This software is a COMPLETE system to create a profitable business online.

Auto Wealth Maker enables you to quickly and easily research niches and niche keywords, buy your domains and cloud host them, and build micro niche sniper websites with a very easy drag and drop interface. In addition, the software enables you to create hundreds of quality backlinks through automatic blog commenting module.

This is a true click and create software that even generates the traffic on complete autopilot!

Auto Wealth Maker is a complete All-In-One solution for those who wants to make money online. It comes complete with the education, tools, hosting, support, softwares, monetizations and basically any elements that is required to make a website produces consistent flow of income for you.

Auto Wealth Maker operates on the concept of having multiple websites which makes a few dollars a day as compared to having a single website which produces $10,000 per month. Having a portfolio of multiple niche websites could achieve a respectable and decent results when the earnings are combined.

This system created by Eric Rockefeller, Matt Keenan, and Chris X is a software where you can do all your keyword research, niche research, domain purchasing, web designing, monetization and reporting all from one convenient location instead of using numerous online tools, software and websites.

It won’t make you a millionaire overnight but it WILL help you get started on the right track. Plus on top of the full system there is 12 educational modules with videos and text that are super easy to follow.

Auto Wealth Maker is a software that will allow you to easily…

A SUPER HIGH TECH software that beats anything on the market by leaps and bounds.

Auto Wealth Maker Features:

The Auto Wealth Maker software gives you the added advantage of creating super fast websites all using the same platform!

Your ALL-IN-ONE system that incorporates all the tasks of affiliate marketing into one convenient secure place.

Niche Keyword Research From idea to detailed, easy to understand, star rating system, showing exactly which keywords have the best chance of success.	Competition Analysis Indepth analysis of website competition, for any Niche, including how long they’ve been around, how Google ranks them (PageRank), plus lots of other useful indicators.
Earning Projections See exactly what your daily earning potential is for any Niche, traffic volume, Google Adsense and Amazon commission, all detailed for your convienance.	Search Engine Optimization Benefit from free traffic to your site with an SEO focused site, from image names, to meta tags, all taken care of, so you don’t have to worry about it.
Simple Drag Drop SiteBuilder Design and build your website in minutes, with simple drag and drop interface, no restrictions, no limits, no technical skills needed, just intuitive mouse control.	Monetization Make money from Google Adsense (CPC) and Amazon Affiliate (CPA), contextual ads and products, all done at the click of a button.
Traffic Generation Generate 1000′s of backlinks to your sites and generate real on topic visitors, with Auto Wealth Maker’s automated blog posting tool and advanced SEO strategies.	1-click Domain Buying Find and buy domains all at the click of a button, find your pefect domain, or use a Auto Wealth Maker sub-domain for Free.
Cloud Hosting Your site ready to go from the moment you choose its domain name, all hosted on world class Cloud Web Servers, always available and capable no-matter how much traffic your site gets.	Education We don’t just give you the tools to get the job done, we provide detailed education on how to make the strategies work and your efforts pay off.
Support Sometimes a question has to be asked, and we’re here to answer it! World class support via webinars, forums, blog and ticket system.	Portfolio Management At a glance management, grouping and editing of all your websites.
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The Daily Goal Machine This system is so effective that it will let you to reclaim more hours in your day, more days in your week, and more weeks in your year – easily.

Positive thinking is an art that can help you manage your life better. There are ways to follow in order to learn how to start thinking positive. Positive thinking is not something that will fall one day from the sky but it needs effort and skills to be able to achieve it. By start thinking positive you will place you self in a position that will allow you not only to manage your life better but it will also help you to raise your self-esteem and self-confidence.

The power of positive thinking

Have you ever thought that the thoughts that pass through our minds are responsible for everything that happens in our lives? What we think is essentially what we live. The way we think affects our behaviour, our emotions, and our mood; how we see things, the way we act and react in our environment. So what is happening in our minds is our life itself! With the power of positive thinking and as soon as you start thinking positive your self-confidence and self-esteem will be firm and everything will seem easier.

the power of positive thinking by vizzzual

The power of the mind is the second strongest tool we have, after the power of the soul, which can in many situations give us even superhuman willingness or superhuman powers (e.g. in case of danger).

Our thoughts have the attribute to pass and be stored in our subconscious, which can affect our behaviour and our reactions. Our thoughts have also the ability to enter the subconscious of others around us. The thoughts we share with other people are predisposing them positively or negatively towards us. They can create feelings of love and respect or feelings of anger. Our thoughts create action and reaction not only in our mental world but also in the world around us.

Have you ever wonder how can we make radical changes in our lives? The change in our lives is possible only when we can control our thinking, to filter the negativism and to show only the positive and beauty contained in our life. This is the power of our thinking! Below we demonstrate 10 effective ways that can help you start thinking positive and be able to utilize for your benefit the power of thinking.

10 Ways to start thinking positive

1. Start thinking about success

Create in your mind an indelible image of yourself as a successful person. Keep this strong image within you, and do not even allow it to fade. Over time, this picture will evolve within you and the details will be stimulated. You must never challenge the reality of this intellectual image because it will be dangerous. Your mind will also try to fill the gaps in what was originally imagined. Always have in your mind the success regardless of how bad things seem to be at the moment.

Each time that invades your mind a negative thought concerning your personal powers and abilities, deliberately start thinking of something very positive to counteract.

2. Bypass your obstacles and fears

Do not build your imagination with obstacles. Instead, try to minimize any potential obstacle. The difficulties must be studied and treat effectively in order to be eliminated, without giving them more power than they really have. Often fear exaggerates the difficulties and «hides» their true dimension.

3. Transform your thoughts to images

Think of your brain as an image playback unit. The images are coming from our thoughts, often taking shape in our minds and frighten us, or give us the power to be creative or inspire us or make us dream.

