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    <title><![CDATA[Retirement Keys]]></title>
    <link>http://crescentcityretirement.com</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[Retirement Keys]]></title>
        <link>http://crescentcityretirement.com</link>
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    <lastBuildDate>Wed, 28 May 2025 21:04:00 +0000</lastBuildDate>

    
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            <itunes:author>Anthony Cangemi</itunes:author>
        
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    <itunes:explicit>no</itunes:explicit>

    
    <dc:creator><![CDATA[Anthony J Cangemi and Sr.]]></dc:creator>
    
            <copyright>2018 Crescent City Retirement Group LLC</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Anthony Cangemi</itunes:name></itunes:owner><item>
            <title><![CDATA[The Color of Money]]></title>
                        <description>
                                    <![CDATA[Is your retirement savings at risk? In this episode we talk about figuring out your own personal risk tolerance when it comes to your money and how to properly allocate your assets so they will last.]]>
                            </description>
            <pubDate>Sun, 25 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6987</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Is your retirement savings at risk? In this episode we talk about figuring out your own personal risk tolerance when it comes to your money and how to properly allocate your assets so they will last.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Is your retirement savings at risk? In this episode we talk about figuring out your own personal risk tolerance when it comes to your money and how to properly allocate your assets so they will last.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Is your retirement savings at risk? In this episode we talk about figuring out your own personal risk tolerance when it comes to your money and how to properly allocate your assets so they will last.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[5 Things to Plan Before Retirement]]></title>
                        <description>
                                    <![CDATA[Dreaming of retirement days? This episode is your roadmap! We&#039;ll break down 5 crucial things to plan for, from nailing down your ideal retirement date to understanding your future healthcare options. Tune in and set yourself up for a smooth transition into your golden years.]]>
                            </description>
            <pubDate>Sun, 25 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7063</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Dreaming of retirement days? This episode is your roadmap! We&#039;ll break down 5 crucial things to plan for, from nailing down your ideal retirement date to understanding your future healthcare options. Tune in and set yourself up for a smooth transition into your golden years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Dreaming of retirement days? This episode is your roadmap! We&#039;ll break down 5 crucial things to plan for, from nailing down your ideal retirement date to understanding your future healthcare options. Tune in and set yourself up for a smooth transition into your golden years.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Dreaming of retirement days? This episode is your roadmap! We&amp;#039;ll break down 5 crucial things to plan for, from nailing down your ideal retirement date to understanding your future healthcare options. Tune in and set yourself up for a smooth transition into your golden years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Retirement Planning Calendar]]></title>
                        <description>
                                    <![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]>
                            </description>
            <pubDate>Sun, 18 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6912</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we break out the key dates and milestones on your journey to and through retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we break out the key dates and milestones on your journey to and through retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Enhanced Planning and Family Harmony]]></title>
                        <description>
                                    <![CDATA[Join us as we navigate the intricacies of financial planning, offering expert insights and practical strategies to navigate money matters as a family. We&#039;ll help you build a secure future together, fostering communication and understanding so your finances become a source of strength, not stress. Tune in and discover how financial harmony can lead to family happiness!]]>
                            </description>
            <pubDate>Sun, 04 May 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6719</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Join us as we navigate the intricacies of financial planning, offering expert insights and practical strategies to navigate money matters as a family. We&#039;ll help you build a secure future together, fostering communication and understanding so your finances become a source of strength, not stress. Tune in and discover how financial harmony can lead to family happiness!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 May 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Join us as we navigate the intricacies of financial planning, offering expert insights and practical strategies to navigate money matters as a family. We&#039;ll help you build a secure future together, fostering communication and understanding so your finances become a source of strength, not stress. Tune in and discover how financial harmony can lead to family happiness!]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Join us as we navigate the intricacies of financial planning, offering expert insights and practical strategies to navigate money matters as a family. We&amp;#039;ll help you build a secure future together, fostering communication and understanding so your finances become a source of strength, not stress. Tune in and discover how financial harmony can lead to family happiness!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 5 Pillars to Deal with Volatility]]></title>
                        <description>
                                    <![CDATA[In this episode we look at how the 5 pillars of financial and retirement planning can help you deal with market volatility.]]>
                            </description>
            <pubDate>Sun, 20 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8256</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we look at how the 5 pillars of financial and retirement planning can help you deal with market volatility.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we look at how the 5 pillars of financial and retirement planning can help you deal with market volatility.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we look at how the 5 pillars of financial and retirement planning can help you deal with market volatility.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes and Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how to plan for taxes in retirement and how to minimize your tax burden through planning.]]>
                            </description>
            <pubDate>Sun, 13 Apr 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8215</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how to plan for taxes in retirement and how to minimize your tax burden through planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Apr 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how to plan for taxes in retirement and how to minimize your tax burden through planning.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we talk about how to plan for taxes in retirement and how to minimize your tax burden through planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Must-have checklist for an effective retirement plan]]></title>
                        <description>
                                    <![CDATA[In this episode, we dive into the essential components of a robust retirement plan, outlining a clear checklist for listeners at any stage of their career. We&#039;ll demystify complex financial jargon and provide actionable steps to ensure your golden years are secure and fulfilling. Finally, we&#039;ll discuss common pitfalls to avoid and how to adapt your plan as life evolves.]]>
                            </description>
            <pubDate>Sun, 30 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8174</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we dive into the essential components of a robust retirement plan, outlining a clear checklist for listeners at any stage of their career. We&#039;ll demystify complex financial jargon and provide actionable steps to ensure your golden years are secure and fulfilling. Finally, we&#039;ll discuss common pitfalls to avoid and how to adapt your plan as life evolves.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we dive into the essential components of a robust retirement plan, outlining a clear checklist for listeners at any stage of their career. We&#039;ll demystify complex financial jargon and provide actionable steps to ensure your golden years are secure and fulfilling. Finally, we&#039;ll discuss common pitfalls to avoid and how to adapt your plan as life evolves.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode, we dive into the essential components of a robust retirement plan, outlining a clear checklist for listeners at any stage of their career. We&amp;#039;ll demystify complex financial jargon and provide actionable steps to ensure your golden years are secure and fulfilling. Finally, we&amp;#039;ll discuss common pitfalls to avoid and how to adapt your plan as life evolves.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Employer Retirement Plans with Steven Peranio]]></title>
                        <description>
                                    <![CDATA[Anthony welcomes Steven Peranio to talk about employer sponsored retirement plans. From 401(k)s and beyond, he talks about why it is so important to provide these plans to your employees, or what to do if you run a small business or are self-employed.]]>
                            </description>
            <pubDate>Sun, 23 Mar 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-8147</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Anthony welcomes Steven Peranio to talk about employer sponsored retirement plans. From 401(k)s and beyond, he talks about why it is so important to provide these plans to your employees, or what to do if you run a small business or are self-employed.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Mar 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Anthony welcomes Steven Peranio to talk about employer sponsored retirement plans. From 401(k)s and beyond, he talks about why it is so important to provide these plans to your employees, or what to do if you run a small business or are self-employed.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Anthony welcomes Steven Peranio to talk about employer sponsored retirement plans. From 401(k)s and beyond, he talks about why it is so important to provide these plans to your employees, or what to do if you run a small business or are self-employed.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[10 Estate Planning Mistakes to Avoid]]></title>
                        <description>
                                    <![CDATA[In this episode, we discuss the 10 most common estate planning mistakes people make, and how to avoid them. We cover everything from not having a plan at all to making assumptions about who will inherit your assets. By the end of this episode, you&#039;ll be able to make sure your loved ones are taken care of, no matter what happens.]]>
                            </description>
            <pubDate>Sun, 09 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7970</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we discuss the 10 most common estate planning mistakes people make, and how to avoid them. We cover everything from not having a plan at all to making assumptions about who will inherit your assets. By the end of this episode, you&#039;ll be able to make sure your loved ones are taken care of, no matter what happens.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we discuss the 10 most common estate planning mistakes people make, and how to avoid them. We cover everything from not having a plan at all to making assumptions about who will inherit your assets. By the end of this episode, you&#039;ll be able to make sure your loved ones are taken care of, no matter what happens.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode, we discuss the 10 most common estate planning mistakes people make, and how to avoid them. We cover everything from not having a plan at all to making assumptions about who will inherit your assets. By the end of this episode, you&amp;#039;ll be able to make sure your loved ones are taken care of, no matter what happens.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Elephant in the Room: Estate Planning]]></title>
