like consistency in their career and/or exemplify Godly values like integrity and honesty. Above all when it comes to financially successful Christians, Bob and Shawn have noticed that most believe that God owns it all. It is his money to begin with, and we are just His earthly stewards of these blessings.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss the 10 common traits that they often see in their Christian millionaire clients. These traits aren't what you think! Surprisingly, only about 2-3 directly involve finance and investments. Most of the traits that we see here at Christian Financial Advisors involve deeper characteristics and traits, like consistency in their career and/or exemplify Godly values like integrity and honesty. Above all when it comes to financially successful Christians, Bob and Shawn have noticed that most believe that God owns it all. It is his money to begin with, and we are just His earthly stewards of these blessings.</itunes:summary></item>
		<item>
			<title>Integrative Financial Planning - How It's Different Today</title>
			<enclosure length="27502759" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_148-Final-Podcast.mp3"/>
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			<pubDate>Mon, 20 Mar 2023 17:25:56 -0500</pubDate>
			<description><![CDATA[Integrative financial planning is a huge part of Christian Financial Advisors through primarily a tool called eMoney. We try to make your investment and financial planning as easy as possible through online tools that are easily accessible 24/7. So, what exactly makes eMoney so great? Bob and Shawn go step by step through an eMoney profile to break down exactly how the program is used and how Christian Financial Advisors uses this platform to create and show clients a financial plan. Whether you are planning on saving college money for kids and grandkids, or you just need a place to start with creating retirement funds, integrative financial planning is a great place to start. We are here to help clear up any confusion or questions surrounding this process!]]></description>
			<content:encoded><![CDATA[Integrative financial planning is a huge part of Christian Financial Advisors through primarily a tool called eMoney. We try to make your investment and financial planning as easy as possible through online tools that are easily accessible 24/7. So, what exactly makes eMoney so great? Bob and Shawn go step by step through an eMoney profile to break down exactly how the program is used and how Christian Financial Advisors uses this platform to create and show clients a financial plan. Whether you are planning on saving college money for kids and grandkids, or you just need a place to start with creating retirement funds, integrative financial planning is a great place to start. We are here to help clear up any confusion or questions surrounding this process!]]></content:encoded>
			<itunes:duration>19:06</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-148-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/integrative-financial-planning-how-its-different-today-2/</link>
			<itunes:episode>148</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Integrative financial planning is a huge part of Christian Financial Advisors through primarily a tool called eMoney. We try to make your investment and financial planning as easy as possible through online tools that are easily accessible 24/7. So, what exactly makes eMoney so great? Bob and Shawn go step by step through an eMoney profile to break down exactly how the program is used and how Christian Financial Advisors uses this platform to create and show clients a financial plan. Whether you are planning on saving college money for kids and grandkids, or you just need a place to start with creating retirement funds, integrative financial planning is a great place to start. We are here to help clear up any confusion or questions surrounding this process!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Integrative financial planning is a huge part of Christian Financial Advisors through primarily a tool called eMoney. We try to make your investment and financial planning as easy as possible through online tools that are easily accessible 24/7. So, what exactly makes eMoney so great? Bob and Shawn go step by step through an eMoney profile to break down exactly how the program is used and how Christian Financial Advisors uses this platform to create and show clients a financial plan. Whether you are planning on saving college money for kids and grandkids, or you just need a place to start with creating retirement funds, integrative financial planning is a great place to start. We are here to help clear up any confusion or questions surrounding this process!</itunes:summary></item>
		<item>
			<title>Tools Needed In Your Financial Toolbox</title>
			<enclosure length="23815189" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_147-Final-Podcast.mp3"/>
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			<pubDate>Mon, 13 Mar 2023 17:50:07 -0500</pubDate>
			<description><![CDATA[Bob and Shawn cover an array of tools that you should always have readily available in your financial toolbox. Most of you listening probably have the essential tools at home for basic tasks – a hammer, screwdriver, drill, pliers, and a level. Just like there are essential tools that aid in 90% of tasks around the home, we also have essential “tools” that should be readily available when it comes to finances. Some of your financial toolbox essentials include having a safety net (i.e. savings) in case of emergencies. Other fundamental tools might be having the right life insurance for your family size, lifestyle, and current expenses. All of these and more are covered in this important episode on the tools needed for your financial toolbox.]]></description>
			<content:encoded><![CDATA[Bob and Shawn cover an array of tools that you should always have readily available in your financial toolbox. Most of you listening probably have the essential tools at home for basic tasks – a hammer, screwdriver, drill, pliers, and a level. Just like there are essential tools that aid in 90% of tasks around the home, we also have essential “tools” that should be readily available when it comes to finances. Some of your financial toolbox essentials include having a safety net (i.e. savings) in case of emergencies. Other fundamental tools might be having the right life insurance for your family size, lifestyle, and current expenses. All of these and more are covered in this important episode on the tools needed for your financial toolbox.]]></content:encoded>
			<itunes:duration>16:32</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/147-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/tools-needed-in-your-financial-toolbox/</link>
			<itunes:episode>147</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn cover an array of tools that you should always have readily available in your financial toolbox. Most of you listening probably have the essential tools at home for basic tasks – a hammer, screwdriver, drill, pliers, and a level. Just like there are essential tools that aid in 90% of tasks around the home, we also have essential “tools” that should be readily available when it comes to finances. Some of your financial toolbox essentials include having a safety net (i.e. savings) in case of emergencies. Other fundamental tools might be having the right life insurance for your family size, lifestyle, and current expenses. All of these and more are covered in this important episode on the tools needed for your financial toolbox.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn cover an array of tools that you should always have readily available in your financial toolbox. Most of you listening probably have the essential tools at home for basic tasks – a hammer, screwdriver, drill, pliers, and a level. Just like there are essential tools that aid in 90% of tasks around the home, we also have essential “tools” that should be readily available when it comes to finances. Some of your financial toolbox essentials include having a safety net (i.e. savings) in case of emergencies. Other fundamental tools might be having the right life insurance for your family size, lifestyle, and current expenses. All of these and more are covered in this important episode on the tools needed for your financial toolbox.</itunes:summary></item>
		<item>
			<title>The Different Types Of Financial Advisors</title>
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			<pubDate>Tue, 07 Mar 2023 18:09:32 -0600</pubDate>
			<description><![CDATA[Bob and Shawn discuss the many types of financial advisors that exist in our world today. Not all financial advisors are the same, just like not all doctors are the same. And just like with doctors, financial advisors can be all encompassing (like a general practitioner), or they can focus on one area like a podiatrist would (for example, financial planning). It is important to know the type of financial advisor you are working with, understanding their limitations, knowing their specialties, and finding one that hits all the checkboxes for your financial and investment needs. Along with being all encompassing or having a more generalized focus, there are also different ways that financial advisors are paid. This is an important feature to consider when choosing an individual or firm that has your financial future in their hands. Bob and Shawn discuss all of the above by breaking it down into a way that is easy to understand.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss the many types of financial advisors that exist in our world today. Not all financial advisors are the same, just like not all doctors are the same. And just like with doctors, financial advisors can be all encompassing (like a general practitioner), or they can focus on one area like a podiatrist would (for example, financial planning). It is important to know the type of financial advisor you are working with, understanding their limitations, knowing their specialties, and finding one that hits all the checkboxes for your financial and investment needs. Along with being all encompassing or having a more generalized focus, there are also different ways that financial advisors are paid. This is an important feature to consider when choosing an individual or firm that has your financial future in their hands. Bob and Shawn discuss all of the above by breaking it down into a way that is easy to understand.]]></content:encoded>
			<itunes:duration>20:33</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-146-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-different-types-of-financial-advisors/</link>
			<itunes:episode>146</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss the many types of financial advisors that exist in our world today. Not all financial advisors are the same, just like not all doctors are the same. And just like with doctors, financial advisors can be all encompassing (like a general practitioner), or they can focus on one area like a podiatrist would (for example, financial planning). It is important to know the type of financial advisor you are working with, understanding their limitations, knowing their specialties, and finding one that hits all the checkboxes for your financial and investment needs. Along with being all encompassing or having a more generalized focus, there are also different ways that financial advisors are paid. This is an important feature to consider when choosing an individual or firm that has your financial future in their hands. Bob and Shawn discuss all of the above by breaking it down into a way that is easy to understand.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss the many types of financial advisors that exist in our world today. Not all financial advisors are the same, just like not all doctors are the same. And just like with doctors, financial advisors can be all encompassing (like a general practitioner), or they can focus on one area like a podiatrist would (for example, financial planning). It is important to know the type of financial advisor you are working with, understanding their limitations, knowing their specialties, and finding one that hits all the checkboxes for your financial and investment needs. Along with being all encompassing or having a more generalized focus, there are also different ways that financial advisors are paid. This is an important feature to consider when choosing an individual or firm that has your financial future in their hands. Bob and Shawn discuss all of the above by breaking it down into a way that is easy to understand.</itunes:summary></item>
		<item>
			<title>BRI Part 3: Why It's Important</title>
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			<pubDate>Tue, 28 Feb 2023 17:37:04 -0600</pubDate>
			<description><![CDATA[Part 3 of our three part series on Biblically Responsible Investing delves into the importance of investing with your values, especially as a Christian. Bob and Shawn present several Bible verses that go hand in hand with Faith Based Investing. If you wouldn't outright support certain anti-Biblical agendas with your money, then why would you want to support them secondhand through your investments in certain companies? After all, if you truly believe that “God owns it all”, then investing your money with your Christian values in mind is something that you probably want at the forefront. Using BRI as a way of investing helps make a difference in the marketplace, and it can give Christian investors a peace of mind in that they are supporting the good in the world while avoiding the negative.]]></description>
			<content:encoded><![CDATA[Part 3 of our three part series on Biblically Responsible Investing delves into the importance of investing with your values, especially as a Christian. Bob and Shawn present several Bible verses that go hand in hand with Faith Based Investing. If you wouldn't outright support certain anti-Biblical agendas with your money, then why would you want to support them secondhand through your investments in certain companies? After all, if you truly believe that “God owns it all”, then investing your money with your Christian values in mind is something that you probably want at the forefront. Using BRI as a way of investing helps make a difference in the marketplace, and it can give Christian investors a peace of mind in that they are supporting the good in the world while avoiding the negative.]]></content:encoded>
			<itunes:duration>15:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/145-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblically-responsible-investing-part-3/</link>
			<itunes:episode>145</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Part 3 of our three part series on Biblically Responsible Investing delves into the importance of investing with your values, especially as a Christian. Bob and Shawn present several Bible verses that go hand in hand with Faith Based Investing. If you wouldn't outright support certain anti-Biblical agendas with your money, then why would you want to support them secondhand through your investments in certain companies? After all, if you truly believe that “God owns it all”, then investing your money with your Christian values in mind is something that you probably want at the forefront. Using BRI as a way of investing helps make a difference in the marketplace, and it can give Christian investors a peace of mind in that they are supporting the good in the world while avoiding the negative.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Part 3 of our three part series on Biblically Responsible Investing delves into the importance of investing with your values, especially as a Christian. Bob and Shawn present several Bible verses that go hand in hand with Faith Based Investing. If you wouldn't outright support certain anti-Biblical agendas with your money, then why would you want to support them secondhand through your investments in certain companies? After all, if you truly believe that “God owns it all”, then investing your money with your Christian values in mind is something that you probably want at the forefront. Using BRI as a way of investing helps make a difference in the marketplace, and it can give Christian investors a peace of mind in that they are supporting the good in the world while avoiding the negative.</itunes:summary></item>
		<item>
			<title>BRI Part 2: Screening Technologies</title>
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			<pubDate>Mon, 20 Feb 2023 22:12:40 -0600</pubDate>
			<description><![CDATA[We are on to Part 2 of our three part series on Biblically Responsible Investing (BRI) where we discuss screening technologies. BRI is a subset of Values Based Investing that caters to Christian and Biblical beliefs in an investment portfolio. It allows Christians, or whoever is interested, to invest in companies that do not go against Biblical values. It is also known as Faith Based Investing. So, how is such a unique way of investing completed? Bob and Shawn go over just how a BRI investment portfolio is created through using modern screening technologies. However, this is just the tip of the iceberg when it comes to creating a well diversified BRI (or Faith Based Investment) portfolio.]]></description>
			<content:encoded><![CDATA[We are on to Part 2 of our three part series on Biblically Responsible Investing (BRI) where we discuss screening technologies. BRI is a subset of Values Based Investing that caters to Christian and Biblical beliefs in an investment portfolio. It allows Christians, or whoever is interested, to invest in companies that do not go against Biblical values. It is also known as Faith Based Investing. So, how is such a unique way of investing completed? Bob and Shawn go over just how a BRI investment portfolio is created through using modern screening technologies. However, this is just the tip of the iceberg when it comes to creating a well diversified BRI (or Faith Based Investment) portfolio.]]></content:encoded>
			<itunes:duration>14:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode-144-Final.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblically-responsible-investing-part-2/</link>
			<itunes:episode>144</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We are on to Part 2 of our three part series on Biblically Responsible Investing (BRI) where we discuss screening technologies. BRI is a subset of Values Based Investing that caters to Christian and Biblical beliefs in an investment portfolio. It allows Christians, or whoever is interested, to invest in companies that do not go against Biblical values. It is also known as Faith Based Investing. So, how is such a unique way of investing completed? Bob and Shawn go over just how a BRI investment portfolio is created through using modern screening technologies. However, this is just the tip of the iceberg when it comes to creating a well diversified BRI (or Faith Based Investment) portfolio.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We are on to Part 2 of our three part series on Biblically Responsible Investing (BRI) where we discuss screening technologies. BRI is a subset of Values Based Investing that caters to Christian and Biblical beliefs in an investment portfolio. It allows Christians, or whoever is interested, to invest in companies that do not go against Biblical values. It is also known as Faith Based Investing. So, how is such a unique way of investing completed? Bob and Shawn go over just how a BRI investment portfolio is created through using modern screening technologies. However, this is just the tip of the iceberg when it comes to creating a well diversified BRI (or Faith Based Investment) portfolio.</itunes:summary></item>
		<item>
			<title>Biblically Responsible Investing Part 1</title>
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			<pubDate>Mon, 13 Feb 2023 20:36:35 -0600</pubDate>
			<description><![CDATA[In Part 1 of 3 about Biblically Responsible Investing, Bob and Shawn delve into what exactly Biblically Responsible Investing - BRI - encompasses, how it works, and some of the companies that Christian Financial Advisors works with. What exactly is BRI? Well, Biblically Responsible Investing (BRI) falls under the realm of types of Values Based Investing. BRI is the short term phrase for it, and it is something that is the core of Christian Financial Advisors and our investing methodology. BRI is a great choice of investing for Christian investors, or even regular investors, who want their financial portfolio, mutual funds, and ETFs involved with companies that are supporting the good and filtering out the bad. Learn about how it got started and what makes it different from other values based investing choices.]]></description>
			<content:encoded><![CDATA[In Part 1 of 3 about Biblically Responsible Investing, Bob and Shawn delve into what exactly Biblically Responsible Investing - BRI - encompasses, how it works, and some of the companies that Christian Financial Advisors works with. What exactly is BRI? Well, Biblically Responsible Investing (BRI) falls under the realm of types of Values Based Investing. BRI is the short term phrase for it, and it is something that is the core of Christian Financial Advisors and our investing methodology. BRI is a great choice of investing for Christian investors, or even regular investors, who want their financial portfolio, mutual funds, and ETFs involved with companies that are supporting the good and filtering out the bad. Learn about how it got started and what makes it different from other values based investing choices.]]></content:encoded>
			<itunes:duration>13:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/143-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblically-responsible-investing-part-1/</link>
			<itunes:episode>143</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In Part 1 of 3 about Biblically Responsible Investing, Bob and Shawn delve into what exactly Biblically Responsible Investing - BRI - encompasses, how it works, and some of the companies that Christian Financial Advisors works with. What exactly is BRI? Well, Biblically Responsible Investing (BRI) falls under the realm of types of Values Based Investing. BRI is the short term phrase for it, and it is something that is the core of Christian Financial Advisors and our investing methodology. BRI is a great choice of investing for Christian investors, or even regular investors, who want their financial portfolio, mutual funds, and ETFs involved with companies that are supporting the good and filtering out the bad. Learn about how it got started and what makes it different from other values based investing choices.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In Part 1 of 3 about Biblically Responsible Investing, Bob and Shawn delve into what exactly Biblically Responsible Investing - BRI - encompasses, how it works, and some of the companies that Christian Financial Advisors works with. What exactly is BRI? Well, Biblically Responsible Investing (BRI) falls under the realm of types of Values Based Investing. BRI is the short term phrase for it, and it is something that is the core of Christian Financial Advisors and our investing methodology. BRI is a great choice of investing for Christian investors, or even regular investors, who want their financial portfolio, mutual funds, and ETFs involved with companies that are supporting the good and filtering out the bad. Learn about how it got started and what makes it different from other values based investing choices.</itunes:summary></item>
		<item>
			<title>Budgeting Without Numbers</title>
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			<pubDate>Mon, 06 Feb 2023 20:12:35 -0600</pubDate>
			<description><![CDATA[Budgeting is a topic that commonly arises, and it is hard for most people to commit to it as budgeting can feel like bondage, not freedom. However, it is the lack of debt and ability to stick to a budget that brings so many of us financial freedom. Nobody likes debt or wants to be in debt. Even if you have the financial ability to buy anything you want, it isn't always beneficial to you. There are many ways that you can save on money (and/or decrease your purchases) that don't have to directly deal with numbers. It just means having the right mindset. Some of the areas that Bob and Shawn cover include waiting before large purchases and methods to keep your emotions at bay when considering purchases.]]></description>
			<content:encoded><![CDATA[Budgeting is a topic that commonly arises, and it is hard for most people to commit to it as budgeting can feel like bondage, not freedom. However, it is the lack of debt and ability to stick to a budget that brings so many of us financial freedom. Nobody likes debt or wants to be in debt. Even if you have the financial ability to buy anything you want, it isn't always beneficial to you. There are many ways that you can save on money (and/or decrease your purchases) that don't have to directly deal with numbers. It just means having the right mindset. Some of the areas that Bob and Shawn cover include waiting before large purchases and methods to keep your emotions at bay when considering purchases.]]></content:encoded>
			<itunes:duration>33:50</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/142-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/budgeting-without-numbers/</link>
			<itunes:episode>142</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Budgeting is a topic that commonly arises, and it is hard for most people to commit to it as budgeting can feel like bondage, not freedom. However, it is the lack of debt and ability to stick to a budget that brings so many of us financial freedom. Nobody likes debt or wants to be in debt. Even if you have the financial ability to buy anything you want, it isn't always beneficial to you. There are many ways that you can save on money (and/or decrease your purchases) that don't have to directly deal with numbers. It just means having the right mindset. Some of the areas that Bob and Shawn cover include waiting before large purchases and methods to keep your emotions at bay when considering purchases.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Budgeting is a topic that commonly arises, and it is hard for most people to commit to it as budgeting can feel like bondage, not freedom. However, it is the lack of debt and ability to stick to a budget that brings so many of us financial freedom. Nobody likes debt or wants to be in debt. Even if you have the financial ability to buy anything you want, it isn't always beneficial to you. There are many ways that you can save on money (and/or decrease your purchases) that don't have to directly deal with numbers. It just means having the right mindset. Some of the areas that Bob and Shawn cover include waiting before large purchases and methods to keep your emotions at bay when considering purchases.</itunes:summary></item>
		<item>
			<title>Should I Still Wait To Build Or Buy A Home</title>
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			<pubDate>Mon, 30 Jan 2023 23:03:31 -0600</pubDate>
			<description><![CDATA[We're back to the topic of “building or buying a house” that we covered last year around this time, but we are coming at it from today's ever-changing housing market. Buying or building a home is something that probably 100% of those listening have done, thought of, or plan to do. However, in today's economy and right at this moment, is this something that should even be considered? Should you STILL wait to build or buy a home? Bob and Shawn delve into the math of this topic with statistics on financing percentages, past trends, and exceptions to the rule. So, if you were thinking about building or buying a house in the near future, this episode is definitely for you!]]></description>
			<content:encoded><![CDATA[We're back to the topic of “building or buying a house” that we covered last year around this time, but we are coming at it from today's ever-changing housing market. Buying or building a home is something that probably 100% of those listening have done, thought of, or plan to do. However, in today's economy and right at this moment, is this something that should even be considered? Should you STILL wait to build or buy a home? Bob and Shawn delve into the math of this topic with statistics on financing percentages, past trends, and exceptions to the rule. So, if you were thinking about building or buying a house in the near future, this episode is definitely for you!]]></content:encoded>
			<itunes:duration>18:17</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/141-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/should-i-still-wait-to-build-or-buy-a-home/</link>
			<itunes:episode>141</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We're back to the topic of “building or buying a house” that we covered last year around this time, but we are coming at it from today's ever-changing housing market. Buying or building a home is something that probably 100% of those listening have done, thought of, or plan to do. However, in today's economy and right at this moment, is this something that should even be considered? Should you STILL wait to build or buy a home? Bob and Shawn delve into the math of this topic with statistics on financing percentages, past trends, and exceptions to the rule. So, if you were thinking about building or buying a house in the near future, this episode is definitely for you!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We're back to the topic of “building or buying a house” that we covered last year around this time, but we are coming at it from today's ever-changing housing market. Buying or building a home is something that probably 100% of those listening have done, thought of, or plan to do. However, in today's economy and right at this moment, is this something that should even be considered? Should you STILL wait to build or buy a home? Bob and Shawn delve into the math of this topic with statistics on financing percentages, past trends, and exceptions to the rule. So, if you were thinking about building or buying a house in the near future, this episode is definitely for you!</itunes:summary></item>
		<item>
			<title>Diversification 101: Part 3 - Building Models</title>
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			<pubDate>Wed, 25 Jan 2023 02:09:04 -0600</pubDate>
			<description><![CDATA[You've made it to the end of our three part series on Diversification! We've already talked about charts and sectors, and in this episode Bob and Shawn discuss putting everything together to build a properly diversified investment model. There's a lot that goes into being properly diversified, and it is not something that just happens over a day or two of learning. It takes time, education, and lots and LOTS of research. If a properly diversified investment portfolio is truly something that you are wanting to achieve as a do-it-yourself investor, then these episodes are a great place to start. However, this is just the tip of the iceberg when it comes to everything that goes into diversification within investments. Are you ready to get started on your own or find a fiduciary based financial advisor to help you along the way? This episode may just help you come to a decision.]]></description>
			<content:encoded><![CDATA[You've made it to the end of our three part series on Diversification! We've already talked about charts and sectors, and in this episode Bob and Shawn discuss putting everything together to build a properly diversified investment model. There's a lot that goes into being properly diversified, and it is not something that just happens over a day or two of learning. It takes time, education, and lots and LOTS of research. If a properly diversified investment portfolio is truly something that you are wanting to achieve as a do-it-yourself investor, then these episodes are a great place to start. However, this is just the tip of the iceberg when it comes to everything that goes into diversification within investments. Are you ready to get started on your own or find a fiduciary based financial advisor to help you along the way? This episode may just help you come to a decision.]]></content:encoded>
			<itunes:duration>25:47</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/140-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/diversification-101-part-3-building-models-2/</link>
			<itunes:episode>140</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>You've made it to the end of our three part series on Diversification! We've already talked about charts and sectors, and in this episode Bob and Shawn discuss putting everything together to build a properly diversified investment model. There's a lot that goes into being properly diversified, and it is not something that just happens over a day or two of learning. It takes time, education, and lots and LOTS of research. If a properly diversified investment portfolio is truly something that you are wanting to achieve as a do-it-yourself investor, then these episodes are a great place to start. However, this is just the tip of the iceberg when it comes to everything that goes into diversification within investments. Are you ready to get started on your own or find a fiduciary based financial advisor to help you along the way? This episode may just help you come to a decision.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>You've made it to the end of our three part series on Diversification! We've already talked about charts and sectors, and in this episode Bob and Shawn discuss putting everything together to build a properly diversified investment model. There's a lot that goes into being properly diversified, and it is not something that just happens over a day or two of learning. It takes time, education, and lots and LOTS of research. If a properly diversified investment portfolio is truly something that you are wanting to achieve as a do-it-yourself investor, then these episodes are a great place to start. However, this is just the tip of the iceberg when it comes to everything that goes into diversification within investments. Are you ready to get started on your own or find a fiduciary based financial advisor to help you along the way? This episode may just help you come to a decision.</itunes:summary></item>
		<item>
			<title>Diversification: Part 2 - Sectors</title>
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			<pubDate>Mon, 16 Jan 2023 19:50:26 -0600</pubDate>
			<description><![CDATA[In this second part of our three part series on diversification, Bob and Shawn discuss the different sectors and industries in which one can invest. Not only are there several areas of financial industries and sectors, but each of these are divided further, and those are divided smaller as well. A well diversified financial portfolio should include many of these sectors and their subsets. However, how exactly is this accomplished when there are so many across so many different industries? Find out how and delve into the process of properly diversifying your investment portfolio across the different sectors in this episode on Diversification 101.]]></description>
			<content:encoded><![CDATA[In this second part of our three part series on diversification, Bob and Shawn discuss the different sectors and industries in which one can invest. Not only are there several areas of financial industries and sectors, but each of these are divided further, and those are divided smaller as well. A well diversified financial portfolio should include many of these sectors and their subsets. However, how exactly is this accomplished when there are so many across so many different industries? Find out how and delve into the process of properly diversifying your investment portfolio across the different sectors in this episode on Diversification 101.]]></content:encoded>
			<itunes:duration>21:49</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/139-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/diversification-101-part-2-sectors-2/</link>
			<itunes:episode>139</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this second part of our three part series on diversification, Bob and Shawn discuss the different sectors and industries in which one can invest. Not only are there several areas of financial industries and sectors, but each of these are divided further, and those are divided smaller as well. A well diversified financial portfolio should include many of these sectors and their subsets. However, how exactly is this accomplished when there are so many across so many different industries? Find out how and delve into the process of properly diversifying your investment portfolio across the different sectors in this episode on Diversification 101.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this second part of our three part series on diversification, Bob and Shawn discuss the different sectors and industries in which one can invest. Not only are there several areas of financial industries and sectors, but each of these are divided further, and those are divided smaller as well. A well diversified financial portfolio should include many of these sectors and their subsets. However, how exactly is this accomplished when there are so many across so many different industries? Find out how and delve into the process of properly diversifying your investment portfolio across the different sectors in this episode on Diversification 101.</itunes:summary></item>
		<item>
			<title>Diversification 101: Part 1 - Style Charts</title>
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			<pubDate>Wed, 11 Jan 2023 18:19:28 -0600</pubDate>
			<description><![CDATA[This may be one of our most important podcast series to date. Diversification is a significant part of investing, and in this episode, Bob and Shawn discuss the different equity and fixed-income charts. This is a great episode series for learning the basic ins and outs of diversification within investing. Bob and Shawn also share what they go through daily to help make sure their clients' portfolios are appropriately diversified. On top of offering diversified investment portfolios, Christian Financial Advisors also adds both faith-based investing and biblically responsible investing aspects to our clients' portfolios. Sit back and take a peek at how our firm works when creating a diversified investment portfolio within a Biblical worldview.]]></description>
			<content:encoded><![CDATA[This may be one of our most important podcast series to date. Diversification is a significant part of investing, and in this episode, Bob and Shawn discuss the different equity and fixed-income charts. This is a great episode series for learning the basic ins and outs of diversification within investing. Bob and Shawn also share what they go through daily to help make sure their clients' portfolios are appropriately diversified. On top of offering diversified investment portfolios, Christian Financial Advisors also adds both faith-based investing and biblically responsible investing aspects to our clients' portfolios. Sit back and take a peek at how our firm works when creating a diversified investment portfolio within a Biblical worldview.]]></content:encoded>
			<itunes:duration>17:37</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/138-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/diversification-101-part-1-style-charts-2/</link>
			<itunes:episode>138</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This may be one of our most important podcast series to date. Diversification is a significant part of investing, and in this episode, Bob and Shawn discuss the different equity and fixed-income charts. This is a great episode series for learning the basic ins and outs of diversification within investing. Bob and Shawn also share what they go through daily to help make sure their clients' portfolios are appropriately diversified. On top of offering diversified investment portfolios, Christian Financial Advisors also adds both faith-based investing and biblically responsible investing aspects to our clients' portfolios. Sit back and take a peek at how our firm works when creating a diversified investment portfolio within a Biblical worldview.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This may be one of our most important podcast series to date. Diversification is a significant part of investing, and in this episode, Bob and Shawn discuss the different equity and fixed-income charts. This is a great episode series for learning the basic ins and outs of diversification within investing. Bob and Shawn also share what they go through daily to help make sure their clients' portfolios are appropriately diversified. On top of offering diversified investment portfolios, Christian Financial Advisors also adds both faith-based investing and biblically responsible investing aspects to our clients' portfolios. Sit back and take a peek at how our firm works when creating a diversified investment portfolio within a Biblical worldview.</itunes:summary></item>
		<item>
			<title>New Year's Resolutions: How To Make Sure They Stick</title>
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			<pubDate>Tue, 03 Jan 2023 16:41:42 -0600</pubDate>
			<description><![CDATA[Happy New Year! While new goals and resolutions can be set anytime, there's just something about a new year and new beginnings that represent change. Bob and Shawn discuss different techniques to better help you achieve your goals throughout the year. These techniques not only apply to financial goals, but also to wellness goals within your own life, whether that be to start an exercise regimen or to spend more time with family. No matter what your New Year's resolutions might be – financial or no – it is important to take a step back and examine your life during this time of new beginnings. There are always opportunities for us to improve, but to also track our goals, progress, and resolutions in a healthy and consistent way.]]></description>
			<content:encoded><![CDATA[Happy New Year! While new goals and resolutions can be set anytime, there's just something about a new year and new beginnings that represent change. Bob and Shawn discuss different techniques to better help you achieve your goals throughout the year. These techniques not only apply to financial goals, but also to wellness goals within your own life, whether that be to start an exercise regimen or to spend more time with family. No matter what your New Year's resolutions might be – financial or no – it is important to take a step back and examine your life during this time of new beginnings. There are always opportunities for us to improve, but to also track our goals, progress, and resolutions in a healthy and consistent way.]]></content:encoded>
			<itunes:duration>21:49</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/137-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/new-years-resolutions-how-to-make-sure-they-stick/</link>
			<itunes:episode>137</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Happy New Year! While new goals and resolutions can be set anytime, there's just something about a new year and new beginnings that represent change. Bob and Shawn discuss different techniques to better help you achieve your goals throughout the year. These techniques not only apply to financial goals, but also to wellness goals within your own life, whether that be to start an exercise regimen or to spend more time with family. No matter what your New Year's resolutions might be – financial or no – it is important to take a step back and examine your life during this time of new beginnings. There are always opportunities for us to improve, but to also track our goals, progress, and resolutions in a healthy and consistent way.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Happy New Year! While new goals and resolutions can be set anytime, there's just something about a new year and new beginnings that represent change. Bob and Shawn discuss different techniques to better help you achieve your goals throughout the year. These techniques not only apply to financial goals, but also to wellness goals within your own life, whether that be to start an exercise regimen or to spend more time with family. No matter what your New Year's resolutions might be – financial or no – it is important to take a step back and examine your life during this time of new beginnings. There are always opportunities for us to improve, but to also track our goals, progress, and resolutions in a healthy and consistent way.</itunes:summary></item>
		<item>
			<title>What Is The True Meaning Of Christmas</title>
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			<pubDate>Mon, 19 Dec 2022 17:32:29 -0600</pubDate>
			<description><![CDATA[We've probably all found ourselves caught up in Christmas sales, the need to find perfect gifts, and all the stress that comes along with this holiday. What used to be a time of celebration, joy, and giving has slowly turned into a holiday of big businesses making sales quotas. No longer is Christmas the joyous occasion that it used to be. We present statistics on just how money driven Christmas has become, and also present what Christmas time should truly be about. It's jaw dropping the average amount an American household spends on Christmas! Instead of focusing on all of the gifts and decorations, sometimes it is good to take a step back and refocus on what Christmas is truly about.]]></description>
