tag:blogger.com,1999:blog-21902126170298848602024-03-13T22:36:10.734-07:00★TRILO★PEDIA®★TRILOPEDIA.COM ▶ RESIDES IN COBBLESTONE CANYON, Trilogy Glen Ivy ▶ with timelines, terms, and definitions concerning life in a common interest development (CID or HOA), TRILOGY Glen Ivy, an Inland Empire community nestled in the beautiful Temescal Valley of Southern California ▶ HERE ALSO are links to FSR and the law firms that serve TGMA and TGIS ▶ Contact us with comments below at any post...Unknownnoreply@blogger.comBlogger31125tag:blogger.com,1999:blog-2190212617029884860.post-54183681279000181662022-07-28T13:34:00.001-07:002022-07-28T13:34:12.110-07:00✅ 2022 CONDOMINIUM BLUEBOOK<iframe src="https://drive.google.com/file/d/1P_bT15qrPO9Lu7vCm_S2Y-IyAsjC7LIO/preview" width="1440" height="720" allow="autoplay"></iframe>
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In its 34rd year of publication, the Condominium Bluebook for California is a comprehensive guide to the Davis-Stirling Act, renumbered and revised, and all the relevant laws that govern condominiums and planned developments. This over 500 page resource is a road map to the legal side of common ownership and being an informed member of a homeowner association in California today.
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-50737846835794492802022-03-30T15:40:00.004-07:002022-03-30T15:40:36.927-07:00✅ KTGI Podcasts Presents Gene White and ‘The Club’<p> <span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; white-space: pre-wrap;">Trilogy Glen Ivy: Here is an informative podcast (about 18 min.) about THE CLUB, a new community service organization (over 40 members strong), via an interview with CLUB founder and president GENE WHITE. Please listen and share. ||| KTGI presents ||| </span><a href="https://bit.ly/38jn6i9" rel="noopener noreferrer" style="-webkit-font-smoothing: antialiased; box-sizing: border-box; font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; scroll-behavior: auto !important; text-decoration-line: none; white-space: pre-wrap;" target="_blank">https://bit.ly/38jn6i9</a><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; white-space: pre-wrap;"> ||| </span><a href="https://bit.ly/3J03FHO" rel="noopener noreferrer" style="-webkit-font-smoothing: antialiased; box-sizing: border-box; font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; scroll-behavior: auto !important; text-decoration-line: none; white-space: pre-wrap;" target="_blank">https://bit.ly/3J03FHO</a><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; white-space: pre-wrap;"> |||</span></p><div><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; white-space: pre-wrap;"><br /></span></div><p class="content-body" style="-webkit-font-smoothing: antialiased; background-color: white; box-sizing: border-box; font-family: system-ui, -apple-system, "system-ui", HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; letter-spacing: -0.32px; line-height: 20px; margin: 0px 0px 8px; overflow: hidden; padding-right: 20px; scroll-behavior: auto !important; text-overflow: ellipsis;"><span class="css-1sbw6cc" style="-webkit-font-smoothing: antialiased; box-sizing: border-box; font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; line-height: 20px; margin-block: 0px; scroll-behavior: auto !important; text-rendering: optimizelegibility;"><span class="truncate-line-truncation-wrapper" data-testid="truncate-container" style="box-sizing: border-box; display: block; line-height: 20px !important; scroll-behavior: auto !important;"><span class="truncate-line-truncation-content content-body-full" style="box-sizing: border-box; color: var(--fg-primary); display: block; line-height: 20px !important; overflow: hidden; scroll-behavior: auto !important; text-overflow: ellipsis; white-space: pre-wrap;"></span></span></span></p><p></p><div class="redesign smartlink smartlink-link" style="background-color: white; border-radius: 8px; border: none; box-shadow: rgba(0, 0, 0, 0.1) 0px 0px 8px; box-sizing: border-box; font-family: system-ui, -apple-system, "system-ui", HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; letter-spacing: -0.196px; margin-bottom: 12px; margin-top: 16px; max-height: 62px; overflow: hidden; position: relative; scroll-behavior: auto !important; text-overflow: ellipsis;"><a class="smart-link-content-wrapper" href="https://bit.ly/38jn6i9" rel="noopener noreferrer" style="background-color: transparent; box-sizing: border-box; display: flex; scroll-behavior: auto !important; text-decoration-line: none;" target="_blank"></a></div><hr><hr><hr><iframe src="https://drive.google.com/file/d/1v5VEK8DxdQnYjvj__gEQicnVXiGjW2lp/preview" width="640" height="315" allow="autoplay"></iframe><hr><hr><hr>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-72269430478479512442022-03-14T15:31:00.004-07:002022-03-17T12:30:56.476-07:00✅ Current LISTEN Notes, VIDEO Paylists, Magazines for ALTACITIES® and related sites<b>ALTACITIES</b> is a moniker for Common Interest Developments (homeowners associations) or HOAs which are quickly becoming the standard real estate communities in California and beyond. Resources to help homeowners within to better understand HOAs are readily available on the web in the form of sites, blogs, video libraries, and podcasts. Some are linked below.<hr /><hr /><hr />
<p class="p1" style="font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; text-align: center;"><b style="font-family: "Helvetica Neue"; font-size: 20px;"><iframe frameborder="0" height="600px" loading="lazy" scrolling="no" src="https://www.listennotes.com/listen/altacities-ulimv5yN7ZW/podcasts/embed/" style="min-width: 100%; width: 1px;" width="100%"></iframe></b></p><p class="p1" style="font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; text-align: center;"><b style="font-family: "Helvetica Neue"; font-size: 20px;">TEMESCAL VALLEY ||| RIVCO ||| INLAND</b><b style="font-family: "Helvetica Neue"; font-size: 20px;"> EMPIRE<br />||| </b><a href="https://bit.ly/35sWgD7" style="font-family: "Helvetica Neue"; font-size: 20px; font-weight: bold;" target="_blank">NEWS SEARCH</a><b style="font-family: "Helvetica Neue"; font-size: 20px;"> |||</b></p><table cellpadding="0" cellspacing="0" class="t1" style="border-collapse: collapse; text-align: center;"><tbody><tr><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/o0IP-T" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="564" data-original-width="556" height="127" src="https://blogger.googleusercontent.com/img/a/AVvXsEjvhkq7dQQbJFQSLZiTMsLCNlOanex5G6OkR-cnkcByf2nhqT-HLL9Kgl-U_7bx5JsBydpQRdFsY6qKFMzxaUdjggtgSv73Nbax3Ww8y_lx8qUPw4twIFq9liCEVLV9uOVAfC3kOJqDOE2080_WtvmgADoacCwwOz2j2sWLtKQRtqmkEsRLyMC3Am5a=w125-h127" width="125" /></a></div></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/QPXlgn" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="564" data-original-width="556" height="123" src="https://blogger.googleusercontent.com/img/a/AVvXsEgcBV-kV-YlgrTxxcZGfVi3VRY0CgD7miQrCCzkJzOCMDAxR7CH8afUvwa1sChU-Z_1fuERc2hYeamUf2Nfr_aqDfQfuWvoGPmInEFMrpym9TU6XQer9Zjgkf7viB7YBR-aH32dAiX6hgSSbnijO1WzxsxwWJcSyW6myhuTKJMW-1hSXErWlFP7eEoa=w121-h123" width="121" /></a></div></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/JwO76s" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="564" data-original-width="556" height="123" src="https://blogger.googleusercontent.com/img/a/AVvXsEjBlGFDZJsA8-FbTlhoHwZBlmKrtvd1SWfK8AF52SwW2e-lJHhbmsoG9dWBLHiNv28U_LaCRw93HjcRhmh1mdNcwoJmF6FTVZuEg1Kmdo174Mxg7ca0eA4HaKQXN04RUtojoMQF51k1ncLZ46UF9D_cchlAogbSQcjGh51u4UJXHsqzls_SRZpKpj1o=w121-h123" width="121" /></a></div></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/q2i2_g" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="564" data-original-width="556" height="122" src="https://blogger.googleusercontent.com/img/a/AVvXsEi0RnNoXyLLTZAFpmbrHK_3Y1eSFV77MTbJBPR4LbqNsR3pp1aAJGe6yMBI9TOPWYYYa7tQY_qcoBTeJ0f1TYwpmLJB2ryJHtqmffZufKi2Z74sjublt-Ryx4_rZ0cxg86WUGRM75x31mxHa3dHG4GkGDZrl81VWFKRPUrbDVkgrZMWxmCIurAoPTse=w120-h122" width="120" /></a></div></td></tr><tr><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/2Co.yD" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="564" data-original-width="556" height="124" src="https://blogger.googleusercontent.com/img/a/AVvXsEj2ReGDv5In4yUqMLse5hVji1NOaMPyYk5vuBRyDvPuSERfcbkmhhI8t_63L2MykFmKTK97Y7fXylNI-7z4sdx2iCbGIBlTIGzMiutYLy5Ow7yDpqA9-D-g79z13iwrscGotmaPqeEYkABghNYaPILRzgkJ94i_A2BgmasxSpeCC9ZZ1KdvEvzDXqvm=w122-h124" width="122" /></a></div></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/.qWaIH" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="564" data-original-width="556" height="122" src="https://blogger.googleusercontent.com/img/a/AVvXsEjHN9T3iQ0JMuYZl7eKV5xIEMVLNUZt4tH-NXW2GmKrW1lj7kNcmekmVPExnE2izpWjSq9NZrqCNjGs2Do2dOFBj4WySzrVklTV55q1kZUQ4QaVVvpLtexYLD41xFMoyCn0w3KGLyUqI7w5R-sin_T5KY5dE48iX3BM5LK5okpTon7GUUrKoAOsGJ7X=w120-h122" width="120" /></a></div></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/oJtY-7" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="556" data-original-width="556" height="117" src="https://blogger.googleusercontent.com/img/a/AVvXsEg6zRRaPDobbAp8VxuIUNYn9v8cpYAaBjDdu0micfK4ea9ar7JUn1JopPr7NYoK3ywYKTXbgcFVefvKeVu3zMM5MeRvvcq_Bnr8Jr3nvORl8t55I9QSlUYsZMGtaJwpeAIacNYxWTpa9f6lgJClLlH4C73K6AdvIR1xCCMhqU8Q4iv92FNn_A5GUD8Y=w117-h117" width="117" /></a></div></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px;" valign="top"><div class="separator" style="clear: both;"><a href="https://flip.it/jhjkpa" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="564" data-original-width="556" height="117" src="https://blogger.googleusercontent.com/img/a/AVvXsEi2BvUUipzlt6RwFRibhmbmdBCTLY2gYjQkCFfWfNp6QvTGSVmmHDGuFDnSkXyU2ipQnISVnwhzQErtebS7vZmbK5hCRcomJf8a0cRUrCKJ1EXB0-jCJ4VeLgZB_pwonQzA1rKYN_W27Y2EMyZTvUP9vA8g9P5JIFcypiG1WKnuzZR5-kRIUPtkkY0F=w115-h117" width="115" /></a></div></td></tr></tbody></table><p class="p1" style="font-family: "Helvetica Neue"; font-size: 20px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; text-align: center;"><b>||| <a href="http://bit.ly/35FQ5qy" target="_blank">MORE</a> |||</b></p><div><div style="background-color: white; color: #333333; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span id="docs-internal-guid-da2e4493-7fff-576f-5565-e9d8e1035ff5" style="scroll-behavior: auto;"><p dir="ltr" style="line-height: 1.2; margin: 0pt 0px; outline: none; padding: 0px; scroll-behavior: auto;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">TODAY★WORTH</b></span><b style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">® |||</b><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"> </span><a href="https://bit.ly/3bdV32m" style="color: #009eb8; display: inline; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><span style="color: #2200cc; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://bit.ly/3bdV32m</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"> ||| <b style="scroll-behavior: auto;">TRILOGI★MEDIA</b></span><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">★</b></span><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">SEARCH</b></span><b style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">®</b><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"> ||| </span><a href="https://bit.ly/3rViFjC" style="color: #009eb8; display: inline; font-family: Arial; font-size: 11pt; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s; white-space: pre-wrap;">https://bit.ly/3rViFjC</a><span style="font-family: Arial; font-size: 11pt; scroll-behavior: auto; white-space: pre-wrap;"> </span></p><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">LEAVE★THE★WORD</b></span></span><b style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">®</b><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"> ||| </span><a href="https://bit.ly/2Pwfobl" style="color: #009eb8; display: inline; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><span style="color: #2200cc; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://bit.ly/2Pwfobl</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"> ||| <b style="scroll-behavior: auto;">CANSWERIST</b></span><b style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">®</b><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"> ||| </span><a href="https://bit.ly/3crUCkq" style="color: #009eb8; display: inline; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><span style="color: #2200cc; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://bit.ly/3crUCkq</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"> ||| </span></div><div style="background-color: white; color: #333333; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span style="scroll-behavior: auto;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">ALTACITIES</b></span></span><b style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">®</b><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"> ||| </span><span style="scroll-behavior: auto;"><a href="https://bit.ly/3i1lBYr" style="color: #009eb8; display: inline; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><span style="color: #2200cc; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://bit.ly/3i1lBYr</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"> ||| <b style="scroll-behavior: auto;">TRIL</b></span><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">★</b></span><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">OPEDIA</b></span></span><b style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">®</b><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"> ||| </span><span style="scroll-behavior: auto;"><a href="https://bit.ly/38f76de" style="color: #009eb8; display: inline; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><span style="color: #2200cc; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://bit.ly/38f76de</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"> </span></span><span style="font-family: Arial; scroll-behavior: auto;"><span style="font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">||| </span></span></div><div style="background-color: white; color: #333333; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span style="font-family: Arial; scroll-behavior: auto;"><span style="font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"><b style="scroll-behavior: auto;">||| <a href="https://bit.ly/3sy8YrI" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank">HE SAID</a> ||| <a href="https://bit.ly/3sy8YrI" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank">SHE SAID</a> |||</b></span></span></div><div style="background-color: white; color: #333333; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span style="font-family: Arial; scroll-behavior: auto;"><span style="font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"><b style="scroll-behavior: auto;"><br /></b></span></span></div><div style="background-color: white; color: #333333; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span style="font-family: Arial;"><span style="font-size: 14.6667px; white-space: pre-wrap;"><b><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/videoseries?list=PLdKhnwdZFa_qEvg1qWO6pxZVH1ea2_UG4" title="YouTube video player" width="560"></iframe></b></span></span></div><div style="background-color: white; color: #333333; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; font-size: 14px; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span style="font-family: Arial; scroll-behavior: auto;"><span style="font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">
<b style="scroll-behavior: auto;"><a href="http://bit.ly/35FQ5qy" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank">MAGAZINES</a> (A thru Z)</b>
</span><div style="margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: left;"><div style="margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><br style="scroll-behavior: auto;" /></div><div style="margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><table cellpadding="0" cellspacing="0" class="t1" style="border-collapse: collapse; scroll-behavior: auto;"><tbody style="scroll-behavior: auto;"><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">ALARM♥WORTH® ||| </b><a href="https://flip.it/1_PL13" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/1_PL13</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Golf♥Worth® ||| </b><a href="https://flip.it/4VFRIx" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/4VFRIx</b></a></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Alta♥CITIES® ||| </b><a href="https://flip.it/3pV.nQ" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/3pV.nQ</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Heck★Worth® ||| </b><a href="https://flip.it/yyjjww" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/yyjjww</b></a></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Ances♥Story® ||| </b><a href="https://flip.it/eimxfg" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/eimxfg</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Home♥Worth®||| </b><a href="https://flip.it/rJXDh-" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/rJXDh-</b></a></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Boomer★Worth® ||| </b><a href="https://flip.it/NJRUyA" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/NJRUyA</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Leave♥The♥Word®||| </b><a href="https://flip.it/c2oS18" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/c2oS18</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">▶ Bul' </b><span class="s1" style="font-family: ".Apple Color Emoji UI"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; scroll-behavior: auto;">🔥</span><b style="scroll-behavior: auto;"> Worth® ||| </b><a href="https://flip.it/x4Uttr" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/x4Uttr</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Life♥Worth®||| </b><a href="https://flip.it/nQeTZz" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/nQeTZz</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">CANSWERIST® ||| </b><a href="https://flip.it/QctLHF" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/QctLHF</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Like♥Worth® |||<span class="Apple-converted-space" style="scroll-behavior: auto;"> </span></b><a href="https://flip.it/m_UCfE" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/m_UCfE</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">CANSWERS♥Daily ||| </b><a href="https://flip.it/velPq1" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/velPq1</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Local♥Worth® ||| </b><a href="https://flip.it/ZS0RyV" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/ZS0RyV</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">COVID19</b><span class="s1" style="font-family: ".Apple Color Emoji UI"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; scroll-behavior: auto;">✅</span><b style="scroll-behavior: auto;">® ||| </b><a href="https://flip.it/Txu_zR" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/Txu_zR</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Museum♥Worth® ||| </b><a href="https://flip.it/-NOVdF" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/-NOVdF</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">C₆H₁₂O₆ ♥ G* Worth® ||| </b><a href="https://flip.it/1HgG4y" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/1HgG4y</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">POTUS★Worth® ||| </b><a href="https://flip.it/K47mtk" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/K47mtk</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Dema CONNECT® ▶ Healthcare ||| </b><a href="https://flip.it/12MDJP" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/12MDJP</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Retire♥Worth® ||| </b><a href="https://flip.it/aEBbSN" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/aEBbSN</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">DONIE♥BOOK® ||| </b><a href="https://flip.it/yYOJK7" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/yYOJK7</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">See♥Worth®||| </b><a href="https://flip.it/fteBWi" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/fteBWi</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Essentials4saving ||| </b><a href="https://bit.ly/3HJuRuq" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://bit.ly/3HJuRuq</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Shame▶Worth® ||| </b><a href="https://flip.it/fgDknY" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/fgDknY</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Flip2▶ Mac ♥ Worth® ||| </b><a href="https://flip.it/txieei" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/txieei</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Show♥Worth® ||| </b><a href="https://flip.it/1HVqwF" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/1HVqwF</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Flip♥Worth® ||| </b><a href="https://flip.it/aqhdou" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/aqhdou</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Story♥Worth® ||| </b><a href="https://flip.it/NW2dcO" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/NW2dcO</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Future★Worth® ||| </b><a href="https://flip.it/YjbqK7" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/YjbqK7</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">★TRILO★PEDIA® ||| </b><a href="https://flip.it/MwsKuI" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/MwsKuI</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Game★Worth® ||| </b><a href="https://flip.it/5TN_Di" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/5TN_Di</b></a></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Trivia♥Worth® |||<span class="Apple-converted-space" style="scroll-behavior: auto;"> </span></b><a href="https://flip.it/tlIRwi" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/tlIRwi</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Gen-X★Worth® ||| </b><a href="https://flip.it/VYfsYY" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/VYfsYY</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">What♥Worth® ||| </b><a href="https://flip.it/o9WhXX" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/o9WhXX</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Gen-Y★Worth® ||| </b><a href="https://flip.it/Jn7nfA" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/Jn7nfA</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Where♥Worth® ||| </b><a href="https://flip.it/Xrkw5H" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/Xrkw5H</b></a></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Gen-Z★Worth® ||| </b><a href="https://flip.it/TIS472" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/TIS472</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">When♥Worth® |||</b><a href="https://flip.it/O3WbFm" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/O3WbFm</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Gift♥Worth® ||| </b><a href="https://flip.it/YE2Cb8" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/YE2Cb8</b></a><b style="scroll-behavior: auto;"> </b></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Who♥Worth® ||| </b><a href="https://flip.it/gw40QB" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><b style="scroll-behavior: auto;">https://flip.it/gw40QB</b></a><b style="scroll-behavior: auto;"> </b></p></td></tr><tr style="scroll-behavior: auto;"><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p3" style="font-family: Helvetica; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px; outline: none; padding: 0px; scroll-behavior: auto;"><span style="font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"><span style="scroll-behavior: auto;"><a href="http://bit.ly/35FQ5qy" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; font-weight: bold; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank">MAGAZINES</a> ||| <b style="scroll-behavior: auto;"><a href="http://bit.ly/35FQ5qy" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank">ALL</a></b></span></span></p></td><td class="td1" style="border-color: rgb(154, 154, 154); border-style: solid; border-width: 1px; padding: 1px 5px; scroll-behavior: auto;" valign="top"><p class="p2" style="font-family: "Helvetica Neue"; font-size: 13px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><b style="scroll-behavior: auto;">Why♥Worth® ||| </b><a href="https://flip.it/dVYFf0" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;">https://flip.it/dVYFf0</a><span class="Apple-converted-space" style="scroll-behavior: auto;"> </span></p></td></tr></tbody></table></div><div style="margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span style="scroll-behavior: auto; text-align: left; white-space: pre-wrap;"><div class="separator" style="clear: both; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span style="font-size: x-large; font-weight: 700; scroll-behavior: auto;">|||</span><b style="scroll-behavior: auto;"> <a href="https://bit.ly/3rU9hxE" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank"><span style="font-size: medium; scroll-behavior: auto;">TODAY</span></a> </b><span style="font-size: x-large; font-weight: 700; scroll-behavior: auto;">|||</span><b style="scroll-behavior: auto;"> <span style="font-size: large; scroll-behavior: auto;"><a href="https://bit.ly/38nso88" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank">IN</a></span></b><span face=""Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif" style="font-size: large; font-weight: 700; scroll-behavior: auto;"> ||| </span><b style="scroll-behavior: auto;"><span style="font-size: medium; scroll-behavior: auto;"><a href="https://bit.ly/3bdV32m" style="color: #009eb8; display: inline; font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;" target="_blank">TRILOGI</a></span> </b><span style="font-size: x-large; font-weight: 700; scroll-behavior: auto;">|||</span></div><div class="separator" style="clear: both; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; text-align: center;"><span face=""Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif" style="scroll-behavior: auto;"><div style="font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; white-space: normal;"><span id="docs-internal-guid-da2e4493-7fff-576f-5565-e9d8e1035ff5" style="scroll-behavior: auto;"><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><b style="scroll-behavior: auto;">LEAVE★THE★WORD</b></span></span><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">®</span><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"> ||| </span><a href="https://bit.ly/2Pwfobl" style="color: #009eb8; display: inline; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><span style="color: #2200cc; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://bit.ly/2Pwfobl</span></a><span style="font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"> ||| <b style="scroll-behavior: auto;">CANSWERIST</b></span><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;">®</span><span style="font-family: Arial; font-size: 14.6667px; scroll-behavior: auto; white-space: pre-wrap;"> ||| </span><a href="https://bit.ly/3crUCkq" style="color: #009eb8; display: inline; outline: none; scroll-behavior: auto; text-decoration-line: none; transition: color 0.3s ease 0s;"><span style="color: #2200cc; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://bit.ly/3crUCkq</span></a><span style="font-family: Arial; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><span style="font-size: 11pt; scroll-behavior: auto;"> |||
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</b></span></div><div style="font-family: "Helvetica Neue Light", HelveticaNeue-Light, "Helvetica Neue", Helvetica, Arial, sans-serif; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto; white-space: normal;"><span style="font-family: Arial; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline; white-space: pre-wrap;"><div class="separator" style="clear: both; text-align: center;"><a href="https://bit.ly/3KZAcjs" imageanchor="1" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="332" data-original-width="590" height="180" src="https://blogger.googleusercontent.com/img/a/AVvXsEgB_qbrfagwz1vzk6xoeWEkMyFbYGL_BkvmGB9UmhpF4Y6fUBuejdb8gNMU9CRvwJikHj3tUNZwcmP2MYAQRx8c6Dkt8VReY85_H7XhjWoUyVKF52uCuhsZITjAHtYhJouXpM066ojmiCmK0pOareMU25bDKTf_H2Cx1AL5oDJxfU9d6x6ynqqwXbmD=s320" width="320" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div></span></div><div style="font-size: x-large; font-weight: 700; margin: 0px; outline: none; padding: 0px; scroll-behavior: auto;"><span style="font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; scroll-behavior: auto; vertical-align: baseline;"><br style="scroll-behavior: auto;" /></span></div></span></div></span></div></div></span></div></div><p style="text-align: center;"></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-24721127713520839262022-02-18T10:58:00.004-08:002022-02-18T11:14:57.439-08:00✅ Disney Announces Planned Community in Rancho Mirage<p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://bit.ly/3rU9hxE" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="874" data-original-width="1568" height="178" src="https://blogger.googleusercontent.com/img/a/AVvXsEhxwyrypaf5lcDbDgIlVuiaK8i1o1h619IyS3qlFBVvltn98eupqT_xFpa734iTlOl3ZExOQlThR2zPYIJ-h2cZbVsGaaqEmgl3Fj_h89surMGuv3-3vIGS5SSsMQ15_80yPEpY1NeifxGJ_E8YxT9cHMM9OFL43zRYEMzxgOyUZfkqGbJ5TRFmuN35=s320" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><a href="https://bit.ly/3rU9hxE" target="_blank">Disney Announces Planned Community in Rancho Mirage</a></div><br /><p></p><p class="content-body" style="-webkit-font-smoothing: antialiased; background-color: white; box-sizing: border-box; font-family: system-ui, -apple-system, "system-ui", HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; letter-spacing: -0.32px; line-height: 20px; margin: 0px 0px 8px; overflow: hidden; padding-right: 20px; scroll-behavior: auto; text-overflow: ellipsis;"><span class="css-1sbw6cc" face="system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif" style="-webkit-font-smoothing: antialiased; box-sizing: border-box; line-height: 20px; margin-block: 0px; scroll-behavior: auto; text-rendering: optimizelegibility;"><span class="truncate-line-truncation-wrapper" data-testid="truncate-container" style="box-sizing: border-box; display: block; line-height: 20px; scroll-behavior: auto;"><span class="truncate-line-truncation-content content-body-full" style="box-sizing: border-box; display: block; line-height: 20px; overflow: hidden; scroll-behavior: auto; text-overflow: ellipsis; white-space: pre-wrap;"></span></span></span></p><p></p><p></p><div class="redesign smartlink smartlink-link" style="background-color: white; border-radius: 8px; border: none; box-shadow: rgba(0, 0, 0, 0.1) 0px 0px 8px; box-sizing: border-box; font-family: system-ui, -apple-system, "system-ui", HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; letter-spacing: -0.196px; margin-bottom: 12px; margin-top: 16px; max-height: 62px; overflow: hidden; position: relative; scroll-behavior: auto; text-overflow: ellipsis;"><a class="smart-link-content-wrapper" href="https://bit.ly/3HS4Clw" rel="noopener noreferrer" style="background-color: transparent; box-sizing: border-box; display: flex; scroll-behavior: auto; text-decoration-line: none;" target="_blank"></a></div><p></p><div class="css-77j1dk" data-testid="styled-text-wrapper" style="-webkit-font-smoothing: antialiased; box-sizing: border-box; display: inline; font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; line-height: 20px; margin-block: 0px; scroll-behavior: auto; text-rendering: optimizelegibility; white-space: pre-wrap;"><span color="var(--fg-primary)" data-testid="styled-text" face="system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif" style="box-sizing: border-box; font-size: 15px; line-height: 20px; scroll-behavior: auto;"><span class="Linkify" style="box-sizing: border-box; font-size: 15px; line-height: 20px; scroll-behavior: auto;"><b>Imagine? Disney as a developer, operator of HOAs (planned communities)
</b>
About an hour’s drive east of Temescal Valley, corporate Disney will be coming to Rancho Mirage in the form of a planned housing community, it was announced 12.16.22. ||| <a href="https://bit.ly/3HS4Clw" rel="noopener noreferrer" style="-webkit-font-smoothing: antialiased; background-color: transparent; box-sizing: border-box; color: var(--fg-blue); font-weight: 400; scroll-behavior: auto; text-decoration: none;" target="_blank">https://bit.ly/3HS4Clw</a>
The first "Storyliving by Disney'' community will be built in Rancho Mirage under the name "Cotino," the company said.