Negative thoughts create negative images and hence negative reactions. The same happens with positive thoughts that make exactly the opposite and work for our benefit. To start thinking positive you have to create these positive images in your mind and take advantage of the inspiration and creativity they will create.

4. Do not get impressed easily by other people

This must be the most intelligent advice. Do not overly be impressed by other people so as to copy them. Nobody can be as effective as you have in your life. Remember also that regardless of how dynamic and successful one can seem, often they may have the same lack of self-confidence and they may be afraid the same as you.

5. Learn your self better

Get to know your self better. Find what is causing your inferiority or your fears and misgivings. It is likely these negative feelings of you to stem from childhood and from young age. You may often need the advice of a specialist to help you understand why you feel and behave in a particular way. Try to understand your self better, which is the first step in managing your life better.

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6. Make a realistic assessment of your skills

Make a realistic assessment of your skills and then increase that by 10%. That does not mean that you will become selfish. Instead, you must believe in the forces and means to create a rock solid sense of your self. Only when you believe in your self you will be able to start thinking positive.

7. Start thinking positive and creative

Turn positive thinking into creative thinking. Positive thinking alone will not help us to manage our life better. What we need apart from positive thinking is creative thinking. Creative thinking is about planning, designing and putting objectives for the future. Starting from simple, everyday things we have in our daily schedule. This can be the first step to organize our thinking on how to implement the things we have to do.

Also the power of creative thinking, besides the benefits it can bring to us, can also be used as a positive influence for those around us. We can inspire them; give them incentives, energy and vision. Thinking creatively is something that we can train ourselves to do. It takes time and effort but when we achieve it we will be able to manage our life better.

8. Use your time efficiently

Start transforming thoughts to actions. Try and find ways to simplify and facilitate your daily obligations, which would result in savings of your valuable time that is needed for your personal improvement.

9. Solve your everyday problems

Focus to solve some of the operational problems of everyday life and then direct the power of your positive thinking to try and shape your next steps in your lives, your personal relations in your career and your family.

10. Do not stop dreaming

Dream! The power of thinking can take you to some great moments that made you happy…it can magically transfer you to the beach as if you were on holiday! It can transfer to you sounds, colours, smells and people.

Dream now what you would like to be in your life, your relationship, your work and think about it intensely with as many details as you can. This thought makes you feel beautiful? This thought gives you incentive to try to get to the point that you dreamed? Yes! We must do this every day thinking, again and again and again!

So, install a new operating system in your brain that will make you start thinking positive. This will ignore the fears and will not convert them into images, will ignore the bad thoughts about possible failures and transform them into a big picture of success and self confidence. You’ll see that with time your life will become more beautiful and will approach the life that you dreamed about and also your behaviour will become more effective and more acceptable to your environment. Fight against the evil thoughts from their roots and do not leave them reach the surface. To start thinking positive is in your hand … or rather in your mind!

By ManageYourLifeNow.com

]]> https://24hronline.wordpress.com/2011/04/22/manage-your-life/feed/ 0 256 24hronline The Daily Goal Machine positive_thinking Start Thinking Positive Update your Life onlineservices24@live.com (onlineservices24@live.com) https://24hronline.wordpress.com/2011/04/13/3-secrets-to-super-fast-english-learning/ https://24hronline.wordpress.com/2011/04/13/3-secrets-to-super-fast-english-learning/#respond Wed, 13 Apr 2011 13:01:30 +0000 http://24hronline.wordpress.com/?p=209 1. Obsession

The first and most important thing you need to achieve this goal is incredible passion.  You must have tremendous emotional power to learn super-fast.   Why?  Because you must study English 8-14 hours a day…  and every hour you must be alert, interested, and energetic.

To improve that quickly, you must build emotion.  You must be obsessed with English.  You must be passionate and incredibly enthusiastic.  Remember, Emotion is 80% of success, method is only 20%.

To create passion, you need very compelling reasons to learn English.  Just doing well on a test is not a strong enough reason.  Just getting a new job is not a strong enough reason.  You need HUGE reasons for doing this.  Imagine all the incredible benefits you will have as a fluent English speaker.  Imagine how your life will change 5 years from now.  10 years from now.  20 years from now.

If you are motivated by money, imagine how English will make you amazingly rich.  Visualize your dream house, your dream car, your dream life.

If love motivates you, imagine how English will help you meet incredible people from other countries.  Imagine dating beautiful/handsome foreigners!  Imagine incredible love and passion– possible because you are a fluent English speaker.

You can also exaggerate the terrible things that will happen if you fail to speak English fluently.  Imagine all the jobs you will miss.  Imagine all the people you will never meet.  Imagine how bad your life will be because you can’t speak English.

Make your reasons bigger!  Bigger reasons = Bigger Passion.  Bigger Passion = Bigger Success.

Emotions is the key.  Make your emotion stronger!  Become obsessed with English!

2. Massive Input

The second key to super-fast learning and incredible intensity is to focus on English INPUT.  Do not waste time studying grammar or vocabulary.  Don’t waste time trying to speak.

You should spend all of your time either listening or reading.  This is the fastest and most efficient method for speaking English fluently.

Carry your iPod everywhere.  Always have a book with you.

Specifically, you should listen mostly to the Mini-Story Lessons, the Point of View Lessons, and the Main Audio Articles.  These are the most powerful lessons and will help you learn the fastest.

You should read easy English novels– starting with novels for children.   Absolutely do not waste time reading textbooks!

3. Massive Intensity

To be fluent in only 2-3 months, you must create massive intensity.  In other words, you have to listen and read 8-14 hours a day, every day.   You must listen constantly to English.   You must read constantly.

In fact, I recommend alternating the two activities.  Listen for an hour, then read a novel for an hour.  Then listen again for an hour.  Then another hour of novel reading.

If you are really focused on speaking well, do more listening.  But don’t worry, reading will also help your speaking ability.