			<content:encoded><![CDATA[We've probably all found ourselves caught up in Christmas sales, the need to find perfect gifts, and all the stress that comes along with this holiday. What used to be a time of celebration, joy, and giving has slowly turned into a holiday of big businesses making sales quotas. No longer is Christmas the joyous occasion that it used to be. We present statistics on just how money driven Christmas has become, and also present what Christmas time should truly be about. It's jaw dropping the average amount an American household spends on Christmas! Instead of focusing on all of the gifts and decorations, sometimes it is good to take a step back and refocus on what Christmas is truly about.]]></content:encoded>
			<itunes:duration>23:26</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/136-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-is-the-true-meaning-of-christmas/</link>
			<itunes:episode>136</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We've probably all found ourselves caught up in Christmas sales, the need to find perfect gifts, and all the stress that comes along with this holiday. What used to be a time of celebration, joy, and giving has slowly turned into a holiday of big businesses making sales quotas. No longer is Christmas the joyous occasion that it used to be. We present statistics on just how money driven Christmas has become, and also present what Christmas time should truly be about. It's jaw dropping the average amount an American household spends on Christmas! Instead of focusing on all of the gifts and decorations, sometimes it is good to take a step back and refocus on what Christmas is truly about.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We've probably all found ourselves caught up in Christmas sales, the need to find perfect gifts, and all the stress that comes along with this holiday. What used to be a time of celebration, joy, and giving has slowly turned into a holiday of big businesses making sales quotas. No longer is Christmas the joyous occasion that it used to be. We present statistics on just how money driven Christmas has become, and also present what Christmas time should truly be about. It's jaw dropping the average amount an American household spends on Christmas! Instead of focusing on all of the gifts and decorations, sometimes it is good to take a step back and refocus on what Christmas is truly about.</itunes:summary></item>
		<item>
			<title>The #1 Reason Behind Financial Success</title>
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			<pubDate>Mon, 12 Dec 2022 19:11:35 -0600</pubDate>
			<description><![CDATA[Financial success is not just making a lot of money, but more importantly, it is WHAT you do with the money you make. Are you investing it correctly and diversely? Is your family prepared financially if something were to happen to you? Do you have money set aside for the future in case of a financial disaster like a loss of a job or disability? All of these and more are key to being financially successful and prepared. So, what two words can easily sum up financial success? Bob and Shawn discuss what most financially successful individuals do in order to invest wisely, save consistently, NOT procrastinate, and have a financial plan in place. Listen in to discover the key reason behind financial success!]]></description>
			<content:encoded><![CDATA[Financial success is not just making a lot of money, but more importantly, it is WHAT you do with the money you make. Are you investing it correctly and diversely? Is your family prepared financially if something were to happen to you? Do you have money set aside for the future in case of a financial disaster like a loss of a job or disability? All of these and more are key to being financially successful and prepared. So, what two words can easily sum up financial success? Bob and Shawn discuss what most financially successful individuals do in order to invest wisely, save consistently, NOT procrastinate, and have a financial plan in place. Listen in to discover the key reason behind financial success!]]></content:encoded>
			<itunes:duration>13:39</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/135-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-1-reason-behind-financial-success/</link>
			<itunes:episode>135</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Financial success is not just making a lot of money, but more importantly, it is WHAT you do with the money you make. Are you investing it correctly and diversely? Is your family prepared financially if something were to happen to you? Do you have money set aside for the future in case of a financial disaster like a loss of a job or disability? All of these and more are key to being financially successful and prepared. So, what two words can easily sum up financial success? Bob and Shawn discuss what most financially successful individuals do in order to invest wisely, save consistently, NOT procrastinate, and have a financial plan in place. Listen in to discover the key reason behind financial success!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Financial success is not just making a lot of money, but more importantly, it is WHAT you do with the money you make. Are you investing it correctly and diversely? Is your family prepared financially if something were to happen to you? Do you have money set aside for the future in case of a financial disaster like a loss of a job or disability? All of these and more are key to being financially successful and prepared. So, what two words can easily sum up financial success? Bob and Shawn discuss what most financially successful individuals do in order to invest wisely, save consistently, NOT procrastinate, and have a financial plan in place. Listen in to discover the key reason behind financial success!</itunes:summary></item>
		<item>
			<title>The #1 Reason For Financial Failure</title>
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			<pubDate>Wed, 07 Dec 2022 23:09:36 -0600</pubDate>
			<description><![CDATA[There can be many reasons for financial failure, but one sticks out above all the rest. Bob and Shawn go into detail about the #1 reason for financial failure and the detrimental effect that it may have on your financial future. What exactly do we at Christian Financial Advisors consider financial failure? It can include a variety of items, but some financial failures that Shawn and Bob talk about are: - Not having a will in place - Not having life insurance (or enough life insurance) - The inability to retire because of lack of savings Listen in to see how you can help prevent financial failure in your life!]]></description>
			<content:encoded><![CDATA[There can be many reasons for financial failure, but one sticks out above all the rest. Bob and Shawn go into detail about the #1 reason for financial failure and the detrimental effect that it may have on your financial future. What exactly do we at Christian Financial Advisors consider financial failure? It can include a variety of items, but some financial failures that Shawn and Bob talk about are: - Not having a will in place - Not having life insurance (or enough life insurance) - The inability to retire because of lack of savings Listen in to see how you can help prevent financial failure in your life!]]></content:encoded>
			<itunes:duration>21:48</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/134-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-1-reason-for-financial-failure/</link>
			<itunes:episode>134</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>There can be many reasons for financial failure, but one sticks out above all the rest. Bob and Shawn go into detail about the #1 reason for financial failure and the detrimental effect that it may have on your financial future. What exactly do we at Christian Financial Advisors consider financial failure? It can include a variety of items, but some financial failures that Shawn and Bob talk about are: - Not having a will in place - Not having life insurance (or enough life insurance) - The inability to retire because of lack of savings Listen in to see how you can help prevent financial failure in your life!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>There can be many reasons for financial failure, but one sticks out above all the rest. Bob and Shawn go into detail about the #1 reason for financial failure and the detrimental effect that it may have on your financial future. What exactly do we at Christian Financial Advisors consider financial failure? It can include a variety of items, but some financial failures that Shawn and Bob talk about are: - Not having a will in place - Not having life insurance (or enough life insurance) - The inability to retire because of lack of savings Listen in to see how you can help prevent financial failure in your life!</itunes:summary></item>
		<item>
			<title>Creative Giving Strategies</title>
			<enclosure length="34163723" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_133-Final.mp3"/>
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			<pubDate>Mon, 28 Nov 2022 17:55:14 -0600</pubDate>
			<description><![CDATA[Is creative giving something that has crossed your mind when it comes to your investments and legacy? If giving back is part of how you want to be remembered, then this episode is for you! Christian Financial Advisors is here to help you find unique ways to give back and help create a positive impact in our world. This is such a great episode that coincides with the giving season we are in right now at the end of the year! Bob and Shawn discuss unique and creative ways that you can give using devices like donor-advised funds or even creating your own family-giving fund. Really, no matter which way you decide to give back with all that God has blessed you with, paying it forward is a way to love your neighbor as yourself.]]></description>
			<content:encoded><![CDATA[Is creative giving something that has crossed your mind when it comes to your investments and legacy? If giving back is part of how you want to be remembered, then this episode is for you! Christian Financial Advisors is here to help you find unique ways to give back and help create a positive impact in our world. This is such a great episode that coincides with the giving season we are in right now at the end of the year! Bob and Shawn discuss unique and creative ways that you can give using devices like donor-advised funds or even creating your own family-giving fund. Really, no matter which way you decide to give back with all that God has blessed you with, paying it forward is a way to love your neighbor as yourself.]]></content:encoded>
			<itunes:duration>23:43</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/133-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/creative-giving-strategies/</link>
			<itunes:episode>133</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Is creative giving something that has crossed your mind when it comes to your investments and legacy? If giving back is part of how you want to be remembered, then this episode is for you! Christian Financial Advisors is here to help you find unique ways to give back and help create a positive impact in our world. This is such a great episode that coincides with the giving season we are in right now at the end of the year! Bob and Shawn discuss unique and creative ways that you can give using devices like donor-advised funds or even creating your own family-giving fund. Really, no matter which way you decide to give back with all that God has blessed you with, paying it forward is a way to love your neighbor as yourself.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Is creative giving something that has crossed your mind when it comes to your investments and legacy? If giving back is part of how you want to be remembered, then this episode is for you! Christian Financial Advisors is here to help you find unique ways to give back and help create a positive impact in our world. This is such a great episode that coincides with the giving season we are in right now at the end of the year! Bob and Shawn discuss unique and creative ways that you can give using devices like donor-advised funds or even creating your own family-giving fund. Really, no matter which way you decide to give back with all that God has blessed you with, paying it forward is a way to love your neighbor as yourself.</itunes:summary></item>
		<item>
			<title>2022 Year End Tax Strategies</title>
			<enclosure length="42392493" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_132-Final.mp3"/>
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			<pubDate>Tue, 22 Nov 2022 17:12:55 -0600</pubDate>
			<description><![CDATA[It's that time of year again! The time where we all start looking at our finances to try and figure out what types of tax savings we can procure through various strategies before December 31st hits. Christian Financial Perspectives is here to help you out with that! Of course, we always recommend running these strategies by your CPA or tax professional first. Bob and Shawn mention multiple tax saving strategies and deductions with data included for married couples, single filers, head of households, and those over a certain age. There's a lot of information in this episode, so we recommend grabbing a pen and paper to take notes.]]></description>
			<content:encoded><![CDATA[It's that time of year again! The time where we all start looking at our finances to try and figure out what types of tax savings we can procure through various strategies before December 31st hits. Christian Financial Perspectives is here to help you out with that! Of course, we always recommend running these strategies by your CPA or tax professional first. Bob and Shawn mention multiple tax saving strategies and deductions with data included for married couples, single filers, head of households, and those over a certain age. There's a lot of information in this episode, so we recommend grabbing a pen and paper to take notes.]]></content:encoded>
			<itunes:duration>29:26</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/132-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/2022-year-end-tax-strategies/</link>
			<itunes:episode>132</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>It's that time of year again! The time where we all start looking at our finances to try and figure out what types of tax savings we can procure through various strategies before December 31st hits. Christian Financial Perspectives is here to help you out with that! Of course, we always recommend running these strategies by your CPA or tax professional first. Bob and Shawn mention multiple tax saving strategies and deductions with data included for married couples, single filers, head of households, and those over a certain age. There's a lot of information in this episode, so we recommend grabbing a pen and paper to take notes.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>It's that time of year again! The time where we all start looking at our finances to try and figure out what types of tax savings we can procure through various strategies before December 31st hits. Christian Financial Perspectives is here to help you out with that! Of course, we always recommend running these strategies by your CPA or tax professional first. Bob and Shawn mention multiple tax saving strategies and deductions with data included for married couples, single filers, head of households, and those over a certain age. There's a lot of information in this episode, so we recommend grabbing a pen and paper to take notes.</itunes:summary></item>
		<item>
			<title>How Christians Should Handle Their Money From a Biblical Worldview</title>
			<enclosure length="29543843" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_131-Final.mp3"/>
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			<pubDate>Wed, 16 Nov 2022 18:27:35 -0600</pubDate>
			<description><![CDATA[In this episode, we present several verses on Biblical stewardship, management, and ownership to help better understand how Christians should approach money and wealth with a Biblical worldview. If you are a Christian, does the way you handle wealth line up with your Biblical worldview? Did you know that you could be unintentionally supporting anti-biblical values with your investments and not even know it? Not only that but the way that we view and manage money is so important. We are actually the managers of all that God has blessed us with here on earth, and we are to manage His property and wealth wisely. This is also known as stewardship, or being responsible for managing something that belongs to someone else. As Christians, it is important to be good stewards of all that God has blessed us with in His name.]]></description>
			<content:encoded><![CDATA[In this episode, we present several verses on Biblical stewardship, management, and ownership to help better understand how Christians should approach money and wealth with a Biblical worldview. If you are a Christian, does the way you handle wealth line up with your Biblical worldview? Did you know that you could be unintentionally supporting anti-biblical values with your investments and not even know it? Not only that but the way that we view and manage money is so important. We are actually the managers of all that God has blessed us with here on earth, and we are to manage His property and wealth wisely. This is also known as stewardship, or being responsible for managing something that belongs to someone else. As Christians, it is important to be good stewards of all that God has blessed us with in His name.]]></content:encoded>
			<itunes:duration>20:31</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/131-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/how-christians-should-handle-their-money-from-a-biblical-worldview/</link>
			<itunes:episode>131</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we present several verses on Biblical stewardship, management, and ownership to help better understand how Christians should approach money and wealth with a Biblical worldview. If you are a Christian, does the way you handle wealth line up with your Biblical worldview? Did you know that you could be unintentionally supporting anti-biblical values with your investments and not even know it? Not only that but the way that we view and manage money is so important. We are actually the managers of all that God has blessed us with here on earth, and we are to manage His property and wealth wisely. This is also known as stewardship, or being responsible for managing something that belongs to someone else. As Christians, it is important to be good stewards of all that God has blessed us with in His name.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we present several verses on Biblical stewardship, management, and ownership to help better understand how Christians should approach money and wealth with a Biblical worldview. If you are a Christian, does the way you handle wealth line up with your Biblical worldview? Did you know that you could be unintentionally supporting anti-biblical values with your investments and not even know it? Not only that but the way that we view and manage money is so important. We are actually the managers of all that God has blessed us with here on earth, and we are to manage His property and wealth wisely. This is also known as stewardship, or being responsible for managing something that belongs to someone else. As Christians, it is important to be good stewards of all that God has blessed us with in His name.</itunes:summary></item>
		<item>
			<title>21 Questions To Ask A Financial Advisor</title>
			<enclosure length="34521795" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_130-Final.mp3"/>
			<guid isPermaLink="false">cfp-ep130</guid>
			<pubDate>Mon, 07 Nov 2022 19:42:09 -0600</pubDate>
			<description><![CDATA[Finding a financial advisor should be treated like a job interview, especially when searching for a Christian financial advisor. You probably don't want just any investment advisor handling your money, which is essentially your future. In order to try and find the best financial advisor for you and your situation, Bob and Shawn have put together 21 questions that they believe you should ask a financial advisor. This includes questions like: - What is your educational background? - What kind of safeguards do you have in place to protect my financial information? - What if something happened to you, or you were out on vacation or sick leave, who would serve me? All of these and more are addressed in this episode so that you can be as confident as possible in your future when it comes to choosing a financial advisor.]]></description>
			<content:encoded><![CDATA[Finding a financial advisor should be treated like a job interview, especially when searching for a Christian financial advisor. You probably don't want just any investment advisor handling your money, which is essentially your future. In order to try and find the best financial advisor for you and your situation, Bob and Shawn have put together 21 questions that they believe you should ask a financial advisor. This includes questions like: - What is your educational background? - What kind of safeguards do you have in place to protect my financial information? - What if something happened to you, or you were out on vacation or sick leave, who would serve me? All of these and more are addressed in this episode so that you can be as confident as possible in your future when it comes to choosing a financial advisor.]]></content:encoded>
			<itunes:duration>23:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/130-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/21-questions-to-ask-a-financial-advisor/</link>
			<itunes:episode>130</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Finding a financial advisor should be treated like a job interview, especially when searching for a Christian financial advisor. You probably don't want just any investment advisor handling your money, which is essentially your future. In order to try and find the best financial advisor for you and your situation, Bob and Shawn have put together 21 questions that they believe you should ask a financial advisor. This includes questions like: - What is your educational background? - What kind of safeguards do you have in place to protect my financial information? - What if something happened to you, or you were out on vacation or sick leave, who would serve me? All of these and more are addressed in this episode so that you can be as confident as possible in your future when it comes to choosing a financial advisor.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Finding a financial advisor should be treated like a job interview, especially when searching for a Christian financial advisor. You probably don't want just any investment advisor handling your money, which is essentially your future. In order to try and find the best financial advisor for you and your situation, Bob and Shawn have put together 21 questions that they believe you should ask a financial advisor. This includes questions like: - What is your educational background? - What kind of safeguards do you have in place to protect my financial information? - What if something happened to you, or you were out on vacation or sick leave, who would serve me? All of these and more are addressed in this episode so that you can be as confident as possible in your future when it comes to choosing a financial advisor.</itunes:summary></item>
		<item>
			<title>Are Rental Homes A Good Investment For Income</title>
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			<pubDate>Mon, 31 Oct 2022 16:31:15 -0500</pubDate>
			<description><![CDATA[Having a rental home may seem like an easy way to create a secondary income source, but you might just be surprised at the minimal dollars you’ll take home after all is said and done. Bob and Shawn go into the not-so-glorious side of having a rental home as an income source. Many renters don't consider all of the work, time, and money that goes into being a landlord. This includes repairs, insurance payments, taxes, and just general wear and tear on a rental house. The takeaway? A rental home as investment income may not be worth the hassle because of the minimal amount of finances you may earn from it and the huge amount of money you'll probably be pouring in.]]></description>
			<content:encoded><![CDATA[Having a rental home may seem like an easy way to create a secondary income source, but you might just be surprised at the minimal dollars you’ll take home after all is said and done. Bob and Shawn go into the not-so-glorious side of having a rental home as an income source. Many renters don't consider all of the work, time, and money that goes into being a landlord. This includes repairs, insurance payments, taxes, and just general wear and tear on a rental house. The takeaway? A rental home as investment income may not be worth the hassle because of the minimal amount of finances you may earn from it and the huge amount of money you'll probably be pouring in.]]></content:encoded>
			<itunes:duration>16:10</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/129-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/are-rental-homes-a-good-investment-for-income/</link>
			<itunes:episode>129</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Having a rental home may seem like an easy way to create a secondary income source, but you might just be surprised at the minimal dollars you’ll take home after all is said and done. Bob and Shawn go into the not-so-glorious side of having a rental home as an income source. Many renters don't consider all of the work, time, and money that goes into being a landlord. This includes repairs, insurance payments, taxes, and just general wear and tear on a rental house. The takeaway? A rental home as investment income may not be worth the hassle because of the minimal amount of finances you may earn from it and the huge amount of money you'll probably be pouring in.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Having a rental home may seem like an easy way to create a secondary income source, but you might just be surprised at the minimal dollars you’ll take home after all is said and done. Bob and Shawn go into the not-so-glorious side of having a rental home as an income source. Many renters don't consider all of the work, time, and money that goes into being a landlord. This includes repairs, insurance payments, taxes, and just general wear and tear on a rental house. The takeaway? A rental home as investment income may not be worth the hassle because of the minimal amount of finances you may earn from it and the huge amount of money you'll probably be pouring in.</itunes:summary></item>
		<item>
			<title>7 Steps Before Big Financial Decisions</title>
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			<pubDate>Thu, 27 Oct 2022 21:52:08 -0500</pubDate>
			<description><![CDATA[It has happened to the best of us. We have a big financial decision, and we jump the gun to make a large purchase before we ask for advice or really think things through, leaving us financially vulnerable afterward. Since making big financial decisions is something that we all face eventually, Bob and Shawn have put together seven recommended steps you should take before making a large purchase. These steps can be used for anything, such as buying a new car, your first house, or even new appliances. Gaining advice and insight through using these seven steps can help take away the stress and fear of the unknown when it comes to your finances. Knowing you have the monetary means to confidently make a large purchase can offer an indescribable feeling of financial freedom.]]></description>
			<content:encoded><![CDATA[It has happened to the best of us. We have a big financial decision, and we jump the gun to make a large purchase before we ask for advice or really think things through, leaving us financially vulnerable afterward. Since making big financial decisions is something that we all face eventually, Bob and Shawn have put together seven recommended steps you should take before making a large purchase. These steps can be used for anything, such as buying a new car, your first house, or even new appliances. Gaining advice and insight through using these seven steps can help take away the stress and fear of the unknown when it comes to your finances. Knowing you have the monetary means to confidently make a large purchase can offer an indescribable feeling of financial freedom.]]></content:encoded>
			<itunes:duration>18:11</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/128-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/7-steps-before-big-financial-decisions/</link>
			<itunes:episode>128</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>It has happened to the best of us. We have a big financial decision, and we jump the gun to make a large purchase before we ask for advice or really think things through, leaving us financially vulnerable afterward. Since making big financial decisions is something that we all face eventually, Bob and Shawn have put together seven recommended steps you should take before making a large purchase. These steps can be used for anything, such as buying a new car, your first house, or even new appliances. Gaining advice and insight through using these seven steps can help take away the stress and fear of the unknown when it comes to your finances. Knowing you have the monetary means to confidently make a large purchase can offer an indescribable feeling of financial freedom.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>It has happened to the best of us. We have a big financial decision, and we jump the gun to make a large purchase before we ask for advice or really think things through, leaving us financially vulnerable afterward. Since making big financial decisions is something that we all face eventually, Bob and Shawn have put together seven recommended steps you should take before making a large purchase. These steps can be used for anything, such as buying a new car, your first house, or even new appliances. Gaining advice and insight through using these seven steps can help take away the stress and fear of the unknown when it comes to your finances. Knowing you have the monetary means to confidently make a large purchase can offer an indescribable feeling of financial freedom.</itunes:summary></item>
		<item>
			<title>Annuities 101: The Good, The Bad, And The Ugly</title>
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			<pubDate>Mon, 17 Oct 2022 22:45:53 -0500</pubDate>
			<description><![CDATA[Bob and Shawn discuss the pros and cons of an annuity, i.e. the good, the bad, and the ugly. What exactly is an annuity? It is an insurance contract issued and distributed by financial institutions with the intention of paying out invested funds in a fixed income stream in the future. We discuss the types of annuities – variable annuities, fixed annuities, and fixed indexed annuities. Did you know many annuities don't require you to be a financial advisor to sell them? This is why it is so important to always go through a fiduciary-based investment advisor when dealing with annuities and other investment products. For example, fixed and fixed indexed annuities are the MOST sold annuities but are NOT regulated by the SEC or FINRA, which can lead to abusive selling practices. This, along with several other issues, may lead to severe complications in the future for investors. There are some good qualities as well, which are also touched upon in this episode, but we want you to get the full story.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss the pros and cons of an annuity, i.e. the good, the bad, and the ugly. What exactly is an annuity? It is an insurance contract issued and distributed by financial institutions with the intention of paying out invested funds in a fixed income stream in the future. We discuss the types of annuities – variable annuities, fixed annuities, and fixed indexed annuities. Did you know many annuities don't require you to be a financial advisor to sell them? This is why it is so important to always go through a fiduciary-based investment advisor when dealing with annuities and other investment products. For example, fixed and fixed indexed annuities are the MOST sold annuities but are NOT regulated by the SEC or FINRA, which can lead to abusive selling practices. This, along with several other issues, may lead to severe complications in the future for investors. There are some good qualities as well, which are also touched upon in this episode, but we want you to get the full story.]]></content:encoded>
			<itunes:duration>28:35</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/127-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/annuities-101-the-good-the-bad-and-the-ugly/</link>
			<itunes:episode>127</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss the pros and cons of an annuity, i.e. the good, the bad, and the ugly. What exactly is an annuity? It is an insurance contract issued and distributed by financial institutions with the intention of paying out invested funds in a fixed income stream in the future. We discuss the types of annuities – variable annuities, fixed annuities, and fixed indexed annuities. Did you know many annuities don't require you to be a financial advisor to sell them? This is why it is so important to always go through a fiduciary-based investment advisor when dealing with annuities and other investment products. For example, fixed and fixed indexed annuities are the MOST sold annuities but are NOT regulated by the SEC or FINRA, which can lead to abusive selling practices. This, along with several other issues, may lead to severe complications in the future for investors. There are some good qualities as well, which are also touched upon in this episode, but we want you to get the full story.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss the pros and cons of an annuity, i.e. the good, the bad, and the ugly. What exactly is an annuity? It is an insurance contract issued and distributed by financial institutions with the intention of paying out invested funds in a fixed income stream in the future. We discuss the types of annuities – variable annuities, fixed annuities, and fixed indexed annuities. Did you know many annuities don't require you to be a financial advisor to sell them? This is why it is so important to always go through a fiduciary-based investment advisor when dealing with annuities and other investment products. For example, fixed and fixed indexed annuities are the MOST sold annuities but are NOT regulated by the SEC or FINRA, which can lead to abusive selling practices. This, along with several other issues, may lead to severe complications in the future for investors. There are some good qualities as well, which are also touched upon in this episode, but we want you to get the full story.</itunes:summary></item>
		<item>
			<title>10 Flaws Of DIY Investing</title>
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			<pubDate>Tue, 11 Oct 2022 20:31:39 -0500</pubDate>
			<description><![CDATA[Bob and Shawn delve into the investing realm to discuss why investing isn't something that you should just DIY. This episode is super important for anyone who has ever thought about investing on their own. Investing correctly involves time, tools, and expertise. You really might be surprised at the flaws of DIY investing, and why it is not something that we recommend you do solo! Christian Financial Advisors has the tools to help you with an investment portfolio, and these tools come at a price of both money and time. Think of how many things in your life you normally wouldn't attempt to do-it-yourself: fixing household appliances, car maintenance, roofing, etc. You call a professional! These same conditions also apply to investing. Find out why you should stick to a professional, fiduciary based financial advisor when it comes to your investment portfolio.]]></description>
			<content:encoded><![CDATA[Bob and Shawn delve into the investing realm to discuss why investing isn't something that you should just DIY. This episode is super important for anyone who has ever thought about investing on their own. Investing correctly involves time, tools, and expertise. You really might be surprised at the flaws of DIY investing, and why it is not something that we recommend you do solo! Christian Financial Advisors has the tools to help you with an investment portfolio, and these tools come at a price of both money and time. Think of how many things in your life you normally wouldn't attempt to do-it-yourself: fixing household appliances, car maintenance, roofing, etc. You call a professional! These same conditions also apply to investing. Find out why you should stick to a professional, fiduciary based financial advisor when it comes to your investment portfolio.]]></content:encoded>
			<itunes:duration>23:54</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/126-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-flaws-of-diy-investing/</link>
			<itunes:episode>126</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn delve into the investing realm to discuss why investing isn't something that you should just DIY. This episode is super important for anyone who has ever thought about investing on their own. Investing correctly involves time, tools, and expertise. You really might be surprised at the flaws of DIY investing, and why it is not something that we recommend you do solo! Christian Financial Advisors has the tools to help you with an investment portfolio, and these tools come at a price of both money and time. Think of how many things in your life you normally wouldn't attempt to do-it-yourself: fixing household appliances, car maintenance, roofing, etc. You call a professional! These same conditions also apply to investing. Find out why you should stick to a professional, fiduciary based financial advisor when it comes to your investment portfolio.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn delve into the investing realm to discuss why investing isn't something that you should just DIY. This episode is super important for anyone who has ever thought about investing on their own. Investing correctly involves time, tools, and expertise. You really might be surprised at the flaws of DIY investing, and why it is not something that we recommend you do solo! Christian Financial Advisors has the tools to help you with an investment portfolio, and these tools come at a price of both money and time. Think of how many things in your life you normally wouldn't attempt to do-it-yourself: fixing household appliances, car maintenance, roofing, etc. You call a professional! These same conditions also apply to investing. Find out why you should stick to a professional, fiduciary based financial advisor when it comes to your investment portfolio.</itunes:summary></item>
		<item>
			<title>The Basics of Estate Planning</title>
			<enclosure length="27547628" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_125-Final.mp3"/>
			<guid isPermaLink="false">cfp-ep125</guid>
			<pubDate>Tue, 04 Oct 2022 22:00:26 -0500</pubDate>
			<description><![CDATA[We discuss the basics of an estate plan, documents that should be included, and the importance of a financial power of attorney. How long has it been since you last updated your estate plan, or do you even have one? There are obvious considerations, like having a new child, and not-so-obvious reasons like your child just became a legal adult. No matter your rationale, it is crucial to keep your estate plan as up-to-date as possible, usually every 3-4 years. These topics and more are broken down into an easy-to-follow conversation to help you better understand the importance of updating and creating an estate plan.]]></description>
			<content:encoded><![CDATA[We discuss the basics of an estate plan, documents that should be included, and the importance of a financial power of attorney. How long has it been since you last updated your estate plan, or do you even have one? There are obvious considerations, like having a new child, and not-so-obvious reasons like your child just became a legal adult. No matter your rationale, it is crucial to keep your estate plan as up-to-date as possible, usually every 3-4 years. These topics and more are broken down into an easy-to-follow conversation to help you better understand the importance of updating and creating an estate plan.]]></content:encoded>
			<itunes:duration>19:07</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/125-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-basics-of-estate-planning/</link>
			<itunes:episode>125</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We discuss the basics of an estate plan, documents that should be included, and the importance of a financial power of attorney. How long has it been since you last updated your estate plan, or do you even have one? There are obvious considerations, like having a new child, and not-so-obvious reasons like your child just became a legal adult. No matter your rationale, it is crucial to keep your estate plan as up-to-date as possible, usually every 3-4 years. These topics and more are broken down into an easy-to-follow conversation to help you better understand the importance of updating and creating an estate plan.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We discuss the basics of an estate plan, documents that should be included, and the importance of a financial power of attorney. How long has it been since you last updated your estate plan, or do you even have one? There are obvious considerations, like having a new child, and not-so-obvious reasons like your child just became a legal adult. No matter your rationale, it is crucial to keep your estate plan as up-to-date as possible, usually every 3-4 years. These topics and more are broken down into an easy-to-follow conversation to help you better understand the importance of updating and creating an estate plan.</itunes:summary></item>
		<item>
			<title>10 Keys to Retiring Well</title>
			<enclosure length="20908167" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_124-Final.mp3"/>
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			<pubDate>Tue, 27 Sep 2022 23:24:51 -0500</pubDate>
			<description><![CDATA[Last episode, we covered “10 Pitfalls To Retiring Well”. In this episode, Bob and Shawn go a little more positive in discussing “10 Keys To Retiring Well”. Whether you are 20 years away from retiring or thinking about making this life transition within the next couple of years, this is advice for everyone of every age and life stage within this episode's unique discussion. Retiring can be daunting, and while it may seem like there are one or two keys missing, it's okay to feel that way! However, Christian Financial Advisors wants to take as much fear out as possible by helping you prepare for this life's transition. So sit back and listen to discover some key takeaways you can obtain from this episode on “10 Keys To Retiring Well”.]]></description>
			<content:encoded><![CDATA[Last episode, we covered “10 Pitfalls To Retiring Well”. In this episode, Bob and Shawn go a little more positive in discussing “10 Keys To Retiring Well”. Whether you are 20 years away from retiring or thinking about making this life transition within the next couple of years, this is advice for everyone of every age and life stage within this episode's unique discussion. Retiring can be daunting, and while it may seem like there are one or two keys missing, it's okay to feel that way! However, Christian Financial Advisors wants to take as much fear out as possible by helping you prepare for this life's transition. So sit back and listen to discover some key takeaways you can obtain from this episode on “10 Keys To Retiring Well”.]]></content:encoded>
			<itunes:duration>14:31</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/124-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-keys-to-retiring-well/</link>
			<itunes:episode>124</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Last episode, we covered “10 Pitfalls To Retiring Well”. In this episode, Bob and Shawn go a little more positive in discussing “10 Keys To Retiring Well”. Whether you are 20 years away from retiring or thinking about making this life transition within the next couple of years, this is advice for everyone of every age and life stage within this episode's unique discussion. Retiring can be daunting, and while it may seem like there are one or two keys missing, it's okay to feel that way! However, Christian Financial Advisors wants to take as much fear out as possible by helping you prepare for this life's transition. So sit back and listen to discover some key takeaways you can obtain from this episode on “10 Keys To Retiring Well”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Last episode, we covered “10 Pitfalls To Retiring Well”. In this episode, Bob and Shawn go a little more positive in discussing “10 Keys To Retiring Well”. Whether you are 20 years away from retiring or thinking about making this life transition within the next couple of years, this is advice for everyone of every age and life stage within this episode's unique discussion. Retiring can be daunting, and while it may seem like there are one or two keys missing, it's okay to feel that way! However, Christian Financial Advisors wants to take as much fear out as possible by helping you prepare for this life's transition. So sit back and listen to discover some key takeaways you can obtain from this episode on “10 Keys To Retiring Well”.</itunes:summary></item>