                        <description>
                                    <![CDATA[In this episode Anthony welcomes estate planning attorney Chip LeCoco to talk about estate planning tips and strategies and why it&#039;s so important.]]>
                            </description>
            <pubDate>Sun, 02 Feb 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7938</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Anthony welcomes estate planning attorney Chip LeCoco to talk about estate planning tips and strategies and why it&#039;s so important.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Feb 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Anthony welcomes estate planning attorney Chip LeCoco to talk about estate planning tips and strategies and why it&#039;s so important.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Anthony welcomes estate planning attorney Chip LeCoco to talk about estate planning tips and strategies and why it&amp;#039;s so important.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The 5 Pillars of Wealth Building]]></title>
                        <description>
                                    <![CDATA[In this episode, we delve into the essential foundations of building lasting wealth. Discover the 5 key pillars that support financial success: income generation, disciplined saving, strategic investing, mindful spending, and continuous learning. We&#039;ll provide actionable tips and real-world examples to help you implement these pillars in your own financial journey.]]>
                            </description>
            <pubDate>Sun, 12 Jan 2025 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7870</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we delve into the essential foundations of building lasting wealth. Discover the 5 key pillars that support financial success: income generation, disciplined saving, strategic investing, mindful spending, and continuous learning. We&#039;ll provide actionable tips and real-world examples to help you implement these pillars in your own financial journey.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Jan 2025 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we delve into the essential foundations of building lasting wealth. Discover the 5 key pillars that support financial success: income generation, disciplined saving, strategic investing, mindful spending, and continuous learning. We&#039;ll provide actionable tips and real-world examples to help you implement these pillars in your own financial journey.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode, we delve into the essential foundations of building lasting wealth. Discover the 5 key pillars that support financial success: income generation, disciplined saving, strategic investing, mindful spending, and continuous learning. We&amp;#039;ll provide actionable tips and real-world examples to help you implement these pillars in your own financial journey.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Plan Ahead, Stay on Track]]></title>
                        <description>
                                    <![CDATA[Now is a great time to reset your financial goals and create a plan to achieve them. In this episode, we&#039;ll discuss practical tips for budgeting, saving, and investing. We&#039;ll also explore strategies for managing debt and building an emergency fund. By following these steps, you can take control of your finances and secure a brighter financial future.]]>
                            </description>
            <pubDate>Sun, 15 Dec 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7793</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Now is a great time to reset your financial goals and create a plan to achieve them. In this episode, we&#039;ll discuss practical tips for budgeting, saving, and investing. We&#039;ll also explore strategies for managing debt and building an emergency fund. By following these steps, you can take control of your finances and secure a brighter financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Dec 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Now is a great time to reset your financial goals and create a plan to achieve them. In this episode, we&#039;ll discuss practical tips for budgeting, saving, and investing. We&#039;ll also explore strategies for managing debt and building an emergency fund. By following these steps, you can take control of your finances and secure a brighter financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Now is a great time to reset your financial goals and create a plan to achieve them. In this episode, we&amp;#039;ll discuss practical tips for budgeting, saving, and investing. We&amp;#039;ll also explore strategies for managing debt and building an emergency fund. By following these steps, you can take control of your finances and secure a brighter financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Financial Checklist]]></title>
                        <description>
                                    <![CDATA[Get your finances in order for the new year! In this episode, we&#039;ll walk you through a step-by-step checklist to help you review your financial situation, make tax-saving moves, and set goals for the year ahead. From retirement contributions to investment reviews, we&#039;ve got you covered.]]>
                            </description>
            <pubDate>Sun, 24 Nov 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7718</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Get your finances in order for the new year! In this episode, we&#039;ll walk you through a step-by-step checklist to help you review your financial situation, make tax-saving moves, and set goals for the year ahead. From retirement contributions to investment reviews, we&#039;ve got you covered.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Nov 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Get your finances in order for the new year! In this episode, we&#039;ll walk you through a step-by-step checklist to help you review your financial situation, make tax-saving moves, and set goals for the year ahead. From retirement contributions to investment reviews, we&#039;ve got you covered.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Get your finances in order for the new year! In this episode, we&amp;#039;ll walk you through a step-by-step checklist to help you review your financial situation, make tax-saving moves, and set goals for the year ahead. From retirement contributions to investment reviews, we&amp;#039;ve got you covered.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Ultimate Retirement Checklist]]></title>
                        <description>
                                    <![CDATA[In this episode, we look into the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a well-crafted retirement plan, including savings strategies, investment choices, and understanding your unique financial needs. Join us as we guide you through the process of creating a personalized roadmap to a fulfilling retirement.]]>
                            </description>
            <pubDate>Sun, 13 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7577</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we look into the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a well-crafted retirement plan, including savings strategies, investment choices, and understanding your unique financial needs. Join us as we guide you through the process of creating a personalized roadmap to a fulfilling retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we look into the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a well-crafted retirement plan, including savings strategies, investment choices, and understanding your unique financial needs. Join us as we guide you through the process of creating a personalized roadmap to a fulfilling retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode, we look into the essential steps to ensure a comfortable and financially secure retirement. Discover the key components of a well-crafted retirement plan, including savings strategies, investment choices, and understanding your unique financial needs. Join us as we guide you through the process of creating a personalized roadmap to a fulfilling retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation and Your Retirement Income Plan]]></title>
                        <description>
                                    <![CDATA[Inflation is a growing concern for many retirees. In this episode, we&#039;ll discuss how inflation can erode your retirement savings and explore strategies to protect your retirement income. We&#039;ll also provide practical tips on how to adjust your spending habits and investment portfolio to weather inflationary pressures.]]>
                            </description>
            <pubDate>Sun, 06 Oct 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7557</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Inflation is a growing concern for many retirees. In this episode, we&#039;ll discuss how inflation can erode your retirement savings and explore strategies to protect your retirement income. We&#039;ll also provide practical tips on how to adjust your spending habits and investment portfolio to weather inflationary pressures.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Oct 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Inflation is a growing concern for many retirees. In this episode, we&#039;ll discuss how inflation can erode your retirement savings and explore strategies to protect your retirement income. We&#039;ll also provide practical tips on how to adjust your spending habits and investment portfolio to weather inflationary pressures.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Inflation is a growing concern for many retirees. In this episode, we&amp;#039;ll discuss how inflation can erode your retirement savings and explore strategies to protect your retirement income. We&amp;#039;ll also provide practical tips on how to adjust your spending habits and investment portfolio to weather inflationary pressures.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning Mistakes Part 2]]></title>
                        <description>
                                    <![CDATA[In this episode, we dive deeper into common estate planning mistakes. We&#039;ll discuss the pitfalls of outdated wills, the importance of naming beneficiaries for retirement accounts, and the risks of joint ownership without proper planning. Join us to learn how to avoid these costly errors and ensure your legacy is protected.]]>
                            </description>
            <pubDate>Sun, 25 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7413</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240901-40062-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode, we dive deeper into common estate planning mistakes. We&#039;ll discuss the pitfalls of outdated wills, the importance of naming beneficiaries for retirement accounts, and the risks of joint ownership without proper planning. Join us to learn how to avoid these costly errors and ensure your legacy is protected.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 25 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode, we dive deeper into common estate planning mistakes. We&#039;ll discuss the pitfalls of outdated wills, the importance of naming beneficiaries for retirement accounts, and the risks of joint ownership without proper planning. Join us to learn how to avoid these costly errors and ensure your legacy is protected.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode, we dive deeper into common estate planning mistakes. We&amp;#039;ll discuss the pitfalls of outdated wills, the importance of naming beneficiaries for retirement accounts, and the risks of joint ownership without proper planning. Join us to learn how to avoid these costly errors and ensure your legacy is protected.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning Mistakes and How to Avoid Them]]></title>
                        <description>
                                    <![CDATA[Estate planning is often overlooked, but it&#039;s crucial for protecting your loved ones and assets. In this episode, we&#039;ll uncover common estate planning pitfalls that could cost you dearly. Discover how to create a comprehensive plan that ensures your wishes are fulfilled and your family is taken care of.]]>