At each Storyliving community, Disney cast members will operate the community association and provide access to curated experiences including wellness programming, entertainment, and seminars.
According to officials, Disney Imagineers will work alongside developers and homebuilders to execute each community's creative concept.
Since Temescal Valley and much of California is largely home of common interest developments, homeowner associations (aka HOAs), we know that the standard formula is for developers to eventually turn over control of these communities to homeowners, but will Disney “Storyliving” communities make an exception to this? ||| <b><a href="https://bit.ly/3rY4pI3" target="_blank">SEARCH</a></b> ||| <b><a href="https://bit.ly/3sPFW74" target="_blank">SEEK</a></b> ||| <b><a href="https://bit.ly/3gZ1IiZ" target="_blank">FIND</a></b> |||</span></span></div><div><div style="text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://flip.it/ta_FB5" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="1082" data-original-width="500" height="320" src="https://blogger.googleusercontent.com/img/a/AVvXsEhGwnBjH_QDUnydSfCwqpl_P-K7zxIkP4QC_yPMfQC0yO1m2PVImidpyGrlIkBWmt2dyTXMce_aikATqMPB33P8LHF5_9Kp4MGWLfkmcrY3E1N5ZE7X_Wr1YR2g3ET3j5aSjbUwDGKFEGAnHdnqEgkSUxq4rK3Zvclh0W6oEk3kIMfx7tJzKq3VwiVh=s320" width="148" /></a></div><div style="text-align: center;"><br /></div><br /><span face="system-ui, -apple-system, "system-ui", HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif" style="font-size: 15px; white-space: pre-wrap;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://bit.ly/3KZAcjs" imageanchor="1" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="1276" data-original-width="2320" height="176" src="https://blogger.googleusercontent.com/img/a/AVvXsEgpAS2QylhHq-zuqvgFE1dt42h-hX7rDviO-2Oe0tyyu-9kTv-tgNXiYEUaK2j2kFB5_IAP1MRjK0etknsrT_m6xsQ2j4nv8gz6ax_wFThS7MshGOpQUYLXBBCRZkx8kuJBw-C_SwV00p9q7sNx2W6mG_69Xb8D9g7zwIi3ZE_gu-b07Gzk619N5EXt=s320" width="320" /></a></div><br /><div class="css-77j1dk" data-testid="styled-text-wrapper" style="-webkit-font-smoothing: antialiased; box-sizing: border-box; display: inline; font-family: system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif; font-size: 15px; line-height: 20px; margin-block: 0px; scroll-behavior: auto; text-rendering: optimizelegibility; white-space: pre-wrap;"><span color="var(--fg-primary)" data-testid="styled-text" face="system-ui, -apple-system, BlinkMacSystemFont, HelveticaNeue, "Helvetica Neue", Helvetica, Roboto, "Segoe UI", Arial, sans-serif" style="box-sizing: border-box; font-size: 15px; line-height: 20px; scroll-behavior: auto;"><span class="Linkify" style="box-sizing: border-box; font-size: 15px; line-height: 20px; scroll-behavior: auto;">
</span></span></div></div>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-61910005949024306242022-02-05T11:11:00.002-08:002022-02-05T13:08:26.458-08:00✅Florida Signals HOA Maintenance Issues for California, All of the HOA World<p><span face="Arial, Helvetica, sans-serif" style="background-color: white; color: #222222;"><b><span style="font-size: large;">“In this week's tip, we discuss the maintenance and inspection requirements recommended in a new report issued by a grand jury seeking to prevent a repeat of the collapse of the Champlain Towers South condo in Surfside, Fla.” [<a href="https://www.hoaleader.com/" target="_blank">SOURCE</a>]</span></b></span></p><span style="font-size: medium;"><b><br style="background-color: white; color: #222222; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span style="color: #d9ead3;"><span face="Arial, Helvetica, sans-serif" style="background-color: white;">Many of the grand jury's suggestions are specific to <a href="https://duckduckgo.com/?q=Florida+HOA+law&atb=v1-1&ia=web" target="_blank">Florida law</a>, but some could be adopted in other states. Among those are:</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">* Requiring board members to certify that they've had regular and <a href="https://bit.ly/3gsx01q" target="_blank">routine maintenance </a>of all components affecting the structural integrity of the building within the past 12 months</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">* Creating a new specific duty of inspection to be imposed on board members, including that <a href="https://bit.ly/34xiS4q" target="_blank">inspections and repairs</a> be performed every 10 years</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">Could those recommendations be adopted in Florida, and do they even make sense for other <a href="https://bit.ly/3GwqAZI" target="_blank">condo boards nationwide</a>?</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">Since Surfside, Lisa Magill, of counsel based in Pompano Beach, Fla., Kaye, Bender & Rembaum, has been involved in industry efforts to evaluate ways to strengthen building maintenance and structural integrity among communities nationwide. She was familiar with <a href="https://bit.ly/3gs8ePe" target="_blank">Champlain Towers South</a> before it collapsed and recalls it as a desirable property among oceanfront condos in the area.</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">Magill believes the threshold problem in the <a href="https://bit.ly/3La0T4R" target="_blank">community association industry</a> is that many—the vast majority, she says—unit owners aren't aware of the true costs of ownership in a property in a multifamily community. "A complete change of mindset is required," she asserts.</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">"There are nine states that require </span><span class="il" face="Arial, Helvetica, sans-serif" style="background-color: white; scroll-behavior: auto;">homeowner</span><span face="Arial, Helvetica, sans-serif" style="background-color: white;">-led associations to obtain reserve studies and five that impose this obligation on developer-controlled communities," explains Magill. "Florida is behind the curve in my opinion in many respects. While the law <a href="https://bit.ly/34EQWM9" target="_blank">requires condo and cooperative association boards to adopt a budget </a>containing a funded reserve schedule, there's no present requirement for an independent analysis to create the schedule.</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">"Moreover, <a href="https://bit.ly/3GnYdwY" target="_blank">Florida law permits owners to waive reserve funding</a> altogether by a vote of the membership" she adds. "Purchasers shouldn't be permitted to base their financial projections or assess affordability of the property on a current budget that doesn't include reserve or other funding for necessary maintenance and repair of the buildings and improvements.</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">"Owners need to pay to remedy the deterioration of the property as it deteriorates," says Magill. "And <a href="https://bit.ly/34ARMtk" target="_blank">community leaders need mandated guidelines and standards </a>to curb the desire to 'cut corners' or to perform patch repairs.</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white;">"I think the blame is on both sides," she states. "<a href="https://bit.ly/3L5zelw" target="_blank">Boards are owners, too. </a>They're either pressured or feel pressured to keep fees as low or as steady as they can. Plus, they're pressured to engage in activities that are visibly appreciable by owners, such as updating lobbies."</span><br style="background-color: white; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://bit.ly/34kCZmG" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="316" data-original-width="474" height="213" src="https://blogger.googleusercontent.com/img/a/AVvXsEgHk7Pt0aiEiYJTcT3fOMpMdJJZ1MD7Zx3fuzg4RL9vdGO3NZX5XFLQrOT0KeEc5Y-2IEYKmnJ8BaXsjvcIx-GCOmQUV5AdVmPYht69WcOqhWAZ75Yjsj6WhzDVXHy3sxoqTjGzGjnXOAkqkr1YIP758USIS4Js-dzi9rtMSZ5MRJhYTJPrrkhM4Q1a=s320" width="320" /></a></div><br /><br style="background-color: white; color: #222222; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" /><span face="Arial, Helvetica, sans-serif" style="background-color: white; color: #222222;">But some of our experts think the focus on reserve studies and reserve funding doesn't capture the entire problem. Find out why, and learn what kind of new legislation, in Florida and across the country, is likely to result, in our new article: </span><a data-saferedirecturl="https://www.google.com/url?q=https://www.hoaleader.com/members/4460.cfm&source=gmail&ust=1644173647714000&usg=AOvVaw0oaeSX56D2YqB1ZNE3jKz9" fg_scanned="1" href="https://www.hoaleader.com/members/4460.cfm" rel="noreferrer" style="background-color: white; color: #1155cc; font-family: Arial, Helvetica, sans-serif; scroll-behavior: auto;" target="_blank">https://www.hoaleader.com/memb<wbr style="scroll-behavior: auto;"></wbr>ers/4460.cfm</a></b></span><br style="background-color: white; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: small; scroll-behavior: auto;" />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-59947790880624641002021-11-27T08:51:00.010-08:002022-01-07T15:05:37.418-08:00✅A home by any other name (condo of townhome)?<script>(function(){var ticker=document.createElement('script');ticker.async=true;ticker.src='https://embed.twitcker.com/ticker/ALTALOMAN.js';(document.getElementsByTagName('head')[0]||document.getElementsByTagName('body')[0]).appendChild(ticker);})();</script>
<p><b>Definition of condo ||| <a href="https://bit.ly/3DYhYe0">https://bit.ly/3DYhYe0</a></b></p><p>: CONDOMINIUM sense 3: such as</p><p>a: a unit in a multiunit structure (such as an apartment building) or on land owned in common (such as a town house complex)</p><p><b>Definition of townhome ||| <a href="https://bit.ly/3DYhYe0">https://bit.ly/3DYhYe0</a></b></p><p>US</p><p>: a house that has two or three levels and that is attached to a similar house by a shared wall : TOWN HOUSE sense 1</p><p><br /></p><p>Thanks to the source, these definitions are circular and almost identical, right?</p><p>Clarity of these definitions has become a burning question in the neighborhood of Cobblestone Canyon, Trilogy Glen Ivy, a 170-homeowner enclave with a larger 1317-homeowner association (HOA) in the central Temescal Valley, south of Corona 92883 and east of the sprawling, rugged wilderness of the Cleveland National Forest.</p><p>It is that forest area, and risk of wildfires, that prompted the redefinition of these dwellings from condos to townhomes. In November 2021, homeowners were notified of the cancelation of their collective fire insurance policy, now making it necessary for all individual homeowners to secure replacement HO3 policies for the former HO6 coverage.</p><p>The unique architecture of the Cobblestone units with only two dwellings per separate building (one stacked upon another) means what had been called a condo, may actually be labeled a townhome. All previous discussion and disclosure of these units (and the HOA CC&Rs) failed to address these definitions in this way.</p><p>Now, the townhome designation qualifies each homeowner to individually seek and secure HO3 policies that cover liability (including fire) for both the inside and outside of their units because, at this time, fire coverage under an HOA policy is not affordable or available.</p><p>Given this definition of Cobblestone Canyon, another myth possibly needs to be addressed: “Condo owners only own the air within the four walls of their units!” Still true or not?</p><p>The legal beagles of the HOA are possibly working to clean up that myth (and related matters) in the light of recent developments. Stay tuned for details. </p><p><br /></p><p><a href="https://bit.ly/3FRNQBM">https://bit.ly/3FRNQBM</a> in ★TRILO★PEDIA® ||| <a href="http://trilopedia.com">http://trilopedia.com</a></p><div><br /></div><div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEicVtcc2pFz2KlAQpjz9eBPrWgZuk6PWx1PAnvMFMo8TUDP1oc9s4YVyCnffho2cH6kHfvUTobiWuGIJ6hcw79Nc-X_UiGEXlplWIK7VpvFoNDyYDYuDwePv9f9NrqcF6-Goge0L6MbQHi147D0DjDIbE9c4VtLPaehN9ZatRpRddt5wAauqmoLDg7z=s1903" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="1313" data-original-width="1903" height="414" src="https://blogger.googleusercontent.com/img/a/AVvXsEicVtcc2pFz2KlAQpjz9eBPrWgZuk6PWx1PAnvMFMo8TUDP1oc9s4YVyCnffho2cH6kHfvUTobiWuGIJ6hcw79Nc-X_UiGEXlplWIK7VpvFoNDyYDYuDwePv9f9NrqcF6-Goge0L6MbQHi147D0DjDIbE9c4VtLPaehN9ZatRpRddt5wAauqmoLDg7z=w599-h414" width="599" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">COBBLESTONE CANYON TRILOGY GLEN IVY</td></tr></tbody></table><span style="font-family: arial; font-size: large;"><br /><br /><br /><br /><br /><br /></span></div><hr /><hr /><hr /><div>“Insurable interest is a type of investment that protects anything subject to a financial loss. A person or entity has an insurable interest in an item, event or action when the damage or loss of the object would cause a financial loss or other hardships. To have an insurable interest a person or entity would take out an insurance policy protecting the person, item, or event in question. The insurance policy would mitigate the risk of loss if something happens to the asset—like becoming damaged or lost.</div><div><br /></div><div>“Insurable interest is an essential requirement for issuing an insurance policy that makes the entity or event legal, valid and protected against intentionally harmful acts. People not subject to financial loss do not have an insurable interest. Therefore a person or entity cannot purchase an insurance policy to cover themselves if they are not actually subject to the risk of financial loss.” ||| <a href="https://bit.ly/3cSFHAz">https://bit.ly/3cSFHAz</a></div><div><br /></div><hr /><hr /><hr />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-57055112030068778252021-11-08T08:34:00.005-08:002021-11-08T15:11:14.596-08:00✅Fair Plan: CA property (fire) insurance answer to carrier cancelations<div> <div id="preheader" style="color: white; display: none; font-size: 1px; line-height: 1px; max-height: 0px; max-width: 0px; opacity: 0; overflow: hidden;">#socialcurrentsee leads today to introduce Fair Plan, a program that provides basic home insurance co</div> <img alt="" border="0" height="1" src="http://click.revue.email/ss/o/4zhbXw4N7nVC8pF3l0xuWg/3gu/uJHK80ZRSg6AInjEBxF2mA/ho.gif" style="border-width: 0px; height: 1px; margin-bottom: 0 !important; margin-left: 0 !important; margin-right: 0 !important; margin-top: 0 !important; margin: 0px; padding-bottom: 0 !important; padding-left: 0 !important; padding-right: 0 !important; padding-top: 0 !important; padding: 0px; width: 1px;" width="1" /> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"> <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 28px; padding-left: 30px; padding-right: 30px; padding-top: 34px; padding: 34px 30px 28px; vertical-align: top;"> <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td style="direction: ltr; font-size: 0px; padding-right: 12px; padding: 0px 12px 0px 0px; vertical-align: top;" width="56"> <a href="http://click.revue.email/ss/c/OvZMTmFNG_ogo9mVNMFA37nUI5wEd9_0Kg0p8NV4ukzRlhhDhMHbXQZUCS3nFfjw/3gu/uJHK80ZRSg6AInjEBxF2mA/h0/Hsku1RXilr-2RbmlAxnLBnJc24sga_LClETbMewEHEE" target="_blank"> <img alt="Michael & Dee Dee Foxworth ▶ TriloGi® bloggers since 2011" class="title-image" height="56" src="https://s3.amazonaws.com/revue/profiles/images/000/231/448/small/6fBrd8mE.png?1618005183" style="border-radius: 0px; border: none; display: block; height: 56px; outline: none; text-decoration: none; width: 56px;" title="Michael & Dee Dee Foxworth ▶ TriloGi® bloggers since 2011" width="56" /></a></td> <td><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody> <tr><td><div class="title-text" style="color: #14171a; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 700; line-height: 22px; text-align: left;">Michael & Dee Dee Foxworth ▶ TriloGi® bloggers since 2011</div></td></tr> <tr><td><div class="title-text" style="color: #657786; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 22px; text-align: left;"><a href="http://click.revue.email/ss/c/OvZMTmFNG_ogo9mVNMFA37nUI5wEd9_0Kg0p8NV4ukzRlhhDhMHbXQZUCS3nFfjw/3gu/uJHK80ZRSg6AInjEBxF2mA/h1/nIGQJqZUejnqdLZsrF5vMFppFx2XcSnY2HZsfODPQ6o" style="color: #657786; text-decoration: none;" target="_blank">@https://twitter.com/ALTALOMAN</a></div></td></tr> </tbody></table></td></tr></tbody></table> </td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"> <table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" colspan="2" style="direction: ltr; font-size: 0px; padding-left: 30px; padding-right: 30px; padding: 0px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div class="text-default" style="color: #030a10; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; line-height: 24px; text-align: left;"><div class="revue-p" style="font-weight: 400; margin: 0px;"> <a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6nfV-nStt3kVsgZH5NOVlm15EmsR3nvg84clL17Wg_xQiOAe-8p2qUklupvMlmu8fGP6SJ_VPfcHJmmFUC4_g4FSJC6wCIQDzGGWxuh2o1gSgHxtn5Eh0iOmEGjolHIlINxmz7RCV8rVtvehl7wDFH-0uGKI1oESZ5pIylGXScKUYWIDu7rFPVpq2U_4VbhK-NEma64Y6G3FNsuf1tTt7Dw/3gu/uJHK80ZRSg6AInjEBxF2mA/h2/MgOa24jtiR7Q6uRt7Inr-R6-oNM9WQXrhZWmaf80eHo" style="color: #3498db; text-decoration: underline;" target="_blank"><strong>#socialcurrentsee</strong></a><strong> </strong>leads today to introduce <a href="http://click.revue.email/ss/c/tViTjqfgHBuvLoFgNPyl4pOhGOdaLNPmjziNqXUTD2sHvF_CwjVmokRGbJvmBhCy9cqunv3wRx4EV1EInfW7qgWkm1DrpA5eeth5Ra3rhx3Y1IvJ6GFeQw8wpE1HFmHHIGxQEqO5F-bdI455IytktSgBuE0TUZfbAT4hNGqIKDxsR6kM9deRwp7DT0GNlKFMjoa77lFe7CnMP0hPGVVgQQ/3gu/uJHK80ZRSg6AInjEBxF2mA/h3/lqqhvPNJ7rjDuP2PAkrd4eTGYLY3mXXsMKBec1REEw8" style="color: #3498db; text-decoration: underline;" target="_blank"><strong>Fair Plan</strong></a>, a program that provides basic home insurance coverage to high-risk residents who are unable to get covered by standard insurers. Homes in wildfire-prone areas and older residences in need of updates might be considered high-risk properties. If you have a history of frequent claims or a poor credit score, you may also be considered high risk by insurance companies.</div><div class="revue-p" style="font-weight: 400; margin: 0px;"><br /></div><div class="revue-p" style="font-weight: 400; margin: 0px;">The topic of property fire insurance came with recent urgency because our HOA community at the base of the sprawling Cleveland National Forest in Temescal Valley received a fire insurance cancelation notice of nonrenewal beginning in mid-November. The notice causes particular alarm and angst for the condo portion (170 units) of our community because our fire insurance has been covered by our dues. The HOA Board, insurance broker, and the HOA law firm are scrambling to secure an alternative plan.