		<item>
			<title>10 Pitfalls To Retiring Well</title>
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			<pubDate>Tue, 20 Sep 2022 21:47:06 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Shawn introduce some of the common pitfalls that occur that may keep you from retiring well. Many of us look forward to retirement, but when the time actually comes, we don't know what to do with all of the extra hours in the day. It can be hard to face retirement, especially when it comes too early, and we have wrapped our entire identity around our career. Here are 10 pitfalls to watch out for when it comes to retiring, including factors like retiring too early and lack of purpose. So, tune in to learn about the “10 Pitfalls to Retiring Well”.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Shawn introduce some of the common pitfalls that occur that may keep you from retiring well. Many of us look forward to retirement, but when the time actually comes, we don't know what to do with all of the extra hours in the day. It can be hard to face retirement, especially when it comes too early, and we have wrapped our entire identity around our career. Here are 10 pitfalls to watch out for when it comes to retiring, including factors like retiring too early and lack of purpose. So, tune in to learn about the “10 Pitfalls to Retiring Well”.]]></content:encoded>
			<itunes:duration>18:01</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/123-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-pitfalls-to-retiring-well/</link>
			<itunes:episode>123</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Shawn introduce some of the common pitfalls that occur that may keep you from retiring well. Many of us look forward to retirement, but when the time actually comes, we don't know what to do with all of the extra hours in the day. It can be hard to face retirement, especially when it comes too early, and we have wrapped our entire identity around our career. Here are 10 pitfalls to watch out for when it comes to retiring, including factors like retiring too early and lack of purpose. So, tune in to learn about the “10 Pitfalls to Retiring Well”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Shawn introduce some of the common pitfalls that occur that may keep you from retiring well. Many of us look forward to retirement, but when the time actually comes, we don't know what to do with all of the extra hours in the day. It can be hard to face retirement, especially when it comes too early, and we have wrapped our entire identity around our career. Here are 10 pitfalls to watch out for when it comes to retiring, including factors like retiring too early and lack of purpose. So, tune in to learn about the “10 Pitfalls to Retiring Well”.</itunes:summary></item>
		<item>
			<title>Gold Fever: Is It Worth It?</title>
			<enclosure length="28766345" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_122-Final.mp3"/>
			<guid isPermaLink="false">cfp-ep122</guid>
			<pubDate>Tue, 13 Sep 2022 21:06:46 -0500</pubDate>
			<description><![CDATA[What comes to mind when you hear the word “gold”? For most of us, it creates a sense of wealth, stability, and purchase power. Gold was once considered a source of wealth and currency in the pre-global/pre-digital world economy (The Roman Empire and Biblical times) when it was readily accepted as a form of payment. However, times have changed, and the amount that gold is really worth – especially compared to the irreparable damage gold mines cause – just doesn't seem to be worth it. While gold might have been a good investment in the past, it is not great for long-term investments. Why? Bob and Shawn cover seven reasons why gold might not be a wise investment.]]></description>
			<content:encoded><![CDATA[What comes to mind when you hear the word “gold”? For most of us, it creates a sense of wealth, stability, and purchase power. Gold was once considered a source of wealth and currency in the pre-global/pre-digital world economy (The Roman Empire and Biblical times) when it was readily accepted as a form of payment. However, times have changed, and the amount that gold is really worth – especially compared to the irreparable damage gold mines cause – just doesn't seem to be worth it. While gold might have been a good investment in the past, it is not great for long-term investments. Why? Bob and Shawn cover seven reasons why gold might not be a wise investment.]]></content:encoded>
			<itunes:duration>19:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/122-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/gold-fever-is-it-worth-it/</link>
			<itunes:episode>122</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What comes to mind when you hear the word “gold”? For most of us, it creates a sense of wealth, stability, and purchase power. Gold was once considered a source of wealth and currency in the pre-global/pre-digital world economy (The Roman Empire and Biblical times) when it was readily accepted as a form of payment. However, times have changed, and the amount that gold is really worth – especially compared to the irreparable damage gold mines cause – just doesn't seem to be worth it. While gold might have been a good investment in the past, it is not great for long-term investments. Why? Bob and Shawn cover seven reasons why gold might not be a wise investment.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What comes to mind when you hear the word “gold”? For most of us, it creates a sense of wealth, stability, and purchase power. Gold was once considered a source of wealth and currency in the pre-global/pre-digital world economy (The Roman Empire and Biblical times) when it was readily accepted as a form of payment. However, times have changed, and the amount that gold is really worth – especially compared to the irreparable damage gold mines cause – just doesn't seem to be worth it. While gold might have been a good investment in the past, it is not great for long-term investments. Why? Bob and Shawn cover seven reasons why gold might not be a wise investment.</itunes:summary></item>
		<item>
			<title>Voting Right, Investing Left</title>
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			<pubDate>Tue, 06 Sep 2022 21:49:18 -0500</pubDate>
			<description><![CDATA[Do you vote for candidates that align with your Christian values? Would you vote for a candidate that aligns with your values and then gives money to their opponent's political campaign? The answer is most likely no. In this episode, Bob and Shawn discuss if it makes any sense to vote with your values and then turn around and invest against your values. Literally millions of Conservative voters may be unknowingly supporting the leftest, liberal agenda by how they invest within their IRA's, company retirement plans, government retirement plans, and brokerage accounts. Isn't it time to align how you vote with how you invest?]]></description>
			<content:encoded><![CDATA[Do you vote for candidates that align with your Christian values? Would you vote for a candidate that aligns with your values and then gives money to their opponent's political campaign? The answer is most likely no. In this episode, Bob and Shawn discuss if it makes any sense to vote with your values and then turn around and invest against your values. Literally millions of Conservative voters may be unknowingly supporting the leftest, liberal agenda by how they invest within their IRA's, company retirement plans, government retirement plans, and brokerage accounts. Isn't it time to align how you vote with how you invest?]]></content:encoded>
			<itunes:duration>16:20</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/121-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/voting-right-investing-left/</link>
			<itunes:episode>121</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Do you vote for candidates that align with your Christian values? Would you vote for a candidate that aligns with your values and then gives money to their opponent's political campaign? The answer is most likely no. In this episode, Bob and Shawn discuss if it makes any sense to vote with your values and then turn around and invest against your values. Literally millions of Conservative voters may be unknowingly supporting the leftest, liberal agenda by how they invest within their IRA's, company retirement plans, government retirement plans, and brokerage accounts. Isn't it time to align how you vote with how you invest?</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Do you vote for candidates that align with your Christian values? Would you vote for a candidate that aligns with your values and then gives money to their opponent's political campaign? The answer is most likely no. In this episode, Bob and Shawn discuss if it makes any sense to vote with your values and then turn around and invest against your values. Literally millions of Conservative voters may be unknowingly supporting the leftest, liberal agenda by how they invest within their IRA's, company retirement plans, government retirement plans, and brokerage accounts. Isn't it time to align how you vote with how you invest?</itunes:summary></item>
		<item>
			<title>What is a Certified Kingdom Advisor</title>
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			<pubDate>Tue, 30 Aug 2022 22:03:42 -0500</pubDate>
			<description><![CDATA[Bob and Shawn discuss the importance of the Certified Kingdom Advisor® (CKA®) designation, its meaning, and the requirements that go into it. A CKA® is something that you may not have heard of, but is extremely important in the realm of Christian professionals. For Christians choosing an investment portfolio, many find it important to connect with a financial advisor that shares their values and faith. Thus enters Kingdom Advisors. Kingdom Advisors is a professional association that offers training and support to various Christian financial professionals who aim to integrate faith and finances within their business. They have taken Biblical values, along with core financial training, to create a designation that combines the two called a Certified Kingdom Advisor® (CKA®). If you see a CKA® designation next to a financial advisor, it symbolizes that you should receive sound financial advice within a Biblical context.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss the importance of the Certified Kingdom Advisor® (CKA®) designation, its meaning, and the requirements that go into it. A CKA® is something that you may not have heard of, but is extremely important in the realm of Christian professionals. For Christians choosing an investment portfolio, many find it important to connect with a financial advisor that shares their values and faith. Thus enters Kingdom Advisors. Kingdom Advisors is a professional association that offers training and support to various Christian financial professionals who aim to integrate faith and finances within their business. They have taken Biblical values, along with core financial training, to create a designation that combines the two called a Certified Kingdom Advisor® (CKA®). If you see a CKA® designation next to a financial advisor, it symbolizes that you should receive sound financial advice within a Biblical context.]]></content:encoded>
			<itunes:duration>15:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/120-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-is-a-certified-kingdom-advisor/</link>
			<itunes:episode>120</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss the importance of the Certified Kingdom Advisor® (CKA®) designation, its meaning, and the requirements that go into it. A CKA® is something that you may not have heard of, but is extremely important in the realm of Christian professionals. For Christians choosing an investment portfolio, many find it important to connect with a financial advisor that shares their values and faith. Thus enters Kingdom Advisors. Kingdom Advisors is a professional association that offers training and support to various Christian financial professionals who aim to integrate faith and finances within their business. They have taken Biblical values, along with core financial training, to create a designation that combines the two called a Certified Kingdom Advisor® (CKA®). If you see a CKA® designation next to a financial advisor, it symbolizes that you should receive sound financial advice within a Biblical context.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss the importance of the Certified Kingdom Advisor® (CKA®) designation, its meaning, and the requirements that go into it. A CKA® is something that you may not have heard of, but is extremely important in the realm of Christian professionals. For Christians choosing an investment portfolio, many find it important to connect with a financial advisor that shares their values and faith. Thus enters Kingdom Advisors. Kingdom Advisors is a professional association that offers training and support to various Christian financial professionals who aim to integrate faith and finances within their business. They have taken Biblical values, along with core financial training, to create a designation that combines the two called a Certified Kingdom Advisor® (CKA®). If you see a CKA® designation next to a financial advisor, it symbolizes that you should receive sound financial advice within a Biblical context.</itunes:summary></item>
		<item>
			<title>5 Reasons You Need a Christian Financial Advisor</title>
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			<pubDate>Tue, 23 Aug 2022 20:14:49 -0500</pubDate>
			<description><![CDATA[Bob and Shawn present just 5 of the reasons that it is so important to work with a Christian financial advisor. A Christian financial advisor differs from a financial advisor that just happens to be a Christian. They may sound the same, but they indeed are not. A Christian financial advisory firm believes in Biblically responsible investing and looking at investing in companies that make a world a better place. These morals and ways of investing are integrated throughout the company and how they operate. A financial advisor that happens to be Christian may not be implementing these biblical guidelines into the way they invest. As a person, they are Christian, but how the company operates may not be. So, listen in as we complete our 3 part series on, “Why You Need…”]]></description>
			<content:encoded><![CDATA[Bob and Shawn present just 5 of the reasons that it is so important to work with a Christian financial advisor. A Christian financial advisor differs from a financial advisor that just happens to be a Christian. They may sound the same, but they indeed are not. A Christian financial advisory firm believes in Biblically responsible investing and looking at investing in companies that make a world a better place. These morals and ways of investing are integrated throughout the company and how they operate. A financial advisor that happens to be Christian may not be implementing these biblical guidelines into the way they invest. As a person, they are Christian, but how the company operates may not be. So, listen in as we complete our 3 part series on, “Why You Need…”]]></content:encoded>
			<itunes:duration>19:41</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/119-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/5-reasons-you-need-a-christian-financial-advisor/</link>
			<itunes:episode>119</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn present just 5 of the reasons that it is so important to work with a Christian financial advisor. A Christian financial advisor differs from a financial advisor that just happens to be a Christian. They may sound the same, but they indeed are not. A Christian financial advisory firm believes in Biblically responsible investing and looking at investing in companies that make a world a better place. These morals and ways of investing are integrated throughout the company and how they operate. A financial advisor that happens to be Christian may not be implementing these biblical guidelines into the way they invest. As a person, they are Christian, but how the company operates may not be. So, listen in as we complete our 3 part series on, “Why You Need…”</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn present just 5 of the reasons that it is so important to work with a Christian financial advisor. A Christian financial advisor differs from a financial advisor that just happens to be a Christian. They may sound the same, but they indeed are not. A Christian financial advisory firm believes in Biblically responsible investing and looking at investing in companies that make a world a better place. These morals and ways of investing are integrated throughout the company and how they operate. A financial advisor that happens to be Christian may not be implementing these biblical guidelines into the way they invest. As a person, they are Christian, but how the company operates may not be. So, listen in as we complete our 3 part series on, “Why You Need…”</itunes:summary></item>
		<item>
			<title>5 Reasons You Need an Investment Advisor</title>
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			<pubDate>Tue, 16 Aug 2022 20:49:16 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Shawn continue our series on “5 Reasons You Need…” by discussing the reasons that you need an investment advisor. Sometimes, it seems like you can go it alone when you hear about all of the day traders out there and advertisements that make investing look easy. However, there's a lot that goes into it, which is why you need a registered investment advisor to help you along your financial journey. Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers they succeed.” A good advisor monitors your portfolio and helps you stay on track with your financial goals. We are here to help and try to take the confusion out of investing. So, listen in to see just 5 of the many reasons why you need an investment advisor!]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Shawn continue our series on “5 Reasons You Need…” by discussing the reasons that you need an investment advisor. Sometimes, it seems like you can go it alone when you hear about all of the day traders out there and advertisements that make investing look easy. However, there's a lot that goes into it, which is why you need a registered investment advisor to help you along your financial journey. Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers they succeed.” A good advisor monitors your portfolio and helps you stay on track with your financial goals. We are here to help and try to take the confusion out of investing. So, listen in to see just 5 of the many reasons why you need an investment advisor!]]></content:encoded>
			<itunes:duration>15:43</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/118-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/5-reasons-you-need-an-investment-advisor/</link>
			<itunes:episode>118</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Shawn continue our series on “5 Reasons You Need…” by discussing the reasons that you need an investment advisor. Sometimes, it seems like you can go it alone when you hear about all of the day traders out there and advertisements that make investing look easy. However, there's a lot that goes into it, which is why you need a registered investment advisor to help you along your financial journey. Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers they succeed.” A good advisor monitors your portfolio and helps you stay on track with your financial goals. We are here to help and try to take the confusion out of investing. So, listen in to see just 5 of the many reasons why you need an investment advisor!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Shawn continue our series on “5 Reasons You Need…” by discussing the reasons that you need an investment advisor. Sometimes, it seems like you can go it alone when you hear about all of the day traders out there and advertisements that make investing look easy. However, there's a lot that goes into it, which is why you need a registered investment advisor to help you along your financial journey. Proverbs 15:22 states, “Plans fail for lack of counsel, but with many advisers they succeed.” A good advisor monitors your portfolio and helps you stay on track with your financial goals. We are here to help and try to take the confusion out of investing. So, listen in to see just 5 of the many reasons why you need an investment advisor!</itunes:summary></item>
		<item>
			<title>5 Reasons You Need a Financial Planner</title>
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			<pubDate>Tue, 09 Aug 2022 22:04:11 -0500</pubDate>
			<description><![CDATA[There are many reasons that you might need a financial planner, but Bob and Shawn cover some of their favorite reasons in this episode. Just like you wouldn't go on a long road trip without your maps turned on, you also don't want to face life's financial minefields without a map. A financial planner will help you create this map to help you navigate your financial life a little easier. A great financial planner can also help you create a budget for saving, spending, and investing, while aiding you in making adjustments over the years as financial situations change. Learn about all these and more as you listen to 5 reasons why you need a financial planner.]]></description>
			<content:encoded><![CDATA[There are many reasons that you might need a financial planner, but Bob and Shawn cover some of their favorite reasons in this episode. Just like you wouldn't go on a long road trip without your maps turned on, you also don't want to face life's financial minefields without a map. A financial planner will help you create this map to help you navigate your financial life a little easier. A great financial planner can also help you create a budget for saving, spending, and investing, while aiding you in making adjustments over the years as financial situations change. Learn about all these and more as you listen to 5 reasons why you need a financial planner.]]></content:encoded>
			<itunes:duration>18:07</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/117-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/5-reasons-you-need-a-financial-planner/</link>
			<itunes:episode>117</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>There are many reasons that you might need a financial planner, but Bob and Shawn cover some of their favorite reasons in this episode. Just like you wouldn't go on a long road trip without your maps turned on, you also don't want to face life's financial minefields without a map. A financial planner will help you create this map to help you navigate your financial life a little easier. A great financial planner can also help you create a budget for saving, spending, and investing, while aiding you in making adjustments over the years as financial situations change. Learn about all these and more as you listen to 5 reasons why you need a financial planner.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>There are many reasons that you might need a financial planner, but Bob and Shawn cover some of their favorite reasons in this episode. Just like you wouldn't go on a long road trip without your maps turned on, you also don't want to face life's financial minefields without a map. A financial planner will help you create this map to help you navigate your financial life a little easier. A great financial planner can also help you create a budget for saving, spending, and investing, while aiding you in making adjustments over the years as financial situations change. Learn about all these and more as you listen to 5 reasons why you need a financial planner.</itunes:summary></item>
		<item>
			<title>Recessions: Actions vs Words</title>
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			<pubDate>Tue, 02 Aug 2022 21:33:09 -0500</pubDate>
			<description><![CDATA[Check out these questions that Christian Financial Advisors recommends you ask yourself if you start panicking at all of the recession talk that is going around. You might just be surprised with your answers! Bob and Shawn really encourage you to think about what you are DOING right now during this time instead of just what people are SAYING. Increased costs for both gas and food staples can make it feel like the world is ending, and many doomsayers want everyone to think just that. However, if you look around and really analyze the economy, things aren't always as bleak as they first seem (or are making you feel). Here is just a little bit of encouragement for you during these times of uncertainty.]]></description>
			<content:encoded><![CDATA[Check out these questions that Christian Financial Advisors recommends you ask yourself if you start panicking at all of the recession talk that is going around. You might just be surprised with your answers! Bob and Shawn really encourage you to think about what you are DOING right now during this time instead of just what people are SAYING. Increased costs for both gas and food staples can make it feel like the world is ending, and many doomsayers want everyone to think just that. However, if you look around and really analyze the economy, things aren't always as bleak as they first seem (or are making you feel). Here is just a little bit of encouragement for you during these times of uncertainty.]]></content:encoded>
			<itunes:duration>9:49</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/116-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/recessions-actions-vs-words/</link>
			<itunes:episode>116</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Check out these questions that Christian Financial Advisors recommends you ask yourself if you start panicking at all of the recession talk that is going around. You might just be surprised with your answers! Bob and Shawn really encourage you to think about what you are DOING right now during this time instead of just what people are SAYING. Increased costs for both gas and food staples can make it feel like the world is ending, and many doomsayers want everyone to think just that. However, if you look around and really analyze the economy, things aren't always as bleak as they first seem (or are making you feel). Here is just a little bit of encouragement for you during these times of uncertainty.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Check out these questions that Christian Financial Advisors recommends you ask yourself if you start panicking at all of the recession talk that is going around. You might just be surprised with your answers! Bob and Shawn really encourage you to think about what you are DOING right now during this time instead of just what people are SAYING. Increased costs for both gas and food staples can make it feel like the world is ending, and many doomsayers want everyone to think just that. However, if you look around and really analyze the economy, things aren't always as bleak as they first seem (or are making you feel). Here is just a little bit of encouragement for you during these times of uncertainty.</itunes:summary></item>
		<item>
			<title>Roller Coasters, Emotions, And Rubber Bands</title>
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			<pubDate>Wed, 27 Jul 2022 13:44:12 -0500</pubDate>
			<description><![CDATA[The stock markets can make even the best of us get emotional. It goes up; we may become happy and excited! It goes down; we might become worried and stressed. So, how can we combat this roller coaster of emotions in order to get a better handle on how we feel when it comes to the continual ups and downs of the stock market? One way is by getting educated on typical market trends and understanding just exactly how bear and bull markets work. In this episode, Bob and Shawn present some tips, and of course Bible verses, on getting a better perspective on the market, its checks and balances, and just taking your emotions out of the investment game, or at least as much as possible, anyways!]]></description>
			<content:encoded><![CDATA[The stock markets can make even the best of us get emotional. It goes up; we may become happy and excited! It goes down; we might become worried and stressed. So, how can we combat this roller coaster of emotions in order to get a better handle on how we feel when it comes to the continual ups and downs of the stock market? One way is by getting educated on typical market trends and understanding just exactly how bear and bull markets work. In this episode, Bob and Shawn present some tips, and of course Bible verses, on getting a better perspective on the market, its checks and balances, and just taking your emotions out of the investment game, or at least as much as possible, anyways!]]></content:encoded>
			<itunes:duration>10:18</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/115-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/roller-coasters-emotions-and-rubber-bands/</link>
			<itunes:episode>115</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The stock markets can make even the best of us get emotional. It goes up; we may become happy and excited! It goes down; we might become worried and stressed. So, how can we combat this roller coaster of emotions in order to get a better handle on how we feel when it comes to the continual ups and downs of the stock market? One way is by getting educated on typical market trends and understanding just exactly how bear and bull markets work. In this episode, Bob and Shawn present some tips, and of course Bible verses, on getting a better perspective on the market, its checks and balances, and just taking your emotions out of the investment game, or at least as much as possible, anyways!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The stock markets can make even the best of us get emotional. It goes up; we may become happy and excited! It goes down; we might become worried and stressed. So, how can we combat this roller coaster of emotions in order to get a better handle on how we feel when it comes to the continual ups and downs of the stock market? One way is by getting educated on typical market trends and understanding just exactly how bear and bull markets work. In this episode, Bob and Shawn present some tips, and of course Bible verses, on getting a better perspective on the market, its checks and balances, and just taking your emotions out of the investment game, or at least as much as possible, anyways!</itunes:summary></item>
		<item>
			<title>Financial Sharks in Turbulent Waters</title>
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			<pubDate>Tue, 19 Jul 2022 16:55:51 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Shawn discuss the financial sharks that we all have to watch out for during turbulent times and how they like to disguise themselves. For example, if you hear about a great investment opportunity that sounds “too good to be true”, then it is most likely just that – too good to be true. Have you ever seen one of those big postcard invitations in the mail for once-in-a-lifetime opportunities featuring a big juicy steak on the front? Have you ever received an email from a professional doomsayer about how the country is ending but miraculously happens to have the product to protect you from the disaster they just made up? Most of these are meant to prey on our emotions in order to sell products to benefit the seller and not to benefit you. 1 Peter 5:8 gives this warning: “Be sober-minded; be watchful. Your adversary the devil prowls around like a roaring lion, seeking someone to devour.” The next time you receive a free offering for a steak at a high-end restaurant, be aware of the financial shark that may be behind this so-called “opportunity”.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Shawn discuss the financial sharks that we all have to watch out for during turbulent times and how they like to disguise themselves. For example, if you hear about a great investment opportunity that sounds “too good to be true”, then it is most likely just that – too good to be true. Have you ever seen one of those big postcard invitations in the mail for once-in-a-lifetime opportunities featuring a big juicy steak on the front? Have you ever received an email from a professional doomsayer about how the country is ending but miraculously happens to have the product to protect you from the disaster they just made up? Most of these are meant to prey on our emotions in order to sell products to benefit the seller and not to benefit you. 1 Peter 5:8 gives this warning: “Be sober-minded; be watchful. Your adversary the devil prowls around like a roaring lion, seeking someone to devour.” The next time you receive a free offering for a steak at a high-end restaurant, be aware of the financial shark that may be behind this so-called “opportunity”.]]></content:encoded>
			<itunes:duration>11:44</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/114-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-sharks-in-turbulent-waters/</link>
			<itunes:episode>114</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Shawn discuss the financial sharks that we all have to watch out for during turbulent times and how they like to disguise themselves. For example, if you hear about a great investment opportunity that sounds “too good to be true”, then it is most likely just that – too good to be true. Have you ever seen one of those big postcard invitations in the mail for once-in-a-lifetime opportunities featuring a big juicy steak on the front? Have you ever received an email from a professional doomsayer about how the country is ending but miraculously happens to have the product to protect you from the disaster they just made up? Most of these are meant to prey on our emotions in order to sell products to benefit the seller and not to benefit you. 1 Peter 5:8 gives this warning: “Be sober-minded; be watchful. Your adversary the devil prowls around like a roaring lion, seeking someone to devour.” The next time you receive a free offering for a steak at a high-end restaurant, be aware of the financial shark that may be behind this so-called “opportunity”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Shawn discuss the financial sharks that we all have to watch out for during turbulent times and how they like to disguise themselves. For example, if you hear about a great investment opportunity that sounds “too good to be true”, then it is most likely just that – too good to be true. Have you ever seen one of those big postcard invitations in the mail for once-in-a-lifetime opportunities featuring a big juicy steak on the front? Have you ever received an email from a professional doomsayer about how the country is ending but miraculously happens to have the product to protect you from the disaster they just made up? Most of these are meant to prey on our emotions in order to sell products to benefit the seller and not to benefit you. 1 Peter 5:8 gives this warning: “Be sober-minded; be watchful. Your adversary the devil prowls around like a roaring lion, seeking someone to devour.” The next time you receive a free offering for a steak at a high-end restaurant, be aware of the financial shark that may be behind this so-called “opportunity”.</itunes:summary></item>
		<item>
			<title>Christian Fundamentals For Investing</title>
			<enclosure length="37460225" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/113-Christian_Fundamentals_For_Investing.mp3"/>
			<guid isPermaLink="false">cfp-ep113</guid>
			<pubDate>Tue, 12 Jul 2022 15:42:27 -0500</pubDate>
			<description><![CDATA[The Bible says a lot about stewardship and finances. In fact, stewardship is one of the most talked about subjects in the Bible! As a Christian, we believe that God owns everything, even our money. If we truly believe that God owns everything, then shouldn't we be trying our best to invest and manage our money in a way that honors God? In this episode, Bob presents various financial fundamentals for Christians that are looking at investing their money wisely and according to Biblical principles. From involving your spouse in investment decisions to staying consistent over many years, here are 10 Christian fundamentals for investing.]]></description>
			<content:encoded><![CDATA[The Bible says a lot about stewardship and finances. In fact, stewardship is one of the most talked about subjects in the Bible! As a Christian, we believe that God owns everything, even our money. If we truly believe that God owns everything, then shouldn't we be trying our best to invest and manage our money in a way that honors God? In this episode, Bob presents various financial fundamentals for Christians that are looking at investing their money wisely and according to Biblical principles. From involving your spouse in investment decisions to staying consistent over many years, here are 10 Christian fundamentals for investing.]]></content:encoded>
			<itunes:duration>26:01</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/113-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/christian-fundamentals-for-investing/</link>
			<itunes:episode>113</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The Bible says a lot about stewardship and finances. In fact, stewardship is one of the most talked about subjects in the Bible! As a Christian, we believe that God owns everything, even our money. If we truly believe that God owns everything, then shouldn't we be trying our best to invest and manage our money in a way that honors God? In this episode, Bob presents various financial fundamentals for Christians that are looking at investing their money wisely and according to Biblical principles. From involving your spouse in investment decisions to staying consistent over many years, here are 10 Christian fundamentals for investing.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The Bible says a lot about stewardship and finances. In fact, stewardship is one of the most talked about subjects in the Bible! As a Christian, we believe that God owns everything, even our money. If we truly believe that God owns everything, then shouldn't we be trying our best to invest and manage our money in a way that honors God? In this episode, Bob presents various financial fundamentals for Christians that are looking at investing their money wisely and according to Biblical principles. From involving your spouse in investment decisions to staying consistent over many years, here are 10 Christian fundamentals for investing.</itunes:summary></item>
		<item>
			<title>Benefits of a Bear Market</title>
			<enclosure length="29853073" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_112-Audio_Only.mp3"/>
			<guid isPermaLink="false">cfp-ep112</guid>
			<pubDate>Tue, 05 Jul 2022 18:10:24 -0500</pubDate>
			<description><![CDATA[Instead of looking at all of the cons of a bear market, Bob and Shawn discuss some of the pros of a falling market and how you might be able to take advantage of it. A bear market isn't for the fainthearted, and it can cause most people to question if they have made all of the right choices with their money up until this point. However, without a bear market, we wouldn't have bull markets. There must be a down to an up, an opposite driving force, if you will, that maintains balance.]]></description>
			<content:encoded><![CDATA[Instead of looking at all of the cons of a bear market, Bob and Shawn discuss some of the pros of a falling market and how you might be able to take advantage of it. A bear market isn't for the fainthearted, and it can cause most people to question if they have made all of the right choices with their money up until this point. However, without a bear market, we wouldn't have bull markets. There must be a down to an up, an opposite driving force, if you will, that maintains balance.]]></content:encoded>
			<itunes:duration>20:44</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/112-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/benefits-of-a-bear-market/</link>
			<itunes:episode>112</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Instead of looking at all of the cons of a bear market, Bob and Shawn discuss some of the pros of a falling market and how you might be able to take advantage of it. A bear market isn't for the fainthearted, and it can cause most people to question if they have made all of the right choices with their money up until this point. However, without a bear market, we wouldn't have bull markets. There must be a down to an up, an opposite driving force, if you will, that maintains balance.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Instead of looking at all of the cons of a bear market, Bob and Shawn discuss some of the pros of a falling market and how you might be able to take advantage of it. A bear market isn't for the fainthearted, and it can cause most people to question if they have made all of the right choices with their money up until this point. However, without a bear market, we wouldn't have bull markets. There must be a down to an up, an opposite driving force, if you will, that maintains balance.</itunes:summary></item>
		<item>
			<title>Questions For Down Markets</title>
			<enclosure length="29607681" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/111-Questions_for_Down_Markets-audio.mp3"/>
			<guid isPermaLink="false">cfp-ep111</guid>
			<pubDate>Mon, 27 Jun 2022 21:03:28 -0500</pubDate>
			<description><![CDATA[The only guarantee we have in the stock market is that it will have ups and downs. However, when the market starts going down, even the best of us start to question our decisions. Instead of questioning all of our choices, Bob and Shawn pose 7 questions we should be asking ourselves in order to try and remain confident. So, what questions should you ask yourself when the stock markets are in a downward trend? Find out by listening!]]></description>
			<content:encoded><![CDATA[The only guarantee we have in the stock market is that it will have ups and downs. However, when the market starts going down, even the best of us start to question our decisions. Instead of questioning all of our choices, Bob and Shawn pose 7 questions we should be asking ourselves in order to try and remain confident. So, what questions should you ask yourself when the stock markets are in a downward trend? Find out by listening!]]></content:encoded>
			<itunes:duration>20:33</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/111-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/questions-for-down-markets/</link>
			<itunes:episode>111</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The only guarantee we have in the stock market is that it will have ups and downs. However, when the market starts going down, even the best of us start to question our decisions. Instead of questioning all of our choices, Bob and Shawn pose 7 questions we should be asking ourselves in order to try and remain confident. So, what questions should you ask yourself when the stock markets are in a downward trend? Find out by listening!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The only guarantee we have in the stock market is that it will have ups and downs. However, when the market starts going down, even the best of us start to question our decisions. Instead of questioning all of our choices, Bob and Shawn pose 7 questions we should be asking ourselves in order to try and remain confident. So, what questions should you ask yourself when the stock markets are in a downward trend? Find out by listening!</itunes:summary></item>
		<item>
			<title>A Christian's Response To Today's Investment Uncertainty</title>
			<enclosure length="18491768" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep_110-Audio_Only.mp3"/>
			<guid isPermaLink="false">cfp-ep110</guid>
			<pubDate>Wed, 27 Apr 2022 21:30:29 -0500</pubDate>
			<description><![CDATA[Listen in as Bob and Shawn discuss how a Christian should respond to investment uncertainty. There is always some form of uncertainty and risk when it comes to investing, but how we react to that risk makes a big difference. The last thing we want to do is let pure emotions dictate our decisions. More importantly, looking towards scripture is one way to try and gain peace and confidence when it comes to our investments. It all belongs to God anyways, doesn't it?]]></description>
			<content:encoded><![CDATA[Listen in as Bob and Shawn discuss how a Christian should respond to investment uncertainty. There is always some form of uncertainty and risk when it comes to investing, but how we react to that risk makes a big difference. The last thing we want to do is let pure emotions dictate our decisions. More importantly, looking towards scripture is one way to try and gain peace and confidence when it comes to our investments. It all belongs to God anyways, doesn't it?]]></content:encoded>
			<itunes:duration>19:16</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/110-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/a-christians-response-to-todays-investment-uncertainty/</link>