So that’s it.  That’s my simple method for very fast English fluency.

Of course, most people do not need to improve so quickly.  For most people, two hours a day of listening and reading is enough.

But if you need or want to improve very quickly, follow this plan.

Good luck!

By A.J. Hoge

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What is Auto Profit Sniper?

The new masterpiece of Rob Benwell and Adam Fincher is called Auto Profit Sniper and will be an exclusive course for those who are yet struggling to get profits from the internet. It looks like this is a common problem amongst those who want to begin and the two creators just hit the nerve on it. Now the product has not been released yet but a lot of buzz is created around it which is usually a good sign if known marketers get such a response from their awaiting customers.

Rob Benwell and Adam Fincher are both successful and renowned marketers who make a full-time income of the internet with several online businesses. They started with nothing like the most of us and now own a profitable business thanks to their traffic pulling methods which is responsible for a huge passive income.

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Are you a computer consultant that breaks out in hives when you think about being a software reseller?

You might be confusing the low-margin sales of desktop PC\’s, notebooks, or servers with actually integrating software and other products into comprehensive business solutions for small businesses. If you plan carefully, you can profit from your clients\’ need for full-service support from their software reseller.  

The following 3 tips can help you learn how to incorporate being a software reseller into your more profitable IT services business and attract great clients.

1 .Embrace Your Role as a Technology Influencer. An IT consultant that also acts as a software reseller knows that smart selection of products can make installation, support, troubleshooting and upgrading work a breeze. Choosing the right software for systems can dramatically boost system reliability, which helps keep your valued clients happy. If you rely on someone else to choose software, you increase the chances of your solutions being less effective. When software acts up or is incompatible with existing hardware, clients get really frustrated and might actually end up blaming you for problems. As a software reseller, you can enhance the overall solution you bring to clients and give them a single point of contact. This in turn eliminates frustration and nurtures trusting, long-term relationships.

2. Pay Attention to New Advances in Technology … But Be Wary! There will always be new software and hardware on the horizon, but that doesn\’t mean you have to jump to incorporate all of it into your small business clients\’ solutions just because you want to stay up to date. A successful small business software reseller keeps an eye on new products for clients, but is always mindful of overall solutions and what will work best and most cost effectively. You can\’t let your love for new gadgets and bleeding-edge technology get in the way of responding to client needs. 

3. Know Where the Real Profit Opportunities Are for a Software Reseller. IT consultants do have a big opportunity for profit from software sales, but often not in the actual profit margins of the software applications themselves. Software resellers are successful when they act as their clients\’ primary technology influencers. If you are going to add software sales to your repertoire, you need to not think of yourself as a purveyor of products, but rather as a professional that will recommend what to buy based on end-to-end small business solutions.

In this short article, we looked at 3 tips to help you profit from being a software reseller and build a steady client base. Learn more about how you can get great, steady, high-paying clients as a software reseller now at http://www.SoftwareResellerSecrets.com  

Copyright (C), SoftwareResellerSecrets.com, All Rights Reserved

Article Source: http://www.articlesbase.com/software-articles/software-reseller-tips-for-growing-a-stable-business–784075.html

About the Author

Joshua Feinberg is the author and editorial director of the Computer Consulting Kit Home Study Course, which helps computer consultants, VARs, integrators, solution providers, and managed services providers get more of the best, steady, high-paying small business (SMB) clients.

I have been using Chitika for some time over on PCMech.com. I do not put very much into the program and it has been very much one of my minority income streams. But, even without putting much into it, I have been making a couple hundred dollars per month with it. It might not be much, but considering how little “face time” it gets with my readers, I’m not complaining. And surely, if I took the time to optimize it, I could probably increase my monthly income fairly easily through Chitika.

If you’re not familiar, Chitika is a company which delivers search-targeted ads. The ads are completely compatible with Google Adsense and does not compete, so you don’t have to worry about running Chitika and Adsense on the same pages. Whenever a user clicks into your site via a search engine, Chitika will deliver that user a targeted ad block based on the keywords used to find your website. So, it is super-well targeted. And as of just a few days ago, they are no longer auditing traffic using these types of ads. The auditing process has been a source of frustration for publishers because it usually means your actual monthly income ends up being less than what your stats showed.

This is the kind of ad I am running on PCMech, which means the ads are only visible when the site is entered from a search engine. If you go directly to the site or click in from another site, you will see no ad from Chitika.

These ads have been working extremely well for Chitika, so much so that it appears as if they are now making this ad type their priority. When you log in as a publisher, this is the kind of ad you will see first. Only when you click the link for other ad types will you see the other options, including Lynx (contextual ads ala Kontera), whitespace ads (which use your site’s white space on larger screen resolutions), the eMiniMall and the Multiple Product Unit (or MPU). Those last two are PPC ads which lead primarily to products.

The other ad types they’ve offered have been pretty disappointing in the past and this is the primary reason Chitika hasn’t gotten much play on PCMech.com. The ads they’ve given were poorly targeted and generated very little revenue. So, I’m not surprised at all that their Premium search-targeted ads are working so well. They alleviate the problem of poor targeting. With the new ad types, my CTR climbed dramatically and my income climbed to the point that it is.

Chitika works best when (1) you have a lot of incoming traffic from search engines, and/or (2) you have a product oriented website which people come to when looking for particular kinds of products (i.e. a review site). Additionally, you can make money by referring people to Chitika. That won’t work for everybody, but for some it can.

So, if you’re running a site and want to try making some extra month with it, I would recommend Chitika. I’m still not making enough from Chitika to justify replacing any of my other ad sources with Chitika, but specifically targeting my search traffic makes a lot of sense and it does provide a little boost to my income. If you run a review site, you could probably make a killing with Chitika. As anybody in this business will tell you, you want a bunch of different income streams and, for me, Chitika is one of them.