</div><div class="separator" style="clear: both; font-weight: 400; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhmBXeX1waKYjVLEJtTqCnqJHNtSTzNfwS1cdZuV9OD3ZHIDfIPvJWml1rUuXVVIk4LvgWD3FxKWko8YadE4pyUcGKrlVwknpkBWqx4OU8HboD_tmVAqFiU-QMWdKaLQPFfKqp-LeayxnBmviw6nBsFewiEteSMHqFXdE6O3YSytxLkf5uZ2ezOhmAt=s2048" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1043" data-original-width="2048" height="329" src="https://blogger.googleusercontent.com/img/a/AVvXsEhmBXeX1waKYjVLEJtTqCnqJHNtSTzNfwS1cdZuV9OD3ZHIDfIPvJWml1rUuXVVIk4LvgWD3FxKWko8YadE4pyUcGKrlVwknpkBWqx4OU8HboD_tmVAqFiU-QMWdKaLQPFfKqp-LeayxnBmviw6nBsFewiEteSMHqFXdE6O3YSytxLkf5uZ2ezOhmAt=w646-h329" width="646" /></a></div><br /><div class="revue-p" style="margin: 0px;"><b>TRILOGY GLEN IVY </b><span style="background-color: white; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; white-space: pre-wrap;">▶ </span><b style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif;">A 1317-home community with 170 condominiums, peaceful, beautify, and majestic. But the setting at the base of the Cleveland National Forest prompts an alarm about high fire risk.</b></div> </div></td></tr> <tr><td class="introduction-spacer" style="font-size: 0px; padding: 40px 0px; word-break: break-word;"><p style="border-top: 1px solid rgb(225, 225, 225); font-size: 1px; width: 100%;"></p><!--[if mso | IE]><table role="presentation" align="center" border="0" cellpadding="0" cellspacing="0" style="font-size:1px;margin:40px auto;border-top:1px solid #E1E1E1;width:100%;" width="30"><tr><td style="height:0;line-height:0;"> </td></tr></table><![endif]--></td></tr> </tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr> </tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100" style="display: inline-block; font-size: 0px; line-height: 0px; text-align: left; vertical-align: top; width: 100%;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div style="color: #3b424b; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 22px; text-align: left;"> <!--[if mso]> <table border="0" cellpadding="0" cellspacing="0" width="140" align="right" style="width:140px;"><tr><td style="padding:0 0 30px 30px;"> <![endif]--> <a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6oZx02__VnJrVh2760PgJ11T0sVxbMXLVZhsW20qY6c5NWh3NvOax0GMihNx9-fmVXOETMKR6ZBuPDdbcTlDCzG2nso9TyTi3V4tqWxUL8Wlh4xf560bIMExARdmRkPEBdFPszfLcXdEhx3lbTmC_AJiHYopEZ3gZjzE3fMtjqa-PrGTYrJLlj5vienS8RcK8vEGh9d-z8D4mrDYYxMIYfQskGvavHBz4gBZgtwdWx0pRCUMbk_O7XjH41gY5A0R0vCkI0l5Rx535XT3DI18ZadrIDnMK3Of28iiDmoTV6R69JEJ1bI1vv3tgRSPTFFtimejBGms-KuWq-WbC-Hoqz8/3gu/uJHK80ZRSg6AInjEBxF2mA/h4/_tnayNF6h73I6Fp-n68zPh5kSdv7l8sAw59Yz95qDZM" style="text-decoration: none;" target="_blank"> <img align="right" alt="Interview: How homeowners can better insure their home against natural disasters - capradio.org" class="link-image" height="140" src="https://s3.amazonaws.com/revue/items/images/012/218/836/thumb/bq3a0876-2.jpg?1636313360" style="border-radius: 0px; border: none; outline: none; padding-bottom: 36px; padding-left: 30px; text-decoration: none;" width="140" /> </a> <!--[if mso]> </td></tr></table> <![endif]--> <div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6oZx02__VnJrVh2760PgJ11T0sVxbMXLVZhsW20qY6c5NWh3NvOax0GMihNx9-fmVXOETMKR6ZBuPDdbcTlDCzG2nso9TyTi3V4tqWxUL8Wlh4xf560bIMExARdmRkPEBdFPszfLcXdEhx3lbTmC_AJiHYopEZ3gZjzE3fMtjqa-PrGTYrJLlj5vienS8RcK8vEGh9d-z8D4mrDYYxMIYfQskGvavHBz4gBZgtwdWx0pRCUMbk_O7XjH41gY5A0R0vCkI0l5Rx535XT3DI18ZadrIDnMK3Of28iiDmoTV6R69JEJ1bI1vv3tgRSPTFFtimejBGms-KuWq-WbC-Hoqz8/3gu/uJHK80ZRSg6AInjEBxF2mA/h5/2zekqfC0tfaMJLk5hoE49QqDUMhMovW5O2sDQYMfLZc" style="color: black; text-decoration: none;" target="_blank">Interview: How homeowners can better insure their home against natural disasters - capradio.org</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">Between 2015 and 2019, insurers refused to renew home insurance policies for almost 1 million residents.</div> <div class="revue-p" style="margin: 0px;">Janet Ruiz, director of strategic communications for the Insurance Information Institute, thinks that after so many national disasters, many homeowners may be thinking about how to protect their homes.</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 14px; font-weight: 400; line-height: 24px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6oZx02__VnJrVh2760PgJ11T0sVxbMXLVZhsW20qY6c5NWh3NvOax0GMihNx9-fmVXOETMKR6ZBuPDdbcTlDCzG2nso9TyTi3V4tqWxUL8Wlh4xf560bIMExARdmRkPEBdFPszfLcXdEhx3lbTmC_AJiHYopEZ3gZjzE3fMtjqa-PrGTYrJLlj5vienS8RcK8vEGh9d-z8D4mrDYYxMIYfQskGvavHBz4gBZgtwdWx0pRCUMbk_O7XjH41gY5A0R0vCkI0l5Rx535XT3DI18ZadrIDnMK3Of28iiDmoTV6R69JEJ1bI1vv3tgRSPTFFtimejBGms-KuWq-WbC-Hoqz8/3gu/uJHK80ZRSg6AInjEBxF2mA/h6/c28766IR0Z2eiJ8iBv96M0vKPM6U4pv7FqaVV8qM7nI" style="color: #3498db; font-weight: 400; text-decoration: none;" target="_blank">www.capradio.org</a></div> </div> </div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100" style="display: inline-block; font-size: 0px; line-height: 0px; text-align: left; vertical-align: top; width: 100%;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div style="color: #3b424b; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 22px; text-align: left;"> <!--[if mso]> <table border="0" cellpadding="0" cellspacing="0" width="140" align="right" style="width:140px;"><tr><td style="padding:0 0 30px 30px;"> <![endif]--> <a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6mvXbHvZPAAc7LrO1QTcyU_6XaYQIYHMwswGaWB-F2mGxJyjNqaLfV5IpT1i1g_G6TK60rWflfbDCoTD6lI7lQddrwFwabioVHP7yYweiDwoJrOf6ZSN2mHgDkWTC141vXE1LMmrk26R9rsx0UqDNrbspH-seiEvwd22Jd-R8vAymRRCcswHUeKHE7RlH-7x8pAIxAqCmeSX6WlTItDUvNaqk0EQLz1YpjQ59qE7olExTpkpn-zR_ypTJ959Q-H-MjhM1eDQxB8_bHulVW8mQJjIJNkEAaP-CB84IPGvOZJ-/3gu/uJHK80ZRSg6AInjEBxF2mA/h7/FeNHe_7R9bFvRt6FnO8mUZEPbEp9ym25OvyPJNpcRYQ" style="text-decoration: none;" target="_blank"> <img align="right" alt="California Fire Insurance Policies Battle Heats Up | myMotherLode.com" class="link-image" height="140" src="https://s3.amazonaws.com/revue/items/images/012/219/186/thumb/Ricardo-Lara-CA-Insurance-Commissioner-e1565797396901.jpg?1636315199" style="border-radius: 0px; border: none; outline: none; padding-bottom: 36px; padding-left: 30px; text-decoration: none;" width="140" /> </a> <!--[if mso]> </td></tr></table> <![endif]--> <div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6mvXbHvZPAAc7LrO1QTcyU_6XaYQIYHMwswGaWB-F2mGxJyjNqaLfV5IpT1i1g_G6TK60rWflfbDCoTD6lI7lQddrwFwabioVHP7yYweiDwoJrOf6ZSN2mHgDkWTC141vXE1LMmrk26R9rsx0UqDNrbspH-seiEvwd22Jd-R8vAymRRCcswHUeKHE7RlH-7x8pAIxAqCmeSX6WlTItDUvNaqk0EQLz1YpjQ59qE7olExTpkpn-zR_ypTJ959Q-H-MjhM1eDQxB8_bHulVW8mQJjIJNkEAaP-CB84IPGvOZJ-/3gu/uJHK80ZRSg6AInjEBxF2mA/h8/GYC-59OeuX3cZLKUTiXRRqT3MrxQU6a-84IL9m3R0so" style="color: black; text-decoration: none;" target="_blank">California Fire Insurance Policies Battle Heats Up | myMotherLode.com</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">Sonora, CA – Administrators of the fire insurance pool, the California Fair Access to Insurance Requirements Plan, is taking on the state's insurance commission over having to offer other types of policies, specifically liability, with its fire insurance.</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 14px; font-weight: 400; line-height: 24px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6mvXbHvZPAAc7LrO1QTcyU_6XaYQIYHMwswGaWB-F2mGxJyjNqaLfV5IpT1i1g_G6TK60rWflfbDCoTD6lI7lQddrwFwabioVHP7yYweiDwoJrOf6ZSN2mHgDkWTC141vXE1LMmrk26R9rsx0UqDNrbspH-seiEvwd22Jd-R8vAymRRCcswHUeKHE7RlH-7x8pAIxAqCmeSX6WlTItDUvNaqk0EQLz1YpjQ59qE7olExTpkpn-zR_ypTJ959Q-H-MjhM1eDQxB8_bHulVW8mQJjIJNkEAaP-CB84IPGvOZJ-/3gu/uJHK80ZRSg6AInjEBxF2mA/h9/CUoV3ecQVwb1s3vj55xLX5e4zsrG8I5MRSBL2HQM9Cg" style="color: #3498db; font-weight: 400; text-decoration: none;" target="_blank">www.mymotherlode.com</a></div> </div> </div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100" style="display: inline-block; font-size: 0px; line-height: 0px; text-align: left; vertical-align: top; width: 100%;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div style="color: #3b424b; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 22px; text-align: left;"> <!--[if mso]> <table border="0" cellpadding="0" cellspacing="0" width="140" align="right" style="width:140px;"><tr><td style="padding:0 0 30px 30px;"> <![endif]--> <a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6uAWMFD9sZ2RUleGTBKZD9H8qfzjj4pRYmOweQ5EDK_KX-ezgjw8HAHgVilkdgI5B-NTaxmi_YOC07VCjJLDjQiZT5ZnDMX191a3Kq-0EOcnb_RzPIN0yM6ZNJWXg-mKvdvap1uO9GinXm00TikTA9dYeZohxtNWgJiHre5yZaUiTUFPsX4230u4Zt2Wechd8uBVPSd5I6211LnpxB7dv5UhnkzS-A5_tqui8cvX9IV3EYHBhEXQCKbQAK5hvA8Zowb3hIEmK1yTw4yyUslWgF9ydxXkuMiMJdwD_XkP96fnK_BWh2scPSIwYaGmDRld_Q/3gu/uJHK80ZRSg6AInjEBxF2mA/h10/guqUdKq2mFGODlMXlmttPSHrWiVIbOBL3hVLfS4A_vg" style="text-decoration: none;" target="_blank"> <img align="right" alt="Battle over California fire insurance policies intensifies" class="link-image" height="140" src="https://s3.amazonaws.com/revue/items/images/012/219/195/thumb/AAPxcMa.img?1636315238" style="border-radius: 0px; border: none; outline: none; padding-bottom: 36px; padding-left: 30px; text-decoration: none;" width="140" /> </a> <!--[if mso]> </td></tr></table> <![endif]--> <div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6uAWMFD9sZ2RUleGTBKZD9H8qfzjj4pRYmOweQ5EDK_KX-ezgjw8HAHgVilkdgI5B-NTaxmi_YOC07VCjJLDjQiZT5ZnDMX191a3Kq-0EOcnb_RzPIN0yM6ZNJWXg-mKvdvap1uO9GinXm00TikTA9dYeZohxtNWgJiHre5yZaUiTUFPsX4230u4Zt2Wechd8uBVPSd5I6211LnpxB7dv5UhnkzS-A5_tqui8cvX9IV3EYHBhEXQCKbQAK5hvA8Zowb3hIEmK1yTw4yyUslWgF9ydxXkuMiMJdwD_XkP96fnK_BWh2scPSIwYaGmDRld_Q/3gu/uJHK80ZRSg6AInjEBxF2mA/h11/kgrTZexVnqyNdUWqaOhCYSW0O_CZq3bidZS5rqPlDVk" style="color: black; text-decoration: none;" target="_blank">Battle over California fire insurance policies intensifies</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">SACRAMENTO, Calif. (AP) — Massive wildfires are making it harder for some California homeowners to get property insurance, pitting the state's insurance commissioner against the industry in an escalating conflict that will likely stretch into 2022's statewide elections.</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 14px; font-weight: 400; line-height: 24px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6uAWMFD9sZ2RUleGTBKZD9H8qfzjj4pRYmOweQ5EDK_KX-ezgjw8HAHgVilkdgI5B-NTaxmi_YOC07VCjJLDjQiZT5ZnDMX191a3Kq-0EOcnb_RzPIN0yM6ZNJWXg-mKvdvap1uO9GinXm00TikTA9dYeZohxtNWgJiHre5yZaUiTUFPsX4230u4Zt2Wechd8uBVPSd5I6211LnpxB7dv5UhnkzS-A5_tqui8cvX9IV3EYHBhEXQCKbQAK5hvA8Zowb3hIEmK1yTw4yyUslWgF9ydxXkuMiMJdwD_XkP96fnK_BWh2scPSIwYaGmDRld_Q/3gu/uJHK80ZRSg6AInjEBxF2mA/h12/wFmFL6KvxokRZEqzISCMgiN1ojbTf3AyErIoQlAoO6o" style="color: #3498db; font-weight: 400; text-decoration: none;" target="_blank">www.msn.com</a></div> </div> </div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100" style="display: inline-block; font-size: 0px; line-height: 0px; text-align: left; vertical-align: top; width: 100%;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div style="color: #3b424b; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 22px; text-align: left;"> <!--[if mso]> <table border="0" cellpadding="0" cellspacing="0" width="140" align="right" style="width:140px;"><tr><td style="padding:0 0 30px 30px;"> <![endif]--> <a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6mvXbHvZPAAc7LrO1QTcyU8VK2d2ajy00oZjIRf92TV3QABHyhkzwUIJ671ATTZwUF-erMp41mDQBFkfLdoPO5lE1GvO7nFOQrxVBGlPTfEnk5g33C1oYWChvYu7B6eG-LCtq44rEMPzzx3xftxpwgQJ2gsiGcquhB-P7uTUJdg6iD3z2JcNMlgp-BmylwciA7zPbzwuhNbmaJO2g8Tb8sAyksm0b0d9qM_Lu-FRnF_gWS0cRxMW9ne3nR7vejiKmw/3gu/uJHK80ZRSg6AInjEBxF2mA/h13/KzljnqD77txgVAEuctr9N7CVNodU8cJFwpCxVnLsFVs" style="text-decoration: none;" target="_blank"> <img align="right" alt="CA Fire Insurance Proposal | myMotherLode.com" class="link-image" height="140" src="https://s3.amazonaws.com/revue/items/images/012/219/228/thumb/follow-us.png?1636315425" style="border-radius: 0px; border: none; outline: none; padding-bottom: 36px; padding-left: 30px; text-decoration: none;" width="140" /> </a> <!--[if mso]> </td></tr></table> <![endif]--> <div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6mvXbHvZPAAc7LrO1QTcyU8VK2d2ajy00oZjIRf92TV3QABHyhkzwUIJ671ATTZwUF-erMp41mDQBFkfLdoPO5lE1GvO7nFOQrxVBGlPTfEnk5g33C1oYWChvYu7B6eG-LCtq44rEMPzzx3xftxpwgQJ2gsiGcquhB-P7uTUJdg6iD3z2JcNMlgp-BmylwciA7zPbzwuhNbmaJO2g8Tb8sAyksm0b0d9qM_Lu-FRnF_gWS0cRxMW9ne3nR7vejiKmw/3gu/uJHK80ZRSg6AInjEBxF2mA/h14/iofY72xSbHiUK46OxESaeffV3DpqPAC0jq5BD5pg0OM" style="color: black; text-decoration: none;" target="_blank">CA Fire Insurance Proposal | myMotherLode.com</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">We would like to discuss the possibility of the CA Fair Plan offering 20% discounts or more on insurance premiums to counties or cities that impose a tax or assessment on themselves specifically for preventing/combating wildfires. The money generated from this self-imposed tax could go toward creating and maintaining fire break lines, forest fuel reduction efforts, public awareness campaigns, and other wildfire prevention/combating solutions. Currently our local resources, money spent on increased annual insurance premiums, are being used to pay for future wildfire claims. We desperately need a solution that allows these local resources to be used locally to prevent and mitigate future wildfire destruction rather than being used to pay ongoing wildfire insurance claims.</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 14px; font-weight: 400; line-height: 24px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6mvXbHvZPAAc7LrO1QTcyU8VK2d2ajy00oZjIRf92TV3QABHyhkzwUIJ671ATTZwUF-erMp41mDQBFkfLdoPO5lE1GvO7nFOQrxVBGlPTfEnk5g33C1oYWChvYu7B6eG-LCtq44rEMPzzx3xftxpwgQJ2gsiGcquhB-P7uTUJdg6iD3z2JcNMlgp-BmylwciA7zPbzwuhNbmaJO2g8Tb8sAyksm0b0d9qM_Lu-FRnF_gWS0cRxMW9ne3nR7vejiKmw/3gu/uJHK80ZRSg6AInjEBxF2mA/h15/uDPdO23Lodp_Rgeui3JH3DviX8yXUdTqUybcmihJyhU" style="color: #3498db; font-weight: 400; text-decoration: none;" target="_blank">www.mymotherlode.com</a></div> </div> </div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6g_r5l16Gfl3I0dO_Bz8Qob90h7Y6LUsese9VHK4NsaD4fyaUguTqC94Tjv3ZRLJ1ZzaSoYGZf1hxYeM7Ryml_fWkpVNK7vOZXRwNn8RR5ZT3jVfLVzPDvp1bcBNdMyakHnutsR7a7XgpYAUXVkww1Ve6zDpz_KgG2j2TrW953NT8Z8ANL1hL9WRgS-_m3IcdQ/3gu/uJHK80ZRSg6AInjEBxF2mA/h16/hWadrwMp3XrUNP45wESiHEIODVhtu1jJk40DHF1Ll0w" style="color: black; text-decoration: none;" target="_blank">The California FAIR Plan</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">Insurance agents and brokers may have access to property insurers other than the FAIR Plan. If they cannot find you insurance through another insurance company, they can assist you in applying for a policy through the FAIR Plan. There is no additional cost for having an insurance broker.</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 14px; font-weight: 400; line-height: 24px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6g_r5l16Gfl3I0dO_Bz8Qob90h7Y6LUsese9VHK4NsaD4fyaUguTqC94Tjv3ZRLJ1ZzaSoYGZf1hxYeM7Ryml_fWkpVNK7vOZXRwNn8RR5ZT3jVfLVzPDvp1bcBNdMyakHnutsR7a7XgpYAUXVkww1Ve6zDpz_KgG2j2TrW953NT8Z8ANL1hL9WRgS-_m3IcdQ/3gu/uJHK80ZRSg6AInjEBxF2mA/h17/cRFJmIrMbXujddAYbAMoQ2JyG_D0x7g6n81JonseZKM" style="color: #3498db; font-weight: 400; text-decoration: none;" target="_blank">www.cfpnet.com</a></div> </div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100" style="display: inline-block; font-size: 0px; line-height: 0px; text-align: left; vertical-align: top; width: 100%;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div style="color: #3b424b; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 22px; text-align: left;"> <!--[if mso]> <table border="0" cellpadding="0" cellspacing="0" width="140" align="right" style="width:140px;"><tr><td style="padding:0 0 30px 30px;"> <![endif]--> <a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6tMDj4CGq0GDQoR5_5e_jnRVdpPSBS09ryG2ILRBQS-CgyFQ57o52T5yBt30EN45QgNEDyoY0lbZ61zlbY6fYTQXeX2ZmZ6ycbdGpcfn1sv8IX3Ek52wcmWYF6kmnyN15qxJ4tY3vNZqlF-TCXkNTMveqGBLQiBlUlsDu04cEGNS8zJb6h2RkaEDmlaBkHa0oMd5VvA8_ikMaMWpFym9KGGDmD20Ud6j9L4g_VEJuiEAd72njybQzg6KW_cDIrP2cRIkTo4jwhi-LQpD8OWde1s/3gu/uJHK80ZRSg6AInjEBxF2mA/h18/f2fC8f-l0O-AapA10iULq9XRo1HuU7NEBd0zIWUldFg" style="text-decoration: none;" target="_blank"> <img align="right" alt="What Is the California FAIR Plan & What Does It Cover? | Policygenius" class="link-image" height="140" src="https://s3.amazonaws.com/revue/items/images/012/219/396/thumb/Pg-Share-Home-Insurance-0221-1200x628.png?1636315947" style="border-radius: 0px; border: none; outline: none; padding-bottom: 36px; padding-left: 30px; text-decoration: none;" width="140" /> </a> <!--[if mso]> </td></tr></table> <![endif]--> <div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6tMDj4CGq0GDQoR5_5e_jnRVdpPSBS09ryG2ILRBQS-CgyFQ57o52T5yBt30EN45QgNEDyoY0lbZ61zlbY6fYTQXeX2ZmZ6ycbdGpcfn1sv8IX3Ek52wcmWYF6kmnyN15qxJ4tY3vNZqlF-TCXkNTMveqGBLQiBlUlsDu04cEGNS8zJb6h2RkaEDmlaBkHa0oMd5VvA8_ikMaMWpFym9KGGDmD20Ud6j9L4g_VEJuiEAd72njybQzg6KW_cDIrP2cRIkTo4jwhi-LQpD8OWde1s/3gu/uJHK80ZRSg6AInjEBxF2mA/h19/b83uqMup0WNg9VVPTIKdZcUrOg2DjRwb76WRvS4_IL8" style="color: black; text-decoration: none;" target="_blank">What Is the California FAIR Plan & What Does It Cover? | Policygenius</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">If you live in an area at high risk of wildfires, you may have a difficult time finding homeowners insurance. If that's the case, you'll need a California FAIR Plan.</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 14px; font-weight: 400; line-height: 24px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6tMDj4CGq0GDQoR5_5e_jnRVdpPSBS09ryG2ILRBQS-CgyFQ57o52T5yBt30EN45QgNEDyoY0lbZ61zlbY6fYTQXeX2ZmZ6ycbdGpcfn1sv8IX3Ek52wcmWYF6kmnyN15qxJ4tY3vNZqlF-TCXkNTMveqGBLQiBlUlsDu04cEGNS8zJb6h2RkaEDmlaBkHa0oMd5VvA8_ikMaMWpFym9KGGDmD20Ud6j9L4g_VEJuiEAd72njybQzg6KW_cDIrP2cRIkTo4jwhi-LQpD8OWde1s/3gu/uJHK80ZRSg6AInjEBxF2mA/h20/-3IjfgUPcHRT73n6cg7-NffSzC-auqAiTcgPN7pNfwQ" style="color: #3498db; font-weight: 400; text-decoration: none;" target="_blank">www.policygenius.com</a></div> </div> </div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100" style="display: inline-block; font-size: 0px; line-height: 0px; text-align: left; vertical-align: top; width: 100%;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div style="color: #3b424b; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 22px; text-align: left;"> <!