			<itunes:episode>110</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Listen in as Bob and Shawn discuss how a Christian should respond to investment uncertainty. There is always some form of uncertainty and risk when it comes to investing, but how we react to that risk makes a big difference. The last thing we want to do is let pure emotions dictate our decisions. More importantly, looking towards scripture is one way to try and gain peace and confidence when it comes to our investments. It all belongs to God anyways, doesn't it?</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Listen in as Bob and Shawn discuss how a Christian should respond to investment uncertainty. There is always some form of uncertainty and risk when it comes to investing, but how we react to that risk makes a big difference. The last thing we want to do is let pure emotions dictate our decisions. More importantly, looking towards scripture is one way to try and gain peace and confidence when it comes to our investments. It all belongs to God anyways, doesn't it?</itunes:summary></item>
		<item>
			<title>Investing During Turbulent Times</title>
			<enclosure length="22138044" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep_109-Audio_Only.mp3"/>
			<guid isPermaLink="false">cfp-ep109</guid>
			<pubDate>Fri, 22 Apr 2022 21:16:07 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Shawn discuss all of the emotions that we go through when the market isn't exactly doing what we want (i.e usually a bear market). They also cover various scriptures that may help bring us wisdom and peace during these turbulent times and how to best combat these emotions. The stock market and investing always has ups and downs. It's part of what makes investments both a risk and a benefit. Volatility is part of the natural cycle of a stock market, and while it's okay to be a little nervous, it's not okay to act based solely on emotions.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Shawn discuss all of the emotions that we go through when the market isn't exactly doing what we want (i.e usually a bear market). They also cover various scriptures that may help bring us wisdom and peace during these turbulent times and how to best combat these emotions. The stock market and investing always has ups and downs. It's part of what makes investments both a risk and a benefit. Volatility is part of the natural cycle of a stock market, and while it's okay to be a little nervous, it's not okay to act based solely on emotions.]]></content:encoded>
			<itunes:duration>23:04</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/109-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/investing-during-turbulent-times/</link>
			<itunes:episode>109</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Shawn discuss all of the emotions that we go through when the market isn't exactly doing what we want (i.e usually a bear market). They also cover various scriptures that may help bring us wisdom and peace during these turbulent times and how to best combat these emotions. The stock market and investing always has ups and downs. It's part of what makes investments both a risk and a benefit. Volatility is part of the natural cycle of a stock market, and while it's okay to be a little nervous, it's not okay to act based solely on emotions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Shawn discuss all of the emotions that we go through when the market isn't exactly doing what we want (i.e usually a bear market). They also cover various scriptures that may help bring us wisdom and peace during these turbulent times and how to best combat these emotions. The stock market and investing always has ups and downs. It's part of what makes investments both a risk and a benefit. Volatility is part of the natural cycle of a stock market, and while it's okay to be a little nervous, it's not okay to act based solely on emotions.</itunes:summary></item>
		<item>
			<title>Christian Financial Principles Part 2</title>
			<enclosure length="52587496" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep_108-Christian_Financial_Principles_Part_2.mp3"/>
			<guid isPermaLink="false">cfp-ep108</guid>
			<pubDate>Mon, 14 Mar 2022 15:21:37 -0500</pubDate>
			<description><![CDATA[Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously.]]></description>
			<content:encoded><![CDATA[Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously.]]></content:encoded>
			<itunes:duration>36:31</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/108-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/christian-financial-principles-part-2/</link>
			<itunes:episode>108</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously.</itunes:summary></item>
		<item>
			<title>Christian Financial Principles Part 1</title>
			<enclosure length="39483483" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/107-Christian_Financial_Principles_Part_1.mp3"/>
			<guid isPermaLink="false">cfp-ep107</guid>
			<pubDate>Fri, 25 Feb 2022 18:23:30 -0600</pubDate>
			<description><![CDATA[Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously]]></description>
			<content:encoded><![CDATA[Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously]]></content:encoded>
			<itunes:duration>27:25</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/107-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/christian-financial-principles-part-1/</link>
			<itunes:episode>107</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Tune in to part 1 of our 2 part series on 12 Christian Financial Principles. In this episode, Bob and Shawn cover the first 6 principles out of 12 that we, as Christians, should all strive to live by. These Christian financial principles are full of wisdom since they come directly from scripture. The first 6 Christian financial principles that we are covering today include: God Owns It All; Work Is Good; Honesty, Truthfulness, and Integrity; Pay Your Taxes; Be Careful With Debt; and Give Generously</itunes:summary></item>
		<item>
			<title>Should You Wait To Build Or Buy A Home Today? It's Just Math.</title>
			<enclosure length="35525226" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/106-Should_You_Wait_To_Build_Or_Buy_A_Home_Today_It_s_Just_Math.mp3"/>
			<guid isPermaLink="false">cfp-ep106</guid>
			<pubDate>Tue, 01 Feb 2022 03:48:03 -0600</pubDate>
			<description><![CDATA[In this podcast, Bob and Shawn discuss the math behind why you should wait to build or buy a home right now. When COVID-19 hit, the Federal Reserve and government put over 8 trillion dollars into the economy to stimulate it. This created massive inflation, especially in real estate. Now, with the federal reserve saying they are going to raise interest rates back to normal, taper bond-buying by the billions of mortgage-backed securities, and reduce their balance sheet, homes prices will have to decline dramatically to compensate.]]></description>
			<content:encoded><![CDATA[In this podcast, Bob and Shawn discuss the math behind why you should wait to build or buy a home right now. When COVID-19 hit, the Federal Reserve and government put over 8 trillion dollars into the economy to stimulate it. This created massive inflation, especially in real estate. Now, with the federal reserve saying they are going to raise interest rates back to normal, taper bond-buying by the billions of mortgage-backed securities, and reduce their balance sheet, homes prices will have to decline dramatically to compensate.]]></content:encoded>
			<itunes:duration>24:40</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/106-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/should-you-wait-to-build-or-buy-a-home-today/</link>
			<itunes:episode>106</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this podcast, Bob and Shawn discuss the math behind why you should wait to build or buy a home right now. When COVID-19 hit, the Federal Reserve and government put over 8 trillion dollars into the economy to stimulate it. This created massive inflation, especially in real estate. Now, with the federal reserve saying they are going to raise interest rates back to normal, taper bond-buying by the billions of mortgage-backed securities, and reduce their balance sheet, homes prices will have to decline dramatically to compensate.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this podcast, Bob and Shawn discuss the math behind why you should wait to build or buy a home right now. When COVID-19 hit, the Federal Reserve and government put over 8 trillion dollars into the economy to stimulate it. This created massive inflation, especially in real estate. Now, with the federal reserve saying they are going to raise interest rates back to normal, taper bond-buying by the billions of mortgage-backed securities, and reduce their balance sheet, homes prices will have to decline dramatically to compensate.</itunes:summary></item>
		<item>
			<title>New Year's Resolutions, Goals, and Targets</title>
			<enclosure length="38205924" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/105-New_Year_s_Resolutions_Goals_and_Targets.mp3"/>
			<guid isPermaLink="false">cfp-ep105</guid>
			<pubDate>Thu, 06 Jan 2022 17:56:15 -0600</pubDate>
			<description><![CDATA[The new year is a time for new beginnings. Most of us take the opportunity of a new beginning to make life changes and goals (about 60% of us), but many never succeed in forming these new habits. Bob and Shawn discuss writing down goals and other methodologies (like the SMAC method - Specific, Measurable, Achievable, and Compatible) to help you be more successful in obtaining your personal goals for the year. Tune in to listen to how you can make 2022 the year for you!]]></description>
			<content:encoded><![CDATA[The new year is a time for new beginnings. Most of us take the opportunity of a new beginning to make life changes and goals (about 60% of us), but many never succeed in forming these new habits. Bob and Shawn discuss writing down goals and other methodologies (like the SMAC method - Specific, Measurable, Achievable, and Compatible) to help you be more successful in obtaining your personal goals for the year. Tune in to listen to how you can make 2022 the year for you!]]></content:encoded>
			<itunes:duration>26:32</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/105-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/new-years-resolutions-goals-and-targets/</link>
			<itunes:episode>105</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The new year is a time for new beginnings. Most of us take the opportunity of a new beginning to make life changes and goals (about 60% of us), but many never succeed in forming these new habits. Bob and Shawn discuss writing down goals and other methodologies (like the SMAC method - Specific, Measurable, Achievable, and Compatible) to help you be more successful in obtaining your personal goals for the year. Tune in to listen to how you can make 2022 the year for you!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The new year is a time for new beginnings. Most of us take the opportunity of a new beginning to make life changes and goals (about 60% of us), but many never succeed in forming these new habits. Bob and Shawn discuss writing down goals and other methodologies (like the SMAC method - Specific, Measurable, Achievable, and Compatible) to help you be more successful in obtaining your personal goals for the year. Tune in to listen to how you can make 2022 the year for you!</itunes:summary></item>
		<item>
			<title>The True Financial Meaning of Christmas</title>
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			<pubDate>Thu, 23 Dec 2021 19:09:20 -0600</pubDate>
			<description><![CDATA[Bob and Shawn discuss meaningful, financial giving recommendations on this episode, including Donor Advised Funds, donating to a food bank, or giving coats to a homeless shelter. Unfortunately, for many, consumerism and materialism has become the true meaning of Christmas. Instead of celebrating the birth of our Lord through giving, Christmas has turned into a time of financial stress and burdens. Instead, it should be a time of peace and joy as God intended it to be. It's time for America to again find the true financial meaning of Christmas where it's truly about joy, meaningful giving and the gift of God's son.]]></description>
			<content:encoded><![CDATA[Bob and Shawn discuss meaningful, financial giving recommendations on this episode, including Donor Advised Funds, donating to a food bank, or giving coats to a homeless shelter. Unfortunately, for many, consumerism and materialism has become the true meaning of Christmas. Instead of celebrating the birth of our Lord through giving, Christmas has turned into a time of financial stress and burdens. Instead, it should be a time of peace and joy as God intended it to be. It's time for America to again find the true financial meaning of Christmas where it's truly about joy, meaningful giving and the gift of God's son.]]></content:encoded>
			<itunes:duration>34:23</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/104-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-true-financial-meaning-of-christmas/</link>
			<itunes:episode>104</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Shawn discuss meaningful, financial giving recommendations on this episode, including Donor Advised Funds, donating to a food bank, or giving coats to a homeless shelter. Unfortunately, for many, consumerism and materialism has become the true meaning of Christmas. Instead of celebrating the birth of our Lord through giving, Christmas has turned into a time of financial stress and burdens. Instead, it should be a time of peace and joy as God intended it to be. It's time for America to again find the true financial meaning of Christmas where it's truly about joy, meaningful giving and the gift of God's son.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Shawn discuss meaningful, financial giving recommendations on this episode, including Donor Advised Funds, donating to a food bank, or giving coats to a homeless shelter. Unfortunately, for many, consumerism and materialism has become the true meaning of Christmas. Instead of celebrating the birth of our Lord through giving, Christmas has turned into a time of financial stress and burdens. Instead, it should be a time of peace and joy as God intended it to be. It's time for America to again find the true financial meaning of Christmas where it's truly about joy, meaningful giving and the gift of God's son.</itunes:summary></item>
		<item>
			<title>BONUS - How To Make Your Christmas Budget Go Further</title>
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			<guid isPermaLink="false">https://christianfinancialadvisors.com/podcast/bon-how-to-make-your-christmas-budget-go-further/</guid>
			<pubDate>Fri, 17 Dec 2021 15:37:45 -0600</pubDate>
			<description><![CDATA[Is Christmas shopping stressful? How do you get the best prices? Shawn is joined by his wife (and Bob's daughter), Jenna, in this special Bonus Christmas episode. Jenna is usually behind the scenes of podcast editing, but wanted to step in front of the mic this time to share some of the strategies that she uses when it comes to Christmas shopping. Therefore, the flow and style of this bonus episode is completely different! They mention everything from stocking stuffers to hitting up lightning deals to try and obtain the best prices around holiday shopping. You may already know many of these shopping hacks, but this is a great refresher episode! Not only can these suggestions be used for Christmas shopping, but they can be used all year round for birthday gifts, purchasing during Memorial and Labor Day sales, and more. Enjoy this laid back episode of Christian Financial Perspectives!]]></description>
			<content:encoded><![CDATA[Is Christmas shopping stressful? How do you get the best prices? Shawn is joined by his wife (and Bob's daughter), Jenna, in this special Bonus Christmas episode. Jenna is usually behind the scenes of podcast editing, but wanted to step in front of the mic this time to share some of the strategies that she uses when it comes to Christmas shopping. Therefore, the flow and style of this bonus episode is completely different! They mention everything from stocking stuffers to hitting up lightning deals to try and obtain the best prices around holiday shopping. You may already know many of these shopping hacks, but this is a great refresher episode! Not only can these suggestions be used for Christmas shopping, but they can be used all year round for birthday gifts, purchasing during Memorial and Labor Day sales, and more. Enjoy this laid back episode of Christian Financial Perspectives!]]></content:encoded>
			<itunes:duration>35:04</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/bonus-130695-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/bon-how-to-make-your-christmas-budget-go-further/</link>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Is Christmas shopping stressful? How do you get the best prices? Shawn is joined by his wife (and Bob's daughter), Jenna, in this special Bonus Christmas episode. Jenna is usually behind the scenes of podcast editing, but wanted to step in front of the mic this time to share some of the strategies that she uses when it comes to Christmas shopping. Therefore, the flow and style of this bonus episode is completely different! They mention everything from stocking stuffers to hitting up lightning deals to try and obtain the best prices around holiday shopping. You may already know many of these shopping hacks, but this is a great refresher episode! Not only can these suggestions be used for Christmas shopping, but they can be used all year round for birthday gifts, purchasing during Memorial and Labor Day sales, and more. Enjoy this laid back episode of Christian Financial Perspectives!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Is Christmas shopping stressful? How do you get the best prices? Shawn is joined by his wife (and Bob's daughter), Jenna, in this special Bonus Christmas episode. Jenna is usually behind the scenes of podcast editing, but wanted to step in front of the mic this time to share some of the strategies that she uses when it comes to Christmas shopping. Therefore, the flow and style of this bonus episode is completely different! They mention everything from stocking stuffers to hitting up lightning deals to try and obtain the best prices around holiday shopping. You may already know many of these shopping hacks, but this is a great refresher episode! Not only can these suggestions be used for Christmas shopping, but they can be used all year round for birthday gifts, purchasing during Memorial and Labor Day sales, and more. Enjoy this laid back episode of Christian Financial Perspectives!</itunes:summary></item>
		<item>
			<title>Questions to Consider Before Making a Big Financial Decision</title>
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			<guid isPermaLink="false">cfp-ep103</guid>
			<pubDate>Tue, 23 Nov 2021 19:04:39 -0600</pubDate>
			<description><![CDATA[Are you about to make a large, financial decision? If so, this is the podcast episode for you! Making a decision that involves a large, financial purchase is both stressful and gratifying at the same time. However, there are also A LOT of questions to ask oneself before an actual decision is officially made. We are not saying to not reward yourself for hard work or to live like a pauper (unless that's your calling), but what we are saying is to be wise, think long about any large financial decision, and also ask yourself some of the following questions that Bob and Shawn cover in this episode.]]></description>
			<content:encoded><![CDATA[Are you about to make a large, financial decision? If so, this is the podcast episode for you! Making a decision that involves a large, financial purchase is both stressful and gratifying at the same time. However, there are also A LOT of questions to ask oneself before an actual decision is officially made. We are not saying to not reward yourself for hard work or to live like a pauper (unless that's your calling), but what we are saying is to be wise, think long about any large financial decision, and also ask yourself some of the following questions that Bob and Shawn cover in this episode.]]></content:encoded>
			<itunes:duration>25:24</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/103-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/questions-to-consider-before-making-a-big-financial-decision/</link>
			<itunes:episode>103</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you about to make a large, financial decision? If so, this is the podcast episode for you! Making a decision that involves a large, financial purchase is both stressful and gratifying at the same time. However, there are also A LOT of questions to ask oneself before an actual decision is officially made. We are not saying to not reward yourself for hard work or to live like a pauper (unless that's your calling), but what we are saying is to be wise, think long about any large financial decision, and also ask yourself some of the following questions that Bob and Shawn cover in this episode.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you about to make a large, financial decision? If so, this is the podcast episode for you! Making a decision that involves a large, financial purchase is both stressful and gratifying at the same time. However, there are also A LOT of questions to ask oneself before an actual decision is officially made. We are not saying to not reward yourself for hard work or to live like a pauper (unless that's your calling), but what we are saying is to be wise, think long about any large financial decision, and also ask yourself some of the following questions that Bob and Shawn cover in this episode.</itunes:summary></item>
		<item>
			<title>High Investment Returns And Wealth</title>
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			<guid isPermaLink="false">cfp-ep102</guid>
			<pubDate>Thu, 28 Oct 2021 20:31:31 -0500</pubDate>
			<description><![CDATA[When it comes to high investment returns and wealth, there are common traits, attributes, and characteristics that we see in those with millions in their investment accounts. Many people believe high investment returns are the only way to wealth, but that usually is not the case. For the majority of us, most of our wealth growth has to deal with circumstances outside of returns. Therefore, Shawn and Bob present 15 commonly seen traits in millionaires that Bob has personally seen in his own clients over the past 37 years, as well as covering some myths on chasing investment returns.]]></description>
			<content:encoded><![CDATA[When it comes to high investment returns and wealth, there are common traits, attributes, and characteristics that we see in those with millions in their investment accounts. Many people believe high investment returns are the only way to wealth, but that usually is not the case. For the majority of us, most of our wealth growth has to deal with circumstances outside of returns. Therefore, Shawn and Bob present 15 commonly seen traits in millionaires that Bob has personally seen in his own clients over the past 37 years, as well as covering some myths on chasing investment returns.]]></content:encoded>
			<itunes:duration>43:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/102-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/high-investment-returns-and-wealth/</link>
			<itunes:episode>102</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>When it comes to high investment returns and wealth, there are common traits, attributes, and characteristics that we see in those with millions in their investment accounts. Many people believe high investment returns are the only way to wealth, but that usually is not the case. For the majority of us, most of our wealth growth has to deal with circumstances outside of returns. Therefore, Shawn and Bob present 15 commonly seen traits in millionaires that Bob has personally seen in his own clients over the past 37 years, as well as covering some myths on chasing investment returns.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>When it comes to high investment returns and wealth, there are common traits, attributes, and characteristics that we see in those with millions in their investment accounts. Many people believe high investment returns are the only way to wealth, but that usually is not the case. For the majority of us, most of our wealth growth has to deal with circumstances outside of returns. Therefore, Shawn and Bob present 15 commonly seen traits in millionaires that Bob has personally seen in his own clients over the past 37 years, as well as covering some myths on chasing investment returns.</itunes:summary></item>
		<item>
			<title>Preparing For The Next Economic Winter</title>
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			<guid isPermaLink="false">cfp-ep101</guid>
			<pubDate>Thu, 07 Oct 2021 14:09:18 -0500</pubDate>
			<description><![CDATA[In our last episode, Bob and Shawn spoke about 4 different economic booms and busts. This time, they discuss how to prepare for the bad financial times during the good financial times. How can we prepare for an economic bust, or what Bob and Shawn are calling an “economic winter”? Bob points to several passages in the Bible that discuss preparedness and anticipation.]]></description>
			<content:encoded><![CDATA[In our last episode, Bob and Shawn spoke about 4 different economic booms and busts. This time, they discuss how to prepare for the bad financial times during the good financial times. How can we prepare for an economic bust, or what Bob and Shawn are calling an “economic winter”? Bob points to several passages in the Bible that discuss preparedness and anticipation.]]></content:encoded>
			<itunes:duration>28:06</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/101-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/preparing-for-the-next-economic-winter/</link>
			<itunes:episode>101</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In our last episode, Bob and Shawn spoke about 4 different economic booms and busts. This time, they discuss how to prepare for the bad financial times during the good financial times. How can we prepare for an economic bust, or what Bob and Shawn are calling an “economic winter”? Bob points to several passages in the Bible that discuss preparedness and anticipation.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In our last episode, Bob and Shawn spoke about 4 different economic booms and busts. This time, they discuss how to prepare for the bad financial times during the good financial times. How can we prepare for an economic bust, or what Bob and Shawn are calling an “economic winter”? Bob points to several passages in the Bible that discuss preparedness and anticipation.</itunes:summary></item>
		<item>
			<title>The History of Economic Booms and Busts</title>
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			<guid isPermaLink="false">cfp-ep100</guid>
			<pubDate>Tue, 21 Sep 2021 14:58:32 -0500</pubDate>
			<description><![CDATA[Welcome to our 100th podcast!!! We've taken quite a long break from recording over the summer, but we are back at it with Christian Financial Perspectives Podcast. In this episode, Bob and Shawn discuss the history of economic booms and busts, from the rise of the Roman Empire all the way up to the recent 2008 Real Estate Bubble that Burst and where we are today. HISTORY repeats itself over and over with nearly the exact same mistakes. Will it be any different this time? Listen to find out!]]></description>
			<content:encoded><![CDATA[Welcome to our 100th podcast!!! We've taken quite a long break from recording over the summer, but we are back at it with Christian Financial Perspectives Podcast. In this episode, Bob and Shawn discuss the history of economic booms and busts, from the rise of the Roman Empire all the way up to the recent 2008 Real Estate Bubble that Burst and where we are today. HISTORY repeats itself over and over with nearly the exact same mistakes. Will it be any different this time? Listen to find out!]]></content:encoded>
			<itunes:duration>43:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/100-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-history-of-economic-booms-and-busts/</link>
			<itunes:episode>100</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Welcome to our 100th podcast!!! We've taken quite a long break from recording over the summer, but we are back at it with Christian Financial Perspectives Podcast. In this episode, Bob and Shawn discuss the history of economic booms and busts, from the rise of the Roman Empire all the way up to the recent 2008 Real Estate Bubble that Burst and where we are today. HISTORY repeats itself over and over with nearly the exact same mistakes. Will it be any different this time? Listen to find out!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Welcome to our 100th podcast!!! We've taken quite a long break from recording over the summer, but we are back at it with Christian Financial Perspectives Podcast. In this episode, Bob and Shawn discuss the history of economic booms and busts, from the rise of the Roman Empire all the way up to the recent 2008 Real Estate Bubble that Burst and where we are today. HISTORY repeats itself over and over with nearly the exact same mistakes. Will it be any different this time? Listen to find out!</itunes:summary></item>
		<item>
			<title>The History of Faith Based Investing</title>
			<enclosure length="53714201" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/99-History_of_Faith_Based_Investing.mp3"/>
			<guid isPermaLink="false">cfp-ep99</guid>
			<pubDate>Fri, 09 Jul 2021 21:45:34 -0500</pubDate>
			<description><![CDATA[In every movement, there are pioneers and those who pave the way - those who step out in faith towards a great unknown. In this episode, Bob and Shawn talk about the pioneers of the faith based investing movement. For many years, people were unable to choose who and what their investments were supporting because there just wasn't information readily available in order to make faith based decisions when it came to choosing where your money went.]]></description>
			<content:encoded><![CDATA[In every movement, there are pioneers and those who pave the way - those who step out in faith towards a great unknown. In this episode, Bob and Shawn talk about the pioneers of the faith based investing movement. For many years, people were unable to choose who and what their investments were supporting because there just wasn't information readily available in order to make faith based decisions when it came to choosing where your money went.]]></content:encoded>
			<itunes:duration>37:18</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/99-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-history-of-faith-based-investing/</link>
			<itunes:episode>99</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In every movement, there are pioneers and those who pave the way - those who step out in faith towards a great unknown. In this episode, Bob and Shawn talk about the pioneers of the faith based investing movement. For many years, people were unable to choose who and what their investments were supporting because there just wasn't information readily available in order to make faith based decisions when it came to choosing where your money went.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In every movement, there are pioneers and those who pave the way - those who step out in faith towards a great unknown. In this episode, Bob and Shawn talk about the pioneers of the faith based investing movement. For many years, people were unable to choose who and what their investments were supporting because there just wasn't information readily available in order to make faith based decisions when it came to choosing where your money went.</itunes:summary></item>
		<item>
			<title>Insurance Do's and Don'ts</title>
			<enclosure length="46349344" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/98-Insurance_Do_s_and_Don_ts.mp3"/>
			<guid isPermaLink="false">cfp-ep98</guid>
			<pubDate>Tue, 04 May 2021 16:08:25 -0500</pubDate>
			<description><![CDATA[Bob is joined by Ron First of Christian Insurance Services to discuss the do's and don'ts of the insurance business. Insurance is more than just a requirement. Instead, we need to look at insurance with the entire picture in mind as part of your entire financial plan. Ron covers the most common insurance coverages, like health and auto, while also delving into rarely mentioned areas, like disability.]]></description>
			<content:encoded><![CDATA[Bob is joined by Ron First of Christian Insurance Services to discuss the do's and don'ts of the insurance business. Insurance is more than just a requirement. Instead, we need to look at insurance with the entire picture in mind as part of your entire financial plan. Ron covers the most common insurance coverages, like health and auto, while also delving into rarely mentioned areas, like disability.]]></content:encoded>
			<itunes:duration>32:11</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/98-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/insurance-dos-and-donts/</link>
			<itunes:episode>98</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob is joined by Ron First of Christian Insurance Services to discuss the do's and don'ts of the insurance business. Insurance is more than just a requirement. Instead, we need to look at insurance with the entire picture in mind as part of your entire financial plan. Ron covers the most common insurance coverages, like health and auto, while also delving into rarely mentioned areas, like disability.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob is joined by Ron First of Christian Insurance Services to discuss the do's and don'ts of the insurance business. Insurance is more than just a requirement. Instead, we need to look at insurance with the entire picture in mind as part of your entire financial plan. Ron covers the most common insurance coverages, like health and auto, while also delving into rarely mentioned areas, like disability.</itunes:summary></item>
		<item>
			<title>How To Make Good Financial Decisions</title>
			<enclosure length="38807891" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/97-How_to_Make_Good_Financial_Decisions.mp3"/>
			<guid isPermaLink="false">cfp-ep97</guid>
			<pubDate>Wed, 21 Apr 2021 01:41:48 -0500</pubDate>
			<description><![CDATA[We are going to break down different ways to avoid making financial mistakes when it comes to major financial decisions. Examples of major financial decisions include items like buying a new car, moving, buying a new or second home, or taking out a college loan. Basically, this is any financial decision that goes above and beyond the normal daily, or even monthly, monetary decisions that we make. In order to be best prepared when it comes to large financial decisions, we have divided our process into three different areas: Emotional, Spiritual, and Factual.]]></description>
			<content:encoded><![CDATA[We are going to break down different ways to avoid making financial mistakes when it comes to major financial decisions. Examples of major financial decisions include items like buying a new car, moving, buying a new or second home, or taking out a college loan. Basically, this is any financial decision that goes above and beyond the normal daily, or even monthly, monetary decisions that we make. In order to be best prepared when it comes to large financial decisions, we have divided our process into three different areas: Emotional, Spiritual, and Factual.]]></content:encoded>
			<itunes:duration>26:57</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/97-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/how-to-make-good-financial-decisions/</link>
			<itunes:episode>97</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We are going to break down different ways to avoid making financial mistakes when it comes to major financial decisions. Examples of major financial decisions include items like buying a new car, moving, buying a new or second home, or taking out a college loan. Basically, this is any financial decision that goes above and beyond the normal daily, or even monthly, monetary decisions that we make. In order to be best prepared when it comes to large financial decisions, we have divided our process into three different areas: Emotional, Spiritual, and Factual.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We are going to break down different ways to avoid making financial mistakes when it comes to major financial decisions. Examples of major financial decisions include items like buying a new car, moving, buying a new or second home, or taking out a college loan. Basically, this is any financial decision that goes above and beyond the normal daily, or even monthly, monetary decisions that we make. In order to be best prepared when it comes to large financial decisions, we have divided our process into three different areas: Emotional, Spiritual, and Factual.</itunes:summary></item>
		<item>
			<title>21 Costly Financial Mistakes People Make</title>
			<enclosure length="42116371" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/96-21_Costly_Financial_Mistakes_People_Make.mp3"/>
			<guid isPermaLink="false">cfp-ep96</guid>
			<pubDate>Mon, 05 Apr 2021 05:16:46 -0500</pubDate>
			<description><![CDATA[Unfortunately, many of us have fallen prey to common financial mistakes, but it doesn't have to be that way. There are so many that are easily avoidable if you know what to look for. This episode breaks down 21 of the most common financial mistakes that Bob has seen people make over and over again during his 30 years in the financial business.]]></description>
			<content:encoded><![CDATA[Unfortunately, many of us have fallen prey to common financial mistakes, but it doesn't have to be that way. There are so many that are easily avoidable if you know what to look for. This episode breaks down 21 of the most common financial mistakes that Bob has seen people make over and over again during his 30 years in the financial business.]]></content:encoded>
			<itunes:duration>29:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/96-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/21-costly-financial-mistakes-people-make/</link>
			<itunes:episode>96</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Unfortunately, many of us have fallen prey to common financial mistakes, but it doesn't have to be that way. There are so many that are easily avoidable if you know what to look for. This episode breaks down 21 of the most common financial mistakes that Bob has seen people make over and over again during his 30 years in the financial business.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Unfortunately, many of us have fallen prey to common financial mistakes, but it doesn't have to be that way. There are so many that are easily avoidable if you know what to look for. This episode breaks down 21 of the most common financial mistakes that Bob has seen people make over and over again during his 30 years in the financial business.</itunes:summary></item>
		<item>
			<title>10 Principles of Biblical Generosity</title>
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			<pubDate>Wed, 24 Mar 2021 03:40:06 -0500</pubDate>
			<description><![CDATA[Are you someone who gives your finances and your time out of a cheerful heart, or is it something you feel obligated to do? This episode discusses what the Bible says about the importance of giving generously. Giving generously is a very important subject in the Bible and one on which Jesus frequently spoke. It shows our faith to God and that we trust in him for support.]]></description>
			<content:encoded><![CDATA[Are you someone who gives your finances and your time out of a cheerful heart, or is it something you feel obligated to do? This episode discusses what the Bible says about the importance of giving generously. Giving generously is a very important subject in the Bible and one on which Jesus frequently spoke. It shows our faith to God and that we trust in him for support.]]></content:encoded>
			<itunes:duration>21:50</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/95-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/10-principles-of-biblical-generosity/</link>
			<itunes:episode>95</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you someone who gives your finances and your time out of a cheerful heart, or is it something you feel obligated to do? This episode discusses what the Bible says about the importance of giving generously. Giving generously is a very important subject in the Bible and one on which Jesus frequently spoke. It shows our faith to God and that we trust in him for support.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you someone who gives your finances and your time out of a cheerful heart, or is it something you feel obligated to do? This episode discusses what the Bible says about the importance of giving generously. Giving generously is a very important subject in the Bible and one on which Jesus frequently spoke. It shows our faith to God and that we trust in him for support.</itunes:summary></item>
		<item>
			<title>Location No Longer Matters</title>
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			<guid isPermaLink="false">cfp-ep94</guid>
			<pubDate>Fri, 05 Mar 2021 16:52:41 -0600</pubDate>
			<description><![CDATA[Just 2 years ago, having a financial advisor in a different state, or even city, was something that most people never considered. Why? The capabilities to video chat, email, and sign digitally have been available for many years, but most people had not been utilizing these technologies. The recent coronavirus restrictions changed all this and vastly accelerated the adoption of these technologies far ahead of the expected timeline. In this podcast, we discuss why “Location no longer matters”.]]></description>
			<content:encoded><![CDATA[Just 2 years ago, having a financial advisor in a different state, or even city, was something that most people never considered. Why? The capabilities to video chat, email, and sign digitally have been available for many years, but most people had not been utilizing these technologies. The recent coronavirus restrictions changed all this and vastly accelerated the adoption of these technologies far ahead of the expected timeline. In this podcast, we discuss why “Location no longer matters”.]]></content:encoded>
			<itunes:duration>28:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/94-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/location-no-longer-matters/</link>
			<itunes:episode>94</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Just 2 years ago, having a financial advisor in a different state, or even city, was something that most people never considered. Why? The capabilities to video chat, email, and sign digitally have been available for many years, but most people had not been utilizing these technologies. The recent coronavirus restrictions changed all this and vastly accelerated the adoption of these technologies far ahead of the expected timeline. In this podcast, we discuss why “Location no longer matters”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Just 2 years ago, having a financial advisor in a different state, or even city, was something that most people never considered. Why? The capabilities to video chat, email, and sign digitally have been available for many years, but most people had not been utilizing these technologies. The recent coronavirus restrictions changed all this and vastly accelerated the adoption of these technologies far ahead of the expected timeline. In this podcast, we discuss why “Location no longer matters”.</itunes:summary></item>
		<item>
			<title>Dealing with Investment Uncertainty</title>
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			<pubDate>Tue, 02 Feb 2021 18:53:07 -0600</pubDate>
			<description><![CDATA[Christian Financial Advisors has received numerous phone calls, emails, and texts about many of the recent events. Bob addresses some of them including the coronavirus, the new administration and Biden's numerous executive orders, the massive borrowing of money due to coronavirus unemployment, and last week's manipulation of GameStop's stock price. Take a step back from all of the chatter of the news and social media platforms and replace it with prayer, scripture, and God's outdoor creation.]]></description>
			<content:encoded><![CDATA[Christian Financial Advisors has received numerous phone calls, emails, and texts about many of the recent events. Bob addresses some of them including the coronavirus, the new administration and Biden's numerous executive orders, the massive borrowing of money due to coronavirus unemployment, and last week's manipulation of GameStop's stock price. Take a step back from all of the chatter of the news and social media platforms and replace it with prayer, scripture, and God's outdoor creation.]]></content:encoded>
			<itunes:duration>27:18</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/93-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/dealing-with-investment-uncertainty/</link>
			<itunes:episode>93</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Christian Financial Advisors has received numerous phone calls, emails, and texts about many of the recent events. Bob addresses some of them including the coronavirus, the new administration and Biden's numerous executive orders, the massive borrowing of money due to coronavirus unemployment, and last week's manipulation of GameStop's stock price. Take a step back from all of the chatter of the news and social media platforms and replace it with prayer, scripture, and God's outdoor creation.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Christian Financial Advisors has received numerous phone calls, emails, and texts about many of the recent events. Bob addresses some of them including the coronavirus, the new administration and Biden's numerous executive orders, the massive borrowing of money due to coronavirus unemployment, and last week's manipulation of GameStop's stock price. Take a step back from all of the chatter of the news and social media platforms and replace it with prayer, scripture, and God's outdoor creation.</itunes:summary></item>