By doing so, you will have some alternative beliefs in the files of your mind from which to choose. In this way, you can catch yourself thinking as poor people do and quickly switch over to how rich people think.

Remember, beliefs are not right, wrong, true or false, they’re just past opinions which can be changed on your command. The fact is, you can CHOOSE to think in ways that will support you instead of ways that don’t.

1. Rich People Believe “I Create My Life”

Poor people believe “Life happens to me.”

If you want to create wealth, it is imperative that you believe that you are at the steering wheel of your life; that you create every moment of your life, especially your financial life. If you don’t believe this, then you must believe you have little control over your life and that financial success has nothing to do with you. That is not a very rich attitude.

Instead of taking responsibility for what’s going on in their lives, poor people choose to play the role of victim. Of course, any “victim’s” predominant thought process is “poor me.” And presto, through the law of intention that’s literally what they get; “poor,” as in money, me.

Here’s some homework I promise will change your life. For the next seven days, I challenge you not to complain at all. Not just out loud, but in your head too. I’ve given this little challenge to thousands of people and several hundred have personally told me that this exercise completely transformed their lives. I invite you to email me with the results of this experiment. I guarantee you’ll be astonished as to how amazing your life will become when you stop focusing on the “crap.”

It’s time to decide. You can be a victim OR you can be rich, but you can’t be both. It’s time to take back your power and acknowledge the fact that you create every moment of your life. That you create everything that is in your life and everything that is not in it. That you create your wealth and you create your non-wealth and everything in between.

2. Rich People Play the Money Game to Win

Poor people play the money game not to lose.

Poor people play the money game on defense rather than offense. Let me ask you, if you were to play any sport or any game strictly on defense, what are the chances of you winning that game? Most people agree; slim and none.

Yet, that’s exactly how most people play the money game. Their primary concern is survival and security, not wealth and abundance. So, what is your goal? What is your real objective? What is your true intention?

Rich people’s big goal is to have massive wealth and abundance. Poor people’s big goal is to have “enough to pay the bills…” on time would be a miracle! Again, let me remind you of the power of intention. When your objective is to have enough to pay the bills, that’s exactly how much you’ll get; just enough to pay the bills and usually not a cent more. You get what you truly intend to get. If you want to get rich, your goal has to be “rich.” Not just enough to pay the bills and not just enough to be comfortable. Rich, darn it, rich!

3. Rich People Are Committed to Being Rich

Poor people are uncommitted to being rich.

Most of us have good reasons as to why it would be wonderful to be rich, but what about the other side of the coin? Are there reasons why it might not be so great to be rich or go through the process of trying to get rich?

Each of us has a file on wealth in our mind. This file contains our personal beliefs that include why being wealthy would be great. But for many people, their file also includes information as to why being rich might not be so great. These people have mixed internal messages around money and especially wealth.

One part of them says, “Having more money will make life a lot more fun.” But then another part screams, “Yeah, but “I’m going to have to work like a dog! What kind of fun is that?” One part says, “I’ll be able to travel the world.” then the other part responds, “Yeah, and everyone in the world will want something from me.” These mixed messages are one of the biggest reasons that most people never become rich.

In fact, the #1 reason most people don’t get what they want is they don’t know what they want. Rich people are totally clear they want wealth. They are unwavering in their desire. They are fully committed to creating wealth. They will do “whatever it takes” to have wealth as long as it’s moral, legal and ethical. Rich people do not send mixed messages to the universe. Poor people do.

I hate to break the news to you, but getting rich is not a “stroll in the park.” It’s takes focus, expertise, 100% effort, and “never say die” perseverance. You have to really commit to it, both consciously and subconsciously. You have to believe in your heart you can do it and you deserve it. If you are not fully committed to creating wealth, chances are you won’t.

4. Rich People Think Big

Poor people think small.

We once had a trainer teaching at one of our seminars who went from a net worth of $250 thousand to over $600 million in only 3 years. When asked his secret he said, “Everything changed the day I began to think big.” In my book, SpeedWealth, I discuss the “Law of Income” which states that “you will be paid in direct proportion to the value you deliver according to the market place.”
Another way of understanding this is to answer the following question: How many people do you actually serve or affect?

For instance in my business, some trainers enjoy speaking to groups of 20, others are comfortable with 100, others like an audience of 500, still others want 5000 people or more in attendance. Is there is a difference in income between these trainers? You bet there is.

Who are you? How do you want to live your life? How do you want to play the game?

Do you want to play in the big leagues or in little league, in the majors or the minors?

Will you play big or play small? It’s your choice.

But hear this. It’s not about you. It’s about living your mission. It’s about living true to your purpose. It’s about adding your piece of the puzzle to the world. It’s about serving others.

Most of us are so stuck in our egos that everything revolves around “me, me and more me.” But again, it’s not about you, it’s about adding value to other people’s lives. It’s your choice. One road leads to being broke and miserable, the other leads to money, meaning, and fulfillment.

It’s time to stop hiding out and start stepping out. It’s time to stop needing and start leading. It’s time to start being the star that you are. It’s time to share your gifts and value in a BIG way. There could be thousands or even millions of people counting on you. Are you up to the challenge for our society and our children’s sake? Let’s hope so.

5. Rich People Are Bigger Than Their Problems

Poor people are smaller than their problems.

Getting rich is not a stroll in the park. It’s a journey that is full of obstacles, twists, and detours. The simple fact is, success is messy. The road is fraught with pitfalls and that’s why most people don’t take it. They don’t want the hassles, the headaches and the responsibilities. In short, they don’t want the problems.

Therein lies one of the biggest differences between rich people and poor people. Rich and successful people are bigger than their problems while poor and unsuccessful people are smaller than their problems.

Poor people will do almost anything to avoid anything that looks like it could be a problem. They back away from challenges. The irony is that in their quest to make sure they don’t have problems, they have the biggest problem of all… they’re broke and miserable.

