The Smart and Frugal Path

Being In Debt Sucks: Set your own standards and live up to them

Emily Wilkerson — Wed, 29 Nov 2017 13:00:56 +0000

For some of the background of my now history debt story, you can visit here: Running Up Debt Digging Out of Debt If you read those parts of my past, the glimpses that make up my story, you know that there is a happy ending. I am here, debt free. It was never pretty and Read More

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When Will You Feel Financially Secure?

Molly — Sat, 25 Nov 2017 13:00:05 +0000

“When will you feel financially secure?” This is a question that I often ask myself, and as I get older my answer changes. What is your definition of being financially secure? Is it no longer living paycheck to paycheck.? Maybe it is having 10, 20 or 30 thousand dollars in the bank, maybe it’s making Read More

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Earthing: How to Reduce Stress, Sleep Better, and Lower Blood Pressure Naturally

Molly — Mon, 20 Nov 2017 01:00:35 +0000

Ok…so we are going to get a little hippy dippy over here for a minute, so bear with me. Have you heard of “Earthing” or “grounding”?. Basically, in a nutshell, it is the theory that spending time with your bare feet touching the earth for approx. 30 minutes a day can balance your electrons and Read More

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Kicking the Habit: How to Put a Halt to Impulsive Buying

Chloe Hines — Mon, 13 Nov 2017 13:00:07 +0000

As a credit card-obsessed society, we have seen waves of consumers get bogged down with unsustainable personal debt, all because they just couldn’t keep their wallets closed. This has commonly been referred to as impulsive buying, or the act in which an individual purchases an item without pondering the consequences of buying that item. Before Read More

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Maintenance Tips to Avoid Expensive Auto Repair

Ryan Stone — Sat, 04 Nov 2017 12:00:59 +0000

Do you know you can save a lot if you take on simple car repair and maintenance yourself or spending time researching your car problems? Here are 15 tips to keep your car running smoothly and may also keep some extra bucks in your wallet. DON’T MISS: How to Never Pay for an Oil Change Again Tip Read More

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Thrifty fun – Book lovers edition

Kate — Mon, 30 Oct 2017 12:00:11 +0000

I love books! Technical books, story books, fiction, non-fiction, children’s books(!)… One of my major expenditures every month was books. I cut down spending in everything else, but somehow I felt guilty cutting down on book purchases. I justified my purchases by saying that books are knowledge and so reducing the money I spent on Read More

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Saving Strategies That Really Work

Chloe Hines — Tue, 24 Oct 2017 12:00:07 +0000

Saving money can sometimes seem impossible. Between regularly occurring expenses and the unexpected ones, its often hard to find any extra money to sock away. The best savings strategies are the ones you’ve heard ad nauseam, because they work. The key is finding ways to make them work for you. Paycheck Deductions We’ve all heard Read More

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Why Start a New Career at 60+?

Lynn — Thu, 19 Oct 2017 12:00:23 +0000

I retired at 62, tired of what I was doing, wanting a change, to start my own business. Many of my generation are doing the same. Retiring from a high paying career during the Great Recession may not have been my smartest financial move, but we really didn’t need to worry about money – then Read More

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What A Year Of No Caffeine Did For Me

Molly — Fri, 13 Oct 2017 13:00:48 +0000

I used to be a hard core Diet Coke addict. I loved the stuff. I would drink it morning, noon and night with an extra one for a bedtime snack. I thought I was being healthy, too. It had no sugar and it had less caffeine in it than a cup of coffee. Obviously I Read More

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Reasons to Avoid Debt

Chloe Hines — Tue, 03 Oct 2017 12:00:52 +0000

Its surprising how many people tend to write off debt as if its normal. Debt is not normal. It may be a societal norm, but just as gender stereotypes are a societal norm that do more damage than good, debt is a societal norm that is not okay. Debt is something that cripples families, breaks Read More

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