		<item>
			<title>21 Financial Scriptures to live by in 2021</title>
			<enclosure length="42008098" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/92-21_Financial_Scriptures_to_Live_By_in_2021.mp3"/>
			<guid isPermaLink="false">cfp-ep92</guid>
			<pubDate>Fri, 15 Jan 2021 06:15:51 -0600</pubDate>
			<description><![CDATA[Bob and Bailey read and discuss 21 of Bob's favorite stewardship verses that are a great way to start 2021 off right when it comes to your financial decisions. Did you know that the Bible contains over 1500 scriptures that have to do with money, stewardship, and possessions? Jesus actually spoke on stewardship more than heaven and hell combined. It's hard to go to any book in the New Testament without seeing it.]]></description>
			<content:encoded><![CDATA[Bob and Bailey read and discuss 21 of Bob's favorite stewardship verses that are a great way to start 2021 off right when it comes to your financial decisions. Did you know that the Bible contains over 1500 scriptures that have to do with money, stewardship, and possessions? Jesus actually spoke on stewardship more than heaven and hell combined. It's hard to go to any book in the New Testament without seeing it.]]></content:encoded>
			<itunes:duration>29:10</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/92-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/21-financial-scriptures-to-live-by-in-2021/</link>
			<itunes:episode>92</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Bailey read and discuss 21 of Bob's favorite stewardship verses that are a great way to start 2021 off right when it comes to your financial decisions. Did you know that the Bible contains over 1500 scriptures that have to do with money, stewardship, and possessions? Jesus actually spoke on stewardship more than heaven and hell combined. It's hard to go to any book in the New Testament without seeing it.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Bailey read and discuss 21 of Bob's favorite stewardship verses that are a great way to start 2021 off right when it comes to your financial decisions. Did you know that the Bible contains over 1500 scriptures that have to do with money, stewardship, and possessions? Jesus actually spoke on stewardship more than heaven and hell combined. It's hard to go to any book in the New Testament without seeing it.</itunes:summary></item>
		<item>
			<title>Setting Goals and Living Life with Purpose in 2021</title>
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			<guid isPermaLink="false">cfp-ep91</guid>
			<pubDate>Tue, 05 Jan 2021 11:15:18 -0600</pubDate>
			<description><![CDATA[What are your goals for 2021? Bob and Bailey share 21 personal and financial goals, in no particular order of importance, that are ideas for goal setting for 2021. From eating healthier to creating an estate plan, these are ideas for everyone!]]></description>
			<content:encoded><![CDATA[What are your goals for 2021? Bob and Bailey share 21 personal and financial goals, in no particular order of importance, that are ideas for goal setting for 2021. From eating healthier to creating an estate plan, these are ideas for everyone!]]></content:encoded>
			<itunes:duration>28:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/91-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/setting-goals-and-living-life-with-purpose-in-2021/</link>
			<itunes:episode>91</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What are your goals for 2021? Bob and Bailey share 21 personal and financial goals, in no particular order of importance, that are ideas for goal setting for 2021. From eating healthier to creating an estate plan, these are ideas for everyone!</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What are your goals for 2021? Bob and Bailey share 21 personal and financial goals, in no particular order of importance, that are ideas for goal setting for 2021. From eating healthier to creating an estate plan, these are ideas for everyone!</itunes:summary></item>
		<item>
			<title>Charitable Giving Strategies Using Non Cash Assets</title>
			<enclosure length="68841006" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep_90-Charitable_Giving_Strategies_Using_Non_Cash_Assets.mp3"/>
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			<pubDate>Tue, 22 Dec 2020 16:20:40 -0600</pubDate>
			<description><![CDATA[Tis the season for giving, so what better way to celebrate the giving spirit of Christmas than to learn how to give better and more efficiently. In this podcast, Bob covers the most efficient ways to give using the other 90% of what's in non-cash assets. He is joined by a charitable giving expert, Ryan Assunto of the National Christian Foundation, to talk about giving more efficiently.]]></description>
			<content:encoded><![CDATA[Tis the season for giving, so what better way to celebrate the giving spirit of Christmas than to learn how to give better and more efficiently. In this podcast, Bob covers the most efficient ways to give using the other 90% of what's in non-cash assets. He is joined by a charitable giving expert, Ryan Assunto of the National Christian Foundation, to talk about giving more efficiently.]]></content:encoded>
			<itunes:duration>47:48</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/90-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/charitable-giving-strategies-using-non-cash-assets/</link>
			<itunes:episode>90</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Tis the season for giving, so what better way to celebrate the giving spirit of Christmas than to learn how to give better and more efficiently. In this podcast, Bob covers the most efficient ways to give using the other 90% of what's in non-cash assets. He is joined by a charitable giving expert, Ryan Assunto of the National Christian Foundation, to talk about giving more efficiently.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Tis the season for giving, so what better way to celebrate the giving spirit of Christmas than to learn how to give better and more efficiently. In this podcast, Bob covers the most efficient ways to give using the other 90% of what's in non-cash assets. He is joined by a charitable giving expert, Ryan Assunto of the National Christian Foundation, to talk about giving more efficiently.</itunes:summary></item>
		<item>
			<title>Traits to Look for in a Financial Advisor</title>
			<enclosure length="28640285" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/89-Traits_to_Look_for_in_a_Financial_Advisor.mp3"/>
			<guid isPermaLink="false">cfp-ep89</guid>
			<pubDate>Sat, 05 Dec 2020 06:15:06 -0600</pubDate>
			<description><![CDATA[With so many important factors that our finances play into, isn't it just as important to find a financial advisor that has your best interests in mind in order to help you obtain all your financial financial goals? In this episode, Bob and Bailey cover many of the traits you should look for when choosing a financial advisor, especially the importance of choosing a fiduciary, fee based advisor over a commissioned based advisor with a potential conflict of interest.]]></description>
			<content:encoded><![CDATA[With so many important factors that our finances play into, isn't it just as important to find a financial advisor that has your best interests in mind in order to help you obtain all your financial financial goals? In this episode, Bob and Bailey cover many of the traits you should look for when choosing a financial advisor, especially the importance of choosing a fiduciary, fee based advisor over a commissioned based advisor with a potential conflict of interest.]]></content:encoded>
			<itunes:duration>19:53</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/89-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/traits-to-look-for-in-a-financial-advisor/</link>
			<itunes:episode>89</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>With so many important factors that our finances play into, isn't it just as important to find a financial advisor that has your best interests in mind in order to help you obtain all your financial financial goals? In this episode, Bob and Bailey cover many of the traits you should look for when choosing a financial advisor, especially the importance of choosing a fiduciary, fee based advisor over a commissioned based advisor with a potential conflict of interest.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>With so many important factors that our finances play into, isn't it just as important to find a financial advisor that has your best interests in mind in order to help you obtain all your financial financial goals? In this episode, Bob and Bailey cover many of the traits you should look for when choosing a financial advisor, especially the importance of choosing a fiduciary, fee based advisor over a commissioned based advisor with a potential conflict of interest.</itunes:summary></item>
		<item>
			<title>Which Investment Models Are Right For You</title>
			<enclosure length="28379356" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/88-Which_Investment_Models_Are_Right_For_You.mp3"/>
			<guid isPermaLink="false">cfp-ep88</guid>
			<pubDate>Fri, 20 Nov 2020 06:16:50 -0600</pubDate>
			<description><![CDATA[We encourage you to listen to episode 87 on “Understanding Investment Risk” before delving into this episode on “Which Investment Models Are Right For You”. Bob discusses how these risks play into picking an investment model(s) to build a complete portfolio that corresponds to your goals, needs, and risk number.]]></description>
			<content:encoded><![CDATA[We encourage you to listen to episode 87 on “Understanding Investment Risk” before delving into this episode on “Which Investment Models Are Right For You”. Bob discusses how these risks play into picking an investment model(s) to build a complete portfolio that corresponds to your goals, needs, and risk number.]]></content:encoded>
			<itunes:duration>19:42</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/88-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/which-investment-models-are-right-for-you/</link>
			<itunes:episode>88</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We encourage you to listen to episode 87 on “Understanding Investment Risk” before delving into this episode on “Which Investment Models Are Right For You”. Bob discusses how these risks play into picking an investment model(s) to build a complete portfolio that corresponds to your goals, needs, and risk number.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We encourage you to listen to episode 87 on “Understanding Investment Risk” before delving into this episode on “Which Investment Models Are Right For You”. Bob discusses how these risks play into picking an investment model(s) to build a complete portfolio that corresponds to your goals, needs, and risk number.</itunes:summary></item>
		<item>
			<title>Understanding Investment Risk</title>
			<enclosure length="56356240" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/87-Understanding_Financial_Risk.mp3"/>
			<guid isPermaLink="false">cfp-ep87</guid>
			<pubDate>Fri, 06 Nov 2020 06:15:51 -0600</pubDate>
			<description><![CDATA[Life is full of risk. Everytime we get into a car, move to a different city, get on a plane, or start a new job, there is a RISK, and the list goes on and on. What if the human race decided to never take any risks? Risk is not a bad thing because a life completely void of risk would be very boring. In this episode, Bob and Bailey discuss 15 types of investment risks, because when you know what the risks are, you can make better educated decisions.]]></description>
			<content:encoded><![CDATA[Life is full of risk. Everytime we get into a car, move to a different city, get on a plane, or start a new job, there is a RISK, and the list goes on and on. What if the human race decided to never take any risks? Risk is not a bad thing because a life completely void of risk would be very boring. In this episode, Bob and Bailey discuss 15 types of investment risks, because when you know what the risks are, you can make better educated decisions.]]></content:encoded>
			<itunes:duration>39:08</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/87-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/understanding-investment-risk/</link>
			<itunes:episode>87</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Life is full of risk. Everytime we get into a car, move to a different city, get on a plane, or start a new job, there is a RISK, and the list goes on and on. What if the human race decided to never take any risks? Risk is not a bad thing because a life completely void of risk would be very boring. In this episode, Bob and Bailey discuss 15 types of investment risks, because when you know what the risks are, you can make better educated decisions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Life is full of risk. Everytime we get into a car, move to a different city, get on a plane, or start a new job, there is a RISK, and the list goes on and on. What if the human race decided to never take any risks? Risk is not a bad thing because a life completely void of risk would be very boring. In this episode, Bob and Bailey discuss 15 types of investment risks, because when you know what the risks are, you can make better educated decisions.</itunes:summary></item>
		<item>
			<title>Voting Right Investing Left</title>
			<enclosure length="26494178" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/86-Voting_Right_Investing_Left.mp3"/>
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			<pubDate>Fri, 09 Oct 2020 05:55:14 -0500</pubDate>
			<description><![CDATA[In this podcast, we cover how millions of conservative voters are unintentionally supporting the leftest agenda every day, week, month, and year in their various types of retirement and investment accounts and then we give you an alternative to Invest Right.]]></description>
			<content:encoded><![CDATA[In this podcast, we cover how millions of conservative voters are unintentionally supporting the leftest agenda every day, week, month, and year in their various types of retirement and investment accounts and then we give you an alternative to Invest Right.]]></content:encoded>
			<itunes:duration>18:24</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/86-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/voting-right-investing-left-2/</link>
			<itunes:episode>86</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this podcast, we cover how millions of conservative voters are unintentionally supporting the leftest agenda every day, week, month, and year in their various types of retirement and investment accounts and then we give you an alternative to Invest Right.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this podcast, we cover how millions of conservative voters are unintentionally supporting the leftest agenda every day, week, month, and year in their various types of retirement and investment accounts and then we give you an alternative to Invest Right.</itunes:summary></item>
		<item>
			<title>How The Rule of 72 Affects Your Financial Future</title>
			<enclosure length="34967622" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/85-How_The_Rule_of_72_Affects_Your_Financial_Future.mp3"/>
			<guid isPermaLink="false">cfp-ep85</guid>
			<pubDate>Fri, 25 Sep 2020 05:15:15 -0500</pubDate>
			<description><![CDATA[What if we told you that taking out $30,000 from your investments to buy a new car today could end up costing you upwards of $115,000 in your financial future? How is this possible, you might ask. It's called the Rule of 72. Learn how the Rule of 72 affects everything from savings to withdrawing money from an investment portfolio.]]></description>
			<content:encoded><![CDATA[What if we told you that taking out $30,000 from your investments to buy a new car today could end up costing you upwards of $115,000 in your financial future? How is this possible, you might ask. It's called the Rule of 72. Learn how the Rule of 72 affects everything from savings to withdrawing money from an investment portfolio.]]></content:encoded>
			<itunes:duration>24:17</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/85-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/how-the-rule-of-72-affects-your-financial-future/</link>
			<itunes:episode>85</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What if we told you that taking out $30,000 from your investments to buy a new car today could end up costing you upwards of $115,000 in your financial future? How is this possible, you might ask. It's called the Rule of 72. Learn how the Rule of 72 affects everything from savings to withdrawing money from an investment portfolio.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What if we told you that taking out $30,000 from your investments to buy a new car today could end up costing you upwards of $115,000 in your financial future? How is this possible, you might ask. It's called the Rule of 72. Learn how the Rule of 72 affects everything from savings to withdrawing money from an investment portfolio.</itunes:summary></item>
		<item>
			<title>The Life Stages of Financial Planning Part 2</title>
			<enclosure length="49478296" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/84-The_Life_Stages_of_Financial_Planning_Part_2.mp3"/>
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			<pubDate>Fri, 11 Sep 2020 05:20:00 -0500</pubDate>
			<description><![CDATA[In Part 2, we discuss how the different elements of financial planning fit into each life stage. Financial planning should be living, breathing, and changing as you do throughout all the stages of your life. Bob educates you in this podcast about many of the various pieces of the financial planning puzzle and how they should all fit together for a successful outcome.]]></description>
			<content:encoded><![CDATA[In Part 2, we discuss how the different elements of financial planning fit into each life stage. Financial planning should be living, breathing, and changing as you do throughout all the stages of your life. Bob educates you in this podcast about many of the various pieces of the financial planning puzzle and how they should all fit together for a successful outcome.]]></content:encoded>
			<itunes:duration>34:21</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/84-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-life-stages-of-financial-planning-part-2/</link>
			<itunes:episode>84</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In Part 2, we discuss how the different elements of financial planning fit into each life stage. Financial planning should be living, breathing, and changing as you do throughout all the stages of your life. Bob educates you in this podcast about many of the various pieces of the financial planning puzzle and how they should all fit together for a successful outcome.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In Part 2, we discuss how the different elements of financial planning fit into each life stage. Financial planning should be living, breathing, and changing as you do throughout all the stages of your life. Bob educates you in this podcast about many of the various pieces of the financial planning puzzle and how they should all fit together for a successful outcome.</itunes:summary></item>
		<item>
			<title>The Life Stages of Financial Planning Part 1</title>
			<enclosure length="52525318" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/83-The_Life_Stages_of_Financial_Planning_Part_1.mp3"/>
			<guid isPermaLink="false">cfp-ep83</guid>
			<pubDate>Sat, 29 Aug 2020 00:15:35 -0500</pubDate>
			<description><![CDATA[We all have different phases of our lives that demand unique financial requirements. Financial planning is definitely not a “one size fits all” or even a “one size fits most” type of solution. We each fall into separate categories when it comes to income, expenditures, debt, and savings. However, most of us can divide our lives up into 4 different stages, which Bob and Bailey discuss in part 1 of our episode on “The Life Stages of Financial Planning”.]]></description>
			<content:encoded><![CDATA[We all have different phases of our lives that demand unique financial requirements. Financial planning is definitely not a “one size fits all” or even a “one size fits most” type of solution. We each fall into separate categories when it comes to income, expenditures, debt, and savings. However, most of us can divide our lives up into 4 different stages, which Bob and Bailey discuss in part 1 of our episode on “The Life Stages of Financial Planning”.]]></content:encoded>
			<itunes:duration>36:28</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/83-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-life-stages-of-financial-planning-part-1/</link>
			<itunes:episode>83</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We all have different phases of our lives that demand unique financial requirements. Financial planning is definitely not a “one size fits all” or even a “one size fits most” type of solution. We each fall into separate categories when it comes to income, expenditures, debt, and savings. However, most of us can divide our lives up into 4 different stages, which Bob and Bailey discuss in part 1 of our episode on “The Life Stages of Financial Planning”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We all have different phases of our lives that demand unique financial requirements. Financial planning is definitely not a “one size fits all” or even a “one size fits most” type of solution. We each fall into separate categories when it comes to income, expenditures, debt, and savings. However, most of us can divide our lives up into 4 different stages, which Bob and Bailey discuss in part 1 of our episode on “The Life Stages of Financial Planning”.</itunes:summary></item>
		<item>
			<title>Are Rental Homes a Good Investment</title>
			<enclosure length="49515667" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/82-Are_Rental_Homes_a_Good_Investment.mp3"/>
			<guid isPermaLink="false">cfp-ep82</guid>
			<pubDate>Sat, 15 Aug 2020 05:15:41 -0500</pubDate>
			<description><![CDATA[People like the idea of having rental property as investment income because it's a tangible asset that you can see, feel, and walk around. However, many times, the risks far outweigh the benefits, especially if you are looking at rental property as a form of passive income. Instead of a rental property making money for you, you can actually end up losing money. There are many risks associated with rental property income, and Bob covers the top 10 risks of vacation rentals and home rentals in this episode.]]></description>
			<content:encoded><![CDATA[People like the idea of having rental property as investment income because it's a tangible asset that you can see, feel, and walk around. However, many times, the risks far outweigh the benefits, especially if you are looking at rental property as a form of passive income. Instead of a rental property making money for you, you can actually end up losing money. There are many risks associated with rental property income, and Bob covers the top 10 risks of vacation rentals and home rentals in this episode.]]></content:encoded>
			<itunes:duration>34:23</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/82-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/are-rental-homes-a-good-investment/</link>
			<itunes:episode>82</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>People like the idea of having rental property as investment income because it's a tangible asset that you can see, feel, and walk around. However, many times, the risks far outweigh the benefits, especially if you are looking at rental property as a form of passive income. Instead of a rental property making money for you, you can actually end up losing money. There are many risks associated with rental property income, and Bob covers the top 10 risks of vacation rentals and home rentals in this episode.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>People like the idea of having rental property as investment income because it's a tangible asset that you can see, feel, and walk around. However, many times, the risks far outweigh the benefits, especially if you are looking at rental property as a form of passive income. Instead of a rental property making money for you, you can actually end up losing money. There are many risks associated with rental property income, and Bob covers the top 10 risks of vacation rentals and home rentals in this episode.</itunes:summary></item>
		<item>
			<title>Important Decision Making Processes</title>
			<enclosure length="61125029" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/81-Important_Decision_Making_Processes.mp3"/>
			<guid isPermaLink="false">cfp-ep81</guid>
			<pubDate>Fri, 31 Jul 2020 05:15:31 -0500</pubDate>
			<description><![CDATA[Have you ever had to make a really important decision and just didn't know where to start? Whether it was moving for a job or deciding whether or not to sell a house, we all have been there. It is usually an extremely difficult and stressful time. Well, what if there was a decision making process that you could follow to aid in your choice? Lucky for us, there is! Ron Blue has created a 10 step process concerning decision making so that you can have more confidence in the choices you make.]]></description>
			<content:encoded><![CDATA[Have you ever had to make a really important decision and just didn't know where to start? Whether it was moving for a job or deciding whether or not to sell a house, we all have been there. It is usually an extremely difficult and stressful time. Well, what if there was a decision making process that you could follow to aid in your choice? Lucky for us, there is! Ron Blue has created a 10 step process concerning decision making so that you can have more confidence in the choices you make.]]></content:encoded>
			<itunes:duration>42:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/81-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/important-decision-making-processes/</link>
			<itunes:episode>81</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Have you ever had to make a really important decision and just didn't know where to start? Whether it was moving for a job or deciding whether or not to sell a house, we all have been there. It is usually an extremely difficult and stressful time. Well, what if there was a decision making process that you could follow to aid in your choice? Lucky for us, there is! Ron Blue has created a 10 step process concerning decision making so that you can have more confidence in the choices you make.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Have you ever had to make a really important decision and just didn't know where to start? Whether it was moving for a job or deciding whether or not to sell a house, we all have been there. It is usually an extremely difficult and stressful time. Well, what if there was a decision making process that you could follow to aid in your choice? Lucky for us, there is! Ron Blue has created a 10 step process concerning decision making so that you can have more confidence in the choices you make.</itunes:summary></item>
		<item>
			<title>7 Keys to Significance and Finishing Well</title>
			<enclosure length="52502872" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/80-7_Keys_to_Significance_Finishing_Well.mp3"/>
			<guid isPermaLink="false">cfp-ep80</guid>
			<pubDate>Sat, 18 Jul 2020 05:30:00 -0500</pubDate>
			<description><![CDATA[Think about great men and women of God who have lived their lives to the fullest, packing meaning and purpose into everything that they have accomplished. No matter who it is, they probably all have one thing in common. They finished well. Dr. Ken Boa of Reflections Ministries joins Bob in discussing living a life with purpose as they discuss “7 Keys to Finishing Well.”]]></description>
			<content:encoded><![CDATA[Think about great men and women of God who have lived their lives to the fullest, packing meaning and purpose into everything that they have accomplished. No matter who it is, they probably all have one thing in common. They finished well. Dr. Ken Boa of Reflections Ministries joins Bob in discussing living a life with purpose as they discuss “7 Keys to Finishing Well.”]]></content:encoded>
			<itunes:duration>36:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/80-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/7-keys-to-significance-and-finishing-well/</link>
			<itunes:episode>80</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Think about great men and women of God who have lived their lives to the fullest, packing meaning and purpose into everything that they have accomplished. No matter who it is, they probably all have one thing in common. They finished well. Dr. Ken Boa of Reflections Ministries joins Bob in discussing living a life with purpose as they discuss “7 Keys to Finishing Well.”</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Think about great men and women of God who have lived their lives to the fullest, packing meaning and purpose into everything that they have accomplished. No matter who it is, they probably all have one thing in common. They finished well. Dr. Ken Boa of Reflections Ministries joins Bob in discussing living a life with purpose as they discuss “7 Keys to Finishing Well.”</itunes:summary></item>
		<item>
			<title>Creating A Family Legacy</title>
			<enclosure length="62793627" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/79-Creating_A_Family_Legacy.mp3"/>
			<guid isPermaLink="false">cfp-ep79</guid>
			<pubDate>Fri, 03 Jul 2020 05:15:15 -0500</pubDate>
			<description><![CDATA[Bob is joined by guest Bill High, the CEO of The Signatry, a global Christian Foundation that equips donors, advisors, and ministries to fulfill their unique roles in expanding and impacting the Kingdom of God. He is also a published author and conference speaker on creating lasting legacies. Creating a lasting legacy is exactly what Bob and Bill discuss in this episode of Christian Financial Perspectives.]]></description>
			<content:encoded><![CDATA[Bob is joined by guest Bill High, the CEO of The Signatry, a global Christian Foundation that equips donors, advisors, and ministries to fulfill their unique roles in expanding and impacting the Kingdom of God. He is also a published author and conference speaker on creating lasting legacies. Creating a lasting legacy is exactly what Bob and Bill discuss in this episode of Christian Financial Perspectives.]]></content:encoded>
			<itunes:duration>43:36</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/79-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/creating-a-family-legacy/</link>
			<itunes:episode>79</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob is joined by guest Bill High, the CEO of The Signatry, a global Christian Foundation that equips donors, advisors, and ministries to fulfill their unique roles in expanding and impacting the Kingdom of God. He is also a published author and conference speaker on creating lasting legacies. Creating a lasting legacy is exactly what Bob and Bill discuss in this episode of Christian Financial Perspectives.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob is joined by guest Bill High, the CEO of The Signatry, a global Christian Foundation that equips donors, advisors, and ministries to fulfill their unique roles in expanding and impacting the Kingdom of God. He is also a published author and conference speaker on creating lasting legacies. Creating a lasting legacy is exactly what Bob and Bill discuss in this episode of Christian Financial Perspectives.</itunes:summary></item>
		<item>
			<title>Husband-Wife Communication With Finances</title>
			<enclosure length="56082113" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/78-Husband_Wife_Communication_With_Finances.mp3"/>
			<guid isPermaLink="false">cfp-ep78</guid>
			<pubDate>Fri, 19 Jun 2020 05:15:24 -0500</pubDate>
			<description><![CDATA[This episode covers one of the most common topics when it comes to marital conflict - finances. When it comes to marital communication about finances, many of us have differing expectations. Joining Bob in offering her expertise on this subject is speaker and consultant, Sharon Epps. Sharon helps churches and individuals energize stewardship and generosity. She is also the founder of Women Doing Well, a “Christ centered organization that helps women of influence and affluence find their purpose and passion in life and develop a plan for how to further their personal generosity journey”.]]></description>
			<content:encoded><![CDATA[This episode covers one of the most common topics when it comes to marital conflict - finances. When it comes to marital communication about finances, many of us have differing expectations. Joining Bob in offering her expertise on this subject is speaker and consultant, Sharon Epps. Sharon helps churches and individuals energize stewardship and generosity. She is also the founder of Women Doing Well, a “Christ centered organization that helps women of influence and affluence find their purpose and passion in life and develop a plan for how to further their personal generosity journey”.]]></content:encoded>
			<itunes:duration>38:56</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/78-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/husband-wife-communication-with-finances/</link>
			<itunes:episode>78</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This episode covers one of the most common topics when it comes to marital conflict - finances. When it comes to marital communication about finances, many of us have differing expectations. Joining Bob in offering her expertise on this subject is speaker and consultant, Sharon Epps. Sharon helps churches and individuals energize stewardship and generosity. She is also the founder of Women Doing Well, a “Christ centered organization that helps women of influence and affluence find their purpose and passion in life and develop a plan for how to further their personal generosity journey”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This episode covers one of the most common topics when it comes to marital conflict - finances. When it comes to marital communication about finances, many of us have differing expectations. Joining Bob in offering her expertise on this subject is speaker and consultant, Sharon Epps. Sharon helps churches and individuals energize stewardship and generosity. She is also the founder of Women Doing Well, a “Christ centered organization that helps women of influence and affluence find their purpose and passion in life and develop a plan for how to further their personal generosity journey”.</itunes:summary></item>
		<item>
			<title>Pursuing Significance At Life's Halftime</title>
			<enclosure length="59473606" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/77-Pursuing_Significance_at_Life_s_Halftime.mp3"/>
			<guid isPermaLink="false">cfp-ep77</guid>
			<pubDate>Fri, 05 Jun 2020 05:15:10 -0500</pubDate>
			<description><![CDATA[Many of us reach a point in life where we have achieved some measure of success and might have even accumulated more than we need, yet there's still something missing. Eventually, we come to realize that accumulating more things or pursuing career advancement is simply not enough and we want our lives to count for something that will live on long after we're gone. Bob is joined by special guest Lloyd Reeb, the founding partner and spokesman for the Halftime Institute.]]></description>
			<content:encoded><![CDATA[Many of us reach a point in life where we have achieved some measure of success and might have even accumulated more than we need, yet there's still something missing. Eventually, we come to realize that accumulating more things or pursuing career advancement is simply not enough and we want our lives to count for something that will live on long after we're gone. Bob is joined by special guest Lloyd Reeb, the founding partner and spokesman for the Halftime Institute.]]></content:encoded>
			<itunes:duration>41:18</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/77-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/pursuing-significance-at-lifes-halftime/</link>
			<itunes:episode>77</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Many of us reach a point in life where we have achieved some measure of success and might have even accumulated more than we need, yet there's still something missing. Eventually, we come to realize that accumulating more things or pursuing career advancement is simply not enough and we want our lives to count for something that will live on long after we're gone. Bob is joined by special guest Lloyd Reeb, the founding partner and spokesman for the Halftime Institute.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Many of us reach a point in life where we have achieved some measure of success and might have even accumulated more than we need, yet there's still something missing. Eventually, we come to realize that accumulating more things or pursuing career advancement is simply not enough and we want our lives to count for something that will live on long after we're gone. Bob is joined by special guest Lloyd Reeb, the founding partner and spokesman for the Halftime Institute.</itunes:summary></item>
		<item>
			<title>Inheritolatry</title>
			<enclosure length="70957866" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/76-Inheritolatry_With_Jim_Wise.mp3"/>
			<guid isPermaLink="false">cfp-ep76</guid>
			<pubDate>Fri, 22 May 2020 05:15:05 -0500</pubDate>
			<description><![CDATA[Bob and guest, Jim Wise, discuss the term that Jim coined called “inheritolatry”. Inheritolatry is the decision to leave an abundance of financial resources to the next generation without regard to financial responsibility, spiritual commitment, or the size of the estate. The typical American way of inheritance is dividing it equally among our heirs, but is it biblical?]]></description>
			<content:encoded><![CDATA[Bob and guest, Jim Wise, discuss the term that Jim coined called “inheritolatry”. Inheritolatry is the decision to leave an abundance of financial resources to the next generation without regard to financial responsibility, spiritual commitment, or the size of the estate. The typical American way of inheritance is dividing it equally among our heirs, but is it biblical?]]></content:encoded>
			<itunes:duration>49:16</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/76-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/inheritolatry/</link>
			<itunes:episode>76</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and guest, Jim Wise, discuss the term that Jim coined called “inheritolatry”. Inheritolatry is the decision to leave an abundance of financial resources to the next generation without regard to financial responsibility, spiritual commitment, or the size of the estate. The typical American way of inheritance is dividing it equally among our heirs, but is it biblical?</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and guest, Jim Wise, discuss the term that Jim coined called “inheritolatry”. Inheritolatry is the decision to leave an abundance of financial resources to the next generation without regard to financial responsibility, spiritual commitment, or the size of the estate. The typical American way of inheritance is dividing it equally among our heirs, but is it biblical?</itunes:summary></item>
		<item>
			<title>The Question of Ownership</title>
			<enclosure length="56131695" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/75-The_Question_of_Ownership.mp3"/>
			<guid isPermaLink="false">cfp-ep75</guid>
			<pubDate>Fri, 08 May 2020 17:55:07 -0500</pubDate>
			<description><![CDATA[Bob interviews Jason Myhre, the Director of Advocacy at Eventide Investment Management, whose philosophy is “Investing that makes the world rejoice!®”. Learn about lining up your investment portfolio with God honoring companies that are making a positive impact on our society while avoiding the negative ones. Jason delves into the history of Eventide and the positive impact that investing with your values can have on our world.]]></description>
			<content:encoded><![CDATA[Bob interviews Jason Myhre, the Director of Advocacy at Eventide Investment Management, whose philosophy is “Investing that makes the world rejoice!®”. Learn about lining up your investment portfolio with God honoring companies that are making a positive impact on our society while avoiding the negative ones. Jason delves into the history of Eventide and the positive impact that investing with your values can have on our world.]]></content:encoded>
			<itunes:duration>38:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/75-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-question-of-ownership/</link>
			<itunes:episode>75</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob interviews Jason Myhre, the Director of Advocacy at Eventide Investment Management, whose philosophy is “Investing that makes the world rejoice!®”. Learn about lining up your investment portfolio with God honoring companies that are making a positive impact on our society while avoiding the negative ones. Jason delves into the history of Eventide and the positive impact that investing with your values can have on our world.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob interviews Jason Myhre, the Director of Advocacy at Eventide Investment Management, whose philosophy is “Investing that makes the world rejoice!®”. Learn about lining up your investment portfolio with God honoring companies that are making a positive impact on our society while avoiding the negative ones. Jason delves into the history of Eventide and the positive impact that investing with your values can have on our world.</itunes:summary></item>
		<item>
			<title>Dealing with Fear And Uncertainty During COVID-19</title>
			<enclosure length="46716928" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/74-Dealing_With_Fear_and_Uncertainty_During_COVID-19.mp3"/>
			<guid isPermaLink="false">cfp-ep74</guid>
			<pubDate>Fri, 17 Apr 2020 21:16:56 -0500</pubDate>
			<description><![CDATA[Bob interviews Dr. Andy Ward, who breaks down fear, what causes it, and the brain's reactions to feeling fear. In the midst of COVID-19, almost all of us are facing emotions like fear, grief, and anxiety surrounding the uncertainty following this pandemic. We are truly hoping that what he has to say about fear and uncertainty will help you during these times of unrest surrounding the coronavirus epidemic.]]></description>
			<content:encoded><![CDATA[Bob interviews Dr. Andy Ward, who breaks down fear, what causes it, and the brain's reactions to feeling fear. In the midst of COVID-19, almost all of us are facing emotions like fear, grief, and anxiety surrounding the uncertainty following this pandemic. We are truly hoping that what he has to say about fear and uncertainty will help you during these times of unrest surrounding the coronavirus epidemic.]]></content:encoded>
			<itunes:duration>32:26</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/74-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/dealing-with-fear-uncertainty-during-covid-19/</link>
			<itunes:episode>74</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob interviews Dr. Andy Ward, who breaks down fear, what causes it, and the brain's reactions to feeling fear. In the midst of COVID-19, almost all of us are facing emotions like fear, grief, and anxiety surrounding the uncertainty following this pandemic. We are truly hoping that what he has to say about fear and uncertainty will help you during these times of unrest surrounding the coronavirus epidemic.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob interviews Dr. Andy Ward, who breaks down fear, what causes it, and the brain's reactions to feeling fear. In the midst of COVID-19, almost all of us are facing emotions like fear, grief, and anxiety surrounding the uncertainty following this pandemic. We are truly hoping that what he has to say about fear and uncertainty will help you during these times of unrest surrounding the coronavirus epidemic.</itunes:summary></item>
		<item>
			<title>Finding God’s Purpose During Retirement</title>
			<enclosure length="36818436" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/73-Finding_God_s_Purpose_During_Retirement.mp3"/>
			<guid isPermaLink="false">cfp-ep73</guid>
			<pubDate>Fri, 10 Apr 2020 05:15:26 -0500</pubDate>
			<description><![CDATA[Tune in with Bob as he discusses retirement and finding God's purpose during this transitional time. What is God's desire for your life during retirement and are you open to being called to a higher mission? Joining Bob is John Haanen, the founder and CEO of the “Denver Institute for Faith & Work”, an educational nonprofit that teaches and convenes leaders on theology, work, calling, and culture.]]></description>