--[if mso]> <table border="0" cellpadding="0" cellspacing="0" width="140" align="right" style="width:140px;"><tr><td style="padding:0 0 30px 30px;"> <![endif]--> <a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6pfjakVap186AH3NzFQpVNmOI_kfnvX4hnnPrcM6PwyV5B5_Y0K7jYkrf4QB1siI5_RqNbswgc8W35iVQKHeMIklusiLJ_FcFKPFq6zULpjZEDJbbPoNha5IvI-PlmJACXKcVZVAnMwJMr00tFQZoCvnf6C1se9dIMkuLXsE8hV0X7XqC0fneAk-qtj02eepOi3BQal4C8c15gfdJR1JPChd4RHKIIjsD_D5GwVsClmn/3gu/uJHK80ZRSg6AInjEBxF2mA/h21/IckVJ6i1nxbz5e1PVSxTu6tylJdbgT2XKhjldbE3a-Q" style="text-decoration: none;" target="_blank"> <img align="right" alt="Basics on understanding the California FAIR Plan" class="link-image" height="140" src="https://s3.amazonaws.com/revue/items/images/012/234/766/thumb/maxresdefault.jpg?1636382292" style="border-radius: 0px; border: none; outline: none; padding-bottom: 36px; padding-left: 30px; text-decoration: none;" width="140" /> </a> <!--[if mso]> </td></tr></table> <![endif]--> <div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6pfjakVap186AH3NzFQpVNmOI_kfnvX4hnnPrcM6PwyV5B5_Y0K7jYkrf4QB1siI5_RqNbswgc8W35iVQKHeMIklusiLJ_FcFKPFq6zULpjZEDJbbPoNha5IvI-PlmJACXKcVZVAnMwJMr00tFQZoCvnf6C1se9dIMkuLXsE8hV0X7XqC0fneAk-qtj02eepOi3BQal4C8c15gfdJR1JPChd4RHKIIjsD_D5GwVsClmn/3gu/uJHK80ZRSg6AInjEBxF2mA/h22/-iNvxqT615mbOvoUqpeOLDq1BEXw9O7LWxiQGiW7IFM" style="color: black; text-decoration: none;" target="_blank">Basics on understanding the California FAIR Plan</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">Explaining how to work with or around the California Fair Plan for property fire insurance in high-risk zones or when a policy is canceled.</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 14px; font-weight: 400; line-height: 24px;"><a href="http://click.revue.email/ss/c/XN2t88CAhalHja1RClwc6pfjakVap186AH3NzFQpVNmOI_kfnvX4hnnPrcM6PwyV5B5_Y0K7jYkrf4QB1siI5_RqNbswgc8W35iVQKHeMIklusiLJ_FcFKPFq6zULpjZEDJbbPoNha5IvI-PlmJACXKcVZVAnMwJMr00tFQZoCvnf6C1se9dIMkuLXsE8hV0X7XqC0fneAk-qtj02eepOi3BQal4C8c15gfdJR1JPChd4RHKIIjsD_D5GwVsClmn/3gu/uJHK80ZRSg6AInjEBxF2mA/h23/LtS6k67YOsoIxl4-o-WQgUwSuVjBqPmtZDLOlbbGekU" style="color: #3498db; font-weight: 400; text-decoration: none;" target="_blank">www.youtube.com</a></div> </div> </div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div> <div class="link-title" style="color: black; font-family: Helvetica, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 20px; font-weight: 700; line-height: 28px; padding-bottom: 4px;"><a href="http://click.revue.email/ss/c/i4W3jH19ejJsNqtlezSpO_-j5w2qIPHLW_1IaVa4urm9EonyMedqrBYE9EJFtlgkpmMYR2GhS-Ua1Tpb35FBEv7ilyYlg4pP_0nCbl_ffj1fR9PNPJOQ0TaLguGj0b74NU77WhMjgF7YRXSXaNFcajmoBqhGNAhn9yoew72zgihzOlGyT1Ofts4sjn6h2L2G0_P5ylqkoyd9qMZ6xx5esMsT6Wtrt9-uSTH4gqt9Wyu6JFvE3Q7-tpu6rJzIvtSD9BO-309KJ53yxkBDNlVmekAP8gVAiF0OoUiSSrsLnig/3gu/uJHK80ZRSg6AInjEBxF2mA/h24/GUStP1cmQ1b2VlbXhlWI9AbBpvGLLeXm4RJJfvPp_hk" style="color: black; text-decoration: none;" target="_blank">Fair Plan California Fire Insurance SEARCH</a></div> <div class="serif small-text link-description" style="color: black; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; padding-bottom: 4px;"><div class="revue-p" style="margin: 0px;">When you change the way you find things, the things you find change</div> </div> <div class="link-url" style="font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; 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max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div class="text-default" style="color: black; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; 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display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="center" style="font-size: 0px; padding: 0px; word-break: break-word;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse: collapse; border-spacing: 0px;"><tbody><tr><td style="width: 650px;"> <a href="http://click.revue.email/ss/c/TzfyQfvFfgo-vTkXDZQg18B9xysAjpiWFcyqNgRwv10-RrNKekCfiVswETSxtE9gXb1HPKgj3yDiRBU2ZPp6gQrsR1eA39cSGi-tm8CQcpksvZjN1PtbBUuO91PqPztl0fNm464mbl2lT5gNcvVbCJfDmiVM-9_qUD6rMPsLIWwPJELIXigKWjSVPlmKZVDj2lUs1Inatb9Zrx1MM-dH6w/3gu/uJHK80ZRSg6AInjEBxF2mA/h46/PwikpXBDfp6KaesW7C5Qss73nxbckbpoHjoYveqHQ1Q" target="_blank"> <img alt="SAFE TO FOLLOW UNMASKED" height="auto" src="https://s3.amazonaws.com/revue/items/images/012/221/310/mail/Screen_Shot_2021-11-07_at_3.04.36_PM.png?1636326310" style="border-radius: 0px; border: none; display: block; height: auto; outline: none; text-decoration: none; width: 100%;" title="SAFE TO FOLLOW UNMASKED" width="650" /> </a></td></tr></tbody></table></td></tr><tr><td align="center" style="font-size: 0px; padding-top: 16px; padding: 16px 0px 0px; word-break: break-word;"><div style="color: #95989c; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 21px; text-align: center;">SAFE TO FOLLOW UNMASKED</div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="center" style="font-size: 0px; padding: 0px; word-break: break-word;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="border-collapse: collapse; border-spacing: 0px;"><tbody><tr><td style="width: 650px;"> <a href="http://click.revue.email/ss/c/tViTjqfgHBuvLoFgNPyl4n-91-Pp72nYoVNvQpUqgpBP53g3W2WbIagJL2eQ6dmm2R2uug8uNTG67ZZ1a-t7CZ8fyViWb79ZwwH1U7AgTCpQH-M12wTUZp_YYBcjmT0jpFi9KjgJP_Bm0CMnvSThxG-hUk3QN5vIzXNE_wmmhwSNwIRBxugHZb608kwg8NWdr45KqhjB1N_3wwhI1qEJNw/3gu/uJHK80ZRSg6AInjEBxF2mA/h47/VagPc9a5_iT7EKm6Mr8TZQVoSSdo68_AZz4DJ1KcJF0" target="_blank"> <img alt="TRENDING 'CASTS' ▶ CALIFORNIA FIRE INSURANCE" height="auto" src="https://s3.amazonaws.com/revue/items/images/012/221/354/mail/podcast_search.jpeg?1636326437" style="border-radius: 0px; border: none; display: block; height: auto; outline: none; text-decoration: none; width: 100%;" title="TRENDING 'CASTS' ▶ CALIFORNIA FIRE INSURANCE" width="650" /> </a></td></tr></tbody></table></td></tr><tr><td align="center" style="font-size: 0px; padding-top: 16px; padding: 16px 0px 0px; word-break: break-word;"><div style="color: #95989c; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 13px; font-weight: 400; line-height: 21px; text-align: center;">TRENDING 'CASTS' ▶ CALIFORNIA FIRE INSURANCE</div></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--></td></tr></tbody></table></div><!--[if mso | IE]> </td></tr></table> <![endif]--> <!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0" width="600" align="center" style="width:650px;"> <tr> <td style="line-height:0px;font-size:0px;mso-line-height-rule:exactly;"> <![endif]--><div style="margin: 0px 20px; max-width: 650px;"><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="font-size: 0px; width: 100%;"><tbody><tr><td class="indented" style="direction: ltr; font-size: 0px; padding-bottom: 30px; padding-left: 30px; padding-right: 30px; padding: 0px 30px 30px; text-align: center; vertical-align: top;"><!--[if mso | IE]> <table role="presentation" border="0" cellpadding="0" cellspacing="0"><tr><td style="vertical-align:top;width:650px;"> <![endif]--><div aria-labelledby="mj-column-per-100" class="mj-column-per-100 outlook-group-fix" style="direction: ltr; display: inline-block; font-size: 13px; text-align: left; vertical-align: top; width: 100%;"><table border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr><td align="left" style="font-size: 0px; padding: 0px; word-break: break-word;"><div class="text-default" style="color: black; cursor: auto; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, sans-serif; font-size: 16px; font-weight: 400; line-height: 24px; text-align: left;"> <div class="revue-p" style="margin: 0px;">✅ Beyond these communities of sites, <a href="http://click.revue.email/ss/c/AO32PxOtdcsG1JyA215Fvavc05fvfYXOpA749VGHXyDm1blGB4PYTT0Q1jjdy2AZRe1ylwHRzetjmQ7XvaDB5NMxk80Ow3_uxDkju7NcoiXMbVWMwI1WMSVPV1EXTac8Q2hRI2Ee0klf0d3PDnSKK97mukv1VMpUN3Y-m4u4kf3U9EXyPKSXWaHmLcDb1YVxDrgKz1F9wiE9Ks1MNxWwQQPnFoIoxuYyVR557iCn6wWzTT4FZ40LRQrpeUtyKKhWjKlywD4eSefmzzN1HSFXyaEGJIKCrE5UHwW_iBfZiZhmlrGX_2f1PgIdfef6pdbFNh7axOV1VaW05R96hZZ5MPJmXj0fDk77EZVSPGrjNTXW-u2Usd1I5KJ4qWeJ3NjwwJP0jCGqsTjtUXijdFVNNAG7Wk-sDrfccGv00K3MoV0Q6khBsjzW1rLqrSfH_adQP9asW3tSWlTOLisOIEbGvSl0rbhp23fvxEl_DTr0_bM7UzcHNurallc8-K0lev2mR6SHEVRnVpwnCzRSHGjq09OAKHoyQelCqFbeQzBM38HH7Uz3kqyzg-qGbq-jlmtjAk9fVBndKJODkoukTroBSjAmdWhJ1YnvJSUZZWuXcRi8wyhTEFHWCEF-51ZFVNLqltVOzCvXbSYHaDX0-zHHY0en7jygeKzQi9MwRQhdWBcdMIC1HbhE4ac5LjmLkLkM4Ez0aSfU1AR9ADYqGNHFF7VgC_NB1aSnwMLo8uQqHkR2PixTNlh-VFrtfv__u1eqAzKd0ZQa_w9BQCRJtJx08HfhJU2ZWY7N0VPwrojrXiqKmUzQVX2fJzG7hBOq7u2TXcDatATREsknHpVi4ZwIGEJkYxlmqyd2q5F9pj3vR5AIe3Tu3aSSZUWnxVXwUaWgFek0x5jMfaaB8M-bZhBHjrWzS9iiREeN9jXpvee80UXngNGIArQPkj1tsI--Nii5za7BtKjBD04rSp_PGizdW25HHYF1T-QOkCOvEcP_yZMnTm9WeJmlMlOHDU8rt6DvGZvuSgddIfiTpZVRHFpMgeKYNePFPsVrNW1dJrezrgpVQ2zwwcikhGZaBkrBcZvGcwFCXl6v7_x0I5fENv9nA5LxODpPqX3IPjCosp2Xz8LJ3IfUDXIFNWuo4h07LjJvC6s7rE0PkyQ6CeLl02XKsGCeDl8v8Wz35JYVBVQdoLJ-FKwbSAL_ZVHRKYCtpVihxxR7WwsiPlvLANAQdalKb3Wjrf2mxDj0VSK3M_LLxm2jn2kE-LRNsU7N6uWZZ9mSifRwpgx9chRQFHfiagHxho5x2ctO9i58UNwj5eMTCGKm_7Rs7AK8Qjsfe7i1Flol-mr0MafY7KT4gHFk-YKV20ncrM3ie0LQRPzLhIrotO-BradyKr459xkAQtfkbs91N2rnwaLXKHMiepNxi51cMxedNjB9Ib9LTTY_lM2dSCQJFvO43LO2BRVlNbQEfpT8kHZGc7Jq_BkgHfHLGetz2oICxEYB3G3ViUfboTkccdEVRcuqa3MJJf6SpdEzcf0WFAgPFEjmdb5TbnM9ixqlEbi3-TdNgsEzwcyWO9RCNtCpaHjVzN7dBVgTLPSPdfmrzvyZDe_adw-0_1D0gdLnvD0NvyYnGWnBefMJSCw4z4OCcX0mc2DemDEwVZdMGInYs7UgNPdgAVNQD1lOrlYDHdAHXWub8XVMjnakH2BPdjpc2-Z6ONpFbsvlbr4incYLYJx7DefrgX0eSSM6Du9GAgONTBnMv3XXNBJ7w4Pr2dQHwLmfWfBhbR9NRNGgpnQsM4F0S4k_bSY5KPog4dmoH4NZKIExCWJRFAVEDow_hSsEe40Qmy4Qz6GgVXQbFLcGiW8NLNeZufjIjkR3qsPSX8W9mDPcRMuWmGDetABQAA5lEL1h2l-Ok9eMmyO690YD_6K_IG8RduCLc7aNfTrfyofYlQWPE-Ez8phh3l0VHWMApqM2cgurr1yuyA8GsKOag0u7jvCW_-tmPAc8Am1mbpfI3ZUJ_J-3KizIJZhlxVR5PhD9OkB-aHxF0e6GdrwNcs8ZZIF1ELAWSqE8o1WfpoJWIN-UIx9lBYOn2LZvO2DyHfptTJjrni1bSB5zrc--tnrHjo797Q1r8XTCJLtxTj5U6dMZznh8vREpZzZ2IGWlYppKW5z18QWWWbgwhIiwpjZEWnn9A_8DvGtv3Gabfl3uSTdm6WrZCQdJF_jto7BnbdBgNuLPn0qmNgQcV4n8fWyy-v6oLEljW8UWaQtON8J_L0Nanqwh9POfeEAtjU0KLTdA_CprC89xJ0whyftwUz0sAWMQ5s4-wo9zN-xaiPfqQXl_7d_13lSTLURmZUuY_76KAP9o1upzkM8C0fO5LwiHRLz7m4u5EI441o9ezfkVkzluI4kcAhqxUribAK8OMHkx2LfXMAXcNM0fN4cZL9n5lJ1OY4S3LBILc8hzjNs5TLFZXO61b4AICJP-PXnJ8-8Zb6CNlO8YX-UMMObE9Zcq-KX2djc4vYY02rx-c7CknjTfJq5ZaWoLXg2VFwGShtzWltJlvTnMDnc6DbXcM-TrSmknSQg3px-zJo3QDuWefq01ijxayyEowe6seNesFbnosj4H3f65bclzm-cVPdDibbGFX9006M9KQSVCj7XMMz52bYKOIMXKCFage6WjLHABQlypirsl7JivLQQv9y5V-D_d8PCoFuYR_0y9cGsf9-cCoJkj5HjB9r4DCAjHZR9fCKp8Ok4GVuZH6oxp2bnEuTP2QirQipeMoIemRPqYUpsik2xwqfGnMrBgI2geaCVg1Ad0i6w_9bjrBpXpiANEpzsBVYNOt7CY4E3HTkLYTV4nFscjrFAXHhCrVoUtXmMhgb6yHbhk4MNQGFCbJDFexe87k1chsPGSXw5Ps6qYDVsIhPBiZ0AYYj31KyP1-dO5oeGyGKkOvxsWZA21t4AbP5fXFX_qRuY6KUR1871HiPiq8xbxYoVVpIws1N4Gg5A2H3LXVxOzQLtc6jqAWGQ47qkRf9p_PlRcqi8xz8p-Qo2x02Gd8AJqTFmXd68yoIZDH5s8i_B-mnAf9dolb8zsHoQPYjwKRh4P-ww6Tg/3gu/uJHK80ZRSg6AInjEBxF2mA/h48/QlaAP67pDH68gMcN5Ee2LXwhCgLLuy93FILUs4OHazY" style="color: #3498db; text-decoration: underline;" target="_blank"><strong>@ALTALOMAN</strong></a> is the curator and archivist of content within social media that deal with the far-reaching topics of cancer and recovery, philanthropy and nonprofits, and common interest developments, aka homeowner associations (HOAs), as if that's enough to follow for a retired boomer in <a href="http://click.revue.email/ss/c/AO32PxOtdcsG1JyA215Fvavc05fvfYXOpA749VGHXyDm1blGB4PYTT0Q1jjdy2AZRe1ylwHRzetjmQ7XvaDB5NMxk80Ow3_uxDkju7NcoiXMbVWMwI1WMSVPV1EXTac8Q2hRI2Ee0klf0d3PDnSKK97mukv1VMpUN3Y-m4u4kf3U9EXyPKSXWaHmLcDb1YVxDrgKz1F9wiE9Ks1MNxWwQQPnFoIoxuYyVR557iCn6wWzTT4FZ40LRQrpeUtyKKhWjKlywD4eSefmzzN1HSFXyaEGJIKCrE5UHwW_iBfZiZhmlrGX_2f1PgIdfef6pdbFNh7axOV1VaW05R96hZZ5MPJmXj0fDk77EZVSPGrjNTXW-u2Usd1I5KJ4qWeJ3NjwwJP0jCGqsTjtUXijdFVNNAG7Wk-sDrfccGv00K3MoV0Q6khBsjzW1rLqrSfH_adQP9asW3tSWlTOLisOIEbGvSl0rbhp23fvxEl_DTr0_bM7UzcHNurallc8-K0lev2mR6SHEVRnVpwnCzRSHGjq09OAKHoyQelCqFbeQzBM38HH7Uz3kqyzg-qGbq-jlmtjAk9fVBndKJODkoukTroBSjAmdWhJ1YnvJSUZZWuXcRi8wyhTEFHWCEF-51ZFVNLqltVOzCvXbSYHaDX0-zHHY0en7jygeKzQi9MwRQhdWBcdMIC1HbhE4ac5LjmLkLkM4Ez0aSfU1AR9ADYqGNHFF7VgC_NB1aSnwMLo8uQqHkR2PixTNlh-VFrtfv__u1eqAzKd0ZQa_w9BQCRJtJx08HfhJU2ZWY7N0VPwrojrXiqKmUzQVX2fJzG7hBOq7u2TXcDatATREsknHpVi4ZwIGEJkYxlmqyd2q5F9pj3vR5AIe3Tu3aSSZUWnxVXwUaWgFek0x5jMfaaB8M-bZhBHjrWzS9iiREeN9jXpvee80UXngNGIArQPkj1tsI--Nii5za7BtKjBD04rSp_PGizdW25HHYF1T-QOkCOvEcP_yZMnTm9WeJmlMlOHDU8rt6DvGZvuSgddIfiTpZVRHFpMgeKYNePFPsVrNW1dJrezrgpVQ2zwwcikhGZaBkrBcZvGcwFCXl6v7_x0I5fENv9nA5LxODpPqX3IPjCosp2Xz8LJ3IfUDXIFNWuo4h07LjJvC6s7rE0PkyQ6CeLl02XKsGCeDl8v8Wz35JYVBVQdoLJ-FKwbSAL_ZVHRKYCtpVihxxR7WwsiPlvLANAQdalKb3Wjrf2mxDj0VSK3M_LLxm3nL659-AliovQ0_q5azeZuOP3fmokft86McR0LeIKPJBtPjo1I_r_e_nKG0gJ_0l7Gjvu9EOlHHagVhIaFooKm5loddT0a72pkj5yHHbxGgAGPfDDOmbdSjvgXCkskgYXYAg7VLtrLb0T_VXEgOAK1LCBk_uw5voDW_WuN0ZUKFdbnDIaZx8RwAOui_8kyftzLmoaB6m69SmYiUUS2HkM5obc2nClJ4PFOHf9m4PkfQU1lGk8Al9RUov7djHVCWK8rYHSOLhdsk7a0tl44sTmt4ww9JkoPE6-UNk6bAEWCyS-Sp8PeDI0ydqao3iBK3VO1mKSr0LLkCWOWHdatSodF-B6B917RjV4eoAT5BqVHSFZQ4wzCNjzMNd9eGaXzwiW81H_fawI6tpzftPFpSJXS6uvaMn0hEw5FVirzgi9rnYnFPwRVf_EWBar18wLJFAWoCmDzZClCP1dCZ9ySahKCRr2KCIb8D74Xlo_m0nMdbSf8FHj9YXhGY3McxEYrfNvioKcJFeWGnixbtpWeBDfT4pjXtfRfH5pCEVF89agaqFDT7Qd5q-ni_QvgwXbWSL4PnSg0yVNwX6jiFN8_YwKCj7Fz4Z2DVAuGSsu9c7ZxzIwI0Q4yMD1dAnfhUUsrVBEQn8X9CloAkfXw98pP53K02c2n9a30SFawnocdPH23VdBRvGzLMNkb0lqAeSaixUnpS3ByKjlEGWy8LyEYAj2yHZgmgkNg_Cmyc-u0Kam9vCBf-mOEt4CW283ViJy-1fpS97uLAOnF48YHhcKEfS9Uw3jAZgOvZjqdSKVfLjxEhGDs5WiUjaRzcNfO2jK2CTe4VekqPP3-I91yz4uQc39ifU-0fWAV4eW2hM1Qpw2sy1bjg4BNMK32WlXgIZPOIm62DQUPsGdvmeyqVlWYY1aWb_4vW5ygFejmWJ8j0oJ09oglI9Wp7AV9XkLdaxv9J8gNWvVzkE98s6imqgGBtA1K-NxKht64zMz3QX0yPO85T_G6E6pUoXy3igzitP4RtTRhZ_G3IkeqLCKHii8K9VmsW5v7lCr6T0qP_tWp-h_eTZXcT7sMD-X3WST5a-YkL81mVfeKCyr4lbD6x7gPXFzsTIa7INhEi3rXNIsFADQz3YiXH6SIAuT2UzMIz0SXEd96ApACiq7qwLz3Fj0ixdlhFxhXeKt0OpNn19WTpkZvmJtDbNPktoZcEBXzE4WWrjM9ELZOsTOfh3v1l_gexLatALJ-s3MEpvp_FUHPTFg3DnInGBoYGtMTMFkAAP0dgC1Oykm0F67rSn_v1gTSkAIGyFqyVLrQZ-bOm1vTf7hBUulIahA5fTseK-wuZHbIgBGuMAyTsQVYvZMmtSCDgbsBelbqFP8spMccQULuvDXfwszyTMV9MJNYD_H4RPIxTr-B1zRkuIZzhelEtao1TXVJZuukABu8EOkWzFYTnrARi7vtXMImn9neGRM__OOptPj0nNyQ3ZRoyYrZ-bVRf91eW3VUqjM9yQ3Af7zVPhMPE_YSHgIjVOxI7EakboVTELKUAcPdKVXLU8qjJL9k_mXZHkOqEtv6x2PVSms9NgUZ419lFtZxXdiLJAP5yvFpQcNUg5CXdKUBrBkMBOMaL0KOgaN9WFngAmh3Gkg6lXHOMcXoVMYC3-HAEQrCNTUL_ylVDZ7zEmTeCYtGBwHSCxCrfFVu0qDLSXHbcxPIlKQlQa0JKSn_NkGzhZjhrUa3jVidGGkocq26hga5lCXLy7YUnTdkyd3oo-qAWtg14txgTI-Z0wcAEkCXBBMPHrTmaFhth3XwEFLCRj8jDSILg37c35S7bNnPrXAcraTQuOMMLg/3gu/uJHK80ZRSg6AInjEBxF2mA/h49/apQdgMg93O29WdhH3j0bLY7d12bFYKKVi72SH9a5Ngg" style="color: #3498db; text-decoration: underline;" target="_blank"><strong>TriloGi</strong></a><strong>®.</strong> </div><div class="revue-p" style="margin: 0px;"> <strong>🔥 * </strong> <a href="http://click.revue.email/ss/c/AO32PxOtdcsG1JyA215Fvavc05fvfYXOpA749VGHXyDm1blGB4PYTT0Q1jjdy2AZRe1ylwHRzetjmQ7XvaDB5NMxk80Ow3_uxDkju7NcoiXMbVWMwI1WMSVPV1EXTac8Q2hRI2Ee0klf0d3PDnSKK97mukv1VMpUN3Y-m4u4kf3U9EXyPKSXWaHmLcDb1YVxDrgKz1F9wiE9Ks1MNxWwQQPnFoIoxuYyVR557iCn6wWzTT4FZ40LRQrpeUtyKKhWjKlywD4eSefmzzN1HSFXyaEGJIKCrE5UHwW_iBfZiZhmlrGX_2f1PgIdfef6pdbFNh7axOV1VaW05R96hZZ5MPJmXj0fDk77EZVSPGrjNTXW-u2Usd1I5KJ4qWeJ3NjwwJP0jCGqsTjtUXijdFVNNAG7Wk-sDrfccGv00K3MoV0Q6khBsjzW1rLqrSfH_adQP9asW3tSWlTOLisOIEbGvSl0rbhp23fvxEl_DTr0_bM7UzcHNurallc8-K0lev2mR6SHEVRnVpwnCzRSHGjq09OAKHoyQelCqFbeQzBM38HH7Uz3kqyzg-qGbq-jlmtjAk9fVBndKJODkoukTroBSjAmdWhJ1YnvJSUZZWuXcRi8wyhTEFHWCEF-51ZFVNLqltVOzCvXbSYHaDX0-zHHY0en7jygeKzQi9MwRQhdWBcdMIC1HbhE4ac5LjmLkLkM4Ez0aSfU1AR9ADYqGNHFF7VgC_NB1aSnwMLo8uQqHkR2PixTNlh-VFrtfv__u1eqAzKd0ZQa_w9BQCRJtJx08HfhJU2ZWY7N0VPwrojrXiqKmUzQVX2fJzG7hBOq7u2TXcDatATREsknHpVi4ZwIGEJkYxlmqyd2q5F9pj3vR5AIe3Tu3aSSZUWnxVXwUaWgFek0x5jMfaaB8M-bZhBHjrWzS9iiREeN9jXpvee80UXngNGIArQPkj1tsI--Nii5za7BtKjBD04rSp_PGizdW25HHYF1T-QOkCOvEcP_yZMnTm9WeJmlMlOHDU8rt6DvGZvuSgddIfiTpZVRHFpMgeKYNePFPsVrNW1dJrezrgpVQ2zwwcikhGZaBkrBcZvGcwFCXl6v7_x0I5fENv9nA5LxODpPqX3IPjCosp2Xz8LJ3IfUDXIFNWuo4h07LjJvC6s7rE0PkyQ6CeLl02XKsGCeDl8v8Wz35JYVBVQdoLJ-FKwbSAL_ZVHRKYCtpVihxxR7WwsiPlvLANAQdalKb3Wjrf2mxDj0VSK3M_LLxm0EjylCRKZ6d0dB2FB6BdwovJdJ3S_JsWilNLYmJfln6hZDsX_tUIAHiWMneLVU4U6ObSOQIHXDab0bBs07rolBEae34B63KpWvpUst6ABtR9rByYgvSshjGLVQAuHyALR5US0k9RMjJZ-AF_XxRGE-_WANbrd63RgJ9RwZxfEB6QQff9yRjwEw-tzqPj66kqouW8CcbhnHz1xViIaP5NIePPTfI1-xhfVA4HGnYCEb9d0MKm7hvKy_ae8QYnYf2xiHwwRGe9tih2khiciHnYhmqdJxscz4B40J-VmQ3gwAI3Edpa6G9_jkYrsmCJZm8MvLY4G23ma2MDznkdqeBgT8rQhZkAo8KC-Z1cTponSDlafSIrTELNHemuhN1MlFLyImHyTT92IVcufw5XnBEgwW4795CLe_AAGt5myhCCuo_0rreq_J8UzBthjHs7FZ_XaI0khPxK8hunbTZoqPqgAoLI7hqj3qKmB80obAzCy3bw6kMU31vJK8N5J1sJlq8hC7xVvHkhoA1WWqxXuVn79v8jJXArIWRdPj9wHDEWXxtKMasTyYDILTggh5Vs4Pg5ki2zghq0P7ZS5fHHEMfwnUCNJTnrg6mxYnfiQG5YfmBeUCpOvpmQNe5VOqjs-mg8lpSyYrsfNxq5EOQ1IWsctMYHQqHRcCU4rDP145FRxiMfidkj5DWX4h5SrR4nhRo0Iq-lijokwccU1kKctlxo39QYnsHeWwhW-0Bc6lO-9mKgj4T2i19ymHFXz8XXl3fNledQWQ0Qw9KynzaoFalpD1prS6bvMumn7hix9Pp8uR9s70DQQnJkbDYnVYsSp4Zs6jIVxpGCT4LEniVvJaAPpEQDq7D6iaqCg2PzwTfN9Hnjxsxzn7AAt5380c8xwSl-y6Xdm8I3ZKg4rYDDZ3rj91pfJRfP2oCaEe1WGxnyXBIKAHsWOSI5Vg2n3tJihIwgGtqWA7vY0vV9Y2EizLoj5OOsIf76luKcyh0uO_LejaprB1bpm42kGE7h5OQgw08DUwyf0thM1B2RqdVObS3Ys9yVCj_2Z14xPUj4ymt3H7i_NTwPM4G6Z-p5se_stKy6-Z4BJ4-EZCtrS4Sc2MX_zS_c93lVu4CsCg3eMace1DZf-fzFgHnNYKRSPBDAGC-YE9duP0Rwl4aziUgXPyMcO1dOi9Ri0qZclXWivz1KP3cjsNF1B2Jfy1mOjZRXUfqch-loXNF4SEfEyQJCM_pskFsH00J5MXY-OWnVISpI0Jbv7IXT8qPdF5Ujd-GLmyrRq7FkMdlBfoOMjuStEYSP-CRkzhhSfzMrgZ5XfFziCt1WXkWN2EJGE6PsKbjNHBQsZG8F2LxeTCK8w0NPoIU3b3CmCeb0fpnJMM49EYT1zROA8a81Cll_eKBsvJNurL60gGN-m5eYWob8zC5Xi0eSCboQFiohIDYrW1LkovAhFjEeUzoDs2yoNp-SCHMe_o5CRI6H3vToiiwjNowVFIBWWIATtrwgdGccv_qg-2c57XdXPUllUi__axNJuJLTCMEfWsR84fy7KDqiXFb-H39ZHTCo6hMmEKx2DcGNkvPj0UxmVINTSuBxZK8pWC8lAHs7N8rUBzOqjNlfEr6SjwkeW3tnTOKsN0QXmdYaqIAoeVENQlx518paevwvb-cfWcz8syqSRW4eX00GGY9ujukMVb1S_RlvTwYTPgz4UeA7Jlm6l96f6sI5AzNw9qYjGm8w5r8zH_1BJcG1tDj5WrCOpwYOk_CRHFWr2noOJQOfZpYAQCBiBMMBtZsICj6NXZLqK-dh70Vwa6g3ueVj1eAw_Q5jtS0j3A1nwlLxUazf-vAQ/3gu/uJHK80ZRSg6AInjEBxF2mA/h50/jnOjDZQNLKOyIinULNUOH0krAIKTlHrmiEqv4tZzyZU" style="color: #3498db; text-decoration: underline;" target="_blank"><strong><em>ALTACITIES</em></strong></a>® <em>curator for </em><a