                            </description>
            <pubDate>Sun, 18 Aug 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7381</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240818-40061-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Estate planning is often overlooked, but it&#039;s crucial for protecting your loved ones and assets. In this episode, we&#039;ll uncover common estate planning pitfalls that could cost you dearly. Discover how to create a comprehensive plan that ensures your wishes are fulfilled and your family is taken care of.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Aug 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Estate planning is often overlooked, but it&#039;s crucial for protecting your loved ones and assets. In this episode, we&#039;ll uncover common estate planning pitfalls that could cost you dearly. Discover how to create a comprehensive plan that ensures your wishes are fulfilled and your family is taken care of.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Estate planning is often overlooked, but it&amp;#039;s crucial for protecting your loved ones and assets. In this episode, we&amp;#039;ll uncover common estate planning pitfalls that could cost you dearly. Discover how to create a comprehensive plan that ensures your wishes are fulfilled and your family is taken care of.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Retirement Checklist]]></title>
                        <description>
                                    <![CDATA[Retirement looming? Don&#039;t panic! This episode breaks down essential steps to plan and achieve your dream retirement. From calculating your savings goal to optimizing investment strategies and exploring retirement lifestyle options, we&#039;ve got you covered. Tune in and take control of your financial future.]]>
                            </description>
            <pubDate>Sun, 28 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7312</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240728-40060-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Retirement looming? Don&#039;t panic! This episode breaks down essential steps to plan and achieve your dream retirement. From calculating your savings goal to optimizing investment strategies and exploring retirement lifestyle options, we&#039;ve got you covered. Tune in and take control of your financial future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Retirement looming? Don&#039;t panic! This episode breaks down essential steps to plan and achieve your dream retirement. From calculating your savings goal to optimizing investment strategies and exploring retirement lifestyle options, we&#039;ve got you covered. Tune in and take control of your financial future.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Retirement looming? Don&amp;#039;t panic! This episode breaks down essential steps to plan and achieve your dream retirement. From calculating your savings goal to optimizing investment strategies and exploring retirement lifestyle options, we&amp;#039;ve got you covered. Tune in and take control of your financial future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Readiness Strategy]]></title>
                        <description>
                                    <![CDATA[Are you ready for what the markets may have in store for you? In this week&#039;s episode we discuss ways to be ready for market volatility leading up to and in retirement.]]>
                            </description>
            <pubDate>Sun, 14 Jul 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7264</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240714-40059-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Are you ready for what the markets may have in store for you? In this week&#039;s episode we discuss ways to be ready for market volatility leading up to and in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Jul 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Are you ready for what the markets may have in store for you? In this week&#039;s episode we discuss ways to be ready for market volatility leading up to and in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Are you ready for what the markets may have in store for you? In this week&amp;#039;s episode we discuss ways to be ready for market volatility leading up to and in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Ultimate Retirement Checklist Part 1 - Planning for Income]]></title>
                        <description>
                                    <![CDATA[Dreaming of golden years free from financial worry? This episode dives into planning for retirement income. We&#039;ll explore different sources of income, from Social Security to investment strategies, and help you build a secure future. Tune in and take control of your retirement journey.]]>
                            </description>
            <pubDate>Sun, 30 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7222</guid>
            
            
            
            <enclosure length="38806997" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240630-40058-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Dreaming of golden years free from financial worry? This episode dives into planning for retirement income. We&#039;ll explore different sources of income, from Social Security to investment strategies, and help you build a secure future. Tune in and take control of your retirement journey.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Dreaming of golden years free from financial worry? This episode dives into planning for retirement income. We&#039;ll explore different sources of income, from Social Security to investment strategies, and help you build a secure future. Tune in and take control of your retirement journey.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Dreaming of golden years free from financial worry? This episode dives into planning for retirement income. We&amp;#039;ll explore different sources of income, from Social Security to investment strategies, and help you build a secure future. Tune in and take control of your retirement journey.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security survivor benefits 101]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
                            </description>
            <pubDate>Sun, 09 Jun 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-7153</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240609-3422-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jun 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this show, we’ll discuss Social Security survivor benefits and your ideal filing age.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Plan to Avoid Financial Risks in  Retirement]]></title>
                        <description>
                                    <![CDATA[Worried about running out of money in retirement? In this episode we dive into strategies to safeguard your nest egg. We&#039;ll discuss how to diversify investments, manage healthcare costs, and ensure your income lasts a lifetime. Tune in and gain peace of mind about your golden years!]]>
                            </description>
            <pubDate>Sun, 07 Apr 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6944</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240414-40055-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Worried about running out of money in retirement? In this episode we dive into strategies to safeguard your nest egg. We&#039;ll discuss how to diversify investments, manage healthcare costs, and ensure your income lasts a lifetime. Tune in and gain peace of mind about your golden years!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Apr 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Worried about running out of money in retirement? In this episode we dive into strategies to safeguard your nest egg. We&#039;ll discuss how to diversify investments, manage healthcare costs, and ensure your income lasts a lifetime. Tune in and gain peace of mind about your golden years!]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Worried about running out of money in retirement? In this episode we dive into strategies to safeguard your nest egg. We&amp;#039;ll discuss how to diversify investments, manage healthcare costs, and ensure your income lasts a lifetime. Tune in and gain peace of mind about your golden years!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What The 2024 Election Means for Your Finances]]></title>
                        <description>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </description>
            <pubDate>Sun, 17 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6862</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240317-3406-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Minimizing You Taxes in Retirement]]></title>
                        <description>
                                    <![CDATA[In his episode we dive into smart strategies to keep more of your hard-earned money. We&#039;ll explore tax-efficient investments, Roth conversions, and how to manage required minimum distributions to ensure a more tax-friendly retirement.]]>
                            </description>
            <pubDate>Sun, 10 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6838</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240310-40053-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In his episode we dive into smart strategies to keep more of your hard-earned money. We&#039;ll explore tax-efficient investments, Roth conversions, and how to manage required minimum distributions to ensure a more tax-friendly retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In his episode we dive into smart strategies to keep more of your hard-earned money. We&#039;ll explore tax-efficient investments, Roth conversions, and how to manage required minimum distributions to ensure a more tax-friendly retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In his episode we dive into smart strategies to keep more of your hard-earned money. We&amp;#039;ll explore tax-efficient investments, Roth conversions, and how to manage required minimum distributions to ensure a more tax-friendly retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Your Retirement Will Be Taxed]]></title>
                        <description>
                                    <![CDATA[During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.]]>
                            </description>
            <pubDate>Sun, 03 Mar 2024 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6808</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/240303-3381-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Mar 2024 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we examine various types of retirement income and what kind of taxes each of them may be subject to.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Spending Plans and Long-Term Care]]></title>
                        <description>
                                    <![CDATA[It&#039;s important to know how much money you will need in retirement. In this episode we talk about having a financial retirement plan and making sure it includes long-term care needs.]]>
                            </description>
            <pubDate>Sun, 03 Dec 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6519</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231112-40051-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[It&#039;s important to know how much money you will need in retirement. In this episode we talk about having a financial retirement plan and making sure it includes long-term care needs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Dec 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[It&#039;s important to know how much money you will need in retirement. In this episode we talk about having a financial retirement plan and making sure it includes long-term care needs.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>It&amp;#039;s important to know how much money you will need in retirement. In this episode we talk about having a financial retirement plan and making sure it includes long-term care needs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Financial Planning Tips]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what you need to do before the end of the year to help save money, taxes and more.]]>
                            </description>