			<content:encoded><![CDATA[Tune in with Bob as he discusses retirement and finding God's purpose during this transitional time. What is God's desire for your life during retirement and are you open to being called to a higher mission? Joining Bob is John Haanen, the founder and CEO of the “Denver Institute for Faith & Work”, an educational nonprofit that teaches and convenes leaders on theology, work, calling, and culture.]]></content:encoded>
			<itunes:duration>25:34</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/73-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/finding-gods-purpose-during-retirement/</link>
			<itunes:episode>73</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Tune in with Bob as he discusses retirement and finding God's purpose during this transitional time. What is God's desire for your life during retirement and are you open to being called to a higher mission? Joining Bob is John Haanen, the founder and CEO of the “Denver Institute for Faith &amp; Work”, an educational nonprofit that teaches and convenes leaders on theology, work, calling, and culture.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Tune in with Bob as he discusses retirement and finding God's purpose during this transitional time. What is God's desire for your life during retirement and are you open to being called to a higher mission? Joining Bob is John Haanen, the founder and CEO of the “Denver Institute for Faith &amp; Work”, an educational nonprofit that teaches and convenes leaders on theology, work, calling, and culture.</itunes:summary></item>
		<item>
			<title>Top 10 Estate Planning Mistakes to Avoid</title>
			<enclosure length="62271788" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/72-Top_10_Estate_Planning_Mistakes_to_Avoid.mp3"/>
			<guid isPermaLink="false">cfp-ep72</guid>
			<pubDate>Fri, 27 Mar 2020 05:15:56 -0500</pubDate>
			<description><![CDATA[Bob and special guest Shawn McCammon discuss the top 10 mistakes surrounding Inheritance and Estate Planning. Shawn is an estate planning attorney and CFP® who works with individuals and families to find effective solutions to meet their goals in the areas of estate planning, trust administration, business planning, and asset protection.]]></description>
			<content:encoded><![CDATA[Bob and special guest Shawn McCammon discuss the top 10 mistakes surrounding Inheritance and Estate Planning. Shawn is an estate planning attorney and CFP® who works with individuals and families to find effective solutions to meet their goals in the areas of estate planning, trust administration, business planning, and asset protection.]]></content:encoded>
			<itunes:duration>43:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/72-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/top-10-estate-planning-mistakes-to-avoid/</link>
			<itunes:episode>72</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and special guest Shawn McCammon discuss the top 10 mistakes surrounding Inheritance and Estate Planning. Shawn is an estate planning attorney and CFP® who works with individuals and families to find effective solutions to meet their goals in the areas of estate planning, trust administration, business planning, and asset protection.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and special guest Shawn McCammon discuss the top 10 mistakes surrounding Inheritance and Estate Planning. Shawn is an estate planning attorney and CFP® who works with individuals and families to find effective solutions to meet their goals in the areas of estate planning, trust administration, business planning, and asset protection.</itunes:summary></item>
		<item>
			<title>For Richer Or Poorer</title>
			<enclosure length="59336726" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/71-For_Richer_or_Poorer.mp3"/>
			<guid isPermaLink="false">cfp-ep71</guid>
			<pubDate>Fri, 13 Mar 2020 05:15:37 -0500</pubDate>
			<description><![CDATA[Marriage is a game changer. You are becoming a team, a unit. It starts out full of promise for a hopeful future, but sometimes life gets in the way of happily ever after, and we soon run up against conflict. Since money is THE most common cause of friction in most marriages, Bob and Mary Jo have made an episode focusing specifically on finances in marriage.]]></description>
			<content:encoded><![CDATA[Marriage is a game changer. You are becoming a team, a unit. It starts out full of promise for a hopeful future, but sometimes life gets in the way of happily ever after, and we soon run up against conflict. Since money is THE most common cause of friction in most marriages, Bob and Mary Jo have made an episode focusing specifically on finances in marriage.]]></content:encoded>
			<itunes:duration>41:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/71-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/for-richer-or-poorer/</link>
			<itunes:episode>71</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Marriage is a game changer. You are becoming a team, a unit. It starts out full of promise for a hopeful future, but sometimes life gets in the way of happily ever after, and we soon run up against conflict. Since money is THE most common cause of friction in most marriages, Bob and Mary Jo have made an episode focusing specifically on finances in marriage.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Marriage is a game changer. You are becoming a team, a unit. It starts out full of promise for a hopeful future, but sometimes life gets in the way of happily ever after, and we soon run up against conflict. Since money is THE most common cause of friction in most marriages, Bob and Mary Jo have made an episode focusing specifically on finances in marriage.</itunes:summary></item>
		<item>
			<title>Mid Career Risk</title>
			<enclosure length="37541153" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/70-Mid_Career_Risk.mp3"/>
			<guid isPermaLink="false">cfp-ep70</guid>
			<pubDate>Fri, 28 Feb 2020 06:15:42 -0600</pubDate>
			<description><![CDATA[What happens when you are looking at a possible job loss as you are nearing retirement? That's the question we tackle on this episode about mid career risk and its impact on retirement planning. It may be happening to you, or someone you know, at this very moment. It's yet another example of how we have to hope for the best and plan for the worst.]]></description>
			<content:encoded><![CDATA[What happens when you are looking at a possible job loss as you are nearing retirement? That's the question we tackle on this episode about mid career risk and its impact on retirement planning. It may be happening to you, or someone you know, at this very moment. It's yet another example of how we have to hope for the best and plan for the worst.]]></content:encoded>
			<itunes:duration>26:04</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/70-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/mid-career-risk/</link>
			<itunes:episode>70</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What happens when you are looking at a possible job loss as you are nearing retirement? That's the question we tackle on this episode about mid career risk and its impact on retirement planning. It may be happening to you, or someone you know, at this very moment. It's yet another example of how we have to hope for the best and plan for the worst.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What happens when you are looking at a possible job loss as you are nearing retirement? That's the question we tackle on this episode about mid career risk and its impact on retirement planning. It may be happening to you, or someone you know, at this very moment. It's yet another example of how we have to hope for the best and plan for the worst.</itunes:summary></item>
		<item>
			<title>Finding Financial Clarity</title>
			<enclosure length="28251143" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep_69-Finding_Financial_Clarity.mp3"/>
			<guid isPermaLink="false">cfp-ep69</guid>
			<pubDate>Tue, 18 Feb 2020 06:15:36 -0600</pubDate>
			<description><![CDATA[Are you striving to have a solid financial future? It starts with clarity of your financial life. Clarity allows us to see the truth in past matters in order to make the best decisions for the future. It's no different for finances. They decided in this episode to break down the word C-L-A-R-I-T-Y into financial counterparts according to each letter.]]></description>
			<content:encoded><![CDATA[Are you striving to have a solid financial future? It starts with clarity of your financial life. Clarity allows us to see the truth in past matters in order to make the best decisions for the future. It's no different for finances. They decided in this episode to break down the word C-L-A-R-I-T-Y into financial counterparts according to each letter.]]></content:encoded>
			<itunes:duration>19:37</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/69-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/finding-financial-clarity/</link>
			<itunes:episode>69</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you striving to have a solid financial future? It starts with clarity of your financial life. Clarity allows us to see the truth in past matters in order to make the best decisions for the future. It's no different for finances. They decided in this episode to break down the word C-L-A-R-I-T-Y into financial counterparts according to each letter.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you striving to have a solid financial future? It starts with clarity of your financial life. Clarity allows us to see the truth in past matters in order to make the best decisions for the future. It's no different for finances. They decided in this episode to break down the word C-L-A-R-I-T-Y into financial counterparts according to each letter.</itunes:summary></item>
		<item>
			<title>Ron Blue Interview</title>
			<enclosure length="49481820" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/68-Ron_Blue_Interview.mp3"/>
			<guid isPermaLink="false">cfp-ep68</guid>
			<pubDate>Tue, 04 Feb 2020 06:15:56 -0600</pubDate>
			<description><![CDATA[Bob and Mary Jo interview very special guest Ron Blue. Ron is the president and founder of Kingdom Advisors, as well as the founder of The Ron Blue Institute. Listen in as we dive into what motivated Ron to get into the Biblical financial planning movement, the amazing Christian leaders he met along the way, and his plans for Kingdom Advisors as this incredible organization continues to grow.]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo interview very special guest Ron Blue. Ron is the president and founder of Kingdom Advisors, as well as the founder of The Ron Blue Institute. Listen in as we dive into what motivated Ron to get into the Biblical financial planning movement, the amazing Christian leaders he met along the way, and his plans for Kingdom Advisors as this incredible organization continues to grow.]]></content:encoded>
			<itunes:duration>34:21</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/68-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/ron-blue-interview/</link>
			<itunes:episode>68</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo interview very special guest Ron Blue. Ron is the president and founder of Kingdom Advisors, as well as the founder of The Ron Blue Institute. Listen in as we dive into what motivated Ron to get into the Biblical financial planning movement, the amazing Christian leaders he met along the way, and his plans for Kingdom Advisors as this incredible organization continues to grow.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo interview very special guest Ron Blue. Ron is the president and founder of Kingdom Advisors, as well as the founder of The Ron Blue Institute. Listen in as we dive into what motivated Ron to get into the Biblical financial planning movement, the amazing Christian leaders he met along the way, and his plans for Kingdom Advisors as this incredible organization continues to grow.</itunes:summary></item>
		<item>
			<title>20 Money Principles for 2020 Part 2</title>
			<enclosure length="47552658" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Ep_67-20_Money_Principles_for_2020_Part_2.mp3"/>
			<guid isPermaLink="false">cfp-ep67</guid>
			<pubDate>Tue, 21 Jan 2020 06:15:35 -0600</pubDate>
			<description><![CDATA[This episode ends part 2 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues. Biblical guidelines not only help us to live a successful life, but they also illustrate many of the financial principles that are mentioned.]]></description>
			<content:encoded><![CDATA[This episode ends part 2 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues. Biblical guidelines not only help us to live a successful life, but they also illustrate many of the financial principles that are mentioned.]]></content:encoded>
			<itunes:duration>33:01</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/67-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/20-money-principles-for-2020-part-2/</link>
			<itunes:episode>67</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This episode ends part 2 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues. Biblical guidelines not only help us to live a successful life, but they also illustrate many of the financial principles that are mentioned.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This episode ends part 2 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues. Biblical guidelines not only help us to live a successful life, but they also illustrate many of the financial principles that are mentioned.</itunes:summary></item>
		<item>
			<title>20 Money Principles for 2020 Part 1</title>
			<enclosure length="41530100" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/66-20_Money_Principles_for_2020.mp3"/>
			<guid isPermaLink="false">cfp-ep66</guid>
			<pubDate>Tue, 07 Jan 2020 14:29:32 -0600</pubDate>
			<description><![CDATA[This episode begins part 1 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues.]]></description>
			<content:encoded><![CDATA[This episode begins part 1 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues.]]></content:encoded>
			<itunes:duration>28:50</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/66-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/20-money-principles-for-2020-part-1/</link>
			<itunes:episode>66</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This episode begins part 1 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This episode begins part 1 of our 2 part series on “20 Money Principles for 2020” to help you become more financially successful, with an emphasis on what the Bible says about financial issues.</itunes:summary></item>
		<item>
			<title>Cultivating Joy Through Generosity</title>
			<enclosure length="27954513" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/66-Cultivating_Joy_Through_Generosity.mp3"/>
			<guid isPermaLink="false">cfp-ep65</guid>
			<pubDate>Tue, 17 Dec 2019 06:15:42 -0600</pubDate>
			<description><![CDATA[Do you have the desire and courage to be a generous giver? In this episode, we look at various ways to financially give to those causes closest to us. The Bible teaches us to pursue a life that imitates Jesus, and what better way than by being a generous giver?]]></description>
			<content:encoded><![CDATA[Do you have the desire and courage to be a generous giver? In this episode, we look at various ways to financially give to those causes closest to us. The Bible teaches us to pursue a life that imitates Jesus, and what better way than by being a generous giver?]]></content:encoded>
			<itunes:duration>19:24</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/65-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/generous-giving/</link>
			<itunes:episode>65</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Do you have the desire and courage to be a generous giver? In this episode, we look at various ways to financially give to those causes closest to us. The Bible teaches us to pursue a life that imitates Jesus, and what better way than by being a generous giver?</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Do you have the desire and courage to be a generous giver? In this episode, we look at various ways to financially give to those causes closest to us. The Bible teaches us to pursue a life that imitates Jesus, and what better way than by being a generous giver?</itunes:summary></item>
		<item>
			<title>Year End Tax Planning Tips</title>
			<enclosure length="47771979" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/64-Year_End_Tax_Planning_Tips.mp3"/>
			<guid isPermaLink="false">cfp-ep64</guid>
			<pubDate>Tue, 10 Dec 2019 06:15:30 -0600</pubDate>
			<description><![CDATA[We look at some year end tax planning tips for this year that need to be incorporated as soon as possible, as well as some that might benefit you over the course of a lifetime. There are no guarantees in life but one thing we can all probably agree on is that taxes will only go up and deductions will only become fewer in the years to come.]]></description>
			<content:encoded><![CDATA[We look at some year end tax planning tips for this year that need to be incorporated as soon as possible, as well as some that might benefit you over the course of a lifetime. There are no guarantees in life but one thing we can all probably agree on is that taxes will only go up and deductions will only become fewer in the years to come.]]></content:encoded>
			<itunes:duration>33:10</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/64-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/year-end-tax-planning-tips/</link>
			<itunes:episode>64</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We look at some year end tax planning tips for this year that need to be incorporated as soon as possible, as well as some that might benefit you over the course of a lifetime. There are no guarantees in life but one thing we can all probably agree on is that taxes will only go up and deductions will only become fewer in the years to come.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We look at some year end tax planning tips for this year that need to be incorporated as soon as possible, as well as some that might benefit you over the course of a lifetime. There are no guarantees in life but one thing we can all probably agree on is that taxes will only go up and deductions will only become fewer in the years to come.</itunes:summary></item>
		<item>
			<title>Master Your Credit Rating</title>
			<enclosure length="32602461" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/63-Master_Your_Credit_Rating.mp3"/>
			<guid isPermaLink="false">cfp-ep63</guid>
			<pubDate>Tue, 03 Dec 2019 06:15:08 -0600</pubDate>
			<description><![CDATA[Bob and Mary Jo discuss the importance of having an excellent credit rating. A credit rating is not only used when buying a car, home, or applying for a credit card, but it is also used by insurance companies determining rates, employers determining whether to hire you, landlords determining rent, and even utility companies determining a deposit.]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo discuss the importance of having an excellent credit rating. A credit rating is not only used when buying a car, home, or applying for a credit card, but it is also used by insurance companies determining rates, employers determining whether to hire you, landlords determining rent, and even utility companies determining a deposit.]]></content:encoded>
			<itunes:duration>22:38</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/63-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/master-your-credit-rating/</link>
			<itunes:episode>63</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo discuss the importance of having an excellent credit rating. A credit rating is not only used when buying a car, home, or applying for a credit card, but it is also used by insurance companies determining rates, employers determining whether to hire you, landlords determining rent, and even utility companies determining a deposit.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo discuss the importance of having an excellent credit rating. A credit rating is not only used when buying a car, home, or applying for a credit card, but it is also used by insurance companies determining rates, employers determining whether to hire you, landlords determining rent, and even utility companies determining a deposit.</itunes:summary></item>
		<item>
			<title>Being Thankful In 2019</title>
			<enclosure length="39535767" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/62-Being_Thankful_In_2019.mp3"/>
			<guid isPermaLink="false">cfp-ep62</guid>
			<pubDate>Tue, 26 Nov 2019 06:15:45 -0600</pubDate>
			<description><![CDATA[As Thanksgiving approaches, Bob and Mary Jo share their personal stories about what they are grateful and thankful for and the importance of always having a thankful attitude.]]></description>
			<content:encoded><![CDATA[As Thanksgiving approaches, Bob and Mary Jo share their personal stories about what they are grateful and thankful for and the importance of always having a thankful attitude.]]></content:encoded>
			<itunes:duration>27:27</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/62-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/being-thankful-in-2019/</link>
			<itunes:episode>62</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>As Thanksgiving approaches, Bob and Mary Jo share their personal stories about what they are grateful and thankful for and the importance of always having a thankful attitude.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>As Thanksgiving approaches, Bob and Mary Jo share their personal stories about what they are grateful and thankful for and the importance of always having a thankful attitude.</itunes:summary></item>
		<item>
			<title>Texas Values In Jeopardy</title>
			<enclosure length="68708020" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/61-Texas_Values_in_Jeopardy.mp3"/>
			<guid isPermaLink="false">cfp-ep61</guid>
			<pubDate>Tue, 19 Nov 2019 06:15:15 -0600</pubDate>
			<description><![CDATA[In this interview with Jonathan Saenz, President of Texas Values, Bob and MJ discuss the importance of Christian Values that formed the great state of Texas and how they are in jeopardy of being lost in Texas and across the nation. Texas, being the economic superpower that it is, is being attacked by leftists and if they capture it, they may just capture the whole nation.]]></description>
			<content:encoded><![CDATA[In this interview with Jonathan Saenz, President of Texas Values, Bob and MJ discuss the importance of Christian Values that formed the great state of Texas and how they are in jeopardy of being lost in Texas and across the nation. Texas, being the economic superpower that it is, is being attacked by leftists and if they capture it, they may just capture the whole nation.]]></content:encoded>
			<itunes:duration>47:42</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/61-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/texas-values-in-jeopardy/</link>
			<itunes:episode>61</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this interview with Jonathan Saenz, President of Texas Values, Bob and MJ discuss the importance of Christian Values that formed the great state of Texas and how they are in jeopardy of being lost in Texas and across the nation. Texas, being the economic superpower that it is, is being attacked by leftists and if they capture it, they may just capture the whole nation.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this interview with Jonathan Saenz, President of Texas Values, Bob and MJ discuss the importance of Christian Values that formed the great state of Texas and how they are in jeopardy of being lost in Texas and across the nation. Texas, being the economic superpower that it is, is being attacked by leftists and if they capture it, they may just capture the whole nation.</itunes:summary></item>
		<item>
			<title>Are You Protected</title>
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			<pubDate>Tue, 12 Nov 2019 06:15:16 -0600</pubDate>
			<description><![CDATA[Bob and Mary Jo discuss basic household insurance, commonly referred to as Property & Casualty (or P&C for short). Insurance is one of those things we know we need, but we always seem to buy it reluctantly. Some may view it as a necessary evil, while others may view it as a commodity and opt to shop on price alone. However, some insurance is more than just insurance, it's real protection. It's peace of mind knowing that you, your loved ones, and your worldly goods are covered.]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo discuss basic household insurance, commonly referred to as Property & Casualty (or P&C for short). Insurance is one of those things we know we need, but we always seem to buy it reluctantly. Some may view it as a necessary evil, while others may view it as a commodity and opt to shop on price alone. However, some insurance is more than just insurance, it's real protection. It's peace of mind knowing that you, your loved ones, and your worldly goods are covered.]]></content:encoded>
			<itunes:duration>43:45</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/60-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/are-you-protected/</link>
			<itunes:episode>60</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo discuss basic household insurance, commonly referred to as Property &amp; Casualty (or P&amp;C for short). Insurance is one of those things we know we need, but we always seem to buy it reluctantly. Some may view it as a necessary evil, while others may view it as a commodity and opt to shop on price alone. However, some insurance is more than just insurance, it's real protection. It's peace of mind knowing that you, your loved ones, and your worldly goods are covered.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo discuss basic household insurance, commonly referred to as Property &amp; Casualty (or P&amp;C for short). Insurance is one of those things we know we need, but we always seem to buy it reluctantly. Some may view it as a necessary evil, while others may view it as a commodity and opt to shop on price alone. However, some insurance is more than just insurance, it's real protection. It's peace of mind knowing that you, your loved ones, and your worldly goods are covered.</itunes:summary></item>
		<item>
			<title>What's Your Money Style</title>
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			<guid isPermaLink="false">cfp-ep59</guid>
			<pubDate>Tue, 05 Nov 2019 06:15:11 -0600</pubDate>
			<description><![CDATA[Everyone has a story to tell about their history with money, but we also have a money style that may stem from this history. Our money style tells us who we are and how we view our money. Only when we begin to understand what drives our behavior when it comes to money decisions can we begin to make changes.]]></description>
			<content:encoded><![CDATA[Everyone has a story to tell about their history with money, but we also have a money style that may stem from this history. Our money style tells us who we are and how we view our money. Only when we begin to understand what drives our behavior when it comes to money decisions can we begin to make changes.]]></content:encoded>
			<itunes:duration>15:52</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/59-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/whats-your-money-style/</link>
			<itunes:episode>59</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Everyone has a story to tell about their history with money, but we also have a money style that may stem from this history. Our money style tells us who we are and how we view our money. Only when we begin to understand what drives our behavior when it comes to money decisions can we begin to make changes.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Everyone has a story to tell about their history with money, but we also have a money style that may stem from this history. Our money style tells us who we are and how we view our money. Only when we begin to understand what drives our behavior when it comes to money decisions can we begin to make changes.</itunes:summary></item>
		<item>
			<title>What's Your Money History</title>
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			<guid isPermaLink="false">cfp-ep58</guid>
			<pubDate>Tue, 29 Oct 2019 05:15:45 -0500</pubDate>
			<description><![CDATA[Money is an emotional topic, and everyone has a money history, whether they realize it or not. Bob and Mary Jo discuss their financial past and how it changed the way that they view money today. They explore money histories and how it impacts behavior.]]></description>
			<content:encoded><![CDATA[Money is an emotional topic, and everyone has a money history, whether they realize it or not. Bob and Mary Jo discuss their financial past and how it changed the way that they view money today. They explore money histories and how it impacts behavior.]]></content:encoded>
			<itunes:duration>30:22</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/58-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/whats-your-money-history/</link>
			<itunes:episode>58</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Money is an emotional topic, and everyone has a money history, whether they realize it or not. Bob and Mary Jo discuss their financial past and how it changed the way that they view money today. They explore money histories and how it impacts behavior.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Money is an emotional topic, and everyone has a money history, whether they realize it or not. Bob and Mary Jo discuss their financial past and how it changed the way that they view money today. They explore money histories and how it impacts behavior.</itunes:summary></item>
		<item>
			<title>Financial Strategies For Small Business Owners</title>
			<enclosure length="42035385" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/57-Financial_Strategies_For_Small_Business_Owners.mp3"/>
			<guid isPermaLink="false">cfp-ep57</guid>
			<pubDate>Tue, 22 Oct 2019 05:15:50 -0500</pubDate>
			<description><![CDATA[As financial advisors that serve other small businesses every day, Bob and Mary Jo understand the small business owner and want to help. This episode covers small business owners' long term financial interests and applying wisdom to the decisions they make today for a bright future.]]></description>
			<content:encoded><![CDATA[As financial advisors that serve other small businesses every day, Bob and Mary Jo understand the small business owner and want to help. This episode covers small business owners' long term financial interests and applying wisdom to the decisions they make today for a bright future.]]></content:encoded>
			<itunes:duration>29:11</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/57-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-strategies-for-small-business-owners/</link>
			<itunes:episode>57</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>As financial advisors that serve other small businesses every day, Bob and Mary Jo understand the small business owner and want to help. This episode covers small business owners' long term financial interests and applying wisdom to the decisions they make today for a bright future.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>As financial advisors that serve other small businesses every day, Bob and Mary Jo understand the small business owner and want to help. This episode covers small business owners' long term financial interests and applying wisdom to the decisions they make today for a bright future.</itunes:summary></item>
		<item>
			<title>Loss Of A Spouse</title>
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			<guid isPermaLink="false">cfp-ep56</guid>
			<pubDate>Tue, 15 Oct 2019 00:15:03 -0500</pubDate>
			<description><![CDATA[Bob and Mary Jo discuss the loss of a spouse. Having been financial advisors for many years, they both have dealt with clients who have experienced the life changing event of losing a spouse through death or divorce. Whether you fit in this category or not, you may know someone who does so we invite you to listen and share with anyone you may know dealing with a loss or about to.]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo discuss the loss of a spouse. Having been financial advisors for many years, they both have dealt with clients who have experienced the life changing event of losing a spouse through death or divorce. Whether you fit in this category or not, you may know someone who does so we invite you to listen and share with anyone you may know dealing with a loss or about to.]]></content:encoded>
			<itunes:duration>28:29</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/56-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/loss-of-a-spouse/</link>
			<itunes:episode>56</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo discuss the loss of a spouse. Having been financial advisors for many years, they both have dealt with clients who have experienced the life changing event of losing a spouse through death or divorce. Whether you fit in this category or not, you may know someone who does so we invite you to listen and share with anyone you may know dealing with a loss or about to.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo discuss the loss of a spouse. Having been financial advisors for many years, they both have dealt with clients who have experienced the life changing event of losing a spouse through death or divorce. Whether you fit in this category or not, you may know someone who does so we invite you to listen and share with anyone you may know dealing with a loss or about to.</itunes:summary></item>
		<item>
			<title>Integrating Faith And Finances</title>
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			<guid isPermaLink="false">cfp-ep55</guid>
			<pubDate>Tue, 08 Oct 2019 00:15:26 -0500</pubDate>
			<description><![CDATA[In this podcast, Bob and Mary Jo answer three questions about integrating your faith with your finances. Is it okay for Christians to be financially successful? Purpose vs Profits - can you invest for both? Why the decline in individual generosity?]]></description>
			<content:encoded><![CDATA[In this podcast, Bob and Mary Jo answer three questions about integrating your faith with your finances. Is it okay for Christians to be financially successful? Purpose vs Profits - can you invest for both? Why the decline in individual generosity?]]></content:encoded>
			<itunes:duration>21:25</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/55-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/integrating-faith-and-finances/</link>
			<itunes:episode>55</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this podcast, Bob and Mary Jo answer three questions about integrating your faith with your finances. Is it okay for Christians to be financially successful? Purpose vs Profits - can you invest for both? Why the decline in individual generosity?</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this podcast, Bob and Mary Jo answer three questions about integrating your faith with your finances. Is it okay for Christians to be financially successful? Purpose vs Profits - can you invest for both? Why the decline in individual generosity?</itunes:summary></item>
		<item>
			<title>Tax Efficient Tithing Strategies</title>
			<enclosure length="45222879" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/54-Tax_Efficient_Tithing_Strategies.mp3"/>
			<guid isPermaLink="false">cfp-ep54</guid>
			<pubDate>Tue, 01 Oct 2019 00:15:45 -0500</pubDate>
			<description><![CDATA[Bob and Mary Jo are joined by special guest and brother in Christ, John Madison, CPA. John is the owner and founder of Dayspring Financial Ministry, a biblical financial counseling and coaching ministry. John explains the more tax efficient ways that we can donate to charity given the current tax laws.]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo are joined by special guest and brother in Christ, John Madison, CPA. John is the owner and founder of Dayspring Financial Ministry, a biblical financial counseling and coaching ministry. John explains the more tax efficient ways that we can donate to charity given the current tax laws.]]></content:encoded>
			<itunes:duration>31:24</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/54-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/tax-efficient-tithing-strategies/</link>
			<itunes:episode>54</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo are joined by special guest and brother in Christ, John Madison, CPA. John is the owner and founder of Dayspring Financial Ministry, a biblical financial counseling and coaching ministry. John explains the more tax efficient ways that we can donate to charity given the current tax laws.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo are joined by special guest and brother in Christ, John Madison, CPA. John is the owner and founder of Dayspring Financial Ministry, a biblical financial counseling and coaching ministry. John explains the more tax efficient ways that we can donate to charity given the current tax laws.</itunes:summary></item>
		<item>
			<title>Got Questions? We Have Answers!</title>
			<enclosure length="44150307" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/53-Got_Questions_We_ve_Got_Answers.mp3"/>
			<guid isPermaLink="false">cfp-ep53</guid>
			<pubDate>Tue, 24 Sep 2019 00:15:21 -0500</pubDate>
			<description><![CDATA[As Wealth Advisors, Bob and Mary Jo are continually asked both hard and easy questions. However, they get many of the same questions over and over as clients strive to find contentment with their financial situation(s). With this in mind, this episode covers some more of the top questions that many financial advisors, like Bob and Mary Jo, are asked on a daily basis.]]></description>
			<content:encoded><![CDATA[As Wealth Advisors, Bob and Mary Jo are continually asked both hard and easy questions. However, they get many of the same questions over and over as clients strive to find contentment with their financial situation(s). With this in mind, this episode covers some more of the top questions that many financial advisors, like Bob and Mary Jo, are asked on a daily basis.]]></content:encoded>
			<itunes:duration>30:39</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/53-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/got-questions-we-have-answers/</link>
			<itunes:episode>53</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>As Wealth Advisors, Bob and Mary Jo are continually asked both hard and easy questions. However, they get many of the same questions over and over as clients strive to find contentment with their financial situation(s). With this in mind, this episode covers some more of the top questions that many financial advisors, like Bob and Mary Jo, are asked on a daily basis.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>As Wealth Advisors, Bob and Mary Jo are continually asked both hard and easy questions. However, they get many of the same questions over and over as clients strive to find contentment with their financial situation(s). With this in mind, this episode covers some more of the top questions that many financial advisors, like Bob and Mary Jo, are asked on a daily basis.</itunes:summary></item>
		<item>
			<title>One Year of Podcasting</title>
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			<guid isPermaLink="false">cfp-ep52</guid>
			<pubDate>Tue, 17 Sep 2019 09:18:43 -0500</pubDate>
			<description><![CDATA[My how time flies! It's already been a year since our first podcast episode of “Christian Financial Perspectives” was released. We are celebrating one year with our 52nd episode recapping some of our favorite episodes.]]></description>
			<content:encoded><![CDATA[My how time flies! It's already been a year since our first podcast episode of “Christian Financial Perspectives” was released. We are celebrating one year with our 52nd episode recapping some of our favorite episodes.]]></content:encoded>
			<itunes:duration>32:56</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/52-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/one-year-of-podcasting/</link>
			<itunes:episode>52</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>My how time flies! It's already been a year since our first podcast episode of “Christian Financial Perspectives” was released. We are celebrating one year with our 52nd episode recapping some of our favorite episodes.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>My how time flies! It's already been a year since our first podcast episode of “Christian Financial Perspectives” was released. We are celebrating one year with our 52nd episode recapping some of our favorite episodes.</itunes:summary></item>
		<item>
			<title>If It Sounds Too Good To Be True</title>
			<enclosure length="33544340" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/51-If_It_Sounds_Too_Good_To_Be_True.mp3"/>
			<guid isPermaLink="false">cfp-ep51</guid>
			<pubDate>Tue, 10 Sep 2019 00:15:59 -0500</pubDate>
			<description><![CDATA[Have you ever heard something that sounds too good to be true on a radio program where “Financial Planners” hype certain products that offer great returns at little to no risk? They often sound too good to be true, and listeners are getting sucked in to a promise that is misleading and something that they may not fully understand. In this episode, Bob and Mary Jo cover many key points to protect yourself and equip you to make more informed decisions.]]></description>
			<content:encoded><![CDATA[Have you ever heard something that sounds too good to be true on a radio program where “Financial Planners” hype certain products that offer great returns at little to no risk? They often sound too good to be true, and listeners are getting sucked in to a promise that is misleading and something that they may not fully understand. In this episode, Bob and Mary Jo cover many key points to protect yourself and equip you to make more informed decisions.]]></content:encoded>
			<itunes:duration>23:17</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/51-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/if-it-sounds-too-good-to-be-true/</link>
			<itunes:episode>51</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Have you ever heard something that sounds too good to be true on a radio program where “Financial Planners” hype certain products that offer great returns at little to no risk? They often sound too good to be true, and listeners are getting sucked in to a promise that is misleading and something that they may not fully understand. In this episode, Bob and Mary Jo cover many key points to protect yourself and equip you to make more informed decisions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Have you ever heard something that sounds too good to be true on a radio program where “Financial Planners” hype certain products that offer great returns at little to no risk? They often sound too good to be true, and listeners are getting sucked in to a promise that is misleading and something that they may not fully understand. In this episode, Bob and Mary Jo cover many key points to protect yourself and equip you to make more informed decisions.</itunes:summary></item>
		<item>
			<title>Surviving Volatility</title>
			<enclosure length="23984149" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/50-Here_We_Go_Again-Surviving_Volatility.mp3"/>
			<guid isPermaLink="false">cfp-ep50</guid>
			<pubDate>Wed, 04 Sep 2019 02:44:01 -0500</pubDate>
			<description><![CDATA[Volatility in the markets can lead to many doubts when it comes to financial decisions. As experienced advisors who have seen many market downturns as well as many periods of strong market growth, Bob and Mary Jo have established some best practices, which they share on this episode.]]></description>
			<content:encoded><![CDATA[Volatility in the markets can lead to many doubts when it comes to financial decisions. As experienced advisors who have seen many market downturns as well as many periods of strong market growth, Bob and Mary Jo have established some best practices, which they share on this episode.]]></content:encoded>
			<itunes:duration>16:39</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/50-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/here-we-go-again-surviving-volatility-2/</link>
			<itunes:episode>50</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Volatility in the markets can lead to many doubts when it comes to financial decisions. As experienced advisors who have seen many market downturns as well as many periods of strong market growth, Bob and Mary Jo have established some best practices, which they share on this episode.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Volatility in the markets can lead to many doubts when it comes to financial decisions. As experienced advisors who have seen many market downturns as well as many periods of strong market growth, Bob and Mary Jo have established some best practices, which they share on this episode.</itunes:summary></item>
		<item>
			<title>What's In A Name? Properly Titling Your Assets - Beneficiary Designations</title>
			<enclosure length="38697008" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/49-What_s_In_A_Name.mp3"/>
			<guid isPermaLink="false">cfp-ep49</guid>
			<pubDate>Tue, 27 Aug 2019 00:15:29 -0500</pubDate>