href="http://click.revue.email/ss/c/AO32PxOtdcsG1JyA215Fvavc05fvfYXOpA749VGHXyDm1blGB4PYTT0Q1jjdy2AZRe1ylwHRzetjmQ7XvaDB5NMxk80Ow3_uxDkju7NcoiXMbVWMwI1WMSVPV1EXTac8Q2hRI2Ee0klf0d3PDnSKK7sAxFrT0kd_nzSJo4YXjVCwyBkiPtOAlPElz7InRtr9Empzt-sZEJ4iAKZZN4FWq0oJp9NfQvk-Vx0Gy2ptKGvLaY-X1jgciJwO1bqtN0SZPE1wPe3hjYMhGtNhq_27LLLKmD39sAHUKTsDaImTr1qRDaPbJ8qovkWyYvjpmpMp9xHwKgVh1gqG_0zxJwNj2ZcWwocxMedWGuJ7L0Ui-evjsWTi1xsm-feBJc4cnP_hxN_ldjd5A9WMFG7T01n23mhrbhFgNddj_b9XR9myhUUYSGsuOPpbQqPsIBSR6V1s-L1R6xnkDLBJN6CSOLZBBufPMP-Ypfpigicr3-OVEA1ouELZm-QApHLWRFeuh-6tRzQSf5nWX0sB9BTCkzb41G390el5BCoz0vOB3QrbRiwkICzqM9jFP-RtkSV_KrnZq2H741Flkjr9PaWrhJciUNf-7unOhCH1EfcPOotNYaw--2lxacOaNeMeI_IbOB_4sD3MVYTNBCBwfXKYpQOfMPmgve66dcb5TvZX7IHwZ-To1-56v_x9kK2uQ6jXDFcGqXOQCa1dJ7FhyfdeAbkcv8jcWg4UCERQ7ghDgnQA3_PkIxlhNBbLCGtjNL0OCs9cEl3zrHLb3ya-6vHr8GpRJ02TZhMLikY-U94XK7tDzVVCPwlBFbekRNYGKm1cADQNZDEbDvPMU2G_KxAfQttQ5l79nc0SEGTUY_W5tbe4vco6ndjoiNwRBZcPJBsjqONlrPbaWDyN5abMNlztCk4q4zY9m0HaqRxZ02zLFe_P6B1StvmVffNj44BxMJrZSNl0qvZGHVmkIudw7C_rZuWaD5g3D6aPUHlUX5fuarjXSV_Ck6ULXZmMYrSmyPOZJZkTzxaqvk3ORnQRFVC6ItPkFolfpgkKXi6uknSqCFUWINBkYb0eYGW6aIJhNd2XhcaGlURvivkVzNFS39TfHAdMltHbTRPCDNZ3LAk6tc5_gatxKShw-XYgpZr3UUlxjo0n_IVjEuhvT-ezJ6IapeD7YEUxXgkTvtSlXgVHFpezIJdkMNzXflwVletQdQnNQIAyiCBCzUROaO-mut4Gckz36_ohg4z2gszICTAyMrm46R66DVJsfFL9i-OkZo-vQ0lotKrZxiWauLT4YjWmODRaJyNzVGj15MWlPuzAjx9AGw7DECNoCpDaCeixnc56t3Va10s1Ko-2f7v_wN74aC_WJZtQJcrEBhumMkh0zCL_cY0gpRvR-GGiSycKStAErHHnmi4BWAqJlPzdjNXMHS1kPeBoD0A-kkoeMX2trJIsTXqHHDKkcRiFeu8-fq_2W11udMnqXDAZdaHUiFuuNUeAgXDEzkEddsJR-AO85FkC6hHFf1fmLaH40i_4umO8S0F1EVzcrlp3FcjX1E2BNLl9JnFmxQOtO4JJkYRwT7iVQWPa8rz3sXIbyhTOclicBXT9u3UGeFYtrAYzvzVYbNJc6SCW6S3u-AbqNaxMII7fMMBfbSYmv0CHCsEB7myJBW8ErQr8nyC2-vts0_OyxEkT7JoifqOQ-LMM_fjtin9AXUTNW_XAEiLQuZGH42BMfO0rFIT9h7gASlyfBOQvlMN7c2F_ktPQyeEWjd6fDZ5k1J5ZBQK5x5vFLaK6pbLCrZpPHWWEy0BxVtOvRVqroOsvL2kTpJeboolslTbcowekyOy3X-UL9r2SWBnS1_oSO8tP/3gu/uJHK80ZRSg6AInjEBxF2mA/h51/DNiWv-tgFc_YOPzBAgjiYoHP6qGE18cRbELVffPRmcQ" style="color: #3498db; text-decoration: underline;" target="_blank"><strong><em>Amaz</em></strong></a><strong>❌</strong><a href="http://click.revue.email/ss/c/AO32PxOtdcsG1JyA215Fvavc05fvfYXOpA749VGHXyDm1blGB4PYTT0Q1jjdy2AZRe1ylwHRzetjmQ7XvaDB5NMxk80Ow3_uxDkju7NcoiXMbVWMwI1WMSVPV1EXTac8Q2hRI2Ee0klf0d3PDnSKK7sAxFrT0kd_nzSJo4YXjVCwyBkiPtOAlPElz7InRtr9Empzt-sZEJ4iAKZZN4FWq0oJp9NfQvk-Vx0Gy2ptKGvLaY-X1jgciJwO1bqtN0SZPE1wPe3hjYMhGtNhq_27LLLKmD39sAHUKTsDaImTr1qRDaPbJ8qovkWyYvjpmpMp9xHwKgVh1gqG_0zxJwNj2ZcWwocxMedWGuJ7L0Ui-evjsWTi1xsm-feBJc4cnP_hxN_ldjd5A9WMFG7T01n23mhrbhFgNddj_b9XR9myhUUYSGsuOPpbQqPsIBSR6V1s-L1R6xnkDLBJN6CSOLZBBufPMP-Ypfpigicr3-OVEA1ouELZm-QApHLWRFeuh-6tRzQSf5nWX0sB9BTCkzb41G390el5BCoz0vOB3QrbRiwkICzqM9jFP-RtkSV_KrnZq2H741Flkjr9PaWrhJciUNf-7unOhCH1EfcPOotNYaw--2lxacOaNeMeI_IbOB_4sD3MVYTNBCBwfXKYpQOfMPmgve66dcb5TvZX7IHwZ-To1-56v_x9kK2uQ6jXDFcGqXOQCa1dJ7FhyfdeAbkcv8jcWg4UCERQ7ghDgnQA3_NDzYe3KoCdvajTpcetayhrImMvygGPQR2XKH2h2e_VpBpDWA0a3hQq8di0obZdT08qaeVyVEB1O_dM0q7L_cUtq1TKDmF2k0-NWGo_dq7E7K8XvHCB1IK5pCyKSaQJpqA4p6L4B-4vv9CIzY3XCRoB5nOr2HLPE7Hl4hxM9oHMLj5MvRb93I557UpVw3wIi9Vuu1MlfvQ3zmk1NqnWmZ4-KjOVpsufJRIL_6zakHGIxKc5x1pyWb5JcLsmXJgimbn_A4JW1VCqe1PkL6ZMPLXAM05XRwqg7rFIXYKS4wmZMB2PN4ORkOTxilNW8pJk9T5_7lFQZYmUIpnC7_PYJmPWpNlJG5iop5fVY6Bo1p2IHzZRarCnd32TVw1-_K_A2bm_RHg8JGhkUJrKXsaoVNBnnsdeGhBzcHlTYzFu_CUlKCQu4nh1fAPyNwDIh3btWl--P7M_9SKws5dCuWBEVTOTTUow7zSgb5lk2x7Q6w1DELbkMGo6jScnJPhyK-O-FOHt4CYMQVq4YPXUW5eiJm3HTlkfFi08cCas7fOVPdTcUUrOcn4AbiPbhTk4KQ4vylEWq4C6hltpqnd-VhlK0u_1s16FbSXFH3V3zvjhIY6x3-wCQ-pk0tbtHZzZ_V5oPvDmBovCzQV7BCNouGvW_dmOlKlyBdjmEMjyJyMvFO7nE3C0AdrqukNtRR8iF1z8lDC_tV6xS-Mo93Q_aW8PXmLotIO01OOnj0n1tMZaxslNpph-KQbe0Oz1U-IGv2pZpOF6UyURUgnfwKPjXTyJnBTpOAVra2UzOungdp7ZZCekAiPvlloSneNV-lYCy12L_ulH_foxnDyv8PT6WRAJmugYPMqQ5j9wzfnffOm6o-L9rHOkJbhFT2s2TfdoxrLJCwoZ3adyUfyiJnZ3HZNrZEne9FGvRL9vdO493IGluFE1STDQdMjm9hClK6NqjjuXsrj7xxjXOp1A4QuaXB5Hh3YBxIMtaftDqx57mpyjjoY3a3XJ_JVVFPnwZJvBPZr-H8O-eaSbnV8_xpqhDdrKii0MyTtzPzHZjzYNy0mAjPikdoCuRnQET7MUWjOfb1t_3KDamo1LT5PfRNnACv8wIuRV/3gu/uJHK80ZRSg6AInjEBxF2mA/h52/f2XvUfX9bkkLfta5OtmJhvyxGM85GE7jiAMAu_YoZ6A" style="color: #3498db; 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As an Amazon Associate, we potentially earn from qualifying purchases. For more information, read our </em><a href="http://click.revue.email/ss/c/AO32PxOtdcsG1JyA215Fvavc05fvfYXOpA749VGHXyDm1blGB4PYTT0Q1jjdy2AZRe1ylwHRzetjmQ7XvaDB5NMxk80Ow3_uxDkju7NcoiXMbVWMwI1WMSVPV1EXTac8Q2hRI2Ee0klf0d3PDnSKK97mukv1VMpUN3Y-m4u4kf3U9EXyPKSXWaHmLcDb1YVxDrgKz1F9wiE9Ks1MNxWwQQPnFoIoxuYyVR557iCn6wWzTT4FZ40LRQrpeUtyKKhWjKlywD4eSefmzzN1HSFXyaEGJIKCrE5UHwW_iBfZiZhmlrGX_2f1PgIdfef6pdbFNh7axOV1VaW05R96hZZ5MPJmXj0fDk77EZVSPGrjNTXW-u2Usd1I5KJ4qWeJ3NjwwJP0jCGqsTjtUXijdFVNNAG7Wk-sDrfccGv00K3MoV0Q6khBsjzW1rLqrSfH_adQP9asW3tSWlTOLisOIEbGvSl0rbhp23fvxEl_DTr0_bM7UzcHNurallc8-K0lev2mR6SHEVRnVpwnCzRSHGjq09OAKHoyQelCqFbeQzBM38HH7Uz3kqyzg-qGbq-jlmtjAk9fVBndKJODkoukTroBSjAmdWhJ1YnvJSUZZWuXcRi8wyhTEFHWCEF-51ZFVNLqltVOzCvXbSYHaDX0-zHHY0en7jygeKzQi9MwRQhdWBcdMIC1HbhE4ac5LjmLkLkM4Ez0aSfU1AR9ADYqGNHFF7VgC_NB1aSnwMLo8uQqHkR2PixTNlh-VFrtfv__u1eqAzKd0ZQa_w9BQCRJtJx08HfhJU2ZWY7N0VPwrojrXiqKmUzQVX2fJzG7hBOq7u2TXcDatATREsknHpVi4ZwIGEJkYxlmqyd2q5F9pj3vR5AIe3Tu3aSSZUWnxVXwUaWgFek0x5jMfaaB8M-bZhBHjrWzS9iiREeN9jXpvee80UXngNGIArQPkj1tsI--Nii5za7BtKjBD04rSp_PGizdW25HHYF1T-QOkCOvEcP_yZMnTm9WeJmlMlOHDU8rt6DvGZvuSgddIfiTpZVRHFpMgeKYNePFPsVrNW1dJrezrgpVQ2zwwcikhGZaBkrBcZvGcwFCXl6v7_x0I5fENv9nA5LxODpPqX3IPjCosp2Xz8LJ3IfUDXIFNWuo4h07LjJvC6s7rE0PkyQ6CeLl02XKsGCeDl8v8Wz35JYVBVQdoLJ-FKwbSAL_ZVHRKYCtpVihxxR7WwsiPlvLANAQdalKb3Wjrf2mxDj0VSK3M_LLxm2TKb8orGNDV7bLqO6NAMFB4NOhSzp-cc7wATuIS4EELno_fetwhQjLtOgTjQGhHdeDoWuQaivv9HuxEPB8eghqa5Ma6XQE6sP5eSkefRJuUT41tOB9EU1bGXPRD4oLib3uNigQY2QuZHL5SlJp8tV5PQYFJPHvaa7ukwFczCrQhMEw3zuXYZ1vmk7t3AsN6ERu4UbZcAE2dTTFdkruI_wufKBFWvT__lAkkCBOenhnMdPk_hnqn5njqwmF78sQNCY-FTgHRnIdTd5lqBf2tN4CQFoqubp4-Cz6NFQh_F86L4l4HfPILGt_ctIABknNWYk0KiXPO2J97oEyvZQsflEGzWiZ5bhhB5SxI5eoC2b_AHmr3CpUnJjV5JW4Pb_81lEs7Vqyhp5nSEl-UYPQ9RATjPa5a3DLHvlp2KD96DN_jDqm0Y4nz7jtlOx7I99wCp0gpdByrRLg-y6o86s9XEhP6DPIIghRozINRTcJD5pU7M_iqunNLm_juTnybveop7DdAD3RsOWG1ESPdL6TK6gvv3MlcjPr5syHqWa-QczcM5MP89nxoOcRtCv_kxEQmrK35nqVsqmk7FpUufGHllA5jvU3Qcsj7O9JZkxxsZcSPyD_sDcsGVcgUwrPX3YDxX6tU4mYhhgMg3vUrpGXF3SDZa8w6tp7SSnxrHBEQFaVOI8_fGEIOCrm3nnHtzOPxDJaq2JGwpTA3GYLH7o5aU3puyrhwtIpn91LkYByjdJKCGEBhijB4WG0tEgowK14NV6nyWIP6UA1j1SEWEG36VD4mtm3spEh3OIpp9fiTpl8EwFrSr9kRfJBJKFLcgSv-WkBBrLZWMDSbf36PAr5eJEYAhlNrDIEgLzuCkgMHqdfrPCpdEcCXMYuSxtvsBU8vObeJpydyI0an4cKuAS2o8mVt4ASVpS67LbosVrUa8HV4zSkbvc6BFLkbMaEc_0uF0zPbhyLLhwAqUlCSdBNpDeyfZuzCX0Ltg9dEr6QCZHp6zaKvw1XLP7y5g5cFE2Y_xJV3b_f66ok0Tq55IzZwRcefR3wWrvYdU9EHL6EebEm5wxayZzbMB2oZxzTH_ng8ymOqixVZ-csMIES7lOoDmQBm13VdTgtOC1NBLWWSRL1Knvpmb1IFb4aNci-aAapD9E5u4kyrXEritQBWQREZKg1n3HC9PH7_5eRn3rEOCLqdw5IyKzVIrLgnX4RD1O--XvMSBmiu0dhRpLZhJyq60TsL532Ljw764Ed2B4gCJyJ0189As7g8XYjV-Tx_GLzDu7M8rulIlkmj5SNYNYhlGj_5S5UR8woL8441GgGitYSqWkoIoWl6wjr5LYSCMUWcz0o2Qj24S_dXObiEcdyXMtDxn4WNM6eudBGM5kHBRU74RZ_41sSnZefmEDBBNsOqNtCw9iViKIDianQ9BO-e7jHEHRGHLM0PZnXvv5tX3w3wzvC8UazlBdgcP3ZzLX6w5WijRMxhpDWPOWu-q_ZUMLav0u5deho9KOKIjw4NospTB3x-3rBmtCvy7zEjvLcSzjZiAUG0kkgL0amfSEhfifYnPocKgLHql4euaaCN6ybzPx3Td1jG1h4UVlgcu649nUWdSQCEIj9ytCVw7wdobsk09Cx0ezIKXSr4tZX62EBNJkD4EuZxlVGEiMPywYyw6HFGGyenE-1mPS4LH3m8paw9U1acmhfMOKC6LC1E4P165jpgtu25jB8aKu4GAvYxNtc4nKOeyH7S5OItT4_wLckPar6HZ5g2EoNGtIYt9LnnTv4X_MBNEptbgYykbBnclWyIrxZ6CpVXtFD9wxWOt50gX3wiqWiry7nMisPbmBp5Q/3gu/uJHK80ZRSg6AInjEBxF2mA/h54/gT5Fu-h27CLTB55foBphUBcIOMOoPjs8WigLep1PVyc" style="color: #3498db; 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max-width: 650px;"><br /></div><!--[if mso | IE]> </td></tr></table> <![endif]--></div> Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-38638442273239538922021-04-04T16:53:00.005-07:002021-04-04T18:33:03.424-07:00✅ Major HOA Disaster Recovery Timeline (Process and Projections)<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-XrLBJ6TL6PI/YGpP5xYL2iI/AAAAAAABr2g/OYYyGloUdSg_2KWCEFVsg6ZacRCD0v4_wCLcBGAsYHQ/s736/Screen%2BShot%2B2021-04-04%2Bat%2B4.46.36%2BPM.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="418" data-original-width="736" src="https://1.bp.blogspot.com/-XrLBJ6TL6PI/YGpP5xYL2iI/AAAAAAABr2g/OYYyGloUdSg_2KWCEFVsg6ZacRCD0v4_wCLcBGAsYHQ/s320/Screen%2BShot%2B2021-04-04%2Bat%2B4.46.36%2BPM.png" width="320" /></a></div><p style="text-align: center;"><a href="https://bit.ly/2PVqne6 " target="_blank">LINK</a> ▶ <a href="https://bit.ly/3cOA1Iw" target="_blank">PDF</a></p>We are only able to evaluate the COBBLESTONE subscriptions to earthquake insurance (EQI any form) when the data about enrollments from MOTUS arrives back to the HOA after the April 10 deadline for this enrollment period. <br /><br />But, in the end, a minority of residents will have made this purchase. If an event happens in the near future, the loss assessment aspect of this will determine how well the risk management factor plays out. One sure factor will be in play: Who among the uninsured or underinsured will decide to stay and how will that affect the disaster recovery timeline? Likely, this will take years. If so, the loss of use coverage may be most critical.<br /><br />After a major disaster for any community, particularly and HOA community, the timeline for recovery is unpredictable and is likely to be prolonged for a variety of reasons, some of which are identified in the chart below.<br /><br />When was the last time you witnessed your HOA fast-tracking a project that required extensive legal consultation, approval from a design review committee and the entire board, as well as input and cooperation by a majority of homeowners? Getting things done right is far more important than getting things done quickly. <p></p><br /><div style="scroll-behavior: auto;"><br style="background-color: white; color: #222222; font-family: Arial, Helvetica, sans-serif; font-size: small; scroll-behavior: auto;" /></div><google-sheets-html-origin><table border="1" cellpadding="0" cellspacing="0" dir="ltr" style="border-collapse: collapse; border: none; font-family: Arial; font-size: 10pt; table-layout: fixed; width: 0px;" xmlns="http://www.w3.org/1999/xhtml"><colgroup><col width="133"></col><col width="61"></col><col width="809"></col></colgroup><tbody><tr style="height: 21px;"><td colspan="3" data-sheets-value="{"1":2,"2":"Major HOA Disaster Recovery Timeline \n(Process and Projections)"}" rowspan="1" style="border: 1px solid rgb(204, 204, 204); font-size: 18pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">Major HOA Disaster Recovery Timeline<br />(Process and Projections)</td></tr><tr style="height: 21px;"><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"HOURS"}" style="background-color: #ead1dc; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">HOURS</td><td data-sheets-value="{"1":2,"2":"1 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">1 ▶</td><td data-sheets-hyperlink="https://bit.ly/39Choph" data-sheets-value="{"1":2,"2":"Disaster happens (earthquake, fire, flood, etc.)"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/39Choph" target="_blank">Disaster happens (earthquake, fire, flood, etc.)</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"DAYS"}" style="background-color: #4a86e8; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">DAYS</td><td data-sheets-value="{"1":2,"2":"2 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">2 ▶</td><td data-sheets-hyperlink="https://bit.ly/39GKXWM" data-sheets-value="{"1":2,"2":"Calls & response for help, internal and external (BluSky, ie. Harbro)"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/39GKXWM" target="_blank">Calls & response for help, internal and external (BluSky, ie. Harbro)</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"DAYS"}" style="background-color: #4a86e8; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">DAYS</td><td data-sheets-value="{"1":2,"2":"3 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">3 ▶</td><td data-sheets-hyperlink="https://bit.ly/31HfqQd" data-sheets-value="{"1":2,"2":"Safety and security checks for common buildings"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/31HfqQd" target="_blank">Safety and security checks for common buildings</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"WEEKS"}" style="background-color: lime; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">WEEKS</td><td data-sheets-value="{"1":2,"2":"4 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">4 ▶</td><td data-sheets-hyperlink="https://bit.ly/3wrctRP" data-sheets-value="{"1":2,"2":"Safety and security checks for homeowners"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/3wrctRP" target="_blank">Safety and security checks for homeowners</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"MONTHS"}" style="background-color: #e69138; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">MONTHS</td><td data-sheets-value="{"1":2,"2":"5 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">5 ▶</td><td data-sheets-hyperlink="https://bit.ly/39EaTlW" data-sheets-value="{"1":2,"2":"Evaluation of damages with cost calculations"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/39EaTlW" target="_blank">Evaluation of damages with cost calculations</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"MONTHS"}" style="background-color: #e69138; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">MONTHS</td><td data-sheets-value="{"1":2,"2":"6 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">6 ▶</td><td data-sheets-hyperlink="https://bit.ly/3fH1hdG" data-sheets-value="{"1":2,"2":"Prepare with HOA legal for possible litigation"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/3fH1hdG" target="_blank">Prepare with HOA legal for possible litigation</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"YEARS"}" style="background-color: #990000; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">YEARS</td><td data-sheets-value="{"1":2,"2":"7 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">7 ▶</td><td data-sheets-hyperlink="https://bit.ly/39Hlhcv" data-sheets-value="{"1":2,"2":"Manage ltigation post disaster for HOA"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/39Hlhcv" target="_blank">Manage ltigation post disaster for HOA</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"MONTHS"}" style="background-color: #e69138; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">MONTHS</td><td data-sheets-value="{"1":2,"2":"8 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">8 ▶</td><td data-sheets-hyperlink="https://bit.ly/3miXu7K" data-sheets-value="{"1":2,"2":"Research, find vendors, contractors for HOA recovery"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/3miXu7K" target="_blank">Research, find vendors, contractors for HOA recovery</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"MONTHS"}" style="background-color: #e69138; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">MONTHS</td><td data-sheets-value="{"1":2,"2":"9 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">9 ▶</td><td data-sheets-hyperlink="https://bit.ly/2PCvcsV" data-sheets-value="{"1":2,"2":"Obtain bids on repairs and recovery work"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/2PCvcsV" target="_blank">Obtain bids on repairs and recovery work</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"MONTHS"}" style="background-color: #e69138; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">MONTHS</td><td data-sheets-value="{"1":2,"2":"10 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">10 ▶</td><td data-sheets-hyperlink="https://bit.ly/3wkugtM" data-sheets-value="{"1":2,"2":"Negotiate and let contracts on that work"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/3wkugtM" target="_blank">Negotiate and let contracts on that work</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"MONTHS"}" style="background-color: #e69138; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">MONTHS</td><td data-sheets-value="{"1":2,"2":"11 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">11 ▶</td><td data-sheets-hyperlink="https://bit.ly/2PpyDmV" data-sheets-value="{"1":2,"2":"Loss assessments issued"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/2PpyDmV" target="_blank">Loss assessments issued</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"YEARS"}" style="background-color: #990000; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">YEARS</td><td data-sheets-value="{"1":2,"2":"12 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">12 ▶</td><td data-sheets-hyperlink="https://bit.ly/3wo5EQW" data-sheets-value="{"1":2,"2":"Loss assessments collected"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/3wo5EQW" target="_blank">Loss assessments collected</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"YEARS"}" style="background-color: #990000; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">YEARS</td><td data-sheets-value="{"1":2,"2":"13 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">13 ▶</td><td data-sheets-hyperlink="https://bit.ly/2R70cSr" data-sheets-value="{"1":2,"2":"Recovery construction starts"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/2R70cSr" target="_blank">Recovery construction starts</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"YEARS"}" style="background-color: #990000; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">YEARS</td><td data-sheets-value="{"1":2,"2":"14 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">14 ▶</td><td data-sheets-hyperlink="https://bit.ly/3uoCjnQ" data-sheets-value="{"1":2,"2":"Recovery construction ends"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/3uoCjnQ" target="_blank">Recovery construction ends</a></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"YEARS"}" style="background-color: #990000; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">YEARS</td><td data-sheets-value="{"1":2,"2":"15 ▶"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 9pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: right; vertical-align: bottom;">15 ▶</td><td data-sheets-hyperlink="https://bit.ly/39HM20u" data-sheets-value="{"1":2,"2":"Vacating homeowners return or are replaced"}" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-decoration-line: underline; vertical-align: bottom;"><a class="in-cell-link" href="https://bit.ly/39HM20u" target="_blank">Vacating homeowners return or are replaced</a></td></tr><tr style="height: 21px;"><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"HOURS"}" style="background-color: #ead1dc; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">HOURS</td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td data-sheets-value="{"1":2,"2":"Less than a day duration"}" style="border: 1px solid rgb(204, 204, 204); font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; vertical-align: bottom;">Less than a day duration</td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"DAYS"}" style="background-color: #4a86e8; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">DAYS</td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td data-sheets-value="{"1":2,"2":"Less than a week duration"}" style="border: 1px solid rgb(204, 204, 204); font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; vertical-align: bottom;">Less than a week duration</td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"WEEKS"}" style="background-color: lime; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">WEEKS</td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td data-sheets-value="{"1":2,"2":"Less than a month duration"}" style="border: 1px solid rgb(204, 204, 204); font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; vertical-align: bottom;">Less than a month duration</td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"MONTHS"}" style="background-color: #e69138; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">MONTHS</td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td data-sheets-value="{"1":2,"2":"Less than a year duration"}" style="border: 1px solid rgb(204, 204, 204); font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; vertical-align: bottom;">Less than a year duration</td></tr><tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"YEARS"}" style="background-color: #990000; border: 1px solid rgb(204, 204, 204); color: white; font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">YEARS</td><td style="border: 1px solid rgb(204, 204, 204); overflow: hidden; padding: 2px 3px; vertical-align: bottom;"></td><td data-sheets-value="{"1":2,"2":"More than a year duration"}" style="border: 1px solid rgb(204, 204, 204); font-size: 12pt; font-weight: bold; overflow: hidden; padding: 2px 3px; vertical-align: bottom;">More than a year duration</td></tr></tbody></table></google-sheets-html-origin>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-58990804768332180252021-03-28T15:08:00.004-07:002021-04-04T18:32:20.533-07:00✅ SEARCH: HOA condos as commercial properties<hr /><hr />Within Cobblestone Canyon Trilogy Glen Ivy, the news that the 170 condos are actually commercial buildings came as a certain shock to homeowners. Part of the reason for this naivete for this subject is that niether the HOAs or the realtors who sell or manage these condo communities are offering full disclosure about the commercial status of residential condominiums in here or maybe throughout California.