The secret to success is not to try to avoid or shrink your problems; it’s to grow yourself so you’re bigger than any problem.

Imagine a “level 2” character person looking at a “level 5” problem. Would this problem appear to be big or small? The answer is that from a “level 2” perspective, a “level 5” problem would seem BIG.

Now imagine a “level 8” person looking at the same “level 5” problem. From this person’s perspective, is this problem big or small? Magically the identical problem is now a SMALL problem.

And for a “level 10” person, it’s NO problem at all. It’s just an everyday occurrence, like getting dressed or brushing your teeth. Whether you are rich or poor, playing big or playing small, problems do not go away. If you’re breathing, you will always have so-called “problems.”

What’s important to realize is that the size of the problem is never the real issue. What matters is the size of you!
Remember, your wealth can only grow to the extent that you do! The idea is to grow yourself to a place where you can overcome any problems that get in your way of creating wealth and keeping it once you have it.

Rich people do not back away from problems, do not avoid problems and do not complain about problems. Rich people are financial warriors and when a warrior is confronted with a challenge they shout: BRING IT ON!

6. Rich People Focus on Opportunities

Poor people focus on problems.

Rich people see potential growth. Poor people see potential loss.

Rich people focus on the rewards. Poor people focus on the risks.

It’s the age-old question, is the glass half empty or half full? We’re not merely talking about “positive thinking” here, we’re talking about a habitual way of seeing the world. Poor people come from fear. Their minds are constantly scanning for what’s wrong or what could go wrong in any situation. Their primary mindset is “What if it doesn’t work?” or, more bluntly, “It won’t work.” Rich people, as we discussed earlier, take responsibility for creating their life and come from the mindset, “It will work because I’ll make it work.”

In the financial world, as in most other arenas, risk is directly proportionate to reward; generally, the higher the reward, the higher the risk. People with rich mentalities are willing to take that risk.

Rich people expect to succeed. They have confidence in their abilities, they have confidence in their creativity and they believe that should the “doo-doo hit the fan”, they can always make their money back or succeed in another way.

On the other hand, poor people expect to fail. They lack confidence in themselves and in their abilities, and should things not work out, they believe it would be catastrophic.

You have to do something, buy something, or start something in order to succeed financially. You have to see opportunities for profit all around you instead of focusing on ways of losing money.

By T. Harv Eker

But most people misunderstand money. They don’t really know how to obtain it, or how to hold onto it once they have it.

If you’re interested in getting rich, I’m going to give you the simplest formula for doing so. In fact, if you follow it you’re virtually guaranteed to build enough wealth to get you into the top 5% of society. As the shampoo advertisement says: “It won’t happen overnight, but it will happen”.

The hardest way to get rich
Before I go into my formula, let me tell you about hard ways to get rich.

One of the hardest is to be born into it. Of course, if you happen to enter this world as a Hilton, a Gates or a Windsor, then life is sweet. But since 99.9999% of the population aren’t that lucky, I’m assuming you didn’t win that particular lottery.

And speaking of lotteries, gambling is another very difficult way to get rich. Sure, some people buy a lottery ticket and win big, but most don’t. You can gamble your entire life and you’ll most likely end up broke rather than wealthy.

When I was younger, I thought the easiest way to get rich was to become famous through some kind of creative act. Stephen King got rich writing horror novels, so why not me?

I’m now much wiser and realize that the vast majority of novelists never even get published. Of those who do, most wallow in obscurity. Only very few make it anywhere near the best-seller list, and only one in a million will achieve any kind of serious wealth.

The same fate awaits the majority of musicians, software company founders, sportspeople and website creator. For every Google that makes its owners billions, there are a million websites that lose money. Creativity is the most fun and rewarding way to get rich, but it’s also a very difficult way.

The reason the media raves about and idolizes those who’ve built wealth through creativity is because they’re so rare. You don’t hear about the vast majority who wallow in obscurity and poor pay, because they’re not interesting. “Young genius makes $1 billion from website” is a great headline “Ten thousand young geniuses make nothing from their hard work” isn’t.

I’m not saying you shouldn’t keep your dreams alive. It’s one of the best parts of life. But this article isn’t about the most fun way to try and get rich – it’s about the easiest way.

Okay, here’s the system.

Step 1: Get a well-paid job
This is a reasonable amount of work, and takes a few years, but it’s a virtually guaranteed way to make a good income. If they’re willing to put in the work, almost any intelligent person can get a job paying $100,000 or more within the space of a few years. While it’s not easy, it is by far the easiest and most likely way to secure a good income. In fact, I’ve already written an entire article on how to get a job paying more than $100,000 a year for those who wish to pursue this avenue.

Step 2: Get good tax advice
However you make your money, your number one expense is likely to be funding the government. In most developed countries, the average worker pays around 30% of everything they earn straight into the taxman’s pocket. If you’ve taken my job advice, you’ll most likely pay even more than that.

While taxation is necessary to fund the good things governments provide, you don’t do yourself any favors by paying more than your fair share. If you’re serious about building wealth, get a good accountant who understands how to legally minimize your tax bill.

Step 3: Save 20% of everything you ever earn
As soon as you get paid, arrange to have 20% of your income removed into a savings account. Many banks can do this automatically for you. Keep your savings account separate from your spending account, and you’ll barely miss this money.

There’s a saying in economics “expenses rise to meet income”. This means money that’s easily available to you is certain to be spent. That’s why most people’s paychecks disappear before their next payday. They get used to having a certain amount to spend, and habitually run down their bank account.

Have your savings moved somewhere it’s a hassle to get them out of to avoid this risk. Many high interest accounts require you to give them a few days notice, which is ideal for this purpose.