			<description><![CDATA[This episode is a very educational, informative, and complicated topic on an extremely important subject - properly titling property and assets. We urge you to listen as it could mean the difference between chaos or an orderly process in the most extreme times of stress.]]></description>
			<content:encoded><![CDATA[This episode is a very educational, informative, and complicated topic on an extremely important subject - properly titling property and assets. We urge you to listen as it could mean the difference between chaos or an orderly process in the most extreme times of stress.]]></content:encoded>
			<itunes:duration>26:52</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/49-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/whats-in-a-name-properly-titling-your-assets-beneficiary-designations/</link>
			<itunes:episode>49</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This episode is a very educational, informative, and complicated topic on an extremely important subject - properly titling property and assets. We urge you to listen as it could mean the difference between chaos or an orderly process in the most extreme times of stress.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This episode is a very educational, informative, and complicated topic on an extremely important subject - properly titling property and assets. We urge you to listen as it could mean the difference between chaos or an orderly process in the most extreme times of stress.</itunes:summary></item>
		<item>
			<title>Sudden Wealth Syndrome</title>
			<enclosure length="25988151" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/48-Sudden_Wealth_Syndrome.mp3"/>
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			<pubDate>Tue, 20 Aug 2019 00:15:03 -0500</pubDate>
			<description><![CDATA[The phenomenon of suddenly coming into wealth is called - you guessed it - Sudden Wealth Syndrome. This episode is perfect for anyone that has recently, or soon will, come into a large amount of wealth. Bob and Mary Jo discuss four psychological dangers and four solutions for Sudden Wealth Syndrome, as well as nine common ways sudden wealth is obtained.]]></description>
			<content:encoded><![CDATA[The phenomenon of suddenly coming into wealth is called - you guessed it - Sudden Wealth Syndrome. This episode is perfect for anyone that has recently, or soon will, come into a large amount of wealth. Bob and Mary Jo discuss four psychological dangers and four solutions for Sudden Wealth Syndrome, as well as nine common ways sudden wealth is obtained.]]></content:encoded>
			<itunes:duration>18:02</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/48-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/sudden-wealth-syndrome/</link>
			<itunes:episode>48</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The phenomenon of suddenly coming into wealth is called - you guessed it - Sudden Wealth Syndrome. This episode is perfect for anyone that has recently, or soon will, come into a large amount of wealth. Bob and Mary Jo discuss four psychological dangers and four solutions for Sudden Wealth Syndrome, as well as nine common ways sudden wealth is obtained.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The phenomenon of suddenly coming into wealth is called - you guessed it - Sudden Wealth Syndrome. This episode is perfect for anyone that has recently, or soon will, come into a large amount of wealth. Bob and Mary Jo discuss four psychological dangers and four solutions for Sudden Wealth Syndrome, as well as nine common ways sudden wealth is obtained.</itunes:summary></item>
		<item>
			<title>Financial Mistakes We All Make</title>
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			<pubDate>Tue, 13 Aug 2019 00:15:47 -0500</pubDate>
			<description><![CDATA[Often times, it is financial decisions that are filled with regret. Many times, it's because we didn't know any better. Unfortunately, most people don't really understand their complete financial situation and if it is healthy. Bob and Mary Jo are here to help with that by presenting some of the most common financial mistakes that they see with clients.]]></description>
			<content:encoded><![CDATA[Often times, it is financial decisions that are filled with regret. Many times, it's because we didn't know any better. Unfortunately, most people don't really understand their complete financial situation and if it is healthy. Bob and Mary Jo are here to help with that by presenting some of the most common financial mistakes that they see with clients.]]></content:encoded>
			<itunes:duration>25:23</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/47-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-mistakes-we-all-make/</link>
			<itunes:episode>47</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Often times, it is financial decisions that are filled with regret. Many times, it's because we didn't know any better. Unfortunately, most people don't really understand their complete financial situation and if it is healthy. Bob and Mary Jo are here to help with that by presenting some of the most common financial mistakes that they see with clients.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Often times, it is financial decisions that are filled with regret. Many times, it's because we didn't know any better. Unfortunately, most people don't really understand their complete financial situation and if it is healthy. Bob and Mary Jo are here to help with that by presenting some of the most common financial mistakes that they see with clients.</itunes:summary></item>
		<item>
			<title>Financial Tips For Every Life Stage</title>
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			<guid isPermaLink="false">cfp-ep46</guid>
			<pubDate>Tue, 06 Aug 2019 18:45:24 -0500</pubDate>
			<description><![CDATA[Learn about the financial aspects of the most common life stages. Whether you are just getting started, on the brink of retirement, or somewhere in between, consider your life stage when making these financial decisions that can impact your future.]]></description>
			<content:encoded><![CDATA[Learn about the financial aspects of the most common life stages. Whether you are just getting started, on the brink of retirement, or somewhere in between, consider your life stage when making these financial decisions that can impact your future.]]></content:encoded>
			<itunes:duration>36:32</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/46-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-tips-for-every-life-stage/</link>
			<itunes:episode>46</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Learn about the financial aspects of the most common life stages. Whether you are just getting started, on the brink of retirement, or somewhere in between, consider your life stage when making these financial decisions that can impact your future.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Learn about the financial aspects of the most common life stages. Whether you are just getting started, on the brink of retirement, or somewhere in between, consider your life stage when making these financial decisions that can impact your future.</itunes:summary></item>
		<item>
			<title>What You Need To Know About Medicare</title>
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			<pubDate>Tue, 30 Jul 2019 00:15:08 -0500</pubDate>
			<description><![CDATA[Bob and Mary Jo discuss a topic that is very important to the financial life of most seniors, and that is Medicare with special guest Mr. Brooks Boyd of Senior Savings Organization.]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo discuss a topic that is very important to the financial life of most seniors, and that is Medicare with special guest Mr. Brooks Boyd of Senior Savings Organization.]]></content:encoded>
			<itunes:duration>33:26</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/45-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-you-need-to-know-about-medicare/</link>
			<itunes:episode>45</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo discuss a topic that is very important to the financial life of most seniors, and that is Medicare with special guest Mr. Brooks Boyd of Senior Savings Organization.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo discuss a topic that is very important to the financial life of most seniors, and that is Medicare with special guest Mr. Brooks Boyd of Senior Savings Organization.</itunes:summary></item>
		<item>
			<title>Investing That Makes The World Rejoice</title>
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			<guid isPermaLink="false">cfp-ep44</guid>
			<pubDate>Tue, 23 Jul 2019 22:36:36 -0500</pubDate>
			<description><![CDATA[Eventide Asset Management, LLC is a Boston-based registered investment adviser pursuing “investing that makes the world rejoice.” Founded in 2008, Eventide's vision is to serve individuals, financial advisors, and institutions by providing investments that create compelling value for the global common good.]]></description>
			<content:encoded><![CDATA[Eventide Asset Management, LLC is a Boston-based registered investment adviser pursuing “investing that makes the world rejoice.” Founded in 2008, Eventide's vision is to serve individuals, financial advisors, and institutions by providing investments that create compelling value for the global common good.]]></content:encoded>
			<itunes:duration>26:20</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/44-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/investing-that-makes-the-world-rejoice/</link>
			<itunes:episode>44</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Eventide Asset Management, LLC is a Boston-based registered investment adviser pursuing “investing that makes the world rejoice.” Founded in 2008, Eventide's vision is to serve individuals, financial advisors, and institutions by providing investments that create compelling value for the global common good.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Eventide Asset Management, LLC is a Boston-based registered investment adviser pursuing “investing that makes the world rejoice.” Founded in 2008, Eventide's vision is to serve individuals, financial advisors, and institutions by providing investments that create compelling value for the global common good.</itunes:summary></item>
		<item>
			<title>Planning For What Ifs And Whens</title>
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			<guid isPermaLink="false">cfp-ep43</guid>
			<pubDate>Tue, 16 Jul 2019 00:15:12 -0500</pubDate>
			<description><![CDATA[Everyone seems to focus their attention on investment management. However, it is the ongoing relationship between your investments and planning for the future where the real magic happens. Financial Planning is a lifelong process where you manage your entire financial picture in order to achieve your financial goals.]]></description>
			<content:encoded><![CDATA[Everyone seems to focus their attention on investment management. However, it is the ongoing relationship between your investments and planning for the future where the real magic happens. Financial Planning is a lifelong process where you manage your entire financial picture in order to achieve your financial goals.]]></content:encoded>
			<itunes:duration>19:43</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/43-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/planning-for-what-ifs-and-whens/</link>
			<itunes:episode>43</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Everyone seems to focus their attention on investment management. However, it is the ongoing relationship between your investments and planning for the future where the real magic happens. Financial Planning is a lifelong process where you manage your entire financial picture in order to achieve your financial goals.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Everyone seems to focus their attention on investment management. However, it is the ongoing relationship between your investments and planning for the future where the real magic happens. Financial Planning is a lifelong process where you manage your entire financial picture in order to achieve your financial goals.</itunes:summary></item>
		<item>
			<title>Interview with Mitch Mitchell of Riskalyze</title>
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			<pubDate>Tue, 09 Jul 2019 00:15:25 -0500</pubDate>
			<description><![CDATA[In this episode, we want to introduce you to a tool that will help you choose peace over worry when it comes to your investments called Riskalyze®. Riskalyze® is a financial technology company that provides software for analyzing investment risk and building and implementing investment portfolios. Bob and Mary Jo interview special guest, Mitch Mitchell, who is the Customer Success Manager for Riskalyze® to give a complete breakdown of this piece of technology, how it works, and how you can use it.]]></description>
			<content:encoded><![CDATA[In this episode, we want to introduce you to a tool that will help you choose peace over worry when it comes to your investments called Riskalyze®. Riskalyze® is a financial technology company that provides software for analyzing investment risk and building and implementing investment portfolios. Bob and Mary Jo interview special guest, Mitch Mitchell, who is the Customer Success Manager for Riskalyze® to give a complete breakdown of this piece of technology, how it works, and how you can use it.]]></content:encoded>
			<itunes:duration>34:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/42-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/interview-with-mitch-mitchell-of-riskalyze/</link>
			<itunes:episode>42</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, we want to introduce you to a tool that will help you choose peace over worry when it comes to your investments called Riskalyze®. Riskalyze® is a financial technology company that provides software for analyzing investment risk and building and implementing investment portfolios. Bob and Mary Jo interview special guest, Mitch Mitchell, who is the Customer Success Manager for Riskalyze® to give a complete breakdown of this piece of technology, how it works, and how you can use it.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, we want to introduce you to a tool that will help you choose peace over worry when it comes to your investments called Riskalyze®. Riskalyze® is a financial technology company that provides software for analyzing investment risk and building and implementing investment portfolios. Bob and Mary Jo interview special guest, Mitch Mitchell, who is the Customer Success Manager for Riskalyze® to give a complete breakdown of this piece of technology, how it works, and how you can use it.</itunes:summary></item>
		<item>
			<title>From FOMO to JOMO</title>
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			<pubDate>Tue, 02 Jul 2019 00:15:12 -0500</pubDate>
			<description><![CDATA[Bob and Mary Jo address the phenomenon regarding FOMO or “Fear Of Missing Out”. This episode shows how we can move from FOMO to JOMO "Joy of Missing Out" - joy and contentment with where you are and what you have. Wikipedia defines it as "A pervasive apprehension that others might be having rewarding experiences from which one is absent.” This social anxiety is characterized by, "A desire to stay continually connected with what others are doing".]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo address the phenomenon regarding FOMO or “Fear Of Missing Out”. This episode shows how we can move from FOMO to JOMO "Joy of Missing Out" - joy and contentment with where you are and what you have. Wikipedia defines it as "A pervasive apprehension that others might be having rewarding experiences from which one is absent.” This social anxiety is characterized by, "A desire to stay continually connected with what others are doing".]]></content:encoded>
			<itunes:duration>20:37</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/41-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/from-fomo-to-jomo/</link>
			<itunes:episode>41</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo address the phenomenon regarding FOMO or “Fear Of Missing Out”. This episode shows how we can move from FOMO to JOMO "Joy of Missing Out" - joy and contentment with where you are and what you have. Wikipedia defines it as "A pervasive apprehension that others might be having rewarding experiences from which one is absent.” This social anxiety is characterized by, "A desire to stay continually connected with what others are doing".</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo address the phenomenon regarding FOMO or “Fear Of Missing Out”. This episode shows how we can move from FOMO to JOMO "Joy of Missing Out" - joy and contentment with where you are and what you have. Wikipedia defines it as "A pervasive apprehension that others might be having rewarding experiences from which one is absent.” This social anxiety is characterized by, "A desire to stay continually connected with what others are doing".</itunes:summary></item>
		<item>
			<title>About to Retire, Now What?</title>
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			<guid isPermaLink="false">cfp-ep40</guid>
			<pubDate>Tue, 25 Jun 2019 00:15:09 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Mary Jo cover the importance of working with a trusted advisor to help you understand the complexity of all of the moving pieces and parts of retirement and how these pieces fit together for your benefit.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Mary Jo cover the importance of working with a trusted advisor to help you understand the complexity of all of the moving pieces and parts of retirement and how these pieces fit together for your benefit.]]></content:encoded>
			<itunes:duration>23:46</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/40-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/about-to-retire-now-what/</link>
			<itunes:episode>40</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Mary Jo cover the importance of working with a trusted advisor to help you understand the complexity of all of the moving pieces and parts of retirement and how these pieces fit together for your benefit.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Mary Jo cover the importance of working with a trusted advisor to help you understand the complexity of all of the moving pieces and parts of retirement and how these pieces fit together for your benefit.</itunes:summary></item>
		<item>
			<title>Planning for Summer Vacation</title>
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			<pubDate>Tue, 18 Jun 2019 00:15:17 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Mary Jo talk about something fun that is on everyone's mind this time of year - summer travel. They share ideas, tips, and suggestions on how to get the biggest bang for your buck while traveling.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Mary Jo talk about something fun that is on everyone's mind this time of year - summer travel. They share ideas, tips, and suggestions on how to get the biggest bang for your buck while traveling.]]></content:encoded>
			<itunes:duration>37:11</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/2019/06/39-TRANSCRIPT.en_US.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/planning-for-summer-vacation/</link>
			<itunes:episode>39</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Mary Jo talk about something fun that is on everyone's mind this time of year - summer travel. They share ideas, tips, and suggestions on how to get the biggest bang for your buck while traveling.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Mary Jo talk about something fun that is on everyone's mind this time of year - summer travel. They share ideas, tips, and suggestions on how to get the biggest bang for your buck while traveling.</itunes:summary></item>
		<item>
			<title>Who Is Kingdom Advisors</title>
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			<pubDate>Tue, 11 Jun 2019 00:15:44 -0500</pubDate>
			<description><![CDATA[You may have heard Bob and Mary Jo talk about Kingdom Advisors before. Joining them is special guest Rob West, the President of Kingdom Advisors, a professional association promoting the integration of a biblical worldview into financial practices. In this episode, you will learn about Kingdom Advisors, who they are, and what that can mean for you.]]></description>
			<content:encoded><![CDATA[You may have heard Bob and Mary Jo talk about Kingdom Advisors before. Joining them is special guest Rob West, the President of Kingdom Advisors, a professional association promoting the integration of a biblical worldview into financial practices. In this episode, you will learn about Kingdom Advisors, who they are, and what that can mean for you.]]></content:encoded>
			<itunes:duration>31:38</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/38-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/who-is-kingdom-advisors/</link>
			<itunes:episode>38</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>You may have heard Bob and Mary Jo talk about Kingdom Advisors before. Joining them is special guest Rob West, the President of Kingdom Advisors, a professional association promoting the integration of a biblical worldview into financial practices. In this episode, you will learn about Kingdom Advisors, who they are, and what that can mean for you.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>You may have heard Bob and Mary Jo talk about Kingdom Advisors before. Joining them is special guest Rob West, the President of Kingdom Advisors, a professional association promoting the integration of a biblical worldview into financial practices. In this episode, you will learn about Kingdom Advisors, who they are, and what that can mean for you.</itunes:summary></item>
		<item>
			<title>Planning for Incapacity Part 2</title>
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			<pubDate>Tue, 04 Jun 2019 00:15:13 -0500</pubDate>
			<description><![CDATA[On today's show, Mary Jo is joined again by Ron First of Christian Insurance Services to discuss “Planning for Incapacity” in our 2 part series. In this episode, Mary Jo and Ron discuss protection - primarily long term care planning and ways to cover this expense.]]></description>
			<content:encoded><![CDATA[On today's show, Mary Jo is joined again by Ron First of Christian Insurance Services to discuss “Planning for Incapacity” in our 2 part series. In this episode, Mary Jo and Ron discuss protection - primarily long term care planning and ways to cover this expense.]]></content:encoded>
			<itunes:duration>34:29</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/37-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/planning-for-incapacity-part-2/</link>
			<itunes:episode>37</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>On today's show, Mary Jo is joined again by Ron First of Christian Insurance Services to discuss “Planning for Incapacity” in our 2 part series. In this episode, Mary Jo and Ron discuss protection - primarily long term care planning and ways to cover this expense.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>On today's show, Mary Jo is joined again by Ron First of Christian Insurance Services to discuss “Planning for Incapacity” in our 2 part series. In this episode, Mary Jo and Ron discuss protection - primarily long term care planning and ways to cover this expense.</itunes:summary></item>
		<item>
			<title>Planning for Incapacity Part 1 of 2</title>
			<enclosure length="40566947" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/35-Planning_For_Incapacity_Part_1_of_2.mp3"/>
			<guid isPermaLink="false">cfp-ep36</guid>
			<pubDate>Tue, 28 May 2019 00:15:40 -0500</pubDate>
			<description><![CDATA[On today's show, Bob and Mary Jo are joined with Ron First of Christian Insurance Services to discuss in a 2 part series on how to plan for incapacity. Who doesn't want that? So listen to this episode to learn about an extremely important topic and one you should pay special attention to no matter what stage of life you are in.]]></description>
			<content:encoded><![CDATA[On today's show, Bob and Mary Jo are joined with Ron First of Christian Insurance Services to discuss in a 2 part series on how to plan for incapacity. Who doesn't want that? So listen to this episode to learn about an extremely important topic and one you should pay special attention to no matter what stage of life you are in.]]></content:encoded>
			<itunes:duration>34:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/36-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/planning-for-incapacity-part-1-of-2/</link>
			<itunes:episode>36</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>On today's show, Bob and Mary Jo are joined with Ron First of Christian Insurance Services to discuss in a 2 part series on how to plan for incapacity. Who doesn't want that? So listen to this episode to learn about an extremely important topic and one you should pay special attention to no matter what stage of life you are in.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>On today's show, Bob and Mary Jo are joined with Ron First of Christian Insurance Services to discuss in a 2 part series on how to plan for incapacity. Who doesn't want that? So listen to this episode to learn about an extremely important topic and one you should pay special attention to no matter what stage of life you are in.</itunes:summary></item>
		<item>
			<title>Car Buying 101</title>
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			<pubDate>Tue, 21 May 2019 00:15:48 -0500</pubDate>
			<description><![CDATA[Are you thinking about buying a new car, trading your car in, or just wondering how to save money when it comes to the entire car industry? Many of us give very little thought to the total cost of owning a car. Join Bob and Mary Jo as they share their experiences, tips, and tricks when it comes to purchasing a new car.]]></description>
			<content:encoded><![CDATA[Are you thinking about buying a new car, trading your car in, or just wondering how to save money when it comes to the entire car industry? Many of us give very little thought to the total cost of owning a car. Join Bob and Mary Jo as they share their experiences, tips, and tricks when it comes to purchasing a new car.]]></content:encoded>
			<itunes:duration>31:08</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/35-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/car-buying-101/</link>
			<itunes:episode>35</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Are you thinking about buying a new car, trading your car in, or just wondering how to save money when it comes to the entire car industry? Many of us give very little thought to the total cost of owning a car. Join Bob and Mary Jo as they share their experiences, tips, and tricks when it comes to purchasing a new car.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Are you thinking about buying a new car, trading your car in, or just wondering how to save money when it comes to the entire car industry? Many of us give very little thought to the total cost of owning a car. Join Bob and Mary Jo as they share their experiences, tips, and tricks when it comes to purchasing a new car.</itunes:summary></item>
		<item>
			<title>Interview with Robert Netzly of Inspire Investing</title>
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			<pubDate>Tue, 14 May 2019 00:15:45 -0500</pubDate>
			<description><![CDATA[On this episode, Bob and Mary Jo interview special guest and friend, Robert Netzly, the founder and CEO of Inspire Investing. Inspire focuses on biblically responsible investing with a goal to “inspire transformation for God's glory throughout the world by building low cost, biblically aligned investments that create meaningful change in the lives of people across the globe”.]]></description>
			<content:encoded><![CDATA[On this episode, Bob and Mary Jo interview special guest and friend, Robert Netzly, the founder and CEO of Inspire Investing. Inspire focuses on biblically responsible investing with a goal to “inspire transformation for God's glory throughout the world by building low cost, biblically aligned investments that create meaningful change in the lives of people across the globe”.]]></content:encoded>
			<itunes:duration>31:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/34-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/interview-with-robert-netzly-of-inspire-investing/</link>
			<itunes:episode>34</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>On this episode, Bob and Mary Jo interview special guest and friend, Robert Netzly, the founder and CEO of Inspire Investing. Inspire focuses on biblically responsible investing with a goal to “inspire transformation for God's glory throughout the world by building low cost, biblically aligned investments that create meaningful change in the lives of people across the globe”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>On this episode, Bob and Mary Jo interview special guest and friend, Robert Netzly, the founder and CEO of Inspire Investing. Inspire focuses on biblically responsible investing with a goal to “inspire transformation for God's glory throughout the world by building low cost, biblically aligned investments that create meaningful change in the lives of people across the globe”.</itunes:summary></item>
		<item>
			<title>Biblical Viewpoints of Money and Wealth Parts 6 and 7</title>
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			<pubDate>Tue, 07 May 2019 00:15:48 -0500</pubDate>
			<description><![CDATA[In this week's show, Bob and Mary Jo wrap up our series called “Biblical Viewpoints of Money and Wealth”. This was originally designed as a Bible Study written by Bob Barber. The series is a deep dive into what God's word has to say about money.]]></description>
			<content:encoded><![CDATA[In this week's show, Bob and Mary Jo wrap up our series called “Biblical Viewpoints of Money and Wealth”. This was originally designed as a Bible Study written by Bob Barber. The series is a deep dive into what God's word has to say about money.]]></content:encoded>
			<itunes:duration>30:44</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/33-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblical-viewpoints-of-money-and-wealth-parts-6-and-7/</link>
			<itunes:episode>33</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this week's show, Bob and Mary Jo wrap up our series called “Biblical Viewpoints of Money and Wealth”. This was originally designed as a Bible Study written by Bob Barber. The series is a deep dive into what God's word has to say about money.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this week's show, Bob and Mary Jo wrap up our series called “Biblical Viewpoints of Money and Wealth”. This was originally designed as a Bible Study written by Bob Barber. The series is a deep dive into what God's word has to say about money.</itunes:summary></item>
		<item>
			<title>Biblical Viewpoints of Money and Wealth Parts 4 and 5</title>
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			<pubDate>Tue, 30 Apr 2019 00:15:04 -0500</pubDate>
			<description><![CDATA[In this week's show, Bob and Mary Jo continue along in the “Biblical Viewpoints of Money and Wealth” series. It was originally designed as a Bible Study written by Christian Financial Perspectives host, Bob Barber.]]></description>
			<content:encoded><![CDATA[In this week's show, Bob and Mary Jo continue along in the “Biblical Viewpoints of Money and Wealth” series. It was originally designed as a Bible Study written by Christian Financial Perspectives host, Bob Barber.]]></content:encoded>
			<itunes:duration>21:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/32-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblical-viewpoints-of-money-and-wealth-parts-4-and-5/</link>
			<itunes:episode>32</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this week's show, Bob and Mary Jo continue along in the “Biblical Viewpoints of Money and Wealth” series. It was originally designed as a Bible Study written by Christian Financial Perspectives host, Bob Barber.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this week's show, Bob and Mary Jo continue along in the “Biblical Viewpoints of Money and Wealth” series. It was originally designed as a Bible Study written by Christian Financial Perspectives host, Bob Barber.</itunes:summary></item>
		<item>
			<title>Biblical Viewpoints of Money and Wealth Parts 2 and 3</title>
			<enclosure length="31767797" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_31-Biblical_Viewpoints_of_Money_and_Wealth_Parts_2_and_3.mp3"/>
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			<pubDate>Tue, 23 Apr 2019 00:15:04 -0500</pubDate>
			<description><![CDATA[In Part 2 of the Biblical Viewpoints of Money and Wealth series, Bob and Mary Jo explore the “Roles and Responsibilities of Owners and Managers” and “The Biblical Worldview of Working and Retirement”. Here at Christian Financial Perspectives, we believe that all financial decisions are spiritual decisions because everything belongs to God, and we are managers of His money.]]></description>
			<content:encoded><![CDATA[In Part 2 of the Biblical Viewpoints of Money and Wealth series, Bob and Mary Jo explore the “Roles and Responsibilities of Owners and Managers” and “The Biblical Worldview of Working and Retirement”. Here at Christian Financial Perspectives, we believe that all financial decisions are spiritual decisions because everything belongs to God, and we are managers of His money.]]></content:encoded>
			<itunes:duration>24:44</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/31-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblical-viewpoints-of-money-and-wealth-part-2-2/</link>
			<itunes:episode>31</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In Part 2 of the Biblical Viewpoints of Money and Wealth series, Bob and Mary Jo explore the “Roles and Responsibilities of Owners and Managers” and “The Biblical Worldview of Working and Retirement”. Here at Christian Financial Perspectives, we believe that all financial decisions are spiritual decisions because everything belongs to God, and we are managers of His money.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In Part 2 of the Biblical Viewpoints of Money and Wealth series, Bob and Mary Jo explore the “Roles and Responsibilities of Owners and Managers” and “The Biblical Worldview of Working and Retirement”. Here at Christian Financial Perspectives, we believe that all financial decisions are spiritual decisions because everything belongs to God, and we are managers of His money.</itunes:summary></item>
		<item>
			<title>He is Risen</title>
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			<pubDate>Tue, 16 Apr 2019 00:15:54 -0500</pubDate>
			<description><![CDATA[Here at Christian Financial Perspectives, Easter is an important holiday to us because it represents the resurrection of our Jesus Christ. Bob and Mary Jo wanted to offer some insight into the Easter story and how it relates to money.]]></description>
			<content:encoded><![CDATA[Here at Christian Financial Perspectives, Easter is an important holiday to us because it represents the resurrection of our Jesus Christ. Bob and Mary Jo wanted to offer some insight into the Easter story and how it relates to money.]]></content:encoded>
			<itunes:duration>17:12</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/30-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/he-is-risen/</link>
			<itunes:episode>30</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Here at Christian Financial Perspectives, Easter is an important holiday to us because it represents the resurrection of our Jesus Christ. Bob and Mary Jo wanted to offer some insight into the Easter story and how it relates to money.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Here at Christian Financial Perspectives, Easter is an important holiday to us because it represents the resurrection of our Jesus Christ. Bob and Mary Jo wanted to offer some insight into the Easter story and how it relates to money.</itunes:summary></item>
		<item>
			<title>Biblical Viewpoints of Money and Wealth Part 1</title>
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			<guid isPermaLink="false">cfp-ep29</guid>
			<pubDate>Tue, 09 Apr 2019 00:15:21 -0500</pubDate>
			<description><![CDATA[In this episode, Bob and Mary Jo begin a series called “Biblical Viewpoints of Money and Wealth”. This topic was originally designed as a Bible Study and written by Bob Barber. The series is a deep dive into what God's word has to say about money, so it is a perfect topic to cover here on Christian Financial Perspectives.]]></description>
			<content:encoded><![CDATA[In this episode, Bob and Mary Jo begin a series called “Biblical Viewpoints of Money and Wealth”. This topic was originally designed as a Bible Study and written by Bob Barber. The series is a deep dive into what God's word has to say about money, so it is a perfect topic to cover here on Christian Financial Perspectives.]]></content:encoded>
			<itunes:duration>25:08</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/29-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/biblical-viewpoints-of-money-and-wealth-part-1-2/</link>
			<itunes:episode>29</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode, Bob and Mary Jo begin a series called “Biblical Viewpoints of Money and Wealth”. This topic was originally designed as a Bible Study and written by Bob Barber. The series is a deep dive into what God's word has to say about money, so it is a perfect topic to cover here on Christian Financial Perspectives.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode, Bob and Mary Jo begin a series called “Biblical Viewpoints of Money and Wealth”. This topic was originally designed as a Bible Study and written by Bob Barber. The series is a deep dive into what God's word has to say about money, so it is a perfect topic to cover here on Christian Financial Perspectives.</itunes:summary></item>
		<item>
			<title>Diversification</title>
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			<pubDate>Tue, 02 Apr 2019 00:15:54 -0500</pubDate>
			<description><![CDATA[In finance, diversification is a process of allocating capital in a way that can reduce exposure to any single asset or risk. Bob and Mary Jo breakdown the principle of diversification and all of its different aspects and look at it from various perspectives.]]></description>
			<content:encoded><![CDATA[In finance, diversification is a process of allocating capital in a way that can reduce exposure to any single asset or risk. Bob and Mary Jo breakdown the principle of diversification and all of its different aspects and look at it from various perspectives.]]></content:encoded>
			<itunes:duration>25:13</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/28-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/diversification/</link>
			<itunes:episode>28</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In finance, diversification is a process of allocating capital in a way that can reduce exposure to any single asset or risk. Bob and Mary Jo breakdown the principle of diversification and all of its different aspects and look at it from various perspectives.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In finance, diversification is a process of allocating capital in a way that can reduce exposure to any single asset or risk. Bob and Mary Jo breakdown the principle of diversification and all of its different aspects and look at it from various perspectives.</itunes:summary></item>
		<item>
			<title>Money Master or Money Monster</title>
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			<pubDate>Tue, 26 Mar 2019 00:15:25 -0500</pubDate>
			<description><![CDATA[Bob and Mary Jo present ways to create a “Family Money Legacy” for your children and/or grandchildren. A common goal for many parents and grandparents is for their children and grandchildren to learn how to master their God given resources, and not have money master them. It's important to create a “Money Master” and not a “Money Monster”.]]></description>
			<content:encoded><![CDATA[Bob and Mary Jo present ways to create a “Family Money Legacy” for your children and/or grandchildren. A common goal for many parents and grandparents is for their children and grandchildren to learn how to master their God given resources, and not have money master them. It's important to create a “Money Master” and not a “Money Monster”.]]></content:encoded>
			<itunes:duration>27:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/27-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/money-master-or-money-monster/</link>
			<itunes:episode>27</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob and Mary Jo present ways to create a “Family Money Legacy” for your children and/or grandchildren. A common goal for many parents and grandparents is for their children and grandchildren to learn how to master their God given resources, and not have money master them. It's important to create a “Money Master” and not a “Money Monster”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob and Mary Jo present ways to create a “Family Money Legacy” for your children and/or grandchildren. A common goal for many parents and grandparents is for their children and grandchildren to learn how to master their God given resources, and not have money master them. It's important to create a “Money Master” and not a “Money Monster”.</itunes:summary></item>
		<item>
			<title>It's All in the Family Part 2 of 2</title>
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			<pubDate>Tue, 19 Mar 2019 00:15:58 -0500</pubDate>
			<description><![CDATA[In Part 2 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having financial conversations with your spouse in a sensitive and productive way. Having these conversations is usually anything but easy. So, in order to better provide a simple way to begin these conversations, Bob and Mary Jo offer “10 Tips for Talking With Your Partner About Money”.]]></description>
			<content:encoded><![CDATA[In Part 2 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having financial conversations with your spouse in a sensitive and productive way. Having these conversations is usually anything but easy. So, in order to better provide a simple way to begin these conversations, Bob and Mary Jo offer “10 Tips for Talking With Your Partner About Money”.]]></content:encoded>
			<itunes:duration>21:22</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/26-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/its-all-in-the-family-part-2/</link>
			<itunes:episode>26</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In Part 2 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having financial conversations with your spouse in a sensitive and productive way. Having these conversations is usually anything but easy. So, in order to better provide a simple way to begin these conversations, Bob and Mary Jo offer “10 Tips for Talking With Your Partner About Money”.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In Part 2 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having financial conversations with your spouse in a sensitive and productive way. Having these conversations is usually anything but easy. So, in order to better provide a simple way to begin these conversations, Bob and Mary Jo offer “10 Tips for Talking With Your Partner About Money”.</itunes:summary></item>
		<item>
			<title>It's All in the Family Part 1 of 2</title>
			<enclosure length="35138725" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_25-All_in_the_Family_Part_1.mp3"/>
			<guid isPermaLink="false">cfp-ep25</guid>
			<pubDate>Tue, 12 Mar 2019 00:15:06 -0500</pubDate>
			<description><![CDATA[Talking about finances can be a taboo subject that is difficult to discuss. This difficulty is multiplied when it comes to discussing current financial situations and a financial future family members. In Part 1 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having these financial conversations with family members - specifically one's parents and one's children.]]></description>
			<content:encoded><![CDATA[Talking about finances can be a taboo subject that is difficult to discuss. This difficulty is multiplied when it comes to discussing current financial situations and a financial future family members. In Part 1 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having these financial conversations with family members - specifically one's parents and one's children.]]></content:encoded>
			<itunes:duration>22:36</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/25-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/its-all-in-the-family-part-1-of-2/</link>
			<itunes:episode>25</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Talking about finances can be a taboo subject that is difficult to discuss. This difficulty is multiplied when it comes to discussing current financial situations and a financial future family members. In Part 1 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having these financial conversations with family members - specifically one's parents and one's children.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Talking about finances can be a taboo subject that is difficult to discuss. This difficulty is multiplied when it comes to discussing current financial situations and a financial future family members. In Part 1 of our 2 part series “It's All In The Family”, Bob and Mary Jo discuss the importance of having these financial conversations with family members - specifically one's parents and one's children.</itunes:summary></item>