<br /><br />Normally, the commercial status makes little difference, but for the consideration of disaster recovery and insurance coverage for such, this commercial status is both formative and formidable. See the search below for additional information.<br /><hr /><hr /><div class="separator" style="clear: both;"><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-4cdDK8Dzg4g/YGEATJdlRSI/AAAAAAABrps/yfozkQ_fkoUIwopdCironltE-7Sw35IIQCLcBGAsYHQ/s200/eye%2BSCS%2B28March21.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="200" data-original-width="200" src="https://1.bp.blogspot.com/-4cdDK8Dzg4g/YGEATJdlRSI/AAAAAAABrps/yfozkQ_fkoUIwopdCironltE-7Sw35IIQCLcBGAsYHQ/s0/eye%2BSCS%2B28March21.jpg" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="http://search.trilopedia.com" target="_blank">When you change the way you find things</a></div><span style="display: block; padding-bottom: 1em; padding-top: 1em; text-align: center;"><a href="https://bit.ly/3rtGcWE" style="text-align: left;" target="_blank"><span style="padding-bottom: 1em; padding-top: 1em; text-align: center;">the things you find change</span></a></span><br /></div><center><iframe allowfullscreen="true" frameborder="0" height="300" mozallowfullscreen="true" src="https://docs.google.com/presentation/d/e/2PACX-1vSDwgTqCegB0PNZaNteBq7VAe3EX3hk6inJ1qSn-xZPFWaku19zBujwPuUmy6-nrh4udmOs86kHO3WA/embed?start=false&loop=false&delayms=3000" webkitallowfullscreen="true" width="1040"></iframe><hr /><hr /><iframe height="980" src="https://drive.google.com/file/d/1XtQux-yCqzdbyJzMPmu_JtX5nwJCqVxF/preview" width="1040"></iframe><hr /><hr /></center>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-57817276904692769842021-03-27T17:42:00.012-07:002021-04-04T18:32:31.712-07:00✅ Check the sign watchers of SocialCurrentSee®Predicting the unpredictable? <b><i><a href="https://bit.ly/3syjAp9" target="_blank">(SEE related post)</a></i></b><hr /><hr /><center data-read-aloud-multi-block="true"><blockquote class="twitter-tweet" data-read-aloud-multi-block="true"><p data-speechify-sentence="" dir="ltr" lang="en">WARNING: Strong earthquake is likely near Los Angeles and San Diego during the next 24 hours and then 6.0 earthquake is possible in Northern California during the next 72 hours - most likely 03/29 to 03/30 - <a href="https://t.co/Jy5p5TwCyn">https://t.co/Jy5p5TwCyn</a> <a href="https://t.co/pztelVnhv7">pic.twitter.com/pztelVnhv7</a></p>— EarthquakePrediction (@Quakeprediction) <a data-speechify-sentence="" href="https://twitter.com/Quakeprediction/status/1375955357739196419?ref_src=twsrc%5Etfw">March 27, 2021</a></blockquote> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script></center><hr /><div style="text-align: center;"><i>When you change the way you find things, the things you find change<hr /><hr /></i></div><br /><div><div>Lucile M. Jones (born 1955) is a seismologist and public voice for earthquake science and earthquake safety in California. One of the foremost and trusted public authorities on earthquakes, Jones is viewed by many in Southern California as the "seismologist-next-door," who is frequently called up on to provide information on recent earthquakes.<br /><br /></div><div>She is currently a research associate at the Seismological Laboratory at Caltech and chief scientist and founder of the Dr. Lucy Jones Center for Science and Society. She was previously at the US Geological Survey from 1985 to 2016, where she conducted research in the areas of foreshocks, seismotectonics, and the application of hazards science to improve societal resilience after natural disasters. At USGS, she was also part of the team of scientists that developed the Great Shakeout Earthquake Drills, during which millions around the world take part in annual earthquake safety drills.</div><hr /><center><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/Gvh3YZ-VTLc" width="320" youtube-src-id="Gvh3YZ-VTLc"></iframe></div><hr /><hr /><center><iframe allowfullscreen="" frameborder="0" height="550" src="https://read.amazon.com/kp/card?asin=B07465FXBP&preview=inline&linkCode=kpe&ref_=cm_sw_r_kb_dp_VQCPB210YXDM5HSEW47H&tag=l025-20" style="max-width: 100%;" type="text/html" width="336"></iframe></center><hr /><center><iframe allowfullscreen="true" frameborder="0" height="569" mozallowfullscreen="true" src="https://docs.google.com/presentation/d/e/2PACX-1vQrvBqqGka0UGfFAFRjG2Clyz3ADR_9csue1AlqcID0-5lCk-SRs_88VP90CXPrxLMl9ayw0-WveNM4/embed?start=false&loop=false&delayms=3000" webkitallowfullscreen="true" width="960"></iframe></center><hr /><hr /></center></div><hr><hr>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-33760489781907339362021-03-18T13:27:00.007-07:002021-04-04T18:34:04.255-07:00✅ California Shakin’ 24March21 Webinar with Dr. Lucy JonesThose who have been following the topic, may be interested in this upcoming ZOOM meeting by California CalTech seismologist Dr. Lucy Jones.<hr><hr> <iframe src="https://drive.google.com/file/d/1MbeVUsp4pLcsdIuwKaDFLXaYzz0CALsl/preview" width="640" height="480"></iframe><hr><hr>Lucile M. Jones is a seismologist and public voice for earthquake science and earthquake safety in California. One of the foremost and trusted public authorities on earthquakes, Jones is viewed by many in Southern California as the "seismologist-next-door," who is frequently called up on to provide information on recent earthquakes. ▶ <a href="https://motusins.com/california-shakin/" target="_blank">LINK</a>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-64035624857353613462021-03-13T10:01:00.005-08:002021-04-04T18:34:15.040-07:00✅ Recent Earthquakes Near Lake Elsinore, CA 92883<hr /><hr /><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-VouVJAVsHgA/YEz8lIcV3SI/AAAAAAABqpA/YCGnE3TGRREnHWaIo-4C6Iz8Zkgyyxf-wCLcBGAsYHQ/s864/Screen%2BShot%2B2021-03-13%2Bat%2B9.54.13%2BAM.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="392" data-original-width="864" src="https://1.bp.blogspot.com/-VouVJAVsHgA/YEz8lIcV3SI/AAAAAAABqpA/YCGnE3TGRREnHWaIo-4C6Iz8Zkgyyxf-wCLcBGAsYHQ/s320/Screen%2BShot%2B2021-03-13%2Bat%2B9.54.13%2BAM.png" width="320" /></a></div><center><a href="https://bit.ly/3bGTlqu" style="text-align: left;">https://bit.ly/3bGTlqu</a><span style="text-align: left;"> </span></center><hr /><hr /><center><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Jtl9o0F8jPI" width="560"></iframe></center><hr /><hr /><center><iframe title="Episode 40 - All about Magnitude" src="https://www.podbean.com/media/player/hpu34-fd4d2c?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" height="315" width="100%" style="border: none;" scrolling="no" data-name="pb-iframe-player"></iframe></center><hr><hr>In this weekly broadcast, Dr. Jones shares how the world works, why you might feel the way you do about a particular disaster, and how you can manage the chaos around you that is real life. The topics range from earthquakes to other disasters that affect people, as well as the history of science and big disasters, and how through understanding why, we are more able to manage it and be more successful at “getting through it.”<hr><hr><center><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vSDwgTqCegB0PNZaNteBq7VAe3EX3hk6inJ1qSn-xZPFWaku19zBujwPuUmy6-nrh4udmOs86kHO3WA/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe></center><hr><hr><a class="twitter-timeline" href="https://twitter.com/DrLucyJones?ref_src=twsrc%5Etfw">Tweets by DrLucyJones</a> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script><hr><hr><center><div class="separator" style="clear: both;"><a href="https://www.nuzzel.com/ALTALOMAN" style="display: block; padding: 1em 0px; text-align: center;" target="_blank"><img alt="" border="0" data-original-height="225" data-original-width="675" src="https://nuzzel.s3.amazonaws.com/newsletter/logo/220806/a30884185d9f443bae321aaa593da7df.png" width="400" /><br />SUBSCRIBE</a></div></center><hr><hr>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-72809112627719288202021-03-09T08:25:00.013-08:002021-04-04T18:34:23.410-07:00✅ The Big One We Missed?<div class="separator" style="clear: both; text-align: center;"><a href="https://flip.it/hRACXN" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="1471" data-original-width="2048" height="360" src="https://1.bp.blogspot.com/-0O0l6K4Oswg/YEfpppH4ZLI/AAAAAAABqmo/pIBr5icPuQowZwbYGOfpMuDoyjZ6cAObwCLcBGAsYHQ/w501-h360/Screen%2BShot%2B2021-03-09%2Bat%2B1.31.50%2BPM.png" width="501" /></a></div><div style="text-align: center;"><br /></div><div style="text-align: center;"><a href="https://flip.it/hRACXN" target="_blank">WHICH STORY IS IN HERE?</a></div><hr /><hr /><center><blockquote class="twitter-tweet"><p dir="ltr" lang="en">Strong earthquake is likely NW of Los Angeles during the next 24 hours. - 03/06 to 03/07 - <a href="https://t.co/56HHMIbdIn">https://t.co/56HHMIbdIn</a> <a href="https://t.co/DCzjXrN4Wp">pic.twitter.com/DCzjXrN4Wp</a></p>— EarthquakePrediction (@Quakeprediction) <a href="https://twitter.com/Quakeprediction/status/1368371353250848769?ref_src=twsrc%5Etfw">March 7, 2021</a></blockquote></center> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><hr /><hr />You might have missed or little-noticed the above social media tweet regarding a big seismic event predicted for Southern California during the past several days (March 6-7). Perhaps the only thing that specific earthquake predictions tell us is that you can’t predict the timing of earthquakes. <hr /><hr /><center><iframe height="480" src="https://drive.google.com/file/d/1Sp5pV3xW0Wg7WoIjygyA5KTuPRb1Xe9e/preview" width="640"></iframe><hr /><hr /><blockquote class="twitter-tweet"><p dir="ltr" lang="en">Scientists say don't be fooled by a website that claims to predict earthquakes <a href="https://t.co/XiFsGCzOEm">https://t.co/XiFsGCzOEm</a> via <a href="https://twitter.com/Flipboard?ref_src=twsrc%5Etfw">@flipboard</a></p>— Mike Foxworth (@ALTALOMAN) <a href="https://twitter.com/ALTALOMAN/status/1369327215574417408?ref_src=twsrc%5Etfw">March 9, 2021</a></blockquote> <script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script></center><hr /><hr /><center><iframe allowfullscreen="" frameborder="0" height="980" src="https://read.amazon.com/kp/card?asin=B071VYWJY2&preview=inline&linkCode=kpe&ref_=cm_sw_r_kb_dp_GX6DJD9JW83J9XDRF1ZD&tag=l025-20" style="max-width: 100%;" type="text/html" width="1024"></iframe></center><hr /><hr /><a href="https://bit.ly/3btXiyD" target="_blank">David Nabhan</a> is an advocate who has been calling for the creation of an earthquake warning system for the US West Coast for the last two decades. He proposes an informal scheme whereby newspapers might publish higher probability advisories for elevated risks—and has taken that controversial debate public in many media forums with the USGS, Cal Tech, and Southern California Earthquake Center. Nabhan is a recently retired public school teacher (South Central Los Angeles) and the former LAUSD Earthquake Preparedness Coordinator for his school site. He is the author of <b><a href="https://amzn.to/3bu73Ni" target="_blank">Predicting the Next Great Quake </a></b>(1996) and <b><a href="https://amzn.to/3t86Mpc" target="_blank">Forecasting the Catastrophe </a></b>(2010).<hr /><hr /><center><iframe width="560" height="315" src="https://www.youtube.com/embed/9n16wGxIMyw" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe></center><hr><hr><center><blockquote class="twitter-tweet"><p lang="en" dir="ltr"><a href="https://twitter.com/hashtag/ShakeAlert?src=hash&ref_src=twsrc%5Etfw">#ShakeAlert</a> detects earthquakes after they begin and within seconds estimates magnitude & shaking. This great analogy from <a href="https://twitter.com/IRIS_EPO?ref_src=twsrc%5Etfw">@IRIS_EPO</a> shows getting the magnitude right is critical-earthquakes grow in size very quickly! <a class="twitter-timeline" href="https://twitter.com/JustTheNews?ref_src=twsrc%5Etfw">Tweets by JustTheNews</a> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script><script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></center><hr><hr><center><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vSDwgTqCegB0PNZaNteBq7VAe3EX3hk6inJ1qSn-xZPFWaku19zBujwPuUmy6-nrh4udmOs86kHO3WA/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe></center><hr><hr><a class="twitter-timeline" href="https://twitter.com/DrLucyJones?ref_src=twsrc%5Etfw">Tweets by DrLucyJones</a> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script><hr><hr><center><div class="separator" style="clear: both;"><a href="https://www.nuzzel.com/ALTALOMAN" style="display: block; padding: 1em 0px; text-align: center;" target="_blank"><img alt="" border="0" data-original-height="225" data-original-width="675" src="https://nuzzel.s3.amazonaws.com/newsletter/logo/220806/a30884185d9f443bae321aaa593da7df.png" width="400" /><br />SUBSCRIBE</a></div></center><hr><hr>
Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-15866422010761861232021-02-20T13:15:00.006-08:002021-04-04T18:34:31.894-07:00✅ Aftershocks and after affects (Northridge reprised)<div><b><p></p><center><iframe allowfullscreen="" frameborder="0" height="550" src="https://read.amazon.com/kp/card?asin=B071ZNLYF2&preview=inline&linkCode=kpe&ref_=cm_sw_r_kb_dp_FBH2QW7PDVEBXCMNA3PT&tag=l025-20" style="max-width: 100%;" type="text/html" width="336"></iframe></center><hr /><hr /><br /> <p></p><blockquote>The 1994 Northridge, California earthquake has proven to be one of the most costly disasters in United States history.</blockquote></b><div><br /></div><div>Anyone in California (or the world for that matter) cannot possibly study the history and effects of earthquakes without exploring the shocks and aftershocks of the infamous Northridge earthquake. Now the retrospective of 27 years ago is more relevant than ever because the Golden State of 40+ million is never about to forget January 17, 1994.<br /><br /></div>“Federal and state assistance programs received some 681,000 applications from victims for various forms of relief. In spite of the flow of US$11 billion in federal assistance into Los Angeles and Ventura (CA) counties, many victims have failed to obtain adequate relief. <br /><br />“These unmet needs relate to the vulnerability of particular classes and ethnic groups. In response to unmet needs, several non‐governmental organizations (NGOs) have become involved in the recovery process. </div><div><br />“Based on evidence collected from hundreds of in‐depth interviews with the people involved, sources here examine the activities of several community-based organizations (CBOs) and other NGOs as they have attempted to assist vulnerable people with unmet post‐disaster needs.”<br /><br />SEE ▶ <a href="https://bit.ly/3dvyBU7">DISASTERS</a></div><div class="separator" style="clear: both; text-align: center;"><a href="http://mobt.me/sRw3" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="1038" data-original-width="2572" height="257" src="https://1.bp.blogspot.com/-vb7CDqOmgXo/YDF6RTBA2BI/AAAAAAABqh0/ps_AVg0wzL8X35Kxi4SxKGPnmcXaVRltwCLcBGAsYHQ/w637-h257/Screen%2BShot%2B2021-02-20%2Bat%2B1.07.31%2BPM.png" width="637" /></a></div><br /><div style="text-align: center;"><a href="http://mobt.me/sRw3">LINK</a></div><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/b2n42-fb1099?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 37 - All about Aftershocks" width="100%"></iframe><hr /><hr />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-62323723479916115182021-02-18T09:55:00.007-08:002021-04-04T18:34:54.202-07:00 ✅ MOTUS WEBINAR for Cobblestone Canyon, Tuesday, March 9, 6:30 pm.<p> TGMA (our HOA board) has enrolled in the MOTUS EARTHQUAKE INSURANCE PROGRAM. This voluntary program gives the opportunity to OPT-IN to a new type of earthquake insurance (EQI) for condo owners. Again, the program is not mandatory. Look for details coming via an e-mail blast. ▶ Go to https://app.motusins.com and use the code “TGV883” ▶</p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-RTVovO8eT3I/YDmRbeQqgPI/AAAAAAABqjM/yQ5h-buQBmo-Q4VfMkccfuOOO4js7OXzQCLcBGAsYHQ/s1132/MOTUS%2BMarch%2B9%2BWebinar%2BFlyer%253APoster.