https://kbrewis.savingadvice.com A personal encounter of one member's decision to change one's live forever. info@savingadvice.com kbrewis en-us https://kbrewis.savingadvice.com/2007/05/10/finally-figured-it-out_25902/ Exactly what did I figure out!? Well, my first savings goal. I really haven't given it much thought until just now, which is strange since the goal that I need to meet is something that I need to do to my car. Last October, my dad was driving my car and as he was backing up he accidently... Thu, 10 May 2007 22:13:34 PST kbrewis https://kbrewis.savingadvice.com/2007/05/10/quicken_25893/ I have Quicken 2005 and last night I was trying to connect my bank accounts with Bank of America with Quicken but was not successful. I finally had to go to bed last night so I decided I would work on it again tonight. I have thought about upgrading my Quicken to the 2007 version but... Thu, 10 May 2007 18:28:29 PST kbrewis https://kbrewis.savingadvice.com/2007/05/09/saving-money-the-pump_25841/ Here is an article that I just recieved in my email from Bankrate...<div style="display:none;">Text is http://www.bankrate.com/nltrack/news/advice/20000215c.asp and Link is </div><a href="http://www.bankrate.com/nltrack/news/advice/20000215c.asp" target="_blank" rel="nofollow">http://www.bankrate.com/nltrack/news/advice/20000215c.asp</a>. I think for the most part, we have heard most of what is in the article but it doesn't hurt to be reminded from time to time. Wed, 09 May 2007 14:00:51 PST kbrewis https://kbrewis.savingadvice.com/2007/05/08/kitty-troubles_25815/ Well, I finally had to cave in and set up a litter box for my kitty. He had been going outside but we now have a dog that is walking the neighborhood and killing small animals. Since this has happened, he is afraid to go outside. Up till now he has never given us any trouble about... Tue, 08 May 2007 20:58:30 PST kbrewis https://kbrewis.savingadvice.com/2007/05/08/i-did-it_25788/ Well, today I finally got the nerve to do it! Did what, you say? I shredded three of my credit cards. Some say that is a mistake and others say more power to you but I felt like the only way that I am going to conquer this debt is by totally eliminating any temptations. I still have... Tue, 08 May 2007 03:32:27 PST kbrewis https://kbrewis.savingadvice.com/2007/05/07/good-personal-finance-books_25772/ Can anyone recommend any good personal finance books? I have a few already:<br /> <br /> Dave Ramseys' Total Money Makeover<br /> Your Money or Your Life<br /> Start Late Finish Rich (?)<br /> Suze Ormans' The Nine Steps to Financial Freedom<br /> <br /> Basically I know about the main ones by Dave Ramsey and Suze Orman.... Mon, 07 May 2007 21:15:56 PST kbrewis https://kbrewis.savingadvice.com/2007/05/07/pinecone-survey_25759/ Just received email notification that $5 was deposited into my Paypal account for a survey that I did for Pinecone. Yeah!! My first $5 towards my emergency fund!! Mon, 07 May 2007 16:34:16 PST kbrewis https://kbrewis.savingadvice.com/2007/05/07/going-cardless_25757/ I have been thinking about cutting up all of my credit cards but I am afraid to do so. I don't know why I am afraid of doing it because as it stands now I can't use the cards anyway. I have read on other blogs where the authors have just quit using their credit cards and not cut them... Mon, 07 May 2007 15:33:25 PST kbrewis https://kbrewis.savingadvice.com/2007/05/06/rambling-thoughts-on-food-and-wealth_25727/ I have been reading numerous blogs regarding financial matters within the last few weeks. I came across several blogs that mentioned that one's financial status played a role in what they ate. The primise was that the wealthier a person was the better they ate and therefore they were... Sun, 06 May 2007 23:52:01 PST kbrewis https://kbrewis.savingadvice.com/2007/05/05/birthday_25676/ I want to thank those who responded to my last post. I know what I need to do now and I will begin working on it. I also want to express my thanks to those who wished me a happy birthday. Yes, today was my birthday. The big 3-4. I think this year was the first time since I turned 30... Sat, 05 May 2007 02:41:50 PST kbrewis https://kbrewis.savingadvice.com/2007/05/03/over-the-limit-credit-cards_25634/ I really like the idea of using the snowball method to knock down credit card debt but have been advised not to use it until I get my balances below the credit limit on cards. But, how do you do this when you have several cards (7-9)? With the exception of about three of the cards,... Thu, 03 May 2007 21:44:33 PST kbrewis https://kbrewis.savingadvice.com/2007/05/02/denial_25580/ Denial is not a good place to be when you have creditors pounding on your doorstep and collection agencies calling repeatedly throughout the day. But, that is exactly where I have been for the last few months. For months I have been dodging phone calls from creditors. This is not a... Wed, 02 May 2007 22:46:17 PST kbrewis https://kbrewis.savingadvice.com/2007/05/02/unexpected-cash-flow_25567/ A day or so ago I received an unexpected check for a Class Action suit that I didn't realize that I was involved in. Granted, it was only for $3.43 but $3.43 is $3.43. This will go into my new and limited savings. I love unexpected money! Wed, 02 May 2007 17:08:03 PST kbrewis https://kbrewis.savingadvice.com/2007/05/01/take-the-challenge_25524/ and see where all your money is going.<br /> <br /> I just received this <div style="display:none;">Text is http://www.bankrate.com/nltrack/news/pf/20070501_spending_money_challenge_a1.asp and Link is </div><a href="http://www.bankrate.com/nltrack/news/pf/20070501_spending_money_challenge_a1.asp" target="_blank" rel="nofollow">http://www.bankrate.com/nltrack/news/pf/20070501_spending_mo...</a> article through a Bankrate email. This is something that I have tried at different times in my life but never for a lengthy period of time. I am using ExpensePro on my Palm Treo to log my everyday expenses. I plan on doing this for a month or so or maybe even longer. It will be interesting to see where it is all going.<br /> Tue, 01 May 2007 19:35:23 PST kbrewis https://kbrewis.savingadvice.com/2007/05/01/broke-and-getting-old_25516/ Seeing that I will be turning 34 on Friday plus the fact that I have been listening to Dave Ramsey on the radio as I drive to work, I have decided that I need to get my "financial act" together. I have wasted a good portion of my life in debt and unless I change my ways, the remainder... Tue, 01 May 2007 16:06:14 PST kbrewis