Step 4: Conservatively invest the funds that build up in your savings account
Once a month, go into your savings account and divide the money by investing it into the three core conservative assets: shares, property and cash. Open a mutual fund account for shares, a property fund for property, and a money market fund for cash. Look for share and property funds that invest in a broad range of assets and most importantly charge very low fees. An index fund is ideal for the shares. An index of property funds is ideal for property.

Put an equal amount into each account. This will diversify you against risk in any one particular asset. If you’re younger, this rule is a little bit flexible, allowing you to take a little more risk and put more into shares and property if you like.

Step 5: Reinvest any income you get from your assets straight back into buying more assets
Mutual funds and property funds pay dividends. Money market accounts pay interest. Don’t take this income into your spending account. Instead, select the option to have it reinvested into the fund that generated it.

Step 6: Never touch these funds and do your best to ignore them
The business press, like the mainstream press, loves a crisis. “Shares to skyrocket” or “Property to plummet” headlines will sell many more copies than “Things to continue steadily”. All markets go up and down. Every day, some speculation will be published about some crisis or opportunity.

Ignore it all.

Just keep putting the 20% into your assets. Sometimes they’ll go up and sometimes they’ll go down in value. But over the long term, they’ll almost certainly go up.

Step 7: Wait a decade
Do what I’ve outlined above and in a decade you’ll be rich. Sure, you won’t be Bill Gates, but you’ll almost certainly be in the top 20% of wealth holders. Wait another decade and you’ll be in the top 5% or higher.

That’s the plan. It’s not the most exciting or glamourous way to build wealth, but it’s the easiest. Quite simply, this is how most rich people got there.

You too can join them, if you follow it.

By Paul

It’s your job to teach your kids the way the world works, and part of that is showing them which rules can be broken or bent. But common sense is king here; your kids need to be old enough to understand the subtleties of life before they’re exposed to these five skills. Teaching a 4-year-old to start breaking a few rules will just lead to creating the next Paris Hilton.

I’m not here to turn your kids into criminals or lunatics. Knowing where and when they can start bending the rules will help them survive and find their own voice — and you’re the one who needs to teach them. Kids need to learn that life isn’t just black or white, but shades of gray. Here are a few areas where you can start teaching them to break (or bend) the rules.

1) Sneak snacks into a movie theater
There isn’t one person reading this who hasn’t sneaked Milk Duds or a box of Mike & Ike’s into a movie theater. When a business is trying to take advantage of you to that degree, stuffing your pockets seems absolutely fair. Sneaking snacks into a theater is a great place to start when teaching your kids where they can bend certain rules in society. This also covers ballparks, concerts, or anywhere else that tries to fleece you for a stale, lukewarm pretzel and a $9 tub of popcorn.

2) Question teachers
I am by no means asking kids to become a disruption or a nightmare to their teachers. However, I don’t see any harm in letting them question their teachers once in a while. One thing kids don’t do enough in school is ask, “Why?” Mindlessly memorizing facts and goofy math patterns to pass some stupid state-mandated test doesn’t teach kids to think independently.

I have to believe that the many great teachers out there would welcome the curiosity and enthusiasm that would follow. I don’t want my kids to know just the answers; I want them to know why a certain problem works the way it does, why the book report needs to be double-spaced, and why they only have three minutes to go number two in the lavatory.

3) Learn how to tell a white lie
Now, there’s a big difference between having a kid who’s a wolf-crying liar trusted by no one, and having a kid who knows when to lie to save someone’s feelings. It could be telling Grandma that the reindeer sweater she sent for Christmas is perfect. Or it might be letting your kid inform someone he or she doesn’t want to date that “I don’t have time to go out with anyone right now,” instead of the real reason — that the kid looks like a cross between Carrot Top and Rosie O’Donnell.

These are the exact kind of subtleties that kids need to know in life. Showing them how to throw out a little white lie instead of destroying someone’s feelings just might save an important friendship, or keep a job, or maintain family peace.

4) Pee in the woods
More and more these days, kids seem to get sucked into their Xbox, iPod or cell phone without spending enough time outdoors and having fun the old-fashioned way. Take the kids up to the mountains skiing or to a cabin and let them do the things that they’re meant to do: raise hell, laugh and pee in the woods. Nothing says that you’re at one with nature more than relieving yourself just like the pioneers did. And while you’re at it, teach the kids how to build a great campfire.

5) Bend the rules when playing sports
Teaching your kids good sportsmanship as they head into the wonderful world of athletics is immensely important. However, after you get past the age when every kid plays soccer and T-ball only because their parents want them to, you get into a very competitive area. Select all-star teams for kids who haven’t yet hit junior high are now the norm.

Your kids will end up awfully naïve if you let them grow up thinking that athletes aren’t bending the rules. And by the time they’re teens, they’re ready to learn there are a ton of tricks and ways to bend the rules in sports that don’t include steroids, blood doping or stealing the other team’s mascot. I’m talking about head games, flicking the elbow in hoops when someone’s shooting, holding the other player’s jersey, and more.

By Craig Playstead for MSN Lifestyle

2) Draw A Picture — Drawing stimulates the right-hemisphere of the brain and inspires creativity. Get out the colored pencils and begin drawing your way to a powerful brain.

3) Exercise — Long-term exercise has been proven to increase brain power and even create new neurons in the brain. Go out and get a natural high off of your own brain chemistry through exercise!

4) Brainwave Entrainment — Brainwave entrainment is a safe, innovative way to stimulate and shape the brain and it’s functioning. You can literally build up more control over your life and harness your brain’s potential!

5) Avoid Junk Food – Junk food has been proven to decrease energy in the body and promotes “brain fog.” Cut some junk food from your diet, and reap the benefits of a more calm, focused brain chemistry.

6) Deep Breathing — Deep breathing actually increases oxygen levels and blood-flow to the brain. 10-15 minutes of daily deep breathing can make a huge difference in the quality of your life and brain’s functioning potential.