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="637" data-original-width="1132" height="284" src="https://1.bp.blogspot.com/-RTVovO8eT3I/YDmRbeQqgPI/AAAAAAABqjM/yQ5h-buQBmo-Q4VfMkccfuOOO4js7OXzQCLcBGAsYHQ/w504-h284/MOTUS%2BMarch%2B9%2BWebinar%2BFlyer%253APoster.jpg" width="504" /></a></div><br /><div class="separator" style="clear: both; text-align: center;">SEE EMAIL FOR INSTRUCTIONS</div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><hr /><hr /><div style="text-align: center;"><iframe height="480" src="https://drive.google.com/file/d/1NEd8ieMHm-qEFBA5jk-tnyKxU7iH8yPn/preview" width="640"></iframe></div><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/gpyjz-f9ab5b?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 35 - 50th Anniversary of the Sylmar/San Fernando Earthquake" width="100%"></iframe><hr /><hr />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-1252385031163754162021-02-03T07:48:00.009-08:002021-04-04T18:35:04.472-07:00✅ TGMA Board Approves CDRC MOTUS Motion<hr /><hr /><iframe allowfullscreen="true" frameborder="0" height="569" mozallowfullscreen="true" src="https://docs.google.com/presentation/d/e/2PACX-1vT4kP_7nCjOZrQ6S_1cludri0TEcAGmc87KmE_4Y6Medv-yJrKWkLlaNJkJjN72Xf81Y8A8NGdp--pl/embed?start=false&loop=false&delayms=3000" webkitallowfullscreen="true" width="960"></iframe><hr /><hr /><div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-ajxFlQcKY_M/YBrHn22AQGI/AAAAAAABqd8/XjPCcYzD1dQdHPwGCP6PnDO_gtJZ83rBwCLcBGAsYHQ/s402/Screen%2BShot%2B2021-02-03%2Bat%2B7.55.58%2BAM.png" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="402" data-original-width="364" height="320" src="https://1.bp.blogspot.com/-ajxFlQcKY_M/YBrHn22AQGI/AAAAAAABqd8/XjPCcYzD1dQdHPwGCP6PnDO_gtJZ83rBwCLcBGAsYHQ/s320/Screen%2BShot%2B2021-02-03%2Bat%2B7.55.58%2BAM.png" /></a></div><br />The TGMA Board unanimously (5-0 vote) approves a $1,250 annual expenditure that allows the rollout of Cobblestone community webinars by MOTUS Insurance, Inc., to educate condo (only) homeowners about the voluntary (opt-in or out) offerings for earthquake insurance. Webinar (online) meetings are coming to explain this program, which is entirely voluntary and will not raise HOA fees. By the way, at the same meeting, the TGMA Board also approved the 2021-22 budget with no dues increases.</div></div><div><br /></div><div style="text-align: right;">▶ Most of the “Frequently Asked Questions” about <b><a href="https://bit.ly/2YArNvG" target="_blank">MOTUS</a></b> are answered on their website at this page ▶ <b><a href="https://bit.ly/2YArNvG">FAQ</a></b> </div><div style="text-align: right;"><br /></div><div style="text-align: right;">▶ <b><a href="http://search.trilopedia.com" target="_blank">SEARCH</a></b> this topic and related issues at ▶</div><div style="text-align: right;"> </div><hr style="text-align: right;" /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/hucc7-f65186?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 30 - Earthquake Prediction Part 1 of 4" width="100%"></iframe><hr /><hr /><div class="separator" style="clear: both; text-align: center;"><a href="https://flip.it/g0lHGH" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="646" data-original-width="2062" height="212" src="https://1.bp.blogspot.com/-WXf-xYbdOSM/YBrFQJ4QsyI/AAAAAAABqdo/BipYj_gtLvwugej3aR7E9EFMphvAHcD1ACLcBGAsYHQ/w682-h212/Screen%2BShot%2B2021-02-03%2Bat%2B7.44.50%2BAM.png" width="682" /></a></div><br />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-21085642110970383122021-01-30T08:44:00.012-08:002021-04-04T18:35:13.285-07:00✅ Next step is in the Board motion of 2.2.21<hr><hr><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vRXvhLjan56QKfw01giUOP_n78Hi9YXY6Sk0yXwlPXIf0mNuGxhAigRfQ_2YWdwQR8oWEgK8iwF6mZQ/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe><hr><hr><div style="text-align: center;"><br /></div><center><iframe height="480" src="https://drive.google.com/file/d/1qmUitETXXND586r9KdH7Ix_wg39Dze_s/preview" width="640"></iframe><br /><span style="text-align: left;">Next to happen regarding an official action to allow Cobblestone homeowners to participate in upcoming webinars (online meetings) to learn about the MOTUS Insurance earthquake coverage options is consideration by the TGMA Board to accept the motion of the Cobblestone Canyon Disaster Recovery Committee. This happens on Feb. 2, per the agenda above.</span></center><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/86wa3-f82f9e?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 33 - Earthquake Prediction Part 4 of 4" width="100%"></iframe>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-34937169578107726592021-01-21T09:23:00.005-08:002021-04-04T18:35:22.100-07:00✅ What makes CA homeowners so apathetic about EQI?<hr><hr><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vRI1afPsdSxvVO67gsuvkUqeqLBImz8NZEVx0tkBGGLB4BUVHFGGiI1Qz3EAi8V8EPy_06y4KgGfbb1/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe><hr><hr><iframe frameborder="0" height="290" scrolling="no" src="https://www.npr.org/player/embed/739999709/739999710" title="NPR embedded audio player" width="100%"></iframe><hr /><hr /><iframe frameborder="0" height="250" src="https://flipboard.com/@altaloman/%E2%98%85trilo%E2%98%85pedia%C2%AE-2m5ckrctz/widget?layout=banner" width="970"></iframe>
<hr /><hr /><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-aldikCmUmVI/X-O6DXh5blI/AAAAAAABqFI/osO0XQWvXhc3oHtlNqGttkYJ5DQTElOAACLcBGAsYHQ/s1588/%2540NUZZEL%2BMobile%2BSites%2Bof%2Bthe%2BDay%2BTrilopedia.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="618" data-original-width="1588" height="218" src="https://1.bp.blogspot.com/-aldikCmUmVI/X-O6DXh5blI/AAAAAAABqFI/osO0XQWvXhc3oHtlNqGttkYJ5DQTElOAACLcBGAsYHQ/w558-h218/%2540NUZZEL%2BMobile%2BSites%2Bof%2Bthe%2BDay%2BTrilopedia.jpg" width="558" /></a></div><div style="text-align: center;"><b>COBBLESTONE CANYON<br /></b><iframe height="100" src="https://drive.google.com/file/d/1lfnJPtG-zYifZZHY1k9Vj1km1_jkIzLo/preview" width="640"></iframe></div><div style="text-align: center;"><a href="https://trilopedia.blogspot.com">★ https://trilopedia.blogspot.com ★</a></div><hr /><hr /><p><span style="font-family: Arial;"><span style="font-size: 11pt; white-space: pre-wrap;"><b>*<a href="https://flip.it/QzEgFJ">TRILOPEDIA</a></b></span></span><span style="font-family: Arial;"><span style="font-size: 14.6667px; white-space: pre-wrap;"><b>®</b></span></span><span style="font-family: Arial; font-size: 11pt; white-space: pre-wrap;"> is designed, in a way, after the popular site WIKIPEDIA, but dedicated to education and information about a specific community, Trilogy Glen Ivy (TGI) and Cobblestone Canyon, the condominium section within TGI. Trilogy Glen Ivy is a 1317-unit homeowner association (HOA) in the Temescal Valley of Southern California 92883. </span></p><p><span style="font-family: Arial;"><span style="font-size: 11pt; white-space: pre-wrap;">
This archive is a site created by and for members of the Cobblestone Disaster Recovery Committee who are introduced in the content below. The site is maintained by the this group separate from the TGMA Board and management, but the group was and is chartered by TGMA.
Cobblestone Canyon (CID) is a condominium community, subdivision of Trilogy Glen Ivy (TGI), a homeowner association (HOA) in the Temescal Valley of Southern California. Cobblestone is one of six neighborhoods within TGI, aka the TGMA, or Trilogy GlenIvy Maintenance Association.
The community is off of Interstate 15 about halfway between Corona and Lake Elsinore. Cobblestone Canyon (CC) has 170 units (168 condos and two single-family homes). CC has a unique story regarding its origin (circa 2008-09) regarding many issues and events. But regarding disaster recovery, the premise of this presentation. Homeowner feedback and comments are welcome at the links and comment boxes provided. ▶ <b><a href="http://bit.ly/3nbr8eV">SLIDESHOW</a></b>
</span></span></p><div style="text-align: center;"><span style="font-family: Arial;"><span style="font-size: 14.6667px; white-space: pre-wrap;"><br /></span></span></div><span style="font-family: Arial;"><span><div style="font-size: 11pt; text-align: right; white-space: pre-wrap;"><a href="http://bit.ly/3mmmeuq" style="font-size: 11pt;"><b>SEARCH</b></a><span style="font-size: 11pt;"> ★</span><b style="font-size: 11pt;"><a href="http://bit.ly/3mmmeuq">TRILO</a></b><span style="font-size: 11pt;">★</span><b style="font-size: 11pt;"><a href="http://bit.ly/3mmmeuq">PEDIA</a></b><span style="font-size: 11pt;">® </span></div><span style="font-size: 11pt; white-space: pre-wrap;">__________
* </span><b style="font-size: 14.6667px; white-space: pre-wrap;"><a href="https://flip.it/QzEgFJ">TRILOPEDIA</a></b><span style="font-size: 14.6667px; white-space: pre-wrap;"><b>®</b></span><b style="font-size: 11pt; white-space: pre-wrap;"> </b><span style="font-size: 11pt; white-space: pre-wrap;">is a moniker created to help readers easily search and find the archived content of this site.</span>
</span><div style="text-align: right;"><span style="font-size: 14.6667px; white-space: pre-wrap;"><br /></span></div></span><p></p><div style="text-align: right;"><span style="font-family: Arial; font-size: 11pt; white-space: pre-wrap;"><br /></span></div><div style="text-align: right;"><iframe allowfullscreen="true" frameborder="0" height="569" mozallowfullscreen="true" src="https://docs.google.com/presentation/d/e/2PACX-1vQ1jn1oPILQ9m9cRF2n-ObqOE47_onmyvbmLHZBIWmNiZtF7j1cPHyHt1xZLraTsMIu665NutWqfFxE/embed?start=false&loop=false&delayms=3000" webkitallowfullscreen="true" width="960"></iframe><br /><hr /><hr /><iframe height="1480" src="https://drive.google.com/file/d/1lPMCkK2bc61c9gsCmUThAZOCwCiWNB66/preview" width="940"></iframe><hr /><hr /></div><hr style="text-align: right;" /><hr style="text-align: right;" /><p class="p1" style="font-family: "Helvetica Neue"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span class="s1" style="color: #dca10d;"><a href="http://TRILOPEDIA.COM"><b>TRILOPEDIA.COM</b></a></span> ▶ Timelines, terms, and definitions concerning life in a common interest development (CID), TRILOGY, an Inland Empire community nestled in the beautiful Temescal Valley of Southern California ▶ archived by <a href="http://SOCIALCURRENTSEE.COM"><span class="s1" style="color: #dca10d;"><b>SOCIALCURRENTSEE.COM</b></span></a> and <a href="http://ALTACITIES.COM"><span class="s1" style="color: #dca10d;"><b>ALTACITIES.COM</b></span></a> ▶ SITE is created and moderated by a TRILOGY resident (aka <a href="http://CANSWERIST.COM"><span class="s1" style="color: #dca10d;"><b>CANSWERIST.COM</b></span></a>), not the management of the HOA ▶ Contact us with comments below...</p><div style="text-align: right;"></div><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/zrheg-f49e85?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 27 - Why the Frequency of Earthquakes Matters to You" width="100%"></iframe>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-57379810569478662952021-01-10T18:09:00.011-08:002021-04-04T18:35:30.924-07:00✅ How to Use This Site<hr><hr><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vR62wkUgypaNGLmA4oeDEPVopJvnGdVaJq4VR9udpamTJWMf1QOafUDeAWFS_-BDvnxqn-_AlXcwfGb/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe><hr><hr><div style="text-align: center;"><google-sheets-html-origin style="text-align: start;"><google-sheets-html-origin><table border="1" cellpadding="0" cellspacing="0" dir="ltr" style="border-collapse: collapse; border: none; font-family: Arial; font-size: 10pt; table-layout: fixed; width: 0px;" xmlns="http://www.w3.org/1999/xhtml"><colgroup><col width="140"></col><col width="140"></col><col width="140"></col><col width="140"></col><col width="140"></col><col width="140"></col></colgroup><tbody><tr style="height: 21px;"><td colspan="6" data-sheets-value="{"1":2,"2":"When you change the way you find things, the things you find change"}" rowspan="1" style="border: 1px solid rgb(204, 204, 204); font-size: 11pt; font-style: italic; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;"><iframe frameborder="0" height="250" src="https://flipboard.com/@altaloman/%E2%98%85trilo%E2%98%85pedia%C2%AE-2m5ckrctz/widget?layout=banner" width="970"></iframe></td></tr></tbody></table></google-sheets-html-origin></google-sheets-html-origin></div><hr /><hr /><p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-MHTuqlD229Y/X9wPhwJFpzI/AAAAAAABqCc/O9cV4r7HkPcK4sbQow8cTUYzn23i89NjwCLcBGAsYHQ/s2364/Trilopedia%2BHow%2Bto%2BUse%253F.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="910" data-original-width="2364" height="244" src="https://1.bp.blogspot.com/-MHTuqlD229Y/X9wPhwJFpzI/AAAAAAABqCc/O9cV4r7HkPcK4sbQow8cTUYzn23i89NjwCLcBGAsYHQ/w637-h244/Trilopedia%2BHow%2Bto%2BUse%253F.png" width="637" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="text-align: left;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="text-align: left;"><div class="separator" style="clear: both; text-align: left;"><b>What Is a Homeowner Association (HOA)?</b></div><div class="separator" style="clear: both; text-align: left;"><iframe height="100" src="https://drive.google.com/file/d/1iG9oMgccq6XcCNyNNuA_LXj_8DR2FdsL/preview" width="640"></iframe></div><div class="separator" style="clear: both; text-align: left;"><br /></div></span></div><div class="separator" style="clear: both; text-align: center;"><span class="read-aloud" style="text-align: left;">While there are a limited number of subjects archived on this site around the general title of condominium disaster recovery in a specific California neighborhood, the <b><a href="http://bit.ly/3mmmeuq" target="_blank">SEARCH</a> </b></span><span class="read-aloud" style="text-align: left;">options return content links within the site and from a host of chosen external sources. Explore both of these SEARCH features to gain the full benefit of <b><a href="https://trilopedia.blogspot.com/" target="_blank">TRILOPEDIA</a></b>. Amplified content also here details in <b><a href="http://bit.ly/3l9qCfB" target="_blank">NARRATIVE</a></b> form this entire research of the Cobblestone Disaster Recovery issue. Also provided is a preview of the popular <b><a href="https://a.co/0Qo0V9B" target="_blank">CONDOMINIUM BLUEBOOK 2021 </a></b>by author Branden E. Bickel. Finally, also archived here is valuable resource PDF of the<a href="http://bit.ly/2KaqC2D" target="_blank"> </a></span><b><a href="http://bit.ly/2KaqC2D" target="_blank">2019 DAVIS-STIRLING </a></b><span style="text-align: left;"><b><a href="http://bit.ly/2KaqC2D" target="_blank">COMMON INTEREST DEVELOPMENT ACT</a>,</b> republished by the law firm Epsten Grinnell & Howell.<br /><span style="font-family: Arial; font-size: 14.6667px; white-space: pre-wrap;">▶ </span><b style="font-family: Arial; font-size: 14.6667px; white-space: pre-wrap;"><a href="http://bit.ly/3nbr8eV">SLIDESHOW</a></b></span></div><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/iff8q-f3f101?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 26 - What is an Earthquake, Anyway?" width="100%"></iframe>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-69516929313094950222021-01-09T09:54:00.010-08:002021-04-04T18:35:39.350-07:00✅ For disaster recovery today or in the future, what are the options to pay recovery costs?<hr /><hr /><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vRvFBcJsw3pjd8FiXTNRs88JJ9I0p9_Ok_I4bWRSnrpTKrAo03wCt_5SEOmh5Vis8k2v8qchG4WkDH6/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe><hr /><hr /><iframe frameborder="0" height="250" src="https://flipboard.com/@altaloman/%E2%98%85trilo%E2%98%85pedia%C2%AE-2m5ckrctz/widget?layout=banner" width="970"></iframe>
<hr><hr><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-kFALiu3krW8/YAN7xlttJ6I/AAAAAAABqVM/qE2rDWNpVi4BckkzG1rkztTcuou1gtU2QCLcBGAsYHQ/s500/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="281" data-original-width="500" src="https://1.bp.blogspot.com/-kFALiu3krW8/YAN7xlttJ6I/AAAAAAABqVM/qE2rDWNpVi4BckkzG1rkztTcuou1gtU2QCLcBGAsYHQ/s320/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" width="320" /></a></div><br /></div></div><div class="separator" style="clear: both; text-align: center;"><b><a href="http://bit.ly/3nc7SOf">What is disaster recovery</a>?<br /></b><span id="docs-internal-guid-6c3cdc39-7fff-535e-eecf-a46572412f98"> <table style="border-collapse: collapse; border: none;"><colgroup><col width="390px"></col><col width="116px"></col><col width="253px"></col></colgroup><tbody><tr style="height: 40px;"><td colspan="3" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Why do governments treat HOAs as commercial entities rather than residential?</span></p></td></tr><tr style="height: 40px;"><td style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Given that reality, are all other types insurance quotes for HOAs treated accordingly?</span></p></td><td colspan="2" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Does a commercial-rate policy cost less than residential?</span></p></td></tr></tbody></table></span><iframe height="100" src="https://drive.google.com/file/d/1eCCmnXDJalmgkI1Qf_4wXaB7FMEu_tzw/preview" width="640"></iframe><br /><br /></div><p dir="ltr" style="background-color: white; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 13px; line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="background-color: transparent; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><b>For disaster recovery today or in the future, what are the options to pay recovery costs? ▶</b> Fire insurance is already provided to Cobblestone Canyon by the HOA and the premium is paid out of condo dues. But flood insurance and earthquake insurance is not now provided.</span></p><p dir="ltr" style="background-color: white; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 13px; line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="background-color: transparent; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br /></span></p><p dir="ltr" style="background-color: white; line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="background-color: transparent; font-size: 14.6667px; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="font-family: Arial;">If steps to disaster recovery are required, current reserve funds would barely provide a downpayment to cover those costs, at least the costs of a major disaster, so Cobblestone homeowners could expect emergency assessments. Fire insurance with regard to earthquakes would only apply if a fire is prompted by an earthquake. Regarding an emergency assessment, loss assessment coverage may mitigate all or some of the emergency assessment which, like earthquakes, is totally unpredictable. Earthquake insurance is readily available even if it is one of the most complicated options for casualty coverage.