            <pubDate>Sun, 05 Nov 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6415</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231105-40050-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what you need to do before the end of the year to help save money, taxes and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Nov 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what you need to do before the end of the year to help save money, taxes and more.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we talk about what you need to do before the end of the year to help save money, taxes and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-End Tax Prep - What You Need to Know]]></title>
                        <description>
                                    <![CDATA[Many times there are things we can do before the end of each year to improve our tax situation. In this episode we discuss year-end tax planning strategies to possibly help minimize your overall tax burden.]]>
                            </description>
            <pubDate>Sun, 15 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6337</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/231015-40049-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many times there are things we can do before the end of each year to improve our tax situation. In this episode we discuss year-end tax planning strategies to possibly help minimize your overall tax burden.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many times there are things we can do before the end of each year to improve our tax situation. In this episode we discuss year-end tax planning strategies to possibly help minimize your overall tax burden.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Many times there are things we can do before the end of each year to improve our tax situation. In this episode we discuss year-end tax planning strategies to possibly help minimize your overall tax burden.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare in Retirement and Medicare]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how to plan for healthcare in retirement and what you need to know about Medicare changes and enrollment.]]>
                            </description>
            <pubDate>Sun, 01 Oct 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6287</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230924-40048-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how to plan for healthcare in retirement and what you need to know about Medicare changes and enrollment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 Oct 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how to plan for healthcare in retirement and what you need to know about Medicare changes and enrollment.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we talk about how to plan for healthcare in retirement and what you need to know about Medicare changes and enrollment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Final 4 Questions to Answer Before Retirement]]></title>
                        <description>
                                    <![CDATA[We get to the final 4 questions you need to address before you retire. From RMD&#039;s and Roth&#039;s to how to make sure you do not outlive your money.]]>
                            </description>
            <pubDate>Sun, 17 Sep 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6240</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230917-40047-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We get to the final 4 questions you need to address before you retire. From RMD&#039;s and Roth&#039;s to how to make sure you do not outlive your money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Sep 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We get to the final 4 questions you need to address before you retire. From RMD&#039;s and Roth&#039;s to how to make sure you do not outlive your money.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>We get to the final 4 questions you need to address before you retire. From RMD&amp;#039;s and Roth&amp;#039;s to how to make sure you do not outlive your money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with Taxes]]></title>
                        <description>
                                    <![CDATA[In this episode Michael Fite talks about how to prepare for and deal with taxes in retirement.]]>
                            </description>
            <pubDate>Sun, 27 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6172</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230903-40046-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Michael Fite talks about how to prepare for and deal with taxes in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Michael Fite talks about how to prepare for and deal with taxes in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Michael Fite talks about how to prepare for and deal with taxes in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Investment Questions to Ask Before You Retire]]></title>
                        <description>
                                    <![CDATA[What can you do to make sure you&#039;re making the right decisions with your investments? Will you have enough to retire? In this episode we look at these questions and others that you need to answer before you retire.]]>
                            </description>
            <pubDate>Sun, 20 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6139</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230820-40045-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What can you do to make sure you&#039;re making the right decisions with your investments? Will you have enough to retire? In this episode we look at these questions and others that you need to answer before you retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What can you do to make sure you&#039;re making the right decisions with your investments? Will you have enough to retire? In this episode we look at these questions and others that you need to answer before you retire.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>What can you do to make sure you&amp;#039;re making the right decisions with your investments? Will you have enough to retire? In this episode we look at these questions and others that you need to answer before you retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[More Important Questions To Answer Before You Retire]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about questions you need to ask and answer before you retire involving your investments, taxes and more.]]>
                            </description>
            <pubDate>Sun, 06 Aug 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6086</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230806-40044-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about questions you need to ask and answer before you retire involving your investments, taxes and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Aug 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about questions you need to ask and answer before you retire involving your investments, taxes and more.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we talk about questions you need to ask and answer before you retire involving your investments, taxes and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions to Ask about Retirement Income &amp; Social Security]]></title>
                        <description>
                                    <![CDATA[We continue our 20 Questions series with a discussion on what you need to know about retirement income and Social Security.]]>
                            </description>
            <pubDate>Sun, 23 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6038</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230723-40043-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We continue our 20 Questions series with a discussion on what you need to know about retirement income and Social Security.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We continue our 20 Questions series with a discussion on what you need to know about retirement income and Social Security.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>We continue our 20 Questions series with a discussion on what you need to know about retirement income and Social Security.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning, Wills &amp; Trusts with Blake Guidry]]></title>
                        <description>
                                    <![CDATA[We welcome special guest attorney Blake Guidry to talk about wills, trusts and estate planning.]]>
                            </description>
            <pubDate>Sat, 15 Jul 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-6000</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230716-40042-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We welcome special guest attorney Blake Guidry to talk about wills, trusts and estate planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Jul 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We welcome special guest attorney Blake Guidry to talk about wills, trusts and estate planning.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>We welcome special guest attorney Blake Guidry to talk about wills, trusts and estate planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Alternative Board for Small Businesses]]></title>
                        <description>
                                    <![CDATA[We welcome special guests David Purvis and Ernst den Hartigh of The Alternative Board to talk about small businesses and help for business owners.]]>
                            </description>
            <pubDate>Sun, 18 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5928</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230618-40041-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We welcome special guests David Purvis and Ernst den Hartigh of The Alternative Board to talk about small businesses and help for business owners.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We welcome special guests David Purvis and Ernst den Hartigh of The Alternative Board to talk about small businesses and help for business owners.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>We welcome special guests David Purvis and Ernst den Hartigh of The Alternative Board to talk about small businesses and help for business owners.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions to Ask Before You Retire Pt 3]]></title>
                        <description>
                                    <![CDATA[We continue our series on the 20 questions you need to ask and have answered before you retire. We look at how to figure out what your net income needs to be in retirement as well as Social Security maximization.]]>
                            </description>
            <pubDate>Sun, 11 Jun 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5902</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230611-40040-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We continue our series on the 20 questions you need to ask and have answered before you retire. We look at how to figure out what your net income needs to be in retirement as well as Social Security maximization.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Jun 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We continue our series on the 20 questions you need to ask and have answered before you retire. We look at how to figure out what your net income needs to be in retirement as well as Social Security maximization.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>We continue our series on the 20 questions you need to ask and have answered before you retire. We look at how to figure out what your net income needs to be in retirement as well as Social Security maximization.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions to Ask Before You Retire Part 2]]></title>
                        <description>
                                    <![CDATA[We continue our series on the 20 questions you need to ask and have answered before you retire. We look at planning for healthcare and long-term care costs.]]>
                            </description>
            <pubDate>Sun, 21 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5814</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230521-40039-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We continue our series on the 20 questions you need to ask and have answered before you retire. We look at planning for healthcare and long-term care costs.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We continue our series on the 20 questions you need to ask and have answered before you retire. We look at planning for healthcare and long-term care costs.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>We continue our series on the 20 questions you need to ask and have answered before you retire. We look at planning for healthcare and long-term care costs.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[20 Questions to Ask Before You Retire]]></title>