7) Learn A New Language — Learning adds more structure to the brain and improves the brain’s speech centers. Hablas espanol? It may be time for you to take a class or program to supplement your job-skills and brain power!

8) Take Fish Oil — Fish oil supplements are literally like membrane material for the brain. The 2 primary components of EPA and DHA each act to strengthen both the emotional center of the brain and boost focus. There is an increase in overall brain activity after taking fish oil for awhile.

9) Laugh It Up — Laughter causes a natural release of the brain’s endorphins — chemicals that drown out pain and increase overall wellbeing. Laughter is a well known, natural stress reducer. Watch a comedy, crack a joke, and increase those endorphin levels!

10) Engage In Debate — A good, healthy debate strengthens the brain’s ability to think quickly and apply intelligence to verbal situations. Work to build up your brain power by engaging in plenty of healthy debate. Just ask someone who they are voting for in the presidential election and you’ll definitely provoke a debate!

11) Take A Multivitamin — Vitamins are great for the brain, and if it does not get enough of a certain vitamin through daily diet, consider a multivitamin. Multivitamins help facilitate the functioning of a healthy body and enriched brain. Start popping a vitamin each morning for awhile and chances are good that you’ll notice a difference!

12) Drink Red Wine — Alcohol in moderation has been proven to be good for the brain. Why? It is rich in antioxidants — chemicals that actually protect the brain! One glass daily for women and two for men is generally considered a healthy amount.

13) Eat Healthy — You know what ‘healthy’ is, so why not eat healthy and improve your brain? The brain requires a certain amount of energy to reach it’s maximum level of functioning. Eating chocolate cake and chips instead of fish and legumes, well maybe that’s why you cannot think clearly.

14) Change Your Environment — To keep your brain properly stimulated, it is important to keep changing your environment. Drive a new route to work, eat at a new restaurant on Friday night. Changing the environment helps change the brain!

15) Set Goals — Setting goals activates areas of the brain associated with positive thinking and action. Setting goals is great for achieving success and prosperity in life and boosting your brain.

16) Listen To Music — Studies have proven that listening to music strengthens the right-hemisphere of the brain and literally changes the structure. Those same studies have found that people who listen to music are generally smarter and have more emotional intelligence than those who don’t.

17) Be Empathetic — Being empathetic and trying to understand the emotions of others is a skill that your brain can learn. Being empathetic is definitely a powerful trait to have and allows your brain to relate to the emotions of others.

18) Avoid Stress — A little bit of stress will never hurt anybody. Too much stress actually causes detrimental increases in the hormone “cortisol” which in high levels, kills brain cells and suppresses brain functioning.

19) Think Positive — If you are currently very good at thinking positively, chances are good that you already have a more powerful brain than those “Negative Nellies.” Take 10 minutes daily to think more positive and start noticing an improvement in thinking abilities and problem solving skills.

20) Brainstorm — A good brainstorming session to think of new, stimulating ideas is a great way to boost your brains ability to think creatively. Brainstorming is actually a different way of thinking that will equip your brain with a quick creative boost.

21) Write An Article — Writing is linked to an improved memory and expression of thoughts. When you write, you are strengthening your brain’s natural ability to convey thoughts and feelings. Writing is a great way to exercise your ability to analyze and build a thought process with critical thinking. Journals, diaries, blog entries, and writing stories are phenomenal ways to fulfill your brain.

22) Visualize — Visualization has been associated with focus at a deeper level. Many successful athletes that are able to play “in the zone” actually visualize their game at a deeper level. Visualization has been linked to lowered stress, increased creativity, and peak mind-body performance.

23) Get Some Sleep — Be sure to always fulfill your brain’s need for sleep. Sleep clears out mental clutter and unimportant thoughts. Getting a good night’s sleep can also be the difference between a sharp memory and feeling forgetful. Everyone has different sleep requirements, be sure to fulfill yours! If you don’t get enough sleep — you may want to take a nap…

24) Do Self-Hypnosis — The power of hypnotic suggestion is definitely real. You can change aspects of your thought process and learn to shift your focus by taking the time to do some self-hypnosis. Hypnosis research shows that by practicing hypnosis, an individual experiences lowered stress, increased pain tolerance, and clear thinking. Try it out for yourself if you haven’t already!

25) Do Crossword Puzzles — Crossword puzzles bring out your brain’s ability to critically think and recall past memories. The challenge of completing crossword puzzles is definitely mentally invigorating and stimulating. If you enjoy reading the newspaper, be sure to check out the daily crossword puzzles section and build up that brain power!

26) Eat Nuts — Brazil and South American University students swear by eating nuts before taking exams. They notice that eating them is correlated with an increase in test scores. New studies are beginning to prove nuts effectiveness at increasing brain power. If you do not eat a lot of nuts, try it sometime and reap the brain related benefits!

27) Read Books — Reading books teaches your brain to adapt to absorb large amounts of information in shorter periods of time. Books challenge your thinking abilities and memorization skills, as well as boost vocabulary and critical thinking skills. Not only do you learn something from reading a book, but your brain power increases as you build up the book load.

28) Listen To Classical Tunes — Listening to classical music activates the left hemisphere of the brain, which is why classical music usually helps students do better in mathematics and writing. If you haven’t yet tried listening to some Mozart, consider it! Mozart has been linked to an 80 % increase in spatial intelligence scores!

29) Play “Brain Age” — New games like “Brain Age” for the nintendo DS and Big-Brain Academy help promote quick thinking and essential brain skills. These games work wonderful for improving thinking speed and natural problem solving skills. I’ve had a chance to play these games before and I can personally vouch for their effectiveness!

30) Take A Nap – Taking a nap has been proven through research to significantly improve task-performance and thinking abilities. If you are feeling tired throughout the day and have time to take a quick nap, it is recommended. Naps are a wonderful refresher and quick little mental booster.