		<item>
			<title>Retirement Plan Rollover Choices</title>
			<enclosure length="39593627" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_24-Retirement_Plan_Rollover_Choices.mp3"/>
			<guid isPermaLink="false">cfp-ep24</guid>
			<pubDate>Tue, 05 Mar 2019 22:15:21 -0600</pubDate>
			<description><![CDATA[The one constant in this world is change. Change happens whether we are ready for it or not. You just left your current job and have moved on to a new company or maybe you are retiring. Are you wondering what to do with your old 401(k) or other type of company retirement plan?]]></description>
			<content:encoded><![CDATA[The one constant in this world is change. Change happens whether we are ready for it or not. You just left your current job and have moved on to a new company or maybe you are retiring. Are you wondering what to do with your old 401(k) or other type of company retirement plan?]]></content:encoded>
			<itunes:duration>24:45</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/24-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/retirement-plan-rollover-choices/</link>
			<itunes:episode>24</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The one constant in this world is change. Change happens whether we are ready for it or not. You just left your current job and have moved on to a new company or maybe you are retiring. Are you wondering what to do with your old 401(k) or other type of company retirement plan?</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The one constant in this world is change. Change happens whether we are ready for it or not. You just left your current job and have moved on to a new company or maybe you are retiring. Are you wondering what to do with your old 401(k) or other type of company retirement plan?</itunes:summary></item>
		<item>
			<title>19 Financial Wellness Tips for 2019</title>
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			<guid isPermaLink="false">cfp-ep23</guid>
			<pubDate>Tue, 26 Feb 2019 00:15:29 -0600</pubDate>
			<description><![CDATA[January isn't the only time to make positive changes! We all know how hard making changes and incorporating new habits can be, especially when it comes to finances. However, there's no time like the present. When you develop a stewardship mentality, you are poised to go on an unforgettable adventure with God.]]></description>
			<content:encoded><![CDATA[January isn't the only time to make positive changes! We all know how hard making changes and incorporating new habits can be, especially when it comes to finances. However, there's no time like the present. When you develop a stewardship mentality, you are poised to go on an unforgettable adventure with God.]]></content:encoded>
			<itunes:duration>21:00</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/23-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/financial-wellness-tips-for-2019/</link>
			<itunes:episode>23</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>January isn't the only time to make positive changes! We all know how hard making changes and incorporating new habits can be, especially when it comes to finances. However, there's no time like the present. When you develop a stewardship mentality, you are poised to go on an unforgettable adventure with God.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>January isn't the only time to make positive changes! We all know how hard making changes and incorporating new habits can be, especially when it comes to finances. However, there's no time like the present. When you develop a stewardship mentality, you are poised to go on an unforgettable adventure with God.</itunes:summary></item>
		<item>
			<title>Top 15 Client Questions</title>
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			<pubDate>Tue, 19 Feb 2019 00:15:03 -0600</pubDate>
			<description><![CDATA[Here at Christian Financial Advisors, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors.]]></description>
			<content:encoded><![CDATA[Here at Christian Financial Advisors, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors.]]></content:encoded>
			<itunes:duration>30:10</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/22-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/top-15-client-questions/</link>
			<itunes:episode>22</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Here at Christian Financial Advisors, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Here at Christian Financial Advisors, we get a lot of great questions on a daily basis from clients, and many of these questions are the one and the same. Bob and Mary Jo decided to record a program based on the most common questions that we receive as financial advisors.</itunes:summary></item>
		<item>
			<title>Understanding Qualified Retirement Plans Part 2</title>
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			<pubDate>Tue, 12 Feb 2019 00:15:03 -0600</pubDate>
			<description><![CDATA[In Part II of our series, Understanding Qualified Retirement Plans like IRA's, Roth IRAs, 401k's, 403b's, SEP IRAs, SIMPLE IRAs and Required Minimum Distributions (RMDs). Bob & Mary Jo discuss the specifics and the rules associated with each type of plan.]]></description>
			<content:encoded><![CDATA[In Part II of our series, Understanding Qualified Retirement Plans like IRA's, Roth IRAs, 401k's, 403b's, SEP IRAs, SIMPLE IRAs and Required Minimum Distributions (RMDs). Bob & Mary Jo discuss the specifics and the rules associated with each type of plan.]]></content:encoded>
			<itunes:duration>33:58</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/21-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/understanding-qualified-retirement-plans-part-2/</link>
			<itunes:episode>21</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In Part II of our series, Understanding Qualified Retirement Plans like IRA's, Roth IRAs, 401k's, 403b's, SEP IRAs, SIMPLE IRAs and Required Minimum Distributions (RMDs). Bob &amp; Mary Jo discuss the specifics and the rules associated with each type of plan.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In Part II of our series, Understanding Qualified Retirement Plans like IRA's, Roth IRAs, 401k's, 403b's, SEP IRAs, SIMPLE IRAs and Required Minimum Distributions (RMDs). Bob &amp; Mary Jo discuss the specifics and the rules associated with each type of plan.</itunes:summary></item>
		<item>
			<title>Understanding Qualified Retirement Plans Part 1</title>
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			<guid isPermaLink="false">cfp-ep20</guid>
			<pubDate>Tue, 05 Feb 2019 00:15:35 -0600</pubDate>
			<description><![CDATA[Bob & Mary Jo discuss the history of retirement planning from social security to company pension plans as well as complete breakdowns of various retirement plans.]]></description>
			<content:encoded><![CDATA[Bob & Mary Jo discuss the history of retirement planning from social security to company pension plans as well as complete breakdowns of various retirement plans.]]></content:encoded>
			<itunes:duration>23:54</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/20-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/understanding-qualified-retirement-plans-part-1/</link>
			<itunes:episode>20</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Bob &amp; Mary Jo discuss the history of retirement planning from social security to company pension plans as well as complete breakdowns of various retirement plans.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Bob &amp; Mary Jo discuss the history of retirement planning from social security to company pension plans as well as complete breakdowns of various retirement plans.</itunes:summary></item>
		<item>
			<title>The Timothy Plan with Guest Art Ally</title>
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			<pubDate>Tue, 29 Jan 2019 00:15:06 -0600</pubDate>
			<description><![CDATA[This week, Bob and Mary Jo interview a special guest and long time friend and Christian brother, Art Ally. Art is The Founder, President & CEO of The Timothy Plan Mutual Funds, a fund family categorized as a Biblically Responsible Investment (BRI).]]></description>
			<content:encoded><![CDATA[This week, Bob and Mary Jo interview a special guest and long time friend and Christian brother, Art Ally. Art is The Founder, President & CEO of The Timothy Plan Mutual Funds, a fund family categorized as a Biblically Responsible Investment (BRI).]]></content:encoded>
			<itunes:duration>31:04</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/19-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-timothy-plan-with-guest-art-ally/</link>
			<itunes:episode>19</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This week, Bob and Mary Jo interview a special guest and long time friend and Christian brother, Art Ally. Art is The Founder, President &amp; CEO of The Timothy Plan Mutual Funds, a fund family categorized as a Biblically Responsible Investment (BRI).</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This week, Bob and Mary Jo interview a special guest and long time friend and Christian brother, Art Ally. Art is The Founder, President &amp; CEO of The Timothy Plan Mutual Funds, a fund family categorized as a Biblically Responsible Investment (BRI).</itunes:summary></item>
		<item>
			<title>eVALUEator With Guest Dave Hart</title>
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			<pubDate>Tue, 22 Jan 2019 00:15:06 -0600</pubDate>
			<description><![CDATA[This week, Bob and Mary Jo interview David Hart, the president of sales and marketing for eVALUEator services. eVALUEator is a tool for screening investments according to morally and biblically-responsible values. It is a tool for giving investors knowledge and the ability to be a good steward and stay away from various activities.]]></description>
			<content:encoded><![CDATA[This week, Bob and Mary Jo interview David Hart, the president of sales and marketing for eVALUEator services. eVALUEator is a tool for screening investments according to morally and biblically-responsible values. It is a tool for giving investors knowledge and the ability to be a good steward and stay away from various activities.]]></content:encoded>
			<itunes:duration>20:43</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/18-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/evalueator-tool-with-guest-dave-hart/</link>
			<itunes:episode>18</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This week, Bob and Mary Jo interview David Hart, the president of sales and marketing for eVALUEator services. eVALUEator is a tool for screening investments according to morally and biblically-responsible values. It is a tool for giving investors knowledge and the ability to be a good steward and stay away from various activities.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This week, Bob and Mary Jo interview David Hart, the president of sales and marketing for eVALUEator services. eVALUEator is a tool for screening investments according to morally and biblically-responsible values. It is a tool for giving investors knowledge and the ability to be a good steward and stay away from various activities.</itunes:summary></item>
		<item>
			<title>The Need for Financial Planning</title>
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			<pubDate>Tue, 15 Jan 2019 00:15:12 -0600</pubDate>
			<description><![CDATA[Would you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to get you to the financial future you desire.]]></description>
			<content:encoded><![CDATA[Would you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to get you to the financial future you desire.]]></content:encoded>
			<itunes:duration>22:00</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/17-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-need-for-financial-planning/</link>
			<itunes:episode>17</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Would you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to get you to the financial future you desire.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Would you take a road trip without a map or GPS? In this episode, Bob and Mary Jo cover the many reasons for needing financial planning. Financial planning is the process of wisely managing your finances so that you can achieve your dreams and goals – quite simply, a map to get you to the financial future you desire.</itunes:summary></item>
		<item>
			<title>Procrastination</title>
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			<pubDate>Tue, 08 Jan 2019 10:35:38 -0600</pubDate>
			<description><![CDATA[Many find themselves in a revolving cycle of of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances - procrastination.]]></description>
			<content:encoded><![CDATA[Many find themselves in a revolving cycle of of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances - procrastination.]]></content:encoded>
			<itunes:duration>21:11</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/16-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/procrastination/</link>
			<itunes:episode>16</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Many find themselves in a revolving cycle of of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances - procrastination.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Many find themselves in a revolving cycle of of putting off financial matters that need to be done. Could you be in this cycle? Bob and Mary Jo talk about one of the main reasons for financial failure in almost every area of your finances - procrastination.</itunes:summary></item>
		<item>
			<title>Setting Financial Goals</title>
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			<pubDate>Tue, 01 Jan 2019 18:45:36 -0600</pubDate>
			<description><![CDATA[What are your financial goals and what have you done to help make them happen? This week, Bob and Mary Jo offer tips and advice that may give an extra advantage when it comes to fulfilling financial goals.]]></description>
			<content:encoded><![CDATA[What are your financial goals and what have you done to help make them happen? This week, Bob and Mary Jo offer tips and advice that may give an extra advantage when it comes to fulfilling financial goals.]]></content:encoded>
			<itunes:duration>17:11</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/15-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/setting-financial-goals/</link>
			<itunes:episode>15</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What are your financial goals and what have you done to help make them happen? This week, Bob and Mary Jo offer tips and advice that may give an extra advantage when it comes to fulfilling financial goals.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What are your financial goals and what have you done to help make them happen? This week, Bob and Mary Jo offer tips and advice that may give an extra advantage when it comes to fulfilling financial goals.</itunes:summary></item>
		<item>
			<title>National Christian Foundation with Guest Ryan Assunto</title>
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			<pubDate>Wed, 19 Dec 2018 00:15:30 -0600</pubDate>
			<description><![CDATA[In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).]]></description>
			<content:encoded><![CDATA[In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).]]></content:encoded>
			<itunes:duration>33:22</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/14-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/national-christian-foundation-with-guest-ryan-assunto/</link>
			<itunes:episode>14</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss the joy of giving. Also joining Bob and Mary Jo is Ryan Assunto, the President of the National Christian Foundation Austin (NCF).</itunes:summary></item>
		<item>
			<title>The Emotional Investor</title>
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			<pubDate>Tue, 11 Dec 2018 00:15:15 -0600</pubDate>
			<description><![CDATA[This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing - how emotions and FEAR can control investment decisions. More often than not, investor's behavior is fueled by emotions. As a result, they tend to buy high and sell low which is the exact opposite of what you want to do.]]></description>
			<content:encoded><![CDATA[This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing - how emotions and FEAR can control investment decisions. More often than not, investor's behavior is fueled by emotions. As a result, they tend to buy high and sell low which is the exact opposite of what you want to do.]]></content:encoded>
			<itunes:duration>23:45</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/13-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-emotional-investor/</link>
			<itunes:episode>13</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing - how emotions and FEAR can control investment decisions. More often than not, investor's behavior is fueled by emotions. As a result, they tend to buy high and sell low which is the exact opposite of what you want to do.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This week, Bob and Mary Jo discuss one of the most fascinating aspects of investing - how emotions and FEAR can control investment decisions. More often than not, investor's behavior is fueled by emotions. As a result, they tend to buy high and sell low which is the exact opposite of what you want to do.</itunes:summary></item>
		<item>
			<title>The Good, The Bad, And The Ugly Of Annuities</title>
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			<pubDate>Tue, 04 Dec 2018 00:15:25 -0600</pubDate>
			<description><![CDATA[This episode discusses the good, the bad, and the ugly of annuities. Bob and Mary Jo cover what an annuity is and how they work in order to help you determine if an annuity is the right option for you.]]></description>
			<content:encoded><![CDATA[This episode discusses the good, the bad, and the ugly of annuities. Bob and Mary Jo cover what an annuity is and how they work in order to help you determine if an annuity is the right option for you.]]></content:encoded>
			<itunes:duration>20:05</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/12-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-good-the-bad-and-the-ugly-of-annuities/</link>
			<itunes:episode>12</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>This episode discusses the good, the bad, and the ugly of annuities. Bob and Mary Jo cover what an annuity is and how they work in order to help you determine if an annuity is the right option for you.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>This episode discusses the good, the bad, and the ugly of annuities. Bob and Mary Jo cover what an annuity is and how they work in order to help you determine if an annuity is the right option for you.</itunes:summary></item>
		<item>
			<title>25 Things to Consider When Investing</title>
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			<pubDate>Tue, 27 Nov 2018 00:15:50 -0600</pubDate>
			<description><![CDATA[We cover what we consider the top 25 items to examine when it comes to investing in stocks and bonds, which is just the tip of the iceberg. Investing is about so much more than the stock market, and there are many things to consider when investing.]]></description>
			<content:encoded><![CDATA[We cover what we consider the top 25 items to examine when it comes to investing in stocks and bonds, which is just the tip of the iceberg. Investing is about so much more than the stock market, and there are many things to consider when investing.]]></content:encoded>
			<itunes:duration>25:07</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/11-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/25-things-to-consider-when-investing/</link>
			<itunes:episode>11</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We cover what we consider the top 25 items to examine when it comes to investing in stocks and bonds, which is just the tip of the iceberg. Investing is about so much more than the stock market, and there are many things to consider when investing.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We cover what we consider the top 25 items to examine when it comes to investing in stocks and bonds, which is just the tip of the iceberg. Investing is about so much more than the stock market, and there are many things to consider when investing.</itunes:summary></item>
		<item>
			<title>Thanksgiving and Timely Reminders</title>
			<enclosure length="30585339" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_10-Thanksgiving.mp3"/>
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			<pubDate>Tue, 20 Nov 2018 00:15:29 -0600</pubDate>
			<description><![CDATA[With Black Friday and Cyber Monday looming around the corner, Bob and Mary Jo share tips for sticking to a budget when it comes to gift giving and money spending. They also touch on other year end topics including charitable gift giving, reviewing your tax situations, and maximizing your retirement plan contributions.]]></description>
			<content:encoded><![CDATA[With Black Friday and Cyber Monday looming around the corner, Bob and Mary Jo share tips for sticking to a budget when it comes to gift giving and money spending. They also touch on other year end topics including charitable gift giving, reviewing your tax situations, and maximizing your retirement plan contributions.]]></content:encoded>
			<itunes:duration>19:46</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/10-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/thanksgiving-and-timely-reminders/</link>
			<itunes:episode>10</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>With Black Friday and Cyber Monday looming around the corner, Bob and Mary Jo share tips for sticking to a budget when it comes to gift giving and money spending. They also touch on other year end topics including charitable gift giving, reviewing your tax situations, and maximizing your retirement plan contributions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>With Black Friday and Cyber Monday looming around the corner, Bob and Mary Jo share tips for sticking to a budget when it comes to gift giving and money spending. They also touch on other year end topics including charitable gift giving, reviewing your tax situations, and maximizing your retirement plan contributions.</itunes:summary></item>
		<item>
			<title>Creating an Income Stream for Retirement</title>
			<enclosure length="59508929" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_9-Creating_an_Income_Stream_for_Retirement.mp3"/>
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			<pubDate>Tue, 13 Nov 2018 00:15:57 -0600</pubDate>
			<description><![CDATA[Have you created an income stream for retirement? This is something many of us worry about on a daily basis. In this episode, Bob and Mary Jo discuss different topics surrounding retirement income such as replacement income and how to avoid dipping into the principal of your investments early on, as well as the guidelines surrounding your Required Minimum Distribution (RMD).]]></description>
			<content:encoded><![CDATA[Have you created an income stream for retirement? This is something many of us worry about on a daily basis. In this episode, Bob and Mary Jo discuss different topics surrounding retirement income such as replacement income and how to avoid dipping into the principal of your investments early on, as well as the guidelines surrounding your Required Minimum Distribution (RMD).]]></content:encoded>
			<itunes:duration>37:32</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/9-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/creating-an-income-stream-for-retirement/</link>
			<itunes:episode>9</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Have you created an income stream for retirement? This is something many of us worry about on a daily basis. In this episode, Bob and Mary Jo discuss different topics surrounding retirement income such as replacement income and how to avoid dipping into the principal of your investments early on, as well as the guidelines surrounding your Required Minimum Distribution (RMD).</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Have you created an income stream for retirement? This is something many of us worry about on a daily basis. In this episode, Bob and Mary Jo discuss different topics surrounding retirement income such as replacement income and how to avoid dipping into the principal of your investments early on, as well as the guidelines surrounding your Required Minimum Distribution (RMD).</itunes:summary></item>
		<item>
			<title>The Real Yield of Residential Rental Real Estate</title>
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			<guid isPermaLink="false">cfp-ep8</guid>
			<pubDate>Tue, 06 Nov 2018 00:15:07 -0600</pubDate>
			<description><![CDATA[Join Bob and Mary Jo as they talk about residential rental real estate, its pros, and its cons. From maintenance of a rental property to seasonal and vacation rentals, they go in depth to the many facets surrounding this secondary source of income.]]></description>
			<content:encoded><![CDATA[Join Bob and Mary Jo as they talk about residential rental real estate, its pros, and its cons. From maintenance of a rental property to seasonal and vacation rentals, they go in depth to the many facets surrounding this secondary source of income.]]></content:encoded>
			<itunes:duration>27:53</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/8-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-real-yield-of-residential-rental-real-estate/</link>
			<itunes:episode>8</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Join Bob and Mary Jo as they talk about residential rental real estate, its pros, and its cons. From maintenance of a rental property to seasonal and vacation rentals, they go in depth to the many facets surrounding this secondary source of income.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Join Bob and Mary Jo as they talk about residential rental real estate, its pros, and its cons. From maintenance of a rental property to seasonal and vacation rentals, they go in depth to the many facets surrounding this secondary source of income.</itunes:summary></item>
		<item>
			<title>What is Christian Wealth Management?</title>
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			<guid isPermaLink="false">cfp-ep7</guid>
			<pubDate>Tue, 30 Oct 2018 00:15:26 -0500</pubDate>
			<description><![CDATA[Join us as we discuss 15 wealth management issues that are critical to the financial well being of most successful families. Not all of them will apply to every situation since every financial situation is unique and based on financial, social, and/or emotional needs.]]></description>
			<content:encoded><![CDATA[Join us as we discuss 15 wealth management issues that are critical to the financial well being of most successful families. Not all of them will apply to every situation since every financial situation is unique and based on financial, social, and/or emotional needs.]]></content:encoded>
			<itunes:duration>33:24</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/7-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-is-christian-wealth-management/</link>
			<itunes:episode>7</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Join us as we discuss 15 wealth management issues that are critical to the financial well being of most successful families. Not all of them will apply to every situation since every financial situation is unique and based on financial, social, and/or emotional needs.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Join us as we discuss 15 wealth management issues that are critical to the financial well being of most successful families. Not all of them will apply to every situation since every financial situation is unique and based on financial, social, and/or emotional needs.</itunes:summary></item>
		<item>
			<title>18 Income Tax Strategies</title>
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			<guid isPermaLink="false">cfp-ep6</guid>
			<pubDate>Tue, 23 Oct 2018 00:15:03 -0500</pubDate>
			<description><![CDATA[In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss “18 Income Tax Strategies for 2018” that may help lower your income taxes. They also supply a variety of Bible verses supporting paying your taxes, as well as verses on finance in general.]]></description>
			<content:encoded><![CDATA[In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss “18 Income Tax Strategies for 2018” that may help lower your income taxes. They also supply a variety of Bible verses supporting paying your taxes, as well as verses on finance in general.]]></content:encoded>
			<itunes:duration>43:06</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/6-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/18-income-tax-strategies/</link>
			<itunes:episode>6</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss “18 Income Tax Strategies for 2018” that may help lower your income taxes. They also supply a variety of Bible verses supporting paying your taxes, as well as verses on finance in general.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>In this episode of Christian Financial Perspectives, Bob and Mary Jo discuss “18 Income Tax Strategies for 2018” that may help lower your income taxes. They also supply a variety of Bible verses supporting paying your taxes, as well as verses on finance in general.</itunes:summary></item>
		<item>
			<title>The 10 Uses of Money</title>
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			<guid isPermaLink="false">cfp-ep5</guid>
			<pubDate>Tue, 16 Oct 2018 00:15:09 -0500</pubDate>
			<description><![CDATA[We discuss the 10 uses for money: - 4 DAILY uses - 6 SETTING LONG TERM GOALS uses There is a lot to explore and consider. We are sharing guidelines and these guidelines can be interpreted in various ways that's why we thought today's message is so important.]]></description>
			<content:encoded><![CDATA[We discuss the 10 uses for money: - 4 DAILY uses - 6 SETTING LONG TERM GOALS uses There is a lot to explore and consider. We are sharing guidelines and these guidelines can be interpreted in various ways that's why we thought today's message is so important.]]></content:encoded>
			<itunes:duration>22:35</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/5-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/the-10-uses-of-money/</link>
			<itunes:episode>5</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>We discuss the 10 uses for money: - 4 DAILY uses - 6 SETTING LONG TERM GOALS uses There is a lot to explore and consider. We are sharing guidelines and these guidelines can be interpreted in various ways that's why we thought today's message is so important.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>We discuss the 10 uses for money: - 4 DAILY uses - 6 SETTING LONG TERM GOALS uses There is a lot to explore and consider. We are sharing guidelines and these guidelines can be interpreted in various ways that's why we thought today's message is so important.</itunes:summary></item>
		<item>
			<title>Estate Planning The Wrong Way The Right Way</title>
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			<guid isPermaLink="false">cfp-ep4</guid>
			<pubDate>Tue, 09 Oct 2018 00:15:24 -0500</pubDate>
			<description><![CDATA[Estate planning is a very important part of wealth management. In this episode, we are covering different techniques and tips that we recommend when it comes to creating an estate plan involving your family.]]></description>
			<content:encoded><![CDATA[Estate planning is a very important part of wealth management. In this episode, we are covering different techniques and tips that we recommend when it comes to creating an estate plan involving your family.]]></content:encoded>
			<itunes:duration>35:02</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/4-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/estate-planning-the-wrong-way-the-right-way/</link>
			<itunes:episode>4</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Estate planning is a very important part of wealth management. In this episode, we are covering different techniques and tips that we recommend when it comes to creating an estate plan involving your family.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Estate planning is a very important part of wealth management. In this episode, we are covering different techniques and tips that we recommend when it comes to creating an estate plan involving your family.</itunes:summary></item>
		<item>
			<title>Virtues to Look for When Choosing a Financial Advisor</title>
			<enclosure length="36453416" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_3-Virtues_to_Look_for_when_Choosing_A_Financial_Advisor.mp3"/>
			<guid isPermaLink="false">cfp-ep3</guid>
			<pubDate>Tue, 02 Oct 2018 00:15:40 -0500</pubDate>
			<description><![CDATA[How do you choose a financial advisor? It's not just about experience (although experience is important), but looking for a financial advisor encompasses a variety of areas including client relationships, truthfulness, openness, and if they are approaching your financial portfolio from a holistic perspective.]]></description>
			<content:encoded><![CDATA[How do you choose a financial advisor? It's not just about experience (although experience is important), but looking for a financial advisor encompasses a variety of areas including client relationships, truthfulness, openness, and if they are approaching your financial portfolio from a holistic perspective.]]></content:encoded>
			<itunes:duration>24:33</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/3-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/virtues-to-look-for-when-choosing-a-financial-advisor/</link>
			<itunes:episode>3</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>How do you choose a financial advisor? It's not just about experience (although experience is important), but looking for a financial advisor encompasses a variety of areas including client relationships, truthfulness, openness, and if they are approaching your financial portfolio from a holistic perspective.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>How do you choose a financial advisor? It's not just about experience (although experience is important), but looking for a financial advisor encompasses a variety of areas including client relationships, truthfulness, openness, and if they are approaching your financial portfolio from a holistic perspective.</itunes:summary></item>
		<item>
			<title>What is Impact Investing?</title>
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			<guid isPermaLink="false">cfp-ep2</guid>
			<pubDate>Tue, 25 Sep 2018 00:01:07 -0500</pubDate>
			<description><![CDATA[Biblically responsible investing (BRI) is a subset of impact investing (also known by faith based investing). How does it fit under this umbrella? BRI seeks to align itself with companies supporting conservative agendas. BRI avoids buying publicly traded companies directly, or indirectly through a mutual fund or separate account manager, that are known to violate Biblical principles.]]></description>
			<content:encoded><![CDATA[Biblically responsible investing (BRI) is a subset of impact investing (also known by faith based investing). How does it fit under this umbrella? BRI seeks to align itself with companies supporting conservative agendas. BRI avoids buying publicly traded companies directly, or indirectly through a mutual fund or separate account manager, that are known to violate Biblical principles.]]></content:encoded>
			<itunes:duration>19:32</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/2-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-is-impact-investing/</link>
			<itunes:episode>2</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>Biblically responsible investing (BRI) is a subset of impact investing (also known by faith based investing). How does it fit under this umbrella? BRI seeks to align itself with companies supporting conservative agendas. BRI avoids buying publicly traded companies directly, or indirectly through a mutual fund or separate account manager, that are known to violate Biblical principles.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>Biblically responsible investing (BRI) is a subset of impact investing (also known by faith based investing). How does it fit under this umbrella? BRI seeks to align itself with companies supporting conservative agendas. BRI avoids buying publicly traded companies directly, or indirectly through a mutual fund or separate account manager, that are known to violate Biblical principles.</itunes:summary></item>
		<item>
			<title>What God's Word Says About Money</title>
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			<pubDate>Tue, 18 Sep 2018 05:00:52 -0500</pubDate>
			<description><![CDATA[What exactly are the scriptural guidelines when it comes to money and finances? As Christians and followers of Christ, we can probably all agree that the Bible is made up of God's word, and God is the source of Biblical wisdom. Biblical wisdom is timeless, transcendent, accurate, universal, and practical.]]></description>
			<content:encoded><![CDATA[What exactly are the scriptural guidelines when it comes to money and finances? As Christians and followers of Christ, we can probably all agree that the Bible is made up of God's word, and God is the source of Biblical wisdom. Biblical wisdom is timeless, transcendent, accurate, universal, and practical.]]></content:encoded>
			<itunes:duration>24:06</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/1-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/what-gods-word-says-about-money/</link>
			<itunes:episode>1</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>What exactly are the scriptural guidelines when it comes to money and finances? As Christians and followers of Christ, we can probably all agree that the Bible is made up of God's word, and God is the source of Biblical wisdom. Biblical wisdom is timeless, transcendent, accurate, universal, and practical.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>What exactly are the scriptural guidelines when it comes to money and finances? As Christians and followers of Christ, we can probably all agree that the Bible is made up of God's word, and God is the source of Biblical wisdom. Biblical wisdom is timeless, transcendent, accurate, universal, and practical.</itunes:summary></item>
		<item>
			<title>Intro</title>
			<enclosure length="26255382" type="audio/mpeg" url="https://christianfinancialadvisors.com/wp-content/uploads/Episode_0-Introduction.mp3"/>
			<guid isPermaLink="false">cfp-ep0</guid>
			<pubDate>Sun, 09 Sep 2018 05:00:52 -0500</pubDate>
			<description><![CDATA[The Bible can provide a foundation for all of our money management principles and all of the basics for financial planning and how to create a financial wellness plan for you and your family. All we have to do is look for it, and it's there! Scripture speaks on how to invest, how to handle money on a daily basis, paying taxes, and so much more. There really are very few people talking about this right now, and we are excited to be bringing this information to people all over the world through our Christian financial podcast. Over 20 years ago, Bob Barber was one of the original people involved in the Biblically responsible movement that came out of the socially responsible movement. He has 34 years of professional experience. He began in real estate in May 1984, and he worked his way into the financial advisory business in 1993. During the real estate years, he was involved in over 140 real estate transactions, which was great for experience because the biggest transactions individuals usually make is in real estate! Mary Jo Lyons has over 40 years of professional experience, and 20 years of that has been in the investment arena. She has been a CFP® since 2004. Both Bob and Mary Jo put a lot of themselves and their passions into the podcast. Everyone has a past and a story to tell – especially when it comes to making financial decisions – and Bob and Mary Jo are excited to share these stories when it comes to making financial decisions that are more often than not also emotional decisions.]]></description>
			<content:encoded><![CDATA[The Bible can provide a foundation for all of our money management principles and all of the basics for financial planning and how to create a financial wellness plan for you and your family. All we have to do is look for it, and it's there! Scripture speaks on how to invest, how to handle money on a daily basis, paying taxes, and so much more. There really are very few people talking about this right now, and we are excited to be bringing this information to people all over the world through our Christian financial podcast. Over 20 years ago, Bob Barber was one of the original people involved in the Biblically responsible movement that came out of the socially responsible movement. He has 34 years of professional experience. He began in real estate in May 1984, and he worked his way into the financial advisory business in 1993. During the real estate years, he was involved in over 140 real estate transactions, which was great for experience because the biggest transactions individuals usually make is in real estate! Mary Jo Lyons has over 40 years of professional experience, and 20 years of that has been in the investment arena. She has been a CFP® since 2004. Both Bob and Mary Jo put a lot of themselves and their passions into the podcast. Everyone has a past and a story to tell – especially when it comes to making financial decisions – and Bob and Mary Jo are excited to share these stories when it comes to making financial decisions that are more often than not also emotional decisions.]]></content:encoded>
			<itunes:duration>18:14</itunes:duration>
			<itunes:explicit>false</itunes:explicit>
			<podcast:transcript type="text/plain" url="https://christianfinancialadvisors.com/wp-content/uploads/0-TRANSCRIPT.txt"/>
			<link>https://christianfinancialadvisors.com/podcast/intro/</link>
			<itunes:episode>0</itunes:episode>
			<itunes:episodeType>full</itunes:episodeType>
		<author>podcast@christianfa.com (Christian Financial Advisors)</author><itunes:subtitle>The Bible can provide a foundation for all of our money management principles and all of the basics for financial planning and how to create a financial wellness plan for you and your family. All we have to do is look for it, and it's there! Scripture speaks on how to invest, how to handle money on a daily basis, paying taxes, and so much more. There really are very few people talking about this right now, and we are excited to be bringing this information to people all over the world through our Christian financial podcast. Over 20 years ago, Bob Barber was one of the original people involved in the Biblically responsible movement that came out of the socially responsible movement. He has 34 years of professional experience. He began in real estate in May 1984, and he worked his way into the financial advisory business in 1993. During the real estate years, he was involved in over 140 real estate transactions, which was great for experience because the biggest transactions individuals usually make is in real estate! Mary Jo Lyons has over 40 years of professional experience, and 20 years of that has been in the investment arena. She has been a CFP® since 2004. Both Bob and Mary Jo put a lot of themselves and their passions into the podcast. Everyone has a past and a story to tell – especially when it comes to making financial decisions – and Bob and Mary Jo are excited to share these stories when it comes to making financial decisions that are more often than not also emotional decisions.</itunes:subtitle><itunes:author>Christian Financial Advisors</itunes:author><itunes:summary>The Bible can provide a foundation for all of our money management principles and all of the basics for financial planning and how to create a financial wellness plan for you and your family. All we have to do is look for it, and it's there! Scripture speaks on how to invest, how to handle money on a daily basis, paying taxes, and so much more. There really are very few people talking about this right now, and we are excited to be bringing this information to people all over the world through our Christian financial podcast. Over 20 years ago, Bob Barber was one of the original people involved in the Biblically responsible movement that came out of the socially responsible movement. He has 34 years of professional experience. He began in real estate in May 1984, and he worked his way into the financial advisory business in 1993. During the real estate years, he was involved in over 140 real estate transactions, which was great for experience because the biggest transactions individuals usually make is in real estate! Mary Jo Lyons has over 40 years of professional experience, and 20 years of that has been in the investment arena. She has been a CFP® since 2004. Both Bob and Mary Jo put a lot of themselves and their passions into the podcast. Everyone has a past and a story to tell – especially when it comes to making financial decisions – and Bob and Mary Jo are excited to share these stories when it comes to making financial decisions that are more often than not also emotional decisions.</itunes:summary></item>
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