                        <description>
                                    <![CDATA[In this episode we start a new series on the 20 questions you need to ask and have answered before you retire.]]>
                            </description>
            <pubDate>Sun, 14 May 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5787</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we start a new series on the 20 questions you need to ask and have answered before you retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 May 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we start a new series on the 20 questions you need to ask and have answered before you retire.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we start a new series on the 20 questions you need to ask and have answered before you retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[20 Questions for a Successful Retirement]]></title>
                        <description>
                                    <![CDATA[We talk about 20 questions that you need to have answered before you retire.]]>
                            </description>
            <pubDate>Sun, 23 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5710</guid>
            
            
            
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            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[We talk about 20 questions that you need to have answered before you retire.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 23 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[We talk about 20 questions that you need to have answered before you retire.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>We talk about 20 questions that you need to have answered before you retire.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Components of a Solid Retirement Plan]]></title>
                        <description>
                                    <![CDATA[In this episode we will tell you how you can have a solid retirement plan that you don&#039;t have to worry about.]]>
                            </description>
            <pubDate>Sun, 16 Apr 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5684</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230416-40036-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we will tell you how you can have a solid retirement plan that you don&#039;t have to worry about.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Apr 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we will tell you how you can have a solid retirement plan that you don&#039;t have to worry about.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we will tell you how you can have a solid retirement plan that you don&amp;#039;t have to worry about.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Outlook:  Don&#039;t Panic, Get a Plan.]]></title>
                        <description>
                                    <![CDATA[In this episode we look at the current financial landscape and talk about the dangers of making emotional decisions.]]>
                            </description>
            <pubDate>Sun, 26 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5606</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230326-40035-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we look at the current financial landscape and talk about the dangers of making emotional decisions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we look at the current financial landscape and talk about the dangers of making emotional decisions.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we look at the current financial landscape and talk about the dangers of making emotional decisions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Estate Planning with Chip LoCoco]]></title>
                        <description>
                                    <![CDATA[In this show Anthony brings in special guest Chip LoCoco to talk about wills, trusts and estate planning. Vincent “Chip” LoCoco is an estate planning attorney in New Orleans. He is a partner in the law firm of Many and LoCoco. He has been practicing in this area for close to 30 years now]]>
                            </description>
            <pubDate>Sun, 12 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5559</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230312-40034-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Anthony brings in special guest Chip LoCoco to talk about wills, trusts and estate planning. Vincent “Chip” LoCoco is an estate planning attorney in New Orleans. He is a partner in the law firm of Many and LoCoco. He has been practicing in this area for close to 30 years now]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Anthony brings in special guest Chip LoCoco to talk about wills, trusts and estate planning. Vincent “Chip” LoCoco is an estate planning attorney in New Orleans. He is a partner in the law firm of Many and LoCoco. He has been practicing in this area for close to 30 years now]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this show Anthony brings in special guest Chip LoCoco to talk about wills, trusts and estate planning. Vincent “Chip” LoCoco is an estate planning attorney in New Orleans. He is a partner in the law firm of Many and LoCoco. He has been practicing in this area for close to 30 years now</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Enhanced Retirement Planning]]></title>
                        <description>
                                    <![CDATA[In this episode we are going to talk about enhanced planning. This is the planning you do beyond wealth management. Some of you may refer to it as estate planning or advanced planning. In my firm, we call it enhanced planning. We talk about how to protect your legacy and preserve family harmony.]]>
                            </description>
            <pubDate>Sun, 05 Mar 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5533</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230305-40032-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we are going to talk about enhanced planning. This is the planning you do beyond wealth management. Some of you may refer to it as estate planning or advanced planning. In my firm, we call it enhanced planning. We talk about how to protect your legacy and preserve family harmony.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Mar 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we are going to talk about enhanced planning. This is the planning you do beyond wealth management. Some of you may refer to it as estate planning or advanced planning. In my firm, we call it enhanced planning. We talk about how to protect your legacy and preserve family harmony.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we are going to talk about enhanced planning. This is the planning you do beyond wealth management. Some of you may refer to it as estate planning or advanced planning. In my firm, we call it enhanced planning. We talk about how to protect your legacy and preserve family harmony.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Intentional Living in Retirement]]></title>
                        <description>
                                    <![CDATA[In this show we discuss &quot;intentional living&quot; and how to have a successful retirement.]]>
                            </description>
            <pubDate>Sun, 12 Feb 2023 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5468</guid>
            
            
            
            <enclosure length="38761376" type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/230212-40031-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we discuss &quot;intentional living&quot; and how to have a successful retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 12 Feb 2023 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we discuss &quot;intentional living&quot; and how to have a successful retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this show we discuss &amp;quot;intentional living&amp;quot; and how to have a successful retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Importance of Financial Planning]]></title>
                        <description>
                                    <![CDATA[Not having a financial and retirement plan can be very costly. In this episode we talk about what you need to know about various aspects of planning.]]>
                            </description>
            <pubDate>Sun, 13 Nov 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5212</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221113-40030-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Not having a financial and retirement plan can be very costly. In this episode we talk about what you need to know about various aspects of planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Nov 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Not having a financial and retirement plan can be very costly. In this episode we talk about what you need to know about various aspects of planning.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Not having a financial and retirement plan can be very costly. In this episode we talk about what you need to know about various aspects of planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Happiness in Retirement with Kenlie Fite]]></title>
                        <description>
                                    <![CDATA[Today we talk about achieving happiness in retirement. Anthony welcomes special guest Kenlie Fite a Success Coach with herrefuge.com]]>
                            </description>
            <pubDate>Sun, 16 Oct 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-5110</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/221016-40029-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Today we talk about achieving happiness in retirement. Anthony welcomes special guest Kenlie Fite a Success Coach with herrefuge.com]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Oct 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Today we talk about achieving happiness in retirement. Anthony welcomes special guest Kenlie Fite a Success Coach with herrefuge.com]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Today we talk about achieving happiness in retirement. Anthony welcomes special guest Kenlie Fite a Success Coach with herrefuge.com</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Holistic Retirement Planning]]></title>
                        <description>
                                    <![CDATA[When planning your retirement you need to look at the big picture, now and in the future. In this episode we talk about the most important parts of retirement planning.]]>
                            </description>
            <pubDate>Sun, 21 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4961</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220821-40028-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When planning your retirement you need to look at the big picture, now and in the future. In this episode we talk about the most important parts of retirement planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When planning your retirement you need to look at the big picture, now and in the future. In this episode we talk about the most important parts of retirement planning.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>When planning your retirement you need to look at the big picture, now and in the future. In this episode we talk about the most important parts of retirement planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Long-Term Care]]></title>
                        <description>
                                    <![CDATA[In this episode Anthony welcomes special guest Craig Condon to talk about healthcare and long-term care planning.]]>
                            </description>
            <pubDate>Sun, 14 Aug 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4935</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220814-40027-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Anthony welcomes special guest Craig Condon to talk about healthcare and long-term care planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Aug 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Anthony welcomes special guest Craig Condon to talk about healthcare and long-term care planning.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Anthony welcomes special guest Craig Condon to talk about healthcare and long-term care planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Keys to Deal with a Market Downturn]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.]]>