31) Turn Off The T.V. – Watching T.V. may not be the only reason which rotting begins in the brain, but it is a key ingredient to the rotting process. A little T.V. will never hurt anybody, but it does definitely change brain functioning. The act of watching T.V. slows brainwaves and causes a decline in brain fitness.

32) Paint A Picture — Being able to visualize where you want paint to go on paper sparks pure creativity from within. Painting is an exercise that gets the right-brain fully functioning and improves your creative side. If you haven’t tried painting a picture, give it a shot and notice that you’re likely to feel and be more creative.

33) Start Crying — Don’t be afraid to cry when the time is right! Crying actually heals emotions and promotes healthy circulation within the brain. Those who are able to cry are actually cleansing the inside of their brain, which is another very healthy way to increase brain power.

34) Eat Less — Eating too much food has the effect of decreasing blood-flow to the brain and increasing blood-flow to the digestive system. Therefore, if you are able to cut-back on the total amount of food you consume, you will have enhanced brain functioning. In several lab studies, rats on a calorie-restricted diet had increased blood flow to their brains.

35) Eat Breakfast — When kids who hadn’t eating breakfast for awhile, began to eat breakfast, their math grades went up an entire letter grade (on average). Breakfast is probably the most important meal of the day — it provides your body with fuel for the rest of the day. If you don’t have time to eat an entire breakfast in the morning, at least have some sort of snack… It could give your brain a powerful edge!

36) Go For A Walk — Exercise deifnitely benefits the brain, and walking is a great form of exercise that is easy and very effective for boosting brainpower. Walking puts your mind in a relaxed state of clear thought and brain function. Walking gives your brain a chance to wander and free itself from any troubling thoughts.

37) Mimic Others — Being able to mimic other’s actions and talk activates several areas of the brain that are usually inactive. Mimicing others, if done in a fun, playful manner, can improve your brain power and the brain’s natural ability to adapt quickly when faced with new situations.

38) Solve Puzzles — Solving puzzles is a great way to stimulate your brains ability to critically think and process information. Puzzles are thought provoking, challenging, and a fun activity. The great thing about puzzles is that they require activity in the left-hemisphere of the brain to work with, and transfer information to, the right hemisphere’s visual center of the brain. Want a more integrated brain? Solve a puzzle!

39) Do Neurofeedback — Neurofeedback is a great way to learn to consciously control your brain wave patterns. Neurofeedback builds brain structure and helps promote flexibility within a brain’s neural network. Though neurofeedback is somewhat costly, if you’ve got enough money — it may very well be the best investment you can make for your brain!

40) Cut Alcohol Consumption — Alcohol in moderation isn’t terrible for the brain, too much alcohol is damaging to brain health and function. If you want to boost brain power, cutting alcohol is a great way to do it. Alcohol can cause memory problems and encourage “foggy,” disorganized thinking.

41) Live A Drug-Free Lifestyle — Everyone knows that drugs are bad for them. Drugs do not foster creativity, they kill creativity and deplete brain cells. Depending on the drug, effects can range from brain bleeding, to cell loss, to impairments in neural growth. Live drug free and keep your brain more powerful!

42) Drink Fruit Juice — Drinking fruit juice revitalizes the brain and provides cells with a refreshing jolt of nutrients. Great juices to drink include: grape juice, orange juice, cranberry juice, and apple juice. Most juices provide your brain with vital nutrients which in turn, provide you with more mental energy and focus.

43) Be Self-Aware — When you learn to let go of ego-driven and emotional aspects of life, rational thinking kicks in. Rational thinking will allow you to become self-aware, which in turn allows you to make better future decisions to achieve optimal brain health. Activities like meditation, self-hypnosis, and introspection allow us to increase our self-awareness.

44) Take Gingko Biloba — Gingko Biloba has been scientifically researched and documented to significantly increase blood-flow to the brain. Gingko Biloba is a farily inexpensive way to pump up your brain’s blood-flow. Increased bloodflow to the brain is correlated with an increase in focus and problem solving. Try some Gingko Biloba and allow your brain to reap the benefits!

45) Have Sex — Having sex is a great way to naturally release vital hormones in the brain. When involved in a loving relationship, having sex improves social connection as well as emotional intelligence. Sex is connecting, stress-relieving, and a great way to give your brain a boost. Chances are that sex will also improve your confidence and ability to think positively!

46) Drink Caffeine — Research shows that students that drink coffee before exams, have higher scores. Why? Caffeine seems to stimulate activity in the brain, speed up thinking, and improve focus. Too much caffeine is never good as it can cause stress or trigger anger. A little bit, however, may be the ticket to an “A” on your test. Drink some and find out how it affects your focus and thinking abilities!

47) Sniff Some Basil — I personally haven’t tried this method, but there seem to be many claims testifying for Basil’s effectiveness at improving overall brain function. Either way, certain fragrances actually change brain functioning. Taking a whiff of peppermint speeds up brain functioning, while other fragrances actually slow things down! Since scent is the strongest thing tied to memory, some good fragrances can definitely help out brain functioning.

48) Stay In School — If you are in school, chances are good that you will boost your brain power more than the average dropout! Keeping up with school work, means giving your brain a good workout in areas of self-discipline, learning, and mental processing. Stay in school, or do something to always be learning something new!

49) Ask Questions — Asking questions is a phenomenal way to keep your brain in shape. Get in the habit of questioning others and their thoughts. Questions can provoke new thoughts and ideas and asking them is a great way to build up brain power!

50) Re-Read This List – Want to boost your brain power? Start by re-reading this list and highlighting several methods that you can apply to your life. As a matter of fact, print this list out and staple it up someplace that you will view everyday. That way, when walking past the list, you can take a glance and randomly choose an activity to boost your brain power!

Created by Drew