</span></span></p><p dir="ltr" style="background-color: white; line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="background-color: transparent; font-size: 14.6667px; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="font-family: Arial;"><span style="text-align: left;">▶ </span><b style="text-align: left;"><a href="http://bit.ly/3nbr8eV">SLIDESHOW</a></b></span></span></p><div style="text-align: center;"><br /></div><p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-qJQC38A0uB4/X-jam3sm9nI/AAAAAAABqKU/TtTfoePwH386kM-Zh9G1L5Wl6jvF2RAmACLcBGAsYHQ/s802/iPhone%2BView%2Bof%2B%25E2%2580%2598Main%2BTypes%2Bof%2BDisaster%2BRecovery%2BAssistance%25E2%2580%2599%2B%2528t%2529.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="802" data-original-width="393" height="320" src="https://1.bp.blogspot.com/-qJQC38A0uB4/X-jam3sm9nI/AAAAAAABqKU/TtTfoePwH386kM-Zh9G1L5Wl6jvF2RAmACLcBGAsYHQ/s320/iPhone%2BView%2Bof%2B%25E2%2580%2598Main%2BTypes%2Bof%2BDisaster%2BRecovery%2BAssistance%25E2%2580%2599%2B%2528t%2529.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-GX23eE-l7xI/X-ja_lXgkKI/AAAAAAABqKc/S40CEyp7OKEGQ4QRBky8X2SjNow70T_mwCLcBGAsYHQ/s378/Screen%2BShot%2B2020-12-27%2Bat%2B11.05.23%2BAM.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="378" data-original-width="310" height="320" src="https://1.bp.blogspot.com/-GX23eE-l7xI/X-ja_lXgkKI/AAAAAAABqKc/S40CEyp7OKEGQ4QRBky8X2SjNow70T_mwCLcBGAsYHQ/s320/Screen%2BShot%2B2020-12-27%2Bat%2B11.05.23%2BAM.png" /></a></div><br /><table style="text-align: center;">
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</table><p></p><blockquote style="border: none; margin: 0px 0px 0px 40px; padding: 0px;"><div style="text-align: left;">Published a year ago (January 2019), this <b><a href="http://bit.ly/2WQzzRo" target="_blank">SOURCE</a></b> explains: In the event of a large-scale disaster, state and local governments, individuals and households, and businesses all can face damage to their properties and other possessions. Many of these losses ultimately are borne by these entities or individuals, their insurance, or the parties deemed responsible for the disaster, if applicable. However, both the federal government and the State of California provide various types of financial and in-kind assistance following certain disasters to offset some of the costs associated with recovering from disasters, ... Notably, the type of federal and state assistance that is available can vary by disaster, with some assistance only available in the aftermath of larger state or federally declared disasters. (For more information on the various types of disaster declarations, see <b><a href="https://lao.ca.gov/Publications/Report/3919" target="_blank">How California Governments Respond to Disasters.</a></b>) In this post, see a summary of some of the major types of recovery assistance that can be available. ▶ <b><a href="http://bit.ly/3mW1jhQ" target="_blank">CDRF</a></b></div></blockquote><div><br /></div><hr /><hr /><iframe height="440" src="https://drive.google.com/file/d/1jJRxXHfv6dh8N0bqLjDv9JbODgduVwF8/preview" width="940"></iframe><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/2ggnc-f357ce?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 25 - Why Be Thankful for Earthquakes?" width="100%"></iframe>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-42154746885834647612021-01-08T14:00:00.011-08:002021-04-04T18:35:47.274-07:00 ✅ What is the earthquake issue that is different for condos versus single-family homes?<hr><hr><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vSRGcP96q7G-mTrJfmdbDVGCcXHOX8kgxyxN3_bU5iZ2uJ4BrlItsXu07UL1pE0s8VLPay85_2urVde/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe><hr /><hr /><p style="text-align: center;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-Kv2X1YvZNz8/YAN8CmraozI/AAAAAAABqVY/Ais_kGz98K0wuhWdnUeFHRkebeJOnyGgACLcBGAsYHQ/s500/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="281" data-original-width="500" src="https://1.bp.blogspot.com/-Kv2X1YvZNz8/YAN8CmraozI/AAAAAAABqVY/Ais_kGz98K0wuhWdnUeFHRkebeJOnyGgACLcBGAsYHQ/s320/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" width="320" /></a></div><br /><p></p><div class="separator" style="clear: both; text-align: center;"><b><a href="http://bit.ly/378foUF" target="_blank">RECOVERY in Emergency Management</a></b></div><div class="separator" style="clear: both; text-align: center;"><span id="docs-internal-guid-f1dec436-7fff-238c-f8d8-b91d85606e24"> <table style="border-collapse: collapse; border: none;"><colgroup><col width="390px"></col><col width="116px"></col><col width="253px"></col></colgroup><tbody><tr style="height: 40px;"><td colspan="3" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">What percentage of single-family homeowners in the HOA have EQI today?</span></p></td></tr><tr style="height: 40px;"><td style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">What if a minority of condo owners choose EQI?</span></p></td><td colspan="2" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Is there a EQI plan that is optional, not mandatory?</span></p></td></tr></tbody></table></span></div><div class="separator" style="clear: both; text-align: center;"><iframe height="100" src="https://drive.google.com/file/d/1ToI79NcH_7X20TBNpvCVz7sU8-adpuiZ/preview" width="640"></iframe></div><p></p><p style="text-align: center;"><b><a href="http://bit.ly/378foUF" target="_blank">What is the earthquake issue that is different for condos versus single-family homes?</a> ▶</b></p><p>Whatever your opinions about HOAs, property management by associations, and/or governmental agencies that write the rules and conditions about how HOAs function, you probably fit into one of three categories when it comes to finding answers for the premise questions of this presentation. Those homeowner categories are: </p><p>1) Those who eager to find assurance (even insurance) in disaster recovery planning and want intervention to get that done <b>(Trilogy1)</b></p><p>2) Those who are content with matters as they now stand and wish to maintain the status quo <b>(Trilogy2)</b></p><p>3) Those who need more information about technicalities that remain unknown or unresolved <b>(Trilogy3)</b></p><p>Homeownership within an HOA, today’s most common real estate development, is one of the most complex associations to understand and most homeowners find the complexity so daunting that they leave others to research the details and provide explanation. Seldom provided is a Q&A for topics like this: DISASTER RECOVERY</p><p><b>What is the earthquake issue that is different for condos versus single-family homes?</b></p><p>Simply, the difference is found in the definition of common interest.</p><p>When people looking for a primary or even a secondary home consider, "condo or single-family home?" the answer usually boils down to price, aesthetics, and personal space. Condos offer less space, but the trade-off is that the grounds and common areas are professionally managed -- and the price is often slightly less than a home.</p><p>In the case of condominiums and some neighborhoods with single-family homes, the management and funding of the shared facilities and common areas (such as playgrounds, parking lots, and swimming pools) are facilitated through homeowners associations or HOAs. An HOA makes decisions about monthly dues, maintenance priorities, rules for pets, rules for the appearance of units, yard maintenance, and other considerations affecting the community as a whole. Repairs and rebuilding of common areas is one of those considerations. </p><p>In Trilogy Glen Ivy Cobblestone Canyon condos, all of the external areas (walls out) are deemed to be common areas. Condo homeowners only have responsibility (ownership) of what is within the building unit where they reside, but if rebuilding were required, the inside of these structures are likely not to be the only area needing repair or reconstruction.</p><p style="text-align: center;"><span style="font-family: Arial; font-size: 14.6667px; white-space: pre-wrap;">▶ </span><b style="font-family: Arial; font-size: 14.6667px; white-space: pre-wrap;"><a href="http://bit.ly/3nbr8eV">SLIDESHOW</a></b></p><p> </p><p></p><hr /><hr /><iframe height="480" src="https://drive.google.com/file/d/1PBGJncbCXBHulCrwwkU_LeFpxZN0L6v2/preview" width="940"></iframe><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/3xu56-f2b0ee?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 24 - You're Not as Safe as You Think (But Don't Give Up!)" width="100%"></iframe><hr /><hr />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-90707380560451976362021-01-07T13:54:00.010-08:002021-04-04T18:35:58.822-07:00 ✅ What is the most common homeowner insurance policy for condos and its drawbacks?<hr><hr><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vTrezkZOdpMZmkNW98LgL5UYDtPhOGmdeRUO4P85JNtJIofPvETJxIqCGSOWHYoALPm_j67yhEiEKa9/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe><hr><hr><iframe frameborder="0" height="250" src="https://flipboard.com/@altaloman/%E2%98%85trilo%E2%98%85pedia%C2%AE-2m5ckrctz/widget?layout=banner" width="970"></iframe><hr /><hr /><google-sheets-html-origin><table border="1" cellpadding="0" cellspacing="0" dir="ltr" style="border-collapse: collapse; border: none; font-family: Arial; font-size: 10pt; table-layout: fixed; width: 0px;" xmlns="http://www.w3.org/1999/xhtml"><colgroup><col width="140"></col><col width="140"></col><col width="140"></col><col width="140"></col><col width="140"></col><col width="140"></col></colgroup><tbody><tr style="height: 21px;"><td colspan="6" data-sheets-value="{"1":2,"2":"When you change the way you find things, the things you find change"}" rowspan="1" style="background-color: white; border: 1px solid rgb(204, 204, 204); color: #757575; font-size: 14pt; font-style: italic; font-weight: bold; overflow: hidden; padding: 2px 3px; text-align: center; vertical-align: bottom;">When you change the way you find things, the things you find change</td></tr><tr style="height: 21px;"><td colspan="2" data-sheets-hyperlink="http://bit.ly/3abDcY4" data-sheets-value="{"1":2,"2":"Property Insurance"}" rowspan="1" style="border: 1px solid rgb(204, 204, 204); color: #1155cc; font-size: 14pt; font-weight: bold; overflow: hidden; 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Use the search pages to find any related topic."}" rowspan="1" style="background-color: white; border: 1px solid rgb(204, 204, 204); color: #757575; font-family: Roboto; font-size: 12pt; font-weight: bold; overflow-wrap: break-word; overflow: hidden; padding: 2px 3px; vertical-align: bottom;"><span style="font-family: Roboto, Arial; font-size: 12pt;">This site is primarily a </span><span style="color: #1155cc; font-family: Roboto, Arial; font-size: 12pt; text-decoration-line: underline; text-decoration-skip-ink: none;"><a class="in-cell-link" href="https://cse.google.com/cse?cx=070b2679627cb22fe" target="_blank">SEARCH</a></span><span style="font-family: Roboto, Arial; font-size: 12pt;"> and archive tool for Trilogy Glen Ivy, Cobblestone Canyon to provide details about the disaster recovery issue. Use the search pages to find any related topic.</span></td></tr></tbody></table></google-sheets-html-origin><hr /><hr /><iframe frameborder="0" height="250" src="https://flipboard.com/@altaloman/%E2%98%85trilo%E2%98%85pedia%C2%AE-2m5ckrctz/widget?layout=banner" width="970"></iframe>
<hr /><hr /><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-zVGydP9V8s0/YAN8Q80VnXI/AAAAAAABqVc/ZHXOBUsFLugsB1hUDf19A07BmQSWp-OiwCLcBGAsYHQ/s500/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="281" data-original-width="500" src="https://1.bp.blogspot.com/-zVGydP9V8s0/YAN8Q80VnXI/AAAAAAABqVc/ZHXOBUsFLugsB1hUDf19A07BmQSWp-OiwCLcBGAsYHQ/s320/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div style="text-align: center;"><b>Speaking for </b><a href="http://COVERAGE.com" style="font-weight: bold;">COVERAGE.com</a></div><div style="text-align: center;"><span id="docs-internal-guid-24dceeae-7fff-2759-0c4c-326424b62a9f"> <table style="border-collapse: collapse; border: none;"><colgroup><col width="390px"></col><col width="116px"></col><col width="253px"></col></colgroup><tbody><tr style="height: 40px;"><td colspan="3" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">What does the standard HO-6 policy cover?</span></p></td></tr><tr style="height: 40px;"><td style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Why is not basic EQI included in HO-6?</span></p></td><td colspan="2" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Lenders require liability coverage, why not EQI?</span></p></td></tr></tbody></table></span><iframe height="100" src="https://drive.google.com/file/d/1n4VY_CQeg9VaqVhtDSj9dWBNHWPBq56A/preview" width="640"></iframe></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p style="text-align: center;"><b> <a href="http://bit.ly/3gDDLwF" target="_blank">What is the most common homeowner insurance policy for condos and its drawbacks?</a> <span style="text-align: center;">▶</span></b></p><p style="text-align: center;"></p><span id="docs-internal-guid-89be7ca2-7fff-bdfd-c145-ea1ab7a4125d"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">Common-interest development (CID) is the fastest growing form of housing in the world today. They include condominiums, community apartments, planned developments, and stock cooperatives. The ownership benefits of a CID are having rights to an undivided interest in common areas and amenities which might prove to be too expensive to be solely owned.</span></p><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">But those who buy into CIDs soon learn the depth andd breadth of what they have in common with neighbors, particularly if the residence is a condominium. As the reader of TRILOPEDIA will learn, some of that consideration has to do with common perils.</span></p><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">What are the eight (8) types of homeowner insurance (not including earthquake)?</span></p><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">Here’s a rundown of the different homeowners insurance policy forms:</span></p><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-1 - The most basic and limited type of policy for single-family homes, HO-1s are all but nonexistent nowadays</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-2 - A more commonly used policy and a slight upgrade from the HO-1</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-3 - The most common type of homeowners insurance policy with broader coverage than the HO-2</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-4 - A policy type that is specifically for renters</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-5 - The most comprehensive form of homeowners insurance and the second most common policy type for single-family dwellings</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-6 - A type of coverage designed for condo owners</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-7 - The type of policy you get if you own a mobile or manufactured home</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-family: Arial; font-size: 11pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">HO-8 - A special type of homeowners insurance for homes that don’t meet insurer standards for other policy forms</span></p><br /></span><hr /><hr /><iframe height="480" src="https://drive.google.com/file/d/1dTJgGRUf2J0Bc4Z9Kx1YSfjnCqaW738f/preview" width="940"></iframe><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/h5n75-f5d5b7?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 29 - Music and Science for Inspiration and Action" width="100%"></iframe><hr /><hr />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-65542946922575746232021-01-06T13:50:00.009-08:002021-04-04T18:36:07.525-07:00✅ What is the history of EQI for Trilogy Glen Ivy Cobblestone?<hr><hr><iframe src="https://docs.google.com/presentation/d/e/2PACX-1vRoWEOfqRWQQcqxY-ctL46-D3Z_LCWM5bVK-xjGnwnlexq0lwu2oZ8QJgZe2dDQ8T1m6RGbe6M8Fb3p/embed?start=false&loop=false&delayms=3000" frameborder="0" width="960" height="569" allowfullscreen="true" mozallowfullscreen="true" webkitallowfullscreen="true"></iframe><hr><hr><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-o3OKhRtlLXE/YAN8b1lHsUI/AAAAAAABqVk/2abSywbRnBYb2-Aeib1iHJZL4d2S-YtHgCLcBGAsYHQ/s500/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="281" data-original-width="500" src="https://1.bp.blogspot.com/-o3OKhRtlLXE/YAN8b1lHsUI/AAAAAAABqVk/2abSywbRnBYb2-Aeib1iHJZL4d2S-YtHgCLcBGAsYHQ/s320/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><b><a href="http://bit.ly/3gH6C3s" target="_blank">HISTORY OF EQI HERE<br /></a></b><span id="docs-internal-guid-7acedea6-7fff-0459-5f0a-29825e2b3137"> <table style="border-collapse: collapse; border: none;"><colgroup><col width="390px"></col><col width="116px"></col><col width="253px"></col></colgroup><tbody><tr style="height: 40px;"><td colspan="3" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Was EQI for Cobblestone Canyon once prohibited by the community CC&Rs?</span></p></td></tr><tr style="height: 40px;"><td style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">How, when did this change?</span></p></td><td colspan="2" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">Who (alone) may now vote to add EQI?</span></p></td></tr></tbody></table></span></div><div class="separator" style="clear: both; text-align: center;"><b><iframe height="100" src="https://drive.google.com/file/d/11S-n7EcQt3cUlP94bNAZzSSaT3onrNbs/preview" width="640"></iframe></b></div><p></p><p style="text-align: center;"><b><a href="https://bit.ly/3gH6C3s" target="_blank">What is the history of EQI for Trilogy Glen Ivy Cobblestone?</a> ▶</b></p><p>The creator and author of TRILOPEDIA may attest to nearly a decade of residence (since November 2011) in Cobblestone Canyon as a first-time life experience living in a condominium. Virtually from the beginning of the relocation to Trilogy Glen Ivy, the issue of disaster recovery for the community has been a common topic. Perhaps this had something to do with the escrow documents that came with the condo purchase. That is, the escrow papers expressly prohibited Cobblestone condo owners from the purchase of earthquake insurance for the individual units.</p><p>Beginning in 2011 (perhaps before), the TGMA Board of Directors started a review of the earthquake insurance issue for Cobblestone Canyon. Most of the study transpired within executive session and a decision to purchase earthquake insurance for the condos alone was made without hearings or notice to the condo owners. </p><p>Communications from the board to homeowners indicated they had no choice and there was restrictive options for the purchase. Also, the board cited the CC&RS that stipulate TGMA has the sole responsibility for external repairs and rebuilding of the condos. </p><p>The board vote was challenged by a handful of Cobblestone homeowners in 2013 (when the EQI premium came due as a special assessment) and mediation of the issue was requested and granted in 2014. That agreement rescinded the EQI purchase and premium payment after one year and also stipulated that any future purchase of earthquake insurance would not be considered without a majority vote (50%+1) of Cobblestone homeowners.</p><div><br /></div><hr /><hr /><iframe height="440" src="https://drive.google.com/file/d/1qRr7Ls4uyLr-Q1dNrNlouqPwaGrCQThH/preview" width="940"></iframe><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/5ezwx-ec09ae?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 15 - Time and the Inevitability of Disasters" width="100%"></iframe><hr /><hr />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-33871161207303652212021-01-05T13:45:00.009-08:002021-04-04T18:36:17.268-07:00✅ CEA EQI policies have these limits for condos<hr /><hr /><iframe allowfullscreen="true" frameborder="0" height="569" mozallowfullscreen="true" src="https://docs.google.com/presentation/d/e/2PACX-1vQb-zOH4I83NLd0gCshTJRHLiYIkBZZPck6xWUsNdH31_oK2XfcgCqS6mFzsOMByZel-6jZLQYJOB7O/embed?start=false&loop=false&delayms=3000" webkitallowfullscreen="true" width="960"></iframe><hr /><hr /><iframe frameborder="0" height="250" src="https://flipboard.com/@altaloman/%E2%98%85trilo%E2%98%85pedia%C2%AE-2m5ckrctz/widget?layout=banner" width="970"></iframe>
<hr /><hr /><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-J7u5AJHShwY/YAN8mfcNoqI/AAAAAAABqVs/PAqONHgx8AonIbhOuSKbQRTryDv7DrB3wCLcBGAsYHQ/s500/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="281" data-original-width="500" src="https://1.bp.blogspot.com/-J7u5AJHShwY/YAN8mfcNoqI/AAAAAAABqVs/PAqONHgx8AonIbhOuSKbQRTryDv7DrB3wCLcBGAsYHQ/s320/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span id="docs-internal-guid-08f0002b-7fff-2139-a833-af52c2af2df7"> <table style="border-collapse: collapse; border: none;"><colgroup><col width="390px"></col><col width="116px"></col><col width="253px"></col></colgroup><tbody><tr style="height: 40px;"><td colspan="3" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">What about the $100K maximum building coverage?</span></p></td></tr><tr style="height: 40px;"><td style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">What are the deductible choices?</span></p></td><td colspan="2" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">How is the deductible factored with a claim?</span></p></td></tr></tbody></table></span></div><div style="text-align: center;"><iframe height="100" src="https://drive.google.com/file/d/1JuWakSTFDUBFASajivJC9I3HhzQszuh3/preview" width="640"></iframe></div><div style="text-align: center;"><b> <a href="https://bit.ly/2IFELnv" target="_blank">CEA EQI policies have these limits for condos</a> ▶</b></div><p></p><p style="text-align: center;">Any condo owner who visits the California Earthquake Authority quotation request page for earthquake coverage learns that the maximum value for condo EQI is $100,000. Currently, that is less than one-third of the typical resale value of a smaller downstairs Cobblestone condo as of year-end 2020. That may be a problem. Although, given the rule that it may take 50% of the typical home value to reconstruct the unit, the CEA limits may not be out-of-bounds. One thinks, however, that the arbitrary limits on condos may have something to do with risk management by the CEA.</p><p style="text-align: center;">CEA EQI policies have these limits for condos</p><p style="text-align: center;">COVERAGE OPTIONS FOR HOMEOWNERS</p><p style="text-align: center;">CEA earthquake insurance for homeowners allows you to choose between two policies: purchase all of your coverages together under one deductible, or choose to have separate deductibles for your dwelling and personal property. </p><p style="text-align: center;">The CEA coverage categories are extensive; the deductibles, maximums, conditions, and limits are also numerous:</p><p style="text-align: center;">Building Property<span style="white-space: pre;"> </span>Optional<span style="white-space: pre;"> </span>Covers damage to parts of the inside of your condo unit, like interior walls, fixtures and windows. May be purchased separately or with other coverages.</p><p style="text-align: center;"><span style="font-family: Arial; font-size: 14.6667px; white-space: pre-wrap;">▶ </span><b style="font-family: Arial; font-size: 14.6667px; white-space: pre-wrap;"><a href="http://bit.ly/3nbr8eV">SLIDESHOW</a></b></p><div><br /></div><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/wj8ca-f16469?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 22 -Dealing with Uncertainty" width="100%"></iframe><hr /><hr /><iframe height="480" src="https://drive.google.com/file/d/1F2XcU60uuksCLkzIDYmN9yts76sV4ey5/preview" width="940"></iframe><hr /><hr />Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-2190212617029884860.post-90123340853505462712021-01-04T13:41:00.009-08:002021-04-04T18:36:30.576-07:00✅ What is loss assessment, loss of use and how may these help condo owners mitigate EQ damage cost?<hr /><hr /><iframe allowfullscreen="true" frameborder="0" height="569" mozallowfullscreen="true" src="https://docs.google.com/presentation/d/e/2PACX-1vSAw7UPDSmlebX2Ru87wUl0fW_qt4s4_Ic3fjmKJla8vqg34RKdiAs6WZAcbdvp17y0Y6tFZEjSFqFI/embed?start=false&loop=false&delayms=3000" webkitallowfullscreen="true" width="960"></iframe><hr /><hr /><iframe frameborder="0" height="250" src="https://flipboard.com/@altaloman/%E2%98%85trilo%E2%98%85pedia%C2%AE-2m5ckrctz/widget?layout=banner" width="970"></iframe><hr /><hr /><p style="text-align: center;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-yZjUZr7C3z8/YAN8xCpyOAI/AAAAAAABqV0/Qs1Z-CVcGO0-J__c-6XML0LpF3jPXWV3wCLcBGAsYHQ/s500/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="281" data-original-width="500" src="https://1.bp.blogspot.com/-yZjUZr7C3z8/YAN8xCpyOAI/AAAAAAABqV0/Qs1Z-CVcGO0-J__c-6XML0LpF3jPXWV3wCLcBGAsYHQ/s320/GIF%2BTrilopedia%2BCDRC%2BQ%2526A%2BSlideshow%2B%2528final%2529%2B1.14.21.gif" width="320" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span id="docs-internal-guid-a6089888-7fff-dcf6-b795-375cf0cde5ff"> <table style="border-collapse: collapse; border: none;"><colgroup><col width="390px"></col><col width="116px"></col><col width="253px"></col></colgroup><tbody><tr style="height: 40px;"><td colspan="3" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">If a condo owner does not have building coverage, should they at least have loss assessment?</span></p></td></tr><tr style="height: 40px;"><td style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">How much loss assessment coverage?</span></p></td><td colspan="2" style="border-bottom: solid #9E9E9E 1px; border-color: rgb(158, 158, 158); border-left: solid #9E9E9E 1px; border-right: solid #9E9E9E 1px; border-style: solid; border-top: solid #9E9E9E 1px; border-width: 1px; padding-bottom: 10px; padding-left: 10px; padding-right: 10px; padding-top: 10px; padding: 10px; vertical-align: top;"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #c27ba0; font-family: Arial; font-size: 21pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">How much loss of use coverage?</span></p></td></tr></tbody></table></span></div><div class="separator" style="clear: both; text-align: center;"><iframe height="100" src="https://drive.google.com/file/d/1c8HXn0wToc6jpLyhLybNF7cnCdvhKKGY/preview" width="640"></iframe></div><div style="text-align: center;"><b> <a href="http://bit.ly/3mep84a" target="_blank">Loss assessment, loss of use, personal property</a> ▶</b></div><p></p><p>If you live in a home or condo that belongs to an HOA, you'll need loss assessment coverage to cover shared losses to common spaces on the HOA property.</p><p>If a shared space within the HOA sustains damage, or if a guest has an accident in a common area and the association is held liable in court, your building or community’s HOA insurance, or “master” policy will cover the loss up to its coverage limits. If the claim amount exceeds those limits, HOA bylaws stipulate that each member be assessed and pay an equal share of the leftover loss amount.</p><p>Loss assessment coverage is an optional endorsement that you can add onto your homeowners insurance or condo insurance policy. It helps protect you if you live in a shared community, like a condo or homeowners association (HOA), when you’re responsible for a portion of damage or loss in a common area.</p><p>Imagine that lightning struck your home and started a fire, which quickly blazed out of control. Your lovely home was destroyed, along with all your possessions.</p><p>Or, a pipe burst in your upstairs neighbor's apartment, and your living room and walls are soaked. The repairs will be extensive, and you can't be in your home while they’re completed.</p><p>In both situations, not only are you unable to use your home and possessions, you'll have to find another place to stay. In some cases, that means you'll have to pay for a hotel or temporary apartment.</p><p>If you live in a home or condo that belongs to an HOA, you'll need loss assessment coverage to cover shared losses to common spaces on the HOA property.</p><p>If a shared space within the HOA sustains damage, or if a guest has an accident in a common area and the association is held liable in court, your building or community’s HOA insurance, or “master” policy will cover the loss up to its coverage limits. If the claim amount exceeds those limits, HOA bylaws stipulate that each member be assessed and pay an equal share of the leftover loss amount.</p><p><br /></p><p><br /></p><hr /><hr /><iframe data-name="pb-iframe-player" height="315" scrolling="no" src="https://www.podbean.com/media/player/m2b2g-f0b4cf?from=usersite&vjs=1&skin=1&fonts=Helvetica&auto=0&download=1" style="border: none;" title="Episode 21 - Real Science vs. Alternative Facts" width="100%"></iframe><hr /><hr /><iframe height="480" src="https://drive.google.com/file/d/1_O6NzKP1WU9TKyVy0qCSl8LVH9ACc-sr/preview" width="940"></iframe>Unknownnoreply@blogger.com0