                            </description>
            <pubDate>Sun, 17 Jul 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4849</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220717-40026-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Jul 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’re going to discuss the current bout of market volatility and how you can cut out emotions and stick to your financial strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[State of the Financial Union]]></title>
                        <description>
                                    <![CDATA[The financial world and the economy have both been extremely volatile. In this episode we discuss what&#039;s going on and possible strategies and solutions.]]>
                            </description>
            <pubDate>Sun, 29 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4718</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220529-40025-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The financial world and the economy have both been extremely volatile. In this episode we discuss what&#039;s going on and possible strategies and solutions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The financial world and the economy have both been extremely volatile. In this episode we discuss what&#039;s going on and possible strategies and solutions.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>The financial world and the economy have both been extremely volatile. In this episode we discuss what&amp;#039;s going on and possible strategies and solutions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with Market Volatility]]></title>
                        <description>
                                    <![CDATA[The markets are extremely volatile and in this episode we talk about ways to help deal with that.]]>
                            </description>
            <pubDate>Sun, 15 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4670</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220515-40024-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The markets are extremely volatile and in this episode we talk about ways to help deal with that.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The markets are extremely volatile and in this episode we talk about ways to help deal with that.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>The markets are extremely volatile and in this episode we talk about ways to help deal with that.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with Market Volatility and Inflation at the Same Time]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss the current bout of inflation and market volatility as well as tips and strategies to deal with each.]]>
                            </description>
            <pubDate>Sun, 01 May 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4624</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220501-40023-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss the current bout of inflation and market volatility as well as tips and strategies to deal with each.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 01 May 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss the current bout of inflation and market volatility as well as tips and strategies to deal with each.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we discuss the current bout of inflation and market volatility as well as tips and strategies to deal with each.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare and Healthcare Planning]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss some importing tips and strategies to deal with Medicare and Healthcare costs in retirement.]]>
                            </description>
            <pubDate>Sun, 03 Apr 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4527</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220403-40022-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss some importing tips and strategies to deal with Medicare and Healthcare costs in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 Apr 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss some importing tips and strategies to deal with Medicare and Healthcare costs in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we discuss some importing tips and strategies to deal with Medicare and Healthcare costs in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Second Opinion]]></title>
                        <description>
                                    <![CDATA[In this episode Anthony talks about the importance of getting a second opinion and how it can help you.]]>
                            </description>
            <pubDate>Sun, 27 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4499</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220327-40021-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Anthony talks about the importance of getting a second opinion and how it can help you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Anthony talks about the importance of getting a second opinion and how it can help you.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Anthony talks about the importance of getting a second opinion and how it can help you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation and Financial Planning Tips]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss ways to deal with inflation and market volatility.]]>
                            </description>
            <pubDate>Sun, 13 Mar 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4454</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220313-40020-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss ways to deal with inflation and market volatility.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Mar 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss ways to deal with inflation and market volatility.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we discuss ways to deal with inflation and market volatility.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Social Security Myths]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]>
                            </description>
            <pubDate>Sun, 20 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4376</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220220-40019-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’re going to first address some of the most common myths about Social Security before pivoting to a discussion about some of the lesser known services that Social Security provides.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Investment Strategies and Legacy Planning]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about strategies to help you deal with market volatility and the importance of legacy planning.]]>
                            </description>
            <pubDate>Sun, 06 Feb 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4330</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220206-40018-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about strategies to help you deal with market volatility and the importance of legacy planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Feb 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about strategies to help you deal with market volatility and the importance of legacy planning.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we talk about strategies to help you deal with market volatility and the importance of legacy planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Business Climate &amp; Commercial Lending with guest Danny Fister]]></title>
                        <description>
                                    <![CDATA[Anthony welcomes special guest Danny Fister of Sunset Commercial Lending to talk about the current business climate and commercial lending.]]>
                            </description>
            <pubDate>Sun, 30 Jan 2022 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4310</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/220130-40017-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Anthony welcomes special guest Danny Fister of Sunset Commercial Lending to talk about the current business climate and commercial lending.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Jan 2022 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Anthony welcomes special guest Danny Fister of Sunset Commercial Lending to talk about the current business climate and commercial lending.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Anthony welcomes special guest Danny Fister of Sunset Commercial Lending to talk about the current business climate and commercial lending.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Year-end and New Years Planning Tips]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss helpful tips to make sure you&#039;re financially prepared for the new year!]]>
                            </description>
            <pubDate>Sun, 26 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4189</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211226-40016-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss helpful tips to make sure you&#039;re financially prepared for the new year!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss helpful tips to make sure you&#039;re financially prepared for the new year!]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we discuss helpful tips to make sure you&amp;#039;re financially prepared for the new year!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial Planning Checklist]]></title>
                        <description>
                                    <![CDATA[In this episode Anthony goes over what you need on your financial planning checklist and why it&#039;s so important.]]>
                            </description>
            <pubDate>Sun, 05 Dec 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4138</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211205-40015-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Anthony goes over what you need on your financial planning checklist and why it&#039;s so important.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Dec 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Anthony goes over what you need on your financial planning checklist and why it&#039;s so important.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Anthony goes over what you need on your financial planning checklist and why it&amp;#039;s so important.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Real Estate Market - Where it&#039;s at and where it&#039;s going]]></title>
                        <description>
                                    <![CDATA[In this episode Anthony welcomes special guest, Realtor Lisa Hall to the show to talk about the real estate market...where it&#039;s at, investing and downsizing.]]>
                            </description>
            <pubDate>Sun, 28 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4115</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211128-40014-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Anthony welcomes special guest, Realtor Lisa Hall to the show to talk about the real estate market...where it&#039;s at, investing and downsizing.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Anthony welcomes special guest, Realtor Lisa Hall to the show to talk about the real estate market...where it&#039;s at, investing and downsizing.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Anthony welcomes special guest, Realtor Lisa Hall to the show to talk about the real estate market...where it&amp;#039;s at, investing and downsizing.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Income and The Cost of Living]]></title>
                        <description>
                                    <![CDATA[In this episode Anthony discusses the cost of living, Social Security&#039;s adjustment and what it means to your retirement income.]]>
                            </description>
            <pubDate>Sun, 21 Nov 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4099</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211121-40013-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Anthony discusses the cost of living, Social Security&#039;s adjustment and what it means to your retirement income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Nov 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Anthony discusses the cost of living, Social Security&#039;s adjustment and what it means to your retirement income.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Anthony discusses the cost of living, Social Security&amp;#039;s adjustment and what it means to your retirement income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes and Inflation]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss where taxes and inflation are headed and how to help minimize their impact on your retirement plans.]]>
                            </description>
            <pubDate>Sun, 31 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4036</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211031-40012-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss where taxes and inflation are headed and how to help minimize their impact on your retirement plans.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss where taxes and inflation are headed and how to help minimize their impact on your retirement plans.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we discuss where taxes and inflation are headed and how to help minimize their impact on your retirement plans.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare and Healthcare in Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how to get the most out of Medicare and your healthcare coverage in retirement.]]>
                            </description>
            <pubDate>Sun, 24 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-4008</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211024-40011-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how to get the most out of Medicare and your healthcare coverage in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how to get the most out of Medicare and your healthcare coverage in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we talk about how to get the most out of Medicare and your healthcare coverage in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Debunking Retirement Myths]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]>
                            </description>
            <pubDate>Sun, 10 Oct 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3965</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/211010-3272-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Oct 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’re going to examine some of the common myths about retirement and Social Security and why knowing the difference between myth and reality is important for your financial strategy. To add a little fun, we’ll also share some of our favorite historical myths.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Finding Money in Retirement]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                            </description>
            <pubDate>Sun, 19 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3907</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210919-3281-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Changes — Past, Present, and Future]]></title>
                        <description>
                                    <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                            </description>
            <pubDate>Sun, 15 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3802</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210815-3280-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement and Financial Steps at Important Ages]]></title>
                        <description>
                                    <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
                            </description>
            <pubDate>Sun, 08 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3780</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210808-3278-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[So, You Want to Retire Early]]></title>
                        <description>
                                    <![CDATA[On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.]]>
                            </description>
            <pubDate>Sun, 18 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3701</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210718-3275-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 18 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Declaration of (Financial) Independence]]></title>
                        <description>
                                    <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                            </description>
            <pubDate>Sun, 04 Jul 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3651</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210704-3274-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Jul 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During today’s episode, we’re going to examine some of the things you can do right now to potentially get yourself closer to true and lasting financial independence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are You Ready for Inflation?]]></title>
                        <description>
                                    <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </description>
            <pubDate>Sun, 13 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3582</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210613-3270-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Questions to Ask When Choosing a Financial Services Professional]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                            </description>
            <pubDate>Sun, 04 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3326</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210404-3262-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What the American Rescue Plan Means for You]]></title>
                        <description>
                                    <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
                            </description>
            <pubDate>Sun, 28 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3301</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210314-3261-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Are You Ready for Tax Season?]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                            </description>
            <pubDate>Sun, 07 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3224</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210307-3258-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Critical Social Security Rules]]></title>
                        <description>
                                    <![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]>
                            </description>
            <pubDate>Sun, 14 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3142</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210207-3222-2-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Mistakes and Questions]]></title>
                        <description>
                                    <![CDATA[401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.]]>
                            </description>
            <pubDate>Sun, 10 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3007</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210110-3179-2-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to Do if You Want to Retire Right Now]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible so they leap into retirement with optimism and confidence.]]>
                            </description>
            <pubDate>Sun, 20 Dec 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2958</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201220-3245-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible so they leap into retirement with optimism and confidence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 20 Dec 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible so they leap into retirement with optimism and confidence.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’ll look at the steps people who are very close to retirement may want to take to ensure their financial strategies are as solid as possible so they leap into retirement with optimism and confidence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Senior Living]]></title>
                        <description>
                                    <![CDATA[In this episode Anthony welcomes special guest Mike Schonberg, president of Schonberg Care. A big part of retirement is where you can live comfortably and get the care you need. Mike and Anthony talk about what you need to know about Senior living and care. Please visit www.schonbergcare.com for more information!]]>
                            </description>
            <pubDate>Sun, 22 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2869</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201122-40008-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Anthony welcomes special guest Mike Schonberg, president of Schonberg Care. A big part of retirement is where you can live comfortably and get the care you need. Mike and Anthony talk about what you need to know about Senior living and care. Please visit www.schonbergcare.com for more information!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Anthony welcomes special guest Mike Schonberg, president of Schonberg Care. A big part of retirement is where you can live comfortably and get the care you need. Mike and Anthony talk about what you need to know about Senior living and care. Please visit www.schonbergcare.com for more information!]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode Anthony welcomes special guest Mike Schonberg, president of Schonberg Care. A big part of retirement is where you can live comfortably and get the care you need. Mike and Anthony talk about what you need to know about Senior living and care. Please visit www.schonbergcare.com for more information!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legacy Planning During the Pandemic]]></title>
                        <description>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]>
                            </description>
            <pubDate>Sun, 15 Nov 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2848</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201115-3243-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Nov 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>During this episode, we’ll be discussing how you can build an legacy plan or adjust your current plan to better reflect your needs during the coronavirus pandemic. We’ll also look at some more general financial decisions that may make sense during the pandemic.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don’t Fall for Financial Myths]]></title>
                        <description>
                                    <![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]>
                            </description>
            <pubDate>Sun, 04 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2706</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201004-3223-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 04 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Critical Social Security Rules]]></title>
                        <description>
                                    <![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]>
                            </description>
            <pubDate>Sun, 06 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2611</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200906-3222-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 06 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[COVID-19 financial strategies]]></title>
                        <description>
                                    <![CDATA[While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.]]>
                            </description>
            <pubDate>Sun, 30 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2589</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200830-3221-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 30 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>While dealing with the COVID-19 economy, you may be able to stabilize your finances by setting clear financial goals, setting priorities and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protect Your Retirement in the COVID-19 Economy]]></title>
                        <description>
                                    <![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]>
                            </description>
            <pubDate>Sun, 09 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2523</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200621-3218-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protect Your Finances from Recessions]]></title>
                        <description>
                                    <![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]>
                            </description>
            <pubDate>Sun, 02 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2501</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200816-3220-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Avoid Common Retirement Strategy Mistakes]]></title>
                        <description>
                                    <![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]>
                            </description>
            <pubDate>Sun, 26 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2483</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200719-3219-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 26 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[A Guide to Roth IRAs]]></title>
                        <description>
                                    <![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]>
                            </description>
            <pubDate>Sun, 14 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2367</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200614-3217-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 14 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicaid and Medicare - Things to Know]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the differences between Medicare and Medicaid and talk about what is covered by Medicaid and what you need to know to help plan your healthcare costs in retirement.]]>
                            </description>
            <pubDate>Sun, 24 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2310</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200524-3147-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the differences between Medicare and Medicaid and talk about what is covered by Medicaid and what you need to know to help plan your healthcare costs in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 24 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the differences between Medicare and Medicaid and talk about what is covered by Medicaid and what you need to know to help plan your healthcare costs in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>In this episode we talk about the differences between Medicare and Medicaid and talk about what is covered by Medicaid and what you need to know to help plan your healthcare costs in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare – A Beginner’s Guide]]></title>
                        <description>
                                    <![CDATA[Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare.]]>
                            </description>
            <pubDate>Sun, 17 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2293</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200517-3186-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[8 Must-Know Social Security Rules]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 10 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2271</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200510-3100-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 10 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Your Guide to the CARES Act]]></title>
                        <description>
                                    <![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]>
                            </description>
            <pubDate>Sun, 03 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2254</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200503-3216-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 03 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>The federal government’s Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law in March of 2020. It comes with several loans and grants as well as new and adapted rules and regulations. Find out what it might mean for you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[All About 401(k) Rollovers]]></title>
                        <description>
                                    <![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]>
                            </description>
            <pubDate>Sun, 05 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2171</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200426-3202-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 05 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Weathering Income Peaks and Valleys]]></title>
                        <description>
                                    <![CDATA[Not everyone has a steady income that stays the same month after month. Small business owners, salespeople, freelancers and others may see significant fluctuations. Here are some ideas on how you can weather them.]]>
                            </description>
            <pubDate>Sun, 29 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2145</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200329-3209-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Not everyone has a steady income that stays the same month after month. Small business owners, salespeople, freelancers and others may see significant fluctuations. Here are some ideas on how you can weather them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 29 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Not everyone has a steady income that stays the same month after month. Small business owners, salespeople, freelancers and others may see significant fluctuations. Here are some ideas on how you can weather them.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Not everyone has a steady income that stays the same month after month. Small business owners, salespeople, freelancers and others may see significant fluctuations. Here are some ideas on how you can weather them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Benefits of Life Insurance]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 22 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2125</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200322-3106-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 22 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tax Time Is Here Again]]></title>
                        <description>
                                    <![CDATA[Tax season is a time of year when everyone is thinking about their finances. You can use it to help you make better decisions, not just this year but into the future.]]>
                            </description>
            <pubDate>Sun, 08 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2086</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200308-3208-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Tax season is a time of year when everyone is thinking about their finances. You can use it to help you make better decisions, not just this year but into the future.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Tax season is a time of year when everyone is thinking about their finances. You can use it to help you make better decisions, not just this year but into the future.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Tax season is a time of year when everyone is thinking about their finances. You can use it to help you make better decisions, not just this year but into the future.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Break Your Bad Financial Habits]]></title>
                        <description>
                                    <![CDATA[With just a few changes you can turn your bad financial habits into good habits that leave you planning for the future with confidence and excitement.]]>
                            </description>
            <pubDate>Sun, 16 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2032</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200216-3204-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With just a few changes you can turn your bad financial habits into good habits that leave you planning for the future with confidence and excitement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 16 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With just a few changes you can turn your bad financial habits into good habits that leave you planning for the future with confidence and excitement.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>With just a few changes you can turn your bad financial habits into good habits that leave you planning for the future with confidence and excitement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The SECURE Act: Changes to IRAs]]></title>
                        <description>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </description>
            <pubDate>Sun, 02 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1991</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200202-3185-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 02 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[How Do You Feel About Your Finances?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 15 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1883</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191215-3116-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 15 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Schedule Your Retirement Check-Up]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 08 Dec 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1870</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191208-3115-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 08 Dec 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is Your Retirement Prepared for a Bear Market?]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 27 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1781</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191027-3110-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 27 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Tips to Help Create Your Retirement Strategy]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 13 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1756</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/191013-3109-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 13 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Costs of Financial Procrastination]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 24 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1643</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190824-3108-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What an IRA Can Do for Your Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 11 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1625</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190811-3107-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 11 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Breaking Free from Retirement Stress]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 28 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1596</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190728-3105-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 28 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Rumors to Ignore]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 21 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1582</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190721-3103-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 21 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Planning for Couples]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 09 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1498</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190609-3087-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 09 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Single&#039;s Key to Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 19 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1448</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190519-3086-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 19 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Housing For Your Retirement]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 07 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1355</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190407-3085-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 07 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retire With Purpose]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sun, 17 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1305</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/190317-3083-Cangemi.mp3"/>
                        
            
            <itunes:author><![CDATA[Anthony J Cangemi and Sr.]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Anthony J Cangemi, Sr.</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 17 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Anthony Cangemi)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
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